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liability management - analyst

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liability management associate

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manager investment accounting operations

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manager, benefits operations

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manager, product management

manager conduct risk management

American Express

<div>At American Express, our culture is built on a 175-year history of innovation, shared values and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. As part of Team Amex, you'll experience this powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career.
Here, your voice and ideas matter, your work makes an impact, and together, you will help us define the future of American Express.
How will you make an impact in this role?<ul><li>
Work with large volumes of structured and unstructured data to identify trends, potential risks, or non-compliance with laws, regulatory requirements, and supervisory expectations.</li><li>
Maintain reporting tools using Tableau and Python and develop dashboards to communicate conduct risk trends and themes to senior management, risk committees, and the Board.</li><li>
Develop and maintain conduct risk metrics and other key indicators used for monitoring and assessment across the company.</li><li>
Participate in control testing to assess effectiveness and policy adherence.</li><li>
Manage and track project timelines, milestones, and deliverables, escalating risks to delivery where appropriate.</li><li>
Support implementation and maintenance of enterprise conduct risk frameworks, including risk assessments and issue management</li><li>
Monitor, assess, and manage risks arising from organizational, regulatory, or environmental changes to ensure compliance with laws and supervisory expectations.</li></ul>
Minimum Qualifications:<ul><li>
Bachelor&rsquo;s degree required, advanced degree in Statistics, Math, Risk Management, Finance, or related field preferred.</li><li>
At least 2 years of experience in conduct risk management, or a related risk discipline, within the financial services industry.</li><li>
Proficiency with data visualization tools (e.g., Tableau) and data analytics (e.g., Python).</li><li>
Strong analytical and critical thinking skills; capable of synthesizing complex datasets into actionable insights with minimal oversight.</li><li>
Demonstrates innovative thinking, analytical rigor, and the ability to deliver results.</li><li>
Understanding of internal control frameworks and regulatory expectations for conduct risk.</li><li>
Proven ability to challenge constructively and communicate clearly and logically across all organizational levels.</li><li>
Ability to manage multiple priorities and deliver results in a fast-paced, dynamic environment.</li><li>
High degree of integrity and discretion in handling sensitive and confidential information.</li></ul>
Preferred Qualifications:<ul><li>
Advanced project management skills.</li> 
<li>
Experience developing and maintaining conduct or other risk metrics.</li></ul>

Salary Range: $89,250.00 to $150,250.00 annually + bonus + benefits
The above represents the expected salary range for this job requisition. Ultimately, in determining your pay, we&rsquo;ll consider your location, experience, and other job-related factors.
We back you with benefits that support your holistic well-being so you can be and deliver your best. This means caring for you and your loved ones' physical, financial, and mental health, as well as providing the flexibility you need to thrive personally and professionally:<ul><li>
Competitive base salaries</li><li>
Bonus incentives</li><li>
6% Company Match on retirement savings plan</li><li>
Free financial coaching and financial well-being support</li><li>
Comprehensive medical, dental, vision, life insurance, and disability benefits</li><li>
Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need</li><li>
20+ weeks paid parental leave for all parents, regardless of gender, offered for pregnancy, adoption or surrogacy</li><li>
Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)</li><li>
Free and confidential counseling support through our Healthy Minds program</li><li>
Career development and training opportunities</li></ul>
For a full list of Team Amex benefits, visit our Colleague Benefits Site.
American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law. American Express will consider for employment all qualified applicants, including those with arrest or conviction records, in accordance with the requirements of applicable state and local laws, including, but not limited to, the California Fair Chance Act, the Los Angeles County Fair Chance Ordinance for Employers, and the City of Los Angeles&rsquo; Fair Chance Initiative for Hiring Ordinance. For positions covered by federal and/or state banking regulations, American Express will comply with such regulations as it relates to the consideration of applicants with criminal convictions.
We back our colleagues with the support they need to thrive, professionally and personally. That's why we have Amex Flex, our enterprise working model that provides greater flexibility to colleagues while ensuring we preserve the important aspects of our unique in-person culture. Depending on role and business needs, colleagues will either work onsite, in a hybrid model (combination of in-office and virtual days) or fully virtually.
US Job Seekers - Click to view the &ldquo;Know Your Rights&rdquo; poster. If the link does not work, you may access the poster by copying and pasting the following URL in a new browser window: https://www.eeoc.gov/poster
Employment eligibility to work with American Express in the United States is required as the company will not pursue visa sponsorship for these positions.</div>

