accountant

accounts officer

customer service representative Jobs in Karachi

customer service representative

finance officer

account officer

credit officer

Human Capital HR Solutions

Key Responsibilities:<ul><li>Evaluate financial data and assess creditworthiness of businesses or individuals</li><li>Manage credit risk and ensure regulatory compliance</li><li>Support credit strategies and guide field teams for aligned growth</li><li>Enforce internal credit policies and Service Level Agreements (SLAs)</li><li>Assess credit applications and determine appropriate limits</li><li>Collaborate with business teams to balance risk and growth</li><li>Prepare reports on regional credit performance and trends</li><li>Apply financial analysis and risk assessment skills</li><li>Maintain expertise in credit policy, collections, and recovery processes</li></ul>Requirements:<ul><li>Experienced: Up to 3 years in a similar role within the financial sector</li><li>Fresher: 16 years of education / Degree in Business, Finance, Accounting, or a related field from an HEC-recognized institution</li></ul>How to Apply:<ul><li>Interested candidates are encouraged to send their resumes to:</li><li>careers1.hc@gmail.com</li><li>CC: careers@humancapitalintl.com</li></ul>Follow Our Social Accounts for the Latest Job Opportunities!<ul><li>Instagram: https://www.instagram.com/humancapitalhrsolutions/</li><li>LinkedIn: https://www.linkedin.com/company/human-capital-hr-solution/</li><li>Facebook: https://www.facebook.com/humancapitalhrsolution/</li></ul>Job Type: Full-timeWork Location: In person

Credit Analyst / Credit Risk Management

Imam Clinic

Job Summary:The Billing Officer assists in accurate and timely patient billing, verifies charges, coordinates with departments, and ensures clear communication with patients during staff absences.Job Description:We are looking for a Billing Officer to support the billing and accounts team with the following responsibilities:<ul><li>Ensure accurate, efficient, and timely processing of patient bills.</li><li>Manage inpatient and outpatient billing operations.</li><li>Verify and cross-check charges from various hospital departments.</li><li>Maintain clear and transparent communication with patients and attendants regarding billing matters.</li><li>Assist in daily reconciliation and support the billing team during staff absences.</li></ul>Job Requirement:<ul><li>Bachelor&rsquo;s degree in Commerce, Accounting, Finance, or related field.</li><li>2 to 3 years experience in Billing &amp; Corporate department.</li><li>Strong understanding of hospital billing systems and procedures.</li><li>Proficient in MS Office (Excel, Word) and hospital management software.</li></ul>Job Type: Part-timeWork Location: In person

Billing Officer

UBL - United Bank Limited

<div>
 
 
 Group:
 
 Risk &amp; Credit Policy
 
 
 
 Location
 
 : Head Office
 
 
 
 
 
 
 Profile Summary:
 
 
 
 Responsible for reviewing credit proposals and overseeing credit relationships for FI clients to ensure they meet internal policies and regulatory rules. Proactively identifies and raises key credit risks and any compliance or documentation issues. Supports sound and well-informed credit decisions.
 
 
 
 
 
 
 Job Responsibilities:
 
 
 
 
 
 
 
 Credit Analysis &amp; Due Diligence
 
 
 <ul>
 <li>
 Conduct in-depth credit assessments for new and existing FI clients
 </li>
 <li>
 Analysis of financial statementsto identify any anomalies, assess industry risks, and evaluate sector dynamics that may impact creditworthiness
 </li>
 <li>
 Evaluate loan requests by collecting and analysing information about customers&rsquo; financial standing and repayment capacity and clearly documenting all credit risks and how they will be managed
 </li>
 <li>
 Analyse the financial health and operational aspects of obligors to support credit decisions
 </li>
 <li>
 Ensure timely and insightful evaluation of credit proposals from FI business, confirming all credit approvals comply with regulatory and policy guidelines
 </li>
 </ul>
 
 
 Portfolio Monitoring &amp; Risk Mitigation
 
 
 <ul>
 <li>
 Actively manage and assess the FI portfolio, quickly identifying and raising concerns about any credit issues
 </li>
 <li>
 Determine country risk ratings, review limits for specific countries, and monitor overall exposure by assessing political risks and major economic trends
 </li>
 <li>
 Monitor key credit parameters such as expiry dates, covenants, deferrals, and past dues
 </li>
 <li>
 Review MIS reports on overdue accounts and NPLs to identify issues, proactively raise red flags, and develop strategies to mitigate key risks and prevent further deterioration
 </li>
 <li>
 Monitor covenants and other credit-related matters, track regularization of deferrals, and prepare required reports
 </li>
 </ul>
 
