Finance Manager

About PalmPay

PalmPay is a leading neobank and fintech platform scaling financial inclusion across emerging markets. With over 40 million users , we’re building a digital financial ecosystem that empowers individuals and businesses through accessible, easy-to-use, and rewarding financial services.

Operating in Nigeria, Ghana, Tanzania, Bangladesh, and Pakistan , PalmPay has been recognised by CNBC as one of the Top 300 Global Fintech Companies and ranked #2 overall and #1 in financial services on the Financial Times’ Africa’s Fastest Growing Companies 2025 list.

Position Overview

We are seeking an experienced and proactive Finance Manager to lead our finance operations in Pakistan. The ideal candidate will have a strong background in NBFC financial management , with expertise in regulatory compliance, financial reporting, and strategic planning. This role requires both hands-on execution and leadership skills to build a robust financial function that supports PalmPay’s expansion in Pakistan.

Key Responsibilities

Financial Management & Reporting

• Oversee daily financial operations, including accounting, budgeting, and cash flow management
• Prepare and present accurate monthly, quarterly, and annual financial statements to management and group finance
• Ensure timely reporting of all periodical financial information to internal and external stakeholders
  
  

Regulatory Compliance & Audit

• Ensure compliance with SECP regulations and NBFC-related financial requirements in Pakistan
• Supervise tax compliance, TDS/VDS deductions, and ensure proper filings with authorities
• Liaise with auditors for internal and external audits, ensuring smooth and timely completion
  
  

Budgeting & Forecasting

• Develop financial plans, budgets, and forecasts to support strategic decision-making
• Monitor variances, analyze trends, and recommend corrective actions
  
  

Treasury & Risk Management

• Manage cash flow, banking relationships, and treasury operations
• Identify and mitigate financial risks through strong internal controls and risk management practices
  
  

Team Leadership & Cross-functional Collaboration

• Build and mentor a high-performing finance team in Pakistan
• Work closely with Business, Product, HR, and Compliance teams to align financial goals with overall business strategy
• Provide financial insights to support product operations and business development
  
  

Required Qualifications & Experience

• Bachelor’s or Master’s degree in Accounting, Finance, Economics, or Business Administration
• Professional certification (CA, ACCA, CMA, or equivalent) is strongly preferred
• Minimum 7 years of finance experience, with at least 3+ years in a managerial role within NBFC, fintech, or digital financial services
• Strong knowledge of SECP regulations, tax laws, and NBFC accounting practices
• Proven track record in financial reporting, audits, compliance, and treasury management
• Proficiency in accounting/ERP software and advanced MS Excel
• Strong leadership, analytical, and decision-making skills
• Fluency in English and Urdu
  
  

Compensation & Benefits

• Competitive salary and other benefits
• Professional development and training support
• Opportunity to lead the finance function of a global fintech company in Pakistan
  
  

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