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product owner

Tokyo Motor Corporation

<p><b>Company</b>: TMC Incorporation<br/><b>Location</b>: Lahore</p><p><b>Position:</b> Product Owner</p><p><b>About The Company:</b></p><p>Established since 1962 TMC Inc. is a dynamic and still a growing company in the field of Automotive aftersales products and Precision Cutting Laser Machines. We pride ourselves on innovation, customer satisfaction, and a commitment to excellence in all that we do. Our team is dedicated to providing top-notch products/services to our clients while fostering a positive and collaborative work environment.</p><p>We are seeking a highly experienced and strategic <b>Product Owner</b> to drive the vision, strategy, and execution of our core product line. The ideal candidate is a hands-on leader who bridges the gap between business goals, customer needs, and technical delivery, ensuring maximum value is delivered to the customer and the business.</p><p><b>Key Responsibilities</b>:</p><p><b>Strategic Leadership &amp; Vision (30%)</b></p><ul><li>Define and communicate the <b>product vision, strategy, and roadmap</b> for the designated product area, ensuring alignment with overall company objectives.</li><li>Conduct market analysis, competitive research, and user interviews to identify new opportunities and define market requirements.</li><li>Serve as the primary liaison between the business stakeholders, executive leadership, and the development team.</li></ul><p><b>Product Development &amp; Execution (50%)</b></p><ul><li>Own, prioritize, and maintain the <b>product backlog</b> for one or more scrum teams, continuously refining items to ensure they are clear, concise, and ready for development.</li><li>Define and write detailed <b>user stories, acceptance criteria, and epics</b> for all features and functionality.</li><li>Lead Sprint Reviews, planning meetings, and backlog grooming sessions, ensuring the development team fully understands the requirements and business value.</li><li>Accept or reject work completed by the development team, verifying that the delivered solution meets the acceptance criteria and product goals.</li></ul><p><b>Mentorship &amp; Management (20%)</b></p><ul><li>Utilize <b>three or more years of experience in a senior or managerial capacity</b> to mentor junior Product Owners and business analysts within the department.</li><li>Define and track key performance indicators (KPIs), metrics, and success criteria for the product to measure business value and report results to stakeholders.</li><li>Contribute to the continuous improvement of agile and product management processes within the organization.</li></ul><p><b>Qualifications and Experience:</b></p><ul><li><b>7+ years of experience</b> in a Product Management, Product Owner, or related role, ideally within a productive and challenging environment.</li><li><b>A minimum of 3 years of experience in a Senior or managerial role</b> with demonstrated leadership responsibilities.</li><li>Expert-level knowledge of agile methodologies</li><li>Proven ability to translate complex business requirements into clear, actionable technical specifications.</li><li>Exceptional communication, presentation, and leadership skills, with the ability to influence cross-functional teams without formal authority.</li></ul><p>Interested candidates are invited to send their resumes.</p><p>Email: career@tmcincorp.com or tmcinc.career@gmail.com</p><p>Website: https://www.tmcincorp.com/</p><p>Job Type: Full-time</p><p>Pay: Rs100,000.00 - Rs120,000.00 per month</p><p>Application Question(s):</p><ul><li>How many years of experience do you have in sales?</li><li>What is your highest level of education?</li><li>Have you worked in a B2B sales environment?</li><li>What is your current salary, including benefits or commissions, if applicable?</li><li>If selected, when would you be able to join our team?</li></ul><p>Work Location: In person</p>

