accountant

data analyst

business analyst

accounts assistant

analyst- model audit

credit analyst

United States Citigroup

<p>Underwriting Credit Analyst is responsible for owning the Credit Risk Analysis for Citi Corporate Clients and being responsible for the continuous monitoring of that portfolio. That includes the production of Annual Reviews, Quarterly Reviews, and the support to Ad-Hoc Transactions and Portfolio &amp; Industry Reviews.</p> <p><strong>Key Responsibilities:</strong></p> <ul> <li>Assess the credit and financial strength of Citi s Corporate Clients based in Sub-Saharan Middle East and North Africa by performing fundamental credit analysis of counterparties using both quantitative and qualitative factors</li> <li>Complete Credit Analysis Write-up Memos and assign internal ratings based on independent assessment and judgement completed on the due diligence of the client and industry knowledge to provide appropriate extensions of credit remaining within Risk appetite</li> <li>Continuous monitoring of the covered portfolio, including following industry trends, impacts to key relationships, and escalation of potential credit issues to Senior Underwriters, Risk and Banking partners</li> <li>Partnership with applicable regional and industry stakeholders in Banking and Independent Risk in the implementation of credit assessment and monitoring standards for applicable portfolios</li> </ul> <p><strong>Skills/Competencies:</strong></p> <ul> <li>Assists colleagues in identifying stretch opportunities to elevate individual and team performance</li> <li>Interpersonal skills, with the ability to build relationships and exert influence with and without direct authority</li> <li>Organizational skills with ability and willingness to work under pressure and manages time and priorities effectively</li> <li>Written and verbal communication skills, with the ability to communicate clearly and concisely to audiences of varying levels of seniority</li> <li>Microsoft Office (Word, Excel, and PowerPoint) skills</li> </ul> <p><strong>Language:</strong> English   Read, Write and Speak</p>

Underwriting Credit Analyst - Officer

INNOVATION DIRECT EMPLOYMENT SERVICES L.L.C

<p><strong><u>Responsibilities:</u></strong></p><p>Research –Research on companies and gather all data related to its business operations, sanctions, adverse media, related entities and UBO.</p><p>Document Validation – Verify the relevant documents received from the customer such as Questionnaire, License, Article and Memorandum, Audited Financial Statements and initiate the processing of the case</p><p>Management Discussion – Understand the business model of the subject and gather relevant information, prepare a list of observation and queries and set up a discussion/call with the management team of the customer for its clarification</p><p>Credit Analysis – Analyse the company based on financial and non-financial parameters, benchmark the financial performance of the company, analyse ratios and recommend credit risk rating</p><p>Report Writing – Prepare business rating report, prepare entity profile along with commentary on the ratios and its graphs. Undertake a SWOT analysis based on the available information and management discussion</p><p>Co-ordination & MIS – respond to the sales and customer queries, co-ordinate with vendor for case assignment, maintain MIS and share periodic updates.</p><br/>

Junior Credit Analyst

Citi

Underwriting Credit Analyst is responsible for owning the Credit Risk Analysis for Citi Corporate Clients and being responsible for the continuous monitoring of that portfolio. That includes the production of Annual Reviews, Quarterly Reviews, and the support to Ad-Hoc Transactions and Portfolio &amp; Industry Reviews.Key Responsibilities: Assess the credit and financial strength of Citi s Corporate Clients based in Sub-Saharan Middle East and North Africa by performing fundamental credit analysis of counterparties using both quantitative and qualitative factorsComplete Credit Analysis Write-up Memos and assign internal ratings based on independent assessment and judgement completed on the due diligence of the client and industry knowledge to provide appropriate extensions of credit remaining within Risk appetiteContinuous monitoring of the covered portfolio, including following industry trends, impacts to key relationships, and escalation of potential credit issues to Senior Underwriters, Risk and Banking partnersPartnership with applicable regional and industry stakeholders in Banking and Independent Risk in the implementation of credit assessment and monitoring standards for applicable portfoliosKnowledge/Experience:Demonstrable financial services experience, including 0-3 years of credit experience in Banking, Credit Risk Management or equivalent credit experience. We also encourage fresher to apply.Ability to understand Citi policies and procedures with the ability to execute change seamlessly.Intermediate analytical skills, including an understanding of key financial components like liquidity position, leverage profile with the ability to identify root causes and trends and anticipate horizon issuesSkills/Competencies:Assists colleagues in identifying stretch opportunities to elevate individual and team performanceInterpersonal skills, with the ability to build relationships and exert influence with and without direct authorityOrganizational skills with ability and willingness to work under pressure and manages time and priorities effectivelyWritten and verbal communication skills, with the ability to communicate clearly and concisely to audiences of varying levels of seniorityMicrosoft Office (Word, Excel, and PowerPoint) skillsLanguage: English   Read, Write and SpeakQualifications:BA/BSc or higher degree in Business (MBA), or any other related subjectThis job description provides a high-level review of the types of work performed. Other job-related duties may be assigned as required.------------------------------------------------------Job Family Group: Risk Management------------------------------------------------------Job Family:Credit Risk------------------------------------------------------Time Type:Full time------------------------------------------------------Most Relevant SkillsAnalytical Thinking, Constructive Debate, Escalation Management, Financial Analysis, Policy and Procedure, Policy and Regulation, Product Knowledge, Risk Controls and Monitors, Risk Identification and Assessment.------------------------------------------------------Other Relevant SkillsFor complementary skills, please see above and/or contact the recruiter.------------------------------------------------------Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi.View Citi s EEO Policy Statement and the Know Your Rights poster.

