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credit decision and project finance senior manager Jobs in Istanbul

credit decision and project finance senior manager

medical manager

credit risk manager

BNP Paribas

<div>
 <strong>
  We are seeking an experienced and highly motivated Credit Decision and Project Finance Senior Manager to lead a team of 5&ndash;6 professionals responsible for preparing comprehensive credit proposal packages for a portfolio of 50&ndash;60 large corporate groups. This role is based within the Corporate Banking and works in cooperation with Coverage team, conducts the relations with Corporate Credits Team at TEB and Risk People at BNP Paribas.
  <br/>
  <br/>
 </strong>
 <strong>
  Key Responsibilities
  <br/>
  <br/>
 </strong>
 <ul>
  <li>
   Lead the end-to-end preparation of detailed credit proposals, including group overview, financial analysis, projections, and risk assessments
  </li>
  <li>
   Presentation to the relevant Credit Committees both in local and BNP Paribas
  </li>
  <li>
   Act as the key liaison with the global stakeholders, managing all written correspondence, Q&amp;A, and information flow in English
  </li>
  <li>
   Conduct direct meetings with clients to gather insights and validate assumptions
  </li>
  <li>
   Monitor and manage annual credit reviews and updates for assigned groups
  </li>
  <li>
   Ensure accurate and timely reporting related to the credit portfolio and associated risks
  </li>
  <li>
   Mentor and support team members, ensuring high-quality analysis and consistency in deliverables
   <br/>
   <br/>
  </li>
 </ul>
 <strong>
  Qualifications
  <br/>
  <br/>
 </strong>
 <ul>
  <li>
   Bachelor&rsquo;s or Master&rsquo;s degree in Finance, Economics, Engineering, or a related field
  </li>
  <li>
   Minimum of 7 years&rsquo; experience in corporate banking, with a strong focus on credit analysis of large corporate clients
  </li>
  <li>
   Proven experience in credit underwriting and a solid understanding of risk evaluation.
  </li>
  <li>
   Strong leadership and communication skills
  </li>
  <li>
   Excellent command of written and spoken English (required &ndash; this is the working language)
  </li>
  <li>
   Experience in preparing and presenting materials in English to Credit Committees is a strong advantage
  </li>
 </ul>
</div>


Credit Decision and Project Finance Senior Manager

<div><p>About Us</p><p>
T&uuml;rk Ekonomi Bankas&#305; (TEB), one of Turkey&rsquo;s most established financial institutions, holds a strong position in the banking sector with its innovative products and customer-centric approach. With its dynamic structure and the dedication of its employees, TEB continuously strives for growth and development. We invite you to join us on this journey as we look for a new team member for the position of Director of Retail and SME Credit Risk Analytics and Strategy.</p><p>
Key Responsibilities</p><ul><div>
Define and monitor performance indicators for retail and SME credit portfolios.</div><div>
Contribute to the development of the Bank&rsquo;s credit policies in coordination with allocation units and business lines.</div><div>
Manage and oversee analysis and reporting processes related to retail and SME credit products and risks.</div><div>
Monitor NPLs (non-performing loans) and ensure the creation of action plans aligned with risk analyses.</div><div>
Provide timely alerts and insights on spreads and risk analyses to senior management.</div><div>
Define and manage business processes required for the customer credit portfolio.</div><div>
Oversee and control planning processes to achieve targets, ensuring coordination with other groups.</div><div>
Evaluate strategic recommendations for the customer credit portfolio based on analytical findings.</div><div>
Assess and manage long-term action plans for the enhancement of risk analysis systems.</div><div>
Ensure the use of optimal decision system methodologies in line with market practices and standards.</div><div>
Oversee the sustainability of credit risk analytics and models.</div><div>
Manage systematic control of calculated risk ratios.</div><div>
Review and assess anomalies in inputs and outputs of risk evaluation processes.</div><div>
Coordinate with relevant units to develop new customer scoring models, ensure integration into systems, and propose policy rule improvements in collaboration with allocation and decision system units.</div><div>
Monitor and update existing policy rules periodically, based on market conditions, bank needs, and risk levels.</div><div>
Evaluate recommendations for budget forecasts related to retail and SME credit products.</div><div>
Working model: Full office</div></ul><h2 class="jobSectionHeader"><b>
QUALIFICATIONS</b></h2><ul><div>
Minimum 9 years of experience, preferably in credit risk management, analytics, or strategy.</div><div>
Bachelor&rsquo;s or Master&rsquo;s degree, preferably in Economics, Finance, Statistics, Mathematics, Engineering, or related fields.</div><div>
Advanced proficiency in English.</div><div>
Strong command of data analytics tools such as SAS, SQL, and Python.</div><div>
Knowledge of local and international regulations.</div><div>
Proven experience in strategic thinking, leadership, and team management.</div><div>
Excellent communication, presentation, and stakeholder management skills.</div><div>
Ability to lead digital transformation initiatives and the implementation of new analytical technologies.</div></ul></div>