Product Owner

Kodifly

<div>
 <strong>
  About Kodifly:
  <br/>
  <br/>
 </strong>
 Kodifly is an AI-first spatial intelligence company transforming infrastructure monitoring and management. Headquartered in Hong Kong Science Park, with an expanded presence in Pakistan and ongoing expansion into the Kingdom of Saudi Arabia, we are backed by HKAI Lab and the Nvidia Inception program. Our expertise spans 3D point cloud processing, digital twin creation, and LiDAR technology. We develop intelligent infrastructure solutions that enable cities and enterprises to operate with greater efficiency and insight. By integrating AI-powered analytics, digital twins, and real-time spatial intelligence, we help our partners streamline asset inspections, elevate quality assurance, and enhance safety throughout the entire infrastructure lifecycle.
 <br/>
 <br/>
 <strong>
  Job Description:
  <br/>
  <br/>
 </strong>
 This position combines the responsibilities of a Product Owner, playing an important role in leading agile software development projects using the Scrum framework. It requires someone with a unique blend of project management expertise, agile methodology knowledge, and business domain understanding.
 <br/>
 <br/>
 <strong>
  Key Responsibilities:
  <br/>
  <br/>
 </strong>
 <ul>
  <li>
   Project Management:
  </li>
  <li>
   Plan and manage project scope, budget, and timeline in alignment with agile principles.
  </li>
  <li>
   Track project progress and address risks or roadblocks proactively.
  </li>
  <li>
   Mentor the team on agile and scrum practices, fostering a collaborative and self-organizing environment.
  </li>
  <li>
   Lead and facilitate scrum ceremonies like sprint planning, daily stand-ups, sprint reviews, and retrospectives.
  </li>
  <li>
   Ensure smooth communication and collaboration between the team, stakeholders, and product owner.
  </li>
  <li>
   Implement agile and scrum processes efficiently, balancing flexibility with structure.
  </li>
  <li>
   Create and maintain continuous comprehensive project documentation including but not limited to user stories, acceptance criteria, sprint plans, and release notes during all stages of product development (PRDs, technical specs, etc.)
  </li>
  <li>
   Generate and present reports to stakeholders on project status, progress, and key metrics.
  </li>
  <li>
   Dive deep into project details and collaborate closely with the development team to understand technical challenges, identify solutions, and collaborate to make informed decisions.
  </li>
  <li>
   Product Ownership:
  </li>
  <li>
   Focus on long-term product planning.
  </li>
  <li>
   Clearly communicate the product vision and business needs to the team.
  </li>
  <li>
   Act as the voice of the customer and represent stakeholder interests.
  </li>
  <li>
   Create and refine user stories, maintaining and prioritizing the product backlog.
  </li>
  <li>
   Work closely with the UI/UX design team using tools like Figma, and with the development team to estimate tasks and features.
  </li>
  <li>
   Conduct product demonstrations and gather feedback to improve the product. Focus on usability testing and market research, and collecting insights from customer-facing teams (support, sales) to refine product decisions.
  </li>
  <li>
   Make and communicate product scope-related decisions based on user needs and project feasibility.
   <br/>
   <br/>
  </li>
 </ul>
 <strong>
  Required Skills:
  <br/>
  <br/>
 </strong>
 <ul>
  <li>
   At least 2 years of experience in product road mapping and aligning it with the overall business goals and strategies.
  </li>
  <li>
   Experience in B2G and B2B businesses and clients.
  </li>
  <li>
   Strong knowledge of agile methodologies, particularly Scrum.
  </li>
  <li>
   Project management experience and skills, including planning, estimation, and risk management.
  </li>
  <li>
   Deep understanding of business domain and user needs.
  </li>
  <li>
   Excellent communication, collaboration, and facilitation skills.
  </li>
  <li>
   Ability to thrive in a dynamic and fast-paced environment.
  </li>
  <li>
   Aptitude for learning and adapting to new technologies and processes.
  </li>
  <li>
   Aptitude for analysing system/product requirements and understanding software logic.
  </li>
  <li>
   Data Analysis skills or familiarity with tools like Google Analytics or Hotjar.
  </li>
  <li>
   Experience with feature prioritization frameworks (e.g., MoSCoW, RICE).
   <br/>
   <br/>
  </li>
 </ul>
 <strong>
  Additional Notes:
  <br/>
  <br/>
 </strong>
 <ul>
  <li>
   This role requires someone who can switch hats effectively between leading the team and representing the product vision.
  </li>
  <li>
   Experience in both project management and product ownership is a plus.
  </li>
  <li>
   Depending on the project size and complexity, the level of expertise required may vary
   <br/>
   <br/>
  </li>
 </ul>
 <strong>
  We Offer:
  <br/>
  <br/>
 </strong>
 <ul>
  <li>
   Opportunity to work with state-of-the-art technology in a rapidly evolving field.
  </li>
  <li>
   A collaborative environment where innovation is encouraged and rewarded.
  </li>
  <li>
   Competitive salary and share options.
  </li>
  <li>
   Professional and personal growth opportunities and a chance to make a significant impact in infrastructure safety and efficiency.
   <br/>
   <br/>
  </li>
 </ul>
 <strong>
  Join Us at Kodifly:
  <br/>
  <br/>
 </strong>
 If you&rsquo;re ready to apply your product skills to tackle real-world challenges and drive technological advancement, Kodifly is looking for you. Apply now and begin your journey at the cutting edge of infrastructure technology! 🚀
 <br/>
 <br/>
</div>


