project manager

construction manager

key account manager

finance manager

commercial manager

credit risk manager

Solvecube Pte. Ltd.

<div>
 
 SolveCube is an award winning AI enabled Talent Solutions Platform for middle and senior level professionals. SolveCube is working with global consulting firms, mid and large enterprises across Asia Pacific and Middle East to fulfil their talent needs for permanent, short-term, part-time, interim and turnkey assignments.
 
 
 One of our clients a reputed bank in Dubai is looking for Credit Risk Analyst
 
 
 
 
 
 P.S- This role is open only for UAE Nationals.
 
 
 
 
 
 
 Job Description &ndash; Credit Risk Analyst
 
 
 
 
 
 
 
 1 JOB TITLE
 
 
 
 Credit Risk Analyst
 
 
 
 
 
 
 2DEPARTMENT
 
 
 
 Retail Banking Credit
 
 
 
 
 
 
 3 REPORTING TO
 
 
 
 Head of Retail Credit Policy
 
 
 
 
 
 
 
 
 Export to Sheets
 
 
 
 
 
 
 4. JOB PURPOSE
 
 
 
 
 
 <ul>
 <li>
 Portfolio Analytics' including generation of
 </li>
 <li>
 
 MIS, Reports, and Management Presentation packs
 
 of all Asset Products falling within the domain of Personal Banking, and Islamic Retail banking.
 </li>
 <li>
 Support and work closely with Manager Retail Credit Policy to
 
 develop and implement Credit Risk Policies, processes and procedures
 
 .
 </li>
 </ul>
 
 
 
 
 
 5. Principal Accountabilities
 
 
 
 
 Work Management
 
 
 <ul>
 <li>
 Responsible for analyzing
 
 Scorecards, Limit assignment, and Impairment model management
 
 including other related Risk models to identify both risk and opportunity areas.
 </li>
 <li>
 Provide support to Head of Retail Credit Policy in meeting Risk Management Department&rsquo;s objectives.
 </li>
 <li>
 Work closely with
 
 IT, Finance, and other departments
 
 to generate timely and accurate MIS/Dashboards.
 </li>
 <li>
 The incumbent should have a bias to
 
 automate the various reports
 
 .
 </li>
 <li>
 Identify credit risks / trends under different scenarios and provide analytical support for making specific business decisions.
 </li>
 <li>
 Participate as a Team member and undertake responsibility for the
 
 improvement of the on-going management of credit risk reports and analyses
 
 in an accurate, efficient and timely manner.
 </li>
 <li>
 Ability to
 
 identify data points and data sources
 
 to build a comprehensive, accurate and complete credit information database.
 </li>
 <li>
 Facilitate in
 
 Data Warehousing process
 
 and retrieval and Analysis of Data.
 </li>
 <li>
 Represent the team in initiatives pertaining to
 </li>
 <li>
 
 data warehousing, data analysis automation, and analytics
 
 .
 </li>
 </ul>
 
 
 
 
 
 6. JOB CONTEXT
 
 
 
 
 
 
 (Internal or external environment in which the job operates)
 
 <ul>
 <li>
 The economic conditions are changing and so are the risk profiles.
 </li>
 <li>
 The jobholder needs to review continuously the Bank&rsquo;s strategy for credit risk and provide due recommendations to the
 
 Head of Credit Risk
 
 .
 </li>
 <li>
 This job achieves criticality as it needs
 </li>
 <li>
 
 Regulatory Compliance requirements
 
 .
 </li>
 <li>
 The jobholder needs to review continuously the Bank&rsquo;s strategy for credit risk and provide due recommendations to the
 
 Management
 
 .
 </li>
 </ul>
 
 
 
 
 
 7. COMMUNICATION &amp; WORKING RELATIONSHIPS
 
 
 
 
 
 <ul>
 <li>
 Regular meetings with Management to consult issues and work progress.
 </li>
 <li>
 Ongoing contact with all internal business managers to obtain and exchange information on risk management.
 </li>
 </ul>
 
 
 
 
 
