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PalmPay

<div>
 
 About PalmPay
 
 
 
 PalmPay is a leading neobank and fintech platform scaling financial inclusion across emerging markets. With over 40 million users, we&rsquo;re building a digital financial ecosystem that empowers individuals and businesses through accessible, easy-to-use, and rewarding financial services.
 
 
 Operating in Nigeria, Ghana, Tanzania, and Bangladesh, PalmPay has been recognised by CNBC as one of the Top 300 Global Fintech Companies and ranked #2 overall and #1 in financial services on the Financial Times&rsquo; Africa&rsquo;s Fastest Growing Companies 2025 list. As we expand our operations in Pakistan, we are seeking a dynamic and experienced
 
 Compliance Manager
 
 to lead our compliance efforts, ensure regulatory alignment, and support our long-term business goals.
 
 
 
 Position Overview
 
 
 
 We are hiring a
 
 Compliance Manager
 
 to establish and lead the
 
 Compliance Department
 
 in Pakistan. This strategic leadership role carries full ownership of compliance operations, including
 
 regulatory affairs, risk management, policy development, and internal controls
 
 . The ideal candidate will have hands-on experience working with
 
 SECP (Securities and Exchange Commission of Pakistan) regulations
 
 , AML/CFT frameworks, and the fintech or
 
 NBFC
 
 ecosystem in Pakistan.
 
 
 
 Key Responsibilities
 
 
 
 
 Regulatory Compliance
 
 
 
 <ul>
 <li>
 Stay updated on SECP regulations and ensure full organisational compliance
 </li>
 <li>
 Interpret regulatory changes and communicate actionable requirements to relevant teams
 </li>
 <li>
 Engage with SECP and other regulatory authorities for inspections, audits, and licensing matters
 </li>
 <li>
 Collaborate with legal and regulatory affairs departments to address compliance risks and policy matters
 
 
 </li>
 </ul>
 
 Policy Development and Implementation
 
 
 
 <ul>
 <li>
 Draft, review, and implement compliance policies aligned with local laws and PalmPay&rsquo;s global standards
 </li>
 <li>
 Drive internal awareness and adherence to compliance protocols through clear communication and training
 </li>
 <li>
 Lead organization-wide compliance education sessions on key regulatory topics
 
 
 </li>
 </ul>
 
 Risk Assessment
 
 
 
 <ul>
 <li>
 Conduct periodic compliance risk assessments across departments and business units
 </li>
 <li>
 Identify and mitigate regulatory, financial, and operational risks
 </li>
 <li>
 Work cross-functionally with HR, Tech, Product, Finance, and Business teams to embed compliance into operations
 
 
 </li>
 </ul>
 
 Monitoring and Reporting
 
 
 
 <ul>
 <li>
 Build systems for ongoing compliance monitoring and incident reporting
 </li>
 <li>
 Prepare compliance reports for senior management and external regulators
 </li>
 <li>
 Ensure that all internal reporting channels are optimized to detect and escalate issues early
 
 
 </li>
 </ul>
 
 Investigations and Remediation
 
 
 
 <ul>
 <li>
 Lead internal investigations into compliance violations or suspected breaches
 </li>
 <li>
 Develop and implement remediation plans for any identified deficiencies
 </li>
 <li>
 Coordinate with audit and risk teams to ensure effectiveness of compliance controls
 
 
 </li>
 </ul>
 
 Key Competencies
 
 
 
 <ul>
 <li>
 Deep understanding of Pakistan&rsquo;s regulatory landscape, including SECP guidelines, labor law, tax law, AML/CFT, data privacy, and business licensing
 </li>
 <li>
 Prior experience in fintech, digital banking, MFS, NBFCs, or technology-driven financial institutions
 </li>
 <li>
 Ability to design and implement compliance frameworks tailored to Pakistan&rsquo;s fintech environment
 </li>
 <li>
 Proactive in identifying hidden risks or regulatory gaps and offering practical solutions
 </li>
 <li>
 Strong interpersonal and cross-departmental collaboration skills, especially with Legal, Business, HR, Finance, and IT
 </li>
 <li>
 High integrity, critical thinking, and decision-making capabilities
 
 
 </li>
 </ul>
 
 Required Qualifications
 
 
 
