business analyst

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senior financial analyst

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credit risk analyst

Solvecube Pte. Ltd.

<div>
 
 SolveCube is an award winning AI enabled Talent Solutions Platform for middle and senior level professionals. SolveCube is working with global consulting firms, mid and large enterprises across Asia Pacific and Middle East to fulfil their talent needs for permanent, short-term, part-time, interim and turnkey assignments.
 
 
 One of our clients a reputed bank in Dubai is looking for Credit Risk Analyst
 
 
 
 
 
 P.S- This role is open only for UAE Nationals.
 
 
 
 
 
 
 Job Description &ndash; Credit Risk Analyst
 
 
 
 
 
 
 
 1 JOB TITLE
 
 
 
 Credit Risk Analyst
 
 
 
 
 
 
 2DEPARTMENT
 
 
 
 Retail Banking Credit
 
 
 
 
 
 
 3 REPORTING TO
 
 
 
 Head of Retail Credit Policy
 
 
 
 
 
 
 
 
 Export to Sheets
 
 
 
 
 
 
 4. JOB PURPOSE
 
 
 
 
 
 <ul>
 <li>
 Portfolio Analytics' including generation of
 </li>
 <li>
 
 MIS, Reports, and Management Presentation packs
 
 of all Asset Products falling within the domain of Personal Banking, and Islamic Retail banking.
 </li>
 <li>
 Support and work closely with Manager Retail Credit Policy to
 
 develop and implement Credit Risk Policies, processes and procedures
 
 .
 </li>
 </ul>
 
 
 
 
 
 5. Principal Accountabilities
 
 
 
 
 Work Management
 
 
 <ul>
 <li>
 Responsible for analyzing
 
 Scorecards, Limit assignment, and Impairment model management
 
 including other related Risk models to identify both risk and opportunity areas.
 </li>
 <li>
 Provide support to Head of Retail Credit Policy in meeting Risk Management Department&rsquo;s objectives.
 </li>
 <li>
 Work closely with
 
 IT, Finance, and other departments
 
 to generate timely and accurate MIS/Dashboards.
 </li>
 <li>
 The incumbent should have a bias to
 
 automate the various reports
 
 .
 </li>
 <li>
 Identify credit risks / trends under different scenarios and provide analytical support for making specific business decisions.
 </li>
 <li>
 Participate as a Team member and undertake responsibility for the
 
 improvement of the on-going management of credit risk reports and analyses
 
 in an accurate, efficient and timely manner.
 </li>
 <li>
 Ability to
 
 identify data points and data sources
 
 to build a comprehensive, accurate and complete credit information database.
 </li>
 <li>
 Facilitate in
 
 Data Warehousing process
 
 and retrieval and Analysis of Data.
 </li>
 <li>
 Represent the team in initiatives pertaining to
 </li>
 <li>
 
 data warehousing, data analysis automation, and analytics
 
 .
 </li>
 </ul>
 
 
 
 
 
 6. JOB CONTEXT
 
 
 
 
 
 
 (Internal or external environment in which the job operates)
 
 <ul>
 <li>
 The economic conditions are changing and so are the risk profiles.
 </li>
 <li>
 The jobholder needs to review continuously the Bank&rsquo;s strategy for credit risk and provide due recommendations to the
 
 Head of Credit Risk
 
 .
 </li>
 <li>
 This job achieves criticality as it needs
 </li>
 <li>
 
 Regulatory Compliance requirements
 
 .
 </li>
 <li>
 The jobholder needs to review continuously the Bank&rsquo;s strategy for credit risk and provide due recommendations to the
 
 Management
 
 .
 </li>
 </ul>
 
 
 
 
 
 7. COMMUNICATION &amp; WORKING RELATIONSHIPS
 
 
 
 
 
 <ul>
 <li>
 Regular meetings with Management to consult issues and work progress.
 </li>
 <li>
 Ongoing contact with all internal business managers to obtain and exchange information on risk management.
 </li>
 </ul>
 
 
 
 
 
 9. FRAME WORK, BOUNDARIES &amp; DECISION MAKING AUTHORITY
 
 
 
 
 
 
 (Nature of authority both financial &amp; Non-financial if applicable)
 
 <ul>
 <li>
 Works within the overall direction and guidelines set by the
 </li>
 <li>
 