 9. FRAME WORK, BOUNDARIES &amp; DECISION MAKING AUTHORITY
 
 
 
 
 
 
 (Nature of authority both financial &amp; Non-financial if applicable)
 
 <ul>
 <li>
 Works within the overall direction and guidelines set by the
 </li>
 <li>
 
 Head of Risk Management
 
 .
 </li>
 <li>
 Job holder&rsquo;s recommendations and proposals are major inputs for decision making.
 </li>
 </ul>
 
 
 
 
 
 10. QUALIFICATIONS
 
 
 
 
 
 <ul>
 <li>
 Degree in
 
 Finance, / Analytics
 
 .
 </li>
 <li>
 Possesses knowledge of
 
 Credit and Financial Analysis
 
 .
 </li>
 <li>
 Basic knowledge of Credit Risk.
 </li>
 <li>
 To be familiar with
 
 Rating and Scoring models
 
 .
 </li>
 <li>
 High Proficiency in
 
 EXCEL &amp; SAS
 
 .
 </li>
 <li>
 Communication Ability &ndash; written and spoken.
 </li>
 </ul>
 
 
 
 
 
 11. EXPERIENCE
 
 
 
 
 
 
 (Number of years, type &amp; at what level etc.)
 
 <ul>
 <li>
 
 2 &ndash; 3 years
 
 of having handled Retail credit MIS/analytics including familiarity with Scorecard analytics.
 </li>
 </ul>
 
 
 12. SKILLS
 
 
 
 
 
 <ul>
 <li>
 Analytical skills.
 </li>
 <li>
 Good command of English.
 </li>
 <li>
 Strong investigative and interpretive skills.
 </li>
 <li>
 Persuasive communication / presentation skills.
 </li>
 </ul>
 
 
 
 
 
 13. COMPETENCIES
 
 
 
 
 
 <ul>
 <li>
 Thinking analytically.
 </li>
 <li>
 Communicating effectively.
 </li>
 <li>
 Attention to detail.
 </li>
 <li>
 Taking initiatives.
 </li>
 </ul>
 