 <ul>
 <li>
 Bachelor's or Master&rsquo;s degree in Law, Finance, Business Administration, or a related field
 </li>
 <li>
 Minimum 7 years of experience in compliance, legal, risk management, or regulatory affairs, with 3+ years in a leadership role
 </li>
 <li>
 Proven experience working with SECP regulations, fintech laws, and digital finance compliance
 </li>
 <li>
 Strong track record of managing audits, regulatory inspections, and licensing matters
 </li>
 <li>
 Fluency in English and Urdu, with excellent written and verbal communication skills
 
 
 </li>
 </ul>
 
 Compensation &amp; Benefits
 
 
 
 <ul>
 <li>
 Competitive salary
 </li>
 <li>
 Festival bonuses and mobile/internet allowance
 </li>
 <li>
 Opportunity to work in a leadership role at a global fintech company
 </li>
 <li>
 Career growth within a high-impact, fast-paced environment
 
 
 </li>
 </ul>
 Powered by JazzHR
 
 
 r61iY131oY
</div>

Compliance Manager

<div>
 
 About PalmPay
 
 
 
 PalmPay is a leading neobank and fintech platform scaling financial inclusion across emerging markets. With over
 
 40 million users
 
 , we are building a digital financial ecosystem that empowers individuals and businesses through accessible, easy-to-use, and rewarding financial services.
 
 
 Operating in
 
 Nigeria, Ghana, Tanzania, Bangladesh, and Pakistan
 
 , PalmPay has been recognised by
 
 CNBC
 
 as one of the
 
 Top 300 Global Fintech Companies
 
 and ranked
 
 #2 overall
 
 and
 
 #1 in financial services
 
 on the
 
 Financial Times&rsquo; Africa&rsquo;s Fastest Growing Companies 2025
 
 list.
 
 
 
 Position Overview
 
 
 
 We are seeking a
 
 Product Manager
 
 for our Pakistan business who will focus on designing, implementing, and managing financial products with end-to-end regulatory compliance. This role requires a strong understanding of
 
 SBP, SECP, and AML regulations
 
 , as well as experience embedding risk controls into products. The ideal candidate has hands-on experience in fintech, banking, or consumer installment financing, and a track record of leading compliance-driven product launches in Pakistan.
 
 
 
 Core Responsibilities
 
 
 
 
 Compliance Framework Development
 
 
 
 <ul>
 <li>
 Design product requirements in alignment with SBP, SECP, and Anti-Money Laundering Act regulations
 </li>
 <li>
 Lead product compliance reviews, covering user data privacy (PDPA), Shariah compliance, and anti-fraud measures
 
 
 </li>
 </ul>
 
 Embedding Risk Control into Products
 
 
 
 <ul>
 <li>
 Translate compliance requirements into product features such as KYC flows, repayment algorithms, and fee disclosure templates
 </li>
 <li>
 Coordinate with product and tech teams in China to implement features
 </li>
 <li>
 Monitor regulatory policy changes (e.g., BNPL regulations) and adapt product strategies accordingly
 
 
 </li>
 </ul>
 
 Local Compliance Collaboration
 
 
 
 <ul>
 <li>
 Liaise with law firms, consulting agencies, and SBP-accredited bodies for licensing, audits, and reporting
 </li>
 <li>
 Train business teams to identify high-risk scenarios (e.g., promotions during religious periods, remote-region collections)
 
 
 </li>
 </ul>
 
 Experience
 
 
 
 
 Mandatory Requirements
 
 
 
 <ul>
 <li>
 4+ years of product compliance experience in fintech, banking, or consumer installment financing
 </li>
 <li>
 Experience in the Pakistani financial market is strongly preferred
 </li>
 <li>
 Must have led or participated in at least one full financial product compliance launch (case summary required)
 
 
 </li>
 </ul>
 
 Professional Knowledge
 
 
 
 <ul>
 <li>
 Familiarity with: ✅ SBP Consumer Protection Regulations ✅ Credit Information Bureau (CIB) reporting rules ✅ Shariah Compliance framework
 
 
 </li>
 </ul>
 
 Language
 
 
 
 <ul>
 <li>
 Fluent in English (working language)
 </li>
 <li>
 Proficiency in Urdu is a plus
 
 
 </li>
 </ul>
 
 Soft Skills
 
 
 