 
 Governance, Reporting &amp; Stakeholder Partnership
 
 
 <ul>
 <li>
 Prepare MIS and presentations for management committees and board meetings, highlighting key risks, trends, and recommendations for risk mitigation
 </li>
 <li>
 Ensure compliance with all relevant regulatory requirements and internal credit policies, including SBP PRs and the Bank&rsquo;s Credit Policy / Credit Manual
 </li>
 <li>
 Monitor geopolitical events, sovereign credit risks, and macroeconomic conditions
 </li>
 <li>
 Maintain effective coordination and communication with relevant stakeholders to ensure timely resolution of their requirements
 </li>
 <li>
 Stay up to date on credit risk regulations, best practices, and economic trends impacting the risk environment.
 </li>
 </ul>
 
 
 
 
 
 Experience and Qualification Requirement:
 
 
 <ul>
 <li>
 Minimum 3-5 years of relevant experience.
 </li>
 <li>
 Bachelors / Masters degree, preferably in a related discipline such as Finance, Accounting, Economics, or Business Administration
 </li>
 </ul>
 
 
 
 
 
 Skills Required:
 
 
 <ul>
 <li>
 Knowledge of accounting and finance principles
 </li>
 <li>
 Acquire familiarity with SBP PRs and the Bank&rsquo;s Credit Policy / Credit Manual
 </li>
 <li>
 Ability to apply knowledge and experience to actual credit situation and to communicate assessments and opinions clearly
 </li>
 <li>
 Balanced and independent judgement, with the character to assess each credit proposal on its merit
 </li>
 <li>
 Strong written and verbal communication skills
 </li>
 <li>
 Ability to work effectively in a team-oriented environment
 </li>
 </ul>
</div>

Senior Credit Analyst - Financial Institution

ACCA Careers

<div>
 :
 
 
 <ul>
 <li>
 Evaluate financial data and assess creditworthiness of businesses or individuals
 </li>
 <li>
 Manage credit risk and ensure regulatory compliance
 </li>
 <li>
 Support credit strategies and guide field teams for aligned growth
 </li>
 <li>
 Enforce internal credit policies and Service Level Agreements (SLAs)
 </li>
 <li>
 Assess credit applications and determine appropriate limits
 </li>
 <li>
 Collaborate with business teams to balance risk and growth
 </li>
 <li>
 Prepare reports on regional credit performance and trends
 </li>
 <li>
 Apply financial analysis and risk assessment skills
 </li>
 <li>
 Maintain expertise in credit policy, collections, and recovery processes
 
 
 </li>
 </ul>
 :
 
 
 <ul>
 <li>
 Experienced: Up to 3 years in a similar role within the financial sector
 </li>
 <li>
 Fresher: 16 years of education / Degree in Business, Finance, Accounting, or a related field from an HEC-recognized institution
 
 
 </li>
 </ul>
 :
 
 
 
 Interested Candidates Are Encouraged To Send Their Resumes To
 
 
 
 careers1.hc@gmail.com
 
 
 
 CC: careers@humancapitalintl.com
 
 
 
 
 Follow Our Social Accounts for the Latest Job Opportunities!
 
 
 
 
 Instagram:
 
 https://www.instagram.com/humancapitalhrsolutions/
 
 LinkedIn:
 
 https://www.linkedin.com/company/human-capital-hr-solution/
 
 Facebook:
 
 https://www.facebook.com/humancapitalhrsolution/
</div>

The Citizens Foundation (TCF)

