accountant

general accountant

senior accountant

finance executive

business consultant

finance specialist

Holcim UAE

<div>
 <p>
  The Finance Specialist is a versatile, mid-level role responsible for (1) high-quality financial analysis and management reporting, (2) ownership of the internal-controls framework&mdash;including process mapping and continuous control improvement&mdash;and (3) seamless backup coverage for the Accounts Payable (AP), Accounts Receivable (AR), and Revenue Accounting functions. The position is pivotal to an accurate, fast, and well-controlled monthly close and provides critical insight to management for decision-making.
 </p>
 <p>
  <br/>
 </p>
 <p>
  <strong>
   Key Responsibilities
  </strong>
 </p>
 <ul>
  <li>
   <strong>
    Financial Analysis &amp; Reporting:
   </strong>
   Analyze financial data to identify trends, variances, and opportunities for cost reduction. Prepare, review, and maintain accurate financial reports and statements;
  </li>
  <li>
   <strong>
    Accounting Operations:
   </strong>
   Perform daily accounting tasks, including journal entries, expense tracking, and account reconciliations;
  </li>
  <li>
   <strong>
    Cash Management:
   </strong>
   Monitor daily cash flow, manage bank deposits, and handle outstanding payments;
  </li>
  <li>
   <strong>
    Accounts Payable/Receivable:
   </strong>
   Process invoices, verify bills, and manage client collections;
  </li>
  <li>
   <strong>
    Compliance:
   </strong>
   Ensure adherence to Company audit and MCS procedures, federal and state financial regulations;
  </li>
  <li>
   <strong>
    Budgeting:
   </strong>
   Assist management in developing budgets and forecasting future financial needs.
  </li>
  <li>
   Facilitate end-to-end process reviews with process owners (AP, AR, Revenue, GL).
  </li>
  <li>
   Identify efficiency gaps; build Lean/Six-Sigma style improvement plans.
  </li>
  <li>
   Monitor benefit realization metrics (cycle time, error rate, cost per transaction).
  </li>
 </ul>
 <p>
  <br/>
 </p>
 <p>
  <strong>
   Required Skills and Qualifications
  </strong>
 </p>
 <ul>
  <li>
   <strong>
    Education:
   </strong>
   Bachelor's degree in Finance, Accounting, or a related field.
  </li>
  <li>
   <strong>
    Experience:
   </strong>
   Proven experience in accounting, bookkeeping, or financial analysis prefererably at least 3 years;
  </li>
  <li>
   <strong>
    Technical Skills:
   </strong>
   Proficiency in accounting software (e.g., QuickBooks, SAP) and advanced MS Excel skills (pivot tables, v-lookups).
  </li>
  <li>
   <strong>
    Analytical Skills:
   </strong>
   Strong ability to analyze complex data and identify trends.
  </li>
  <li>
   <strong>
    Attention to Detail:
   </strong>
   High accuracy in data entry and financial record-keeping.
  </li>
 </ul>
</div>


Finance Specialist

Spots Electromechnical Works LLC

<p><b>JOB DESCRIPTION:</b></p><p><b>Finance Specialist - Real Estate Development </b></p><p><b>Arabic Language is Preferable .</b></p><p>We are seeking a detail-oriented and experienced Finance Specialist to join our <b>Real Estate Development</b> team in Dubai. The successful candidate will play a critical role in managing the financial health of our projects, from inception through construction and completion. You will work closely with project managers, consultants, and senior management to ensure accurate financial reporting, budgetary control, and compliance with Dubai regulatory authorities.</p><ul><li><b>Project Finance:</b> Develop and maintain detailed financial models and cash flow forecasts for development projects.</li><li><b>Cost Control:</b> Monitor construction costs, project budgets, and interim payments against project milestones.</li><li><b>Accounting &amp; Reporting:</b> Maintain accurate books of accounts, ledger entries, and prepare monthly financial reports (accounts payable/receivable).</li><li><b>Compliance:</b> Ensure full compliance with RERA (Real Estate Regulatory Agency) regulations, escrow account regulations, and UAE tax laws.</li><li><b>Vendor/Investor Liaison:</b> Coordinate with contractors, consultants, and financial institutions to process invoices, payments, and funding requirements.</li><li><b>Analysis:</b> Perform ROI/IRR calculations and sensitivity analysis to evaluate financial performance. Indeed +7</li></ul><p><b>Requirements:</b></p><ul><li><b>Experience:</b> 2&ndash;5+ years of relevant accounting or financial experience, specifically within a Dubai-based real estate developer or contracting firm.</li><li><b>Education:</b> Bachelor&rsquo;s degree in Finance, Accounting, or Economics.</li><li><b>Skills:</b> Advanced proficiency in Microsoft Excel (pivot tables, modeling) and familiarity with ERP systems.</li><li><b>Knowledge:</b> Strong understanding of real estate development cycles, construction cost structures, and property management.</li><li><b>Languages:</b> Excellent command of English (written and spoken). Indeed +5</li></ul><p><b>Preferred Qualifications</b></p><ul><li>Experience with Escrow account management and RERA regulations.</li><li>Professional certification (e.g., ACCA, CMA, CFA). Indeed +4</li></ul><p><b>Why Join Us?</b></p><ul><li>Opportunity to work on landmark development projects in Dubai.</li><li>Dynamic and fast-paced environment.</li><li>Competitive salary and benefits package.</li></ul><p><i><b>NOTE:</b></i></p><p><i><b>ARABIC LANUGUAGE IS PREFERABLE.</b></i></p><p>Job Type: Full-time</p>