 <ul>
 <li>
 Risk Sensitivity: Ability to anticipate regulatory grey areas (e.g., interest-free promotions during religious festivals)
 </li>
 <li>
 Local Insight: Knowledge of user segmentation in Pakistan (e.g., repayment cycles for agricultural income groups)
 </li>
 <li>
 Resilience: Adaptability to fast-changing regulations (e.g., SBP&rsquo;s tightened BNPL policy in 2024)
 
 
 </li>
 </ul>
 
 Compensation &amp; Benefits
 
 
 
 <ul>
 <li>
 Competitive salary with annual performance-based reviews
 </li>
 <li>
 Festival bonuses and mobile/internet allowance
 </li>
 <li>
 Opportunity to lead compliance-driven product development at a multinational fintech
 
 
 </li>
 </ul>
 Powered by JazzHR
 
 
 EKmxAHtSfz
</div>

Product Manager

<div>
 
 About PalmPay
 
 
 
 PalmPay is a leading neobank and fintech platform scaling financial inclusion across emerging markets. With over
 
 40 million users
 
 , we&rsquo;re building a digital financial ecosystem that empowers individuals and businesses through accessible, easy-to-use, and rewarding financial services.
 
 
 Operating in
 
 Nigeria, Ghana, Tanzania, Bangladesh, and Pakistan
 
 , PalmPay has been recognised by
 
 CNBC
 
 as one of the
 
 Top 300 Global Fintech Companies
 
 and ranked
 
 #2 overall
 
 and
 
 #1 in financial services
 
 on the
 
 Financial Times&rsquo; Africa&rsquo;s Fastest Growing Companies 2025
 
 list.
 
 
 
 Position Overview
 
 
 
 We are seeking an experienced
 
 Legal Manager
 
 to oversee legal and regulatory affairs for PalmPay Pakistan. This role will manage
 
 contracts, compliance matters, regulatory engagement, and legal risk management
 
 , ensuring alignment with
 
 SECP, NBFC, and fintech regulations
 
 . The ideal candidate will have hands-on experience in financial services, NBFC, or digital banking, with the ability to support both day-to-day legal operations and long-term strategic initiatives.
 
 
 
 Key Responsibilities
 
 
 
 
 Regulatory &amp; Compliance
 
 
 
 <ul>
 <li>
 Ensure compliance with SECP regulations, NBFC rules, Labor law,Tax law
 </li>
 <li>
 Act as a liaison with regulators, external counsel, and government authorities on legal and compliance matters
 </li>
 <li>
 Provide legal guidance on licensing, regulatory inspections, and compliance frameworks
 
 
 </li>
 </ul>
 
 Contracts &amp; Legal Documentation
 
 
 
 <ul>
 <li>
 Draft, review, and negotiate contracts, agreements, and MOUs with partners, vendors, and clients
 </li>
 <li>
 Ensure all legal documents are aligned with corporate standards and regulatory requirements
 </li>
 <li>
 Maintain accurate records of all legal and contractual obligations
 
 
 </li>
 </ul>
 
 Risk Management &amp; Advisory
 
 
 
 <ul>
 <li>
 Identify legal risks and develop strategies to mitigate them
 </li>
 <li>
 Provide legal opinions to management on new business initiatives, products, and partnerships
 </li>
 <li>
 Support dispute resolution and litigation management where required
 
 
 </li>
 </ul>
 
 Cross-Functional Collaboration
 
 
 
 <ul>
 <li>
 Work closely with Compliance, HR, Finance, and Business teams to integrate legal considerations into operations
 </li>
 <li>
 Conduct legal awareness sessions and trainings for staff
 
 
 </li>
 </ul>
 
 Reporting &amp; Leadership
 
 
 
 <ul>
 <li>
 Prepare and present regular legal reports to senior management
 </li>
 <li>
 Contribute to building a strong governance and compliance culture across PalmPay Pakistan
 
 
 </li>
 </ul>
 
 Requirements
 
 
 