Director of Retail and SME Credit Risk Analytics and Strategy

Vodafone

<div><div><div><div><h2 class="jobSectionHeader"><b>Join Us</b></h2>
</div><div><p>
At Vodafone, we&rsquo;re not just shaping the future of connectivity for our customers &ndash; we&rsquo;re shaping the future for everyone who joins our team. When you work with us, you&rsquo;re part of a global mission to connect people, solve complex challenges, and create a sustainable and more inclusive world. If you want to grow your career whilst finding the perfect balance between work and life, Vodafone offers the opportunities to help you belong and make a real impact.</p></div></div><div><div><h2 class="jobSectionHeader"><b>
What you&rsquo;ll do</b></h2>
</div><div><ul><li>Application Vetting and Credit Modelling<br>
Develop, implement and run vetting systems to evaluate applications by Vodafone customer portfolio<br>
Develop, implement and maintain credit datamarts for modeling and reporting<br>
Develop predictive models based on behavioral, application and external data<br>
Develop optimization models with finance and business teams to balance credit risk and revenue<br>
Revise and update the models periodically<br>
Maintain existing systems up &amp; running to ensure their proper and accurate functioning<br>
Perform leakage controls periodically</li><li>
Reporting &amp; Analysis<br>
Prepare periodic and ad hoc performance reports for credit scoring, application vetting and alerting systems.<br>
Perform analysis and propose actions to mitigate bad debt</li><li>
Project management<br>
Develop new projects to enhance vetting systems<br>
Prepare and follow-up IT requests<br>
Prepare analysis for business cases<br>
Support IT project managers during project execution<br>
Prepare RFI and RFP documents in SCM process<br>
Perform vendor evaluations in SCM process<br>
Perform UAT (User Acceptance Test)</li></ul></div></div><div><div><h2 class="jobSectionHeader"><b>
Who you are</b></h2>
</div><div><ul><li>Strong analytical skills &amp; ability to drive conclusions and propose solutions.</li><li>
Proficiency with Microsoft Office Applications (Excel, Word, Access, PowerPoint),</li><li>
Proficiency in IBM SPSS Modeller, SAS (preferred)</li><li>
Experience in creating new SQL queries and analyzing existing SQL queries</li><li>
University with strong record of achievement</li><li>
MBA / MSC / MA (preferred)</li><li>
Written and Spoken English at good level</li></ul></div></div><div><div><h2 class="jobSectionHeader"><b>
Not a perfect fit?</b></h2>
</div><div><p>
Worried that you don&rsquo;t meet all the desired criteria exactly? At Vodafone we are passionate about empowering people and creating a workplace where everyone can thrive, whatever their personal or professional background. If you&rsquo;re excited about this role but your experience doesn&rsquo;t align exactly with every part of the job description, we encourage you to still apply as you may be the right candidate for this role or another opportunity.</p></div></div><div><div><h2 class="jobSectionHeader"><b>
What's in it for you</b></h2>
</div><div><div>
We like to keep them flexible:<br>
<br>
<ul><li>Vflexy: Flexible Benefits Program</li><li>Hybrid working kit</li><li>Ergonomic kit allowance</li><li>Digital meal voucher</li><li>Flexible transportation allowance.</li><li>Employee assistance hotline &amp; counselling</li><li>Comprehensive and flexible private health insurance</li><li>Discounted price deals for wide range of products &amp; services</li></ul><br>
Plus, plenty more to enjoy!If you want to know more about us and what we do, then visit our website: www.vodafone.com.tr<br>
<br>
https://www.vodafone.com.tr/insan-kaynaklari<br>
<br>
Instagram: https://www.instagram.com/vodafonekariyer/<br>
<br>
Youtube: https://www.youtube.com/user/VFTurkiye<br>
<br>
Data Privacy<br>
By applying for this job, you accept the Vodafone Privacy Policy. Please visit Privacy Policy web page at https://careers.vodafone.com/privacy-policy/turkey/ for further details.</div></div></div><div><div><h2 class="jobSectionHeader"><b>
Who we are</b></h2>
</div><div><p>
We are a leading international Telco, serving millions of customers. At Vodafone, we believe that connectivity is a force for good. If we use it for the things that really matter, it can improve people's lives and the world around us. Through our technology we empower people, connecting everyone regardless of who they are or where they live and we protect the planet, whilst helping our customers do the same.</p><p>
Belonging at Vodafone isn't a concept; it's lived, breathed, and cultivated through everything we do. You'll be part of a global and diverse community, with many different minds, abilities, backgrounds and cultures. ;We're committed to increase diversity, ensure equal representation, and make Vodafone a place everyone feels safe, valued and included.</p><p>
If you require any reasonable adjustments or have an accessibility request as part of your recruitment journey, for example, extended time or breaks in between online assessments, please refer to https://careers.vodafone.com/application-adjustments/ for guidance.</p><p>
Together we can.</p></div></div></div></div>