 
</div>

Credit Risk Analyst

United States Citigroup

Corporate Regional Markets and Public Sector (CRMPS) Underwriting is an integral part of the Institutional Credit Management ( ICM ) organization. Underwriting s mandate is to deliver best-in-class credit risk analysis, monitoring and credit administration as a partner to Wholesale Credit Risk and Banking s shared commitment to ensuring the safety and soundness of wholesale lending.
Staffers have dual responsibility of setting the direction for and leading the analysts while also acting as an Underwriter for a select number of relationships.
This role has responsibility for a portfolio of Corporates, Financials Institutions and Public Sector relationships in the Middle East and Central Asia. The role reports directly to the Underwriting Sub-Cluster Head for Middle East and Central Asia.
Key Responsibilities:
<ul>
 <li>Accountability for ensuring risk analysis of applicable portfolio is consistent with industry leading practices and conforms to all internal credit procedures/policies, and all related regulatory expectations</li>
 <li>Undertake account allocation to various underwriters and lead the workflow allocation on a dynamic basis to support timely support to transactions while meeting KPIs on extension rates, past due ratings and past due CCMs.</li>
 <li>For a select number or relationships, act as the Underwriter working closely with Banking, Product and Risk partners.</li>
 <li>Continuous engagement with applicable Banking and Independent Risk senior stakeholders in the region to so as to understand any concerns regarding execution of risk analysis and/or emerging risks which will need to be addressed by the team</li>
 <li>Execute Underwriting Head plans, strategy and objectives for Underwriting</li>
 <li>Engage in regular dialogue with Underwriters to obtain feedback on analysts and ensure ongoing and timely feedback is provided to analysts.</li>
 <li>Identifying and delivering on the training needs of the analysts.</li>
 <li>Coaching of analysts to sustain a strong credit culture and an unwavering commitment to excellence in analysis and execution</li>
 <li>Partnering with the sub-cluster head and the MEA Underwriting Head on internal projects, transformation / productivity initiatives as well as regulatory remediation efforts. Address and escalate emerging risk concerns and to share best practices</li>
 <li>Attract, develop and retain top quality staff including as regards active engagement with regional on-campus recruiting efforts to ensure a robust pipeline of talent</li>
 <li>Support Voice of Employee (VOE) initiatives</li>
</ul>
Knowledge/Experience:
<ul>
 <li>Demonstratable financial services experience, including 7-10 years of credit experience in Banking, Credit Risk Management or equivalent credit experience</li>
 <li>Deep knowledge of Wholesale Credit Processes and organizational awareness including Underwriting functions, covered portfolios, and processes</li>
 <li>Proficient understanding of policies and procedures with the ability to execute change seamlessly</li>
 <li>Demonstrating the skills aligned with Senior Credit Officer (SCO) designation</li>
 <li>Excellent and thorough knowledge of Citi s systems</li>
 <li>Significant experience in preparing presentations for seniors</li>
 <li>Outstanding awareness and adherence to the control environment</li>
</ul>
Skills/Competencies:
<ul>
 <li>Strategic orientation to ensure the Underwriting organization continues to be positioned as a thoughtful and proactive partner on driving best practices to support safety and soundness within ICM and Citi</li>
 <li>Recognized as a skillful manager with a track record of building high performing teams</li>
 <li>Proven culture carrier</li>
 <li>Powerful interpersonal skills, with the ability to build relationships and exert influence with and without direct authority</li>
 <li>Solid organizational skills with ability and willingness to work under pressure and manages time and priorities effectively with little to no supervision</li>
 <li>Highly effective written and verbal communication skills, with the ability to communicate clearly and concisely to audiences of varying levels of seniority</li>
 <li>Advanced Microsoft Office (Word, Excel, and PowerPoint) skills</li>
</ul>
Qualifications:
<ul>
 <li>BA/BSc in Finance or Accounting or higher degree in Business (MBA), or any other related subject</li>
</ul>