 <ul>
 <li>
 Bachelor&rsquo;s or Master&rsquo;s degree in Law (LLB/LLM) from a recognized institution
 </li>
 <li>
 7+ years of professional legal experience, with at least 3 years in financial services, fintech, NBFC, or digital banking
 </li>
 <li>
 Strong understanding of SECP regulations, NBFC frameworks, corporate law, labor law, and tax law
 </li>
 <li>
 Proven experience in contract drafting, regulatory engagement, and risk management
 </li>
 <li>
 Excellent communication, negotiation, and problem-solving skills
 </li>
 <li>
 Ability to manage multiple priorities in a fast-paced environment
 </li>
 <li>
 Fluency in English and Urdu (written and spoken)
 
 
 </li>
 </ul>
 
 Compensation &amp; Benefits
 
 
 
 <ul>
 <li>
 Competitive salary
 </li>
 <li>
 Annual salary reviews
 </li>
 <li>
 Festival bonuses and mobile/internet allowance
 </li>
 <li>
 Professional development opportunities
 </li>
 <li>
 Opportunity to lead legal and regulatory matters for a multinational fintech company in Pakistan
 
 
 </li>
 </ul>
 Powered by JazzHR
 
 
 OOWddSszFP
</div>

Legal Manager

MASQ Enterprises

The suitable candidate design, develop and manage construction projects, sustainability and regularity compliance.Job Type: Full-timePay: Rs40,000.00 - Rs45,000.00 per monthWork Location: In person

Site Engineer(supervisor )(Min 3-5 years experience)

MUSTAFA DEVELOPERS

Position Title:Assistant Manager &ndash; TaxationDepartment:Finance &amp; AccountsReports To:Finance Manager / Head of FinanceRole OverviewWe are seeking a detail-oriented and knowledgeable Assistant Manager &ndash; Taxation to manage taxation matters for our construction business. The individual will be responsible for tax compliance, filing, documentation, advisory, and coordination with regulatory authorities. This role requires strong expertise in taxation laws, particularly those related to the construction and real estate sector.Key Responsibilities&middot; Ensure compliance with income tax, sales tax, withholding tax, and other applicable taxes.&middot; Prepare and file monthly, quarterly, and annual tax returns in accordance with statutory requirements.&middot; Maintain proper tax records and documentation for audits and inspections.&middot; Assist in tax planning, risk management, and ensuring tax efficiency in construction projects.&middot; Liaise with tax authorities, auditors, and external consultants.&middot; Review contracts and agreements to ensure tax compliance and proper deductions.&middot; Monitor changes in taxation laws and provide guidance to management on implications.&middot; Handle tax notices, assessments, appeals, and related correspondence with authorities.&middot; Support finance team in preparing tax-related financial reports.Qualifications &amp; Requirements&middot; Master&rsquo;s / Bachelor&rsquo;s degree in Finance, Accounting, Commerce, or related field.&middot; Professional certification (CA Inter, ACCA, ICMA, or equivalent) preferred.&middot; Minimum 6 years of experience in taxation, preferably in construction or real estate industry.&middot; Strong knowledge of Pakistan tax laws, FBR regulations, and construction-related tax matters.&middot; Hands-on experience with ERP/accounting systems and MS Office.&middot; Strong analytical, problem-solving, and communication skills.&middot; Ability to work under pressure and meet strict deadlines.Job Type: Full-timeWork Location: In person

Assistant Manager – Taxation

Mobilink Bank

<div>
 
 
 Department:
 
 Regulatory Compliance
 
 
 
 Reports To:
 
 Head Investigations
 
 
 
 Job Grade:
 
 AVP
 
 
 
 Total Position
 
 : 01
 
 
 
 Location:
 
 Head Office, Islamabad
 
 
 
 
 
 
 What is Manager Investigations &ndash; MMBL?
 
 
 
 
 
 
 The Manager Investigations at MMBL leads and supports investigations into fraud, misconduct, and regulatory violations to protect the bank&rsquo;s operations, employees, and customers. The role includes detecting irregular activities, conducting fraud risk assessments, handling complex cases, and supervising junior investigators. It requires strong investigative and forensic skills, along with coordination with Business, HR, Legal, Compliance, and external stakeholders. The Manager ensures timely closure of cases, prepares detailed reports, and oversees the process from preliminary assessment to corrective measures, in line with directives from the Head of Investigations.
 
 
 
 
 
 
 What Manager Investigations &ndash; MMBL Does?
 
