product manager - fintech Jobs in Karachi

product manager - fintech

senior manager finance

country product owner - neobiz onboarding (mashreq digital bank pakistan) Jobs in Karachi

country product owner - neobiz onboarding (mashreq digital bank pakistan)

erp finance technical product manager (ote $70,000/year usd), sparkrock Jobs in Karachi

erp finance technical product manager (ote $70,000/year usd), sparkrock

finance & operations manager Jobs in Karachi

finance & operations manager

product manager fintech

Creative Chaos

<div>Job Summary: Creative Chaos is hiring a Product Manager to own product execution across our transit payments, airtime distribution, and digital wallet systems. This role blends product strategy, requirement definition, cross-functional coordination, and delivery oversight. You will work closely with engineering, operations, and external partners to ship reliable, scalable fintech products.
This is not a purely technical role, but you must be comfortable working with APIs, integration flows, and platform constraints. You will report to senior product leadership and collaborate directly with telco partners, transport authorities, engineering teams, and internal business stakeholders.
Job Responsibilities:
<h3 class="jobSectionHeader">Product Strategy &amp; Discovery</h3><ul>
<li>Lead discovery for new features, market requirements, and client-requested enhancements.
</li><li>Understand customer needs across mass transit, telco integrations, and payment workflows.
</li><li>Support the development of product vision, roadmap, and success metrics for your product area.
</li></ul><h3 class="jobSectionHeader">Execution &amp; Delivery</h3><ul>
<li>Write clear, detailed requirements (BRDs, PRDs, user flows, technical requirement specs).
</li><li>Partner with engineering to define scope, estimate efforts, and plan sprints.
</li><li>Work with design teams to ensure user-centric flows across mobile, web, and agent applications.
</li><li>Track execution, manage releases, and ensure quality for mission-critical systems.
</li></ul><h3 class="jobSectionHeader">Client &amp; Partner Engagement</h3><ul>
<li>Act as a product liaison for telcos, banks, and transport authorities.
</li><li>Lead requirement workshops, clarify functional needs, and coordinate technical integration details.
</li><li>Support client onboarding, UAT cycles, launch readiness, and post-launch optimizations.
</li></ul><h3 class="jobSectionHeader">Technical Alignment</h3><ul>
<li>Collaborate with engineering on API orchestration, backend flows, and platform scalability.
</li><li>Understand constraints related to:
</li><li><ul><li>Telco APIs
</li><li>Payment rails (EMV, ISO8583)
</li><li>NFC/contactless flows
</li><li>USSD/SIM channels
</li><li>Participate in design reviews, testing cycles, and solutioning discussions.</li>
</ul></li>
</ul>Requirements<ul>
<li>
4&ndash;7 years of product management, business analysis, or solution delivery experience.
</li><li>Experience in fintech, payments, telco, or mass transit systems.
</li><li>Strong understanding of transactional products: wallets, airtime/VAS, top-up systems, or payment integrations.
</li><li>Ability to translate client needs into functional and technical requirements.
</li><li>Comfortable working with APIs, system diagrams, and integration workflows.
</li><li>Strong communication skills and confidence in leading conversations with clients and engineering.
</li></ul>Good-to-Haves<ul><li><ul>
<li>
Experience in high-growth or emerging-market startups.
</li><li>Exposure to offline-first transaction systems or contactless/NFC products.
</li><li>Understanding of compliance, reconciliation, and settlement workflows.</li>
</ul></li></ul>
Key Traits<ul>
<li>
Ownership mindset &mdash; drives outcomes, not motion.
</li><li>Structured thinker with strong analytical and problem-solving skills.
</li><li>Excellent communicator across clients, developers, and internal leadership.
</li><li>High adaptability and thrives in fast-moving environments.
</li>Detail-oriented with a strong bias for clarity and documentation. 
<li>
</li>
</ul>What success look like<ul>
<li>
Clients trust you to convert their needs into clear product requirements.
</li><li>Engineering trusts your clarity, prioritization, and technical understanding.
</li><li>The business relies on you to deliver features that drive adoption, revenue, and operational efficiency.
</li><li>You manage your product area end-to-end with minimal supervision.</li></ul></div>

Product Manager - Fintech

<div>
 
 Job Summary:
 
 Creative Chaos is hiring a
 
 Product Manager
 
 to own product execution across our transit payments, airtime distribution, and digital wallet systems. This role blends product strategy, requirement definition, cross-functional coordination, and delivery oversight. You will work closely with engineering, operations, and external partners to ship reliable, scalable fintech products.
 
