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credit risk specialist

Figopara

<div>
 
 
 About Figopara
 
 
 
 
 
 
 Figopara is a venture-backed fintech platform helping businesses overcome cash flow gaps through digital financing. From invoice-based finance to credit scoring, we enable SMEs to grow with financial ease.
 
 
 We are looking for a
 
 Data Scientist (Credit Risk)
 
 to be part of our growing team in Turkey. Our mission is to build advanced credit risk models that reduce portfolio risk and support healthy growth in the fintech ecosystem.
 
 
 
 
 
 
 What&rsquo;s special about this position?
 
 
 
 
 
 
 In this role, you will develop and improve end-to-end credit scoring (PD) and credit limit models for SME loans, reducing portfolio risk through NPL (non-performing loan) prediction and supporting sustainable growth.
 
 <ul>
 <li>
 Lead the model lifecycle: data exploration &rarr; feature engineering &rarr; modeling/validation &rarr; deployment &rarr; monitoring and improvement.
 </li>
 <li>
 Prepare and validate data in MSSQL Data Warehouse, ensuring quality and consistency.
 </li>
 <li>
 Align scoring and limit outputs with credit policies and business rules.
 </li>
 <li>
 Work closely with cross-functional teams.
 </li>
 <li>
 Interpret financial statements and ratios, turning them into actionable business insights.
 </li>
 </ul>
 
 
 
 
 
 What We&rsquo;re Looking For
 
 
 
 
 
 <ul>
 <li>
 Bachelor&rsquo;s degree in Computer Science, Industrial Engineering, Statistics, Mathematics, or a related field.
 </li>
 <li>
 3+ years of experience in data science, with hands-on practice in credit risk.
 </li>
 <li>
 Strong knowledge of Python and SQL.
 </li>
 <li>
 Experience with ML libraries such as scikit-learn, XGBoost, LightGBM.
 </li>
 <li>
 Experience with FastAPI and Docker for model deployment.
 </li>
 <li>
 Solid understanding of statistics and statistical modeling.
 </li>
 <li>
 Experience with imbalanced learning and explainability techniques (e.g., SHAP).
 </li>
 <li>
 Knowledge of financial statement analysis and credit risk methodologies.
 </li>
 <li>
 Fluent in English.
 </li>
 </ul>
 
 
 
 
 If you&rsquo;re ready to bring your data science skills to the fintech world and make a real impact &rarr; let&rsquo;s talk!
 
</div>

Data Scientist (Credit Risk)

