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senior product manager

Pay10 Global

<div>
 
 
 Company Overview
 
 
 
 We are a global payments technology company delivering secure, scalable payment solutions to B2B and B2C customers worldwide. Our product suite includes a robust payment gateway, money transfer services, digital wallets, and a broad range of value-added payment solutions. Powered by cutting-edge technology and a strong focus on user experience, we simplify payments and enable businesses and individuals to operate confidently in the digital economy.
 
 
 
 
 
 
 Position Overview
 
 
 
 We are seeking an experienced
 
 Senior Product Manager
 
 to drive the strategic development, delivery, and growth of our payment and digital products.
 
 Reporting to the Chief Product Officer
 
 , this role will shape product vision, lead cross-functional teams, and ensure our solutions meet market needs, regulatory requirements, and business objectives across multiple regions. The role operates within a global, matrixed organisation and requires strong product leadership, agile delivery expertise, and stakeholder management capability.
 
 
 
 
 
 
 Key Responsibilities
 
 
 <ul>
 <li>
 Product Strategy &amp; Vision
 </li>
 <li>
 People Management
 </li>
 <li>
 Agile Product Management
 </li>
 <li>
 UX/UI &amp; Customer Experience
 </li>
 <li>
 Delivery &amp; Execution
 </li>
 <li>
 Market &amp; User Research
 </li>
 <li>
 Research &amp; Development
 </li>
 <li>
 Product Innovation
 </li>
 <li>
 Stakeholder Management
 </li>
 </ul>
 
 
 
 
 
 Qualifications
 
 
 <ul>
 <li>
 Bachelor&rsquo;s or Master&rsquo;s degree in Engineering, Business, Economics, Finance, or a related discipline.
 </li>
 <li>
 8+ years&rsquo; experience in product management, atleast 3 years' within payments or Fintech in the UAE.
 </li>
 <li>
 Strong expertise in agile product management tools and frameworks (e.g. Jira).
 </li>
 <li>
 Solid understanding of UX/UI principles and experience driving user-centric product development.
 </li>
 <li>
 Strong communication and stakeholder-management skills, with experience influencing senior leaders.
 </li>
 <li>
 Relevant certifications (e.g. CSPO, Agile, Product Management) are advantageous.
 </li>
 <li>
 
 People management experience is essential.
 
 </li>
 <li>
 Proactive, innovative, and commercially minded, with a collaborative, delivery-focused mindset.
 </li>
 </ul>
 
 
</div>

Senior Product Manager

Emirates NBD

<div>
 
 Job Description
 
 
 
 Organization Unit Purpose
 
 
 <ul>
 <li>
 The Transaction Banking Services (TBS) unit provides a full-featured product suite covering Trade and Supply Chain Finance, Cash Management and Payment Solutions which enables clients to optimize their working capital and also build efficiency and automation in their day-to-day business operations.
 </li>
 <li>
 TBS provides an integrated single window approach for all transactional requirements of its corporate clientele across various segments and sectors such as commercial, government and financial institutions. It aims at assisting them with innovative financing and payment solutions as well as offers the convenience of interacting with the bank, away from traditional means.
 </li>
 <li>
 The Transaction Banking team continuously interacts with CFO&rsquo;s and Treasury Teams of its corporate clients and is committed to build strong relationships by meeting their underlying organizational objectives.
 
 </li>
 </ul>
 
 Position description:
 
 
 The Senior Product Manager - Merchant Acquiring will be responsible for setting up processes internally and with schemes to launch acquiring business for instore and ecommerce channels
 