ICM Underwriter and Staffer

Citi

<div>Corporate Regional Markets and Public Sector (CRMPS) Underwriting is an integral part of the Institutional Credit Management (&ldquo;ICM&rdquo;) organization. Underwriting&rsquo;s mandate is to deliver best-in-class credit risk analysis, monitoring and credit administration as a partner to Wholesale Credit Risk and Banking&rsquo;s shared commitment to ensuring the safety and soundness of wholesale lending.
Staffers have dual responsibility of setting the direction for and leading the analysts while also acting as an Underwriter for a select number of relationships.
This role has responsibility for a portfolio of Corporates, Financials Institutions and Public Sector relationships in the Middle East and Central Asia. The role reports directly to the Underwriting Sub-Cluster Head for Middle East and Central Asia.
Key Responsibilities:
<ul><li>Accountability for ensuring risk analysis of applicable portfolio is consistent with industry leading practices and conforms to all internal credit procedures/policies, and all related regulatory expectations</li><li>
Undertake account allocation to various underwriters and lead the workflow allocation on a dynamic basis to support timely support to transactions while meeting KPIs on extension rates, past due ratings and past due CCMs.</li><li>
For a select number or relationships, act as the Underwriter working closely with Banking, Product and Risk partners.</li><li>
Continuous engagement with applicable Banking and Independent Risk senior stakeholders in the region to so as to understand any concerns regarding execution of risk analysis and/or emerging risks which will need to be addressed by the team</li><li>
Execute Underwriting Head plans, strategy and objectives for Underwriting</li><li>
Engage in regular dialogue with Underwriters to obtain feedback on analysts and ensure ongoing and timely feedback is provided to analysts.</li><li>
Identifying and delivering on the training needs of the analysts.</li><li>
Coaching of analysts to sustain a strong credit culture and an unwavering commitment to excellence in analysis and execution</li><li>
Partnering with the sub-cluster head and the MEA Underwriting Head on internal projects, transformation / productivity initiatives as well as regulatory remediation efforts. Address and escalate emerging risk concerns and to share best practices</li><li>
Attract, develop and retain top quality staff including as regards active engagement with regional on-campus recruiting efforts to ensure a robust pipeline of talent</li><li>
Support Voice of Employee (VOE) initiatives</li></ul>
Knowledge/Experience:<ul><li>
Demonstratable financial services experience, including 7-10 years of credit experience in Banking, Credit Risk Management or equivalent credit experience</li><li>
Deep knowledge of Wholesale Credit Processes and organizational awareness including Underwriting functions, covered portfolios, and processes</li><li>
Proficient understanding of policies and procedures with the ability to execute change seamlessly</li><li>
Demonstrating the skills aligned with Senior Credit Officer (SCO) designation</li><li>
Excellent and thorough knowledge of Citi&acute;s systems</li><li>
Significant experience in preparing presentations for seniors</li><li>
Outstanding awareness and adherence to the control environment</li></ul>
Skills/Competencies:<ul><li>
Strategic orientation to ensure the Underwriting organization continues to be positioned as a thoughtful and proactive partner on driving best practices to support safety and soundness within ICM and Citi</li><li>
Recognized as a skillful manager with a track record of building high performing teams</li><li>
Proven culture carrier</li><li>
Powerful interpersonal skills, with the ability to build relationships and exert influence with and without direct authority</li><li>
Solid organizational skills with ability and willingness to work under pressure and manages time and priorities effectively with little to no supervision</li><li>
Highly effective written and verbal communication skills, with the ability to communicate clearly and concisely to audiences of varying levels of seniority</li><li>
Advanced Microsoft Office (Word, Excel, and PowerPoint) skills</li></ul>
Qualifications:<ul><li>
BA/BSc in Finance or Accounting or higher degree in Business (MBA), or any other related subject</li></ul>
-
Job Family Group:
Risk Management
-
Job Family:
Credit Risk
-
Time Type:
Full time
-
Most Relevant Skills
Analytical Thinking, Constructive Debate, Escalation Management, Financial Analysis, Policy and Procedure, Policy and Regulation, Product Knowledge, Risk Controls and Monitors, Risk Identification and Assessment.
-
Other Relevant Skills
For complementary skills, please see above and/or contact the recruiter.
-
Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law. 
If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi. 
 
View Citi&rsquo;s EEO Policy Statement and the Know Your Rights poster.</div>

Middle East ICM Underwriter and Staffer

<div>
 Corporate Regional Markets and Public Sector (CRMPS) Underwriting is an integral part of the Institutional Credit Management (&ldquo;ICM&rdquo;) organization. Underwriting&rsquo;s mandate is to deliver best-in-class credit risk analysis, monitoring and credit administration as a partner to Wholesale Credit Risk and Banking&rsquo;s shared commitment to ensuring the safety and soundness of wholesale lending.
 
 
 Staffers have dual responsibility of setting the direction for and leading the analysts while also acting as an Underwriter for a select number of relationships.
 
 
 This role has responsibility for a portfolio of Corporates, Financials Institutions and Public Sector relationships in the Middle East and Central Asia. The role reports directly to the Underwriting Sub-Cluster Head for Middle East and Central Asia.
 
 
 
 Key Responsibilities:
 
 
 
 <ul>
 <li>
 Accountability for ensuring risk analysis of applicable portfolio is consistent with industry leading practices and conforms to all internal credit procedures/policies, and all related regulatory expectations
 </li>
 <li>
 Undertake account allocation to various underwriters and lead the workflow allocation on a dynamic basis to support timely support to transactions while meeting KPIs on extension rates, past due ratings and past due CCMs.
 </li>
 <li>
 For a select number or relationships, act as the Underwriter working closely with Banking, Product and Risk partners.
 </li>
 <li>
 Continuous engagement with applicable Banking and Independent Risk senior stakeholders in the region to so as to understand any concerns regarding execution of risk analysis and/or emerging risks which will need to be addressed by the team
 </li>
 <li>
 Execute Underwriting Head plans, strategy and objectives for Underwriting
 </li>
 <li>
 Engage in regular dialogue with Underwriters to obtain feedback on analysts and ensure ongoing and timely feedback is provided to analysts.
 </li>
 <li>
 Identifying and delivering on the training needs of the analysts.
 </li>
 <li>
 Coaching of analysts to sustain a strong credit culture and an unwavering commitment to excellence in analysis and execution
 </li>
 <li>
 Partnering with the sub-cluster head and the MEA Underwriting Head on internal projects, transformation / productivity initiatives as well as regulatory remediation efforts. Address and escalate emerging risk concerns and to share best practices
 </li>
 <li>
 Attract, develop and retain top quality staff including as regards active engagement with regional on-campus recruiting efforts to ensure a robust pipeline of talent
 </li>
 <li>
 Support Voice of Employee (VOE) initiatives
 