Manager- Conduct Risk Management

City National Bank

OPERATIONAL RISK FRAUD OVERSIGHT MANAGER II WHAT IS THE OPPORTUNITY? Operational Risk Management (ORM) is responsible for providing independent and objective oversight of the management of risks arising from City National Bank's business processes, people, systems or external events. Working with the Enterprise Risk Manager for Fraud and Payment Systems, the Fraud Manager II will contribute to the ongoing review and monitoring of operational risk programs executed by assigned 1LOD business or corporate unit(s), including Risk and Control Assessments, Control Management Activities, Key Risk Indicators, Operational Risk Events, Issue Management, Scenario Analysis, Risk Appetite, Products and aggregating and reporting of operational risk information to the Management Risk Committee, Risk Committee of the Board and RBC. The Fraud Manager II is responsible for providing advisory and oversight for Fraud within ORM, with a particular focus on strengthening operational risk management efforts to support decision-making. This position provides an excellent opportunity to strengthen the operational risk management framework, which includes risk identification and assessment; risk measurement; risk controls; and risk monitoring and reporting to improve operational resilience. WHAT WILL YOU DO? All responsibilities are related to Fraud: <ul><li>Work collaboratively with assigned business or corporate unit(s) to embed an understanding of the risk profile and risk appetite of the bank.</li><li>Review and challenge operational risk practices against CNB operational risk framework and policies, including but not limited to 1LOD output of risk identification assessments and scenario analysis, Risk and Control Self Assessments (RCSA's), Key Risk Indicators (KRI's), material existing and emerging exposures, Operational Risk Events (ORE) reporting, and issue resolution.</li><li>Understand material existing and emerging risks which align with assigned business or corporate unit(s) to ensure operation within risk appetite and fair representation of the operational risk profile</li><li>Review, challenge and monitor 1LOD risk appetite and key indicators, and their performance to risk appetite levels</li><li>Review and challenge whether 1LOD strategic priorities sufficiently consider the full spectrum of risks, and whether all risks have been adequately assessed across all strategic priorities</li><li>Provide advisory, oversight, and challenge to 1LOD development and implementation of business processes, procedures, and controls to adhere to operational risk governance requirements</li><li>Review and challenge 1LOD risk acceptances and new business initiatives</li><li>Credibly challenge 1LOD risk monitoring and reporting and related protocols, in conjunction with risk type teams, including metric trigger explanations and associated action plans</li><li>Review and challenge 1LOD annual testing and monitoring plans, the adequacy of control management activities and assessment results, and risk mitigation strategies to address gaps in control design or operating effectiveness</li><li>Review and challenge regulatory remediation activities in assigned coverage areas to ensure operational risk exposures associated with known control deficiencies are addressed. This includes providing oversight and challenge throughout the Issue Management Lifecycle, which may include issue details; root cause analysis; action plan; material issue changes; management's completion of the required and/or committed corrective actions with supporting evidence; control management activities; and sustainability.</li><li>Review and challenge self-identified issues and escalation in assigned coverage areas, including challenge of issue ratings, corrective action plans, due date extensions, and thematic issues in accordance with the CNB Issue Management Policy</li><li>Influence and monitor progress of action plans to improve the risk and control environment arising from risk assessments, risk monitoring, internal and external events, and regulatory exams</li><li>Exhibit high attention to details in identifying, aggregating, and communicating issues and control gaps to appropriate stakeholders</li><li>Lead with the preparation of status reports, key metrics and other ORM reporting information as requested by management, the Risk Committee or RBC.</li><li>Contribute to ad-hoc assignments/special projects</li><li>Maintain awareness of current regulatory/industry trends impacting the Bank's operational risk management program or practices.</li><li>Maintain familiarity of, and technical expertise with, business unit(s) organizational structure, personnel, activities and products, new product development, financial performance, and risk and problem areas</li><li>Act as an internal advisor to business and corporate units regarding the ORM framework, policies and procedures.