 
 Job Purpose
 
 
 <ul>
 <li>
 To position Emirates NBD as the most sought-after Merchant Acquiring solution provider and enhance our acquiring capabilities based on client-led demands and VOC for Emirates NBD UAE and KSA.
 </li>
 <li>
 Lead integration and certification discussions with existing schemes in UAE and KSA for enablement across POS and Ecom channels.
 </li>
 <li>
 Responsible for the scheme Host certifications in UAE and KSA
 </li>
 <li>
 Coordinate with schemes for POS terminal certifications vendors in KSA and UAE.
 </li>
 <li>
 Work with internal stakeholders to fulfil the contractual obligations for schemes.
 </li>
 <li>
 Manage the processing platform requirements
 </li>
 <li>
 Engage with schemes to setup internal processes with onboarding, risk and compliance teams.
 </li>
 <li>
 Engage with multiple payment gateways to do the necessary scheme certifications.
 </li>
 <li>
 Work with the payment gateways to create a smooth onboarding journey for merchants.
 </li>
 <li>
 Work with the processor and schemes to set up the workflow for incoming and outgoing files
 </li>
 <li>
 Work with Internal IT to create transaction flow for ONUS transactions
 </li>
 <li>
 Work with the processor to manage TMS related issues and track the terminal performance regularly.
 </li>
 <li>
 Ensure all the necessary plugins , integrations required for payment gateway platform are covered in the product suite.
 </li>
 <li>
 Work with schemes on existing Token migration
 </li>
 <li>
 Work with the technology partner for creating post onboarding journeys for payment gateway onboarding
 </li>
 <li>
 Explore AI capabilities and identify ways to enhance development and testing automation.
 </li>
 <li>
 Explore agentic AI and autonomous decision-making tools in product management to accelerate development cycles and improve product quality
 </li>
 <li>
 Conduct competitor benchmarking and understand industry trends.
 </li>
 <li>
 Keep abreast of new technology disrupting the payments
 
 </li>
 </ul>
 
 Job Content
 
 
 Scheme certification
 
 Ensure all necessary scheme contracts and certifications are completed. Ensure adherence to scheme policies.
 
 <ul>
 <li>
 Scheme engagement
 </li>
 <li>
 Scheme certification
 </li>
 <li>
 Scheme compliance
 </li>
 <li>
 Scheme Risk assessment
 
 </li>
 </ul>
 Product Innovation and Enhancement
 
 Identify payment trends in the market. Ensure integration of new payment methods across POS and Ecom channels.
 
 <ul>
 <li>
 Managing Product backlog
 </li>
 <li>
 Ensure the product bench marking
 </li>
 <li>
 Payment gateway &amp; POS feature enhancements
 </li>
 <li>
 Identify Innovative products and new features
 
 </li>
 </ul>
 Payment Gateway onboarding
 
 Manage end to end Payment gateway discussions. Work with local authorities and partners in KSA to ensure all product requirements re fulfilled.
 
 <ul>
 <li>
 Work with processor/technology partner and IT team for payment gateway assessment
 </li>
 <li>
 Work with internal teams to design onboarding flow for merchants on Payment gateway channels.
 </li>
 <li>
 Design the process flow for all the gateways along with processor/technology partner.
 </li>
 <li>
 Design process for payment gateway integration and onboarding
 
 </li>
 </ul>
 Product Commercialization
 
 Position Emirates NBD as a leading acquirer with competitive product offering in KSA.
 
 <ul>
 <li>
 Pricing Templates
 </li>
 <li>
 Pricing strategy
 </li>
 <li>
 Pricing calculator
 </li>
 <li>
 Competitor bench marking
 
 </li>
 </ul>
 Risk Mitigation
 
 NPPA, Risk Control, Product Governance/ Regulatory environment scanning and reporting.
 
 <ul>
 <li>
 Review, evaluate and manage risks, to ensure adherence to the bank&rsquo;s risk framework and wider industry regulations.
 
 </li>
 </ul>
 
 Education
 
 
 <ul>
 <li>
 Bachelor&rsquo;s degree in technical or IT engineering
 </li>
 <li>
 Master&rsquo;s degree in Marketing or Finance
 
 </li>
 </ul>
 
 Experiences
 
 
 <ul>
 <li>
 6 + years of experience in a product / partnerships/project management role
 </li>
 <li>
 Experience in digital products, user journey creation and contract negotiations
 </li>
 <li>
 Past knowledge of working with schemes ( Master/Visa) is a plus
 
 </li>
 </ul>
 
 Knowledge &amp; Skills
 
 
 <ul>
 <li>
 Good Interpersonal &amp; communication skills with good spoken English
 </li>
 <li>
 Knowledge of digital onboarding channels , front end applications
 
 </li>
 </ul>
 
 Behavioral Competencies
 
 
 <ul>
 <li>
 Strong communication and negotiation skills
 </li>
 <li>
 Multi-tasking capability
 </li>
 <li>
 Perfectionist
 </li>
 </ul>
</div>

1inch

<div>
 1inch is the DeFi ecosystem building financial freedom for everyone. 1inch products help users and builders trade, hold and track digital assets - with the self-custody, comprehensive security and the intuitive user experience they need to unlock the potential of true crypto ownership. 1inch protocols and APIs provide core infrastructure across the DeFi industry and beyond.
 
