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business analyst

business analyst credit risk strategy

slice

<div>
 
 
 About the team
 
 
 
 
 
 
 The analytics team at slice plays a critical role in all the decisions both small and big. As a Business Analyst you will be charged with solving various problems in the company using data. Your job doesn't end at finding insights and giving recommendations, you are also responsible for getting your recommendations implemented and ensuring actual business impact.
 
 
 
 
 
 Some examples of the problem statements that might come to the team
 
 
 
 
 <ul>
 <li>
 How to increase the usage of product X by Y%?
 </li>
 <li>
 How to increase our user acquisition by 100% in 3 months?
 </li>
 <li>
 How to decrease the credit loss in segment X?
 </li>
 <li>
 How to increase revenue in segment Y?
 </li>
 </ul>
 
 
 
 
 
 About the role
 
 
 
 
 
 
 As a Business Analyst, you will help shape slice's credit and business strategies by combining your product and business acumen and data-driven insights. As a key member of the team, you work closely with leadership, credit, and product teams to craft and execute analytics-driven strategies for business growth.
 
 
 
 
 
 
 What You will do
 
 
 
 
 
 <ul>
 <li>
 Break down a business problem into different smaller problems.
 </li>
 <li>
 Work with key leaders in the company to get a deeper understanding of the business problem at hand.
 </li>
 <li>
 Coordinate with the data team to ensure that data is available in the required format ready to be consumed by you.
 </li>
 <li>
 Generate insights from the data and come up with recommendations.
 </li>
 <li>
 Convince the relevant stakeholders to get your recommendations implemented.
 </li>
 <li>
 Measure the impact post-implementation and take further steps if necessary.
 </li>
 <li>
 Be satisfied making an actual and significant impact on the business :)
 </li>
 </ul>
 
 
 
 
 
 What you will need
 
 
 
 
 
 <ul>
 <li>
 1-2 years experience in analytics
 </li>
 <li>
 Expertise in databases and scripting languages (Advanced SQL, Basic Python/R, Advanced Excel)
 </li>
 <li>
 Ability to draw conclusions from data and recommend actions.
 </li>
 <li>
 Demonstrated leadership and self-direction.
 </li>
 <li>
 Demonstrated willingness to both teach others and learn new techniques.
 </li>
 </ul>
 
 
 
 
 
 Life at slice:
 
 
 
 
 
 
 Life so good, you&rsquo;d think we&rsquo;re kidding:
 
 
 
 
 <ul>
 <li>
 Competitive salaries. Period.
 </li>
 <li>
 An extensive medical insurance that looks out for our employees &amp; their dependants. We&rsquo;ll love you and take care of you, our promise.
 </li>
 <li>
 Flexible working hours. Just don&rsquo;t call us at 3AM, we like our sleep schedule.
 </li>
 <li>
 Tailored vacation &amp; leave policies so that you enjoy every important moment in your life.
 </li>
 <li>
 A reward system that celebrates hard work and milestones throughout the year. Expect a gift coming your way anytime you kill it here.
 </li>
 <li>
 Learning and upskilling opportunities. Seriously, not kidding.
 </li>
 <li>
 Good food, games, and a cool office to make you feel like home. An environment so good, you&rsquo;ll forget the term &ldquo;colleagues can&rsquo;t be your friends&rdquo;.
 </li>
 <li>
 We believe in equality. Period.
 </li>
 </ul>
 
 
 
 
 At slice, we are committed to building a diverse and talented workforce. We never discriminate on the basis of race, sex, religion, colour, national origin, gender, gender identity, sexual orientation, age, marital status, veteran status, medical condition, disability, or any other class or characteristic protected by the applicable law.
 
 
 
 
 
 We consider all qualified job-seekers with criminal histories in a manner consistent with the applicable law. Additionally, we are committed to providing reasonable accommodations to qualified individuals with physical or mental disabilities in order to participate in the job application or interview process, perform essential job functions, and receive other benefits and privileges of employment.
 
 
 
 
 
 Come join our crew!
 
 
 
 
 
 
 About us
 
 
 
 
 
 
 slice
 
 
 
 
 
 A new bank for a new India
 
 
 
 
 
 slice&rsquo;s purpose is to make the world better at using money and time, with a major focus on building the best consumer experience for your money. We&rsquo;ve all felt how slow, confusing, and complicated banking can be. So, we&rsquo;re reimagining it. We&rsquo;re building every product from scratch to be fast, transparent, and feel good, because we believe that the best products transcend demographics, like how great music touches most of us.
 