Credit Risk Specialist

Sanofi

<div><h2 class="jobSectionHeader"><b><i>Job title: Credit Risk Management Specialist</i></b></h2><div><h2 class="jobSectionHeader"><b><i>
Hiring Manager: </i></b><b><i>Customer Invoice to Cash, Turkey &amp; Levant, Lead</i></b></h2><h2 class="jobSectionHeader"><b><i>
Job location: &#304;stanbul</i></b></h2><h2 class="jobSectionHeader"><b><i>
Contract Type: Fixed Term (1 Year)</i></b></h2><p></p><p>
This role is placed under Business Operations &ndash; Customer Invoice to Cash department. The main responsibilities will be under collection, cash application and credit management.</p><p>
The role directly reports to the Head of Customer Invoice to Cash Turkey &amp; Levant.</p><p></p><h2 class="jobSectionHeader"><b><i>
About the job</i></b></h2><p><i><br>
Main Responsibilities</i></p><ul><li><p>
Writing to export customers about delays, solving the problem with the relevant person from the sales department if necessary. Sending the open account statement of Export customers to the relevant department</p></li><li><p>
Sending e-mail SoA through HRC /SAP * PDC</p></li><li><p>
Moving the TXT file to local and HRC server -ecash * PDC</p></li><li><p>
Checking if all PDCs Weighted of Average alignes with customers' due dates</p></li><li><p>
Managing return checks - PDC (FTR04) processes</p></li><li><p>
Managing bounced check &ndash; PDC processes</p></li><li><p>
Checking PDC Customer accounts if there is any overdue by EoM</p></li><li><p>
Checking blocking orders who send the list CRS team + Requesting Payment from Customer</p></li><li><p>
Preparing and sending out Crif List</p></li><li><p>
Managing any issues, tickets we receive through systems</p></li><li><p>
Following up LoGs- Request renewal &amp; cancelation etc.</p></li><li><p>
Following up claims</p></li></ul><p></p><p><i>
About you</i></p><ul><li><p>
Minimum Bachelor&rsquo;s degree</p></li><li><p>
Great communication and interpersonal skills, with the ability to build strong relationships at all levels of the organization and with external parties</p></li><li><p>
Strong solutions orientation for business support</p></li><li><p>
Proven ability to collaborate across matrix lines</p></li><li><p>
Analytical and problem-solving skills</p></li><li><p>
Fluent in English and Turkish</p></li></ul><p></p><p><b>
What Sanofi Can Offer You</b></p><ul><li><p><br>
Benefits to enhance your life journey</p></li><li><p>
Development opportunities to own your future</p></li><li><p>
An open and inclusive environment where you can be yourself</p></li><li><p>
Social activities and wellbeing programs to support your life
</p></li></ul><p><b>We chase the miracles of science to improve people&rsquo;s lives.</b><br>
<br>
We are Sanofi, an innovative global healthcare company. We chase the miracles of science to improve people&rsquo;s lives.<br>
<br>
Our team, across some 100 countries, is dedicated to transforming the practice of medicine by working to make the impossible into the possible. We provide potentially life-changing treatment options and life-saving vaccine protection to millions of people globally, while putting sustainability and social responsibility at the center of our commitments.<br>
<br>
