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corporate banking full time analyst, dubai, uae Jobs in Dubai

credit risk analyst

HSBC

<p></p><div><p><b>Analyst (UAE National Role) &ndash; Business Credit Office - Job ID: 28227</b></p><p></p><p><b><br>
Some careers shine brighter than others.</b></p><p>
If you&rsquo;re looking for a career that will help you stand out, join HSBC and fulfil your potential.</p><p></p><p><br>
HSBC Corporate and Institutional Banking (CIB) is an emerging markets-led, financing-focused business that provides investment and financial solutions. Through our international network, we connect emerging and mature markets, covering key growth areas. We partner with our corporate, government and institutional clients to help them achieve consistent, long-term performance. Our products and services include advisory, financing, prime services, research and analysis, securities services, trading and sales and transaction banking.</p><p></p><p><br>
Credit &amp; Capital Management Services (CCMS) under CIB are in the process of implementing a new, modern, and consistent E2E operating model. A key component of this operating model is the introduction of a first line credit management office, the Business Credit Office (BCO). The BCO function will complete tasks currently owned by multiple actors in the management of the first line credit risk responsibilities including structuring, credit analysis and rating recommendation, client credit monitoring tasks, credit terms and docs negotiation with WCMR and clients acting as a single handoff from a RM to the BCO for all Credit &amp; Lending (C&amp;L) tasks, creating a single control point. The function will be client facing and customer service orientated.</p><p></p><p><br>
We are currently seeking an ambitious UAE National to join the team as an Analyst who will provide credit advisory and support services to BCO Managers and Relationship Managers (RMs) / Coverage. The role holder is responsible for co-ordinating and completing credit applications or renewals as well as managing risk escalation. In discharging their duties, the role holder must implement a common, reliable, and predictable underwriting and lending process, that protects the business from exposure, whilst responding to clients borrowing needs. The role holder will report to the BCO Manager and will work closely with the Coverage and Transaction Support teams to ensure seamless customer experience and consistency of service for all customers.</p><p></p><p><b><br>
In this role, the key responsibilities will include:</b></p><p></p><ul><li><br>
Responsible for the delivery of BCO tasks in line with agreed OKRs, SLAs and KPIs</li><li>Support the end-to-end Credit &amp; Lending servicing journey, ensuring a seamless and efficient process for both customers and internal stakeholders</li><li>Assist the Relationship Manager with credit analysis and the timely submission of credit proposals for facilities for both existing and prospective clients</li><li>Liaise with relevant teams for the preparation of facility letter and any other internal security documents. Ensure completeness of security documentation prepared by external legal counsel.</li><li>Proactively manage the credit quality of the supported portfolio by i) conducting periodic credit reviews; ii) tracking and reporting of compliance with covenants and conditions of approval; and iii) promptly escalating deviations to the Risk team for resolution.</li><li>Actively participate in training sessions to continue to develop credit skills, product knowledge, industry knowledge and client management skills.</li><li>Ensure the consistent application of HSBC policies and adherence to regulatory, financial, and legal standards to minimise business and reputational risks</li><li>Support the BCO Manager and Team Lead on ad-hoc requirements and other strategic initiatives to streamline and simplify end-to end credit &amp; lending process</li><li>Participate in deal discussions and meetings with clients as required</li><li>Protect the Bank by acting as First Line of Defence and adhering to all controls</li><li>Maintain HSBC internal control standards, including timely implementation of internal and external audit recommendations, along with addressing any issues raised by external regulators.</li></ul><p></p><p><b><br>
To be successful in the role, you should meet the following requirements:</b></p><p></p><ul><li><br>
Experience gained at a boutique advisory or big four institution is highly preferred</li><li>Bachelor&rsquo;s degree in business, Finance or a related field is desirable</li><li>Analytical with a keen eye for details</li><li>Comprehensive understanding of risk management and proven experience in ensuring compliance (self and others) with organisational and regulatory requirements</li><li>Strong communication and interpersonal skills, with the ability to collaborate effectively with diverse stakeholders</li><li>A graduation degree is essential for obtaining a UAE visa and work permit. If your university certificate is from outside the UAE, up-to-date attestations and equivalency are also mandatory (Recognition of Higher Education Qualifications Issued Outside The UAE).&rdquo;</li></ul><p><br>
You&rsquo;ll achieve more at HSBC.<br>
HSBC is committed to building a culture where all employees are valued, respected and opinions count. We take pride in providing a workplace that fosters continuous professional development, flexible working and opportunities to grow within an inclusive and diverse environment. Personal data held by the Bank relating to employment applications will be used in accordance with our Privacy Statement, which is available on our website.<br>
Issued by The Hong Kong and Shanghai Banking Corporation Limited.<br>
</p><p></p><p>Management of Risk<br>
The jobholder will ensure the fair treatment of our customers is at the heart of everything we do, both personally and as an organisation, and promote an environment that supports diversity and reflects the HSBC brand.<br>
The jobholder will also continually reassess the operational risks associated with the role and inherent in the business, taking account of changing economic or market conditions, legal and regulatory requirements, operating procedures and practices, management restructurings, and the impact of new technology. This will be achieved by ensuring all actions take account of the likelihood of operational risk occurring. Also by addressing any areas of concern in conjunction with line management and/or the appropriate department.</p></div>