Citi

<div>Institutional Credit Management Underwriting (ICM-UW) is an integral part of the ICM organization. ICM-UW&rsquo;s mandate is to deliver best-in-class credit risk analysis, monitoring and credit administration as a partner to Risk and Banking. These three groups have a shared commitment to ensuring the safety and soundness of wholesale lending across Citi.ICM-UW Credit Risk Analysts are responsible for a portfolio of client relationships, owning the Credit Risk Analysis for those relationships, and being responsible for the continuous monitoring of that portfolio. That includes the production of Annual Reviews, Quarterly Reviews, and the support to Ad-Hoc Transactions and Portfolio &amp; Industry Reviews and Stress Testing. The role is part of the Turkish ICM team.
Key Responsibilities:
<ul><li>Assess the credit and financial strength of Citi&rsquo;s Global Network Banking clients (and if needed can assess Large Corporate, Public Sector, Financial Institution clients) by performing fundamental credit analysis of counterparties using both quantitative and qualitative factors.</li><li>
Complete Credit Analysis Write-up Memos and Final Obligor Risk Ratings of Citi&rsquo;s Counterparties based on independent assessment and judgement completed on the due diligence of the client and industry knowledge to provide appropriate extensions of credit remaining within Risk appetite.</li><li>
Continuous monitoring of the covered portfolio, including following industry trends, impacts to key relationships, and escalation of potential credit issues to ICM-UW seniors, Risk and Banking.</li><li>
Partnership with applicable regional and industry stakeholders in Banking and Risk in the implementation of credit assessment and monitoring standards for applicable portfolios.</li></ul>
Knowledge/Experience:<ul><li>
0-2 years of credit experience in Banking, Credit Risk Management or equivalent.</li><li>
Fundamental analytical skills, including an understanding of key financial components (liquidity position, leverage profile) with the ability to identify root causes and trends and anticipate horizon issues.</li><li>
Demonstrates basic knowledge of financial statements and GAAP accounting or similar governance relating to country of operation.</li><li>
Displays basic industry research capabilities, including risk and key drivers.</li><li>
Basic understanding of Credit Policy and procedures; proactively refers to resources as needed.</li><li>
Demonstrates ability to identify potential risk issues that need escalation and escalates them promptly.</li></ul>
Skills/Competencies:<ul><li>
Assists colleagues in identifying stretch opportunities to elevate individual and team performance.</li><li>
Proven culture carrier.</li><li>
Interpersonal skills, with the ability to build relationships and exert influence with and without direct authority.</li><li>
Organizational skills with ability and willingness to work under pressure and manages time and priorities effectively.</li><li>
Written and verbal communication skills, with the ability to communicate clearly and concisely to audiences of varying levels of seniority.</li><li>
Microsoft Office (Word, Excel, and PowerPoint) skills.</li><li>
Proficiency in Turkish and English.</li></ul>
Qualifications:<ul><li>
BA/BSc or higher degree in Business (MBA), or any other related subject</li></ul> 
This job description provides a high-level review of the types of work performed. Other job-related duties may be assigned as required.
-
Job Family Group:
Risk Management
-
Job Family:
Credit Decisions
-
Time Type:
Full time
-
Most Relevant Skills
Analytical Thinking, Constructive Debate, Escalation Management, Financial Analysis, Policy and Procedure, Policy and Regulation, Product Knowledge, Risk Controls and Monitors, Risk Identification and Assessment.
-
Other Relevant Skills
For complementary skills, please see above and/or contact the recruiter.
-
Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law. 
If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi. 
 
View Citi&rsquo;s EEO Policy Statement and the Know Your Rights poster.</div>

Credit Risk Analyst - Institutional Credit Management Underwriting

<div>At EY, we&rsquo;re all in to shape your future with confidence. 
 
We&rsquo;ll help you succeed in a globally connected powerhouse of diverse teams and take your career wherever you want it to go. 
 
Join EY and help to build a better working world. 
 
The opportunity
 
 
EY is a global leader in Assurance, Consulting, SaT (Strategy &amp;Transactions) and Tax services. 
 
Enabled by data, AI and advanced technology, EY teams help clients shape the future with confidence and develop answers for the most pressing issues of today and tomorrow. The insights and quality services we provide help build trust and confidence in the capital markets and in economies the world over. Our offices around the world use the same methodology and are linked through an integrated technology platform to enable instantaneous communication and collaboration among team members, regardless of location. As a member of EY Global, in T&uuml;rkiye we operate in 6 offices located in &#304;stanbul, Ankara, Bursa, &#304;zmir and Adana, with more than 1800 people for over 40 years. 
 
At EY, we empower our 400.000 people in more than 150 countries with the right mindsets and skills to navigate what&rsquo;s next, become the transformative leaders the world needs, pursue careers as unique as they are, and build their own exceptional EY experiences. We work together across our full spectrum of services and skills so that business, people and the planet can thrive together. 
 
Together, all in, to build a better working world. 
We are seeking for Senior Consultant to join our Financial Services Risk Management team with the following qualifications;
What We Look For<ul><li>
A relevant university degree, preferably in finance, mathematics, statistics, economics, engineering or a related discipline; an MBA or MS preferred</li><li>
At least 3 years of relevant experience in banking/capital markets at a commercial bank with a well developed credit risk management infrastructure or comparable experience working as an advisor to a financial services company</li><li>
Experience in the areas of credit risk management, risk rating systems, model validation, IFRS 9 impairment models, Basel IV, climate related financial risks, regulatory capital and/or capital markets</li><li>
Experience in the areas of credit decision systems, credit risk and collection strategies, limit and income estimation models</li><li>
Strong analytical and problem solving skills and demonstrated knowledge in credit risk measurement and management</li><li>
Experience in any of the following software development environments: R/Python/SQL/SAS etc.</li><li>
Broad consulting and project management skills, effective written and oral communication skills,</li></ul> 
Your Key Responsibilities 
Serve as an integral member of an engagement team by supporting many aspects of client advisory projects. Develop your personal and business skills and embrace technical excellence by working on challenging projects with some of the most well-known financial institutions as well as through our extensive learning and development programs. 
 Advise clients on a number of credit risk related topics. These areas include:<ul><li>
Credit risk modelling and validation (incl. Probability of Default and Loss Given Default estimation)</li><li>
Quantitative methods and tools supporting credit risk measurement</li><li>
IFRS 9, Basel IV, BRSA guidelines and other regulatory requreiments</li><li>
Climate related financial risks</li><li>
Credit decision system design &amp; implementation</li><li>
Credit policy development and process enhancement</li><li>
Credit risk monitoring and early warning systems</li><li>
Credit risk measurement (asset and portfolio level)</li><li>
Regulatory reporting</li></ul> 
What We Offer You 
 