Lloyds Technology Centre

<div></div><div><div>End Date</div>
Saturday 29 November 2025<div></div><div><div>
We Support Flexible Working &ndash; Click here for more information on flexible working options</div></div><div></div><div>
Flexible Working Options</div>
Hybrid Working<div></div><div>
Job Description Summary</div>
Work for Lloyds Technology Centre who are part of Lloyds Banking Group, the UK's largest digital bank, where you&rsquo;ll make a genuine difference, be able to develop yourself and be part of a culture where everyone's contribution is recognised.<br>
<br>
Opportunity to be a part of a mission; shaping finance as a force for good - Lloyds Banking Group&rsquo;s mission is to create a sustainable and inclusive future for people and businesses, shaping finance as a force for good. We, at Lloyds Technology Centre, play a key part in delivering this*. We are also guided by our values in shaping the way we work and how we make decisions. This creates an environment where colleagues love to work and can make a positive impact.<br>
<br>
Range of exclusive benefits and rewards - We value your contributions and will ensure that your total reward experience reflects the expertise you bring and impact you create. We also strive to provide a holistic proposition that meets your wellbeing needs. Our total reward practices help us create an ecosystem where you can thrive, ensuring your essential needs are met so you can focus on your personal growth and future success.<br>
<br>
Career elevating opportunities - At Lloyds Technology Centre, you will be empowered to take charge of your career journey through personalized career mentorship from experienced mentors, leadership development programs, and stretch assignments. You will be able to access opportunities for continuous learning and exposure to new experiences through job shadowing and cross-functional collaboration on projects.<br>
<br>
Future skill building opportunities &ndash; Being part of Lloyds Banking Group, who are known for their market leading practices in learning and development, Lloyds Technology Centre is committed to help you achieve your personal and professional aspirations. You will have access to role specific learning pathways &amp; training, targeted accelerated development programs and professional certifications &amp; qualifications.<br>
<br>
Inclusive and diverse workplace - At Lloyds Technology Centre, you will be part of an inclusive workplace where everyone feels valued, respected, and empowered. We embrace and celebrate diversity at every level of our workforce, valuing and respecting you for your unique identity.<br>
Role responsibilities:<br>
<ul><li>Supports development of Team OKRs and provides product performance and benefits realisation data</li><li>Defines user-stories at Team level to meet customer needs</li><li>Works with Customer Journey Manager to analyse user stories for customer journey improvements</li><li>Provides input into overall Product vision and Product roadmap</li><li>Prioritises, refines and manages Team Product backlog</li><li>Accountable for Product change governance (e.g., CMIA / SPFIA) and Business Readiness activities (e.g., training and comms, testing and readiness for implementation) for their respective features, journeys or technology components. Note: PO&rsquo;s are accountable but activities to be delivered by the whole &lsquo;team&rsquo;.</li><li>Investigates incidents and develops contingency plans</li><li>Implements development frameworks for their area, coach and mentor others in the organisation</li><li>Works with Integrators when change is particularly large</li></ul><br>
Additional responsibilities for Technical Team Product Owners:<br>
<ul><li>Owns and manages the product backlog for a Group-wide technology asset Develops technical design for the product</li><li>Manages all product risk</li><li>Defines the segmentation and supplier strategy</li><li>Environment Planning and other technical activities</li></ul><div></div><div>
Job Description</div><div><div><div>
What you&rsquo;ll do:</div></div><div></div><div><div><div>