<div>
 The Credit Risk Analyst II is a developing professional role. Applies specialty area knowledge in monitoring, assessing, analyzing and/or evaluating processes and data. Identifies policy gaps and formulates policies. Interprets data and makes recommendations. Researches and interprets factual information. Identifies inconsistencies in data or results, defines business issues and formulates recommendations on policies, procedures or practices. Integrates established disciplinary knowledge within own specialty area with basic understanding of related industry practices. Good understanding of how the team interacts with others in accomplishing the objectives of the area. Develops working knowledge of industry practices and standards. Limited but direct impact on the business through the quality of the tasks/services provided. Impact of the job holder is restricted to own team.
 <br/>
 <br/>
 <strong>
  Responsibilities:
  <br/>
  <br/>
 </strong>
 <ul>
  <li>
   The primary focus of the position is data quality support of global contract negotiations and trades which includes document review, data entry, exception reporting along with document scanning and document warehousing.
  </li>
  <li>
   The ideal candidate must have excellent technical skills and the ability to learn and work with a very complex in-house data management system.
  </li>
  <li>
   The position will require gaining a detailed familiarity with Citi&rsquo;s standard forms of documentation, technology, and internal procedures.
  </li>
  <li>
   Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.
   <br/>
   <br/>
  </li>
 </ul>
 <strong>
  Qualifications:
  <br/>
  <br/>
 </strong>
 <ul>
  <li>
   0-2 years relevant experience
  </li>
  <li>
   Makes judgments and recommendations based on analysis and specialty area knowledge.
  </li>
  <li>
   Researches and interprets factual information.
  </li>
  <li>
   Identifies inconsistencies in data or results, defines business issues and formulates recommendations on policies, procedures or practices.
  </li>
  <li>
   Exchanges information in a concise and consistent way as well as be sensitive to diverse audience
   <br/>
   <br/>
  </li>
 </ul>
 <strong>
  Education:
  <br/>
  <br/>
 </strong>
 <ul>
  <li>
   Bachelor&rsquo;s/University degree or equivalent experience
   <br/>
   <br/>
  </li>
 </ul>
 This job description provides a high-level review of the types of work performed. Other job-related duties may be assigned as required.
 <br/>
 <br/>
 ------------------------------------------------------
 <br/>
 <br/>
 <strong>
  Job Family Group:
  <br/>
  <br/>
 </strong>
 Risk Management
 <br/>
 <br/>
 ------------------------------------------------------
 <br/>
 <br/>
 <strong>
  Job Family:
  <br/>
  <br/>
 </strong>
 Credit Risk
 <br/>
 <br/>
 ------------------------------------------------------
 <br/>
 <br/>
 <strong>
  Time Type:
  <br/>
  <br/>
 </strong>
 Full time
 <br/>
 <br/>
 ------------------------------------------------------
 <br/>
 <br/>
 <strong>
  Most Relevant Skills
  <br/>
  <br/>
 </strong>
 Analytical Thinking, Constructive Debate, Escalation Management, Financial Analysis, Policy and Procedure, Policy and Regulation, Product Knowledge, Risk Controls and Monitors, Risk Identification and Assessment.
 <br/>
 <br/>
 ------------------------------------------------------
 <br/>
 <br/>
 <strong>
  Other Relevant Skills
  <br/>
  <br/>
 </strong>
 For complementary skills, please see above and/or contact the recruiter.
 <br/>
 <br/>
 ------------------------------------------------------
 <br/>
 <br/>
 <em>
  Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.
  <br/>
  <br/>
 </em>
 <em>
  If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review
 </em>
 <em>
  Accessibility at Citi.
  <br/>
  <br/>
 </em>
 <em>
  View Citi&rsquo;s EEO Policy Statement and the Know Your Rights poster.
 </em>
</div>