 
 
 
 
 Our cornerstone products and services: slice savings account, slice UPI credit card, slice UPI, and slice business are designed to be simple, rewarding, and completely in your control. At slice, you&rsquo;ll get to build things you&rsquo;d use yourself and shape the future of banking in India. We tailor our working experience with the belief that the present moment is the only real thing in life. And we have harmony in the present the most when we feel happy and successful together.
 
 
 
 
 
 We&rsquo;re backed by some of the world&rsquo;s leading investors, including Tiger Global, Insight Partners, Advent International, Blume Ventures, and Gunosy Capital.
 
</div>

Business Analyst - Credit Risk Strategy

Idexcel

<div>
 
 
 About the Role
 
 
 
 We are building the industry&rsquo;s first truly
 
 integrated, AI-powered lending and deposit platform
 
 &mdash; spanning commercial lending, CRE, construction, small business, consumer lending, and deposit account opening. The Director of Product &ndash; Lending &amp; Deposits will own the
 
 product strategy, roadmap, design, and delivery
 
 of all origination, servicing, and deposit lifecycle capabilities across unified financial services platform.
 
 
 
 
 
 You will drive a seamless borrower and banker experience from acquisition and onboarding &rarr; underwriting &rarr; closing &rarr; servicing &rarr; portfolio monitoring &rarr; payoffs/renewals, while also expanding into
 
 deposit accounts, payments, cash management
 
 , and
 
 agentic AI automation
 
 .
 
 
 This is a highly impactful leadership role requiring deep banking domain expertise, strong product vision, and the ability to execute quickly in a high-growth environment.
 
 
 
 
 
 
 Key Responsibilities
 
 
 
 
 Product Strategy &amp; Vision
 
 
 <ul>
 <li>
 Define and own the unified product strategy for the end-to-end lifecycle of lending and deposit products
 </li>
 <li>
 Drive a scalable core architecture supporting multiple financial products (commercial, consumer, CRE, construction, SBA, syndicated credit, ABL/BBC, etc.)
 </li>
 <li>
 Lead expansion into
 
 deposit account opening
 
 (retail + business), onboarding/KYC, payments and transaction servicing
 </li>
 </ul>
 
 
 Execution &amp; Delivery
 
 
 <ul>
 <li>
 Lead multiple product teams (LOS, Servicing, Deposits, Collateral, Post-Origination Monitoring)
 </li>
 <li>
 Deliver high-quality releases ensuring borrower &rarr; servicing data flow is consistent, automated, and auditable
 </li>
 <li>
 Partner with Engineering to push velocity, reliability, and API-first integration with core banking systems
 </li>
 </ul>
 
 
 AI-Driven Capabilities
 
 
 <ul>
 <li>
 Champion AI workflows across origination and servicing including:
 </li>
 <li>
 Automated underwriting
 </li>
 <li>
 Document ingestion + extraction + validation
 </li>
 <li>
 Borrowing base eligibility automation
 </li>
 <li>
 Construction budget + draw automation
 </li>
 <li>
 Covenant and credit performance monitoring
 </li>
 <li>
 Intelligent borrower communications via Chat Assist
 </li>
 </ul>
 
 
 Customer &amp; Market Leadership
 
 
 <ul>
 <li>
 Engage with banks, credit unions, and fintech partners to validate requirements, prioritize roadmap based on business impact and regulatory needs
 </li>
 <li>
 Own competitive positioning against market leaders (nCino, Jack Henry, Finastra, Abrigo, etc.)
 </li>
 </ul>
 
 
 Financial / Compliance Insights
 
 
 <ul>
 <li>
 Ensure product compliance with banking regulations (FDIC, OCC, NCUA, CFPB, SBA)
 </li>
 <li>
 Build robust credit risk features including:
 </li>
 <li>
 Risk rating models
 </li>
 <li>
 Migration &amp; trending analytics
 </li>
 <li>
 Portfolio stress testing
 </li>
 <li>
 Concentration &amp; exposure controls
 </li>
 </ul>
 
 
 Team Leadership
 
 
 <ul>
 <li>
 Build, mentor, and scale a world-class product organization
 </li>
 <li>
 Drive a culture of
 
 AI-first
 
 , customer delight, and rapid iteration
 </li>
 </ul>
 
 
 
 
 
 Qualifications
 
 
 
 
 Required:
 