</li><li>Support and facilitate audit and regulatory exam activities</li><li>Build effective relationships, alliances, and strategic partnerships across CNB and RBC to help deliver results and to ensure opportunities are identified, analyzed, and managed appropriately. Understand interdependencies to achieve success.</li><li>Build and grow risk talent through mentoring, coaching, and training</li></ul> WHAT DO YOU NEED TO SUCCEED? Required Qualifications <ul><li>Bachelor's Degree or equivalent</li><li>Minimum 10 years of experience in the financial services industry</li><li>Minimum 7 years of experience in risk management, operational risk management, compliance, or audit</li><li>Minimum 5 years of control assessment and validation experience</li></ul> Additional Qualifications<ul><li>Bachelor's degree or higher and other professional qualifications such as CPA, CIA, etc.</li><li>Knowledge of OCC rules and regulations (i.e. heightened standards for Large Financial Institutions)</li><li>Strong understanding of three lines of defense risk management structure and requirements</li><li>Strong understanding of Risk Management/Operational Risk Management</li><li>Strong knowledge of internal control management practices and testing methodology with proven experience in controls management design and/or execution</li><li>Strong knowledge of issue management practices with proven experience in issue resolution</li><li>Ability to handle complexity and ambiguity</li><li>Ability to deal effectively with conflict</li><li>Well-developed influencing skills</li><li>Strong interpersonal, verbal, and written communication skills</li><li>Demonstrated ability to think critically and facilitate change through collaborative effort.</li><li>Self-motivation, discipline, task focus, the ability to structure and present work and a proven record of delivering high quality results within strict deadlines.</li><li>Ability to multitask and prioritize several concurrent initiatives</li><li>Ability to work in a matrix environment</li></ul> WHAT'S IN IT FOR YOU? Compensation Starting base salary: $99,000 - $176,000 per year. Exact compensation may vary based on skills, experience, and location. This job is eligible for bonus and/or commissions. Benefits and Perks At City National, we strive to be the best at whatever we do, including the benefits and perks we offer our colleagues including:<ul><li>Comprehensive healthcare coverage, including Medical, Dental and Vision plans, available the first of the month following start date</li><li>Generous 401(k) company matching contribution</li><li>Career Development through Tuition Reimbursement and other internal upskilling and training resources</li><li>Valued Time Away benefits including vacation, sick and volunteer time</li><li>Specialized health and family planning benefits including fertility benefits, and cancer, diabetes and musculoskeletal support programs</li><li>Career Mobility support from a dedicated recruitment team</li><li>Colleague Resource Groups to support networking and community engagement</li></ul> Get a more detailed look at our Benefits and Perks. ABOUT US Since day one we've always gone further than the competition to help our clients, colleagues and communities flourish. City National Bank was founded in 1954 by entrepreneurs for entrepreneurs and that legacy of integrity, community and unparalleled client relationships continues today. City National is a subsidiary of Royal Bank of Canada, one of North America's leading diversified financial services companies. To learn more about City National and our dynamic company culture, visit us at About Us. INCLUSION AND EQUAL OPPORTUNITY EMPLOYMENT City National Bank fosters an inclusive environment where all forms of diversity are valued and leveraged to make us a better company and employer. We are an equal opportunity employer and all qualified applicants will receive consideration for employment without regard to race, color, religion, sexual orientation, gender identity, national origin, disability, veteran status or other basis protected by law. It is unlawful in Massachusetts to require or administer a lie detector test as a condition of employment or continued employment. An employer who violates this law shall be subject to criminal penalties and civil liability. Represents basic qualifications for the position. To be considered for this position, you must at least meet the required qualifications. accepts applications on an ongoing basis, until filled. Unless otherwise indicated as fully remote, reporting into a designated City National location is an essential function of the job.

