Senior Product Manager – Open Finance

About ENBD

Emirates NBD is a market leader across the MENAT (Middle East, North Africa and Türkiye) region with a presence in 13 countries, serving over 9 million customers. Emirates NBD is the leading financial services brand in the UAE with a Brand value of approximately USD 4 billion. We serve our customers and help them realise their financial objectives through a range of banking products and services including retail banking, corporate & institutional banking, Islamic banking, investment banking, private banking, asset management, global markets and treasury, and brokerage operations. We are a key participant in the global digital banking industry, with 97% of all financial transactions and requests conducted outside of our branches. We also operate Liv, the lifestyle digital bank by Emirates NBD. With over half a million users, it continues to be the fastest-growing digital bank in the region.

Job Overview

As a Senior Product Manager – Open Finance at Emirates NBD, your role is to Identify, define, and lead the design of new Open Finance and Embedded Finance use cases, including frameworks, scope, product features, business models and customer journeys, ensuring they are aligned with the bank’s strategic priorities.

Key Responsibilities

• Translate customer, partner, and product needs into structured business flows and requirements for implementation
• Support translation of OF/EF vision and objectives into a pipeline of strategic OF/EF use cases
• Act as a central coordinator across internal teams (product, tech, legal, risk, compliance) to assess feasibility and ensure alignment
• Provide OF/EF expert input and challenge into partner selection, product design, business model creation, and project delivery alongside Product, Tribe and Technology teams
• Support the development of business cases and value tracking of OF/ EF use cases
• Enable consistent, compliant, and customer-centric use case journeys across embedded channels and third-party ecosystems
• Be responsible for ensuring the scalability and sustainability for OF/EF use cases
• Define and validate OF/EF use case-level data needs and structures, and coordinate data feasibility of use cases with CIE
• Analyse data from product/ use case adoption, ops / service requests, industry benchmarks and customer feedback to improve solutions and services
• Manage stakeholders across ENBD including Product, Technology, CIE, Compliance, Risk, Digital Office etc.
• Manage junior OF/EF team members and provide line management, mentoring and support
  

Skills and Experience

• 10+ years experience in banking in a business/product/strategy function
• 4+ years experience in Open finance, Embedded Finance, or API-led initiatives
• Postgraduate in Engineering, Business, Economics, Computer Science or related field
• MBA p referred
• Excellent analytical and user experience skills to help design the products and end-to-end experiences
• Strong understanding of API-based business models and monetization frameworks
• Technical skills in open banking APIs, open banking implementation, specs and standards
• Ability to translate customer and product needs into functional requirements
Ability to communicate insights in an engaging way to stakeholders at various levels

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There’s never been a better time to join Emirates NBD.
We’re one of the region’s most recognisable brands. We’re banking innovation leaders. We’re growing across both the UAE and our global offices. We offer a huge range of professional development opportunities to accelerate your career. It also goes without saying that we provide extremely competitive rewards, benefits and perks too, like our flexible work policy so you can work from home whenever it suits.

At ENBD, we encourage interested candidates to review the key responsibilities and qualifications for each role and apply for positions that match their skills and capabilities.