Wholesale Credit Risk Senior Manager

Job Purpose

• Analyze credit and financial reports to determine risks involved in existing and new credit relations in line with the HSBC’s lending policy,
• Review / recommend / approve the credit applications of wholesale banking clients
• Oversee and manage the credit risk of the Bank arising from judgmental lending
• Support identification, measurement, and monitoring of risk during the wholesale credit risk lending process
• Manage a portfolio of Wholesale Banking credit proposals under his/her responsibility within expected performance criteria
• Manage the documentation requests including amendments / waivers and structural changes
• Manage counterparty stress test studies along with sector and portfolio reviews
• Ensure LIC and RWA targets are met across the portfolio under responsibility
• Support the achievement of local Regulatory requirements including lending process requirements
• Represent Risk appropriately to stakeholders, including Businesses, Customers and Regulators, with effective communication of risk positions and approach
• Support HBTR Board of Directors on wholesale credit risk requirements
• Act as the Local Risk Lead in local / regional Risk related projects
• Deputize for Head of WCR, as delegated.
• Exercise credit approval authority
• Oversee wholesale lending policy in line with local regulations and group guidelines
• Work in conjunction with Regional/Group WCR Climate Credit Risk to support implementation of Climate Risk Agenda and programme management and governance

Certifications, Qualifications & Experience

• Graduated from a 4 year University (Business Administration / Economics)
• Command of both written and verbal English
• Command of MS office applications
• Strong credit and risk knowledge is pre-requisite
• Sound knowledge of financial analysis and modelling
• Project Management background
• 7-10 years of general corporate / commercial credit/banking experience/climate risk.
• Ability to analyse detailed information and form an opinion are essential
• Close attention to details, ability to work with tight deadlines and perform multi-tasks is essential.
• Strategic thinking and planning with result orientation is expected.
• Excellent interpersonal skills to maintain a healthy relationship with stakeholders.
• Ability to simplify and resolve complex matters (e.g. complicated loan applications, extensive projects etc)
• A certain degree of leadership skills is required given the diversified team under supervision.

https://www.hsbc.com.tr/hsbc-hakkinda/insan-kaynaklari/hsbcde-kariyer/kvkk-aydinlatma-metni