 
 This is not a purely technical role, but you must be comfortable working with APIs, integration flows, and platform constraints. You will report to senior product leadership and collaborate directly with telco partners, transport authorities, engineering teams, and internal business stakeholders.
 
 
 
 Job Responsibilities:
 
 
 
 
 
 Product Strategy &amp; Discovery
 
 
 
 
 <ul>
 <li>
 Lead discovery for new features, market requirements, and client-requested enhancements.
 </li>
 <li>
 Understand customer needs across mass transit, telco integrations, and payment workflows.
 </li>
 <li>
 Support the development of product vision, roadmap, and success metrics for your product area.
 
 
 </li>
 </ul>
 
 
 Execution &amp; Delivery
 
 
 
 
 <ul>
 <li>
 Write clear, detailed requirements (BRDs, PRDs, user flows, technical requirement specs).
 </li>
 <li>
 Partner with engineering to define scope, estimate efforts, and plan sprints.
 </li>
 <li>
 Work with design teams to ensure user-centric flows across mobile, web, and agent applications.
 </li>
 <li>
 Track execution, manage releases, and ensure quality for mission-critical systems.
 
 
 </li>
 </ul>
 
 
 Client &amp; Partner Engagement
 
 
 
 
 <ul>
 <li>
 Act as a product liaison for telcos, banks, and transport authorities.
 </li>
 <li>
 Lead requirement workshops, clarify functional needs, and coordinate technical integration details.
 </li>
 <li>
 Support client onboarding, UAT cycles, launch readiness, and post-launch optimizations.
 
 
 </li>
 </ul>
 
 
 Technical Alignment
 
 
 
 
 <ul>
 <li>
 Collaborate with engineering on API orchestration, backend flows, and platform scalability.
 </li>
 <li>
 Understand constraints related to:
 </li>
 <ul>
 <li>
 Telco APIs
 </li>
 <li>
 Payment rails (EMV, ISO8583)
 </li>
 <li>
 NFC/contactless flows
 </li>
 <li>
 USSD/SIM channels
 </li>
 <li>
 Participate in design reviews, testing cycles, and solutioning discussions
 
 
 </li>
 </ul>
 </ul>
 
 Requirements
 
 
 
 <ul>
 <li>
 4-7 years of product management, business analysis, or solution delivery experience.
 </li>
 <li>
 Experience in fintech, payments, telco, or mass transit systems.
 </li>
 <li>
 Strong understanding of transactional products: wallets, airtime/VAS, top-up systems, or payment integrations.
 </li>
 <li>
 Ability to translate client needs into functional and technical requirements.
 </li>
 <li>
 Comfortable working with APIs, system diagrams, and integration workflows.
 </li>
 <li>
 Strong communication skills and confidence in leading conversations with clients and engineering.
 
 
 </li>
 </ul>
 
 Good-to-Haves
 
 
 
 <ul>
 <li>
 Experience in high-growth or emerging-market startups.
 </li>
 <li>
 Exposure to offline-first transaction systems or contactless/NFC products.
 </li>
 <li>
 Understanding of compliance, reconciliation, and settlement workflows
 
 
 </li>
 </ul>
 
 Key Traits
 
 
 
 <ul>
 <li>
 Ownership mindset &mdash; drives outcomes, not motion.
 </li>
 <li>
 Structured thinker with strong analytical and problem-solving skills.
 </li>
 <li>
 Excellent communicator across clients, developers, and internal leadership.
 </li>
 <li>
 High adaptability and thrives in fast-moving environments.
 </li>
 <li>
 Detail-oriented with a strong bias for clarity and documentation
 