 
 <ul>
 <li>
 10+ years in Product Management with
 
 strong background in lending systems
 
 (LOS + Servicing)
 </li>
 <li>
 Experience launching commercial loan types (CRE, C&amp;I, SBA, Construction, ABL)
 </li>
 <li>
 Strong understanding of deposits, onboarding/KYC, payments, GL integration, and servicing workflows
 </li>
 <li>
 Experience with regulatory and compliance requirements in banking
 </li>
 <li>
 Excellent written and verbal communication with executive presence
 </li>
 </ul>
 
 
 Preferred:
 
 
 <ul>
 <li>
 Understanding of
 
 core banking platforms
 
 (FIS, Jack Henry, Fiserv, Temenos)
 </li>
 <li>
 Experience with
 
 AI/ML-driven
 
 credit decisioning or automation
 </li>
 <li>
 Startup/SaaS high-growth environment experience
 </li>
 <li>
 Familiarity with agent-based architectures, real-time data exchange, and workflow engines
 </li>
 </ul>
 
 
 Success in this Role Looks Like
 
 
 <ul>
 <li>
 A fully
 
 integrated LOS + Servicing + Deposits
 
 platform adopted across top-tier regional/community banks
 </li>
 <li>
 AI embedded into 80%+ of lending workflows &rarr; major increase in operational efficiency
 </li>
 <li>
 Faster time-to-decision + time-to-funding for borrowers
 </li>
 <li>
 Automated GL posting across all products with zero manual reconciliation
 </li>
 <li>
 Fully scalable product lines supporting new asset types with minimal incremental engineering
 </li>
 </ul>
 
 
 
 
 
 Why Join Us
 
 
 
 You will be a key leader shaping the future of how financial institutions
 
 originate, underwrite, service, and grow
 
 loans and deposits &mdash; using powerful automation, intelligence, and modern architecture. We&rsquo;re building the most comprehensive digital banking platform in the market &mdash; and we want you to help lead that transformation.
 
</div>

Product Manager - Lending

KPMG India

<div>
 
 
 OVERVIEW
 
 
 
 
 
 
 KPMG entities in India are professional services firm(s). Member firms are affiliated with KPMG International Limited. KPMG was established in India in August 1993. Our professionals leverage the global network of firms, and are conversant with local laws, regulations, markets and competition. KPMG has offices across India in Ahmedabad, Bengaluru, Chandigarh, Chennai, Gurugram, Jaipur, Hyderabad, Jaipur, Kochi, Kolkata, Mumbai, Noida, Pune, Vadodara and Vijayawada.
 
 
 KPMG entities in India offer services to and international clients in India across sectors. We strive to provide rapid, performance-based, industry-focused and technology-enabled services, which reflect a shared knowledge of global and local industries and our experience of the business environment.
 
 
 
 
 
 
 Why Choose KPMG India?
 
 
 <ul>
 <li>
 
 Dynamic Work Environment
 
 : Be a part of an innovative team that values creativity and fresh ideas.👨 💼
 </li>
 <li>
 
 Growth Opportunities
 
 : We provide excellent training, mentorship, and career advancement.📈
 </li>
 <li>
 
 Attractive Benefits
 
 : Competitive salaries, health insurance, and more!🎖️
 </li>
 </ul>
 
 
 
 
 
 Key Responsibilities
 
 
 
 
 