Analyst (UAE National Role) - Business Credit Office

Commercial Bank of Dubai

The Role
<br>Operating in the UAE for over 50 years, CBD manages the financial requirements of some of the largest corporates and businesses operating in the country, driving the UAE economy. Over the years, CBD has transformed into a progressive and modern banking institution winning multiple awards for its digital initiatives, credit cards, bank accounts, mobile app features and services. CBD has been recognized as the number one bank in the UAE on the Forbes list of The World's Best Banks 2022. As we continue to build upon our successes, we are looking for ambitious individuals who are passionate about the banking and finance industry and the markets in which CBD operates. Just as important to us is your ability to demonstrate a talent for dealing with people - your colleagues and our customers and delivering service that really goes the extra mile. Job Purpose: Maintain good relationships with Corporate clients, and assist RMs in keeping successful, optimal business with them Principal Accountabilities: Process renewals and new credit proposals. Process excess and isolated requests for existing customers in timely and professional manner, with minimal involvement from the RM Ensure timely and accurate credit administrations through timely completion of annual reviews and regular monitoring of financials, covenants and other parameters within the review cycle. Proficient dealing with customer queries to provide appropriate solutions to enhance the customer satisfaction levels. Analyse and evaluate information given by the customer such as project reports, feasibility reports, balance sheets, cash flows etc. to structure the credit lines, balancing the risk and reward. Establish good liaison with customers for their day to day banking requirements and professionally manage security documentation requirements. Establish effective and professional communication both internal and external to ensure turnaround time within designated parameters and higher client satisfaction levels. Conduct customer visits, whenever required for business requirements. Monitor development and progress of Commercial deals and ensure quick action in case of any adverse development. Comply with internal audit requirements in line with the policy guidelines, to ensure high standards of uniformity and consistency across the Bank. Monitor the Early Warning Signs of deterioration of accounts and ensure to keep high quality of assets. Service and Quality Professional quality of credit proposals and internal / external communication, in line with the defined policies and procedures. Strong autonomy and ability to work independently of RM. Process excess and isolated requests for existing customers within defined TAT. Proficient dealing with customer queries to provide appropriate solutions to enhance the customer satisfaction levels Requirements Education & Experience: Degree in Economics or Finance or Business Management 3-4 years of experience of Corporate/Commercial Banking in a capacity of credit analyst / relationship officer with exposure to Corporate Banking in UAE
<br><br>
Requirements
<br><br>
About the company
<br>In 1969, when we at Commercial Bank of Dubai started out little did we know that sheer grit and determination would get us where we are today. An Emiri Decree issued by His Highness the Late Sheikh Rashid Bin Saeed Al Maktoum, the founder of modern Dubai, laid the cornerstone of Commercial Bank of Dubai. We started out as a joint venture of Commerzbank, Chase Manhattan Bank and Commercial Bank of Kuwait. A minority stake was held by a few UAE businessmen. By 1982, little more than a decade later, we evolved into a National Public Shareholding company. A feat complimented by an exponential increase in the capital base and mammoth restructuring of our operations. The feather in the cap came when the Government of Dubai became a key shareholder. Over the decades, we have transformed ourselves into a progressive and modern banking institution. We are supported by a sturdy financial base and reigned by a strong and stable management. The proof of which lies with our customers who have stood by us over the years.