 
 So if you&rsquo;re someone who thinks big, moves fast and wants to make an impact right from day one, then get ready to join our industry-changing team.
 
 
 
 Location: We hire with a focus on Dubai and Europe. For this role, we prefer candidates who are either based in Dubai or working remotely within +/- 4 hours GST time.
 
 
 
 As a Senior Product manager, you will take a strategic role in defining and overseeing the vision, strategy, and roadmap of our product portfolio. You will lead cross-functional collaboration to ensure the development of innovative, market-leading products that align with business goals and user needs. This position offers a chance to influence the company's success through impactful product management.
 
 
 
 Responsibilities
 
 
 
 <ul>
 <li>
 Define and oversee the vision, strategy, and roadmap for a new product domain
 </li>
 <li>
 Balance short-term priorities with long-term product and business strategies
 </li>
 <li>
 Collaborate with stakeholders across org units (POs, engineering, design, marketing, sales) to ensure seamless product delivery and alignment with business goals
 </li>
 <li>
 Mentor and manage the product management team to achieve excellence in execution
 </li>
 <li>
 Advocate for user-centric approaches throughout the product lifecycle
 </li>
 <li>
 Analyse market trends and user feedback to inform product strategies
 </li>
 <li>
 Drive innovation and ensure product portfolios meet performance and adoption targets
 
 
 
 
 </li>
 </ul>
 
 Requirements
 
 
 
 <ul>
 <li>
 8+ years of proven experience as a Product manager or similar role
 </li>
 <li>
 Deep expertise in product management with a strong understanding of user-centric design
 </li>
 <li>
 Demonstrated ability to align product strategy with business objectivesStrong leadership and mentoring skills, with experience managing product management teams
 </li>
 <li>
 Proven ability to collaborate effectively across organisational units, including engineering, design, marketing, and sales
 </li>
 <li>
 Excellent communication and strategic thinking skillsTrack record of delivering market-leading products with strong performance metrics (e.g., DAU/MAU, retention, ARPU)
 </li>
 <li>
 Fluency in English, with the ability to articulate complex ideas effectively
 
 
 
 
 </li>
 </ul>
 
 Skills
 
 
 
 <ul>
 <li>
 Capacity to lead and mentor product teams while aligning product strategy with business objectives
 </li>
 <li>
 Deep expertise in product management with a strong focus on user-centric design principles
 </li>
 <li>
 Ability to work effectively across various organisational units, including engineering, design, marketing, and sales
 </li>
 <li>
 Skill to deliver market-leading products and a strong grasp of performance metrics (e.g., DAU/MAU, retention, ARPU)
 </li>
 <li>
 Ability to articulate complex ideas effectively to diverse audiences
 
 
 
 
 </li>
 </ul>
 
 Nice to have
 
 
 
 
 <ul>
 <li>
 Passion for DeFi and its potential to disrupt traditional finance
 
 
 
 
 </li>
 </ul>
 
 Why work for us?
 
 
 
 
 <ul>
 <li>
 Join a young, creative team in a fast-paced and supportive environment
 </li>
 <li>
 We&rsquo;re open to new ideas &mdash; if you&rsquo;ve got a vision, pitch it and make it happen
 </li>
 <li>
 Enjoy competitive pay that matches your skills and experience
 </li>
 <li>
 Be part of a company that&rsquo;s shaping the future of DeFi
 </li>
 <li>
 Take time when you need it &mdash; we offer unlimited vacation days
 </li>
 <li>
 Get fully compensated for your work gear &mdash; we&rsquo;ll set you up for success
 </li>
 <li>
 Travel with us! We host an annual team retreat at a top international location
 