 Colleague Waterfront - Genesys Lab sits at the intersection of colleague and customer experiences across IP&amp;I. We&rsquo;re on a values led mission to reimagine the way our customers interact with us, and the tools and experiences our colleagues are empowered with when helping them.</div></div></div><div><div>
You'll play a pivotal role in the future of our product development, shaping the way we design, build, test and deploy using innovative technology. You'll work collaboratively with other team members, partners and third parties to create empowered teams who are motivated to solve business problems and realise value to customers.</div></div><div><div>
What you&rsquo;ll need:</div></div><div><div>
Your responsibilities and day-to-day work will include:</div></div><div><ul><li><div>
Responsibility for defining, prioritizing, and delivering the product vision and roadmap for our new contact centre solution.</div></li></ul></div><div><ul><li><div>
Work closely with the development team, the business stakeholders, and the end-users to ensure that the product meets their needs and expectations.</div></li></ul></div><div><ul><li><div>
Apply agile principles and practices to manage the product backlog, facilitate sprint planning, review, and retrospective sessions, and communicate progress and risks.</div></li></ul></div><div><ul><li><div>
Conduct user research, market analysis, and competitive benchmarking to identify and validate customer problems and opportunities.</div></li></ul></div><div><ul><li><div>
Define and measure key performance indicators and business outcomes for the product and ensure alignment with the strategic goals.</div></li></ul></div></div><div><div><div>
Skills needed for this role:</div></div><div><ul><li><div>
You have experience as a product owner or a similar role in the contact centre or related industry.</div></li></ul></div><div><ul><li><div>
You have a consistent track record of delivering successful products using agile methodologies and tools or have a passion to learn.</div></li></ul></div><div><ul><li><div>
Strong knowledge of the contact centre domain, including the operational, technical, and regulatory aspects.</div></li></ul></div><div><ul><li><div>
Excellent communication, collaboration, and stakeholder management skills.</div></li></ul></div><div><ul><li><div>
A creative and analytical mindset, with the ability to think strategically and tactically.</div></li></ul></div><div><ul><li><div>
You intimately understand building dynamic and data driven web applications.</div></li></ul></div><div><ul><li><div>
You're able to work without supervision and offer mentorship and leadership to others.</div></li></ul></div><div><ul><li><div>
Working in an agile organisation is something that motivates you.</div></li></ul></div><div><ul><li><div>
You have effective communication skills and can clearly present ideas and provide direction to others.</div></li></ul></div><div><div><br>
<br>
Don&rsquo;t worry if you don&rsquo;t tick all these boxes; we&rsquo;re open minded and keen to invest in enthusiastic and positive people!</div></div><div></div><div><div>
About working for Lloyds Technology Centre:</div></div><div><div>
Our new technology centre in Hyderabad will be home to highly skilled business, technology and data specialists who will be driving our transformation and delivering great outcomes for Lloyds Banking Group&rsquo;s customers. Our office is situated in a sought-after location that features easy transport links and excellent facilities, all aimed at enabling you to achieve a great work-life balance.</div></div><div><div>
Working with us means being part of our aspirational and transformative journey of redefining the fintech landscape, while building an organisation that welcomes all. We&rsquo;re committed to providing an exceptional employee experience through our policies, practices, and development opportunities to support you in achieving your potential.</div></div><div><div>
This is a once in a career opportunity to shape your future and help us make our mark in India. Are you ready to help shape your future, as well as ours? Join us and grow with purpose.</div></div><div><ul><li><i>Lloyds Technology Centre does not offer financial services in India.</i></li></ul></div></div></div><div></div>