Operational Risk Fraud Oversight Manager II

Brahma Consulting Group

Job Title: Credit Risk Consultant, Analytics &amp; Strategy Type: FTE Location: New York, NYJob Summary: We are hiring a Senior Consultant to join our analytics and strategy team. The role focuses on identifying, assessing, and monitoring credit risk across lending portfolios. The candidate will collaborate with business units, risk management, and regulatory teams to develop and implement effective credit risk strategies and policies. Expertise in at least one domain&mdash;Credit Risk, Collections, or Recoveries&mdash;is required.Key Responsibilities:<ul><li>Credit Risk Monitoring: Continuously monitor risk exposures, identify and escalate potential credit risk issues to senior management and the risk committee to ensure timely mitigation.</li><li>Credit Risk Strategy Development: Develop, maintain, update, and implement credit risk policies, procedures, and guidelines to ensure alignment with regulatory requirements and industry best practices.</li><li>Credit Risk Modelling: Develop, maintain, and validate credit risk models to estimate potential losses and predict credit risk. Collaborate with data scientists and analysts to integrate credit risk models with other risk frameworks.</li><li>Stakeholder Management: Inform and advise senior management, business units, and stakeholders on credit risk matters, and provide training on credit risk management and policies.</li><li>Data Analysis and Reporting: Analyze large datasets to identify credit risk trends and present findings to senior management using SQL, Python, and data-driven insights, providing clear and actionable recommendations.</li><li>Credit Risk Assessment: Analyze and evaluate the creditworthiness of customers, counterparties, and transactions to identify potential credit risks. Conduct thorough credit reviews, including financial statement analysis, industry research, and market trends.</li><li>Regulatory Compliance: Ensure compliance with credit risk regulations, such as Basel II/III, Dodd-Frank, and other applicable laws and regulations. Collaborate with regulatory teams to respond to regulatory inquiries and examinations.</li></ul>Qualifications:<ul><li>Bachelor&rsquo;s degree in Finance, Economics, Data Science, Engineering, or a related field; master&rsquo;s degree preferred.</li><li>Minimum of 4 years of experience in credit card analytics, with a focus on at least one of the following areas: Credit Risk, Collections, or Recoveries Analytics.</li><li>Proficient in SQL and Python; experience with data visualization tools (e.g., Tableau, Power BI) is a plus.</li><li>Excellent analytical and problem-solving skills, with the ability to interpret complex data and make informed decisions.</li><li>Strong communication and presentation abilities, capable of conveying technical information to non-technical stakeholders.</li><li>Demonstrated ability to work collaboratively in a fast-paced, team-oriented environment</li></ul>Job Type: Full-timePay: $88,067.40 - $130,059.66 per yearWork Location: In person

Credit Risk Analyst

Tiffany & Co.

<div><div><div><div><h3 class="jobSectionHeader">Position
</h3>The Strategic Sourcing Compliance Analyst plays a vital role in ensuring responsible materials sourcing and supplier management for Tiffany &amp; Co.&rsquo;s Industrial business sector. The Compliance Analyst will be at the forefront of our commitment to maintain a transparent, sustainable, and compliant supply chain. The Analyst will be responsible for the collection, analysis, and management of critical data points, contributing valuable insights and risk analysis. The Compliance Analyst will develop a deep understanding of Tiffany&rsquo;s material supply chain and supplier base, directly impacting operational, commercial, and responsibility priorities.
Key Accountabilities
Data Collection, Management, and Analysis:
<ul><li>Accurately collect, validate, and analyze Sourcing-related data, including material source origins, supplier certifications, audit results, and receipt volumes
</li><li>Conduct insightful and audit-ready analyses, identifying trends and mitigating supply chain risk
</li><li>Develop and maintain a comprehensive database of supplier materials, attributes, certifications, and compliance performance
</li></ul>Project Management:
<ul><li>Lead Strategic Sourcing contributions to projects focused on third-party certifications, supplier audits, source warranty protocols, supplier site mapping, insurance and inventory compliance, and sustainability initiatives
</li><li>Develop and manage a reporting calendar for the Strategic Sourcing team, ensure deadlines are met, and keep stakeholders informed and actively engaged in the compliance process
</li><li>Maintain an up-to-date understanding of evolving compliance requirements, industry best practices, and relevant regulations
</li></ul>Liaison &amp; Communications:
<ul><li>Serve as a key liaison between Strategic Sourcing and internal stakeholders including Responsible Sourcing, Sustainability, Risk Management, and Legal
</li><li>Communicate effectively and professionally with suppliers, auditors, and other third-party partners, clearly articulating Tiffany &amp; Co.'s expectations and acting as a strong representative of the brand's values
</li></ul>Team Support and Collaboration:
<ul><li>Support the Director, Manager, and team of analysts on major projects, providing cross-training and assisting with deliverables as needed
</li><li>Demonstrate project ownership, taking a proactive and informed approach to team objectives and contributing to a collaborative team environment
</li></ul>Required Qualifications
<ul><li>Bachelor&rsquo;s degree in Business, Supply Chain Management, Sustainability, or a related field
</li><li>Minimum 2-4 years of relevant experience in data analysis, data management, and reporting, preferably within a supply chain or compliance environment
</li><li>Proven ability to communicate complex subject matter in a clear, concise, and compelling manner, both verbally and in writing
</li><li>Advanced proficiency in MS Office, including Excel (e.g., pivot tables, advanced formulas) and PowerBI (e.g., data visualization, dashboard creation)
</li><li>Demonstrated analytical and statistical skills, including the ability to identify trends, anomalies, and potential risks within large datasets
</li><li>Exceptional organizational skills, attention to detail, and commitment to data accuracy.
</li><li>Strong interpersonal skills and the ability to work effectively both independently and as part of a team
</li><li>Excellent problem-solving skills and the ability to manage priorities in a fast-paced, dynamic environment
</li></ul>Preferred Qualifications
<ul><li>Industry knowledge in jewelry manufacturing, precious metals, or diamonds and gemstones, with a particular focus on responsible sourcing practices
</li><li>Experience in corporate social responsibility, compliance, legal, or luxury industries
</li><li>Proficiency in a second language relevant to Tiffany &amp; Co.'s global supply chain
</li><li>Experience with supply chain mapping and traceability technologies
</li></ul>The hiring range for this position ranges from $77,010.00 - $90,600.00. The rate of pay offered will be dependent upon candidates&rsquo; relevant skills and experience.
</div></div></div><div><div><div><div><div><h2 class="jobSectionHeader">TIFFANY &amp; CO.
 