 <ul>
 <li>
 Responsible for the delivery of BCO tasks in line with agreed OKRs, SLAs and KPIs for own portfolio of clients. Please note a commensurate portolio comprising of moderate to high complexity of clients will have to be managed by the successful candidate which could amount to 30% of available time.
 </li>
 <li>
 Lead and manage the end-to-end CCM journey, ensuring a seamless and efficient process for customers and internal stakeholders.
 </li>
 <li>
 BCO Regional Heads, WMR and other key stakeholders where necessary to ensure successful completion of key Optimization and Transformation initiatives
 </li>
 <li>
 Manage a team comprising primarily of ODC resources for setting up the team, and manage their workflow, training &amp; development to deliver the BCO model satisfactorily within agreed timelines
 </li>
 <li>
 Continuously drive improvement in productivity of the BCO team whilst enhancing client experience.
 </li>
 <li>
 Drive adoption of technology/digital and customer experience improvement initiatives, including alignment to a globally consistent C&amp;L operating model.
 </li>
 <li>
 Monitor and analyze customer and stakeholder feedback, identifying key areas of focus to improve customer outcomes.
 </li>
 <li>
 Work with the Head of BCO COE to ensure risks and issues related to CCM are escalated to country, regional and global stakeholders and resolved in a satisfactory manner.
 </li>
 <li>
 Closely work with the senior management team and Regional Sustainability Champions to drive various activities as part of the Group's transition to Net Zero along with implementing various strategic initiatives across BCO teams.
 </li>
 <li>
 Drive continuous improvement initiatives across credit analysis activities to deliver a high and consistent standard.
 </li>
 <li>
 Ability to build and maintain strong relationships across the teams, including credibility with both Business and Risk teams.
 </li>
 <li>
 Develop and maintain a diverse, innovation-driven BCO team, ensuring high levels of engagement and satisfaction
 </li>
 <li>
 Participate in deal discussions and meetings with clients or credit risk as required.
 </li>
 <li>
 Protect the Bank by acting as First Line of Defense and observing all controls.
 </li>
 <li>
 Identifies and anticipates all types of risks (e.g., industry, portfolio, diversification, sovereign, commercial, currency, etc.) and identify micro and macro trends impacting the credit portfolio, working with WCRM and business heads to take appropriate steps in changes to underwriting criteria and conducting rapid portfolio reviews.
 </li>
 <li>
 Demonstrates ability to engage in constructive and consistent dialogue with risk partners, in a manner that effectively balances commercial outcomes and risk management
 </li>
 <li>
 Work with the Head of BCO to ensure adequate credit risk management controls are built into the operational process and robust MI is in place to track and measure risk against agreed thresholds
 </li>
 <li>
 Responsible for talent management, performance management &amp; succession planning as applicable.
 </li>
 <li>
 Effectively coordinate with all other USA co-leads to deliver the CCM/BCO objectives smoothly.
 </li>
 <li>
 To regularly host exchanges for the team and ensure necessary action plans are designed and executed for resolution.
 </li>
 <li>
 Foster a culture of compliance amongst the BCO team members as regards Group Compliance Policy.
 </li>
 </ul>
 
 
 
 
 
 
 
 
 Knowledge and Experience
 
 
 <ul>
 <li>
 Chartered Accountants / master&rsquo;s in business, Finance, Economics or equivalent is essential and any professional qualification (i.e. CFA, Chartered Banker) is desirable. If none, tenured experiences in credit analysis and/or credit approvals will be considered.
 </li>
 <li>
 strong background in managing loan portfolios.
 </li>
 <li>
 Proven track record in leading and managing senior stakeholders, with experience in organizational design and strategic planning.
 </li>
 <li>
 Knowledge of Investment Banking is mandatory, such as Securities, Treasury, Foreign Exchange, Derivatives, ESG and Climate risk.
 </li>
 <li>
 Strong stakeholder management skills, with the ability to navigate complex situations and drive alignment among senior stakeholders.
 </li>
 <li>
 Expertise in credit risk management and control assessment
 </li>
 <li>
 Excellent analytical and problem-solving skills, with the ability to articulate customer feedback and distil key areas of focus.
 </li>
 <li>
 Demonstrated expertise in
 
 credit underwriting
 
 , including preparation and review of credit proposals for wholesale lending, ensuring strict adherence to internal credit policies and regulatory requirements.
 </li>
 <li>
 Proficient in
 
 structuring and preparation of credit proposals
 
 , including business model, risks and mitigants, financial analysis, industry analysis, forecasting / cash flow modelling, assigning risk ratings, and providing business recommendations aligned with business objectives.
 </li>
 <li>
 Strong capability in
 
 financial statement analysis
 
 , cash flow modeling, and conducting stress tests to support informed credit decisions.
 </li>
 <li>
 Experienced in
 
 monitoring and managing credit exposure
 
 across diverse portfolios, with a proven ability to implement effective risk mitigation strategies.
 </li>
 </ul>
 
 
 
 
 
 
 
 
 SELECTION PROCESS
 
 
 
 
 
 <ul>
 <li>
 Candidates should expect 2 - 3 rounds of personal or telephonic interviews to assess fitment and communication skills
 </li>
 </ul>
 
 
 
 
 Good communication skills, analytical and presentation skills are mandatory for the above skill set.
 
 
 
 
 <ul>
 <li>
 Looking for selected candidates to join within 30 to 45 days or an immediate joiner.
 </li>
 </ul>
 
 
 
 
 
 
 
 The opportunity is now! If you are interested in being part of a dynamic team, serving clients and reaching your full potential &ndash; KPMG Advisory Services is for you!
 
