internal auditor

income auditor

legal counsel – insurance & contract risk management Jobs in Dubai

legal counsel – insurance & contract risk management

underwriting credit analyst - officer Jobs in Dubai

underwriting credit analyst - officer

vehicle inspector

insurance underwriter

steadfast group

We are looking for an experienced Group Medical Insurance Underwriter responsible for assessing, evaluating, and underwriting group medical insurance applications for businesses, organizations, and other entities. This role involves analyzing risk, calculating premiums, determining coverage options, and making decisions that align with the company&rsquo;s underwriting policies and industry regulations. The underwriter works closely with the sales, operations, and client management teams to provide comprehensive insurance solutions to clients while ensuring profitability for the company.Job Responsibilities:<ul><li>Customer communication and Support:</li><li>Develop and propose customized medical insurance plans for groups, aligning with client needs while ensuring profitability and compliance with regulatory standards.</li><li>Liaise with clients, and agents to explain underwriting decisions, provide clarifications, and resolve any issues related to medical coverage.</li><li>Liaise with clients &amp; sales advisors on al enquires, understand client requirements and provide adequate solutions and technical guidance. When required, should accompany sales advisors for client meetings &amp; presentations.</li><li>Risk Evaluation:</li><li>Evaluate and assess group medical insurance applications by analyzing client data, medical histories, claims records, and other relevant information to determine risk and coverage options.</li><li>Calculate premiums for group health insurance plans based on risk factors, including group size, claims history, industry type, and health conditions. Provide quotes and ensure the accuracy of pricing.</li><li>Monitor and analyze claims trends and emerging risks within group policies. Recommend adjustments or improvements to mitigate risks and optimize policy performance.</li></ul>Work closely with sales and account management teams to understand client needs, resolve issues, and enhance customer satisfaction. Support brokers by answering technical questions and providing recommendations on plan options.<ul><li>Compliance &amp; Regulations:</li><li>Stay updated on industry regulations, market trends, and changes in laws related to group medical insurance. Ensure all underwriting activities comply with state, federal, and company-specific policies.</li><li>Ensure all underwriting decisions are made in accordance with the company's underwriting guidelines, industry regulations, and legal requirements.</li><li>Documentation:</li><li>Maintain detailed records of underwriting decisions, client communications, and policy changes. Prepare reports on underwriting activity, including risk exposure and trends.</li><li>Team Collaboration &amp; Communication:</li></ul>Requirements:<ul><li>Minimum 1 years of UAE experience in coordination group medical insurance or a similar role in the insurance broker industry.</li></ul>Familiarity with the UAE insurance market and regulatory requirements is an advantage.<ul><li>Strong knowledge of group health insurance products, insurers, underwriting processes, and risk assessment methodologies.</li><li>Strong ability to analyze complex data and make informed underwriting decisions.</li><li>High level of accuracy and attention to detail in evaluating applications and calculating premiums.</li><li>Strong attention to detail and ability to handle multiple inquiries or tasks simultaneously.</li><li>Proficient in CRM systems and Microsoft office.</li><li>Ability to work under pressure to meet sales targets and deadlines.</li><li>Excellent written and verbal communication skills. Ability to explain technical terms and policies in an easily understandable manner.</li></ul>Job Type: Full-timePay: AED7,000.00 - AED8,000.00 per monthApplication Question(s):<ul><li>Do you have experience in Insurance Broker Company?</li><li>What is your current/last drawn Salary?</li><li>Can you join Immediately?</li></ul>

Group Medical Coordinator

Policybazaar Middle East Insurance Brokers LLC

OverviewA Group Medical Insurance Underwriter evaluates and prices group health insurance plans for employer-sponsored benefits programs. They analyze group demographics, medical claims experience, industry risks, and market trends to determine appropriate premiums, benefits, and coverage terms. Their goal is to balance competitive pricing with sound risk management while ensuring compliance with regulatory and organizational guidelines.Role &amp; Responsibility<ul><li>Analyze census data, medical claims experience, and group demographics to assess overall risk.</li><li>Prepare new business and renewal quotes using established rating models and underwriting guidelines.</li><li>Recommend plan designs, pricing adjustments, and alternative benefit structures based on risk findings.</li><li>Review industry classification, participation levels, and plan utilization to identify potential risk concerns.</li><li>Communicate underwriting decisions to brokers, sales teams, and internal stakeholders clearly and professionally.</li><li>Maintain accurate documentation of assumptions, rate calculations, and final decisions.</li><li>Ensure compliance with internal standards, insurance regulations, and data privacy requirements.</li><li>Collaborate with actuarial teams, product development, and account management to support group retention and growth.</li></ul>Qualifications<ul><li>Strong analytical skills and the ability to interpret complex health claims and utilization reports.</li><li>Proficiency in Excel, rating tools, and underwriting software.</li><li>Excellent communication, negotiation, and decision-making abilities.</li><li>Detail-oriented with strong organizational and time-management skills.</li><li>Bachelor&rsquo;s degree in insurance, business, statistics, healthcare, or a related field (preferred).</li><li>1&ndash;2 years of experience in group medical underwriting, group benefits, actuarial support, or related fields.</li></ul>Job Types: Full-time, PermanentPay: AED4,000.00 - AED5,000.00 per month