 
 </li>
 </ul>
 
 Knowledge/Experience:
 
 
 
 <ul>
 <li>
 Demonstratable financial services experience, including 7-10 years of credit experience in Banking, Credit Risk Management or equivalent credit experience
 </li>
 <li>
 Deep knowledge of Wholesale Credit Processes and organizational awareness including Underwriting functions, covered portfolios, and processes
 </li>
 <li>
 Proficient understanding of policies and procedures with the ability to execute change seamlessly
 </li>
 <li>
 Demonstrating the skills aligned with Senior Credit Officer (SCO) designation
 </li>
 <li>
 Excellent and thorough knowledge of Citi&acute;s systems
 </li>
 <li>
 Significant experience in preparing presentations for seniors
 </li>
 <li>
 Outstanding awareness and adherence to the control environment
 
 
 </li>
 </ul>
 
 Skills/Competencies:
 
 
 
 <ul>
 <li>
 Strategic orientation to ensure the Underwriting organization continues to be positioned as a thoughtful and proactive partner on driving best practices to support safety and soundness within ICM and Citi
 </li>
 <li>
 Recognized as a skillful manager with a track record of building high performing teams
 </li>
 <li>
 Proven culture carrier
 </li>
 <li>
 Powerful interpersonal skills, with the ability to build relationships and exert influence with and without direct authority
 </li>
 <li>
 Solid organizational skills with ability and willingness to work under pressure and manages time and priorities effectively with little to no supervision
 </li>
 <li>
 Highly effective written and verbal communication skills, with the ability to communicate clearly and concisely to audiences of varying levels of seniority
 </li>
 <li>
 Advanced Microsoft Office (Word, Excel, and PowerPoint) skills
 
 
 </li>
 </ul>
 
 Qualifications:
 
 
 
 <ul>
 <li>
 BA/BSc in Finance or Accounting or higher degree in Business (MBA), or any other related subject
 
 
 </li>
 </ul>
 ------------------------------------------------------
 
 
 
 Job Family Group:
 
 
 
 Risk Management
 
 
 ------------------------------------------------------
 
 
 
 Job Family:
 
 
 
 Credit Risk
 
 
 ------------------------------------------------------
 
 
 
 Time Type:
 
 
 
 Full time
 
 
 ------------------------------------------------------
 
 
 
 Most Relevant Skills
 
 
 
 Analytical Thinking, Constructive Debate, Escalation Management, Financial Analysis, Policy and Procedure, Policy and Regulation, Product Knowledge, Risk Controls and Monitors, Risk Identification and Assessment.
 
 
 ------------------------------------------------------
 
 
 
 Other Relevant Skills
 
 
 
 For complementary skills, please see above and/or contact the recruiter.
 
 
 ------------------------------------------------------
 
 
 
 Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.
 
 
 
 
 If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review
 
 
 Accessibility at Citi.
 
 
 
 
 View Citi&rsquo;s EEO Policy Statement and the Know Your Rights poster.
 