Experian

<div><p>As a member of the team, you will be part of a delivery team working on the development of products that combine technology and business outcomes, allowing people to share their current account transactional data and blend it with credit information insights to receive a clear picture of their financial circumstances and commitments. You will also facilitate the integration and support the offer of our data science products through the different cloud vendor marketplaces.</p><p><b>
Key Responsibilities:</b></p><ul><li>
This role will be reporting to Director - Product Management</li><li>
Working as part of an agile team to develop quality solutions</li><li>
Collaborating effectively to support and enhance the full product lifecycle</li><li>
Taking Epics provided by the Product Manager and breaking them down into User Stories</li><li>
Confirming acceptance criteria have been met for completed stories</li><li>
Leading refinement and pointing sessions</li><li>
Backlog prioritisation, refinement and management</li><li>
Sprint Planning</li></ul><br>
<br>
<div>About Experian</div><br>
<p>Experian is a global data and technology company, powering opportunities for people and businesses around the world. We help to redefine lending practices, uncover and prevent fraud, simplify healthcare, create marketing solutions, all using our unique combination of data, analytics and software. We also assist millions of people to realise their financial goals and help them save time and money.</p><p>
We operate across a range of markets, from financial services to healthcare, automotive, agribusiness, insurance, and many more industry segments.</p><p>
We invest in people and new advanced technologies to unlock the power of data. As a FTSE 100 Index company listed on the London Stock Exchange (EXPN), we have a team of 22,500 people across 32 countries. Our corporate headquarters are in Dublin, Ireland. Learn more at experianplc.co<b>m</b></p><br>
<br>
<div>Experience and Skills</div><br>
<p><b>Experience/Skills:</b></p><ul><li>
Experience of the full development lifecycle and Agile ceremonies</li><li>
Expertise in explaining solutions to technical and non-technical audiences</li><li>
The ability to work with offshore teams from different cultures and background</li><li>
The ability to write clear user stories with appropriate acceptance criteria</li><li>
Expertise in analyzing problems and requirements</li><li>
Understanding of Agile Scrum methodologies</li><li>
Excellent Stakeholder Management</li></ul><p><b>
Required Technical Skills/Knowledge:</b></p><ul><li>
3+ years working as a Product Owner</li><li>
Strong knowledge of JIRA</li><li>
Working knowledge of AHA</li><li>
Excellent Epic and story writing experience and documentation skills</li><li>
Good understanding of application security principles in web applications</li></ul><p><b>
Useful skills:</b></p><ul><li>
Good understanding of various development languages and the ability to understand code</li><li>
Knowledge of SQL and an understanding of relational databases</li><li>
Knowledge of how a microservice or SOA architecture functions</li></ul><br>
<br>
<div>Additional Information<br>
</div><br>
<p>Our uniqueness is that we celebrate yours. Experian's culture and people are important differentiators. We take our people agenda very seriously and focus on what matters; DEI, work/life balance, development, authenticity, collaboration, wellness, reward &amp; recognition, volunteering... the list goes on. Experian's people first approach is award-winning; World's Best Workplaces&trade; 2024 (Fortune Global Top 25), Great Place To Work&trade; in 24 countries, and Glassdoor Best Places to Work 2024 to name a few. Check out Experian Life on social or our Careers Site and Glassdoor to understand why.</p><p></p><p><br>
Experian is proud to be an Equal Opportunity and Affirmative Action employer. Innovation is a critical part of Experian's DNA and practices, and our diverse workforce drives our success. Everyone can succeed at Experian and bring their whole self to work, irrespective of their gender, ethnicity, religion, color, sexuality, physical ability or age. If you have a disability or special need that requires accommodation, please let us know at the earliest opportunity.</p><p></p><p><b><br>
Benefits</b></p><p></p><p><br>
Experian care for employee's work life balance, health, safety and wellbeing. In support of this endeavor, we offer best-in-class family well-being benefits, enhanced medical benefits and paid time off.</p><p></p><p><br>
#LI-Hybrid</p><div></div><p>
Experian Careers - Creating a better tomorrow together</p></div><p></p>

