Senior Credit Analyst - UAE

• Conduct thorough analysis of financial statements, credit reports, and other relevant data to assess the creditworthiness of individuals and businesses.

• Evaluate the financial health of borrowers by analyzing their income, debt levels, and liquidity.
• Assess the risk associated with extending credit and make recommendations for credit approvals or rejections.

• Prepare detailed credit reports and summaries for internal and external stakeholders.
• Monitor and manage the credit exposure of existing borrowers by reviewing financial statements and conducting periodic risk assessments.
• Stay updated on industry trends, economic indicators, and regulatory changes that may impact credit risk.
• Collaborate with other departments, such as sales and underwriting, to gather and analyze necessary information for credit evaluations.
• Provide guidance and support to junior credit analysts in their analysis and decision-making processes.
• Develop and maintain relationships with clients, ensuring clear communication and understanding of credit terms and conditions.
• Assist in the development and implementation of credit policies, procedures, and risk assessment models to improve overall credit management.

Requirements

• Strong analytical and problem-solving skills, with the ability to analyze complex financial data and draw accurate conclusions.
• In-depth knowledge of financial analysis techniques, credit risk assessment, and industry best practices.
• Proficient in using financial analysis software and tools.
• Excellent written and verbal communication skills, with the ability to present complex financial information in a clear and concise manner.
• Attention to detail and high level of accuracy in analyzing and interpreting financial data.
• Ability to work independently and manage multiple priorities in a fast-paced, deadline-driven environment.
• Strong interpersonal skills, with the ability to build and maintain effective relationships with clients and internal stakeholders.
• Sound judgment and decision-making abilities, with the ability to assess risks and make recommendations accordingly.
• Proficient in Microsoft Office Suite, particularly Excel, for financial analysis and reporting purposes.
• Strong ethical standards and adherence to confidentiality requirements.

Benefits

• Competitive Salaries
• Hybrid working environment
• Healthcare coverage
• A highly collaborative team environment that will support your professional and personal growth
• A culture that promotes Work-Life balance and Wellbeing
• A culture of learning and innovation