Senior Relationship Officer, Corporate Banking

Jex Recruitment | Connecting top talent with leading companies

<div>
 <p>
  <strong>
   Data Scientist &ndash; Credit Risk (Financial Services)
  </strong>
 </p>
 <p>
  Dubai (Hybrid)
 </p>
 <p>
  <br/>
 </p>
 <p>
  We&rsquo;re working with a leading financial services organisation in Dubai looking to hire a
  <strong>
   Data Scientist
  </strong>
  focused on
  <strong>
   credit risk modelling and portfolio analytics
  </strong>
  .
 </p>
 <p>
  <br/>
 </p>
 <p>
  <br/>
 </p>
 <p>
  💡
  <strong>
   What you&rsquo;ll be doing
  </strong>
 </p>
 <p>
  &bull; Build and enhance credit risk models across retail or corporate portfolios
 </p>
 <p>
  &bull; Analyse large financial datasets to identify risk trends, portfolio performance, and early warning signals
 </p>
 <p>
  &bull; Support IFRS9 provisioning, stress testing, and capital modelling initiatives
 </p>
 <p>
  &bull; Work with structured and alternative datasets to improve segmentation and predictive insight
 </p>
 <p>
  &bull; Monitor portfolio health and deliver dashboards/reporting to key stakeholders
 </p>
 <p>
  &bull; Collaborate with risk, underwriting, and product teams to translate insights into actionable credit strategies
 </p>
 <p>
  &bull; Contribute to documentation, governance, and regulatory compliance of models
 </p>
 <p>
  <br/>
 </p>
 <p>
  ✅
  <strong>
   What we&rsquo;re looking for
  </strong>
 </p>
 <p>
  &bull; Experience within banking, fintech, or lending environments in a Data Science / Credit Risk Analytics capacity
 </p>
 <p>
  &bull; Hands-on
  <strong>
   model development experience
  </strong>
  across credit risk or lending models (PD, LGD, EAD, application or behavioural scorecards)
 </p>
 <p>
  &bull; Strong statistical background (logistic regression, decision trees, GBM, segmentation, survival analysis)
 </p>
 <p>
  &bull; Proficiency with Python or SAS plus SQL for data extraction and analysis
 </p>
 <p>
  &bull; Good understanding of the credit lifecycle and model monitoring / recalibration concepts
 </p>
 <p>
  &bull; Familiarity with IFRS9, Basel, stress testing, or model governance frameworks is highly desirable
 </p>
 <p>
  &bull; Ability to communicate insights clearly to non-technical stakeholders
 </p>
 <p>
 </p>
</div>


Senior Data Scientist

First Abu Dhabi Bank (FAB)