Prismware Technologies

<div>
 <p>
  <strong>
   About the Company
  </strong>
 </p>
 <p>
  At
  <strong>
   Prismware Technologies
  </strong>
  , we help organizations accelerate their digital impact through future-focused products and experiences. As a proud
  <strong>
   partner of Microsoft
  </strong>
  , we leverage platforms like
  <strong>
   Microsoft Dynamics 365
  </strong>
  and
  <strong>
   Power Platform
  </strong>
  to deliver transformative business solutions.
 </p>
 <p>
 </p>
 <p>
  <strong>
   What You&rsquo;ll Do
  </strong>
 </p>
 <p>
  As a
  <strong>
   Product Owner
  </strong>
  , you&rsquo;ll be the key driver of product success within a cross-functional Agile team. You&rsquo;ll work closely with stakeholders, customers, and developers to ensure the right features are prioritized and delivered&mdash;always aligned with business value.
 </p>
 <p>
  <br/>
 </p>
 <p>
  <strong>
   Key Responsibilities
  </strong>
 </p>
 <ul>
  <li>
   Own and manage the product backlog &mdash; prioritize based on impact, complexity, and readiness
  </li>
  <li>
   Define clear, actionable user stories with well-defined acceptance criteria
  </li>
  <li>
   Collaborate with stakeholders to align product goals with customer and business needs
  </li>
  <li>
   Lead Agile ceremonies: Sprint Planning, Reviews, Backlog Refinement, and Standups
  </li>
  <li>
   Validate that features meet both functional requirements and user expectations
  </li>
  <li>
   Ensure compliance with data privacy, security, and governance standards
  </li>
  <li>
   Drive adoption of Microsoft technologies including Power Platform and Azure services
  </li>
  <li>
   Support continuous improvement and contribute to Agile best practices across teams
  </li>
 </ul>
 <p>
 </p>
 <p>
  <strong>
   What We&rsquo;re Looking For
  </strong>
 </p>
 <ul>
  <li>
   5+ years&rsquo; experience as a Product Owner or Product Manager (3+ in Microsoft Dynamics 365)
  </li>
  <li>
   Strong understanding of CRM/ERP systems (Dynamics 365 CE, FO, BC) and customer-centric processes
  </li>
  <li>
   Certified in Agile frameworks (e.g. CSPO, PSPO, SAFe POPM) (Optional)
  </li>
  <li>
   Proven experience in backlog management, stakeholder alignment, and delivering customer-focused features
  </li>
  <li>
   Familiarity with Azure DevOps and Microsoft Power Platform (Power Apps, Automate, BI, Pages)
  </li>
  <li>
   Excellent communication and decision-making skills in cross-functional teams
  </li>
  <li>
   Ability to translate strategic goals into prioritized deliverables
  </li>
  <li>
   Experience with tools like Visio, Lucidchart, Miro, and prototyping platforms (Figma, Adobe XD)
  </li>
 </ul>
 <p>
  <br/>
 </p>
 <p>
  <strong>
   You Bring
  </strong>
 </p>
 <ul>
  <li>
   Strong prioritization and backlog ownership skills
  </li>
  <li>
   A customer-first mindset &mdash; always thinking about value and experience
  </li>
  <li>
   Confidence in leading conversations with both technical teams and business stakeholders
  </li>
  <li>
   A natural problem solver with a strategic view and hands-on execution
  </li>
  <li>
   Comfort with ambiguity and ability to make smart decisions with limited input
  </li>
  <li>
   Team leadership qualities &mdash; able to inspire, align, and motivate
  </li>
  <li>
   An openness to continuous learning, personal development, and new technologies
  </li>
 </ul>
 <p>
 </p>
 <p>
  <strong>
   Why Join Prismware Technologies?
  </strong>
 </p>
 <ul>
  <li>
   Work with cutting-edge Microsoft technologies and enterprise-level clients
  </li>
  <li>
   Hybrid work model
  </li>
  <li>
   On Site Meal
  </li>
  <li>
   <strong>
    Company-provided equipment
   </strong>
   to support your productivity
  </li>
  <li>
   <strong>
    Market-competitive salary and benefits
   </strong>
  </li>
  <li>
   Instant daily compensation withdrawals for financial flexibility
  </li>
  <li>
   Paid time off and flexible work hours
  </li>
  <li>
   Professional development opportunities and certifications
  </li>
  <li>
   A people-first company culture &mdash; curious, collaborative, and constantly evolving
  </li>
 </ul>
 <p>
 </p>
 <p>
  <br/>
 </p>
 <p>
  <strong>
   Ready to make an impact?
  </strong>
  Join Prismware Technologies and be part of a forward-thinking team where your contributions truly matter.
 </p>
</div>


