Assistant Manager Regulatory Reporting

Department: Risk Management

Reports To: Manager Regulatory Reporting

Job Grade: OG-I

Total Position: 01

Location: Head Office

What is AM Regulatory Reporting - MMBL?

The Assistant Manager – Regulatory Reporting ensures accurate, timely, and compliant submission of SBP reports, maintaining data integrity across credit and financial records. Key responsibilities include managing Margin Calls, updating gold lending branch lists, and reconciling eCIB and Private CIB reports, with special attention to defaulted customers. The role drives digital transformation through UAT of lending platforms and Core Banking Systems, identifying improvements, reducing manual intervention, and strengthening data security. Daily monitoring, anomaly detection, and stakeholder coordination ensure smooth reporting processes, elevating regulatory compliance into a strategic function supporting business growth.

What AM Regulatory Reporting Does?

• Prepare and share Credits MIS, including SBP regulatory reporting, Credit Processing Stats, Goldsmith concentration, Margin Calls, and the list of authorized branches for gold lending. Include routine regulatory and ad hoc reports.
• Ensure timely submission of periodic SBP/CIB reports to SBP/Private CIB and report settlement of default customers within stipulated deadlines.
• Play an active role in digitalization initiatives: perform UATs until go-live, propose enhancements in digital lending platforms, Core Banking T24, or other systems, keeping end-user needs in focus.
• Automate credit management reports to the maximum extent for systematic use.
• Highlight red-flag signals for potential bad debt loans to management.
• Report credit exposure to SBP Credit Bureau and other stakeholders for regular and defaulted customers.
• Suggest process improvements, automation, and digitalization to enhance reporting and move toward digital operations.
• Perform any other tasks assigned by the Line Manager or Head of Department.

What are we looking for and what does it take to be AM Regulatory Reporting?

• Bachelor’s or Master’s degree from a reputable institution in Business Administration, Banking & Finance, Agriculture, Economics, or Accounts.
• Relevant professional certifications will also be considered.
• Minimum 3 years in credit, regulatory reporting, and/or banking.
• Knowledge or experience in Microfinance Banking
• Strong communication and interpersonal skills

About MMBL:

Mobilink Microfinance Bank Ltd. is providing banking services to over 48 million registered users including 20+ million monthly active customers across Pakistan. With a hybrid model that combines traditional microfinance with mobile/digital banking technologies, the bank now operates with over 114 branches and 270,000 branchless banking agents and provides a USSD (GSM) based digital channel offering savings, micro enterprise (MSME) loans, small housing loans, remittances, collection (utility bills and loan instalments), mobile wallets, insurance, G2P, B2B & B2P payments; thus, playing a leading role in the promotion of financial inclusion. MMBL is committed to fostering a positive and productive workplace, and our core values reflect this focus. These values include promoting innovation and entrepreneurship, encouraging teamwork and collaboration, and prioritizing a customer-centric approach in all aspects of our business.

Why Join MMBL?

This is an opportunity for someone who is passionate about making a difference and playing a key role in driving transformative change. Our team is committed to empowering millions with the tools necessary to succeed in the digital age, and we're looking for a talented individual to join us in this endeavour.