<div>
 Conduct detailed credit assessment and preparation of credit appraisal memos seeking approval for financing against residential and commercial real estate. The key purpose is to determine whether the borrower is eligible for financing and the requested credit facility is in line with the bank&rsquo;s risk appetite and Target Market Risk Acceptance Criteria (TM-RAC).
 <br/>
 <br/>
 <strong>
  Key Accountabilities
  <br/>
  <br/>
 </strong>
 <ul>
  <li>
   Review, analyse &amp; assess loan proposals keeping in mind the approved credit policies, procedures and market dynamics to produce high quality of credit assessment memos for underwriting purposes.
  </li>
  <li>
   Approve credit requests in line with any delegated credit authority, where allowed.
  </li>
  <li>
   Manage the allocated portfolio of clients in terms of timely annual reviews, monitoring delinquencies, early warnings, adherence to covenants, documentary deferrals etc and actively engage with the respective business counterparts on regular basis to address any credit related issues for the allocated portfolio.
  </li>
  <li>
   Given the High Networth and sensitive nature of the clientele, actively engage with the senior business counterparts (Area Managers/Executive Directors etc) to ensure that the proposed facility is adequately structured to meet the clients&rsquo; expectations within the bank&rsquo;s underwriting standards.
  </li>
  <li>
   Accompany the business counterparts to client meetings and to develop better understanding of the client and the proposed credit facility.
  </li>
  <li>
   Adhere to &amp; comply with departmental policies, standard operating procedures and practices so that the work is carried out in a smooth &amp; methodical manner.
  </li>
  <li>
   Exhibit consistency with organization&rsquo;s values and ethics at all times to demonstrate a value driven culture within the bank.
  </li>
  <li>
   Contribute towards continuous improvement and sustainability of policies, systems, process and methods in line with changing needs and requirements so as to efficiently carry out the duties.
  </li>
  <li>
   Have in-depth understanding of regulatory and internal bank policies.
  </li>
  <li>
   Exhibits good communication &amp; writing skills when preparing &amp; submitting credit proposals to approving authorities within the Bank.
  </li>
  <li>
   Guide and train a small team of credit analysts for credit underwriting.
   <br/>
   <br/>
  </li>
 </ul>
 <strong>
  Job Responsibilities
  <br/>
  <br/>
 </strong>
 <ul>
  <li>
   Analyse Client&rsquo;s audited financial statements/bank statements/Rental Roll Reports/ Collateral Details etc, look into client&rsquo;s credit history/credit reports/ system checks to meet bank&rsquo;s lending standards.
  </li>
  <li>
   In depth analysis of borrower&rsquo;s financial ratios like profitability, solvency, cashflow, debt service coverage ratios etc in order to ensure error free underwriting and ensuring that the borrower has sufficient repayment capacity to repay the proposed loan facilities.
  </li>
  <li>
   Review &amp; analyse re-structuring requests from the existing loan customers and recommend in line with the bank&rsquo;s policy/TM-RAC.
  </li>
  <li>
   To work out the credit risk rating and check RAROC of the customer as per the bank&rsquo;s portals.
  </li>
  <li>
   Ensure completeness &amp; accuracy of documentation submitted with the credit request in order to avoid fraud and/or delinquency in the future.
  </li>
  <li>
   To review the excess rental release request of the clients after reviewing the rental register and rental collection account.
  </li>
  <li>
   To work in co-ordination with other stakeholders such as Credit Administration, Collections, Operations etc and take up with business in case of non-compliance of terms and conditions.
  </li>
  <li>
   Review/Approve deferral or waiver requests given by the existing customers and recommend the same keeping in mind the credit risk involved.
  </li>
  <li>
   Approve and/or process the loan applications and service requests efficiently and within the agreed SLAs.
  </li>
  <li>
   Ensure completion and maintenance of the required departmental MIS as required on ongoing basis.
  </li>
  <li>
   Ensure that all the approved loans and proposal related documents are complete and stored in the common folder/system to safeguard any missing or misplaced documents.
  </li>
  <li>
   To be able to work in pressure conditions without compromising on the credit underwriting quality.
  </li>
  <li>
   To perform any additional Job-Related tasks/projects as and when assigned by Line Manager.
   <br/>
   <br/>
  </li>
 </ul>
 <strong>
  Qualification
  <br/>
  <br/>
 </strong>
 <ul>
  <li>
   Minimum Education required: Minimum Bachelor&rsquo;s degree preferably in Finance/Banking/ Commerce.
   <br/>
   <br/>
  </li>
 </ul>
 <strong>
  Experience
  <br/>
  <br/>
 </strong>
 <ul>
  <li>
   Minimum 10 years in Credit and/or Banking experience.
  </li>
 </ul>
</div>