Finance Executive

GREENERATION ADVANCED GROWING OF BEVERAGE CROPS LLC

<p>restaurants, hotels, private chefs, and retail chains.</p><p>We are seeking a detail-oriented and proactive <b>AR/AP Specialist</b> to manage both receivables and payables cycles, ensuring financial accuracy, strong cash flow control, and compliance with UAE regulations.</p><p>This role is critical for maintaining financial discipline, supporting operational teams, and strengthening working capital management.</p><p>The AR/AP Specialist will manage the full <b>Accounts Receivable and Accounts Payable cycles</b>, ensuring:</p><ul><li>Timely and accurate invoicing and collections</li><li>Proper recording and control of vendor bills and payments</li><li>Strong control over cash flow</li><li>Compliance with UAE VAT regulations</li><li>Clear communication with B2B clients and suppliers</li></ul><p>This role requires strong analytical skills, operational discipline, and structured communication.</p><p><b>Key Responsibilities (but can be extended based on career growth and involvement):</b></p><p><b>1. Accounts Receivable (AR)</b></p><p><b>1.1 Invoicing &amp; Payment Processing</b></p><ul><li>Issue and upload invoices to client portals.</li><li>Record and allocate incoming payments accurately (bank, cheque, cash).</li><li>Maintain accurate customer balances in the system.</li></ul><p><b>1.2 Collections &amp; Cash Control</b></p><ul><li>Conduct systematic follow-up on overdue invoices.</li><li>Maintain AR tracker with payment promises and escalation notes.</li><li>Manage cheque collection and deposits.</li><li>Monitor post-dated cheques (PDC).</li></ul><p><b>1.3 Reconciliation &amp; Adjustments</b></p><ul><li>Prepare and send Statements of Account (SOA).</li><li>Reconcile client accounts and resolve discrepancies.</li><li>Process approved credit notes and bad debt write-offs.</li></ul><p><b>1.4 Reporting</b></p><ul><li>Prepare weekly AR Aging report.</li><li>Provide cash collection forecast and status updates.</li></ul><p><b>2.1 Invoice Verification &amp; Posting</b></p><ul><li>Record supplier invoices accurately and timely.</li><li>Perform invoice verification (PO / delivery note / contract match).</li><li>Ensure proper VAT treatment and cost allocation.</li></ul><p><b>2.2 Payment Management</b></p><ul><li>Prepare weekly payment schedule based on due dates and cash flow.</li><li>Process payments after required approvals.</li><li>Maintain vendor payment tracker.</li></ul><p><b>2.3 Vendor Reconciliation</b></p><ul><li>Reconcile supplier statements regularly.</li><li>Resolve discrepancies and respond to vendor inquiries.</li></ul><p><b>2.4 Reporting</b></p><ul><li>Prepare weekly AP Aging report.</li><li>Provide cash outflow forecast.</li></ul><p><b>3. Month-End &amp; Control</b></p><ul><li>Perform AR/AP reconciliations.</li><li>Support month-end closing and audit preparation.</li><li>Ensure compliance with UAE VAT regulations.</li><li>Identify and suggest process improvements.</li></ul><p><b>Qualifications:</b></p><p><b>Hard Skills:</b></p><ul><li>Bachelor&rsquo;s Degree in Accountingб Finance or a related field.</li><li>A minimum of 2-3 years of proven experience in an Accounts Receivable role, preferably within the FMCG, food distribution, or hospitality supply industry in the UAE.</li><li>Solid understanding of basic accounting principles, fair credit practices, and the full AR/AP cycle.</li><li>Proficiency in accounting and CRM software (Quickbooks, Odoo, Bitrix24 or a similar software system), Google Sheets, and MS Office.</li><li>Strong working knowledge of UAE VAT regulations as they apply to invoicing and credit notes.</li></ul><p><b>Soft Skills:</b></p><ul><li>Exceptional attention to detail and a high degree of accuracy.</li><li>Strong verbal and written communication skills in English, level B2 or higher (Knowledge of Arabic is a plus)..</li><li>Excellent negotiation and problem-solving abilities.</li><li>A persistent and proactive approach to collections.</li><li>Ability to work independently and manage a high volume of transactions in a fast-paced environment.</li><li>Strict observance of confidentiality rules and protection of sensitive company documents.</li></ul><p><b>Conditions:</b></p><ul><li>Full-time, Monday-Saturday 9am-6pm</li><li>On-site (DIC)</li><li>Work visa</li><li>Medical insurance</li><li>Transfer metro-office</li><li>Corporate laptop and sim card</li><li>Training and career development.</li><li><b>Salary:</b> A monthly salary of <b>AED 4,000</b> during the initial probation period (6 month)</li><li><b>Growth and Advancement:</b> Upon successful completion of the probation period, a performance review will be conducted, leading to a <b>salary increase</b> to reflect your permanent role in the team and establish a performance bonus scheme, rewarding your valuable contributions to the company&rsquo;s collective goals.</li></ul><p>Job Type: Full-time</p><p>Pay: AED4,000.00 per month</p>