 
 </li>
 </ul>
 
 What Success Look Like
 
 
 
 <ul>
 <li>
 Clients trust you to convert their needs into clear product requirements.
 </li>
 <li>
 Engineering trusts your clarity, prioritization, and technical understanding.
 </li>
 <li>
 The business relies on you to deliver features that drive adoption, revenue, and operational efficiency.
 </li>
 <li>
 You manage your product area end-to-end with minimal supervision
 </li>
 </ul>
</div>

AGILE HR

Position Title: Senior Business Manager &ndash; Wallet Location: NASTP (Silicon) KarachiRequirements:<ul><li>Bachelor&rsquo;s degree in Business Administration, Finance, or related field.</li><li>5+ years of experience leading fintech projects.</li><li>Excellent communication, negotiation, and conflict-resolution skills.</li></ul>Key Responsibilities:<ul><li>Translate market insights, competitive analysis, and customer feedback into product features and business models.</li><li>Ensure alignment with the company&rsquo;s digital payments strategy and regulatory requirements.</li><li>Build and manage strategic partnerships with banks, telcos, fintechs, merchants, and billers.</li><li>Collaborate with switching partners (1LINK, Raast) and payment aggregators.</li><li>Enable continuous business improvement by conducting research and removing process bottlenecks in onboarding, transaction monitoring, settlement, and reconciliations.</li><li>Ensure all technical integrations and deliverables from in-house and vendor teams align with business objectives.</li><li>Monitor and report business KPIs, ensuring timely corrective actions.</li><li>Support regulatory compliance and governance by working with audit, legal, and compliance teams.</li><li>Leverage data-driven insights to design targeted acquisition campaigns, optimize incentive programs, and refine customer engagement strategies to expand wallet adoption.</li></ul>Benefits: <ul><li>Fuel</li><li>Medical (IPD &amp; OPD</li></ul>Job Type: Full-timePay: Rs400,000.00 - Rs450,000.00 per monthApplication Question(s):<ul><li>Do you have at least 5 years of experience working on fintech-related projects?</li></ul>YesNo<ul><li>ave you previously worked on digital wallet products (consumer or merchant)?</li></ul>YesNo<ul><li>Do you have hands-on experience with payment processing or digital payments?</li></ul>YesNo<ul><li>4. Are you familiar with regulatory requirements related to fintech or EMI (Electronic Money Institution) frameworks?</li></ul>YesNo<ul><li>Have you collaborated with switching partners such as 1LINK or Raast?</li></ul>YesNo<ul><li>Do you have experience building partnerships with banks, telcos, fintechs, merchants, or billers?</li></ul>YesNoEducation:<ul><li>Bachelor's (Required)</li></ul>Experience:<ul><li>fintech projects: 5 years (Required)</li></ul>Work Location: On the road

Senior Business Manager – Wallet

PMCL-JAZZ (Formerly known as Mobilink)

<div>Job Title: Regional Manager &ndash; Emerging Business Solutions 
Grade Level: L3 
Location: karachi 
Last Date to Apply: 10th November 2025 
What is Regional Manager &ndash; Emerging Business Solutions?
The Regional Alternate Business Manager &ndash; Enterprise Solutions will drive the growth and execution of alternate enterprise business lines within their respective region. This includes Payroll Digitization (Salary Disbursements), Corporate QR Enablement, and Mini App Channel Development. The role requires a strong entrepreneurial mindset, capable of operating as both a hunter (new business acquisition) and farmer (deepening existing partnerships).
The position will lead a team of contractual staff and work closely with regional enterprise, product, and operations teams to deliver end-to-end business results. This position reports to Head of Enterprise Business. 
<h3 class="jobSectionHeader">
 
