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Commercial Bank International

<div>
 <p>
  <strong>
   Job Purpose:
  </strong>
 </p>
 <p>
  <br/>
 </p>
 <p>
  Responsible for marketing solicitation of new corporate relationships for both Assets &amp; Liabilities. Directly responsible for handling corporate borrowing portfolio growth, quality &amp; profitability.
 </p>
 <p>
  <br/>
 </p>
 <p>
  <br/>
 </p>
 <p>
  <strong>
   Duties and Responsibilities:
  </strong>
 </p>
 <p>
  <br/>
 </p>
 <p>
  a) Monitor credit quality of portfolio for risk recognition &amp; assigning proper risk rating for each relationship.
 </p>
 <p>
  b) Develop marketing plan to identify corporate relationships within the accepted industries. Solicit new corporate relationships. Ensure quality of portfolio is satisfactory.
 </p>
 <p>
  c) Directly responsible to manage corporate customers portfolio &amp; other relationship manager portfolio. (Number of relationships and average size of the portfolio to be agreed with the Team Leader.)
 </p>
 <p>
  d) Develop marketing plan to identify corporate relationships within the accepted industries. Solicit new corporate relationships. Ensure quality of portfolio is satisfactory.
 </p>
 <p>
  e) Be highly responsive to customer needs and ensure high level of satisfaction of Clients in portfolio.
 </p>
 <p>
  f) Ensure quality of portfolio is maintained, with no direct credit losses.
 </p>
 <p>
  g) Maximize profitability, achieve business growth and targeted market share as per objectives.
 </p>
 <p>
  h) Pro-act to changes in marketplace.
 </p>
 <p>
  i) Ensure all documentation is valid and complete in assigned portfolio.
 </p>
 <p>
  j) Provide competitive market information.
 </p>
 <p>
  k) Achieve consistent growth in profits and business ensuring quality assets, in a highly competitive environment.
 </p>
 <p>
  l) Participate in the team's strategy planning.
 </p>
 <p>
  m) Interact with the Credit Risk Management and Advances Division to resolve their queries regarding credit proposals.
 </p>
 <p>
  n) Prepare credit packages if the Relationship Officer and Credit Analyst are not available.
 </p>
 <p>
  o) Monitor the performance of assigned employees; provide opportunities for their growth and development.
 </p>
 <p>
  p) Handle the Team Leader's responsibilities when he/she is on leave, business trips and other instances as agreed.
 </p>
 <p>
  q) Assist HCBG/ TL with various management reports in order to be put on the path for career growth.
 </p>
 <p>
  r) Perform any other duties or responsibilities consistent with the role as assigned by management.
 </p>
 <p>
  s) Responsible for all relationships within his/her portfolio including but not limited to the money laundering, financing of terrorism and sanctions risks associated with each customer.
 </p>
 <p>
  t) Always acts in the best interest of CBI to highlight any concerns related to a customer&rsquo;s personal and / or financial behaviors and activities.
 </p>
 <p>
  u) Responsible for ensuring that all actions required by Internal / External Audit are completed in a timely manner; and where any actions are passed their agreed due date, these should have explicit and minute approvals from the CEO.
 </p>
 <p>
  v) Takes ownership of exiting and / or restricting business relationships with existing, new clients or categories of clients where required, to avoid additional risk within own portfolio and across Segment books in general.
 </p>
 <p>
  w) Completes any actions required in relation to External Compliance; CBUAE and / or Compliance requests / interactions in line with the agreed timelines.
 </p>
 <p>
  x) Manages any actions and requests received by Internal compliance, in adherence to SOP, Policy, DOA, Corporate Governance and Brand guidelines against all agreed timeframes. In cases managed outside of the deadline, validation of all resolutions must be sought by the Head of Centralized Controls &amp; Governance.
 </p>
 <p>
  y) Responsible for ensuring both the quality of the client and all documentation through the Onboarding stages, to ensure minimal accounts are exited within the first 6 months.
 </p>
 <p>
  <br/>
 </p>
 <p>
  <strong>
   Education:
  </strong>
 </p>
 <p>
  <br/>
 </p>
 <p>
  &bull; Bachelors in Statistics or Accounting.
 </p>
 <p>
  <br/>
 </p>
 <p>
  <strong>
   Experience:
  </strong>
 </p>
 <p>
  <br/>
 </p>
 <p>
  &bull; Minimum 8 year's experience in corporate banking, preparing proposals, performing customer analysis, developing and implementing marketing plans, handling a wide range of issues pertaining to credit proposals, reviewing, managing assigned portfolio and employees.
 </p>
 <p>
 </p>
</div>