MAISON
 
</h2><div>Founded in 1837 by Charles Lewis Tiffany in New York City, Tiffany &amp; Co. is one of the world&rsquo;s most prestigious houses for jewelry and accessories. Love has been the driving force of Tiffany &amp; Co. since its inception, uniting the jeweler&rsquo;s core values of inventiveness, craft and joy in designs that endure across generations.
 
As a global pioneer in the art of fine jewelry, Tiffany has spent almost two centuries perfecting its craft and setting benchmarks within the industry. It is through this unwavering vow to excellence and expertise, to heritage and innovation, to optimism and possibility that Tiffany continues its legacy, creating designs that inspire people to express and celebrate the many facets of love.</div></div></div></div></div></div></div>

Analyst - Strategic Sourcing Compliance

Booking Holdings

<div><div>Booking Holdings (NASDAQ: BKNG) is the world's leading provider of online travel and related services, provided to consumers and local partners in more than 220 countries and territories through five primary consumer-facing brands: Booking.com, Priceline, Agoda, KAYAK and OpenTable. The mission of Booking Holdings is to make it easier for everyone to experience the world. For more information, visit BookingHoldings.com and follow us on X (formerly known as Twitter) @BookingHoldings.

This role is eligible for our hybrid work model: Two days in-office.

Booking Holdings (BHI) is looking for a Senior Analyst to join its Enterprise Risk Management (ERM) team. This is a critical role within the Risk &amp; Controls function, providing direct support to the ERM Manager.

The Senior Analyst will be a vital point of contact for the BHI ERM program, helping to manage and facilitate key risk management activities. The role offers a unique opportunity to collaborate with functions and brands across the company, ensuring a robust and effective risk management lifecycle.