What does Regional Manager &ndash; Emerging Business Solutions do?</h3><ul><li>Business Ownership:</li></ul>
o Own and deliver regional KPIs for Payroll Digitization, Corporate QR, and Mini App business lines.
o Lead onboarding, activation, and retention of enterprise clients, ensuring client engagement and satisfaction.<ul><li>Market Development:</li></ul>
o Identify and pursue new opportunities in underpenetrated corporate and SME segments.
o Conduct regional market scans to identify potential payroll clients, salary processors, and corporate QR partners.<ul><li>Mini App Growth:</li></ul>
o Drive adoption of JazzCash Mini App across corporate and retail partners.
o Collaborate with product and tech teams to onboard new partners, test integrations, and monitor performance.<ul><li>Stakeholder Management:</li></ul>
o Act as a bridge between regional sales teams, central product teams, and key enterprise clients.
o Ensure seamless execution of product rollouts, campaigns, and client trainings.<ul><li>People Management:</li></ul>
o Supervise and coach contractual staff engaged in acquisition and support activities.
o Build capacity within the team to handle technical and operational complexities. 
JazzCash is an equal opportunity employer. We celebrate, support, and thrive on diversity and are committed to creating an inclusive environment for all employees.
Requirements
What are we looking for and what does it take to be Regional Manager &ndash; Emerging Business Solutions?
Required Skills &amp; Competencies<ul><li>Strong understanding of fintech, digital payments, and corporate disbursement solutions.</li><li>Strategic thinking with executional agility; able to manage multiple business streams simultaneously.</li><li>Excellent relationship management and negotiation skills.</li><li>Proven track record in B2B or enterprise sales.</li><li>Leadership experience managing diverse and geographically spread teams.</li></ul>
Qualification &amp; Experience<ul><li>Master&rsquo;s or Bachelor&rsquo;s in Business Administration, Finance, or a related field.</li><li>Minimum 6&ndash;8 years of relevant experience in financial services, fintech, or enterprise business.</li><li>Strong analytical and commercial acumen with exposure to digital product management.</li></ul>
Benefits
Why Join JazzCash?
As one of the largest digital financial services providers in Pakistan, our objective is to continue to change the lives of our 52 million customers for the better.
Recognized as one of the leading employers in the country, JazzCash epitomizes the philosophy that each JazzCash employee is passionately living a better life every day, inspired and enabled by visionary leadership, a unique professional culture, a flourishing lifestyle, and continuous learning and development.
Our core values include qualities essential for a positive organizational culture - truthfully guiding entrepreneurial and innovative mindsets, harnessing professional and interpersonal collaboration, and fostering across-the-board customer obsession.
 This is an opportunity for someone who wants to be part of something transformative, someone who can play a critical role in driving our success. Together, we can empower millions more with the tools necessary to progress in an increasingly digital economy.</div>

Regional Manager Emerging Business Solutions - JazzCash

Jazz

<div>
 
 Job Title: Regional Manager - Emerging Business Solutions
 
 Grade Level: L3
 
 Location: karachi
 
 Last Date to Apply: 10th November 2025
 
 
 
 
 What is Regional Manager - Emerging Business Solutions?
 
 
 
 The Regional Alternate Business Manager - Enterprise Solutions will drive the growth and execution of alternate enterprise business lines within their respective region. This includes Payroll Digitization (Salary Disbursements), Corporate QR Enablement, and Mini App Channel Development. The role requires a strong entrepreneurial mindset, capable of operating as both a hunter (new business acquisition) and farmer (deepening existing partnerships).
 
 
 The position will lead a team of contractual staff and work closely with regional enterprise, product, and operations teams to deliver end-to-end business results. This position reports to Head of Enterprise Business.
 
 
 &nbsp;
 
 What does Regional Manager - Emerging Business Solutions do?&nbsp;
 
 
 
 
 -&nbsp;
 
 Business Ownership:
 
 
 
 o&nbsp;&nbsp; Own and deliver regional KPIs for Payroll Digitization, Corporate QR, and Mini App business lines.
 
 
 o&nbsp;&nbsp; Lead onboarding, activation, and retention of enterprise clients, ensuring client engagement and satisfaction.
 
