SME Credit operations Senior Supervisor

JOB PURPOSE:

To oversees the technical area of small and medium enterprise credit, including supervision and monitoring of SME direct lending and loan guaranty programs managed by the department, as well as contributing to strategic planning, new business development, proposal writing, capacity building, knowledge sharing, and business innovation to expand access to financial services.

Key ACCOUNTABILITIES:

• Develops new business opportunities, leads inter-departmental teams for conducting market research, negotiating loans, designing loan guaranty facilities, and drafting technical assistance agreements with funders.
• Collaborates with proposal writing teams and act as lead technical writer on proposals or business plans.
• Provides targeted technical assistance to SME-related programs, including subsidiaries of Vitas Group engaged in MSME lending; wherever possible, also contributes to the documentation of Global Communities’ experience through preparation of information briefs, internal publications, and other materials.
• Revises existing and develops new training materials for SMEs and tailored to specific countries, especially in cash flow-based lending, loan underwriting, product development and risk management.
• Troubleshoots issues related to implementation and represent Global Communities with donor representatives, investors, commercial banking partners, and host-country government representatives as needed.
• Serves as a committee member on board-appointed internal audit committees of local subsidiaries, and participate in other cross-country initiatives, as requested.
• Assists with the identification, hiring, and supervision of external consultants for areas of additional expertise or special projects as requested.
• Stays informed of technical and strategic advances in the MSME, banking and finance industries that may have an impact on current and new business opportunities.
• Upholds the values and commitment of Global Communities and its affiliates as a development-focused, quality service provider in the countries and communities it serves.

Qualifications and experience:

• Bachelor’s degree in Finance, accounting, business administration, or any other relevant field.
• Minimum of 4-6 years professional experience in SME credit technology and portfolio management in the developing world; and first-hand knowledge in underwriting small loans with a commercial bank or financial institution.