</div>

<div>Underwriting Credit Analyst is responsible for owning the Credit Risk Analysis for Citi Corporate Clients and being responsible for the continuous monitoring of that portfolio. That includes the production of Annual Reviews, Quarterly Reviews, and the support to Ad-Hoc Transactions and Portfolio &amp; Industry Reviews.
Key Responsibilities:
<ul><li>Assess the credit and financial strength of Citi&rsquo;s Corporate Clients based in Middle East and North Africa by performing fundamental credit analysis of counterparties using both quantitative and qualitative factors</li><li>
Complete Credit Analysis Write-up Memos and assign internal ratings based on independent assessment and judgement completed on the due diligence of the client and industry knowledge to provide appropriate extensions of credit remaining within Risk appetite</li><li>
Continuous monitoring of the covered portfolio, including following industry trends, impacts to key relationships, and escalation of potential credit issues to Senior Underwriters, Risk and Banking partners</li><li>
Partnership with applicable regional and industry stakeholders in Banking and Independent Risk in the implementation of credit assessment and monitoring standards for applicable portfolios</li></ul>
Knowledge/Experience:<ul><li>
Demonstrable financial services experience, including 0-3 years of credit experience in Banking, Credit Risk Management or equivalent credit experience. We also encourage fresher to apply.</li><li>
Ability to understand Citi policies and procedures with the ability to execute change seamlessly.</li><li>
Intermediate analytical skills, including an understanding of key financial components like liquidity position, leverage profile with the ability to identify root causes and trends and anticipate horizon issues</li></ul>
Skills/Competencies:<ul><li>
Assists colleagues in identifying stretch opportunities to elevate individual and team performance</li><li>
Interpersonal skills, with the ability to build relationships and exert influence with and without direct authority</li><li>
Organizational skills with ability and willingness to work under pressure and manages time and priorities effectively</li><li>
Written and verbal communication skills, with the ability to communicate clearly and concisely to audiences of varying levels of seniority</li><li>
Microsoft Office (Word, Excel, and PowerPoint) skills</li></ul>
Language:
English &ndash; Read, Write and Speak
French - Read, Write and Speak
Qualifications:<ul><li>
BA/BSc or higher degree in Business (MBA), or any other related subject</li></ul>
This job description provides a high-level review of the types of work performed. Other job-related duties may be assigned as required.
-
Job Family Group:
Risk Management
-
Job Family:
Credit Risk
-
Time Type:
Full time
-
Most Relevant Skills
Analytical Thinking, Constructive Debate, Escalation Management, Financial Analysis, Policy and Procedure, Policy and Regulation, Product Knowledge, Risk Controls and Monitors, Risk Identification and Assessment.
-
Other Relevant Skills
For complementary skills, please see above and/or contact the recruiter.
-
Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law. 
If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi. 
 
View Citi&rsquo;s EEO Policy Statement and the Know Your Rights poster.</div>

Underwriting Credit Analyst - Officer

What you ll do <ul> <li>Assess the effectiveness of Citi s credit risk management practices and support identification and mitigation of credit risk across unsecured portfolios</li> <li>Analyze credit risks by utilizing reports, scorecards, risk systems, and expert judgment</li> <li>Evaluate moderately complex and variable credit issues with significant business impact</li> <li>Balance potentially conflicting data sources and develop actionable credit risk strategies</li> <li>Lead or support the preparation of Credit Portfolio Scorecards and trend analysis reports</li> <li>Assist with Business Monitoring and Review activities</li> <li>Prepare internal presentations for management and regulatory stakeholders</li> <li>Promote ethical decision-making and support risk and control issue transparency across the firm</li> </ul> What we ll need from you <ul> <li>5 8 years of relevant credit experience, preferably in a financial institution</li> <li>Bachelor s degree (or equivalent experience) in Finance, Accounting, Economics, Computer Science, or a related field</li> <li>Intermediate to advanced proficiency in Microsoft Office tools (Excel, PowerPoint etc.)</li> <li>Strong English written and verbal communication skills</li> <li>Excellent time management, organizational, and analytical abilities</li> <li>Experience with SQL and fluency in Arabic is a plus</li> </ul> By joining Citi Dubai, you will not only be part of a business casual workplace with a hybrid working model (up to 2 days working at home per week), but also receive a competitive base salary (which is annually reviewed) and enjoy a whole host of additional benefits that support you (and your family) to be well, live well and save well. Discover more HERE. Alongside these benefits Citi is committed to ensuring our workplace is where everyone feels comfortable coming to work as their whole self every day. We want the best talent around the world to be energized to join us, motivated to stay, and empowered to thrive.