We are one of the largest pharmaceutical companies in Turkey, serving public health for with more than 1,600 employees. Adding value to local economy and development in Turkey, we offer a broad range of products including innovative therapeutic solutions, biotechnological pharmaceuticals, vaccines, and consumer healthcare products.<br>
<br>
Our factory in L&uuml;leburgaz is one of the leading pharmaceutical manufacturing plants in Turkey. It is also among the top three Sanofi production sites worldwide in terms of its manufacturing capacity. Our manufacturing site, produces high-quality pharmaceuticals in many different forms in accordance with global health standards, and develops generic medicine at its on-site R&amp;D Center.<br>
<br>
<b>Pursue progress.</b><br>
<br>
<b>Discover extraordinary.</b><br>
<br>
Better is out there. Better medications, better outcomes, better science. But progress doesn&rsquo;t happen without people - people from different backgrounds, in different locations, doing different roles, all united by one thing: a desire to make miracles.<br>
<br>
So let&rsquo;s be those people.<br>
<br>
Let&rsquo;s explore more, and share a purpose, as well as our skills. Let&rsquo;s reinvent healthcare, chase change, and embrace new ideas. Let&rsquo;s take bigger risks and find better solutions for the people we help.<br>
<br>
Let&rsquo;s pursue progress.<br>
<br>
And let&rsquo;s discover extraordinary, together.</p></div>
null</div>

Credit Risk Management Specialist

<div><p><b>We are seeking an experienced and highly motivated Credit Decision and Project Finance Senior Manager to lead a team of 5&ndash;6 professionals responsible for preparing comprehensive credit proposal packages for a portfolio of 50&ndash;60 large corporate groups. This role is based within the Corporate Banking and works in cooperation with Coverage team, conducts the relations with Corporate Credits Team at TEB and Risk People at BNP Paribas.</b></p><p><b>
Key Responsibilities:</b></p><ul><div>
Lead the end-to-end preparation of detailed credit proposals, including group overview, financial analysis, projections, and risk assessments</div><div>
Presentation to the relevant Credit Committees both in local and BNP Paribas</div><div>
Act as the key liaison with the global stakeholders, managing all written correspondence, Q&amp;A, and information flow in English</div><div>
Conduct direct meetings with clients to gather insights and validate assumptions</div><div>
Monitor and manage annual credit reviews and updates for assigned groups</div><div>
Ensure accurate and timely reporting related to the credit portfolio and associated risks</div><div>
Mentor and support team members, ensuring high-quality analysis and consistency in deliverables</div></ul><h2 class="jobSectionHeader"><b>
QUALIFICATIONS:</b></h2><ul><div>
Bachelor&rsquo;s or Master&rsquo;s degree in Finance, Economics, Engineering, or a related field</div><div>
Minimum of 7 years&rsquo; experience in corporate banking, with a strong focus on credit analysis of large corporate clients</div><div>
Proven experience in credit underwriting and a solid understanding of risk evaluation.</div><div>
Strong leadership and communication skills</div><div>
Excellent command of written and spoken English (required &ndash; this is the working language)</div><div>
Experience in preparing and presenting materials in English to Credit Committees is a strong advantage</div></ul></div>