 
 
 
 
 <ul>
 <li>
 Lead investigations into suspected fraud, misconduct, or policy violations.
 </li>
 <li>
 Plan and execute investigative strategies, including evidence collection, financial analysis, interviews, and background checks.
 </li>
 <li>
 Prepare detailed investigation reports and executive summaries for the Head of Investigations, senior management, and regulators.
 </li>
 <li>
 Supervise and mentor Assistant Managers/junior investigators, ensuring quality and consistency of work.
 </li>
 <li>
 Maintain case records, evidence, and documentation in the case management system with accuracy and confidentiality.
 </li>
 <li>
 Recommend corrective and preventive actions and track their implementation across departments.
 </li>
 <li>
 Collaborate with Business, HR, Legal, Compliance, and Audit teams to address disciplinary and legal aspects of cases.
 </li>
 <li>
 Support the Head of Investigations in sensitive or high-profile cases and regulatory interactions.
 </li>
 <li>
 Use forensic tools, data analytics, and digital evidence techniques to detect anomalies and support investigations.
 </li>
 <li>
 Contribute to fraud prevention training, awareness programs, and policy improvements.
 </li>
 <li>
 Stay updated on emerging fraud risks, regulatory requirements, and best practices in investigations.
 </li>
 <li>
 Undertake tasks assigned by the Head of Investigations, MMBL, or VEON Group Investigators.
 </li>
 <li>
 Manage case management portals and ensure timely closure of tagged cases.
 </li>
 </ul>
 
 
 
 
 
 What are we looking for and what does it require to be Manager Investigations - MMBL?
 
 
 
 
 
 
 
 Qualifications &amp; Experience
 
 
 
 
 
 <ul>
 <li>
 Bachelor&rsquo;s degree minimum.
 </li>
 <li>
 8&ndash;10 years in banking/financial services, audit, compliance, or law enforcement.
 </li>
 <li>
 4&ndash;5 years direct investigation experience; independent leadership preferred.
 </li>
 <li>
 Professional certification (CFE, CAMS, CIA, etc.) strongly preferred.
 </li>
 <li>
 Knowledge of banking regulations, compliance, and fraud risk management.
 </li>
 </ul>
 
 
 
 
 
 Essential Skills
 
 
 
 
 
 <ul>
 <li>
 Strong investigative, forensic, and interviewing skills.
 </li>
 <li>
 High integrity, confidentiality, and report-writing ability.
 </li>
 <li>
 Leadership and mentoring of junior investigators.
 </li>
 <li>
 Proficiency in forensic tools, data analytics, and case systems.
 </li>
 <li>
 Strong communication, analytical, and problem-solving skills.
 </li>
 <li>
 Time management, attention to detail, and MS Office proficiency.
 </li>
 </ul>
 
 
 
 
 
 Preferred Skills
 
 
 
 
 
 <ul>
 <li>
 Experience with regulators, auditors, and law enforcement.
 </li>
 <li>
 Exposure to AML/CFT, forensic accounting, and fraud risk.
 </li>
 <li>
 Knowledge of digital banking risks and compliance frameworks.
 </li>
 <li>
 Adaptability in a dynamic environment.
 </li>
 </ul>
 
 
 
 
 About MMBL:
 
 
 
 
 
 Mobilink Microfinance Bank Ltd. is providing banking services to over 48 million registered users including 20+ million monthly active customers across Pakistan. With a hybrid model that combines traditional microfinance with mobile/digital banking technologies, the bank now operates with over 114 branches and 270,000 branchless banking agents and provides a USSD (GSM) based digital channel offering savings, micro enterprise (MSME) loans, small housing loans, remittances, collection (utility bills and loan instalments), mobile wallets, insurance, G2P, B2B &amp; B2P payments; thus, playing a leading role in the promotion of financial inclusion. MMBL is committed to fostering a positive and productive workplace, and our core values reflect this focus. These values include promoting innovation and entrepreneurship, encouraging teamwork and collaboration, and prioritizing a customer-centric approach in all aspects of our business.
 
 
 
 
 
 Why Join MMBL?
 
 
 
 
 
 This is an opportunity for someone who is passionate about making a difference and playing a key role in driving transformative change. Our team is committed to empowering millions with the tools necessary to succeed in the digital age, and we're looking for a talented individual to join us in this endeavour.
 