 
 
</div>

Credit Risk Analyst

Goldman Sachs

<div>
 
 Job Description
 
 
 
 
 What We Do:
 
 
 
 Goldman Sachs&rsquo; Strats business unit is a world leader in developing quantitative models and technologies to solve complex business problems. Working within the firm&rsquo;s trading, sales, banking and investment management divisions, strats use their mathematical and scientific training to create financial products, advise clients on transactions, measure risk, and identify market opportunities.
 
 
 
 Your Impact
 
 
 
 FICC Credit Exotics Strats sit within the firm&rsquo;s Global Markets Division and works directly with Credit Exotics trading desks globally to develop and uplift pricing models &amp; improve risk management framework increasing our market share and efficiency.
 
 
 As a member of the team, you will work closely with global Exotics traders to build and improve pricing &amp; risk models for complex credit linked financial products. You will also implement and develop risk management infrastructure to assist in monitoring and managing risk by desk traders as well as senior management.
 
 
 You will also partner with global trading/controllers/credit risk teams for uplifting pricing engines to optimize capital footprint in light of recent/upcoming industry regulations. In addition, you will assist senior management, business in enhancing end-to-end risk monitoring &amp; risk management framework by developing new analytics &amp; uplifting existing pricing models for the desk.
 
 
 
 Responsibilities
 
 
 
 <ul>
 <li>
 Building and improving quantitative models, pricing, risk management and workflow infrastructure for the FICC Credit Exotics trading business
 </li>
 <li>
 Systematic and quantitative analysis of risk, pricing, PNL metrics for credit exotics products ranging from bonds to vanilla and exotic derivatives(CLNs, Repacks etc.)
 </li>
 <li>
 Helping trading desk with daily trading activities, risk management, analyze trade ideas and hedging strategies
 </li>
 <li>
 Analysis and model development for cross-business initiatives such as capital optimization and regulatory changes
 
 
 </li>
 </ul>
 Candidate will actively collaborate with colleagues not only in Bengaluru but also with the desk strats and trading team globally.
 
 
 
 Who We Look For
 
 
 
 An ideal candidate would have strong quantitative and technical problem solving skills, drive to investigate and learn new ideas, and good judgement to deliver quick yet robust solutions.
 
 
 
 Basic Qualifications
 
 
 
 <ul>
 <li>
 Strong academic background in a relevant STEM field (Computer Science, Engineering, Physics or Mathematics)
 </li>
 <li>
 Strong quantitative and programming skills (Java, C++, Python)
 </li>
 <li>
 Strong interpersonal/communication skills
 </li>
 <li>
 Ability to focus both on details and on the big picture
 </li>
 <li>
 Ability to work in a dynamic and fast- paced environment and deliver accurate results quickly
 </li>
 <li>
 Ability to solve problems and to explain underlying ideas
 
 
 </li>
 </ul>
 
 Preferred Qualifications
 
 
 
 <ul>
 <li>
 Knowledge and understanding of financial markets, financial modeling, a quantitative understanding of probability and stochastic calculus
 
 
 </li>
 </ul>
 
 About Goldman Sachs
 
 
 
 At Goldman Sachs, we commit our people, capital and ideas to help our clients, shareholders and the communities we serve to grow. Founded in 1869, we are a leading global investment banking, securities and investment management firm. Headquartered in New York, we maintain offices around the world.
 
 
 We believe who you are makes you better at what you do. We're committed to fostering and advancing diversity and inclusion in our own workplace and beyond by ensuring every individual within our firm has a number of opportunities to grow professionally and personally, from our training and development opportunities and firmwide networks to benefits, wellness and personal finance offerings and mindfulness programs. Learn more about our culture, benefits, and people at GS.com/careers.
 
 
 We&rsquo;re committed to finding reasonable accommodations for candidates with special needs or disabilities during our recruiting process. Learn more: https://www.goldmansachs.com/careers/footer/disability-statement.html
 
 
 &copy; The Goldman Sachs Group, Inc., 2023. All rights reserved.
 
 
 Goldman Sachs is an equal opportunity employer and does not discriminate on the basis of race, color, religion, sex, national origin, age, veterans status, disability, or any other characteristic protected by applicable law.
</div>

Global Banking & Markets - FICC Flow Credit Strats - Analyst - Bengaluru

Jupiter

<div>
 
 
 What we do:
 
 
 
 
 Money.
 
 It's always on our mind and often comes with a rollercoaster of emotions and complex jargon. That&rsquo;s why at Jupiter, our mission is to improve your financial well-being by giving you full control over your money, helping you track, save, and invest with confidence.
 