Group Medical Underwriter / Insurance Company

Arma Underwriting Ltd

A specialist multi-line underwriting agency is seeking an Underwriter in Dubai to evaluate risks, manage a portfolio, and maintain client relationships. The ideal candidate will have 5-8 years of experience in Professional Indemnity or D&O insurance, along with strong communication skills and a relevant degree. This full-time, on-site role offers a chance to work within a regulated framework and stay ahead of industry trends.

D&O & PI Underwriter - Dubai Portfolio Lead

Bupa

<div>Job Description:
Senior Pricing Delivery Analyst - Underwriter
Dubai
Permanent
Fantastic benefits including 10% management bonus scheme
Full time 40 hours per week
We make health happen
Bupa Global is the international health insurance division of Bupa. We provide customers who want premium international coverage with products and services to access the healthcare they need anytime, around the world, whether at home or when studying, living, travelling or working abroad.
Bupa Global has offices around the world including London and Brighton (UK), Dublin (Europe), Miami (USA), Dubai (UAE, in partnership with OIC), Egypt and Hong Kong (China) as well as regional offices in mainland China, Singapore, the Dominican Republic, Bolivia, Panama, Guatemala and Ecuador.
How you'll help us make health happen
As an experienced underwriter with a corporate pricing background you'll play a vital role in leading the relationship between pricing and our regional stakeholders, specifically finance and commercial. You'll look to price Corporate international private medical insurance (IPMI) groups within agreed guidelines and with an appreciation of their individual risk characteristics and to be available face to face within the required offices in Dubai.
Accountabilities &amp; activities<ul><li>
Lead and manage relationships with internal and external customers, particularly Account Managers; support Account Managers in face-to-face client meetings where appropriate; working in partnership to support Commercial delivery and to help explain the risk drivers underpinning pricing terms</li><li>
Support Account Managers as necessary by attending and presenting pricing proposals to face-face client and/or broker meetings when new business or renewal prices require detailed explanation.</li><li>
Lead the relevant Bupa relationships with Senior leaders and sales team members, including being present in the local offices on a full-time basis.</li><li>
Responsible for pricing the future-period subscriptions of each group within international private medical insurance (IPMI) portfolios; incorporating the current portfolio of renewal business as well as new business opportunities.</li><li>
An advanced understanding of IPMI products and their risk characteristics.</li><li>
Analyse and interpret historic claims experience to enable accurate forecasting of future claiming patterns, and any external information, which may impact on price.</li><li>
Perform analysis to calculate group-specific loadings and discounts dependent upon a client's risk profile</li><li>
Interpret and understand changes to membership or benefit profiles that may influence future risk trends</li><li>
Empowered to make commercial decisions within an agreed framework and adhere to the published commercial escalation process. Understanding the impact each decision has upon the continued financial health of each book.</li><li>
Understand the strategic context underpinning each client and incorporate this thinking within pricing approach</li><li>
Internally negotiate and justify pricing decisions to key stakeholders, including Account Managers, Commercial Managers and the Pricing Governance Group</li><li>
Enhance customers' understanding of pricing processes and methodologies</li><li>
Maintain a thorough and succinct audit trail on decisions and reasoning for each price completed</li><li>
Act as a designated point of escalation for a particular Product line / region and re-engineer and streamline internal process across specific Product line / region.</li><li>
To support the Pricing Delivery Team Leader to recruit, manage, train and motivate staff to ensure the maximum performance and potential of direct reports is realised and that their developmental needs are inspired.
</li><li>Ensure that the pricing system infrastructure being used to develop and issue pricing proposals for Corporate, is robust, error free and fit for.</li><li>
Lead on relevant ad-hoc pricing projects.</li><li>
Deputise for the Pricing Delivery Team Leader in their absence to cover day-to-day operational issues.</li>
</ul>Key Skills / Qualifications needed for this role:<ul><li>
Degree in Finance, Statistics, Actuarial or related field and at least 5 years post-qualification relevant working experience.
</li><li>Proven numerical skills evidenced through previous work experience within an insurance company and an appreciation of actuarial, medical and statistical issues relating to pricing; understanding of the actuarial forecasting process and techniques.</li><li>
Experience of working with data analysis tools such as Excel, SAS, Power BI and similar.</li><li>
Experience of understanding and interpreting data and risk trends, ability to forecast changing trends at individual group level and to identify appropriate pricing solutions.</li><li>
Proven success in communicating with and influencing internal and external stakeholders; experience owning relationships with stakeholders.</li><li>
Proven knowledge of the end-to-end process of setting insurance prices and experience of managing a demanding workload and tight deadlines.</li><li>
Experience of commercial decision making; strong commercial awareness and customer focus</li><li>
Strong interpersonal, and communication skills. Emphasis on achieving results and successful outcomes through consultation whilst equally being confident and robust enough to challenge senior colleagues where appropriate.</li><li>
Objective, analytical and lateral thinking with a &lsquo;can-do' attitude with the ability to summarise and communicate complicated technical issues.</li><li>
A proactive mindset, challenging requirements, seeing through from a customer angle and exploring new directions from results of analysis.</li><li>
Ability to work with ambiguity and uncertainty - often driven by incomplete / uncertain data.</li>
</ul>Benefits
Our benefits are designed to make health happen for our people. Viva is our global wellbeing programme and includes all aspects of our health - from mental and physical, to financial, social and environmental wellbeing. We support flexible working and have a range of family friendly benefits.
Joining Bupa in this role you will receive the following benefits and more:<ul><li>25 days holiday, increasing through length of service, with option to buy or sell</li><li>Bupa health insurance as a benefit in kind</li><li>An enhanced pension plan and life insurance</li><li>Onsite gyms or local discounts where no onsite gym available</li><li>Various other benefits and online discounts</li></ul>
And 10% management bonus scheme. 
Why Bupa?
We're a health insurer and provider. With no shareholders, our customers are our focus. Our people are all driven by the same purpose - helping people live longer, healthier, happier lives and making a better world. We make health happen by being brave, caring and responsible in everything we do.
We encourage all of our people to &rdquo;Be you at Bupa&rdquo;, we champion diversity, and we understand the importance of our people representing the communities and customers we serve. That's why we especially encourage applications from people with diverse backgrounds and experiences.
Bupa takes pride in being a Level 2 Disability Confident Employer and will aim to offer an interview/assessment to disabled applicants who best meet the minimum criteria for the role. We're committed to ensuring you're treated fairly during the recruitment process and offer reasonable adjustments to anyone who may benefit from accommodations to the recruitment process.
Time Type:
Full time
Job Area:
Locations:
Dubai - BGME DIFC</div>