Accounts Receivable Specialist

WebBeds

<div><p><b>About WebBeds</b></p>
<p>
Launched in 2013, WebBeds is a global marketplace for the travel trade, providing powerful distribution solutions that make selling and buying travel products easier. It sources accommodation and destination services from travel suppliers, aggregates and merchandises that content in the WebBeds platform, then distributes it to its global network of travel trade buyers, who sell to the travelling public.</p>
<p>
Hotels and other suppliers - global and regional hotel chains, independent hotels, apartments, resorts, attractions, transfer and sightseeing companies and more - can sell their products to a global network of online and offline travel buyers through robust solutions that provide greater inventory control to simplify distribution, and leverage WebBeds enhanced analytics to inform inventory optimisation choices &ndash; saving costs and increasing revenue.</p>
<p>
Travel buyers - online travel agencies, retail travel agents, corporate travel managers, tour operators, wholesalers, tourism boards, super apps, DMC&rsquo;s, group providers, airlines and more - can integrate the hundreds of thousands of hotels and ground services in the WebBeds marketplace through simple and seamless API connectivity, or they can search, shop and book online through one of WebBeds trade only booking sites.</p>
<p>
WebBeds operates globally through four geographic regions &ndash; Europe, Asia Pacific, MEA (Middle East and Africa) and Americas - with over 1,900 travel professionals working in 120 cities across 50 countries worldwide.</p>
<p>
Find out more about the WebBeds business at www.webbeds.com<br>
WebBeds is a travel brand of the Web Travel Group (ASX: WEB).</p><p><br>
<b>
In this role you will :</b></p>
<p>
As a Financial Operations Specialist you will hold the primary objective of furnishing invaluable financial analysis and support to WebBeds' Senior Finance and Commercial Management Reporting to MEA Financial Controller and with a dotted line connection to the Global Credit Control and Credit Risk Director. The specific focus lies in providing insightful financial assistance concerning the AP and AR ledgers for the Group, thereby contributing to informed decision-making. Integral tasks involve ensuring the consistent treatment of AP and AR metrics across all Group ledgers, generating standardized reports, critically evaluating debt and creditor reports, and conducting value-add analysis to support management decisions.</p><p></p><p><b><br>
Key responsibilities</b></p>
<ul>
<li>Understanding of day-to-day finance operations, specifically accounts payable and accounts receivable.
</li><li>Champion automation and digital transformation initiatives to reduce manual dependencies and improve reporting timelines.
</li><li>Ensure monthly, half-year, and annual operational finance closing and reports for senior leadership.
</li><li>Work closely with internal and external auditors to support annual audits and ensure IFRS compliance. Ensure internal controls are implemented and followed.
</li><li>Update ECL matrix as at half -year and year-end to ensure IFRS compliance and calculation of any other provisions related to O2C and P2P balances and processes.
</li><li>Propose O2C and P2P processes improvements to increase efficiency and effectiveness
</li><li>Generate reconciliations that bridge the gap between reported aged debtors and creditors figures with the Trial Balance and accounts, demonstrating a dedicated and systematic approach to reconciliation and reinforcing the value of accountability.
</li><li>Review DSO and DPO calculations for the company and align these metrics with locally sourced regional data, fostering a culture centered around analytics-driven decision-making and innovation.
</li><li>Offer insightful analysis across platforms, regions, destinations, and supply/sales channel categories, contributing to ongoing advancement and mitigating risk.
</li><li>Act as a point of contact for any queries with other finance teams, specifically with O2C and P2C teams, promoting open communication and collaboration.
</li><li>To be the liaison with WebBeds auditors and provide them the necessary information in a timely manner regarding Trade debtors and Trade creditors balances and its analysis, showcasing a commitment to compliance and professionalism. Support O2C and P2P in the external audits.
</li><li>Overseeing the Customers and Suppliers ORC process, accruals accounting procedure, P&amp;L analysis, payments, and accruals balance reconciliation, showcasing a diligent work ethic focused on attention to detail.
</li><li>Account for Reciprocals and MOR balance sheet reclassification, embodying compliance with accounting standards and showcasing attention to even the smallest mistakes.
</li><li>To be the coordinator and representative on various Accounting projects in collaboration with other teams like Digitalization, Automation etc.</li></ul>
<p><b>
The skills we would love to see in your suitcase!</b></p>
<ul><li>
4&ndash;7 years of relevant experience, with at least 2-3 years managing AR/AP operations
</li><li>Bachelor&rsquo;s degree in finance, Accounting, Business Administration or a related discipline.
</li><li>Solid grasp of technical accounting principles
</li><li>Proficiency in utilizing a structured ERP system, preferably SAP
</li><li>Advanced knowledge of Excel, PowerBi
</li><li>Exceptional ability in financial reporting and analysis
</li><li>High level of judgement and discretion
</li><li>Proven aptitude for cultivating positive relationships and engaging individuals across all organizational tiers
</li><li>Highly adaptable to a dynamic business environment
</li><li>Highly motivated with a methodical approach to resolving emerging challenges
</li><li>Keen problem-solving skills coupled with meticulous attention to detail
</li><li>Effective and professional communication skills, both written and oral
</li><li>Fluent English communication skills, both written and oral
</li><li>Strong multitasking abilities, skilled in prioritization and meeting deadlines
</li><li>Proficient at fostering collaborative relationships with other business sectors, and thrive in a team-oriented setting</li></ul>
<p><b>
Why choose us as your next destination?</b></p>
<p>
We are super proud of our dedicated team of friendly, energetic &amp; passionate professionals. Our people are key to the success of our business &amp; everybody at WebBeds has their own unique role to play as we continue to drive the company forward.</p>
<p>
Over 50 different languages are spoken by our workforce, but whether working from offices in Dubai or London or out in the field in Johannesburg or Buenos Aires, we all share the common goal to take pride in what we do &amp; to deliver our partners with unbeatable service &amp; support.</p>
International highly skilled group of experts from all around the globe<ul>
Dynamic environment with the chance to grow, influence &amp; impact change
Disruptive, fast-growing market leader within travel &amp; endless possibilities
Culture built on collaboration empowerment and innovation</ul><p></p><p><br>
Find out more about the WebBeds business at www.webbeds.com - <b>#LI-Hybrid</b></p></div>