 
 We&rsquo;re a financial services platform that uses technology to simplify money management. Whether it&rsquo;s a savings account, payments, loans, credit cards, investments, or smart money tools it&rsquo;s all on Jupiter. We break down banking jargon, offer spending insights, and give users modern features to make better financial decisions.
 
 
 
 Our journey:
 
 
 
 Jupiter was founded in 2019 by Jitendra Gupta (founder of Citrus Pay), who saw how broken personal finance felt compared to customer-first experiences like food or entertainment. We launched in 2021 with a 100,000+ waitlist. Today, 30 Lakh+ users trust us with their money.
 
 
 We've built a team of creative thinkers and domain experts, driven by a shared vision of a transparent and inclusive financial ecosystem.
 
 
 We&rsquo;ve embraced cutting- edge technology with high ownership and deep customer obsession. Our team, spanning Mobile, Platform, Data, AI &amp; ML &mdash; is building to scale products across the board. From AI to behavioural science, we&rsquo;re creating world class banking experiences, and we&rsquo;re looking for more builders to join us.
 
 
 
 
 
 
 Who we're looking for:
 
 
 
 We are looking for a data-first
 
 Fraud Risk Analyst
 
 with
 
 2&ndash;4 years of hands-on experience
 
 to strengthen our fraud detection, prevention, and monitoring capabilities across multiple products. This role sits at the intersection of
 
 risk, analytics, operations, and product
 
 , and will directly influence fraud loss, customer experience, and platform trust.
 
 
 This is
 
 not an operations role,
 
 you will spend a most part of your time working with data to identify patterns, test hypotheses, and influence product and policy decisions.
 
 
 
 Roles and Responsibilities:
 
 
 
 
 Fraud Detection &amp; Monitoring
 
 
 <ul>
 <li>
 Act as the
 
 first line of defense
 
 for fraud risk decisions within defined thresholds and playbooks.
 </li>
 <li>
 Monitor fraud risks across Lending, Credit Cards, UPI, Savings, Insurance, and Investment products
 </li>
 <li>
 Identify emerging fraud patterns, abuse vectors, and policy loopholes leveraging deep hands-on analysis of large datasets
 </li>
 <li>
 Design and maintain transaction monitoring rules, alerts, and thresholds
 </li>
 <li>
 Conduct detailed investigations into suspicious activities and high-risk accounts
 </li>
 <li>
 Translate insights into clear recommendations that influence product flows and policies
 </li>
 </ul>
 
 
 Analytics &amp; Insights
 
 
 <ul>
 <li>
 Own end-to-end fraud analysis from
 
 data extraction &rarr; insight &rarr; decision recommendation &rarr; post-impact measurement.
 
 </li>
 <li>
 Analyze large datasets to identify fraud trends, root causes, and early warning signals
 </li>
 <li>
 Build and track fraud KPIs such as fraud rate, false positives, customer impact, and recovery
 </li>
 <li>
 Support development and tuning of rule-based and ML-driven fraud models
 </li>
 </ul>
 
 
 Controls, Policy &amp; Process
 
 
 <ul>
 <li>
 Recommend improvements to fraud controls across onboarding, transactions, and lifecycle events
 </li>
 <li>
 Conduct root-cause analysis on fraud spikes and incidents
 </li>
 <li>
 Document fraud scenarios, SOPs, and escalation frameworks
 </li>
 <li>
 Partner with operations teams to improve case handling efficiency and quality
 </li>
 <li>
 Support audits, regulatory reviews, and internal risk assessments
 </li>
 </ul>
 
 
 Cross-Functional Collaboration
 
 
 <ul>
 <li>
 Work closely with Product, Engineering, Data Science, Operations, and Compliance teams
 </li>
 <li>
 Provide fraud inputs during new product launches, feature changes, and experiments
 </li>
 <li>
 Translate fraud insights into clear business recommendations
 </li>
 </ul>
 
 
 
 
 What is needed for this role:
 
 <ul>
 <li>
 2&ndash;4 years of experience in fraud risk, transaction monitoring, or financial crime analytics
 </li>
 <li>
 Strong proficiency with Sql and Python
 </li>
 <li>
 Experience with real-time payments (UPI), card networks, or digital lending flows
 </li>
 <li>
 Exposure to ML-based fraud models or feature engineering
 </li>
 <li>
 Strong analytical rigor and problem-solving ability (IIT/NIT background or equivalent hands-on data depth preferred)
 </li>
 <li>
 Excellent communication, problem solving, and cross-functional collaboration skills.
 </li>
 </ul>
 
 
 
 
 
 Brownie Points for:
 
