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DICETEK LLC

<div>Key requirements:<ul><li>
Strong experience as a Business Analyst in Cards (Debit/Credit)</li><li>
Hands-on exposure to UAE banking regulations and market practices</li><li>
Experience working with card lifecycle, transactions, and payment flows</li><li>
Ability to gather requirements, gap analysis, prepare BRDs/FSD, and coordinate with business, internal IT and other vendors, managing CAB approvals.</li><li>
Good communication and stakeholder management skills</li><li>
Coordinating with all stakeholders to obtain sign-offs necessary for project closure</li></ul>
Location: UAE
Experience: Relevant cards BA experience with UAE exposure is mandatory</div>

Business Analyst - Cards

Dicetek LLC

<div>
 
 Key Requirements
 
 
 
 <ul>
 <li>
 Strong experience as a Business Analyst in Cards (Debit/Credit)
 </li>
 <li>
 Hands-on exposure to UAE banking regulations and market practices
 </li>
 <li>
 Experience working with card lifecycle, transactions, and payment flows
 </li>
 <li>
 Ability to gather requirements, gap analysis, prepare BRDs/FSD, and coordinate with business, internal IT and other vendors, managing CAB approvals.
 </li>
 <li>
 Good communication and stakeholder management skills
 </li>
 <li>
 Coordinating with all stakeholders to obtain sign-offs necessary for project closure
 
 
 </li>
 </ul>
 Location: UAE
 
 
 Experience: Relevant cards BA experience with UAE exposure is mandatory
</div>

We One

<div>
 
 
 Job Summary:
 
 
 
 
 
 
 The Data Analyst designs, builds, and maintains enterprise-grade reporting and data models using Microsoft Power Platform (Power BI). The role owns the end-to-end lifecycle&mdash;from capturing requirements and defining KPIs, to semantic model design, DAX development, visualization best practices, security (RLS/OLS), performance optimization, and release via deployment pipelines.
 
 
 The role enables self-service analytics and standardizes KPI logic across WeOne and ensures data quality and governance compliance, and partners with cross-functional stakeholders to deliver impactful decision support. The developer collaborates closely with Data Platform/IT on data sources (Azure SQL/Synapse/Data Lake) and with business teams on adoption and continuous improvement.
 
 
 
 
 
 
 Key Accountabilities:
 
 
 <ol>
 <li>
 Engage stakeholders to translate business questions into measurable KPIs, metrics, and user stories; document acceptance criteria and define standard aggregations per the KPI master standard.
 </li>
 <li>
 Design intuitive, role-based report experiences aligned to DP World visualization standards and accessibility best practices.
 </li>
 <li>
 Build clean, performant star-schema models and semantic layers; develop measures with DAX and transformations with Power Query (M) or dataflows; apply data types, formats, and hierarchies consistently
 </li>
 <li>
 Implement incremental refresh, composite models, and DirectQuery/Import strategies; optimize with aggregations where needed.
 </li>
 <li>
 Develop interactive reports and dashboards in Power BI Desktop following storytelling and visual design best practices; use field parameters, bookmarks, and tooltips for guided analysis.
 </li>
 <li>
 Standardize KPI cards, visuals, themes, and nomenclature for cross-report consistency.
 </li>
 <li>
 Implement Row-Level Security (RLS) and Object-Level Security (OLS); manage workspaces, datasets, and lineage in Power BI Service.
 </li>
 <li>
 Adhere to naming conventions, documentation standards, and data governance policies; validate logic against golden sources.
 </li>
 <li>
 Establish data validation checks and reconcile to source-of-truth; remediate data quality issues with source teams.
 </li>
 <li>
 Use Power BI Deployment Pipelines (Dev/Test/Prod) and ALM Toolkit for schema diff/merges; integrate with version control (e.g., Git) where applicable.
 </li>
 <li>
 Monitor refresh reliability, model size, and performance (DAX Studio/Performance Analyzer); maintain SLAs and optimize load times.
 </li>
 <li>
 Create release notes, data dictionaries, and how-to guides; conduct enablement sessions for business users and WeOne reporting champions.
 </li>
 <li>
 Track usage metrics, drive adoption, and iterate based on feedback and telemetry.
 </li>
 <li>
 Work with Transformation, Finance, Operations, Commercial, and IT Data Platform to prioritize backlog and deliver value in sprints.
 </li>
 <li>
 Identify automation opportunities (dataflows, parameters, templates) and reusable patterns to accelerate delivery.
 </li>
 </ol>
 