 
 
 
 </li>
 </ul>
 We may use artificial intelligence (AI) tools to support parts of the hiring process, such as reviewing applications, analyzing resumes, or assessing responses. These tools assist our recruitment team but do not replace human judgment. Final hiring decisions are ultimately made by humans. If you would like more information about how your data is processed, please contact us.
</div>

noon

<div>
 
 
 Senior Product Manager &ndash; Returns
 
 
 
 
 Location:
 
 Dubai, United Arab Emirates
 
 
 
 
 
 
 About noon
 
 
 
 noon, the region's leading consumer commerce platform. On December 12th, 2017, noon launched its consumer platform in Saudi Arabia and the UAE, expanding to Egypt in February 2019. The noon ecosystem of services now includes marketplaces for food delivery, quick-commerce, fintech, and fashion. noon is a work in progress; we&rsquo;re six years in, but only 5% done.
 
 
 noon&rsquo;s mission: every door, everyday.
 
 
 
 
 
 
 About the Role
 
 
 
 The Aftersales team at noon is the safety net for our customers. We own the experience from the moment an order is delivered onwards. In this role, you will hold end-to-end ownership of the
 
 Returns Product Line
 
 .
 
 
 Returns are the "moment of truth" in e-commerce. When a customer is disappointed or frustrated, our product needs to respond with empathy, speed, and clarity. You will be responsible for the entire lifecycle of a return: from the User Interface where a customer initiates a request, to the "Decision Engine" that determines the logic of the return, through to the final resolution and financial settlement.
 
 
 You won&rsquo;t just be building features. You will be building a platform that balances deep customer empathy with critical business efficiency. You will design the systems that ensure trust is maintained even when a return doesn&rsquo;t go exactly as expected, while simultaneously managing the cost implications of reverse logistics.
 
 
 
 
 
 
 Key Responsibilities
 
 
 <ul>
 <li>
 
 Own the Consumer Returns Experience:
 
 Design intuitive, empathetic user journeys on App and Web that guide customers through the returns process. Your goal is to reduce anxiety and provide transparency.
 </li>
 <li>
 
 Build the "Decision Engine" Platform:
 
 Architect a flexible, scalable backend platform that houses the logic for returns. This includes defining refund eligibility, automating approval workflows, and determining the optimal disposition of an item (restock, liquidate, return to seller) based on data.
 </li>
 <li>
 
 Define Physical Check Logic:
 
 While you won't build the warehouse software itself, you will own the
 
 logic
 
 that drives it. You will define what questions operational agents ask, what evidence they must collect, and how they validate item conditions to ensure fair outcomes.
 </li>
 <li>
 
 Seller Accountability &amp; Disputes:
 
 Create systems that hold sellers accountable for defective inventory while providing them a fair mechanism to dispute unjustified returns.
 </li>
 <li>
 
 Strategic Roadmap &amp; Execution:
 
 Define the long-term vision for Returns at noon. Translate business goals into a prioritized roadmap and lead a squad of engineers to execute via agile methodologies.
 </li>
 <li>
 
 Data-Driven Optimization:
 
 relentlessly monitor return rates, refund speeds, and operational costs. Use this data to identify friction points and build solutions that save millions while improving customer satisfaction.
 </li>
 </ul>
 
 
 
 
 
 What We&rsquo;re Looking For
 
 
 <ul>
 <li>
 
 5+ Years of Product Management Experience:
 
 Proven track record of managing complex products end-to-end, preferably in e-commerce, logistics, or fintech.
 </li>
 <li>
 
 Empathy-Led Design Thinking:
 
 You can put yourself in the shoes of a frustrated customer and build flows that de-escalate and delight. You understand that "system logic" ultimately impacts human emotions.
 </li>
 <li>
 
 System &amp; Platform Thinking:
 
 You don't just solve immediate problems; you build scalable engines. You are comfortable defining logic trees, backend rules, and platform capabilities that can adapt to changing business needs.
 </li>
 <li>
 
 Analytical Rigor:
 
 You are comfortable digging into data to validate ideas. You understand the financial levers of a P&amp;L and can make trade-offs between customer experience and operational efficiency.
 </li>
 <li>
 
 Leadership &amp; Collaboration:
 
 Experience mentoring junior PMs or leading small squads. You are a clear communicator who can align diverse stakeholders; from Engineering and Design to Operations and Commercial teams.
 </li>
 </ul>
 
 
</div>

Senior Product Manager (Returns)

Crypto.com

<div>
 
 Our Product Management team drives product initiatives from inception through execution, makes impacts and launches products/features across our global footprint. We collaborate closely with engineers, designers, analysts, marketers, and other cross-functional team members to ship remarkable features and products.
 