Senior Relationship Manager - Corporate & Transaction Banking

Bespoke Smart financial services

<p><b>Position:</b> Relationship Officer &ndash; Credit Card Sales<br/><b>Location:</b> Dubai</p><p>We are seeking a <b>dynamic and self-motivated Relationship Officer</b> to join our growing team in Dubai. This role focuses on promoting and selling credit card products, building strong customer relationships, and delivering exceptional service while consistently achieving sales targets.</p><p><b>Key Responsibilities</b></p><ul><li>Proactively promote and sell credit card products to prospective customers through direct sales channels.</li><li>Assess customer needs and recommend suitable credit card solutions.</li><li>Consistently achieve or exceed monthly and quarterly sales targets.</li><li>Ensure full compliance with bank policies, procedures, and regulatory guidelines.</li><li>Deliver excellent after-sales service to maximize customer satisfaction and loyalty.</li><li>Coordinate with internal teams to ensure smooth processing of applications and prompt resolution of customer queries.</li></ul><p><b>Qualifications &amp; Skills</b></p><ul><li>Strong communication, negotiation, and interpersonal skills.</li><li>Target-driven with a passion for sales and customer engagement.</li><li>Ability to work independently and as part of a team in a fast-paced environment.</li><li>Fluency in English; knowledge of additional languages is a plus.</li></ul><p>Job Types: Full-time, Permanent, Fresher</p><p>Pay: From AED3,000.00 per month</p>

Relationship Officer – Credit Card Sales role in Dubai

Oilmar DMCC

<div>
 <p>
  Job Summary:
 </p>
 <p>
  We are seeking an experienced Credit &amp; Compliance Manager to oversee both the credit risk and regulatory compliance functions. This role will lead a team of credit analysts while ensuring the company adheres to international trade, financial, and compliance regulations. The successful candidate will balance supporting commercial growth with protecting the company from credit losses, legal risks, and compliance breaches.
 </p>
 <p>
  <br/>
 </p>
 <p>
  Key Responsibilities:
 </p>
 <p>
  Credit Management
 </p>
 <p>
  &bull; Lead and mentor the credit team, ensuring robust credit analysis and effective risk mitigation.
 </p>
 <p>
  &bull; Establish, review, and enforce credit policies, procedures, and approval frameworks.
 </p>
 <p>
  &bull; Conduct counterparty risk assessments and approve credit limits in line with internal risk appetite.
 </p>
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  &bull; Monitor ongoing credit exposures, overdue payments, and counterparty performance.
 </p>
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  &bull; Maintain relationships with banks, insurers, and rating agencies to support credit decisions.
 </p>
 <p>
  &bull; Deliver timely risk reporting and recommendations to senior management and traders.
 </p>
 <p>
  <br/>
 </p>
 <p>
  Compliance Management
 </p>
 <p>
  &bull; Oversee company-wide compliance programs, including AML, sanctions, and anti-bribery policies.
 </p>
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  &bull; Ensure all counterparties undergo thorough KYC and due diligence processes.
 </p>
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  &bull; Monitor regulatory developments affecting commodity trading and marine fuels markets.
 </p>
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  &bull; Liaise with external regulators, auditors, and legal advisors to ensure adherence to compliance obligations.
 </p>
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  &bull; Develop internal training programs to strengthen compliance awareness across the business.
 </p>
 <p>
  &bull; Conduct periodic compliance audits and risk assessments, recommending corrective actions where needed.
 </p>
 <p>
  <br/>
 </p>
 <p>
  Leadership &amp; Collaboration
 </p>
 <p>
  &bull; Act as a key business partner to trading, operations, legal, and finance teams.
 </p>
 <p>
  &bull; Support commercial teams by balancing business opportunities with prudent risk and compliance controls.
 </p>
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  &bull; Report regularly to senior management on credit exposures, compliance risks, and mitigation strategies.
 </p>
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  &bull; Foster a culture of integrity, accountability, and responsible trading within the organization.
 </p>
 <p>
  <br/>
 </p>
 <p>
  Requirements:
 </p>
 <p>
  &bull; Bachelor&rsquo;s degree in Finance, Economics, Business (Master&rsquo;s degree or professional certifications such as CFA, FRM, ACAMS, ICA are an advantage).
 </p>
 <p>
  &bull; 5+ years of experience in credit risk and compliance, with at least 3 years in a managerial role.
 </p>
 <p>
  &bull; Strong knowledge of commodity or marine fuels trading, shipping, or energy markets.
 </p>
 <p>
  &bull; Proven track record in managing credit risk frameworks and compliance programs.
 </p>
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  &bull; Familiarity with trade finance, credit insurance, sanctions regimes, and AML regulations.
 </p>
 <p>
  &bull; Exceptional leadership, analytical, and decision-making skills.
 </p>
 <p>
  &bull; Strong communication and stakeholder management abilities, with a commercial mindset.
 </p>
 <p>
  &bull; Ability to work effectively in a fast-paced, international trading environment.
 </p>
</div>


