Corporate/Midcap Credit Risk Supervisor

Role Description : -

Oversee the review of credit memos, financial statement analysis, and proposed credit structures. Provide recommendations on corporate credit risks, ensuring alignment with credit policies and regulations.

Core Responsibilities : -

• Conduct comprehensive reviews of credit memos and attachments, ensuring compliance with bank policies, credit risk guidelines, and regulatory requirements.
• Conduct thorough investigations to ensure no major negative indicators exist regarding the client.
• Verify that credit requests align with internal credit policies and CBE regulations, ensuring all submissions meet the required criteria for approval.
• Oversee detailed analysis of financial statements to assess creditworthiness, using industry benchmarking, financial ratios, and other financial models.
• Evaluate and recommend optimal credit structures for corporate clients, balancing client needs with the bank's risk appetite.
• Continuously monitor the bank’s credit portfolio to identify and address potential risks, ensuring adequate measures are in place for portfolio health.
• Prepare regular reports on credit portfolio health, risk concentration, and sectoral exposure for presentation to senior management.
• Regularly monitoring any early warning sign received from Credit administration and/or EWS unit on continuous basis and take the necessary action or escalate to the direct manager if needed.

Technical Competencies : -

• Advanced Credit Analysis.
• Proficiency in managing large credit portfolios.
• Skilled in conducting stress tests and scenario analyses
• Comprehensive knowledge of local and international credit risk regulations.

Requirements / Qualifications : -

• Minimum 8 years of relevant experience.
• Bachelor’s degree in accounting, finance, or statistics from accredited university.
• Advanced level of Microsoft office.
• Full Credit Course is a must.