 
 -&nbsp;
 
 Market Development:
 
 
 
 o&nbsp;&nbsp; Identify and pursue new opportunities in underpenetrated corporate and SME segments.
 
 
 o&nbsp;&nbsp; Conduct regional market scans to identify potential payroll clients, salary processors, and corporate QR partners.
 
 
 -&nbsp;
 
 Mini App Growth:
 
 
 
 o&nbsp;&nbsp; Drive adoption of JazzCash Mini App across corporate and retail partners.
 
 
 o&nbsp;&nbsp; Collaborate with product and tech teams to onboard new partners, test integrations, and monitor performance.
 
 
 -&nbsp;
 
 Stakeholder Management:
 
 
 
 o&nbsp;&nbsp; Act as a bridge between regional sales teams, central product teams, and key enterprise clients.
 
 
 o&nbsp;&nbsp; Ensure seamless execution of product rollouts, campaigns, and client trainings.
 
 
 -&nbsp;
 
 People Management:
 
 
 
 o&nbsp;&nbsp; Supervise and coach contractual staff engaged in acquisition and support activities.
 
 
 o&nbsp;&nbsp; Build capacity within the team to handle technical and operational complexities.
 
 
 
 
 JazzCash is an equal opportunity employer. We celebrate, support, and thrive on diversity and are committed to creating an inclusive environment for all employees.
 
 
 
 
 
 Requirements
 
 
 
 
 
 What are we looking for and what does it take to be Regional Manager - Emerging Business Solutions?
 
 
 
 
 Required Skills &amp; Competencies
 
 
 
 - Strong understanding of fintech, digital payments, and corporate disbursement solutions.
 
 
 -&nbsp; Strategic thinking with executional agility; able to manage multiple business streams simultaneously.
 
 
 -&nbsp; Excellent relationship management and negotiation skills.
 
 
 -&nbsp; Proven track record in B2B or enterprise sales.
 
 
 -&nbsp; Leadership experience managing diverse and geographically spread teams.
 
 
 
 
 Qualification &amp; Experience
 
 
 
 -&nbsp; Master's or Bachelor's in Business Administration, Finance, or a related field.
 
 
 -&nbsp; Minimum 6-8 years of relevant experience in financial services, fintech, or enterprise business.
 
 
 -&nbsp; Strong analytical and commercial acumen with exposure to digital product management.
 
 
 
 
 Benefits
 
 
 
 
 
 Why Join JazzCash?
 
 
 
 
 As one of the largest digital financial services providers in Pakistan, our objective is to continue to change the lives of our 52 million customers for the better.
 
 
 Recognized&nbsp;as one of the leading employers in the country, JazzCash epitomizes the philosophy that each JazzCash&nbsp;employee is passionately living a better life every day, inspired and enabled by visionary leadership, a unique professional culture, a flourishing lifestyle, and continuous learning and development.
 
 
 Our core values include qualities essential for a positive organizational culture - truthfully guiding entrepreneurial and innovative mindsets, harnessing professional and interpersonal collaboration, and fostering across-the-board customer obsession.
 
 
 &nbsp;This is an opportunity for someone who wants to be part of something transformative, someone who can play a critical role in driving our success. Together, we can empower millions more with the tools necessary to progress in an increasingly digital economy.
 