 
 
 
 
 Qualification, Experience and Skills:
 
 
 
 
 
 
 
 Essential Qualification:
 
 Bachelor&rsquo;s degree in Computer Science, Information Systems, Data/Analytics, or related field.
 
 
 
 Desirable Qualification:
 
 Master&rsquo;s degree preferred.
 
 
 Relevant certifications (any of): PL‑300 (Power BI Data Analyst Associate), DP‑600 (Microsoft Fabric Analytics Engineer Associate).
 
 
 
 Work Experience:
 
 4&ndash;6 years in analytics/reporting; 3+ years hands-on with Power BI (Desktop &amp; Service) including DAX, Power Query, and semantic modeling.
 
</div>

Data Analyst

Finance House

<div>
 
 
 
 Summary
 
 
 
 
 
 
 
 The Senior Product Manager is responsible for the end to end development, delivery, and continuous enhancement of products and services within the Consumer Products division. The role entails leading organizational research for new product opportunities, driving product improvements, and overseeing product redesigns. The Senior Product Manager will also assess product viability and market potential, applying extensive experience and sound judgment to support Finance House&rsquo;s strategic objectives and deliver measurable business outcomes.
 
 
 
 
 
 
 
 Major Responsibilities
 
 
 
 
 
 
 <ul>
 <li>
 Design, develop, and introduce market leading products and services including loans, credit cards, instalment programs, balance transfer solutions, and card value added services while strategically managing the overall product portfolio.
 </li>
 <li>
 Develop short and long term product roadmaps for cards and loans, including feature enhancements, digital acquisition journeys, underwriting models, technology initiatives, and business case analyses.
 </li>
 <li>
 Conduct client insights, segmentation, competitive analysis, and regulatory reviews specific to lending and card products to drive continuous product and process improvements.
 </li>
 <li>
 Develop and communicate the product strategy, roadmap priorities, P&amp;L approach, pricing strategies for cards and loans, and cost revenue analyses to maximize profitability and portfolio quality.
 </li>
 <li>
 Drive operational efficiency by designing end to end solutions across credit decisioning, customer onboarding, card issuance, loan disbursements, servicing, and collections processes.
 </li>
 <li>
 Manage full product lifecycles for cards and loans, ensuring differentiated value propositions, continuous innovation, and alignment with strategic and financial objectives.
 </li>
 <li>
 Establish and lead governance routines, including product management meetings, monthly portfolio performance reviews (cards and loans), and weekly Operations, Technology, and Sales forums.
 </li>
 <li>
 Maintain a strong risk and control environment, ensuring adherence to credit risk frameworks, card scheme mandates, and regulatory guidelines. Lead Business Continuity initiatives and represent the function in all internal and external audit discussions.
 </li>
 <li>
 Lead internal partnership discussions on audits, vendor and processor relationships, card scheme engagements, regulatory updates, and risk management matters.
 </li>
 <li>
 Collaborate with Operations, Risk, Legal, AML, Technology, QA, Marketing, and external payment networks to drive strategic initiatives and deliver customer centric solutions.
 </li>
 <li>
 Hold end to end ownership of assigned loan and card products, including P&amp;L performance, delinquency management, credit policy alignment, and ongoing product profitability.
 </li>
 <li>
 Support development and execution of the cards and loans strategy, ensuring alignment with business goals and continuous performance improvement.
 </li>
 <li>
 Initiate, develop, implement, and enforce policies and procedures covering product acquisition, onboarding, servicing, card lifecycle management, and portfolio governance.
 </li>
 <li>
 Build and execute product marketing and branding strategies, including campaigns for cards, instalment plans, balance transfers, top ups, and loans.
 </li>
 <li>
 Address all product related matters across the organization in line with underwriting standards and regulatory expectations.
 </li>
 </ul>
 