 Head of Risk Management
 
 .
 </li>
 <li>
 Job holder&rsquo;s recommendations and proposals are major inputs for decision making.
 </li>
 </ul>
 
 
 
 
 
 10. QUALIFICATIONS
 
 
 
 
 
 <ul>
 <li>
 Degree in
 
 Finance, / Analytics
 
 .
 </li>
 <li>
 Possesses knowledge of
 
 Credit and Financial Analysis
 
 .
 </li>
 <li>
 Basic knowledge of Credit Risk.
 </li>
 <li>
 To be familiar with
 
 Rating and Scoring models
 
 .
 </li>
 <li>
 High Proficiency in
 
 EXCEL &amp; SAS
 
 .
 </li>
 <li>
 Communication Ability &ndash; written and spoken.
 </li>
 </ul>
 
 
 
 
 
 11. EXPERIENCE
 
 
 
 
 
 
 (Number of years, type &amp; at what level etc.)
 
 <ul>
 <li>
 
 2 &ndash; 3 years
 
 of having handled Retail credit MIS/analytics including familiarity with Scorecard analytics.
 </li>
 </ul>
 
 
 12. SKILLS
 
 
 
 
 
 <ul>
 <li>
 Analytical skills.
 </li>
 <li>
 Good command of English.
 </li>
 <li>
 Strong investigative and interpretive skills.
 </li>
 <li>
 Persuasive communication / presentation skills.
 </li>
 </ul>
 
 
 
 
 
 13. COMPETENCIES
 
 
 
 
 
 <ul>
 <li>
 Thinking analytically.
 </li>
 <li>
 Communicating effectively.
 </li>
 <li>
 Attention to detail.
 </li>
 <li>
 Taking initiatives.
 </li>
 </ul>
 
 
</div>

Credit Risk Analyst

Citi

<div><h2 class="jobSectionHeader">Discover your future at Citi</h2>
Working at Citi is far more than just a job. A career with us means joining a team of more than 230,000 dedicated people from around the globe. At Citi, you&rsquo;ll have the opportunity to grow your career, give back to your community and make a real impact.
<h2 class="jobSectionHeader">Job Overview</h2>
The Credit Risk Analyst II is a developing professional role. Applies specialty area knowledge in monitoring, assessing, analyzing and/or evaluating processes and data. Identifies policy gaps and formulates policies. Interprets data and makes recommendations. Researches and interprets factual information. Identifies inconsistencies in data or results, defines business issues and formulates recommendations on policies, procedures or practices. Integrates established disciplinary knowledge within own specialty area with basic understanding of related industry practices. Good understanding of how the team interacts with others in accomplishing the objectives of the area. Develops working knowledge of industry practices and standards. Limited but direct impact on the business through the quality of the tasks/services provided. Impact of the job holder is restricted to own team.
 
 
Responsibilities:<ul><li>
The primary focus of the position is data quality support of global contract negotiations and trades which includes document review, data entry, exception reporting along with document scanning and document warehousing.
</li><li>The ideal candidate must have excellent technical skills and the ability to learn and work with a very complex in-house data management system.
</li><li>The position will require gaining a detailed familiarity with Citi&rsquo;s standard forms of documentation, technology, and internal procedures.
</li><li>Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.</li></ul> 

Qualifications:<ul><li>
0-2 years relevant experience</li><li>
Makes judgments and recommendations based on analysis and specialty area knowledge.
</li><li>Researches and interprets factual information.
</li><li>Identifies inconsistencies in data or results, defines business issues and formulates recommendations on policies, procedures or practices.
</li><li>Exchanges information in a concise and consistent way as well as be sensitive to diverse audience</li></ul> 

Education:<ul><li>
Bachelor&rsquo;s/University degree or equivalent experience</li></ul> 
This job description provides a high-level review of the types of work performed. Other job-related duties may be assigned as required. 
-
Job Family Group:
Risk Management
-
Job Family:
Credit Risk
-
Time Type:
Full time
-
Most Relevant Skills
Analytical Thinking, Constructive Debate, Escalation Management, Financial Analysis, Policy and Procedure, Policy and Regulation, Product Knowledge, Risk Controls and Monitors, Risk Identification and Assessment.
-
Other Relevant Skills
For complementary skills, please see above and/or contact the recruiter.
-
Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.
If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi. 
 