Param

<div>
 <p>
  &Ouml;deme sistemlerinde bir&ccedil;ok ilke imza atan
  <strong>
   Param
  </strong>
  grubu &ccedil;at&inodot;s&inodot; alt&inodot;nda yer alan
  <strong>
   Kredim
  </strong>
  , mal ve hizmet finansman&inodot; alan&inodot;nda bir&ccedil;ok yenili&gbreve;e imza atan TURK Finansman A.&Scedil;. markas&inodot; olup, esnek &ouml;deme se&ccedil;enekleri sunan dijital bir al&inodot;&scedil;veri&scedil; kredisidir.
 </p>
 <p>
  <br/>
 </p>
 <p>
  Bankac&inodot;l&inodot;k D&uuml;zenleme ve Denetleme Kurumu&rsquo;nun reg&uuml;lasyonlar&inodot;na tabi, Finansal Kurumlar Birli&gbreve;i &uuml;yesi olan
  <strong>
   Kredim
  </strong>
  , d&uuml;nyada yayg&inodot;n olarak tercih edilen &ldquo;Buy Now, Pay Later&rdquo; modelinin T&uuml;rkiye&rsquo;deki ilk &ouml;rne&gbreve;idir.
 </p>
 <p>
  <br/>
 </p>
 <p>
  Kredili al&inodot;&scedil;veri&scedil;i daha h&inodot;zl&inodot;, daha kolay ve herkes i&ccedil;in daha eri&scedil;ilebilir k&inodot;lmay&inodot; ama&ccedil;layan
  <strong>
   Kredim
  </strong>
  , farkl&inodot; geri &ouml;deme se&ccedil;enekleriyle dijital al&inodot;&scedil;veri&scedil;in kap&inodot;lar&inodot;n&inodot; sonuna kadar a&ccedil;maktad&inodot;r.
 </p>
 <p>
  <br/>
 </p>
 <p>
  <strong>
   <em>
    Yolculu&gbreve;umuza g&uuml;c&uuml;m&uuml;ze g&uuml;&ccedil; katarak devam ederken, dinamik &ccedil;al&inodot;&scedil;ma ortam&inodot;m&inodot;z&inodot;n bir par&ccedil;as&inodot; olacak, heyecan&inodot;n&inodot; ve deneyimini bizlerle payla&scedil;acak Kredi &Uuml;r&uuml;n Y&ouml;netimi Direkt&ouml;r&uuml; ar&inodot;yoruz.
   </em>
  </strong>
 </p>
 <p>
  <br/>
 </p>
 <p>
  <strong>
   Genel Nitelikler
  </strong>
 </p>
 <ul>
  <li>
   &Uuml;niversitelerin M&uuml;hendislik, &Idot;&scedil;letme, &Idot;ktisat veya ilgili b&ouml;l&uuml;mlerinden lisans mezunu,
  </li>
  <li>
   Finansal teknolojiler, bankac&inodot;l&inodot;k veya t&uuml;ketici finansman&inodot; alan&inodot;nda en az 10 y&inodot;l, kredi &uuml;r&uuml;n y&ouml;netimi alan&inodot;nda en az 5 y&inodot;l deneyim,
  </li>
  <li>
   Tercihen BNPL (&Scedil;imdi Al Sonra &Ouml;de), Ta&scedil;&inodot;t Finansman&inodot; &uuml;r&uuml;nleri konusunda deneyim sahibi,
  </li>
  <li>