AVP & Lead, Credit Management

Aswaar Consulting DMCC

<p><b>Overview:</b></p><p>We are seeking a hands-on Credit Controller <i><b>( preference for multi lingual candidates(other than sub-continental))</b></i> responsible for managing credit risk, accounts receivables, and revenue operations. The role focuses on ensuring credit decisions, maintaining receivables within approved limits, monitoring cash collection, and supporting accurate revenue accounting while ensuring compliance and documentation integrity.</p><p><b>Job Profile:</b></p><p><b>Credit &amp; Receivables Management</b></p><ul><li>Manage day-to-day credit decisions, including customer credit assessments.</li><li>Maintain credit limits and monitor customer creditworthiness.</li><li>Review receivables aging and initiate timely collection actions.</li><li>Set and track collection targets to maintain DSO within company policy.</li><li>Conduct regular customer reconciliations and resolve discrepancies promptly.</li></ul><p><b>Revenue Accounting</b></p><ul><li>Ensure compliance with applicable laws throughout the O2C cycle.</li><li>Record customer invoices, credit notes, general ledger entries, and perform reconciliations.</li><li>Manage customer receipts and payment processing.</li><li>Support month-end close activities and prepare basic financial reports.</li><li>Assist with audit requirements and ensure accurate financial transaction recording.</li></ul><p><b>Cross-Functional Support</b></p><ul><li>Support finance functions during monthly, quarterly, and year-end audits.</li><li>Assist treasury with cash flow forecasting and bank balance management.</li><li>Participate in process improvement initiatives to enhance operational efficiency.</li><li>Support budget preparation and variance analysis as required.</li></ul><p><b>Qualifications and Skills:</b></p><p>&middot; Masters degree in Accounting, Finance, or a related field.</p><p>&middot; ACCA, CIMA,or equivalent/ Credit Management certification (e.g., CICM); and experience in accounts receivable, credit control, or financial analysis. ( will preferred)</p><p>&middot; 3-5 years of relevant experience in similar roles (FMCG company Preferred)</p><p>&middot; Proficiency in Excel and other MS Office tools.</p><p>&middot; Experience using multiple integrated ERP systems (SAP preferred).</p><p>&middot; Knowledge of customer and market dynamics in the region.</p><p>&middot; Good communication skills, both written and verbal.</p><p>Job Type: Full-time</p><p>Pay: AED10,000.00 - AED12,000.00 per month</p><p>Application Question(s):</p><ul><li>Can you join immediately </li></ul><p>Experience:</p><ul><li>Credit Controller : 3 years (Preferred)</li></ul><p>License/Certification:</p><ul><li>&bull;	ACCA, CIMA, or equivalent/ Credit Management certification  (Preferred)</li></ul>

Credit Controller

KinFitz & Co.