Overall Responsibilities
<ul>
<li>Advance an integrated, common risk management framework, including the language and tools to identify, assess, mitigate, monitor, and report on risks</li>
<li>
Support ERM Program leads in executing the enterprise risk management framework and strategy
</li>
<li>Contribute to the maturation of BHI&rsquo;s enterprise risk management journey, including implementing and sustaining an integrated, scalable program
</li>
<li>Support First Line of Defense and Second Line of Defense activities to mature enterprise risk management programs
</li>
<li>Assist the ERM team across designated workstreams for strategic programs, such as new business integration and global finance transformation 
</li>
</ul>Enterprise Risk Management
<ul>
<li>Collaborate with cross-functional stakeholders to proactively identify, assess, and manage existing, new, and emerging risks</li>
<li>
Leverage current industry best practices to understand emerging risks and implement continuous program improvement opportunities
</li>
<li>Assist functional and brand risk and controls teams in identifying and managing key enterprise risks, providing solutions, and aiding in resolution for Booking Holdings, Functions and Brand processes
</li>
<li>Serve as a risk advisor for internal stakeholders, strategizing and developing effective solutions to mitigate and monitor risks.
</li>
<li>Enhance risk monitoring and reporting by collaborating with stakeholders to gather data and create clear, executive-ready materials, dashboards, and metrics
</li>
<li>Drive efficient risk management by executing and maintaining activities within the Governance, Risk and Compliance (GRC) tool, serving as the central source of truth for all risk information and supporting data-driven reporting.
</li>
</ul>Collaboration and Communication
<ul>
<li>Develop and deploy ongoing communication initiatives to reinforce organizational standards, best practices, and values related to risk management</li>
<li>
Design, manage, and facilitate continuous training and education initiatives to ensure employees are informed and calibrated on risk management
</li>
<li>Develop relationships across the organization, including with senior-level stakeholders
</li>
<li>Collaborate with Information Security, Privacy, Legal, Finance, and Technology teams across Booking Holdings and its brands to ensure a cohesive approach to risk management and compliance
</li>
</ul>What you have:
<ul>
<li>Bachelor's degree in a related field. A concentration in Risk Management, Business, and Finance is a plus
</li>
<li>CRMP or similar certification is a plus*
</li>
<li>Experience in supporting the development, implementation, and maturation of risk management frameworks, including the development of risk management strategies, risk frameworks, quantification methods, etc
</li>
<li>Strong knowledge of COSO, ISO, US GAAP, Sarbanes-Oxley, risk and controls standards, and business process best practices
</li>
<li>Exceptional verbal and written communication skills with proven ability to articulate risk management concepts clearly in a manner that is both digestible and accessible for end-users
</li>
<li>Extraordinary collaboration capabilities, including the ability to develop strong partnerships with key stakeholders from diverse areas of the business
</li>
<li>Ability to work independently and manage multiple priorities in a fast-paced environment
</li>
<li>Experience in program/project management is highly desirable
</li>
<li>Excellent analytical, problem-solving, and decision-making skills. (Experience with data analytics is a plus.)
</li>
<li>Ability to use AI-powered tools and platforms to automate workflows and enhance productivity
</li>
<li>Experience with GRC Tools is highly desirable
</li>
</ul>Our Commitment to Inclusion

Through the Booking Holdings brands, we help our customers reach all corners of the earth. Our ability to provide great service rests on how well we understand our diverse customer base, which is why having a diverse team is so important to us. We bring together employees from all walks of life and we are proud to provide the kind of inclusive environment that stimulates innovation, creativity and collaboration.

There are a variety of job related factors that go into determining a salary range, including but not limited to external market benchmark data, geographic location, and years of experience sought/required. In addition to a competitive base salary, roles are eligible to be considered for an annual bonus and equity grant.

The base salary range for Connecticut and the NYC-metro area is $114,300-$139,700.

We are proud to offer a comprehensive benefits program designed to keep you and your family healthy, plan for the future and make the most out of life. For a glimpse of our benefits offerings, please see here. In addition to competitive health and wellness benefits, we currently offer other perks to eligible employees, such as: tuition reimbursement, fitness reimbursement, discounts, and more!

If this role resonates with you, we encourage you to click the &quot;apply&quot; button!

EEO Statement:

Booking Holdings is an equal opportunity employer in accordance with all applicable federal, state and local laws. We ensure equal employment opportunity to all employees and applicants without discrimination or harassment based on race, religious creed, color, age, sex, sexual orientation, gender identity, national origin, religion, marital status, medical condition, disability, military service, pregnancy, childbirth and related medical conditions, or any other classification protected by federal, state, or local law.

Booking Holdings also extends this policy to every phase of the employment process including, but not limited to, recruitment, selection, placement, transfer, training and development, position elimination, restructure, promotion, compensation, benefits, layoffs, termination, and all other conditions or privileges of employment. Booking Holdings and its Affiliated Companies are Equal Employment Opportunity employers and welcome all job seekers including individuals with disabilities and veterans with disabilities. If you have a disability and believe you need reasonable accommodation in order to search for a job opening or apply for a position, please email reasonableaccommodation@bookingholdings.com with your request. M/F/V/D/S

