Retail Banking Product Manager - Loans

Job Responsibilities:

• Define and execute the product vision, roadmap, and strategy for Lending products, ensuring alignment with the bank’s strategic objectives and financial goals.
• Own the lending product portfolio, including P&L accountability, pricing strategy, and revenue growth initiatives.
• Conduct market research, customer insights, and competitive benchmarking to identify opportunities for differentiation and business expansion.
• Collaborate with credit, risk, compliance, operations, and IT teams to design, launch, and enhance lending products, balancing customer experience with risk and profitability.
• Drive cross-functional strategic initiatives to optimize product performance, streamline processes, and implement scalable solutions.
• Monitor product performance metrics, profitability, credit risk, and market share; provide insights and recommendations to senior leadership.
• Act as the senior bridge between business and technical teams, ensuring solutions meet strategic objectives without deep involvement in day-to-day technical execution.
• Influence and guide business stakeholders on lending product decisions, aligning with regulatory requirements and market trends.
• Lead initiatives to innovate digital lending solutions, increase customer engagement, and drive adoption of new products and features.

Job Requirements:

• Bachelor’s/Master’s degree in Finance, Economics, Business Administration, or related field.
• 10–12 years of experience in product management within banking or fintech, with strong exposure to lending/loan products.
• In-depth knowledge of Egyptian banking regulations, credit risk management, and digital lending platforms.
• Proven experience in strategic product planning, portfolio management, and leading cross-functional teams.
• Strong stakeholder management, leadership, and communication skills.
• Analytical mindset with the ability to balance strategic thinking and operational execution.
• Desirable certifications: Certified Product Manager (CPM), SAFe Product Manager, or Certified Credit Professional (CCP).

Job Type: Full-time