Finance Transactions Manager

DigitalQatalyst For Information Technology Consultants Co. L.L.C

<p><b>About the Company</b></p><p>At DigitalQatalyst, we drive seamless digital transformations, empowering businesses to excel in the Economy 4.0. From streamlining operations to enabling data-driven decision-making, we help organizations navigate change with confidence.</p><p><b>Role Summary</b></p><p>The Finance Analyst will play a key role in improving financial processes and ensuring compliance with regulatory requirements across DXB and NBO operations. This position is integral to establishing best finance practices, driving system transformation, and supporting DQ's growth across the GCC and Africa. The successful candidate will be responsible for tracking compliance tasks, spearheading finance initiatives, and contributing to the overall transformation of DQ's financial system. The role requires a proactive individual who is adaptable, resilient, and committed to learning.</p><p><b>Key Responsibilities</b></p><ul><li><b>Compliance &amp; Financial Processes</b>: Maintain compliance with regulatory requirements across DXB and NBO, ensuring all financial practices adhere to governance standards.</li><li><b>Finance Initiatives</b>: Lead finance projects set by <b>COE</b>, improving financial systems and processes.</li><li><b>Collaboration</b>: Work closely with peers to disseminate <b>DQ culture</b> and best finance practices, contributing to a cohesive financial strategy across the organization.</li><li><b>Continuous Improvement</b>: Proactively enhance existing financial practices and processes to improve efficiency and governance.</li><li><b>Documentation</b>: Track and report on compliance, internal controls, and financial data to ensure transparency and alignment with organizational goals.</li></ul><p><b>Skills</b></p><ul><li>Basic knowledge of <b>VAT</b>, <b>CT</b>, and accounting principles (e-invoicing knowledge is a plus).</li><li>Ability to track <b>compliance tasks</b> and improve financial practices.</li><li>Strong problem-solving skills with the ability to stay adaptable and resilient under pressure.</li><li>Excellent communication, collaboration, and organizational abilities.</li><li>Proficiency in <b>Microsoft Excel</b> and <b>financial systems</b>.</li></ul><p><b>Required Experience &amp; Skills</b></p><ul><li><b>Qualifications</b>: Bachelor&rsquo;s degree in Finance, Accounting, or a related field.</li><li><b>Experience</b>: 1-2 years of experience in finance, accounting, or a related discipline.</li></ul><p><b>Personal Attributes</b>: Must be adaptable, willing to learn, and able to work independently while contributing to the team&rsquo;s success.</p><p>Job Type: Full-time</p><p>Pay: AED4,000.00 - AED6,000.00 per month</p>