At EY, we&rsquo;ll develop you with future-focused skills and equip you with world-class experiences. We&rsquo;ll empower you in a flexible environment, and fuel you and your extraordinary talents in a diverse and inclusive culture of globally connected teams. Learn more. 
 
Are you ready to shape your future with confidence? Apply today. 
 
To help create the best experience during the recruitment process, please describe any disability-related adjustments or accommodations you may need. 
 
EY | Building a better working world 
 
EY is building a better working world by creating new value for clients, people, society and the planet, while building trust in capital markets. 
 
Enabled by data, AI and advanced technology, EY teams help clients shape the future with confidence and develop answers for the most pressing issues of today and tomorrow. 
 
EY teams work across a full spectrum of services in assurance, consulting, tax, strategy and transactions. Fueled by sector insights, a globally connected, multi-disciplinary network and diverse ecosystem partners, EY teams can provide services in more than 150 countries and territories.</div>

EY Türkiye - Credit Risk Senior Consultant

DenizBank

<div>
 
 
 Sen Yeter ki &Idot;STE!
 
 
 
 
 
 
 G&uuml;&ccedil;l&uuml; bir tak&inodot;m ruhu i&ccedil;in
 
 i&scedil; birli&gbreve;i
 
 yapan, i&scedil;ini
 
 sahiplenerek
 
 daha iyisi i&ccedil;in s&inodot;n&inodot;rlar&inodot;n&inodot; zorlayan,
 
 tutkulu
 
 bir ekibin par&ccedil;as&inodot; olarak giri&scedil;imci fikirlerini
 
 eyleme
 
 d&ouml;n&uuml;&scedil;t&uuml;rmek
 
 &Idot;STE
 
 rsen ve a&scedil;a&gbreve;&inodot;daki niteliklere de sahibim diyorsan;
 
 
 
 
 <ul>
 <li>
 &Uuml;niversitelerin &Idot;ktisat, Ekonometri, &Idot;statistik, Matematik, Matematik M&uuml;hendisli&gbreve;i, End&uuml;stri M&uuml;hendisli&gbreve;i, &Idot;&scedil;letme M&uuml;hendisli&gbreve;i, Bilgisayar M&uuml;hendisli&gbreve;i, Yapay Zeka M&uuml;hendisli&gbreve;i veya di&gbreve;er m&uuml;hendislik lisans b&ouml;l&uuml;mlerinin en az birinden ya da bu alanlar&inodot;n birine ait lisans&uuml;st&uuml; programlardan mezunum,
 </li>
 <li>
 Tercihen bankalar&inodot;n Kredi Riski Y&ouml;netimi, Kredi Riski Kontrol ya da di&gbreve;er Risk Y&ouml;netimi b&ouml;l&uuml;mlerinde 1-3 y&inodot;l aras&inodot; deneyimim var,
 </li>
 <li>
 Tercihen Basel Bankac&inodot;l&inodot;k Denetleme Komitesi d&uuml;zenlemeleri ve ilgili BDDK d&uuml;zenlemelerine h&acirc;kimim,
 </li>
 <li>
 Veri Bilimi&rsquo;ne ilgi duyuyorum ve Data Scientist &scedil;apkas&inodot;na sahibim,
 </li>
 <li>
 &Idot;yi derece SQL biliyorum ve tercihen Power BI, R, Python hakk&inodot;nda temel d&uuml;zeyde bilgi sahibiyim,
 </li>
 <li>
 &Idot;yi seviyede yaz&inodot;l&inodot; ve s&ouml;zl&uuml; &Idot;ngilizce bilgisine sahibim,
 </li>
 <li>
 &Idot;leti&scedil;im ve koordinasyon yeteneklerim y&uuml;ksek, insiyatif almaya istekliyim,
 </li>
 <li>
 Askerlik hizmetini tamamlad&inodot;m (erkek adaylar i&ccedil;in).
 </li>
 </ul>
 