Credit Risk Analyst (UAE Nationals Only)

<div>The Credit Risk Analyst II is a developing professional role. Applies specialty area knowledge in monitoring, assessing, analyzing and/or evaluating processes and data. Identifies policy gaps and formulates policies. Interprets data and makes recommendations. Researches and interprets factual information. Identifies inconsistencies in data or results, defines business issues and formulates recommendations on policies, procedures or practices. Integrates established disciplinary knowledge within own specialty area with basic understanding of related industry practices. Good understanding of how the team interacts with others in accomplishing the objectives of the area. Develops working knowledge of industry practices and standards. Limited but direct impact on the business through the quality of the tasks/services provided. Impact of the job holder is restricted to own team.
<br>
<br>
<b>Responsibilities:</b><ul>
<li>The primary focus of the position is data quality support of global contract negotiations and trades which includes document review, data entry, exception reporting along with document scanning and document warehousing.
</li><li>The ideal candidate must have excellent technical skills and the ability to learn and work with a very complex in-house data management system.
</li><li>The position will require gaining a detailed familiarity with Citi&rsquo;s standard forms of documentation, technology, and internal procedures.
</li><li>Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.</li></ul><br>
<b>
Qualifications:</b><ul>
<li>0-2 years relevant experience</li>
<li>Makes judgments and recommendations based on analysis and specialty area knowledge.
</li><li>Researches and interprets factual information.
</li><li>Identifies inconsistencies in data or results, defines business issues and formulates recommendations on policies, procedures or practices.
</li><li>Exchanges information in a concise and consistent way as well as be sensitive to diverse audience</li>
</ul><br>
<b>Education:</b><ul>
<li>Bachelor&rsquo;s/University degree or equivalent experience</li></ul><br>
This job description provides a high-level review of the types of work performed. Other job-related duties may be assigned as required.<p><br>
-</p><p><b>
Job Family Group:
</b></p>Risk Management<p>
-</p><p><b>
Job Family:</b></p>
Credit Risk<p>
-</p><p><b>
Time Type:</b></p>
Full time<p>
-</p><p><b>
Most Relevant Skills
</b></p>Analytical Thinking, Constructive Debate, Escalation Management, Financial Analysis, Policy and Procedure, Policy and Regulation, Product Knowledge, Risk Controls and Monitors, Risk Identification and Assessment.<p>
-</p><p><b>
Other Relevant Skills
</b></p>For complementary skills, please see above and/or contact the recruiter.<p>
-</p><p><i>
Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.</i></p><p></p><p><i><br>
If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review </i><i>Accessibility at Citi</i><i>.</i><br>
<br>
<i>View Citi&rsquo;s </i><i>EEO Policy Statement</i><i> and the </i><i>Know Your Rights</i><i> poster.</i></p></div>