Finance Analyst

Standard Chartered Bank

<p></p><div><div><div><div><div><div><b>Requisition Number: </b>49118
</div></div></div></div><div><div><div><div><b>Job Location: </b>Dubai, ARE
</div></div></div></div><div><div><div><div><b>Work Type: </b>Office Working
</div></div></div></div><div><div><div><div><b>Employment Type: </b>Permanent
</div></div></div></div><div><div><div><div><b>Posting Start Date: </b>17/02/2026
</div></div></div></div><div><div><div><div><b>Posting End Date: </b>03/03/2026
</div></div></div></div><div><div><div><div><b>:
</b><div><div><div><div><b>Job Summary</b></div>
</div><div><p>
The Structured Solutions Development (SSD) team, embedded within Treasury and Trade (TB) Sales, is tasked with originating, negotiating, and structuring customised trade finance solutions that precisely meet the evolving needs of our diverse client base. Members of this team act as consultants, leveraging deep industry insight and specialist solution knowledge to create value-driven outcomes that support our clients' growth and operational efficiency.</p><br>
<p></p>
<p><b>
Strategic Contribution:</b></p>
<ul>
<li>As a senior and integral contributor, you will actively shape and execute the global SSD strategy in the region, ensuring alignment with organisational goals and market dynamics.</li>
<li>Lead sector-specific thematic discussions with clients, fostering thought leadership and expanding industry knowledge.</li>
<li>Identify opportunities to replicate innovative structured solutions across industries, driving scalability and client value.</li>
<li>Enhance client experience by promoting a consistent and recognisable service identity, whilst adapting to regional market nuances.</li></ul><br>
<p></p>
<p><b>
Business and Financial Leadership:</b></p>
<ul>
<li>Utilise comprehensive industry expertise to identify and capitalize on business opportunities, providing consultative engagements that turn complex needs into effective trade finance solutions.</li>
<li>Deliver against the financial objectives of assigned portfolios, actively managing product profitability, deal volume, and client engagement metrics to meet or exceed revenue targets.</li>
<li>Collaborate with product management teams to influence product development and adjustment, reflecting the evolving trade finance landscape and client demands.</li></ul><br>
<p></p>
<p>
This role requires a proactive approach, combining strategic vision with operational discipline to deliver market-leading structured solutions while fostering sustainable client partnerships.</p></div></div><div><div><div><b>
Key Responsibilities</b></div>
</div><div><p><b>
Leadership and Talent Development</b></p>
<ul>
<li>Exhibit strong leadership by mentoring and guiding Director-level professionals, promoting knowledge sharing, and cultivating a culture of continuous improvement and excellence within the team.</li>
<li>Influence and inspire colleagues to identify innovative opportunities and solutions that align with client objectives and risk parameters.</li></ul><br>
<p></p>
<p><b>
Risk Management and Compliance</b></p>
<ul>
<li>Expertly articulate the benefits, risks, and mitigations of proposed structured solutions to clients, internal risk teams, and other key stakeholders, ensuring a shared understanding of value and potential impacts.</li>
<li>Maintain in-depth knowledge of relevant local and international legal frameworks, regulatory standards, and industry initiatives to anticipate and adapt to regulatory developments.</li>
<li>Provide proactive and pragmatic advice on regulatory, reputational, and ethical considerations to safeguard both client and bank interests.</li>
<li>Ensure stringent adherence to internal compliance policies, ethical standards, and best practices across all stages of deal origination and execution.</li>
<li>Contribute precise and comprehensive inputs into credit documentation, term sheets, and risk assessments to facilitate informed decision-making.</li>
<li>Actively monitor, escalate, and remediate risk and compliance matters in a timely and effective manner, fostering a robust risk culture within the team and region.</li>
</ul></div></div><div><div><div><b>Skills and Experience</b></div>
</div><div><ul><li><b>Consultative Sales Expertise:</b> Experienced in developing bespoke structured trade finance proposals tailored to complex client requirements.</li><li><b>