 
 
 
 
 A&scedil;a&gbreve;&inodot;daki i&scedil; tan&inodot;m&inodot; tam da senin i&ccedil;inse ba&scedil;vurunu; yenili&gbreve;in, teknolojinin ve kariyerin ilerisi Deniz&rsquo;e bekliyoruz!
 
 
 
 
 
 <ul>
 <li>
 Bankan&inodot;n &Idot;&ccedil;sel Sermaye De&gbreve;erlendirme S&uuml;reci (&Idot;SEDES - ICAAP) ve stres testi s&uuml;re&ccedil;lerini y&uuml;r&uuml;tebilirim,
 </li>
 <li>
 Risklerin say&inodot;salla&scedil;t&inodot;r&inodot;lmas&inodot; ve makroekonomik temerr&uuml;t oran&inodot; modellerinin geli&scedil;tirilmesinde tecr&uuml;bem var,
 </li>
 <li>
 Yasal/Y&ouml;netsel Kredi Riski Raporlamas&inodot; ile ilgili sistemlerin geli&scedil;tirilmesi ve korunmas&inodot;n&inodot; sa&gbreve;layabilirim,
 </li>
 <li>
 Basel d&uuml;zenlemelerinin say&inodot;salla&scedil;t&inodot;r&inodot;lmas&inodot;na d&ouml;n&uuml;k uyum faaliyetlerini y&uuml;r&uuml;tebilirim,
 </li>
 <li>
 Kredi riski ile ilgili veri analizi ve raporlamalar&inodot; yapabilirim.
 </li>
 </ul>
 
 
 
 
 
 #ilerisisensin
 
 
 
 
 
 
 
 Deniz&rsquo;de Kariyer F&inodot;rsatlar&inodot;na g&ouml;stermi&scedil; oldu&gbreve;unuz ilgi i&ccedil;in te&scedil;ekk&uuml;r ederiz. Bankam&inodot;z ve &Idot;nsan Kaynaklar&inodot; uygulamalar&inodot;m&inodot;z hakk&inodot;nda daha fazla bilgiye sahip olmak i&ccedil;in kurumsal sayfam&inodot;z&inodot; ve sosyal medya hesaplar&inodot;m&inodot;z&inodot; takip edebilirsin.
 
 
 
 
 
 
 
 Ba&scedil;vurunuz nedeni ile payla&scedil;m&inodot;&scedil; oldu&gbreve;unuz veriler 6698 say&inodot;l&inodot; Ki&scedil;isel Verilerin Korunmas&inodot; Kanunu (&ldquo;KVKK&rdquo;) kapsam&inodot;nda korunmakta ve i&scedil;lenmektedir. Ayr&inodot;nt&inodot;l&inodot; bilgi i&ccedil;in
 
 https://basvuru.denizbank.com/NewUser.aspx
 
 adresini ziyaret edebilirsiniz
 
 
 
 
</div>

Risk Yönetimi- Kredi Riski Kontrol Uzman Yardımcısı/Uzmanı

Yapı Kredi

<div>
 
 Yap&inodot; Kredi olarak 1944&rsquo;ten beri ilklerin, yeniliklerin ve k&uuml;lt&uuml;r sanat&inodot;n bankas&inodot;y&inodot;z. Finans sekt&ouml;r&uuml;n&uuml;n tart&inodot;&scedil;mas&inodot;z lideri olma vizyonuyla yolumuzda ilerliyor, her ad&inodot;m&inodot;m&inodot;zda payda&scedil;lar&inodot;m&inodot;za ve &uuml;lkemize de&gbreve;er kat&inodot;yoruz. Bug&uuml;n&uuml; oldu&gbreve;u kadar gelece&gbreve;i de &ouml;nemsiyor, s&uuml;rd&uuml;r&uuml;lebilirli&gbreve;i i&scedil; k&uuml;lt&uuml;r&uuml;m&uuml;z&uuml;n merkezine yerle&scedil;tiriyoruz.
 