 
 
 
 
 
 Knowledge &amp; Skill Requirements
 
 
 
 
 
 
 <ul>
 <li>
 Strong partnership and collaboration skills, with the ability to work effectively across formal and informal structures while maintaining alignment with key stakeholders.
 </li>
 <li>
 Deep expertise in developing, launching, and managing loan and card products across the full lifecycle, including acquisition, activation, usage, retention, and portfolio risk management.
 </li>
 <li>
 Thorough understanding of the regulatory environment, credit frameworks, card scheme rules, and competitive market dynamics within consumer finance.
 </li>
 <li>
 Strong financial and analytical skills with the ability to plan and manage budgets, build financial models, assess credit risk, and lead product level P&amp;L.
 </li>
 <li>
 Proficiency in project management tools and methodologies, particularly for digital lending and card transformation initiatives.
 </li>
 <li>
 Strong business and technological understanding of card processing, credit underwriting systems, digital onboarding, and customer experience platforms.
 </li>
 <li>
 Excellent strategic thinking, analytical capabilities, and coordination skills.
 </li>
 <li>
 Strong communication and stakeholder management skills across all organizational levels.
 </li>
 </ul>
 
 
 
 
 
 
 Qualification
 
 
 
 
 
 
 <ul>
 <li>
 Bachelor&rsquo;s degree in Business, Economics, or a related discipline from a reputable university.
 </li>
 <li>
 A Product Management certification.
 </li>
 </ul>
 
 
 
 
 
 
 Experience
 
 
 
 
 
 
 <ul>
 <li>
 10 -12 years of progressive experience in product management, with a strong focus on loans, credit cards, and other consumer lending products.
 </li>
 <li>
 Proven track record in managing end to end card and loan portfolios, including pricing, underwriting models, risk mitigation, and portfolio performance management.
 </li>
 <li>
 Demonstrated ability to lead cross functional initiatives, drive product strategy, and successfully deliver digital and operational enhancements for cards and loans.
 </li>
 <li>
 Experience working within regulated financial services environments, with exposure to credit risk, regulatory audits, card scheme compliance, and operational risk frameworks.
 </li>
 </ul>
</div>

Senior Product Manager

HSBC

<div>Some careers have more impact than others. 
If you&rsquo;re looking for a role where you can continue to make an impression, take the next step at HSBC where your contributions will always be valued. 
The Role 
The Senior Manager Usage &amp; Retention is accountable for driving growth in Unsecured Lending revenue and balances by managing engagement, balances, and retention for cards &amp; personal loans. The role oversees the full customer lifecycle, including strategy development, execution, stakeholder management, and P&amp;L oversight. 
A key focus of the role will be to enhance digital customer journeys to deliver best-in-class experiences. The role also supports implementation of IWPB initiatives for cards and unsecured lending products. This role reports to the Head of Unsecured Lending Portfolio, IWPB, UAE. 
Some of the key responsibilities for the role will be to: 
<ul><li>
Drive profitable customer engagement, focusing on cards spend, balances, and retention to accelerate portfolio revenue growth.</li><li>
Design and implement strategies to achieve portfolio targets (activation, spend, revolve, balances, retention).</li><li>
Leverage data-driven insights to identify opportunities and execute targeted actions; commercialise communications across multiple channels.</li><li>
Collaborate with internal stakeholders (Policy, Data Analytics, Digital, OBTM Calling, etc.) to align sales and capabilities.</li><li>
Lead deployment of customer-centric digital solutions and identify new product opportunities.</li><li>
Ensure compliance with all relevant regulations and company policies. Maintain fair, compliant, customer-centric, and commercially sustainable policies and processes.</li><li>
Support cross-selling and scaling of personal loans &amp; other retail products to the existing portfolio.</li><li>
Own and monitor KPIs related to the unsecured lending portfolio.</li><li>
Maintain HSBC&rsquo;s internal control standards, including timely implementation of audit and regulatory requirements.</li></ul> 
In order to apply for the role, you will have the following: 
<ul><li>
Bachelor&rsquo;s degree in Business, Finance, Economics/Statistics, or a related field. Degree is required in order to obtain a UAE work permit.</li><li>
8 years plus Banking experience in retail portfolio management, product, risk, finance, distribution or marketing functions. Preferably 5+ years&rsquo; experience in consumer credit cards product/portfolio management.</li><li>
Strong analytical skills and in-depth understanding of unsecured lending, especially consumer credit cards, debit cards, and personal loans.</li><li>
Proven knowledge of retail banking in emerging markets and awareness of market competition.</li><li>
Excellent customer relationship management skills. Ability to work independently and achieve business targets.</li><li>
Strong team player with outstanding negotiation, influencing, communication, and interpersonal skills.</li><li>
Consultative approach to decision-making</li></ul> 
For further details and application information please visit our careers site
We support our staff to adopt flexible and alternative ways of working where possible, including working from home and different hours subject to approvals.
HSBC is committed to building a culture where all employees are valued, respected and opinions count. We take pride in providing a workplace that fosters continuous professional development, flexible working, and opportunities to grow within an inclusive and diverse environment. Personal data held by the Bank relating to employment applications will be used in accordance with our Privacy Statement, which is available on our website.
Issued by HSBC Bank Middle East Limited.</div>