<div>
 <p>
  Credit Manager (Trade Finance) &ndash; SME Lending
 </p>
 <p>
  <br/>
 </p>
 <p>
  <strong>
   The opportunity
  </strong>
 </p>
 <p>
  A fast-growing UAE fintech lender is hiring a
  <strong>
   Credit Manager
  </strong>
  to strengthen its
  <strong>
   trade finance
  </strong>
  approval capability. The business has scaled quickly and needs an experienced credit decision-maker who can
  <strong>
   approve or decline SME trade finance cases independently
  </strong>
  , at pace, while keeping risk discipline high.
 </p>
 <p>
  <br/>
 </p>
 <p>
  This is a hands-on role in a scaling team. You won&rsquo;t manage people initially, but you will guide analysts, improve case quality, and remove the credit approval bottleneck.
 </p>
 <p>
  <br/>
 </p>
 <p>
  <strong>
   Key details
  </strong>
 </p>
 <p>
  Work setup: Hybrid (3 days office, 2 days remote)
 </p>
 <p>
  <strong>
   What you&rsquo;ll be doing
  </strong>
 </p>
 <ul>
  <li>
   Take
   <strong>
    final credit decisions
   </strong>
   on SME trade finance cases within delegated authority
  </li>
  <li>
   Assess and structure facilities including
   <strong>
    working capital lines, invoice discounting, and reverse factoring
   </strong>
  </li>
  <li>
   Review analyst credit memos, challenge assumptions, and raise quality of analysis and documentation
  </li>
  <li>
   Spot fraud and operational risk flags early and push for the right mitigants
  </li>
  <li>
   Present and defend decisions in a risk committee setting when required
  </li>
  <li>
   Help standardise underwriting approaches and improve turnaround time without compromising quality
  </li>
  <li>
   Work closely with the Head of Credit and cross-functional stakeholders to keep approvals flowing
  </li>
 </ul>
 <p>
  <strong>
   What you need
  </strong>
 </p>
 <ul>
  <li>
   Minimum
   <strong>
    4 years
   </strong>
   of direct experience in
   <strong>
    trade finance credit
   </strong>
   (ideally 5 to 10 years overall credit experience)
  </li>
  <li>
   Strong exposure to
   <strong>
    SME lending
   </strong>
   in the UAE market (mandatory)
  </li>
  <li>
   Practical understanding of trade finance products and risk drivers:
   <strong>
    invoice discounting, reverse factoring, working capital facilities
   </strong>
  </li>
  <li>
   Comfortable operating in a fast-paced environment with high volumes and tight SLAs
  </li>
  <li>
   Strong written and verbal communication in English, able to justify approvals and declines clearly
  </li>
  <li>
   Confidence owning decisions, not relying on layers of committee approval for every case
  </li>
 </ul>
 <p>
  <strong>
   Nice to have
  </strong>
 </p>
 <ul>
  <li>
   Experience in fintech, alternative lending, or high-growth environments
  </li>
  <li>
   Prior involvement in credit policy refinement, delegated authority frameworks, or process improvements
  </li>
  <li>
   Experience working with data-led credit processes and rapid credit turnaround expectations
  </li>
 </ul>
</div>