 
 
 
 
 
 We are looking for Product Managers to drive product initiatives from inception through execution. This is a unique opportunity for someone with vision to architect and manage an industry-changing platform that helps change the way we deal with money. You will be able to drive impact and launch products/features across our global footprint. You will collaborate closely with engineers, designers, analysts, marketers, and other cross-functional team members to ship remarkable features and products.
 
 
 
 
 
 
 
 Job Responsibilities
 
 <ul>
 <li>
 Create and maintain the team&rsquo;s roadmap, milestones, and dependencies with strategic priorities in mind
 </li>
 <li>
 Define features, write product specifications, facilitate user studies, iterate on feedback, help write test plans with QA, manage the backlog, and ultimately ship products/features in a timely manner
 </li>
 <li>
 Interview and interact with customers to build empathy, ensuring that their needs are met
 </li>
 <li>
 Prioritize initiatives and projects appropriately and weigh tradeoffs that must be made
 </li>
 <li>
 Perform market research and analysis
 </li>
 <li>
 Represent the team in communication with cross-functional teams
 </li>
 <li>
 Manage specific features within a product line
 
 </li>
 </ul>
 
 
 
 
 Job Requirements
 
 <ul>
 <li>
 A data informed work style, viewed through a compassionate lens of the user
 </li>
 <li>
 A passion for building delightful customer facing products and experiences
 </li>
 <li>
 Experience shipping and iterating on successful Software or Financial products at scale
 </li>
 <li>
 Demonstrated leadership, taking initiative and producing results
 </li>
 <li>
 The ability to collaborate well with designers, engineers, QA, Marketing, compliance, growth
 </li>
 <li>
 Bachelor's degree or equivalent experience
 </li>
 <li>
 With domain knowledge in retail trading or gamification are preferred
 </li>
 <li>
 Bring humility to your work and how you work with others
 
 </li>
 </ul>
 
 
 
 
 
 
 
 Why we do it
 
 
 
 
 
 Here at
 
 Crypto.com
 
 we are committed to creating an environment where internal talent is recognised and career growth and opportunities are presented to everyone in a fair and transparent way.
 
 
 
 
 
 
 
 We want everyone to feel empowered in taking ownership of their careers and openly encourage our people leaders to nurture and develop Talent within their teams and across the organization to realize our true ambition of being here for good.
 
 
 
 
 
 
 
 Our colleagues around the world are our biggest asset and we want our people to be able to grow their careers with us, making it easy to move internally as easily as it is to move externally.
 
 
 
 
 
 
 
 Internal Transfer Policy click
 
 here
 
 .
 
 
 
 
 
 
 
 Life @&nbsp;
 
 Crypto.com
 
 
 
 &nbsp;
 
 
 
 
 Empowered to think big. Try new opportunities while working with a talented, ambitious and supportive team.
 
 
 
 
 Transformational and proactive working environment. Elevate employees to find thoughtful and innovative solutions.
 
 
 
 
 Growth from within. We help to develop new skill-sets that would impact the shaping of your personal and professional growth.
 
 
 
 
 Work Culture. Our colleagues are some of the best in the industry; we are all here to help and support one another.
 