Senior Manager Usage and Retention UAE

Commercial Bank of Dubai

<div>Dubai, Dubai, AE Experienced Permanent ID: TBC</div>
 <div><div><div><div><h3 class="jobSectionHeader">DESCRIPTION</h3>
<div>Operating in the UAE for over 50 years, CBD manages the financial requirements of some of the largest corporates and businesses operating in the country, driving the UAE economy. Over the years, CBD has transformed into a progressive and modern banking institution winning multiple awards for its digital initiatives, credit cards, bank accounts, mobile app features and services. 
CBD has been recognized as the number one bank in the UAE on the Forbes list of The World&rsquo;s Best Banks 2022. 
As we continue to build upon our successes, we are looking for ambitious individuals who are passionate about the banking and finance industry and the markets in which CBD operates. Just as important to us is your ability to demonstrate a talent for dealing with people - your colleagues and our customers and delivering service that really goes the extra mile. 
Job Purpose: 
The KYC and Ongoing Due Diligence Analyst will be responsible for ensuring compliance with internal policies related to KYC and customer due diligence, as well as, managing the risks and controls associated with the WBG departments processes. The KYC and Ongoing Due Diligence Analyst will also oversee the control testing and quality assurance functions to ensure the effectiveness and efficiency of the KYC and due diligence operations. 
Principal Accountabilities: 
Implement the KYC and Ongoing Due Diligence (ODD) processes for the Wholesale Banking Group (WBG) customers, including, the identification, verification, screening, and review of documents of the customers to ensure quality submissions of the NTB and ODD files.
Ensure compliance with the applicable internal policies related to KYC and Customer Due Diligence, as per the onboarding and ODD internal policies
Implement the quality assurance (QA) of the KYC and ODD for the WBG departments, and Provide Quality assurance review reports on the completeness, quality, and reliability of the documents related to Account opening and ODD
Perform QA review for NTB and ODD
Perform Review of RCSA
Perform RCSA Control Tests
Provide support to the KYC and ODD stakeholders, such as the Relationship Managers (RMs), and any other stakeholders from the Coverage Teams
Receive from the WBG RMs completed NTB and ODD submissions, review the completion of the documents and information in the forms, and perform an independent quality check and necessary due diligence to have a complete file for NTB account onboarding submission.
Provide the feedback and discrepancies to the WBG RMs, interact with them, and recommend the necessary actions, if required, to ensure completeness of the NTB and ODD files
Ensure the documents and information are complete as per the existing SOPs to have quality submissions of the NTB and ODD files for WBG Departments
Recommend the NTB and ODD files submission after complete quality check of the submission file
Perform system review post account opening and ODD, and make sure the account opening data is updated for the fields visible to Coverage in the Bank system
Perform Document repository review, and make sure the account opening documents and ODD documents are available and complete as per the approved file.
Ensure to liaise with the WBG RMs to rectify the gaps identified during the Bank system check or document repository review post account opening
Provide feedback and insights to the Line Manager to recommend any changes required or alignment in the SOPs with the compliance policy or with practice within the WBG coverage units
Ensure compliance to the NTB and ODD SOPs and guidance from the line manager and from Compliance
Update the Unit MIs required to monitor the progress and to keep the record of the accounts reviewed
Perform ad hoc projects assigned by the Line Manager</div></div></div></div></div>
 <div><div><div><div><h3 class="jobSectionHeader">REQUIREMENTS</h3>
<div>Education and Experience: 
Bachelor&rsquo;s Degree in Economics / Finance / Accountancy / Business Management
At least 3-5 years of experience in KYC and due diligence, preferably in the wholesale banking sector
Strong knowledge of the KYC and due diligence requirements and industry standards</div></div></div></div></div>