Credit Manager - Trade Finance

Sumitomo Group

<p></p><div><div><div><div><div><div>17 Feb 2026
</div></div></div></div><div><div><div><div>Dubai, AE, PO Box 506
</div></div></div></div><div><div><div><div><p><i>SMBC: A trusted partner for the long term</i></p><br>
<p></p>
<p><i>Here at SMBC Group, we want to help you find the next step in your career so read on to discover if this opportunity is the one for you. We like to recognise potential in our people, so we welcome your application even when your experience doesn&rsquo;t perfectly align with the job description. Whilst we&rsquo;ll always strive to be better, we&rsquo;re proud of our inclusive culture, and encourage our applicants and colleagues to be their authentic, unique selves.</i></p><br>
<p></p>
<div><div><div><div>
Who we are</div>
</div><div><div>
United by a sense of purpose towards our customers &ndash; to be a trusted partner for the long-term &ndash; and our universal banking platform in EMEA, SMBC Group has an international growth agenda and award-winning products, meaning we provide exciting opportunities to work on a diverse range of projects and initiatives. We deliver a full suite of corporate finance products and solutions to our customers as well as investment banking and advisory services, and a range of innovative solutions in global capital markets. Read on to find out how you could enhance your skills and gain valuable experience, by joining us to support our clients transition to a sustainable future.</div>
</div></div><div><div><div>
Role Summary</div>
</div><div><ul><li>The VP Credit &amp; Execution Analyst is an integral part of the Execution Team. The VP will be responsible for supporting relationship managers in executing live transactions and managing the end-to-end deal process. This role bridges client coverage and execution by ensuring smooth transaction delivery, from origination through to closing.</li>
<li>The role requires providing comprehensive credit, structuring, and execution support to front office coverage bankers, including direct interaction with clients to gather information required for credit approvals, structuring, and negotiation of live deals including term sheets.</li>
<li>The VP Credit &amp; Execution Analyst acts as the first line of execution support, working closely with both clients and internal stakeholders to ensure that transactions meet client needs while complying with bank standards.</li>
<li>The role takes ownership of the transaction execution process &ndash; including credit applications, deal structuring, financial modelling, due diligence coordination, legal documentation, and closing &ndash; while maintaining ongoing communication with the client throughout.</li>
<li>Success in this role requires strong financial analytical skills, corporate finance knowledge and financial modelling skills, and sector expertise, combined with the ability to interface directly with clients, legal advisors, and internal risk and product teams.</li>
</ul></div></div><div><div><div>Business Area</div>
</div><div><ul><li>Middle East CIB is the principal coverage team in the Middle East for corporate clients (focusing on FIs, SWFs, Sovereigns and Corporates) across Saudi Arabia, UAE, Qatar, Kuwait and other GCC countries + Egypt, contributing revenues of c. $150m.</li>
<li>The business has around 65+ customers and the VP Credit &amp; Transaction Analyst prepares approximately 30 applications per year and manages relevant Credit and other deal related committees</li>
<li>This role is front office aligned, with responsibility for client coverage in the execution phase &ndash; ensuring clients experience a seamless process from origination to closing.</li>
<li>This role reports directly to Head of the Transaction Execution Team, operating under close supervision.</li>
<li>The role requires strong understanding of Corporate Finance theory, Corporate financial modelling skills and LMA documentation and may include knowledge of other financing approaches such as M&amp;A, trade, leasing and asset financing.</li>
<li>Main interfaces/relationships are with:</li>
</ul><ul><div><ul><li>Front Office Teams and department members up to GM level</li>
<li>Credit department, CPD, legal, other marketing departments (ECA, CBD1 &amp;2, GTFD, SPD etc), OAD, DCM and Derivatives, LCM, TD etc in EMEA</li>
<li>Other Global SMBC offices for specific transactions</li>
<li>Customers (financial and industrial), other banks and financial institutions, DFIs &amp; ECAs</li>
</ul></div></ul></div></div><div><div><div>Position Description</div>
</div><div><div><b>
Background</b></div>
<ul>
<li>The VP Credit &amp; Transaction Analyst primarily leads the execution of live transactions originated or pitched by the front office, including:</li>
<li>Supporting the structuring and execution of Corporate Finance transactions (RCF/Term Loans, M&amp;A financings, Trade Loans, Derivatives etc.)</li>
<li>Preparation and presentation of client-focused, high-quality transaction summary sheets</li>
<li>Drafting and coordinating credit applications and approvals, including direct discussions with clients to ensure timely provision of financial and business information</li>
<li>Drafting Term Sheets along with relationship managers for client pitches</li>
<li>Liaising with internal KYC teams to ensure timely KYC onboarding</li>
<li>Financial modelling and scenario analysis to support credit decision-making</li>
<li>Leading the negotiation and execution of financial documentation (LMA, ISDA, bilateral/club/syndicated deals) with client involvement</li>