Senior Pricing Delivery Analyst

Job description:Key Responsibilities<ul><li>Assess and underwrite motor insurance risks in line with company and insurer guidelines.</li><li>Handle policy issuance, endorsements, renewals, escalations, referrals, and approvals efficiently.</li><li>Utilize insurance portals for quotation, issuance, and endorsements.</li><li>Apply accurate rating and underwriting practices to ensure competitive and compliant pricing.</li><li>Manage renewals with a focus on achieving a high retention ratio.</li><li>Assist with claims procedures and provide support in claim-related escalations when required.</li><li>Ensure compliance with CBUAE regulations and company policies at all times.</li><li>Maintain strong client interaction and provide quality service to ensure customer satisfaction.</li><li>Build and sustain effective relationships with insurers, underwriters, and clients.</li><li>Collaborate closely with the marketing and sales teams to support new business acquisition and renewal strategies.</li><li>Prepare and maintain accurate underwriting and policy documentation.</li><li>Report underwriting activities, referral cases, and renewal status to management regularly.</li></ul>Requirements<ul><li>2&ndash;3 years&rsquo; UAE experience in motor underwriting within a broking firm.</li><li>Strong knowledge of motor insurance products, underwriting practices, claims processes, and portal usage.</li><li>Proven ability to work under pressure in a highly competitive environment.</li><li>Familiarity with CBUAE insurance regulations.</li><li>Excellent communication and interpersonal skills (English essential; Arabic an advantage).</li><li>Strong negotiation and relationship management skills with insurers and clients.</li><li>Ability to coordinate effectively with internal teams (marketing, operations, accounts).</li><li>Must be residing in Dubai.</li></ul>Job Type: Full-timePay: AED6,000.00 - AED7,000.00 per monthApplication Question(s):<ul><li>How many years of UAE Experience do you have?</li><li>Can you join immediately?</li><li>Have you worked in an insurance company?</li></ul>