Assistant Manager, Business Risk & Governance ( UAE National )

PureHealth

<div>
 
 
 We Are Hiring: Lead Business Analyst &amp; Senior Business Analyst
 
 
 
 
 Location:
 
 Dubai, UAE
 
 
 
 
 
 
 About Us
 
 
 
 Pure Health is the regions largest integrated healthcare platform, using data and AI to drive better outcomes. PureCS is our technology and consulting arm, delivering enterprise Data and AI platforms at scale.
 
 
 
 
 
 
 Role Overview
 
 
 
 We are hiring
 
 Lead Business Analyst
 
 and
 
 Senior Business Analyst
 
 to support our Enterprise Data and AI platform. These roles translate business needs into structured data, analytics, and AI requirements aligned with enterprise data architecture and medallion principles.
 
 
 
 
 <ul>
 <li>
 
 Lead Business Analyst:
 
 Owns analysis strategy, stakeholder engagement, and team leadership
 </li>
 <li>
 
 Senior Business Analyst:
 
 Works hands on with stakeholders and engineers to define and validate datasets
 </li>
 </ul>
 
 
 
 
 
 Key Responsibilities
 
 
 <ul>
 <li>
 Translate business objectives into data and analytics requirements
 </li>
 <li>
 Engage with senior stakeholders and delivery teams
 </li>
 <li>
 Define KPIs, metrics, and acceptance criteria
 </li>
 <li>
 Ensure alignment with enterprise data models and medallion architecture
 </li>
 <li>
 Support UAT, validation, and business sign off
 </li>
 <li>
 Validate datasets using SQL (hands on for Senior, oversight for Lead)
 </li>
 <li>
 Mentor analysts and set standards (Lead role)
 </li>
 </ul>
 
 
 
 
 
 Skills &amp; Experience
 
 
 <ul>
 <li>
 Strong experience in enterprise data or analytics environments
 </li>
 <li>
 Solid understanding of data warehouse concepts and medallion architecture
 </li>
 <li>
 Strong SQL and data validation capability
 </li>
 <li>
 
 Lead BA:
 
 10+ years experience with people leadership
 </li>
 <li>
 
 Senior BA:
 
 6&ndash;9 years experience with hands on delivery
 </li>
 </ul>
 
 
 
 
 
 Why Join Us
 
 
 <ul>
 <li>
 Work on large scale Data and AI platforms in healthcare
 </li>
 <li>
 Partner with senior business and technical leaders
 </li>
 <li>
 Drive real impact through high quality data products
 </li>
 </ul>
 
 
 
 
 
 Diversity &amp; Inclusion
 
 
 
 Pure Health and PureCS are equal opportunity employers and value diversity in all forms.
 
</div>

Senior & Lead Business Analyst

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Senior & Lead Business Analyst