 
 
 
 
 Sen de bug&uuml;ne ve gelece&gbreve;e de&gbreve;er katan, yenilik&ccedil;i fikirlerin pe&scedil;inden giden, g&uuml;c&uuml;n&uuml; birbirinden alan bir ekibin par&ccedil;as&inodot; olmak istersen hemen aram&inodot;za kat&inodot;l.
 
 
 
 
 
 
 
 
 
 Kredi Riski Stratejileri ve Operasyonel Riske ba&gbreve;l&inodot; Ticari Kredi Risk Stratejileri ekibimizde g&ouml;rev alacak Ticari Kredi Risk Stratejileri Yetkilisi/Yetkili Yard&inodot;mc&inodot;s&inodot; ar&inodot;yoruz!
 
 
 
 
 
 
 
 
 Ticari Kredi Risk Stratejileri Yetkilisi/Yetkili Yard&inodot;mc&inodot;s&inodot;n&inodot;n sorumluluklar&inodot; neler?
 
 
 
 
 
 
 <ul>
 <li>
 Bankan&inodot;n ticari kredi &uuml;r&uuml;nleri ba&scedil;vurular&inodot;n&inodot;n onay/ret ve limit atama kararlar&inodot;n&inodot;n verilece&gbreve;i tahsis ve portf&ouml;y y&ouml;netimi stratejilerinin olu&scedil;turulmas&inodot; i&ccedil;in gerekli analizlerin yap&inodot;lmas&inodot;nda aktif rol al&inodot;nmas&inodot;.
 </li>
 <li>
 Gecikmeli veya limit a&scedil;&inodot;m&inodot;ndaki kredi kartlar&inodot;na, online otorizasyon aksiyonlar&inodot;n&inodot;n al&inodot;nmas&inodot; i&ccedil;in analizler yap&inodot;lmas&inodot;.
 </li>
 <li>
 Gecikmeye d&uuml;&scedil;en ticari m&uuml;&scedil;teriler i&ccedil;in tahsilat stratejilerinin ve bankan&inodot;n mevcut ticari m&uuml;&scedil;terilerine y&ouml;nelik haz&inodot;r limit stratejilerinin belirlenmesine yard&inodot;mc&inodot; olunmas&inodot;.
 </li>
 <li>
 Model &ccedil;&inodot;kt&inodot;lar&inodot;n&inodot;n ticari tahsis ve izleme stratejilerine uygun bir &scedil;ekilde kullan&inodot;lmas&inodot;n&inodot;n sa&gbreve;lanmas&inodot;.
 </li>
 <li>
 Stratejilerde kullan&inodot;lan verinin do&gbreve;rulu&gbreve;unun sa&gbreve;lanmas&inodot; ve kullan&inodot;lan verilerin &ccedil;e&scedil;itlili&gbreve;ini artt&inodot;racak, veri kalitesinin s&uuml;rekli iyile&scedil;mesini sa&gbreve;layacak &ccedil;al&inodot;&scedil;malarda yer al&inodot;nmas&inodot;.
 </li>
 <li>
 Mevcut portf&ouml;y ve yeni tahsis takip raporlar&inodot;n&inodot;n sonu&ccedil;lar&inodot;n&inodot;n analiz edilerek yorumlanmas&inodot; ve stratejilerde gerekli de&gbreve;i&scedil;iklikleri yapmaya y&ouml;nelik &ccedil;al&inodot;&scedil;malarda rol al&inodot;nmas&inodot;.
 </li>
 </ul>
 
 
 
 
 
 
 
 
 
 Bu rol i&ccedil;in arad&inodot;&gbreve;&inodot;m&inodot;z nitelikler neler?
 