View Citi&rsquo;s EEO Policy Statement and the Know Your Rights poster.</div>

Credit Risk Analyst (UAE Nationals Only)

ADIB Group

Description Role: Credit Analyst Location: Dubai Role Purpose : Role holder will go through on the job training and working on credit analysis. The job holder will be expected to support the overall maintenance of the assigned tasks within Credit Departments these may include but not limited to preparation of credit approval packages AC memos Credit Round Table CRT discussion materials credit file maintenance. Key Accountabilities of the role <ul> <li>Support RMs and ARMs in the review and preparation of credit approval packages AC memos Credit Round Table CRT discussion materials etc. and ensure the same are completed as per the banks requirements</li> <li>May attend client calls / meetings in conjunction with the RM / Division Head in relation to the clients banking requirements</li> <li>Support preparation of spreadsheets and perform financial analysis incl. basic financial modeling if applicable and qualitative analysis to support analysis of potential and existing credit applications</li> <li>Carry out initial market checking and monitor credit worthiness of obligors / counterparties including search for negative press articles rating agencies.</li> <li>May be asked to liaise with Risk in relation to the credit approval packages such as responding to queries and comments from Risk Management etc. </li><li>Prepare necessary security and other documents in liaison with Legal & Sharia departments</li> </ul> Process Implementation <ul> <li>Support Frontline staff to track review dates and ensure all facilities are renewed / deferred on a timely basic</li> <li>Ensure consistency accuracy quality and integrity of all proposals / memos</li> <li>Maintain and reconcile the credit files and identify discrepancies and variance</li> <li>Ensure complete adherence to all KPIs (Turnaround time (TAT) Credit package quality Review dates etc.)</li> <li>Support the credit analyst in assessing the creditworthiness of the counterparties and evaluate Credit proposals for lending.</li> <li>Where required liase with relationship managers Business Lines Legal staff Risk division and other stakeholders to obtain information</li> <li>Support the credit analyst in ensuring that new transactions and credit renewals meet the banks risk appetite criteria credit policies and procedures and regulatory requirements.</li> <li>Keep abreast of both macro and micro economic developments and any regulatory changes that might impact the relevant portfolio under coverage</li> </ul> Specialist Skills / Technical Knowledge Required for this role Good understanding of business finance economics and current affairs Analytical Thinking & Business Oriented approach Strong interpersonal and communication skills both verbal and written. Required Experience IC Key Skills Financial Statement Preparation,Credit Analysis,Cash Flow Analysis,Math,Banking,Analysis Skills,UCC Law,Underwriting,Financial Analysis,Financial Modeling,Financial Report Interpretation,Word Processing Employment Type: Full Time Experience: years Vacancy: 1<img src="https://www.jobg8.com/Tracking.aspx?vN7mL9eUiCRePzHOPH331KeiImLxtuY5i" width="0" height="0" />

Credit Analyst

First Abu Dhabi Bank

Position Overview First Abu Dhabi Bank (FAB), the largest bank in the UAE and a global leader in financial services, is seeking a detail-oriented and analytical Credit Analyst to join its Personal Banking Credit team in Dubai. The role focuses on reviewing, assessing, and recommending mortgage loan applications, ensuring credit risk is properly evaluated and aligned with internal policies. Ideal for a finance professional with a strong background in credit analysis and risk assessment in the banking sector. Job Details Location: United Arab Emirates Location: Dubai Industry: Banking / Mortgage Professionals Function: Financial Analysis Gender: Any Candidate Nationality: Any Candidate Preferred Location: Any Job Type: Full-time Key Responsibilities * Evaluate creditworthiness of clients by analyzing financial statements, bank data, and credit history * Prepare and review credit proposals related to mortgage loans in compliance with bank policies * Ensure all required documentation is complete, accurate, and aligned with regulatory and audit requirements * Highlight credit risks, policy deviations, and suggest risk mitigants in proposals submitted for approval * Monitor and manage exceptions such as incomplete or deferred security documents * Process applications through internal systems (e.g., CAS) within specified service level agreements * Conduct external verifications such as Employment Verification (EV) and Contact Point Verification (CPV) * Coordinate with other internal departments to support application processing and approvals * Maintain productivity reports and submit regular updates to the reporting manager * Maintain professional conduct and effective communication with internal stakeholders * Continuously update knowledge on regulatory standards, bank policies, and credit evaluation techniques Candidate Profile * Bachelor s degree in Business Administration, Finance, Banking, or related discipline * Minimum 3 years of experience in credit analysis or risk assessment, including 1 year in a similar role * Strong understanding of banking products, particularly in personal and mortgage lending * Knowledge of Central Bank regulations, credit risk policies, and underwriting practices * High attention to detail, accuracy, and confidentiality in reviewing financial data * Excellent communication and interpersonal skills for cross-functional coordination * Proficiency in internal banking systems and productivity reporting tools Why Join FAB At FAB, you will be empowered to take ownership of your work, contribute to meaningful projects, and grow within a progressive banking institution. FAB offers a collaborative culture, strong leadership support, and a commitment to excellence, diversity, and innovation.