 
 
 
 One cohesive team. Engage stakeholders to achieve our ultimate goal - Cryptocurrency in every wallet.&nbsp;
 
 
 
 
 &nbsp;
 
 
 
 
 &nbsp;
 
 
 
 
 
 Are you ready to kickstart your future with us?&nbsp;
 
 
 
 
 
 &nbsp;
 
 
 
 
 Benefits
 
 
 &nbsp;
 
 
 
 
 Competitive salary&nbsp;
 
 
 
 
 Medical insurance package with extended coverage to dependents&nbsp;
 
 
 
 
 Attractive annual leave entitlement including: birthday, work anniversary
 
 
 
 
 Work Flexibility Adoption. Flexi-work hour and hybrid or remote set-up
 
 
 
 
 Aspire career alternatives through us. Our internal mobility program can offer employees a diverse scope.&nbsp;&nbsp;
 
 
 
 
 Work Perks:&nbsp;
 
 crypto.com
 
 &nbsp;visa card provided upon joining&nbsp;
 
 
 
 
 &nbsp;
 
 
 
 
 Our&nbsp;
 
 Crypto.com
 
 &nbsp;benefits packages vary depending on region requirements, you can learn more from our talent acquisition team.
 
 
 
 
 &nbsp;
 
 
 
 
 About&nbsp;
 
 Crypto.com
 
 
 :
 
 
 &nbsp;
 
 
 
 
 Founded in 2016,&nbsp;
 
 Crypto.com
 
 &nbsp;serves more than 80 million customers and is the world's fastest growing global cryptocurrency platform. Our vision is simple: Cryptocurrency in Every Wallet&trade;. Built on a foundation of security, privacy, and compliance,&nbsp;
 
 Crypto.com
 
 &nbsp;is committed to accelerating the adoption of cryptocurrency through innovation and empowering the next generation of builders, creators, and entrepreneurs to develop a fairer and more equitable digital ecosystem.
 
 
 
 
 &nbsp;
 
 
 
 
 Learn more at&nbsp;
 
 https://crypto.com
 
 .&nbsp;
 
 
 
 
 &nbsp;
 
 
 
 Crypto.com
 
 &nbsp;is an equal opportunities employer and we are committed to creating an environment where opportunities are presented to everyone in a fair and transparent way.&nbsp;
 
 Crypto.com
 
 &nbsp;values diversity and inclusion, seeking candidates with a variety of backgrounds, perspectives, and skills that complement and strengthen our team.
 
 
 
 
 &nbsp;
 
 
 
 
 Personal data provided by applicants will be used for recruitment purposes only.
 
 
 
 
 &nbsp;
 
 
 
 
 Please note that only shortlisted candidates will be contacted.
 
 
 
 
 We may use artificial intelligence tools to analyze the content of your Resume/CV against the specific requirements for the position. The purpose is to support our recruitment team in reviewing applications more effectively. These tools assist our recruitment team in their evaluation of your application by providing recommendations, but they do not replace human judgment. Final hiring decisions are ultimately made by humans who consider the insights generated by the tools along with other relevant information. If you would like more details about how your personal information is processed, please contact us.
 
 
 
 
 
 
 
 
 
 
</div>

(Senior)Product Manager, Trading

Al-Futtaim

<div>Job Requisition ID: 174584

Established in the 1930s as a trading business, Al-Futtaim Group today is one of the most diversified and progressive, privately held regional businesses headquartered in Dubai, United Arab Emirates. Structured into five operating divisions; automotive, financial services, real estate, retail and healthcare; employing more than 35,000 employees across more than 20 countries in the Middle East, Asia and Africa, Al-Futtaim Group partners with over 200 of the world's most admired and innovative brands. Al-Futtaim Group&rsquo;s entrepreneurship and relentless customer focus enables the organization to continue to grow and expand; responding to the changing needs of our customers within the societies in which we operate.

By upholding our values of respect, excellence, collaboration and integrity; Al-Futtaim Group continues to enrich the lives and aspirations of our customers each and every day 

Overview Of The Role: 
<ul>
<li>The Senior Product Manager of Financial Services at Blue is responsible for the strategy, roadmap, and execution of financial services offerings, including payments, remittances, embedded finance, credit propositions, and data monetization. The role demands close collaboration with internal teams such as engineering, design, data, and compliance to deliver customer-centric products. Success factors for this role include driving product engagement and revenue growth while ensuring compliance and scalability. The position requires deep domain knowledge in fintech and the ability to influence stakeholders effectively.</li></ul> 