 
 
 
 
 
 <ul>
 <li>
 &Uuml;niversitelerin &Idot;statistik/Matematik/Finans/Ekonomi/M&uuml;hendislik b&ouml;l&uuml;mlerinde lisans veya y&uuml;ksek lisans derecesine sahip,
 </li>
 <li>
 Veri ile u&gbreve;ra&scedil;maya hevesli olman&inodot;, en az 6 ay veya en fazla 3 y&inodot;l deneyime sahip,
 </li>
 <li>
 Ara&scedil;t&inodot;rmay&inodot; seven,
 </li>
 <li>
 Problem &ccedil;&ouml;zme ve analitik d&uuml;&scedil;&uuml;nme yetene&gbreve;ine sahip ve ileti&scedil;im becerileri g&uuml;&ccedil;l&uuml;,
 </li>
 <li>
 Tak&inodot;m &ccedil;al&inodot;&scedil;mas&inodot;na yatk&inodot;n ve sorumluluk sahibi,
 </li>
 <li>
 &Idot;statistik ve veri analizi konular&inodot;nda yetkin, akademik ve uygulama bilgilerine sahip,
 </li>
 <li>
 Temel programlama ve veri taban&inodot; kavramlar&inodot; hakk&inodot;nda bilgi sahibi,
 </li>
 <li>
 &Idot;yi derecede MS Excel, PowerPoint ve SQL programlar&inodot;n&inodot; etkin kullanabilen,
 </li>
 <li>
 &Idot;yi derecede s&ouml;zl&uuml; ve yaz&inodot;l&inodot; &Idot;ngilizce bilgisine sahip,
 </li>
 <li>
 &Idot;nsiyatif alabilen ve i&scedil; takibi konusunda ba&scedil;ar&inodot;l&inodot;,
 </li>
 <li>
 Analitik d&uuml;&scedil;&uuml;nmeyi hayat&inodot;n&inodot;n bir par&ccedil;as&inodot; haline getirebilen ekip arkada&scedil;lar&inodot; ar&inodot;yoruz.
 </li>
 </ul>
 
 
 
 
 
 
 
 
 
 Yap&inodot; Kredili olmak sana neler katacak?
 
 
 
 
 📖 Yap&inodot; Kredi Akademi ile s&inodot;n&inodot;rs&inodot;z geli&scedil;im,
 
 
 🏆Fark yaratan ba&scedil;ar&inodot;lar&inodot;n &ouml;d&uuml;llendirece&gbreve;i takdir ve &ouml;d&uuml;llendirme uygulamalar&inodot;,
 
 
 🔄Yap&inodot; Kredi ve Ko&ccedil; Grubu i&ccedil;inde kariyer, geli&scedil;im ve rotasyon f&inodot;rsatlar&inodot;,
 
 
 ⚕️&Ouml;zel sa&gbreve;l&inodot;k ve hayat sigortas&inodot;,
 
 
 🍝TokenFlex dijital yemek kart&inodot;,
 
 
 ✨Sosyal destek &ouml;demeleri,
 
 
 🐾Yap&inodot; Kredi G&ouml;n&uuml;ll&uuml;leri ile d&acirc;hil olabilece&gbreve;in sosyal sorumluluk projeleri,
 
 
 🏀16 farkl&inodot; spor dal&inodot;nda faaliyet g&ouml;steren Yap&inodot; Kredi Spor Kul&uuml;b&uuml;,
 
 
 🎭Yap&inodot; Kredililerin sosyal kul&uuml;b&uuml; BizClub ile bir&ccedil;ok k&uuml;lt&uuml;r-sanat etkinli&gbreve;ine indirimli bilet alma f&inodot;rsat&inodot;,
 
 
 🎁&Ouml;zel g&uuml;nler i&ccedil;in hediye kitleri,
 
 
 🎂Do&gbreve;um g&uuml;n&uuml; izni,
 
 
 🐏Ko&ccedil; Ailem, Ko&ccedil; Akademi, Ko&ccedil; Healthcare e&scedil;li&gbreve;inde Ko&ccedil;lu olman&inodot;n ayr&inodot;cal&inodot;kl&inodot; d&uuml;nyas&inodot;,
 
 
 &hellip;ve &ccedil;ok daha fazlas&inodot;!
 
 
 
 
 
 E&gbreve;er sen de bu d&uuml;nyan&inodot;n bir par&ccedil;as&inodot; olmak istiyorsan, hemen ba&scedil;vurunu yap ve Yap&inodot; Kredili olma yolunda ilk ad&inodot;m&inodot;n&inodot; at!
 