Credit Analyst Personal Banking Mortgage Lending

United States Citigroup

Underwriting Credit Analyst is responsible for owning the Credit Risk Analysis for Citi Corporate Clients and being responsible for the continuous monitoring of that portfolio. That includes the production of Annual Reviews, Quarterly Reviews, and the support to Ad-Hoc Transactions and Portfolio &amp; Industry Reviews. Key Responsibilities: <ul> <li>Assess the credit and financial strength of Citi s Corporate Clients based in Sub-Saharan Middle East and North Africa by performing fundamental credit analysis of counterparties using both quantitative and qualitative factors</li> <li>Complete Credit Analysis Write-up Memos and assign internal ratings based on independent assessment and judgement completed on the due diligence of the client and industry knowledge to provide appropriate extensions of credit remaining within Risk appetite</li> <li>Continuous monitoring of the covered portfolio, including following industry trends, impacts to key relationships, and escalation of potential credit issues to Senior Underwriters, Risk and Banking partners</li> <li>Partnership with applicable regional and industry stakeholders in Banking and Independent Risk in the implementation of credit assessment and monitoring standards for applicable portfolios</li> </ul> Skills/Competencies: <ul> <li>Assists colleagues in identifying stretch opportunities to elevate individual and team performance</li> <li>Interpersonal skills, with the ability to build relationships and exert influence with and without direct authority</li> <li>Organizational skills with ability and willingness to work under pressure and manages time and priorities effectively</li> <li>Written and verbal communication skills, with the ability to communicate clearly and concisely to audiences of varying levels of seniority</li> <li>Microsoft Office (Word, Excel, and PowerPoint) skills</li> </ul> Language: English Read, Write and Speak

Underwriting Credit Analyst - Officer

<div>Underwriting Credit Analyst is responsible for owning the Credit Risk Analysis for Citi Corporate Clients and being responsible for the continuous monitoring of that portfolio. That includes the production of Annual Reviews, Quarterly Reviews, and the support to Ad-Hoc Transactions and Portfolio &amp; Industry Reviews.
Key Responsibilities:
<ul><li>Assess the credit and financial strength of Citi&rsquo;s Corporate Clients based in Middle East and North Africa by performing fundamental credit analysis of counterparties using both quantitative and qualitative factors</li><li>
Complete Credit Analysis Write-up Memos and assign internal ratings based on independent assessment and judgement completed on the due diligence of the client and industry knowledge to provide appropriate extensions of credit remaining within Risk appetite</li><li>
Continuous monitoring of the covered portfolio, including following industry trends, impacts to key relationships, and escalation of potential credit issues to Senior Underwriters, Risk and Banking partners</li><li>
Partnership with applicable regional and industry stakeholders in Banking and Independent Risk in the implementation of credit assessment and monitoring standards for applicable portfolios</li></ul>
Knowledge/Experience:<ul><li>
Demonstrable financial services experience, including 0-3 years of credit experience in Banking, Credit Risk Management or equivalent credit experience. We also encourage fresher to apply.</li><li>
Ability to understand Citi policies and procedures with the ability to execute change seamlessly.</li><li>
Intermediate analytical skills, including an understanding of key financial components like liquidity position, leverage profile with the ability to identify root causes and trends and anticipate horizon issues</li></ul>
Skills/Competencies:<ul><li>
Assists colleagues in identifying stretch opportunities to elevate individual and team performance</li><li>
Interpersonal skills, with the ability to build relationships and exert influence with and without direct authority</li><li>
Organizational skills with ability and willingness to work under pressure and manages time and priorities effectively</li><li>
Written and verbal communication skills, with the ability to communicate clearly and concisely to audiences of varying levels of seniority</li><li>
Microsoft Office (Word, Excel, and PowerPoint) skills</li></ul>
Language:
English &ndash; Read, Write and Speak
French - Read, Write and Speak
Qualifications:<ul><li>
BA/BSc or higher degree in Business (MBA), or any other related subject</li></ul>
This job description provides a high-level review of the types of work performed. Other job-related duties may be assigned as required.
-
Job Family Group:
Risk Management
-
Job Family:
Credit Risk
-
Time Type:
Full time
-
Most Relevant Skills
Analytical Thinking, Constructive Debate, Escalation Management, Financial Analysis, Policy and Procedure, Policy and Regulation, Product Knowledge, Risk Controls and Monitors, Risk Identification and Assessment.
-
Other Relevant Skills
For complementary skills, please see above and/or contact the recruiter.
-
Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law. 
If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi. 
 