Product Owner – Microsoft Dynamics 365 (CRM)-Hybrid

Jazz

<div>
 <p>
  <strong>
   Position: Expert Product Disbursement
   <br/>
   Grade Level: L2
   <br/>
   Location: Islamabad
   <br/>
   Last date to Apply: 26th October 2025
  </strong>
 </p>
 <p>
  <strong>
   <br/>
   What is Expert Product Disbursement?
  </strong>
 </p>
 <p>
  Expert Product Disbursement is responsible for working on the corporate products of JazzCash. This current JazzCash proposition revolves largely around corporations, it offers disbursement solutions for wallet users, OTC USSD and other banking accounts as well. This role will be responsible for ensuring top feasible solutions are available for the JazzCash customers and new innovative products and features are shipped to ensure aggressive growth.
 </p>
 <p>
  This is an individual contributor role that reports directly to the "Product Manager - Collection &amp; Disbursement" in JazzCash.
  <br/>
 </p>
 <p>
  <strong>
   What does Expert Product Disbursement do?
  </strong>
 </p>
 <p>
  &middot;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Create &amp; execute corporate strategy, define requirements and KPIs for delivering successful products &amp; features
 </p>
 <p>
  &middot;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Work closely with Technology, Marketing, Design, Planning and other cross-functional teams to develop &amp; launch products and features for JazzCash solutions portfolio
 </p>
 <p>
  &middot;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Analyze, manage, iterate, and track the continued success of all products
 </p>
 <p>
  &middot;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Lead and execute cross-product and cross-functional strategic opportunities to enhance the experience for JazzCash wallet users
 </p>
 <p>
  &middot;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Deep dive into all customer journeys and identify new features and new markets to tap into to achieve business goals
 </p>
 <p>
  &middot;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Responsible for all product lifecycle stages, including product roadmap &amp; product strategy as well as post-launch activities, growth of the product, promotional campaigns, operational issues and KPI tracking
 </p>
 <p>
  &middot;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Be the sole product owner of the Corporate Portal and Developer Portal
 </p>
 <p>
  &middot;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Responsible for overseeing and implementing step-by-step developments within the corporate portal, ensuring continuous improvement and alignment with organizational goals
 </p>
 <p>
  &middot;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Ensure complete strategic handling of the disbursement clientele and ensure timely delivery of the solutions required
 </p>
 <p>
  &middot;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Identify the right problems to solve and implement the right solutions
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  &middot;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Drive the product development from ideation to launch
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  &middot;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Use data as a means to build the roadmap prioritizing based on the cost vs impact
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  &middot;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Responsible for the P&amp;L monitoring of disbursement
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  <em>
   JazzCash is an equal opportunity employer. We celebrate, support, and thrive on diversity and are committed to creating an inclusive environment for all employees.
   <br/>
   <br/>
  </em>
 </p>
 <strong>
  Requirements
  <br/>
  <br/>
 </strong>
 <p>
  <strong>
   What are we looking for and what does it require to be an Expert Product Disbursement?
  </strong>
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  &nbsp;
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  &middot;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Minimum bachelor's degree in Management/Business/Marketing
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  &middot;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 2-4 years of work experience
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  &middot;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Experience working on P&amp;L/Product Development/Growth/Segments in the Fintech/Telco/Banking/FMCG/Tech industry
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  &middot;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Significant experience &amp; knowledge in product management and product development
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  &middot;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Strong communicator with the ability to negotiate and solve problems
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  &middot;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Proven track record of analytical and decision-making skills
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  <br/>
 </p>
 <strong>
  Benefits
  <br/>
  <br/>
 </strong>
 <p>
  <strong>
   Why Join JazzCash?
  </strong>
 </p>
 <p>
  As one of the largest digital financial services providers in Pakistan, our objective is to continue to change the lives of our 52 million customers for the better.
 </p>
 <p>
  Recognized&nbsp;as one of the leading employers in the country, JazzCash epitomizes the philosophy that each JazzCash&nbsp;employee is passionately living a better life every day, inspired and enabled by visionary leadership, a unique professional culture, a flourishing lifestyle, and continuous learning and development.
 </p>
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  &nbsp;
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  Our core values include qualities essential for a positive organizational culture - truthfully guiding entrepreneurial and innovative mindsets, harnessing professional and interpersonal collaboration, and fostering across-the-board customer obsession.
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  &nbsp;
 </p>
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  This is an opportunity for someone who wants to be part of something transformative, someone who can play a critical role in driving our success. Together, we can empower millions more with the tools necessary to progress in an increasingly digital economy.
 </p>
</div>