Credit & Compliance Manager

Century Bank Brokers

<p><b>Job Summary:</b></p><p>As a <b>Credit Card Sales Agent</b>, you will be responsible for promoting and selling credit cards to potential customers. Your role involves direct sales, whether through retail outlets, phone calls, or fieldwork, to drive credit card acquisition. You will engage with customers, explain product benefits, and help them choose the best credit card options suited to their needs. Achieving sales targets, maintaining excellent customer service, and building long-term customer relationships are key components of this position.</p><p><b>Key Responsibilities:</b></p><ul><li><b>Identify and approach potential customers:</b> Engage with customers in person, via phone, or through digital platforms to promote credit card products.</li><li><b>Explain product features:</b> Clearly communicate the benefits, features, and terms of credit card products, ensuring customers understand the application process, eligibility, and fees.</li><li><b>Achieve sales targets:</b> Meet or exceed monthly and quarterly sales quotas as set by the sales manager or organization.</li><li><b>Customer acquisition:</b> Guide customers through the application process, assist with document collection, and ensure smooth onboarding.</li><li><b>Maintain customer relationships:</b> Offer post-sale support, answer customer inquiries, and provide solutions to ensure a positive experience.</li><li><b>Stay updated on product knowledge:</b> Keep up-to-date with the latest credit card products, terms, promotions, and competitors to provide the best service.</li><li><b>Cross-sell products:</b> Where applicable, recommend other financial products (e.g., loans, savings accounts) based on customer needs.</li><li><b>Ensure compliance:</b> Adhere to all relevant regulations and policies regarding the sales of credit card products, including privacy and confidentiality.</li></ul><p><b>Requirements:</b></p><ul><li><b>Education:</b> High school diploma or equivalent (Bachelor's degree preferred).</li><li><b>Experience:</b></li><li>Prior experience in sales, particularly financial products or retail, is preferred.</li><li>Knowledge of credit card products and services is a plus.</li><li><b>Skills:</b></li><li>Strong communication and interpersonal skills.</li><li>Persuasive and confident with an ability to close sales.</li><li>Customer-service oriented with problem-solving capabilities.</li><li>Self-motivated, target-driven, and able to work independently.</li><li><b>Other Requirements:</b></li><li>Ability to work flexible hours, including weekends if necessary.</li><li>Knowledge of CRM systems or sales software is an advantage.</li><li>Willingness to travel locally for client meetings (if required).</li></ul><p><b>Benefits:</b></p><ul><li>Competitive salary plus commission/bonus based on performance.</li><li>Opportunities for career advancement and professional development.</li><li>Health insurance and other company benefits (if applicable).</li><li>Sales training and continuous product education provided.</li></ul><p>Job Type: Full-time</p><p>Pay: AED3,000.00 - AED6,000.00 per month</p>

