project manager

marketing manager

account manager

operations manager

finance manager

underwriting manager

Lean Technologies

About the job Lean is building the foundational underwriting layer for the GCC, enabling lenders to use Open Banking data as a first-class underwriting input, not just a raw data feed. We are hiring a Product Manager to lead our Credit &amp; Underwriting squad, responsible for transforming bank data into structured, standardised, and explainable credit signals that lenders can plug directly into their underwriting stack. This is the layer that sits between raw transaction data and a lender s risk engine - the credit-ready fabric that makes cashflow underwriting operational, reliable, and repeatable. Your mandate is to define how Open Banking data becomes fit for purpose for real lending decisions in regulated markets in the Middle East: normalised, interpretable, and underwriting-grade. This role is not about building a scoring model yet - it is about building the infrastructure that makes scoring and policy possible. About Lean Lean enables companies to seamlessly connect to their users bank accounts to initiate real-time payments and retrieve their account information. Our products have garnered the trust of leading companies and enabled them to deliver powerful experiences when connected with a user s bank account, allowing users to perform prudent financial planning, get better rates on loans, transfer money to friends, and more, without compromising on privacy or security. Backed by top-tier global investors, including General Catalyst, Sequoia, and Shorooq, and having recently raised $67.5M in Series B funding, we re building the rails for Open Finance in MENA. We re trusted by 250+ clients across the UAE and Saudi Arabia, including the likes of Binance, Etisalat Group, Careem, and many more, making it the region s most valuable Open Banking platform. We are building the rails for Open Finance in MENA, processing billions of dollars in transactions and enabling seamless, secure, and compliant financial connectivity. Why this role matters Open Banking has made data accessible in the GCC. What s still missing is the credit context - the structured interpretation of that data in a way lenders can trust, deploy, and defend to regulators. This squad closes that gap by turning raw streams into underwrite-ready intelligence. What you'll own <ul> <li> The strategy and roadmap for Lean s underwriting-readiness layer </li> <li> The definition, standardisation, and governance of core financial attributes used in credit decisions </li> <li> Consistency and interoperability of our outputs across lenders, verticals, and jurisdictions </li> <li> Explainability, auditability, and traceability standards expected in SAMA-regulated underwriting </li> <li> Fit-for-use quality of data for credit (not just completeness/coverage) </li> <li> Cross-functional alignment between DS/Engineering and client risk teams </li> <li> Packaging and exposure of credit-relevant information via API in a way that is easy to consume </li> </ul> Example work you'll lead <ul> <li> Defining canonical logic for income detection, affordability, liability mapping, and cashflow stability </li> <li> Creating underwriting-grade financial attributes and making them consumable programmatically </li> <li> Establishing governance for versioning, consistency, and auditability </li> <li> Aligning interpretation logic with lender expectations and regulatory criteria </li> <li> Working with embedded lenders/BNPLs to validate attribute correctness and sufficiency </li> <li> Enabling partners to move from data extraction &gt; underwriting integration with minimal friction </li> </ul> What success looks like (6-12 months) <ul> <li> Lenders can integrate Lean without building their own transformation layer </li> <li> Financial behaviours (income, obligations, volatility, spending patterns, recurring commitments, etc.) are available as standardised, documented attributes </li> <li> Risk officers recognise Lean as a credit input, not just a data pipe </li> <li> Underwriting teams can justify and defend decisions built on Lean s data </li> <li> Lean becomes a recognised upstream component of cashflow underwriting in SAMA-aligned frameworks </li> </ul> What we're looking for <ul> <li> A Product Manager with experience in data products or lending infrastructure </li> <li> You understand how underwriting decisions are made, even if you are not a quant or a CRO </li> <li> You ve shipped platform or intelligence products used by external teams </li> <li> Skilled at working across engineering + data + risk stakeholders </li> <li> Comfortable making abstraction and standardisation choices that become industry defaults </li> <li> You think in systems, not single features </li> <li> You bias toward structure and explainability over black box output </li> </ul> Bonus Experience <ul> <li> Built or worked on lending, BNPL, risk analytics, or alternative credit data products </li> <li> Worked in regulated / compliance-sensitive product environments (banking, fintech, data infra) </li> <li> Exposure to emerging markets underwriting or Open Banking regimes </li> </ul> NB. While we think the above experience could be important, we re keen to hear from people that believe they have valuable experience to bring to the role. If you identify with the team and mission, but not all of our requirements, then please still apply!!