FlapKap

<div><ul><li>Conduct thorough analysis of financial statements, credit reports, and other relevant data to assess the creditworthiness of individuals and businesses.</li></ul><ul>
<li>Evaluate the financial health of borrowers by analyzing their income, debt levels, and liquidity.</li>
<li>Assess the risk associated with extending credit and make recommendations for credit approvals or rejections.</li>
</ul><ul><li>Prepare detailed credit reports and summaries for internal and external stakeholders.</li>
<li>Monitor and manage the credit exposure of existing borrowers by reviewing financial statements and conducting periodic risk assessments.</li>
<li>Stay updated on industry trends, economic indicators, and regulatory changes that may impact credit risk.</li>
<li>Collaborate with other departments, such as sales and underwriting, to gather and analyze necessary information for credit evaluations.</li>
<li>Provide guidance and support to junior credit analysts in their analysis and decision-making processes.</li>
<li>Develop and maintain relationships with clients, ensuring clear communication and understanding of credit terms and conditions.</li>
<li>Assist in the development and implementation of credit policies, procedures, and risk assessment models to improve overall credit management.</li>
</ul><p><b>
Requirements</b></p><ul>
<li>
Strong analytical and problem-solving skills, with the ability to analyze complex financial data and draw accurate conclusions.</li>
<li>In-depth knowledge of financial analysis techniques, credit risk assessment, and industry best practices.</li>
<li>Proficient in using financial analysis software and tools.</li>
<li>Excellent written and verbal communication skills, with the ability to present complex financial information in a clear and concise manner.</li>
<li>Attention to detail and high level of accuracy in analyzing and interpreting financial data.</li>
<li>Ability to work independently and manage multiple priorities in a fast-paced, deadline-driven environment.</li>
<li>Strong interpersonal skills, with the ability to build and maintain effective relationships with clients and internal stakeholders.</li>
<li>Sound judgment and decision-making abilities, with the ability to assess risks and make recommendations accordingly.</li>
<li>Proficient in Microsoft Office Suite, particularly Excel, for financial analysis and reporting purposes.</li>
<li>Strong ethical standards and adherence to confidentiality requirements.</li>
</ul><p><b>
Benefits</b></p><ul><li>
Competitive Salaries
</li></ul><ul><li>Private Health Insurance</li>
<li>A highly collaborative team environment that will support your professional and personal growth
</li><li>Work From Home</li>
<li>Training &amp; Development</li>
<li>Performance Bonus</li></ul></div>