AVP, Credit Portfolio Senior Analyst (UAE Nationals Only)

Arab Banking Corporation

Principal Responsibilities, Accountabilities and Deliverables of Role:
1. Credit portfolio management 65% The Credit Risk supports Head of Credit Risk who supports the first line of defense across a number of geographies either as a principle or secondary point of contact. The GCA is to work across all types of transaction including sovereign, corporate and financial institutions. The GCA is to provide support in terms of interpretation of the Group Credit Policy its related Standards and Procedures. The GCA is available for consultation on Credit Application Forms (CAF) as to whether the CAF is adequate in terms of its explanation and mitigation of the risks associated with the transaction under discussion. On submission of the CAF the GCA ensures that it is in compliance with group policies and requirements. Comments on any deficiencies and indicates a level of support, be it positive, negative or conditional for the submission. On a sample basis (minimum of 10%) the GCA ensures that spreadsheets have been compiled correctly, covenants have been complied with and any additional conditionality delivered. The GCA is to ensure that any documentation outstanding on the OOO (Out of Order) report is covered in the CAF and reasons provided to mitigate any potential risk. The GCA is to monitor developments in the countries he/she covers. There is an expectation of travel to the countries on an annual basis with such visits informing the annual review of the bank s exposure in that country. The GCA is to monitor the completeness of the annual reviews from a country and ensure that they are delivered on a timely basis. From time to time the GCA will be required to assisst in delivery of reports on sectors within a country or assist in the compilation of a wider report across many jurisdictions. As part of the portfolio management process the GCA must identify any relationships or sectors that could result in elevated credit risk or non-repayment of the borrower s obligations. All such names must appear on the report Accounts Requiring Close Monitoring before being downgraded to a Risk Rating 8.
2. Risk related project management 15% Risk related projects can comprise a number of items from a single item; such as a report amendment adding to the efficiency or effectiveness of the department, to providing input on a multi-million dollar transformational project. In either instance the GCA is to provide assistance and support as part of the general day to day business. The GCA is be expected to record his contribution to projects for evaluation as part of the career management process.
3. Development 20% GCA must ensure that they are receiving appropriate training from either internal or external sources. The GCA must attend at least one course per annum from an external provider and take regular internal seminars or presentations from subject matter experts.
Job Context:
The job holder is expected: Recognise the need to balance risk-prudence with actual market-practices/pressures and support growth of a sustainable well managed risk portfolio. Understand risk strategy and appetite documents. Monitor and analyse bank s corporate credit portfolio and names. Demonstrate compliance with the bank s policies, standards and procedures. Awareness of regulatory requirements in DIFC, Bahrain and beyond.
Job Requirements:
Knowlegde: Good knowledge of basic credit product, risks and key aspects of legal documentation. Good knowledge of corporate and bank balance sheet analysis techniques
Education/Certifications: Degree with an element of finance or equivalent, Institute of Bankers associate or equivalent
Experience: Seasoned corporate credit professional (who understands financial as well as other key credit matters) with significant experience (10 years +) of UAE/ GCC corporates, market knowledge, UAE/GCC credit contacts along with good stakeholder management skills.
Personal Attributes: Work as team member, good communication and presentation skills, accountability, transparent and open

Credit Risk - DIFC

Explore 4391+ Credit risk manager in Dubai this October. Find roles across top companies and apply now to boost your career.

4391 credit risk manager jobs IN Dubai

Credit Risk Analyst

ICM Underwriter and Staffer

Middle East ICM Underwriter and Staffer

Middle East ICM Underwriter and Staffer

Underwriting Credit Analyst - Officer

AVP, Credit Portfolio Senior Analyst (UAE Nationals Only)

Credit Risk - DIFC