 
 <ul>
 <li>
 Prior experience in scaling fraud systems in high-growth environments.
 </li>
 <li>
 Understanding of RBI guidelines, AML/KYC basics, and financial crime frameworks
 </li>
 </ul>
 
 
 
 
 
 Want to know more about us? Hop onto the links below:
 
 
 <ul>
 <li>
 About us
 </li>
 <li>
 Our values
 </li>
 <li>
 Our Journey
 </li>
 </ul>
 
 
</div>

Fraud Risk Analyst

Alphastream.ai

<div>
 
 
 Job Overview
 
 
 
 We are seeking a highly skilled and experienced lawyer to join our team as a Senior Data &amp; Legal Analyst. This role is ideal for professionals who thrive at the intersection of law, finance, and technology. You will play a pivotal role in extracting, analyzing, interpreting, and structuring legal and financial data from complex private credit agreement and related documentation.
 
 
 
 
 
 As a senior member of the team, you will lead the initiatives that enhance data accuracy, streamline documentation workflows, and support the development of scalable technology solutions for the private credit lifecycle. Your expertise will directly impact investment decision-making, operational efficiency, and platform innovation.
 
 
 
 
 
 
 
 Responsibilities
 
 
 
 
 
 
 
 
 Private Credit Agreement Expertise:
 
 
 
 &bull;Analyze and interpret complex private credit agreements, including bespoke structures, amendments and inter creditor arrangements.
 
 
 &bull;Extract and validate key legal and commercial terms such as:
 
 
 
 
 <ul>
 <li>
 Facility structure and hierarchy
 </li>
 <li>
 Pricing and margin mechanics
 </li>
 <li>
 Financial covenants and compliance thresholds
 </li>
 <li>
 Security package and collateral details
 </li>
 <li>
 Waterfall and payment priorities
 </li>
 <li>
 Jurisdictional considerations and governing law
 </li>
 </ul>
 
 
 
 
 
 Oversight &amp; Quality Assurance
 
 
 
 &bull;Review and validate data extracted by junior analysts to ensure completeness and accuracy.
 
 
 &bull;Provide legal interpretation and guidance on key clauses such as covenants, events of default, loopholes, representations &amp; warranties, Payment-in-Kind etc.,
 
 
 &bull;Track and analyse covenants, interest schedules, amortization, prepayment terms and other credit metrics
 
 
 &bull;Conduct analytical reviews to identify risk flags, anomalies or operational inefficiencies
 
 
 &bull;Stay current on legal developments and market trends affecting credit documentation.
 
 
 
 
 
 
 Stakeholder Engagement
 
 
 
 &bull;Act as a subject matter expert for internal teams including Legal, Product Development, and Operations.
 
 
 &bull;Deliver clear, actionable summaries, and insights from complex documentation to support strategic decisions.
 
 
 
 
 
 
 Process Optimization &amp; Automation
 
 
 
 &bull;Identify and implement opportunities to streamline data extraction and documentation workflows
 
 
 &bull;Support the creation and expansion of legal data taxonomies and standardized templates
 
 
 &bull;Collaborate with technology teams to enhance document parsing tools and build scalable solutions.
 
 
 
 
 
 
 Mentorship &amp; Leadership
 
 
 
 &bull;Train and mentor junior team members on documentation standards and legal interpretation, and data extraction techniques
 
 
 &bull;Lead documentation reviews for high-value or high-risk transactions
 
 
 
 
 
 
 Qualifications &ndash;
 
 
 
 &bull;Law degree or equivalent legal/financial qualification
 
 
 &bull;Deep understanding of private credit structures, credit agreements, debt covenant structures, term sheets &amp; grid analysis, legal terminology, and relevant debt financial instruments
 
 
 &bull;Strong analytical skills with exceptional attention to detail
 
 
 &bull;Proficiency in document management systems and data tools
 
 
 &bull;Experience working with cross-functional teams including legal, investment and technology.
 
 
 
 
 
 
 NOTE &ndash; This position requires working in rotational shifts, please apply only if you are open to working in shifts.
 
 
 
 
 
 
 
 Who We Are-
 
 
 
 Alphastream.ai envisions a dynamic future for the financial world, where innovation is propelled by state-of-the-art AI technology and enriched by a profound understanding of credit and fixed-income research. Our mission is to empower asset managers, research firms, hedge funds, banks, and investors with smarter, faster, and curated data. We provide accurate, timely information, analytics, and tools across simple to complex financial and non-financial data, enhancing decision-making. With a focus on bonds, loans, financials and sustainability, we offer near real-time data via APIs and PaaS (Platform as a Service) solutions that act as the bridge between our offerings and seamless workflow integration.
 