   Bireysel ve ticari krediler, kredi kart&inodot; kredileri, kredili mevduat hesaplar&inodot;, taksitlendirme/erteleme yap&inodot;lar&inodot; ve kredi ya&scedil;am d&ouml;ng&uuml;s&uuml; y&ouml;netimi konusunda g&uuml;&ccedil;l&uuml; bilgi,
  </li>
  <li>
   D&uuml;zenleyici kurumlarla (&ouml;r. BDDK ve T&Ouml;DEB) &ccedil;al&inodot;&scedil;ma deneyimi ve ilgili yasal/mevzuat &ccedil;er&ccedil;evesine h&acirc;kimiyet,
  </li>
  <li>
   Kredi &uuml;r&uuml;nleri tasar&inodot;m&inodot; ve y&ouml;netimi s&uuml;re&ccedil;lerinde kullan&inodot;c&inodot; deneyimi (UX) alan&inodot;nda deneyimli,
  </li>
  <li>
   Kredi &uuml;r&uuml;n ya&scedil;am d&ouml;ng&uuml;s&uuml; y&ouml;netimi, risk segmentasyonu, fiyatlama ve m&uuml;&scedil;teri yolculu&gbreve;u tasar&inodot;m&inodot; konusunda deneyim,
  </li>
  <li>
   &Idot;&scedil; hedefleri ve uygulamaya g&uuml;&ccedil;l&uuml; odakla stratejik bak&inodot;&scedil; a&ccedil;&inodot;s&inodot;,
  </li>
  <li>
   Veri odakl&inodot; karar alma yetkinli&gbreve;i ve g&uuml;&ccedil;l&uuml; analitik ile finansal modelleme becerileri,
  </li>
  <li>
   &Uuml;st d&uuml;zey y&ouml;netime y&ouml;nelik sunum ve rapor haz&inodot;rlama becerisi,
  </li>
  <li>
   &Idot;leri d&uuml;zeyde &Idot;ngilizce bilgisi tercih sebebidir.
  </li>
 </ul>
 <p>
  <br/>
 </p>
 <p>
  <strong>
   &Idot;&scedil; Tan&inodot;m&inodot;
  </strong>
 </p>
 <ul>
  <li>
   Bireysel ve ticari kredilerde ayr&inodot;ca kartl&inodot; &ouml;deme sistemleri konusunda, kredi &uuml;r&uuml;nleri i&ccedil;in stratejiler geli&scedil;tirmek ve uygulamak,
  </li>
  <li>
   M&uuml;&scedil;teri ihtiya&ccedil;lar&inodot; ve piyasa trendlerine uygun yenilik&ccedil;i kredi &ccedil;&ouml;z&uuml;mlerinin tasar&inodot;m, geli&scedil;tirme ve y&ouml;netimini y&uuml;r&uuml;tmek,
  </li>
  <li>
   Kredi &uuml;r&uuml;nleri i&ccedil;in y&inodot;ll&inodot;k b&uuml;t&ccedil;eleri haz&inodot;rlamak, performans&inodot; takip etmek ve k&acirc;rl&inodot;l&inodot;&gbreve;&inodot; optimize etmek,
  </li>
  <li>
   Risk bazl&inodot; fiyatlama, kredi politikas&inodot; &ccedil;er&ccedil;eveleri ve &uuml;r&uuml;n k&acirc;rl&inodot;l&inodot;k analizlerini olu&scedil;turmak ve y&ouml;netmek,
  </li>
  <li>