Product Mastery:</b> In-depth understanding of structured finance products, enabling effective solution design and client advisement.</li><li><b>
Legal and Regulatory Acumen:</b> Skilled in analysing legal instruments, debt structures, and jurisdictional regulations pertinent to trade finance operations.</li><li><b>
Financial Literacy:</b> Proficient in analysing financial statements and creditworthiness to ensure risk-aligned deal structuring.</li><li><b>
Credit Analysis:</b> Competent in credit assessment processes, verification procedures, and risk mitigation strategies.</li><li><b>
International Trade Knowledge:</b> Familiar with global trade mechanisms, compliance requirements, and commodity financing.</li><li><b>
Industry Awareness:</b> Strong grasp of sector-specific trends, challenges, and opportunities to advise clients with precision.</li><li><b>
Structured Finance:</b> Demonstrable experience in structured trade and commodity financing, with a track record of successfully executed transactions.</li></ul></div></div><div><div><div><b>
Qualifications</b></div>
</div><div><p>
Applicants are expected to hold a Core Credit and Risk Management certification, completed prior to or within 12 months of joining. This formal qualification ensures a robust foundation in credit principles and risk oversight critical to the role.</p><br>
<p></p>
<p>
Additional academic qualifications in finance, economics, business, or related fields are advantageous and will support effective performance in this highly specialised environment.</p><br>
<p></p>
<p>
Continuous professional development is encouraged, with access to ongoing learning to keep pace with industry innovations and regulatory changes.</p></div></div><div><div><div><b>
About Standard Chartered</b></div>
</div><div><p>
Standard Chartered is a leading international bank operating at the intersection of global markets and local economies with agility and impact. For over 170 years, we have committed to creating value beyond banking by supporting clients, communities, and colleagues through innovation and integrity.</p><p>
Our purpose&mdash;to drive commerce and prosperity through our unique diversity&mdash;is backed by our brand promise to be here for good. This ethos is expressed in our dedication to behavioural values that foster inclusion, respect, and a collective commitment to excellence.</p><p>
Our organisational culture prioritises ethical conduct, continuous learning, and collaborative innovation, creating an empowering environment where all talents are celebrated.</p><ul><li><b>
Do the right thing:</b> Demonstrate integrity, challenge constructively, and place client interests at the centre of all decisions.</li><li><b>
Never settle:</b> Strive for constant improvement, innovative thinking, simplicity, and learning through experience.</li><li><b>
Better together:</b> Embrace diversity, inclusion, and teamwork to achieve sustainable success.</li></ul></div></div><div><div><div><b>
What we offer</b></div>
</div><div><p><b>
Compensation and Benefits</b></p><p>
Aligned with our Fair Pay Charter, we offer a competitive salary package complemented by a comprehensive range of benefits designed to support your overall wellbeing across mental, physical, financial, and social dimensions.</p><ul><li><b>
Retirement and Insurance:</b> Access core banking schemes for retirement savings, health, and life insurance, with optional flexible benefits tailored to local needs.</li><li><b>
Generous Leave Policies:</b> Includes paid annual leave, parental and maternity leave of up to 20 weeks, sabbatical options up to 12 months, and volunteering leave, ensuring a minimum combined total of 30 days leave and public holidays.</li><li><b>
Flexible Work Arrangements:</b> Options to blend office and home-based work, supporting work-life balance through adaptable schedules.</li><li><b>
Wellbeing Initiatives:</b> Availability of tools such as the Unmind digital wellbeing platform, resilience development programmes, Employee Assistance Programmes, dedicated mental health resources, and self-help toolkits.</li><li><b>
Learning and Development:</b> Fostered through continuous learning cultures, with numerous opportunities to reskill, upskill, and engage in digital and physical training environments.</li><li><b>
Inclusive Culture:</b> Commitment to embracing diversity, promoting an inclusive workplace where everyone can thrive, contribute, and realise their potential.</li></ul></div></div></div></div></div></div></div></div></div><p></p>