What You Will Do:
<h4 class="jobSectionHeader">
Product Strategy &amp; Vision</h4>
<ul><li>Define and own the product vision and roadmap for financial services within the Blue ecosystem.</li>
<li>Identify new embedded finance opportunities such as payments, lending, rewards monetization, subscriptions, and insurance.</li>
<li>Translate business strategy into clear product outcomes, KPIs, and success metrics.</li>
<li>Drive customer-first innovation while ensuring regulatory and operational viability.</li>
</ul><h4 class="jobSectionHeader">Product Delivery &amp; Execution</h4>
<ul><li>Lead end-to-end product lifecycle: discovery, PRD, delivery, launch, and optimization.</li>
<li>Work with engineering squads to prioritize backlogs, manage trade-offs, and ensure timely delivery.</li>
<li>Define functional and non-functional requirements including scalability, security, performance, and compliance.</li>
<li>Run experiments, A/B tests, and continuous optimization post-launch.</li>
</ul><h4 class="jobSectionHeader">Financial Services &amp; Compliance</h4>
<ul><li>Partner with legal, risk, compliance, and finance teams to ensure products meet regulatory requirements.</li>
<li>Design products that balance customer experience with fraud prevention, KYC, AML, and data privacy needs.</li>
<li>Manage dependencies with banks, PSPs, fintech partners, and regulators.</li>
</ul><h4 class="jobSectionHeader">Data, AI &amp; Monetization</h4>
<ul><li>Leverage customer data, behavioral signals, and AI insights to personalize financial journeys.</li>
<li>Define monetization models across interchange, float, commissions, subscriptions, and partner revenue.</li>
<li>Use analytics to drive decisions, track funnel performance, and improve unit economics.</li>
</ul><h4 class="jobSectionHeader">Stakeholder &amp; Partner Management</h4>
<ul><li>Act as the single-threaded owner for financial services products across internal and external stakeholders.</li>
<li>Collaborate with commercial teams on partner propositions and go-to-market strategies.</li>
<li>Present product updates, performance metrics, and strategic proposals to senior leadership.</li></ul> 

Required Skills To Be Successful:
<ul>
<li>Proven ability to define and execute product strategies in the fintech domain.</li>
<li>Strong analytical and problem-solving skills with a data-driven mindset.</li>
<li>Excellent communication and stakeholder management skills.</li>
<li>Ability to manage cross-functional teams and drive collaboration.</li></ul> 

What Qualifies You For The Role:
<ul>
<li>12+ years of product management experience with at least 3-5 years in financial services or fintech.</li>
<li>Strong understanding of payments, wallets, rewards, or embedded finance ecosystems.</li>
<li>Proven experience in shipping consumer-facing digital products at scale.</li>
<li>Hands-on experience working with engineering, design, and data teams.</li>
<li>Familiarity with regulatory concepts such as KYC, AML, PCI, and data privacy.</li></ul> 
We&rsquo;re here to provide excellent service but a little help from you can ensure a five-star candidate experience from start to finish.

Before you click &ldquo;apply&rdquo;: Please read the job description carefully to ensure you can confidently demonstrate why this opportunity is right for you and take the time to put together a well-crafted and personalised CV to further boost your visibility. Our global Talent Acquisition team members are all assigned to specific businesses to ensure that we make the best matches between talent and opportunities. We not only consider the requisite compatibility of skills and behaviours, but also how candidates align with our Values of Respect, Integrity, Collaboration, and Excellence.

As part of our candidate experience promise, we also want to make ourselves available to you throughout the application process. We make every effort to review and respond to every application. 
Additional Internal Information:<div> 
<ul><li>Reports to: GM Technology &amp; Data - Blue
</li><li>Band: H</li></ul></div>

Note:-

You must have been an Al-Futtaim employee for at least 18 months in order to be considered. 
You must inform your HRBP in confidence of your application. 
Please note that this vacancy may be advertised externally in the next week so apply without delay.</div>

Senior Product Manager - Financial Services

Careem

<div>
 
 About the Company
 
 
 
 Careem is building the Everything App for the greater Middle East &mdash; making it easy to move around, order food and groceries, manage payments, and more. Our purpose is simple: to simplify and improve people&rsquo;s lives and build an awesome organisation that inspires.
 