Senior Credit & Risk Analyst - SME - UAE Residents

Natixis CIB Dubaï

<div><h2 class="jobSectionHeader"><b>Description de l&rsquo;entreprise</b></h2><br>
<div><div><div><div>Natixis is a French multinational financial services firm specialized in asset &amp; wealth management, corporate &amp; investment banking, insurance and payments. A subsidiary of Groupe BPCE, the second-largest banking group in France through its two retail banking networks, Banque Populaire and Caisse d&rsquo;Epargne, Natixis counts nearly 16,000 employees across 38 countries. Its clients include corporations, financial institutions, sovereign and supranational organizations, as well as the customers of Groupe BPCE&rsquo;s networks.<br>
<br>
Natixis Middle East is focused on:<br>
<br>
<li>Structured finance in our four core sectors, Natixis being one of the leading banks in financing renewable energy.</li><br>
<br>
<li>Global Markets, Fixed Income, Equities and Commodities.</li><br>
<br>
<li>Trade Finance Solutions</li><br>
<br>
<li>Islamic Finance</li><br>
<br>
<li>Investment Banking, DCM, ECM and M&amp;A</li><br>
<br>
<li>Coverage</li><br>
<br>
Natixis Middle East region spans 14 countries from Egypt to Turkey, but our main focus is in the GCC countries.</div><br>
</div><br>
</div></div><br>
<h2 class="jobSectionHeader"><b>Poste et missions</b></h2><div><br>
<div><div><div><b>Position</b></div> <div>Analyst, Full time</div>
</div><br>
<div><div><b>Department</b></div> <div>Corporate and Investment Banking - Global Trade</div>
</div><br>
<div><div><b>Location</b></div> <div>Dubai, DIFC</div>
</div><br>
<div><div><b>Report to</b></div> <div>Head of Global Trade DIFC Branch</div>
</div><br>
<div><div><b>About us</b></div>
<div><p>Join our dynamic team at Natixis DIFC Branch!</p><p><br>
</p><p>Natixis is a French multinational financial services firm specialized in asset &amp; wealth management, corporate &amp; investment banking, insurance and payments. A subsidiary of Groupe BPCE, the second-largest banking group in France through its two retail banking networks, Banque Populaire and Caisse d&rsquo;Epargne, Natixis counts nearly 16,000 employees across 38 countries. Its clients include corporations, financial institutions, sovereign and supranational organizations, as well as the customers of Groupe BPCE&rsquo;s networks.</p><p><br>
</p><p>Natixis DIFC Branch is focused on:</p>
<ul><li>Global Trade solutions</li>
<li>Infrastructure and Energy Finance</li>
<li>Global Markets, Fixed Income, Equities and Commodities.</li>
<li>Islamic Finance</li>
<li>Investment Banking, DCM, ECM and M&amp;A</li>
<li>Coverage</li></ul><br>
<p></p><p>Natixis DIFC Branch regional scope spans 15 countries from Middle East (including Turkey), Caucasus &amp; Central Asia.</p><p><br>
</p><p>Global Trade is a key contributor to Natixis DIFC growth. specializing in Trade Finance, Working Capital, Treasury and Structured Export Solutions addressing a diverse portfolio of clients&rsquo; needs, including corporations, financial institutions, commodity merchants, private capital funds, and insurance companies</p><p><br>
</p></div></div><br>
<div><div><b>Job Purpose</b></div>
<div><p>We are seeking a talented and motivated Analyst to join our team.</p><p><br>
</p><p>As Analyst, in cooperation with senior originators, you will play a crucial part in Global Trade team by actively contributing to the execution of Global Trade solutions such as letters of credit, structured trade financing, supply chain financing, receivables financing, and contract monetization, mid to long term structured financings, in line with NATIXIS&rsquo; sectorial strategy.</p><p><br>
</p><p>This is an exciting opportunity to work in a fast-paced international environment and to contribute to supporting international trade and financing of major international contracts/investments across diverse sectors such as Energy Transition, Metals, Mining, Social Infrastructure, Power, as well as Space, Defense, and Telecom.</p><p><br>
</p><p>You will work in an international environment, within a community of experts who place excellence, impact, and collective action at the heart of everything they do.</p><p><br>
</p><p>As a Top Employer, we place our employees at the center of our attention. Internal mobility, career development, and training programs allow you to grow and thrive throughout your journey.</p>
<p>You will operate in a hybrid work environment that is inclusive and promotes collaboration.</p></div><br>
</div><br>
<div><div><b>Key Responsibilities &amp; Accountabilities</b></div>
<div><div><ul><li>Preparing credit files presented to internal decision-making bodies;</li></ul>
<ul><li>Assisting senior business officers in preparing commercial offers;</li></ul>
<ul><li>Monitoring the implementation of approved operations (legal documentation, disbursement, profitability measurement).</li></ul>
<ul><li>Contribute to the business line reporting</li></ul>
<ul><li>From time to time, participate in assigned transversal projects / initiatives</li></ul>
</div></div></div><br>
<div><div><b>Qualification &amp; Experience Qualifications</b></div> <div>A graduate of a business school, engineering school, or equivalent university, you possess a strong background in finance.</div>
</div><br>
<div><div><b>Experience:</b></div> <div>Experience in the banking industry, audit or financial advisory firm with exposure to corporate finance, debt, working capital .</div>
</div><br>
<div><div><b>Competencies and skills</b></div>
<div><ul><li>A structured approach to credit analysis with strong ability to articulate credit judgment both verbally and in writing, including skilled at spreadsheets and financial model analysis</li>
<li>Economic and financial culture to monitor market trends and product developments to enhance client offerings.</li>
<li>You are a team player with a strong ability to work in a multi-cultural local organization within a larger international Group</li>
<li>Ability to adapt to work efficiently in a small local organization within a larger international Group while demonstrating entrepreneurial capacities and willingness to go the extra miles when necessary;</li>
<li>Excellent communication and interpersonal skills.</li></ul><br>
<p></p><ul><li>The job holder also requires
<ul><li>Fluent in English (min C1 Level);</li>
<li>Proficiency in Turkish language or Arabic would be an advantage</li></ul></li><br>
</ul></div></div><br>
<p></p><div><div><b>External relationships</b></div> <div>Clients of Natixis DIFC Branch or any other relevant Natixis CIB location, external law firms, external advisors, other banks involved in syndication</div>
</div><br>
<div><div><b>Internal relationships</b></div> <div>Coverage, Green and Sustainable Hub (GSH), Operations, Credit, Legal, Compliance, Portfolio, Finance, Insurance, Syndication, other Origination teams within Global Trade, Real Assets,</div><br>
</div><br>
</div></div><br>
<h2 class="jobSectionHeader"><b>Profil et comp&eacute;tences requises</b></h2><p><br>
See below</p></div>

Analyst – Corporate Trade Origination

Explore 286+ Credit analyst in Dubai this January. Find roles across top companies and apply now to boost your career.

286 credit analyst jobs IN Dubai

Underwriting Credit Analyst - Officer

Junior Credit Analyst

Underwriting Credit Analyst - Officer

Credit Risk Analyst (UAE Nationals Only)

Credit Risk Analyst (UAE Nationals Only)

Senior Credit & Risk Analyst - SME - UAE Residents

Analyst – Corporate Trade Origination