   M&uuml;&scedil;teri kazan&inodot;m&inodot; ve kullan&inodot;m&inodot;n&inodot; art&inodot;racak pazarlama projeleri, kampanyalar ve &uuml;r&uuml;n lansmanlar&inodot;n&inodot; planlamak ve y&uuml;r&uuml;tmek,
  </li>
  <li>
   M&uuml;&scedil;teri ya&scedil;am d&ouml;ng&uuml;s&uuml; stratejilerini (kazan&inodot;m, aktive etme, kullan&inodot;m, elde tutma, &ccedil;apraz sat&inodot;&scedil;) y&ouml;netmek,
  </li>
  <li>
   Risk, BT, Hukuk ve Uyum ekipleriyle i&scedil; birli&gbreve;i yaparak altyap&inodot;, mevzuat ve kredi politikalar&inodot; ile uyumu sa&gbreve;lamak,
  </li>
  <li>
   Piyasa dinamiklerini, rakip aktivitelerini ve d&uuml;zenleyici g&uuml;ncellemeleri takip ederek kredi &uuml;r&uuml;n portf&ouml;y&uuml;n&uuml; geli&scedil;tirmek,
  </li>
  <li>
   Kredi s&uuml;re&ccedil;lerini, m&uuml;&scedil;teri deneyimini ve otomasyonu iyile&scedil;tirmek amac&inodot;yla u&ccedil;tan uca sistem d&ouml;n&uuml;&scedil;&uuml;m projelerini ve dijital giri&scedil;imleri y&ouml;netmek,
  </li>
  <li>
   &Uuml;st y&ouml;netime sunulmak &uuml;zere stratejik i&ccedil;g&ouml;r&uuml;ler ve raporlar haz&inodot;rlamak.
  </li>
 </ul>
 <p>
  <br/>
 </p>
 <p>
  <strong>
   Detaylar i&ccedil;in;
  </strong>
 </p>
 <ul>
  <li>
   Ziyaret et:
   <u>
    https://www.kredim.com.tr/
   </u>
  </li>
  <li>
   Bizi Linkedln&rsquo;den takip et:
   <u>
    https://www.linkedin.com/company/kredimcomtr/
   </u>
  </li>
  <li>
   Bizi Instagram&rsquo;dan takip et:
   <u>
    https://www.instagram.com/kredimcomtr/
   </u>
  </li>
  <li>
   Bizi X&rsquo;den takip et:
   <u>
    https://x.com/Kredimcomtr
   </u>
  </li>
 </ul>
 <p>
  <br/>
 </p>
 <p>
  <strong>
   &ldquo;Param&rsquo;da seni bekleyen ayr&inodot;cal&inodot;klar!&rdquo;
  </strong>
 </p>
 <p>
  🚗 Yol Deste&gbreve;i
 </p>
 <p>
  🍽️ Yemek Deste&gbreve;i
 </p>
 <p>
  🏥 Sana &Ouml;zel Sa&gbreve;l&inodot;k Sigortas&inodot;
 </p>
 <p>
  🎂 Do&gbreve;um G&uuml;n&uuml; &Idot;zni
 </p>
 <p>
  🎁 Welcome Kit
 </p>
 <p>
  👋 Buddy S&uuml;reci
 </p>
 <p>
  💻 ParamHub ile E&gbreve;itimler
 </p>
 <p>
  🍹 E&gbreve;lence Molas&inodot;
 </p>
 <p>
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  🎙️ S&ouml;z Sende
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Kredi Ürün Yönetimi Direktörü

