Senior Manager, Finance Crime Compliance

Company Description

We’re Checkout.com – you might not know our name, but companies like eBay, ASOS, Klarna, Uber Eats, and Sony do. That moment when you check out online? We make it happen.

Checkout.com is where the world checks out. Our global network powers billions of transactions every year, making money move without making a fuss. We spent years perfecting a service most people will never notice. Because when digital payments just work, businesses grow, customers stay, and no one stops to think about why.

With 19 offices spanning six continents, we feel at home everywhere – but London is our HQ. Wherever our people work their magic, they’re fast-moving, performance-obsessed, and driven by being better every day. Ideal. Because a role here isn’t just another job; it’s a career-defining opportunity to build the future of fintech.

Job Description

To support our expansion across the Americas region, Checkout.com is now actively seeking a highly-driven Manager to support in establishing and leading the Atlanta-based Compliance team, reporting into the Head of Americas Compliance.

The role will be instrumental in supporting broader expansion in the US, focusing on bank regulatory initiatives, including but not limited to, contributing to regulatory applications, drafting compliance policies, and establishing processes to comply with Anti-Money Laundering regulations in the U.S., including the Bank Secrecy Act (“BSA”), PATRIOT Act of 2001, the Anti-Money Laundering Act of 2020, and rules issued by the U.S. Department of Treasury’s Financial Crimes Enforcement Network (FinCEN).

The stakeholder will join a growing Americas team dedicated to Compliance and will work closely with external regulators and various internal functional partners (Sales, Onboarding, Transaction Monitoring, Legal, Product etc.), ensuring compliance with all applicable regulatory requirements.

The ideal candidate will have demonstrated experience dealing with regulators and senior management in a payments-focused, banking or other regulated financial institution and act as the senior person responsible for legal entity regulatory matters within the US. The ideal candidate will be highly strategic and will deploy an owner mentality. They'll be well-organized, adaptable to the changing demands of the role, and capable of independent and autonomous decision-making to drive Checkout.com’s ambitious expansion goals in a fast-paced environment.

How You'll Make An Impact

You'll be overseeing the Atlanta-based Compliance team and the legal entity Compliance Program to manage all sources of regulatory risk and provide reporting which meets the needs of our regulators. Among other duties, the incoming Compliance leader will be responsible for:

• 
  Providing strategy, direction, and oversight for a regulated U.S. legal entity and to the Atlanta-based team, ensuring risk management practices are implemented.

• Working jointly with senior management in the US and at the Group level.

• Being the primary Compliance person responsible for driving conversations with regulators and assisting in activities required to maintain licenses in good standing.

• Assist with setting up governance committees needed for our US regulated entities.

• Grow the Atlanta-based Compliance teams over the coming years.

• Lead all aspects of Compliance statutory, regulatory and management reporting in line with external and internal policy requirements.

• Developing compliance policies and procedures that are designed to comply with applicable external requirements and group-wide policies.

• Serving as the board designated BSA Officer and managing the overall anti-money laundering compliance program including the filing of suspicious activity reports.

• Review escalations from the first line of defense, approving merchant applications and making sure necessary Customer Due Diligence is performed.

• Maintain legal entity specific compliance risk assessment highlighting control gaps where necessary.

• Communicating with all necessary staff to ensure they understand their responsibilities and are trained in Checkout.com policies and procedures to identify financial crime issues and escalate any suspicious activity.

• Supporting the business and signing off, where necessary, to launch new products and assess the associated risks in accordance with regulatory requirements.

• Maintain awareness of compliance industry trends including financial crime risks

Qualifications:

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  8+ years of compliance experience at a regulated U.S. financial institution.

• Strong understanding of compliance risks associated with financial institutions as well as payment network specific compliance requirements.

• Knowledge and experience within the Payments/Fintech industry and compliance with U.S. state money transmission compliance requirements.

• Experience dealing with regulators in a senior compliance role with robust knowledge on key compliance topics including KYC, AML/CFT, Sanctions.

• Highly analytical, strategic problem solver with strong ideas and foresight.

• Strong communicator with the ability to build cross-functional relationships.

• Ability to balance multiple tasks with tight delivery schedules and prioritize accordingly, communicating roadmaps and deliverables clearly and articulately.

• Strong sense of ownership and accountability.

Bring all of you to work

We create the conditions for high performers to thrive – through real ownership, fewer blockers, and work that makes a difference from day one.

Here, you’ll move fast, take on meaningful challenges, and be recognized for the impact you deliver. It’s a place where ambition gets met with opportunity – and where your growth is in your hands.

We work as one team, and we back each other to succeed. So whatever your background or identity, if you’re ready to grow and make a difference, you’ll be right at home here.

It’s important we set you up for success and make our process as accessible as possible. So let us know in your application, or tell your recruiter directly, if you need anything to make your experience or working environment more comfortable.

Life at Checkout.com

We understand that work is just one part of your life. Our hybrid working model offers flexibility, with three days per week in the office to support collaboration and connection.

Curious about what it’s like to be part of our team? Visit our Careers Page to learn more about our culture, open roles, and what drives us.

For a closer look at daily life at Checkout.com, follow us on LinkedIn and Instagram