 
 
 
 
 To learn more about us: https://alphastream.ai/
 
 
 
 
 
 
 What we offer
 
 
 
 "At Alphastream.ai we offer a dynamic and inclusive workplace where your skills are valued and your career can flourish. Enjoy competitive compensation, a comprehensive benefits package, and opportunities for professional growth. Immerse yourself in an innovative work environment, maintain a healthy work-life balance, and contribute to a diverse and inclusive culture. Join us to work with cutting-edge technology, and be part of a team that recognizes and rewards your achievements, all while fostering a fun and engaging workplace culture."
 
 
 
 
 
 
 How to Apply:
 
 
 
 Please send your resume and portfolio to hr@alphastream.ai
 
 
 
 
 
 
 Disclaimer
 
 -Alphastream.ai is an equal opportunities employer. We work to provide a supportive and inclusive environment where all individuals can maximize their full potential. Our skilled and creative workforce is comprised of individuals drawn from a broad cross section of all communities in which we operate and who reflect a variety of backgrounds, talents, perspectives, and experiences. Our strong commitment to a culture of inclusion is evident through our constant focus on recruiting, developing, and advancing individuals based on their skills and talents.
 
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Data and Legal Analyst

Tiger Analytics

<div>
 
 Work Location - Chennai, Bangalore, Hyderabad
 
 
 
 
 
 
 About the role:
 
 
 
 As a Analyst or Senior Analyst - BFS, you will work with Clients in Banking &amp; Financial Services, &amp; help translate business problems into unambiguous analytics problem statements and design analytical frameworks to address them. On a typical work day, you could be doing one or more of the following:
 
 <ul>
 <li>
 Collaborate with the team of data scientists and engineers to plan and drive the execution of business solutions
 </li>
 <li>
 Contribute to client presentations, reports, QBRs etc
 </li>
 <li>
 Handle client discussions in structured project settings
 </li>
 </ul>
 
 
 
 
 
 Domain Understanding:
 
 
 <ul>
 <li>
 Awareness of the Banking regulatory landscape
 </li>
 <li>
 Awareness of common AI and automation use cases in BFS (fraud detection using ML, credit scoring, robo-advisors, chatbots). Can identify basic applications of analytics in operations.
 </li>
 <li>
 Knowledge of the concepts in any or multiple use cases like customer segmentation, CLTV, Customer attrition and retention, next best product/cross sell and has had contributed hands on to atleast a part of any of these project if not end to end. Involvement in atleast any one of Model Validation, Model Performance Monitoring and Model Development is desired
 </li>
 </ul>
 
 
 
 
 
 Required Skills &amp; Experience:
 
 
 <ul>
 <li>
 1-3 years of relevant experience in Analytics projects in BFS domain for any geography
 </li>
 <li>
 At least 1 year of experience working for global Banks or financial services in the area of either Credit, Fraud, Marketing, Operations etc.. on AI or analytics engagements
 </li>
 <li>
 Strong communication &amp; experience in client communication.
 </li>
 <li>
 Awareness of storytelling with PPT &amp; has effectively communicated with clients to understand their basic requirements, communicate status updates, or escalation calls
 </li>
 <li>
 Hands-on experience in preparing
 
 Powerpoint / Google Slides
 
 presentations &amp; presenting them to key stakeholders
 </li>
 <li>
 Hands-on experience with
 
 Excel/ Google Sheets
 
 to review, sanitize, manipulate data
 </li>
 <li>
 Hands-on experience of querying data using
 
 SQL
 
 on traditional RDBMS databases, and/or big data environments such as Hadoop/Hive/Spark.
 </li>
 <li>
 Ability to analyse and visualize data one or more tools such as
 
 Tableau, PowerBI
 
 </li>
 <li>
 Intermediate experience in DS/ML/AI programming tool of
 
 Python
 
 </li>
 <li>
 Exposure to low-code no-code tools GPT, CLausde, Lovable, Gemini
 </li>
 <li>
 Appreciation of different types of Statistical / Machine Learning / AI techniques, when and why they are used
 </li>
 <li>
 Interpret results from a business viewpoint (the expectation is not a data scientist expert-level proficiency, but a clear conceptual understanding)
 </li>
 <li>
 Ability to leverage analytics to solve structured or unstructured problems and interpret results
 </li>
 </ul>
 
 
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Analyst | Senior Analyst - Banking & Financial Services

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