Head of Deposits

Head of Deposits

Location: Karachi / Lahore / Islamabad | Department: Business

Role Overview: Raqami Islamic Digital Bank is looking for a high-caliber Head of Deposits to lead our liability growth strategy. This is a pivotal leadership role focused on architecting and scaling a robust deposit portfolio through digital-first, Shariah-compliant solutions. You will be responsible for managing high-value relationships and driving the bank’s financial success by capturing market share in the HNWI and Corporate segments.

Key Responsibilities:

• Growth Strategy: Design and execute aggressive deposit-gathering strategies, targeting high-net-worth (HNWI) and corporate clients.
• Relationship Management: Build and nurture a premier portfolio of high-value clients to drive long-term retention and expansion.
• Product Innovation: Partner with Product and Marketing teams to launch competitive, innovative, and digital-first deposit products.
• Market Intelligence: Monitor economic trends and competitor movements to ensure Raqami maintains a superior market position.
• Governance & Compliance: Ensure all deposit-related activities strictly adhere to Shariah principles, internal policies, and SBP regulations.
• Leadership: Build, mentor, and lead a high-performing business team across major regional hubs.

Key Requirements:

• Experience: 12+ years of seasoned banking experience in Deposits, Treasury, or Private Banking.
• Track Record: Proven success in managing billion-level deposit portfolios with a focus on institutional and high-value clients.
• Network: An extensive, existing network within the HNWI, Corporate, and Public sectors in Pakistan.
• Competencies: Exceptional negotiation, strategic thinking, and relationship-building skills.
• Education: Minimum of a Master’s degree in Finance, Business, or a related field (Professional certifications are a plus).