<li>Representing ISD in approval committees (Credit Committees, Risk Committees), ensuring that client context and transaction rationale are clearly articulated</li>
</ul>
<div><b>Accountabilities &amp; Responsibilities</b></div>
<ul>
<li>Lead the end-to-end execution of new client transactions, from structuring to closing</li>
<li>Client coverage in execution phase: liaise directly with clients to obtain required information, clarify transaction structures, negotiate key documentation terms, and manage execution timelines</li>
<li>Work alongside coverage bankers to provide credit and execution expertise in preparing proposals and client presentations</li>
<li>Liaise with internal stakeholders (Credit, Legal, LCM, OAD, CPD, Syndications, DCM, etc.) to ensure smooth execution and risk alignment</li>
<li>Prepare high-quality credit applications and transaction materials, with clear communication of client rationale and transaction risks</li>
<li>Conduct financial modelling and analysis for live transactions, providing insights for both clients and internal approval committees</li>
<li>Lead the LMA/ISDA documentation process, including coordination with clients and external counsel</li>
<li>Ensure compliance with internal policies, while maintaining a client-first execution mindset</li>
</ul>
<div><b>Knowledge, Skills, Experience &amp; Qualifications</b></div>
<ul>
<li>Strong track record of leading large Corporate Finance transactions (end-to-end) within a global Financial Institution</li>
<li>Ability to manage multiple live transactions under tight deadlines and client expectations. Strong banking product knowledge including Loans, Derivatives and Risk Solutions, Trade Finance, M&amp;A etc.</li>
<li>Excellent client communication and relationship management skills, with experience interacting directly with corporate clients, SWFs, and financial institutions Strong knowledge and experience of corporate finance theory, practice, risk analysis, credit, execution and documentation</li>
<li>Strong knowledge of financial modelling across key sectors such as Oil &amp; Gas / Power &amp; Utilities, TMT, F&amp;B etc. and understanding of KPIs within these key sectors</li>
<li>Good knowledge of Middle East customers and clients with the ability to anticipate and respond to client needs during execution</li>
<li>Education &amp; Qualifications: Degree level education as a minimum, CFA or MBA preferred</li>
</ul></div></div><div><div><div>Competencies</div>
</div><div><div>Customer Focus</div><div>
Driving Change</div><div>
Driving Results</div><div>
Embraces Diversity</div><div>
Enterprise Leadership</div><div>
Judgement and Decision Making</div><div>
Risk Management</div><div>
Strategic and Visionary</div><div>
Trust and Integrity</div></div></div><div><div><div>
What we offer</div>
</div><div><div>
For all the expertise and experience you bring to help us make a difference, it&rsquo;s only sustainable if we support you to build your career and be your best self so we offer competitive company benefits, centred around promoting positive well-bring and work-life balance. We also believe in fostering a diverse and inclusive work environment, where all team members perspectives and contributions are valued. Initiatives in place which promote a diverse and inclusive culture and healthy work life balance include hybrid working, Sport &amp; Social Clubs and Diversity and Inclusion networks.</div>
<div>As an employee of SMBC you have access to a host of both useful and exciting benefit offerings. See below some of the benefits on offer to you:</div>
<ul><li>Hybrid and flexible working</li>
<li>Competitive paid leave days</li>
<li>Benefits to support your physical wellbeing, including private medical insurance and life and invalidity insurance</li>
<li>Various policies to support your mental wellbeing, including a robust behavioural health network with counselling and coaching services</li>
<li>Access a wide range of learning and development opportunities and career progression opportunities</li>
<li>Ambitious remuneration package</li>
</ul>
<div>So, if you like a challenge and want to continuously grow and develop in a role where you will be supported along the way by a dynamic and diverse team, apply today!!</div></div></div></div><br>
<div></div>
<p><i>We recognise our role as a bank to support social change and welcome all applications, including those from groups often under-represented in financial services. We value the uniqueness of professional and personal, backgrounds and perspectives as they play a vital role in continuing the sustainable growth of our organisation. We&rsquo;ll ensure reasonable adjustments to our recruitment process are offered due to a disability or long-term condition whenever requested.</i></p><br>
<p></p>
</div></div></div></div></div><div><div><div><p>About SMBC</p><p>
A trusted partner for the long term<br>
United by a sense of purpose towards our customers - to be a trusted partner for the long-term - and our universal banking platform in EMEA, we deliver a full suite of corporate finance products and solutions to our customers, including corporate, structured and trade finance, leveraged finance, loan market and treasury products. We can also provide investment banking and advisory services and a range of innovative solutions in global capital markets.<br>
 about what we do and who we are at https://www.smbcgroup.com/emea/careers</p></div></div></div></div><p></p>

Credit & Transaction Execution - Vice President

Explore 891+ Credit risk analyst in Dubai this March. Find roles across top companies and apply now to boost your career.