Motor Insurance Under Witter

Chubb Europe

The key purpose of the role is to Underwrite new and renewal business in support of the business plan objectives for retention and growth. Key activities of the job holder are: <ul> <li>Day to day management of the broker/cedent panel and renewal book.</li> <li>To underwrite existing renewal accounts, solve broker enquires and build lasting Client relationships.</li> <li>Renewal meetings, broker pipeline and general business development activities in support of the continued growth of the product line.</li> <li>To work closely with senior managers to assist with broker enquires and developing new opportunities and relationships.</li> <li>To work closely with underwriters in other lines of business in the DIFC branch to maximise cross sell opportunities.</li> </ul> Key Responsibilities <ul> <li>Assist with driving the Property division business growth and profitability through focussed distribution and marketing activities.</li> <li>Underwrite a sustainable balance of business in support of team revenue, profitability, growth and production objectives.</li> <li>Maximising opportunities for cross-selling and up-selling within Chubb through internal marketing at cross class meetings and relationship management.</li> <li>Develop and manage key external producer relationships.</li> </ul> Skills &amp; Experience Required <ul> <li>Comprehensive understanding and working knowledge of Property Underwriting, reinsurance, the MENA market and competitors.</li> <li>Solid experience of dealing with brokers and clients. </li> <li>Results driven with ability to make own decisions and work on own initiative. </li> <li>An experienced professional who is recognised externally. </li> <li>Expected to have or be working towards ACII qualification (or equivalent), with considerable market experience. Continues to develop technical and broader business skills.</li> <li>Fluent English language skills.</li> </ul>

Property Underwriter

Al Bayan Medical Center LLC, Deira

Full job descriptionJob Purpose:To manage and coordinate all insurance-related activities, ensuring accurate and timely processing of patient claims, adherence to DHA and insurance regulations, and smooth communication between the clinic, patients, and insurance providers.Key Responsibilities:<ul><li>Insurance Coordination &amp; Approvals</li><li>Verify patient insurance coverage and eligibility prior to services.</li><li>Obtain pre-authorization and approvals for treatments and procedures.</li><li>Ensure all documentation complies with DHA and insurance requirements.</li><li>Claims Management</li><li>Prepare, review, and submit insurance claims accurately and on time.</li><li>Follow up on pending, rejected, or underpaid claims.</li><li>Maintain proper documentation and claim tracking records.</li><li>Billing &amp; Reconciliation</li><li>Coordinate with the accounts department to reconcile insurance payments.</li><li>Verify invoices against approved claims and received payments.</li><li>Ensure all discrepancies are resolved promptly.</li><li>Compliance &amp; DHA Policy Knowledge</li><li>Ensure compliance with DHA standards, policies, and insurance regulations.</li><li>Stay updated with any changes in DHA or insurance company policies.</li><li>Support the clinic in DHA audits or inspections related to insurance processes.</li><li>Patient Support &amp; Communication</li><li>Educate patients about their insurance benefits and coverage.</li><li>Handle insurance-related queries in a professional and timely manner.</li><li>Coordinate between doctors, patients, and insurance companies as needed.</li><li>Reporting &amp; Documentation</li><li>Maintain accurate records of all claims, rejections, and payments.</li><li>Prepare regular reports on claim status, collection trends, and insurance performance.</li><li>Assist management in optimizing the revenue cycle process</li><li>Clinic Admin</li><li>Manage day to day operations.</li><li>Billing, Registration.</li><li>Selling Health pacakges, DHA work, DHA Inspection internally with Medical Director.</li><li>DSC Reporting, Dialy revenue reports, Inventory Management, HR Management</li><li>Maintain Staff file, Schedule interviews as per the requirmeents, Facility and Service Management</li><li>Manage day to day requirements in the clinic</li><li>Keeping the records of PPM, and regulatrory requirements</li><li>Staff Management, Making the letters for the management.</li><li>Daily revenue report, Monthly Reports</li><li>Opening and closing of the sales and stocks</li><li>Payroll and Attendance managment along with accountant</li></ul>Qualifications &amp; Skills:<ul><li>Bachelor&rsquo;s degree in Business Administration, Healthcare Management, or a related field.</li><li>Minimum 2&ndash;3 years of experience as an Insurance Coordinator in a healthcare facility (UAE preferred).</li><li>Strong knowledge of DHA policies, eClaimLink, and insurance claim processes.</li><li>Familiar with healthcare insurance portals and claim submission software.</li><li>Excellent communication, negotiation, and follow-up skills.</li><li>Attention to detail and ability to handle confidential information responsibly.</li><li>Proficiency in MS Office (Word, Excel, Outlook).</li><li>Arabic knowledge is an advantage.</li></ul>Key Competencies:<ul><li>Knowledge of medical coding and insurance terminology.</li><li>Strong organizational and time management skills.</li><li>Problem-solving and analytical thinking.</li><li>Teamwork and adaptability in a fast-paced healthcare environment.</li></ul>Job Types: Full-time, Contract Contract length: 24 monthsPay: AED2,000.00 - AED2,500.00 per monthExperience:<ul><li>work: 2 years (Required)</li></ul>Job Type: Full-time

Insurance Coordinator cum Admin

Explore 1114+ Insurance underwriter in Dubai this December. Find roles across top companies and apply now to boost your career.