Director, Structured Solutions Development

KinFitz & Co.

<div>
 <p>
  Credit Manager (Trade Finance) &ndash; SME Lending
 </p>
 <p>
  <br/>
 </p>
 <p>
  <strong>
   The opportunity
  </strong>
 </p>
 <p>
  A fast-growing UAE fintech lender is hiring a
  <strong>
   Credit Manager
  </strong>
  to strengthen its
  <strong>
   trade finance
  </strong>
  approval capability. The business has scaled quickly and needs an experienced credit decision-maker who can
  <strong>
   approve or decline SME trade finance cases independently
  </strong>
  , at pace, while keeping risk discipline high.
 </p>
 <p>
  <br/>
 </p>
 <p>
  This is a hands-on role in a scaling team. You won&rsquo;t manage people initially, but you will guide analysts, improve case quality, and remove the credit approval bottleneck.
 </p>
 <p>
  <br/>
 </p>
 <p>
  <strong>
   Key details
  </strong>
 </p>
 <p>
  Work setup: Hybrid (3 days office, 2 days remote)
 </p>
 <p>
  <strong>
   What you&rsquo;ll be doing
  </strong>
 </p>
 <ul>
  <li>
   Take
   <strong>
    final credit decisions
   </strong>
   on SME trade finance cases within delegated authority
  </li>
  <li>
   Assess and structure facilities including
   <strong>
    working capital lines, invoice discounting, and reverse factoring
   </strong>
  </li>
  <li>
   Review analyst credit memos, challenge assumptions, and raise quality of analysis and documentation
  </li>
  <li>
   Spot fraud and operational risk flags early and push for the right mitigants
  </li>
  <li>
   Present and defend decisions in a risk committee setting when required
  </li>
  <li>
   Help standardise underwriting approaches and improve turnaround time without compromising quality
  </li>
  <li>
   Work closely with the Head of Credit and cross-functional stakeholders to keep approvals flowing
  </li>
 </ul>
 <p>
  <strong>
   What you need
  </strong>
 </p>
 <ul>
  <li>
   Minimum
   <strong>
    4 years
   </strong>
   of direct experience in
   <strong>
    trade finance credit
   </strong>
   (ideally 5 to 10 years overall credit experience)
  </li>
  <li>
   Strong exposure to
   <strong>
    SME lending
   </strong>
   in the UAE market (mandatory)
  </li>
  <li>
   Practical understanding of trade finance products and risk drivers:
   <strong>
    invoice discounting, reverse factoring, working capital facilities
   </strong>
  </li>
  <li>
   Comfortable operating in a fast-paced environment with high volumes and tight SLAs
  </li>
  <li>
   Strong written and verbal communication in English, able to justify approvals and declines clearly
  </li>
  <li>
   Confidence owning decisions, not relying on layers of committee approval for every case
  </li>
 </ul>
 <p>
  <strong>
   Nice to have
  </strong>
 </p>
 <ul>
  <li>
   Experience in fintech, alternative lending, or high-growth environments
  </li>
  <li>
   Prior involvement in credit policy refinement, delegated authority frameworks, or process improvements
  </li>
  <li>
   Experience working with data-led credit processes and rapid credit turnaround expectations
  </li>
 </ul>
</div>


Credit Manager - Trade Finance

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