#LI-Hybrid</div></div>

Senior Analyst, Enterprise Risk Management

Mastercard

Our Purpose Mastercard powers economies and empowers people in 200+ countries and territories worldwide. Together with our customers, we're helping build a sustainable economy where everyone can prosper. We support a wide range of digital payments choices, making transactions secure, simple, smart and accessible. Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses and governments realize their greatest potential. Title and Summary Manager, Product Management Who is Mastercard? Mastercard is a global technology company in the payments industry. Our mission is to connect and power an inclusive, digital economy that benefits everyone, everywhere by making transactions safe, simple, smart, and accessible. Using secure data and networks, partnerships and passion, our innovations and solutions help individuals, financial institutions, governments, and businesses realize their greatest potential. Our decency quotient, or DQ, drives our culture and everything we do inside and outside of our company. With connections across more than 210 countries and territories, we are building a sustainable world that unlocks priceless possibilities for all. Services within Mastercard is responsible for acquiring, engaging, and retaining customers by managing fraud and risk, enhancing cybersecurity, and improving the digital payments experience. We provide value-added services and leverage expertise, data-driven insights, and execution. Overview The AI Network Services team is building next-generation AI/ML products focused on fraud detection and decisioning. These products are grounded in strong engineering principles, aligned with enterprise architecture, and powered by the latest AI/ML technologies. A key focus area is developing global risk insights at both the account and merchant levels, and scaling these insights across the payments ecosystem to enhance customer experiences. Role We are looking for a Manager, Product Management to lead the development and scaling of fraud and risk solutions. This role will drive product strategy, development, execution, and adoption in collaboration with cross-functional teams. Key Responsibilities • Lead the roadmap and delivery of account and merchant-level fraud and risk solutions. • Collaborate cross-functionally with data science, engineering, and regional teams to define product requirements and prioritize initiatives. • Manage end-to-end product lifecycle-from scoping and execution to delivery and documentation. • Drive product adoption and usage, evangelizing the product benefits at a regional, customer, and geographic level • Drive regional accountability throughout the development and management process • Analyze product performance and identify opportunities for improvement and expansion • Define and track success metrics and KPIs to ensure product quality and impact. • Serve as a subject matter expert to drive internal and external adoption. All About You • Previous product management experience, including fraud and risk domains. • Strong understanding of payment fraud scenarios (e.g., account takeover, merchant risk, etc.). • Analytical mindset • Familiarity with the Studio development process • Excellent problem-solving and communication skills. • Proven ability to collaborate across teams and influence stakeholders. • Comfortable working in fast-paced, ambiguous environments. • Comfortable with knowing and applying basic AI and Data Science solutioning to problem statements • MBA a plus Mastercard is a merit-based, inclusive, equal opportunity employer that considers applicants without regard to gender, gender identity, sexual orientation, race, ethnicity, disabled or veteran status, or any other characteristic protected by law. We hire the most qualified candidate for the role. In the US or Canada, if you require accommodations or assistance to complete the online application process or during the recruitment process, please contact and identify the type of accommodation or assistance you are requesting. Do not include any medical or health information in this email. The Reasonable Accommodations team will respond to your email promptly. Corporate Security Responsibility All activities involving access to Mastercard assets, information, and networks comes with an inherent risk to the organization and, therefore, it is expected that every person working for, or on behalf of, Mastercard is responsible for information security and must:<ul><li>Abide by Mastercard's security policies and practices;</li><li>Ensure the confidentiality and integrity of the information being accessed;</li><li>Report any suspected information security violation or breach, and</li><li>Complete all periodic mandatory security trainings in accordance with Mastercard's guidelines.</li></ul> In line with Mastercard's total compensation philosophy and assuming that the job will be performed in the US, the successful candidate will be offered a competitive base salary and may be eligible for an annual bonus or commissions depending on the role. The base salary offered may vary depending on multiple factors, including but not limited to location, job-related knowledge, skills, and experience. Mastercard benefits for full time (and certain part time) employees generally include: insurance (including medical, prescription drug, dental, vision, disability, life insurance); flexible spending account and health savings account; paid leaves (including 16 weeks of new parent leave and up to 20 days of bereavement leave); 80 hours of Paid Sick and Safe Time, 25 days of vacation time and 5 personal days, pro-rated based on date of hire; 10 annual paid U.S. observed holidays; 401k with a best-in-class company match; deferred compensation for eligible roles; fitness reimbursement or on-site fitness facilities; eligibility for tuition reimbursement; and many more.Pay RangesPurchase, New York: $137,000 - $218,000 USD