 
 Since 2012, Careem has enabled earnings for over 2.5 million Captains, simplified the lives of more than 70 million customers, and built a platform where the region&rsquo;s best talent and entrepreneurs thrive. We operate in 70+ cities across 10 countries, from Morocco to Pakistan.
 
 
 
 
 We&rsquo;re now entering our next chapter &mdash; one powered by AI. We&rsquo;re looking for AI talent: curious problem-solvers who know how to apply AI to build tools, automate workflows, and create real impact. Whether it&rsquo;s streamlining operations, enhancing customer experience, or reimagining internal systems &mdash; we want people who can make Careem work smarter and move faster.
 
 
 
 
 
 About The Role
 
 
 
 The Senior Product Manager will lead the Marketplace Health Squad, responsible for shaping demand and supply dynamics across Careem&rsquo;s platform. The role focuses on ensuring marketplace balance, operational efficiency, and growth across verticals (Food, Quik, Mobility). The ideal candidate combines deep data fluency, technical rigor, and commercial acumen to design scalable solutions that optimize the core marketplace engine.
 
 
 
 What You&rsquo;ll Do
 
 
 
 <ul>
 <li>
 Marketplace Health &amp; Efficiency: Own the health of the supply-demand ecosystem &mdash; continuously monitor and improve metrics like fulfillment rate, cancellations, idle supply, and order wait times.
 </li>
 <li>
 Identify and execute levers to dynamically balance demand and supply through pricing, incentives, batching, and allocation algorithms.
 </li>
 <li>
 Partner with analytics and data science teams to develop forecasting, elasticity modeling, and market simulation tools.
 </li>
 <li>
 Demand &amp; Supply Shaping: Build frameworks for demand stimulation (e.g., promos, pricing) and supply activation (e.g., shift planning, guarantees).
 </li>
 <li>
 Collaborate with vertical teams to ensure marketplace strategies align with business and experience goals.
 </li>
 <li>
 Drive initiatives that improve captain utilization, order per hour (OPH), and customer conversion rates.
 </li>
 <li>
 Experimentation &amp; Data Science Integration: Design and run A/B experiments to validate hypotheses across incentive, pricing, and routing domains.
 </li>
 <li>
 Translate complex analytical insights into actionable product strategy; partner closely with Data Science to embed models into real-time systems.
 </li>
 <li>
 Leverage ML-driven approaches for prediction, dynamic decisioning, and optimization at scale.
 </li>
 <li>
 Cross-Functional Leadership: Align product, engineering, analytics, and operations around a unified Marketplace Health roadmap.
 </li>
 <li>
 Represent marketplace trade-offs in leadership discussions, balancing growth, customer experience, and profitability.
 </li>
 <li>
 Foster a culture of experimentation, transparency, and impact measurement within the squad.
 
 
 </li>
 </ul>
 
 What You&rsquo;ll Bring
 
 
 
 <ul>
 <li>
 Bachelor&rsquo;s degree in Engineering, Computer Science, Economics, or a related quantitative field (MBA preferred).
 </li>
 <li>
 6&ndash;9 years of experience in Product Management, ideally in E-commerce, Ride-hailing, or Quick Commerce.
 </li>
 <li>
 Proven experience in marketplace optimization, dynamic pricing, or incentive systems.
 </li>
 <li>
 Strong exposure to working with Data Science and Engineering teams &mdash; comfort with metrics, experimentation, and model-based products.
 </li>
 <li>
 Experience managing high-scale, real-time systems and driving measurable outcomes in ambiguous, high-growth environments.
 </li>
 <li>
 Strong analytical and problem-solving skills with ability to interpret complex data into actionable decisions.
 </li>
 <li>
 Familiarity with SQL, experimentation platforms, and data visualization tools (Looker, Tableau, etc.).
 </li>
 <li>
 Exceptional communication, stakeholder management, and execution ownership.
 </li>
 <li>
 Bias for action, outcome-oriented, and thrives in a fast-paced cross-functional setup.
 </li>
 </ul>
</div>

Senior Product Manager – Marketplace Health

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