 
 Gelece&gbreve;e y&ouml;n vermek
 
 #Yap&inodot;m&inodot;zdaVar
 
 .
 
 
 
 
 
 
 * Yap&inodot; Kredi&rsquo;de i&scedil;e al&inodot;m s&uuml;recimiz t&uuml;m pozisyonlar i&ccedil;in &Idot;K g&ouml;r&uuml;&scedil;mesi, y&ouml;netici g&ouml;r&uuml;&scedil;meleri ve yetkinlik de&gbreve;erlendirme envanterleri i&ccedil;erir. B&uuml;t&uuml;n a&scedil;amalar&inodot; ba&scedil;ar&inodot;yla tamamlaman durumunda teklif a&scedil;amas&inodot;na ge&ccedil;ilir.
 
 
 
 
 
 
 
 &ldquo;6698 say&inodot;l&inodot; Ki&scedil;isel Verilerin Korunmas&inodot; Kanunu kapsam&inodot;nda ki&scedil;isel verilerinizin i&scedil;lenmesinden do&gbreve;an haklar&inodot;n&inodot;za ve bu konudaki detayl&inodot; bilgiyehttps://kariyerim.yapikredi.com.tr/Account/StaticKvkk adresinde yer alan ayd&inodot;nlatma metnimizden ula&scedil;abilirsiniz.&rdquo;
 
 
</div>

Ticari Kredi Risk Stratejileri Yetkilisi/Yetkili Yardımcısı

<div>
 At EY, we&rsquo;re all in to shape your future with confidence.
 
 
 We&rsquo;ll help you succeed in a globally connected powerhouse of diverse teams and take your career wherever you want it to go.
 
 
 Join EY and help to build a better working world.
 
 
 
 The opportunity
 
 
 
 EY is a global leader in Assurance, Consulting, SaT (Strategy &amp;Transactions) and Tax services.
 
 
 Enabled by data, AI and advanced technology, EY teams help clients shape the future with confidence and develop answers for the most pressing issues of today and tomorrow. The insights and quality services we provide help build trust and confidence in the capital markets and in economies the world over. Our offices around the world use the same methodology and are linked through an integrated technology platform to enable instantaneous communication and collaboration among team members, regardless of location. As a member of EY Global, in T&uuml;rkiye we operate in 6 offices located in &Idot;stanbul, Ankara, Bursa, &Idot;zmir and Adana, with more than 1800 people for over 40 years.
 
 
 At EY, we empower our 400.000 people in more than 150 countries with the right mindsets and skills to navigate what&rsquo;s next, become the transformative leaders the world needs, pursue careers as unique as they are, and build their own exceptional EY experiences. We work together across our full spectrum of services and skills so that business, people and the planet can thrive together.
 
 
 Together, all in, to build a better working world.
 
 
 We are seeking for
 
 Senior Consultant
 
 to join our
 
 Financial Services Risk Management
 
 team with the following qualifications;
 
 
 
 What We Look For
 
 
 
 <ul>
 <li>
 A relevant university degree, preferably in finance, mathematics, statistics, economics, engineering or a related discipline; an MBA or MS preferred
 </li>
 <li>
 At least 3 years of relevant experience in banking/capital markets at a commercial bank with a well developed credit risk management infrastructure or comparable experience working as an advisor to a financial services company
 </li>
 <li>
 Experience in the areas of credit risk management, risk rating systems, model validation, IFRS 9 impairment models, Basel IV, climate related financial risks, regulatory capital and/or capital markets
 </li>
 <li>
 Experience in the areas of credit decision systems, credit risk and collection strategies, limit and income estimation models
 </li>
 <li>
 Strong analytical and problem solving skills and demonstrated knowledge in credit risk measurement and management
 </li>
 <li>
 Experience in any of the following software development environments: R/Python/SQL/SAS etc.
 </li>
 <li>
 Broad consulting and project management skills, effective written and oral communication skills,
 
 
 </li>
 </ul>
 
 Your Key Responsibilities
 
 
 
 Serve as an integral member of an engagement team by supporting many aspects of client advisory projects. Develop your personal and business skills and embrace technical excellence by working on challenging projects with some of the most well-known financial institutions as well as through our extensive learning and development programs.
 