Expert Product Disbursement - JazzCash

<div></div><div><div>End Date</div>
Saturday 29 November 2025<div></div><div><div>
We Support Flexible Working &ndash; Click here for more information on flexible working options</div></div><div></div><div>
Flexible Working Options</div>
Hybrid Working<div></div><div>
Job Description Summary</div>
Work for Lloyds Technology Centre who are part of Lloyds Banking Group, the UK's largest digital bank, where you&rsquo;ll make a genuine difference, be able to develop yourself and be part of a culture where everyone's contribution is recognised.<br>
<br>
Opportunity to be a part of a mission; shaping finance as a force for good - Lloyds Banking Group&rsquo;s mission is to create a sustainable and inclusive future for people and businesses, shaping finance as a force for good. We, at Lloyds Technology Centre, play a key part in delivering this*. We are also guided by our values in shaping the way we work and how we make decisions. This creates an environment where colleagues love to work and can make a positive impact.<br>
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Range of exclusive benefits and rewards - We value your contributions and will ensure that your total reward experience reflects the expertise you bring and impact you create. We also strive to provide a holistic proposition that meets your wellbeing needs. Our total reward practices help us create an ecosystem where you can thrive, ensuring your essential needs are met so you can focus on your personal growth and future success.<br>
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Career elevating opportunities - At Lloyds Technology Centre, you will be empowered to take charge of your career journey through personalized career mentorship from experienced mentors, leadership development programs, and stretch assignments. You will be able to access opportunities for continuous learning and exposure to new experiences through job shadowing and cross-functional collaboration on projects.<br>
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Future skill building opportunities &ndash; Being part of Lloyds Banking Group, who are known for their market leading practices in learning and development, Lloyds Technology Centre is committed to help you achieve your personal and professional aspirations. You will have access to role specific learning pathways &amp; training, targeted accelerated development programs and professional certifications &amp; qualifications.<br>
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Inclusive and diverse workplace - At Lloyds Technology Centre, you will be part of an inclusive workplace where everyone feels valued, respected, and empowered. We embrace and celebrate diversity at every level of our workforce, valuing and respecting you for your unique identity.<div></div><div>
Job Description</div><div><div>
What you&rsquo;ll do:</div></div><div></div><div><div><br>
The Adviser Waterfront Lab is responsible for maintaining and developing a range of digital applications and services that enable Financial Advisers to help their clients plan and manage their financial future. These include the Adviser Extranet with over 20,000 active users, Adviser Data Services that integrate directly into advice firm back offices, the CRM systems IP&amp;I Distribution colleagues use to manage and grow relationships with firms and the agency management systems that underpin financial advice firms&rsquo; relationships with Scottish Widows. Looking forward, we have ambitious plans to transform the Adviser experience, building new services and capabilities while modernising our technology to make our digital services a real differentiator in the market, in doing so contribute to IP&amp;I&rsquo;s growth ambitions.</div><div></div><div><div>
We deliver a variety of initiatives using agile tools and methods to iteratively release value for Advisers and the Group, aligning to our purpose of Help Britain Prosper; the Lab and our colleagues are making a difference individually and collectively, through the work we do to get the right outcomes. You'll collaborate with the wider business and your team in crafting, building and delivering initiatives that achieve outstanding customer results.</div></div><div></div><div><div>
What you&rsquo;ll need:</div></div><div><ul><li><div>
The CJM plays a crucial role in product development, working with the Product Owner and the broader product team in understanding, measuring and orchestrating Customer Journeys with a focus on technology and on integrating across functions. Alongside the rest of the feature team, the CJM plays a key leading role in making sense of this insight and factoring it into prioritisation approaches and design choices.</div><div><div><ul><li><div><br>
You're the voice of Advisers, possessing a deep understanding of their journey and representing them with a clear and authoritative voice. You'll play a pivotal role in shaping new digital journeys that support financial advisers to help their clients across the breadth of IP&amp;I propositions.</div></li></ul></div><div><ul><li><div>
Use data, management information (MI) and a range of insight tools to pinpoint areas for improvement, focusing on changes that will drive significant benefits for the customer. Continuously evaluate the efficiency of the journey from both customer and business perspectives, embodying a mentality of continuous improvement.</div></li></ul></div><div><ul><li><div>
Build detailed customer journey maps in a range of tools to communicate information concisely, cultivate a shared vision from the customer&rsquo;s perspective, connect the dots across the organisation, and build consensus on the best ways to enhance the customer experience. Co-ordinate cross functional alignment on customers journeys and ensure that they are thoroughly understood and well-documented, and that the feature team accurately translates these journeys during the build phase.</div></li></ul></div><div><ul><li><div>
Collaborate closely with Product Owners to shape the roadmap, aligning it with the needs and expectations of both the customer and the business.</div></li></ul></div><div><div>
Skills needed for this role:</div></div></div><div><div><ul><li><div>
You have experience as a customer journey manager in financial services.</div></li></ul></div><div><ul><li><div>
You have a consistent track record of delivering successful products using agile methodologies and tools or have a passion to learn.</div></li></ul></div><div><ul><li><div>
Strong knowledge of the contact centre domain, including the operational, technical, and regulatory aspects.</div></li></ul></div><div><ul><li><div>
Excellent communication, collaboration, and stakeholder management skills.</div></li></ul></div><div><ul><li><div>
A creative and analytical mindset, with the ability to think strategically and tactically.</div></li></ul></div><div><ul><li><div>
You intimately understand building dynamic and data driven web applications.</div></li></ul></div><div><ul><li><div>
You're able to work without supervision and offer mentorship and leadership to others.</div></li></ul></div><div><ul><li><div>
Working in an agile organisation is something that motivates you.</div></li></ul></div><div><ul><li><div>
You have effective communication skills and can clearly present ideas and provide direction to others.</div></li></ul></div><div><div><br>
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Don&rsquo;t worry if you don&rsquo;t tick all these boxes; we&rsquo;re open minded and keen to invest in enthusiastic and positive people!</div></div><div><div>
About working for Lloyds Technology Centre:</div></div><div><div>
Our new technology centre in Hyderabad will be home to highly skilled technology and data specialists who will be driving our transformation and delivering great outcomes for Lloyds Banking Group&rsquo;s customers. Our office is situated in a sought-after location that features easy transport links and excellent facilities, all aimed at enabling you to achieve a great work-life balance.</div></div><div><div>
Working with us means being part of our aspirational and transformative journey of redefining the fintech landscape, while building an organisation that welcomes all. We&rsquo;re committed to providing an exceptional employee experience through our policies, practices, and development opportunities to support you in achieving your potential.</div></div><div><div>
This is a once in a career opportunity to shape your future and help us make our mark in India. Are you ready to help shape your future, as well as ours? Join us and grow with purpose.</div></div></div></li></ul></div></div></div><div></div>

Customer Journey Manager

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Expert Product Disbursement - JazzCash

Customer Journey Manager