View Citi&rsquo;s EEO Policy Statement and the Know Your Rights poster.</div>

Underwriting Credit Analyst is responsible for owning the Credit Risk Analysis for Citi Corporate Clients and being responsible for the continuous monitoring of that portfolio. That includes the production of Annual Reviews, Quarterly Reviews, and the support to Ad-Hoc Transactions and Portfolio &amp; Industry Reviews.Key Responsibilities: Assess the credit and financial strength of Citi s Corporate Clients based in Sub-Saharan Middle East and North Africa by performing fundamental credit analysis of counterparties using both quantitative and qualitative factorsComplete Credit Analysis Write-up Memos and assign internal ratings based on independent assessment and judgement completed on the due diligence of the client and industry knowledge to provide appropriate extensions of credit remaining within Risk appetiteContinuous monitoring of the covered portfolio, including following industry trends, impacts to key relationships, and escalation of potential credit issues to Senior Underwriters, Risk and Banking partnersPartnership with applicable regional and industry stakeholders in Banking and Independent Risk in the implementation of credit assessment and monitoring standards for applicable portfoliosKnowledge/Experience:Demonstrable financial services experience, including 0-3 years of credit experience in Banking, Credit Risk Management or equivalent credit experience. We also encourage fresher to apply.Ability to understand Citi policies and procedures with the ability to execute change seamlessly.Intermediate analytical skills, including an understanding of key financial components like liquidity position, leverage profile with the ability to identify root causes and trends and anticipate horizon issuesSkills/Competencies:Assists colleagues in identifying stretch opportunities to elevate individual and team performanceInterpersonal skills, with the ability to build relationships and exert influence with and without direct authorityOrganizational skills with ability and willingness to work under pressure and manages time and priorities effectivelyWritten and verbal communication skills, with the ability to communicate clearly and concisely to audiences of varying levels of seniorityMicrosoft Office (Word, Excel, and PowerPoint) skillsLanguage: English   Read, Write and SpeakQualifications:BA/BSc or higher degree in Business (MBA), or any other related subjectThis job description provides a high-level review of the types of work performed. Other job-related duties may be assigned as required.------------------------------------------------------Job Family Group: Risk Management------------------------------------------------------Job Family:Credit Risk------------------------------------------------------Time Type:Full time------------------------------------------------------Most Relevant SkillsAnalytical Thinking, Constructive Debate, Escalation Management, Financial Analysis, Policy and Procedure, Policy and Regulation, Product Knowledge, Risk Controls and Monitors, Risk Identification and Assessment.------------------------------------------------------Other Relevant SkillsFor complementary skills, please see above and/or contact the recruiter.------------------------------------------------------Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi.View Citi s EEO Policy Statement and the Know Your Rights poster.

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1794 credit risk analyst jobs IN Dubai

Credit Risk Analyst

Credit Risk Analyst (UAE Nationals Only)

Credit Analyst

Credit Analyst Personal Banking Mortgage Lending

Underwriting Credit Analyst - Officer

Underwriting Credit Analyst - Officer

Underwriting Credit Analyst - Officer