Citi

<div>
 The Credit Analyst 2 is a developing professional role. Deals with most problems independently and has some latitude to solve complex problems. Integrates in-depth specialty area knowledge with a solid understanding of industry standards and practices. Good understanding of how the team and area integrate with others in accomplishing the objectives of the subfunction/ job family. Applies analytical thinking and knowledge of data analysis tools and methodologies. Requires attention to detail when making judgments and recommendations based on the analysis of factual information. Typically deals with variable issues with potentially broader business impact. Applies professional judgment when interpreting data and results. Breaks down information in a systematic and communicable manner. Developed communication and diplomacy skills are required in order to exchange potentially complex/sensitive information. Moderate but direct impact through close contact with the businesses' core activities. Quality and timeliness of service provided will affect the effectiveness of own team and other closely related teams.
 <br/>
 <br/>
 <strong>
  Responsibilities:
  <br/>
  <br/>
 </strong>
 <ul>
  <li>
   Spread new, renewal, interim financial statements and business/individual tax returns in accordance with bank guidelines (focus on more complex financial statements (i.e. Not-For-Profit).
  </li>
  <li>
   Provide succinct analysis based on customers, peers, the portfolio, and the industry.
  </li>
  <li>
   Provide preliminary analysis of simple to complex credits, including calculation of cash flow, debt service coverage, collateral coverage, and guarantor net worth.
  </li>
  <li>
   Coordinate with the Credit Officers, Credit Analysts, Other Credit Center Staff and Relationship Managers.
  </li>
  <li>
   Act in an advisory role for the Credit Officers/Relationship Managers on loan agreement/covenants clarification and monitoring.
  </li>
  <li>
   Complete quality assurance reviews to ensure application packages and analysis are thorough and accurate prior to forwarding for underwriting.
  </li>
  <li>
   Provide leadership, training, and coaching to Credit Analyst I positions and back up support to the
  </li>
  <li>
   Application Preparation Team Manager.
  </li>
  <li>
   May act as an industry specialist with responsibility for SBA/EXIM loan analysis
  </li>
  <li>
   Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.
   <br/>
   <br/>
  </li>
 </ul>
 <strong>
  Qualifications:
  <br/>
  <br/>
 </strong>
 <ul>
  <li>
   2-5 years previous experience in a financial institution with a focus on credit analysis and spreading software.
  </li>
  <li>
   The ideal candidate must have extensive knowledge of Generally Accepted Accounting Principals (GAAP) accounting, financial regulations, financial products, and credit analysis
   <br/>
   <br/>
  </li>
 </ul>
 <strong>
  Education:
  <br/>
  <br/>
 </strong>
 <ul>
  <li>
   Bachelor&rsquo;s/University degree or equivalent experience
   <br/>
   <br/>
  </li>
 </ul>
 This job description provides a high-level review of the types of work performed. Other job-related duties may be assigned as required.
 <br/>
 <br/>
 ------------------------------------------------------
 <br/>
 <br/>
 <strong>
  Job Family Group:
  <br/>
  <br/>
 </strong>
 Risk Management
 <br/>
 <br/>
 ------------------------------------------------------
 <br/>
 <br/>
 <strong>
  Job Family:
  <br/>
  <br/>
 </strong>
 Credit Decisions
 <br/>
 <br/>
 ------------------------------------------------------
 <br/>
 <br/>
 <strong>
  Time Type:
  <br/>
  <br/>
 </strong>
 Full time
 <br/>
 <br/>
 ------------------------------------------------------
 <br/>
 <br/>
 <strong>
  Most Relevant Skills
  <br/>
  <br/>
 </strong>
 Analytical Thinking, Constructive Debate, Escalation Management, Financial Analysis, Policy and Procedure, Policy and Regulation, Product Knowledge, Risk Controls and Monitors, Risk Identification and Assessment.
 <br/>
 <br/>
 ------------------------------------------------------
 <br/>
 <br/>
 <strong>
  Other Relevant Skills
  <br/>
  <br/>
 </strong>
 For complementary skills, please see above and/or contact the recruiter.
 <br/>
 <br/>
 ------------------------------------------------------
 <br/>
 <br/>
 <em>
  Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.
  <br/>
  <br/>
 </em>
 <em>
  If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review
 </em>
 <em>
  Accessibility at Citi.
  <br/>
  <br/>
 </em>
 <em>
  View Citi&rsquo;s EEO Policy Statement and the Know Your Rights poster.
 </em>
</div>


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Kredi Ürün Yönetimi Direktörü

Credit Analyst - Commercial Lending Management