 
 Advise clients on a number of credit risk related topics. These areas include:
 
 
 <ul>
 <li>
 Credit risk modelling and validation (incl. Probability of Default and Loss Given Default estimation)
 </li>
 <li>
 Quantitative methods and tools supporting credit risk measurement
 </li>
 <li>
 IFRS 9, Basel IV, BRSA guidelines and other regulatory requreiments
 </li>
 <li>
 Climate related financial risks
 </li>
 <li>
 Credit decision system design &amp; implementation
 </li>
 <li>
 Credit policy development and process enhancement
 </li>
 <li>
 Credit risk monitoring and early warning systems
 </li>
 <li>
 Credit risk measurement (asset and portfolio level)
 </li>
 <li>
 Regulatory reporting
 
 
 </li>
 </ul>
 
 What We Offer You
 
 
 
 At EY, we&rsquo;ll develop you with future-focused skills and equip you with world-class experiences. We&rsquo;ll empower you in a flexible environment, and fuel you and your extraordinary talents in a diverse and inclusive culture of globally connected teams. Learn more.
 
 
 Are you ready to shape your future with confidence? Apply today.
 
 
 To help create the best experience during the recruitment process, please describe any disability-related adjustments or accommodations you may need.
 
 
 
 EY
 
 | Building a better working world
 
 
 EY is building a better working world by creating new value for clients, people, society and the planet, while building trust in capital markets.
 
 
 Enabled by data, AI and advanced technology, EY teams help clients shape the future with confidence and develop answers for the most pressing issues of today and tomorrow.
 
 
 EY teams work across a full spectrum of services in assurance, consulting, tax, strategy and transactions. Fueled by sector insights, a globally connected, multi-disciplinary network and diverse ecosystem partners, EY teams can provide services in more than 150 countries and territories.
</div>

Accor

<div>Company Description 
Established in 2000 in Turkey, Rixos pioneers the &lsquo;ALL Inclusive, ALL Exclusive&rsquo; concept, inviting guests to discover a world of possibilities, with luxurious stays, inclusive of culinary delights from around the globe, live entertainment, daily sports, and fitness activities, sensorial spa and wellness journeys and fun-filled kids and teens activities. Each Rixos property presents a unique experience inspired by local culture, global influences, and our Turkish heritage, all within a setting of unparalleled luxury. 
Job Description 
We are seeking a highly skilled and experienced Income Supervisor to join our team in &#304;stanbul, T&uuml;rkiye. In this pivotal role, you will lead and oversee the credit analysis and income verification processes, ensuring accurate risk assessment and compliance with organizational policies and regulatory requirements.<ul><li>
Manage and mentor a team of credit analysts and income verification specialists</li><li>
Develop and implement strategies to enhance credit risk assessment and income verification processes</li><li>
Analyze complex financial data and make informed decisions on credit applications</li><li>
Oversee the review and validation of income documentation for various loan products</li><li>
Collaborate with other departments to streamline credit and income verification workflows</li><li>
Monitor team performance and provide regular feedback to improve efficiency and accuracy</li><li>
Stay updated on industry trends, regulatory changes, and best practices in credit risk management</li><li>
Prepare and present comprehensive reports on credit portfolio performance and income verification metrics</li><li>
Identify and mitigate potential risks in the credit approval and income verification processes</li><li>
Contribute to the development and refinement of credit policies and procedures</li></ul> 

Qualifications 
<ul><li>
Bachelor's degree in Finance, Accounting, Economics, or a related field</li><li>
Minimum of 5 years of experience in credit analysis or income verification, with at least 2 years in a supervisory role</li><li>
Strong understanding of credit risk assessment methodologies and income verification processes</li><li>
Excellent analytical and problem-solving skills with keen attention to detail</li><li>
Proven leadership abilities and experience managing teams in a financial setting</li><li>
Proficiency in financial analysis software and Microsoft Office suite</li><li>
In-depth knowledge of banking regulations and credit policies</li><li>
Outstanding communication and interpersonal skills</li><li>
Ability to make decisive and sound judgments in high-pressure situations</li><li>
Familiarity with the Turkish financial services industry and local regulations is a mandatory</li></ul></div>

Income Supervisor

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