Unit Head Digital Lending

Job Description:

The candidate will be responsible for designing and executing Digital Lending Product Programs focused on consumer and microenterprise lending, in collaboration with cross-functional teams. The role involves managing existing digital lending products while also developing and launching new offerings.

The position requires a high degree of passion, innovative thinking, and strong execution discipline to effectively coordinate program implementation and operations. Hands-on experience with data analytics is essential, while a strong understanding of best-in-class digital lending products, processes, and credit policies will be considered an added advantage.

Key Responsibilities:

• Work closely with cross-functional teams to design and launch new products and features.
• Drive portfolio growth and responsibility for Profit & Loss of Digital Lending Portfolio
• Manage the product roadmap, prioritizing feature development in alignment with the Bank's business goals, customer insights, and market trends.
• Establish product metrics and KPIs to monitor and assess product performance, using data to guide product decisions.
• Ensure that we are compliant to all relevant regulatory policies regarding digital lending (Risk, Compliance, Internal Audit etc.).
• Work closely with data engineers, analysts, and other stakeholders to understand data needs and ensure solutions meet business requirements.

Qualifications:

• Minimum Bachelors degree in Business, Computer Science, Data Science, Statistics or a related field.
• Minimum 5 years of relevant field experience.

Preferred Skills:

• Relevant experience in the fintech industry within digital lending domain.
• Proficiency in Python or R, with practical knowledge of SQL and NoSQL databases.