Manager, Product Management

Santander Holdings USA Inc

Corporate Credit Underwriting Associate - Securitized Lending / Residential Warehouse FinanceCountry: United States of AmericaYour Journey Starts Here:Santander is a global leader and innovator in the financial services industry. We believe that our employees are our greatest asset. Our focus is on fostering an enriching journey that empowers you to explore diverse career opportunities while nurturing your personal growth. We are committed to creating an environment where continuous learning and development are prioritized, enabling you to thrive both professionally and personally. Here, you will find ample opportunities to connect and collaborate with talented colleagues from around the world, sharing insights and driving innovation together. Join us at Santander, where you are supported by a culture of engagement and a commitment to your success.An exciting journey awaits, if you are interested in exploring the possibilities We Want to Talk to You!The Difference You Make:Responsible for underwriting and pro-active portfolio management of a portfolio of RWF transactions. Reporting to the SPG Underwriting and Portfolio Management (U&PM) team Manager.Apply Bank's Credit policies and framework in support of risk management and business development.Build strong relationships throughout the Bank. The main partner is the Structure Product Group / RWF product team. Other relevant partners in the bank are Credit, Relationship, and Legal Partners. Support U&PM Manger on special projects.Responsibilities:<ul><li>Responsible for underwriting new RWF transactions to assist in the growth of the RWF portfolio.</li><li>Responsible for the quality, integrity and soundness of all credit analysis and underwriting, and proposing appropriate risk ratings in accordance with the Bank's credit policies and guidelines.</li><li>Responsible for making recommendations on renewals, modifications, and new transactions.</li><li>Maintain credit files in accordance with policy.</li><li>Manage credit approval process. Prepare presentations for credit committees. Respond to questions as they arise.</li><li>Work closely with and support product team in transaction execution. Coordinate with the corporate credit team and RM on relationship implications for RWF deals.</li><li>Review and validate cash flow models for new transactions and perform stress test analysis.</li><li>Have thorough knowledge of credit policies and procedures and ensure adherence to them. Proactively propose amendments to RWF policy to improve efficiency while remaining compliant with the wider bank policy.</li><li>Ensure regulatory and legal compliance is achieved on RWF transactions.</li><li>Perform ongoing portfolio monitoring of RWF transaction performance (including performance triggers) to identify and anticipate credit issues in a timely fashion. </li><li>Stay current on industry developments, update management as necessary, and propose rating changes when necessary to appropriately reflect credit quality of RWF transactions in the portfolio at all times.</li><li>Support RWF Manager on special projects.</li></ul>What You Bring: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.Qualifications/Education<ul><li>Bachelor's degree in Business Administration, Accounting, Finance, Economics or equivalent work experience. Quantitative background is a plus.</li><li>2 to 6 years' experience.</li></ul>Specialized Knowledge/Technical Skills<ul><li>Strong technical and analytical skills.</li><li>Strong attention to detail and organizational skills.</li><li>Knowledge of applicable laws and industry data sources.</li><li>Demonstrated experience working with multiple asset classes.</li><li>Deep knowledge of RWF cash flow models.</li><li>Understanding of legal documentation for ABS transactions.</li><li>Completion of a formal credit training program would be a plus.</li><li>Demonstrated track record of managing and leading transactions, within a team environment to manage, monitor and grow portfolio.</li><li>Ability to work well with others at all levels of the organization to obtain cooperation and to foster a business environment that is based upon mutual respect and teamwork.</li><li>Ability to work independently as needed to achieve objectives.</li><li>Knowledge of credit policies, procedures, regulations and applicable law.</li><li>Excellent written/verbal communication and interpersonal skills.</li><li>Proficiency in Microsoft software package, Word, Powerpoint, Excel & Outlook.</li><li>Programing skills would be a highly values plus.</li></ul>Certifications:<ul><li>Other: Completion of bank-certified course in Credit Training - Preferred.</li></ul>It Would Be Nice For You To Have:<ul><li>Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education.</li><li>Experience in Microsoft Office products.</li></ul> What Else You Need To Know :The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location. Base Pay Range Minimum: $108,750.00 USD Maximum: $175,000.00 USD Link to Santander Benefits: Santander Benefits - 2025 Santander OnGoing/NH eGuide () Risk Culture: We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management. EEO Statement: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions : Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required . Employer Rights:This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason. What To Do Next :If this sounds like a role you are interested in, then please apply. We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at to discuss your needs. Primary Location: New York, NY, Madison Ave Corp Other Locations: New York-New York Organization: Banco Santander S.A.

Corporate Credit Underwriting Associate - Securitized Lending / Residential Warehouse Finance

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