</div>

Manager Investigations

JazzCash

<div>
 
 
 Grade Level
 
 : L3
 
 
 
 Location:
 
 Islamabad
 
 
 
 Last Date to Apply: 18th September
 
 
 
 
 
 
 
 What is Manager Distribution Insurance?
 
 
 
 Manager Distribution Insurancewill lead and scale JazzCash&rsquo;s insurance business across multiple digital and assisted channels. This role is responsible for ensuring that customers experience seamless, trusted, and accessible insurance journeys across the ecosystem. The individual will own channel performance, introduce new distribution initiatives, and ensure alignment with business KPIs while maintaining quality and compliance standards.
 
 
 
 
 
 
 What does Manager Distribution Insurance do?
 
 
 <ul>
 <li>
 Channel Leadership: Manage and scale insurance distribution across Mobile App, USSD, Call Centers, Retail/Agent network, and future innovative channels.
 </li>
 <li>
 Business Growth &amp; KPIs: Deliver and exceed business targets through innovative strategies, product-channel synergies, and performance optimization.
 </li>
 <li>
 Performance Monitoring: Establish robust frameworks to monitor channel productivity, sales quality, customer retention, and complaint ratios.
 </li>
 <li>
 Quality &amp; Compliance: Ensure every sales channel follows regulatory guidelines (SBP/SECP) and internal controls, with zero tolerance for mis-selling.
 </li>
 <li>
 Campaign Planning &amp; Execution: Design and roll out data-driven marketing and awareness campaigns to increase adoption and enhance customer trust.
 </li>
 <li>
 Stakeholder Management: Work closely with internal stakeholders (Product, Tech, Marketing, CX, Legal, Compliance, Finance) and external partners (insurers, distribution vendors, regulators) to deliver outcomes.
 </li>
 <li>
 Negotiation &amp; Partnerships: Lead negotiations with insurers, aggregators, and vendors to secure favorable commercials and partnerships.
 </li>
 <li>
 Innovation &amp; Expansion: Identify and launch new distribution opportunities such as embedded insurance, bundled offers, and lifestyle-driven protection products.
 </li>
 <li>
 Data-Driven Decisions: Utilize analytics, market research, and customer insights to guide channel strategy and product positioning.
 </li>
 <li>
 People Leadership: Mentor and develop teams across distribution and call center operations to drive ownership, accountability, and performance.
 </li>
 </ul>
 
 
 
 
 J
 
 azzCash is an equal opportunity employer. We celebrate, support, and thrive on diversity and are committed to creating an inclusive environment for all employees.
 
 
 
 
 
 
 
 Requirements
 
 
 
 
 
 
 
 What are we looking for and what does it require to be Manager Distribution Insurance?
 
 
 <ul>
 <li>
 Master&rsquo;s/Bachelor&rsquo;s degree in Business, Management, Marketing, or related field.
 </li>
 <li>
 7&ndash;10 years of experience in insurance/fintech/ banking with at least 3&ndash;5 years in a senior management role.
 </li>
 <li>
 Proven track record in managing multi-channel distribution and delivering business KPIs.
 </li>
 <li>
 Strong understanding of insurance products, regulatory frameworks (SECP/SBP), and digital financial ecosystems.
 </li>
 <li>
 Excellent negotiation, communication, and stakeholder management skills.
 </li>
 <li>
 Data-driven, customer-centric mindset with the ability to innovate beyond conventional distribution.
 </li>
 <li>
 Strong leadership and team development capabilities.
 </li>
 </ul>
 
 
 
 
 
 Benefits
 
 
 
 
 
 
 
 Why Join JazzCash?
 
 
 
 As one of the leading employers in the country, JazzCash epitomizes the philosophy that each JazzCash employee is passionately living a better every day inspired and enabled by visionary leadership, a unique professional culture, a flourishing lifestyle, and continuous learning and development.
 
 
 
 
 
 Our core values include qualities essential for a positive organizational culture - truthfully guiding entrepreneurial and innovative mindsets, harnessing professional and interpersonal collaboration, and fostering across-the-board customer obsession.
 
 
 
 
 
 This is an opportunity for someone who wants to be part of something transformative, someone who can play a critical role in driving our success. Together, we can empower millions more with the tools necessary to progress in an increasingly digital economy.
 
</div>

Manager Distribution Insurance

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