</div>

Alibaba

<div><div>Basic Infomation<div><div><div>
Department:
Daraz</div><div>
Degree:
Bachelor</div><div>
Work Experience:
3 year</div></div></div></div><div>
Job Description<div>
Daraz Payments powers seamless financial transactions across the Daraz ecosystem, enabling millions of customers and partners to transact safely and efficiently. As we expand our footprint across South Asia, our mission is to innovate within the fintech space, strengthen partnerships with banks and payment networks, and enhance digital payment solutions across the region.
Key Responsibilities
&bull; Collect, analyze, and interpret large datasets to generate insights that support strategic decision-making across the payments and fintech ecosystem.
&bull; Monitor and evaluate the performance of key payment partners, including banks, wallet providers, and fintech solutions, across all markets.
&bull; Design and maintain dashboards and reports that track key metrics for digital payments, wallet adoption, transaction success rates, and customer engagement.
&bull; Support cross-functional teams (Product, Operations, Finance, and Commercial) with actionable insights to enhance payment success and user experience.
&bull; Identify trends, risks, and opportunities across regional markets, providing data-backed recommendations to improve efficiency and drive growth.
&bull; Partner with internal stakeholders to evaluate new digital payment initiatives and assess their impact on user behavior and revenue performance.
&bull; Ensure data accuracy and integrity by collaborating closely with tech and data engineering teams.
Candidate Requirements
&bull; Bachelor&rsquo;s degree in Data Analytics, Business, Economics, Finance, Statistics, or a related field.
&bull; 2&ndash;4 years of experience in Business Intelligence, Data Analytics, or Payments Analytics, preferably within fintech, banking, or e-commerce.
&bull; Strong understanding of digital goods, wallet ecosystems, and online payment products.
&bull; Proficiency in SQL, Power BI, Tableau, or similar BI tools.
&bull; Solid analytical and problem-solving skills with attention to detail.
&bull; Excellent communication skills with the ability to present insights clearly to both technical and non-technical audiences.
&bull; Familiarity with regional payment landscapes across South Asia is an added advantage.</div></div><div>
Position Requirement<div>
Daraz Payments powers seamless financial transactions across the Daraz ecosystem, enabling millions of customers and partners to transact safely and efficiently. As we expand our footprint across South Asia, our mission is to innovate within the fintech space, strengthen partnerships with banks and payment networks, and enhance digital payment solutions across the region.
Key Responsibilities
&bull; Collect, analyze, and interpret large datasets to generate insights that support strategic decision-making across the payments and fintech ecosystem.
&bull; Monitor and evaluate the performance of key payment partners, including banks, wallet providers, and fintech solutions, across all markets.
&bull; Design and maintain dashboards and reports that track key metrics for digital payments, wallet adoption, transaction success rates, and customer engagement.
&bull; Support cross-functional teams (Product, Operations, Finance, and Commercial) with actionable insights to enhance payment success and user experience.
&bull; Identify trends, risks, and opportunities across regional markets, providing data-backed recommendations to improve efficiency and drive growth.
&bull; Partner with internal stakeholders to evaluate new digital payment initiatives and assess their impact on user behavior and revenue performance.
&bull; Ensure data accuracy and integrity by collaborating closely with tech and data engineering teams.
Candidate Requirements
&bull; Bachelor&rsquo;s degree in Data Analytics, Business, Economics, Finance, Statistics, or a related field.
&bull; 2&ndash;4 years of experience in Business Intelligence, Data Analytics, or Payments Analytics, preferably within fintech, banking, or e-commerce.
&bull; Strong understanding of digital goods, wallet ecosystems, and online payment products.
&bull; Proficiency in SQL, Power BI, Tableau, or similar BI tools.
&bull; Solid analytical and problem-solving skills with attention to detail.
&bull; Excellent communication skills with the ability to present insights clearly to both technical and non-technical audiences.
&bull; Familiarity with regional payment landscapes across South Asia is an added advantage.</div></div></div>

Payments Operations Analyst-Payments Operations Analyst-Payments Operations Analyst

Explore 1112+ Product manager fintech in Karachi this November. Find roles across top companies and apply now to boost your career.

1112 product manager fintech jobs IN Karachi

Product Manager - Fintech

Product Manager - Fintech

Senior Business Manager – Wallet

Regional Manager Emerging Business Solutions - JazzCash

Regional Manager Emerging Business Solutions - JazzCash

Payments Operations Analyst-Payments Operations Analyst-Payments Operations Analyst

Payments Operations Analyst-Payments Operations Analyst-Payments Operations Analyst