Job Summary: The Sr. Account Officer is responsible for accurately recording all types of donations, maintaining donor financial records, ensuring timely reconciliation of bank accounts and donation platforms, and supporting transparent financial reporting. The role ensures that all donation transactions are properly documented, verified, and aligned with organizational financial policies.Key Responsibilities:<ul><li>Record all incoming donations (cash, cheque, bank transfer, online platforms, in-kind donations) in the accounting system.</li><li>Verify donor information, donation purpose, and supporting documents.</li><li>Ensure timely posting of daily/weekly donation entries.</li><li>Reconcile donations recorded with bank statements, online platforms, and physical receipts.</li><li>Monitor discrepancies between system records and external statements; escalate issues as needed.</li><li>Coordinate with fundraising, field teams, and banks to resolve mismatches.</li><li>Validate the completeness and accuracy of posted donation entries.</li><li>Assist in audit requirements by providing donation and reconciliation documents.</li><li>Maintain proper filing and documentation of all receipts, vouchers, and reconciliation sheets.</li><li>Support improvements in donation recording processes and control mechanisms.</li><li>Prepare chapter-wise donation reports within designated timelines.</li><li>Assist in corporate compliance-related work.</li></ul>Required Skills<ul><li>Excellent attention to detail and accuracy.</li><li>Strong analytical and reconciliation skills.</li><li>Ability to work under pressure and meet deadlines.</li><li>High integrity and commitment to transparency.</li></ul>EducationB.Com or BBA (in progress also acceptable).Experience1 to 2 years of relevant experienceJob Type: Full-timePay: Rs1.00 - Rs2.00 per monthApplication Question(s):<ul><li>What is your current salary?</li><li>What is your expected salary?</li></ul>

Senior Accounts Officer

Siccotel

Job Title: Chief Financial Officer (CFO)Location: KarachiIndustry: Mobile DistributionReports To: CEOJob Summary:We are seeking a strategic and experienced Chief Financial Officer (CFO) to lead the financial planning, risk management, and compliance of our mobile distribution business. The ideal candidate will bring strong financial acumen, business strategy insight, and proven leadership to help drive growth and profitability.Key Responsibilities:Lead all financial operations including accounting, budgeting, forecasting, and reporting.Develop and execute financial strategies that support business goals.Analyze and manage financial risks including credit control and cash flow.Manage relationships with banks, auditors, tax advisors, and regulatory bodies.Optimize working capital, inventory management, and pricing strategies.Prepare monthly, quarterly, and annual financial reports for executive leadership.Oversee internal controls, tax planning, and regulatory compliance.Implement ERP and automation tools to streamline financial operations.Requirements:Proven experience (8+ years) in a senior finance role, preferably in *FMCG* or *mobile distribution* .MBA/ACCA/CA or equivalent financial qualification.Strong command of financial systems, business modeling, and performance analysis.Benefits:Health InsuranceAnnual BonusPaid Leaves as per Company PolicyDaily MealApply :hr@siccotel.comJob Type: Full-timeWork Location: In person

Chief Financial Officer (CFO)

Tufail Multichem Industries Pvt Ltd

Position Overview: The Sales Officer is responsible for driving sales growth, managing customer relationships, and achieving revenue targets within assigned markets. The role requires a professional with strong industry knowledge in chemicals, textiles, and wood products, along with a proven track record in sales recovery, customer retention, and strategic market development.Responsibilities:Identify, develop, and expand business opportunities in chemical, textile, and wood industry segments.Promote company products to new and existing clients to achieve monthly, quarterly, and annual sales targets.Conduct regular market visits to explore new business, gather insights, and maintain a strong industry presence.Build and maintain strong relationships with customers to ensure continued business growth. Address customer inquiries, product concerns, and service issues promptly and professionally.Lead and manage sales recovery activities to ensure timely collection of outstanding payments.Coordinate with the finance department to monitor customer credit limits, aging reports, and overdue accounts.Prepare and submit daily, weekly, and monthly sales reports.Maintain complete and accurate customer records, including sales forecasts, visit reports, and recovery updates.Qualifications &amp; Experience:<ul><li>Graduate &amp; Minimum 4 years of sales experience in Chemical, Textile and Paint industries.</li><li>Proven track record of generating sales, expanding markets, and achieving revenue targets.</li><li>Strong experience in sales recovery, credit follow-up, and customer negotiations.</li><li>Valid driving license.</li></ul>What We Offer:<ul><li>Attractive Salary Package</li><li>Incentive</li><li>Medical (IPD) and others benefits</li></ul>Job Type: Full-timeWork Location: In person

Sales Officer (Chemical, Textile & Paint)

Explore 211+ Credit officer in Karachi this December. Find roles across top companies and apply now to boost your career.

211 credit officer jobs IN Karachi

Credit Analyst / Credit Risk Management

Billing Officer

Senior Credit Analyst - Financial Institution

Credit Analyst / Credit Risk Management

Senior Accounts Officer

Chief Financial Officer (CFO)

Sales Officer (Chemical, Textile & Paint)