Relationship Officer: Credit Card and Personal Loans

Commercial Bank of Dubai

<div><div><div><div><div>Description</div>
<div><div>Operating in the UAE for over 50 years, CBD manages the financial requirements of some of the largest corporates and businesses operating in the country, driving the UAE economy. Over the years, CBD has transformed into a progressive and modern banking institution winning multiple awards for its digital initiatives, credit cards, bank accounts, mobile app features and services.</div><div></div><div><br>
CBD has been recognized as the number one bank in the UAE on the Forbes list of The World&rsquo;s Best Banks 2022.</div><div></div><div><br>
As we continue to build upon our successes, we are looking for ambitious individuals who are passionate about the banking and finance industry and the markets in which CBD operates. Just as important to us is your ability to demonstrate a talent for dealing with people - your colleagues and our customers - and delivering service that really goes the extra mile.</div><div></div><div><br>
You will supervise the team responsible for documentation, fit-to-lend checks, mortgage execution, and document safekeeping, ensuring all activities meet agreed service standards (SLAs). You will foster a proactive culture to achieve excellent results through effective management and mentoring. Address problems and assess ideas to reach shared objectives. Collaborate with stakeholders to develop best practices for banking operations and offer guidance on documentation for compliance and legal aspects of facility disbursement.</div><div></div><div><b><br>
Roles and Responsibilities:</b></div><div>
Ensure Quality Asset Management by:</div><br>
<div></div><ul><li>
Ensure Credit Middle Office policies and procedures of the Bank are strictly followed in line with Bank&rsquo;s Credit policies and as per relevant guidelines of UAE Central Bank/Government</li><li>
Adhere to UAE laws and regulations regarding all collaterals and the legality of documents used in coordination with the legal department, review and ensure drafting of facility offer letters/loans agreements are as per Credit application approved by the required delegation authority and also in line with the documentation SOPs for all Wholesale Banking credit facilities including conventional and Islamic Accounts &ndash; which will cover NTB /Renewal/Amendment requests.</li><li>
Ensure documentation procedures are followed in the finalization of facility offer letters/ loans documentation, collateral documentation &amp; other required documents by covering all the legal aspects.</li><li>
Ensure the fit to lend checks are carried out as per the documentation procedure &amp; all collateral documentation including mortgages are executed, CP&rsquo;s met etc. as per Credit approval before authorizing CMO limits &amp; collateral management unit to release limits.</li><li>
Ensure all deferrals approved by Credit are communicated to CMO limits &amp; collateral management unit for tracking. Also, periodic follow up to make sure those deferrals &amp; deficient documents are cleared on timely basis to keep the facility documentation perfected to mitigate credit &amp; legal risk. As and when it&rsquo;s required inform management with the current status along with action taken.</li><li>
Ensure lodgement &amp; safekeeping of facility documentation are happening on timely basis and vault operation is carried out as per the safekeeping policy in the documentation SOP.</li><li>
Ensure periodic inspections are carried out to check the tangible collateral including bank&rsquo;s liens are registered with respective authorities as per the statutory requirement.</li><li>
Ensure all required approvals are in place before authorizing any release of original documents / securities.</li><li>
Ensure the team duties are executed to ensure quality and minimise potential loss. Continuously monitor the efficiency of the workflow of the team to ensure timely preparation /execution of documents within agreed turnaround time as specified in the SLA&rsquo;s</li><li>
Constant review of day-to-day functions of the team and ensure all activities are performed as per policies &amp; procedures.</li></ul><div></div><div><br>
In General:</div><ul><li>
Manage, develop skills, provide required training, give empowerment, and motivate staff to ensure team objectives are met, including staff&rsquo;s individual goals.</li><li>
Measure and monitor the standard processing time and transaction volumes. Bring improvement to productivity through bench marking.</li><li>
Maintain KPI &amp; balance scorecard for staff including due recognition for good performers.</li><li>
Prioritize and allocate the daily work for officers and senior staff to ensure the timely completion of the work processes to support the DH in achieving the departmental objectives</li><li>
Ensure all related MIS reports (SLA, TAT, Activity report, transaction report, Operations risk, Internal control check list etc.) are completed / submitted as per stipulated timelines</li></ul></div><br>
<div></div>
</div></div><div><div><div>Requirements</div>
<div><div><b>QUALIFICATIONS</b></div><ul><li>
Bachelor&rsquo;s degree, preferable Finance.</li><li>
MS office proficiency especially word, excel, spreadsheets etc</li><li>
Sound knowledge on functioning of Core system and other satellite systems.</li></ul><div>
</div><div><b>EXPERIENCE</b></div><ul><li>
Minimum 6 years of work experience in the banking sector with 3 years of experience in Credit documentation
</li><li>Sound Corporate Credit knowledge</li></ul><div>
</div><div><b>SKILLS</b></div><ul><li>
Excellent communication skills</li><li>
Written and spoken English.
</li><li>Good report writing skills</li><li>
Good Knowledge on Legal and Statutory requirements relevant to Banking</li><li>
Computer literate with strong working knowledge of business software applications, particularly word/excel and spreadsheets</li></ul><div><br>
</div><div><b>COMPETENCIES</b></div><ul><li>
Strong leadership qualities/Team Management</li><li>
Planning, Organizing &amp; Decision Making</li><li>
Analytical Thinking &amp; Problem Solving</li><li>
Concern for quality and for developing subordinates.</li><li>
High Level of commitment in every aspect of work &amp; CBD values</li></ul></div></div></div></div></div><p></p>

Manager, Credit Documentation - UAEN

Emirates Islamic

<div><p>To comply with country regulations, we are looking for UAE talent to fill this role.
</p><p><b>Job Responsibility:
</b></p><p>The primary purpose of this job is to assist Relationship Manager in
</p><ul><li>Preparing credit proposals and all related activities including spreads, contact clients for collection of documents and information.
</li><li>Managing the portfolio by ensuring execution of documentations and follow up for utilization of limits.
</li><li>Acting as a surrogate for the RM on a constant basis including daily transactions, past dues management and general management of account.
</li><li>Primarily responsible for managing the credit risk associated with the portfolio and ensuring high quality of the portfolio.
</li>Closely work with the Relationship Manager from the origination &amp; play a vital role in deal structuring to add good value from a credit/policy perspective.<br>
<li>
</li></ul><p></p><p><b>Job Skills &amp; Qualifications:
</b></p><ul><li>Relevant education with minimum of Bachelors&rsquo; Degree
</li>Atleast 2 years of SME / Corporate Credit Analysis experience<br>
<li>
</li></ul><p></p><p><b>What we offer you:
</b></p><ul><li>Competitive salary package
</li><li>Strong emphasis on work-life balance and wellbeing across the bank
</li><li>World-class Learning &amp; Development platform and career development
</li><li>Generous annual leave entitlement and Private Healthcare
</li><li>Preferential banking facilities for employees</li></ul></div><p></p>

Assistant Relationship Manager - Business Banking (UAE Nationals Only)

<div>
 <p>
  <strong>
   Responsibilities:
  </strong>
 </p>
 <ul>
  <li>
   Monitor credit quality of portfolio for risk recognition &amp; assigning proper risk rating for each relationship.
  </li>
  <li>
   Develop marketing plan to identify corporate relationships within the accepted industries. Solicit new corporate relationships. Ensure quality of portfolio is satisfactory.
  </li>
  <li>
   Directly responsible to manage corporate customers portfolio &amp; other relationship manager portfolio.
  </li>
  <li>
   Develop marketing plan to identify corporate relationships within the accepted industries.
  </li>
  <li>
   Be highly responsive to customer needs and ensure high level of satisfaction of Clients in portfolio.
  </li>
  <li>
   Ensure quality of portfolio is maintained, with no direct credit losses.
  </li>
  <li>
   Maximize profitability, achieve business growth and targeted market share as per objectives.
  </li>
  <li>
   Ensure all documentation is valid and complete in assigned portfolio.
  </li>
  <li>
   Interact with the Credit Risk Management and Advances Division to resolve their queries regarding credit proposals.
  </li>
  <li>
   Monitor the performance of assigned employees; provide opportunities for their growth and development.
  </li>
  <li>
   Assist HCBG/ TL with various management reports in order to be put on the path for career growth.
  </li>
  <li>
   Responsible for all relationships within his / her portfolio, including but not limited to transaction monitoring; money laundering; sanctions; and terrorism finance.
  </li>
  <li>
   Manages any actions and requests received by Internal compliance, in adherence to SOP, Policy, DOA, Corporate Governance and Brand guidelines against all agreed timeframes.
  </li>
 </ul>
 <p>
 </p>
 <p>
  <strong>
   Experience &amp; Qualifications
  </strong>
 </p>
 <ul>
  <li>
   6-8 years' of extensive experience in corporate banking.
  </li>
  <li>
   Preferred Banking industry experience.
  </li>
  <li>
   MBA/Bachelor with a specialization in finance, marketing or equivalent qualification.
  </li>
 </ul>
</div>


Associate Vice President Corporate & Transaction Banking - Emirati Talents

Explore 2051+ Credit relationship manager in Dubai this September. Find roles across top companies and apply now to boost your career.