Product Manager - Credit & Underwriting

<div>You desire impactful work. 
You&rsquo;re RGA ready
RGA is a purpose-driven organization working to solve today&rsquo;s challenges through innovation and collaboration. A Fortune 200 Company and listed among its World&rsquo;s Most Admired Companies, we&rsquo;re the only global reinsurance company to focus primarily on life- and health-related solutions. Join our multinational team of intelligent, motivated, and collaborative people, and help us make financial protection accessible to all.
Purpose<ul><li>
Ensure RGA delivers market-leading service in both health underwriting and claims management, paying valid claims promptly and underwriting risks accurately and professionally.</li><li>
Identify, validate, investigate, and manage suspicious or potentially fraudulent claims and applications.</li><li>
Develop and provide clients with tools and services that position RGA as the partner of choice for health underwriting and claims management.</li><li>
Support clients in achieving their goals for risk assessment, claims investigation, management, and reinsurance matters.</li><li>
Ensure RGA&rsquo;s philosophy in underwriting, reinsurance, and claims assessment is understood and adopted in the market.</li><li>
Ensure clients fulfill requirements for automatic business in both underwriting and claims.</li></ul><div></div>
Scope<ul><li>
Middle East life &amp; health insurance market, with expertise leveraged for other RGA entities or affiliates as needed.</li></ul><div></div>
Key Responsibilities
Underwriting<ul><li>
Assess and authorize health underwriting cases, ensuring alignment with RGA and client standards.</li><li>
Own day-to-day underwriting decisions to achieve market-leading turnaround times.</li><li>
Develop and build underwriting capabilities for clients, supporting their risk selection and management.</li><li>
Maintain up-to-date knowledge of industry trends, products, and regulatory developments in health underwriting.</li><li>
Collaborate with medical professionals, underwriters, and claims assessors to ensure holistic risk assessment.</li><li>
Provide input to treaty wordings and product development from an underwriting perspective.</li><li>
Set and manage underwriting authority limits and auto binding limits.</li><li>
Support the development and maintenance of underwriting manuals, standards, and controls.</li><li>
Deliver training and guidance to client and partner underwriting personnel.</li></ul>
Claims<ul><li>
Assess and authorize health claims, ensuring compliance with RGA and client standards and service timelines.</li><li>
Manage the claims assessment process, including complex, high-value, early, and foreign claims.</li><li>
Build and deliver claims management capabilities for clients, including trend analysis and reporting.</li><li>
Maintain strong relationships with clients, Third Party Administrators (TPAs), and internal teams.</li><li>
Analyze claims bordereaux and single claims, identifying undesirable trends and recommending corrective actions.</li><li>
Ensure claims department produces relevant reports and statistics for management and clients.</li><li>
Participate in quality assurance reviews of clients and TPAs, verifying accuracy and compliance.</li><li>
Provide training to claims personnel of clients and partners.</li></ul>
Reinsurance &amp; Treaty Oversight<ul><li>
Review and update treaty monitoring modules with reported claims and underwriting activity.</li><li>
Provide updates on claims and underwriting trends to actuaries and internal stakeholders.</li><li>
Maintain thorough knowledge of Middle East reinsurance practices and RGA treaty protocols.</li><li>
Contribute to treaty wording development for both claims and underwriting issues.</li><li>
Conduct quality assurance reviews of treaty accounts.</li></ul>
Technical &amp; Management<ul><li>
Routinely analyze trends in underwriting and claims, providing reports and statistics to management.</li><li>
Respond to and implement actions from quality assurance reviews.</li><li>
Participate in the development of systems and manuals for underwriting and claims.</li><li>
Identify and address operational issues in service delivery, reporting, and quality assurance.</li><li>
Manage pending claims and underwriting files to ensure timely resolution.</li></ul>
Marketing &amp; Interactions<ul><li>
Develop and maintain strong working relationships with claims assessors, underwriters, managers, regulators, medical service providers, and senior leaders at target life insurance companies.</li><li>
Work closely with Business Development, Pricing, and Operations teams to ensure input to quotes, treaties, and risk management.</li><li>
Contribute to team spirit and participate actively in RGA&rsquo;s global initiatives for underwriting and claims.</li></ul><div></div>
Reporting<ul><li>
Reports to the Head of Claims and Health Underwriting at RGA ME.</li></ul>
What you can expect from RGA:<ul><li>
Gain valuable knowledge from and experience with diverse, caring colleagues around the world.</li><li>
Enjoy a respectful, welcoming environment that fosters individuality and encourages pioneering thought.</li><li>
Join the bright and creative minds of RGA, and experience vast, endless career potential.</li></ul></div>

Manager - Health Underwriting and Claims

You desire impactful work.
 
You’reRGA ready
 
RGA is a purpose-driven organization working to solve today’s challenges through innovation and collaboration. A Fortune 200 Company and listed among itsWorld’s Most Admired Companies, we’re the only global reinsurance company to focus primarily on life- and health-related solutions. Join our multinational team of intelligent, motivated, and collaborative people, and help us make financial protection accessible to all.
 
Purpose
 
<ul>
<li>Ensure RGA delivers market-leading service in both health underwriting and claims management, paying valid claims promptly and underwriting risks accurately and professionally.</li>
<li>Identify, validate, investigate, and manage suspicious or potentially fraudulent claims and applications.</li>
<li>Develop and provide clients with tools and services that position RGA as the partner of choice for health underwriting and claims management.</li>
<li>Support clients in achieving their goals for risk assessment, claims investigation, management, and reinsurance matters.</li>
<li>Ensure RGA’s philosophy in underwriting, reinsurance, and claims assessment is understood and adopted in the market.</li>
<li>Ensure clients fulfill requirements for automatic business in both underwriting and claims.</li>
</ul>
Scope
 
<ul>
<li>Middle East life& health insurance market, with expertise leveraged for other RGA entities or affiliates as needed.</li>
</ul>
Key Responsibilities
 Underwriting
 
<ul>
<li>Assess and authorize health underwriting cases, ensuring alignment with RGA and client standards.</li>
<li>Own day-to-day underwriting decisions to achieve market-leading turnaround times.</li>
<li>Develop and build underwriting capabilities for clients, supporting their risk selection and management.</li>
<li>Maintain up-to-date knowledge of industry trends, products, and regulatory developments in health underwriting.</li>
<li>Collaborate with medical professionals, underwriters, and claims assessors to ensure holistic risk assessment.</li>
<li>Provide input to treaty wordings and product development from an underwriting perspective.</li>
<li>Set and manage underwriting authority limits and auto binding limits.</li>
<li>Support the development and maintenance of underwriting manuals, standards, and controls.</li>
<li>Deliver training and guidance to client and partner underwriting personnel.</li>
</ul>
Claims
 
<ul>
<li>Assess and authorize health claims, ensuring compliance with RGA and client standards and service timelines.</li>
<li>Manage the claims assessment process, including complex, high-value, early, and foreign claims.</li>
<li>Build and deliver claims management capabilities for clients, including trend analysis and reporting.</li>
<li>Maintain strong relationships with clients, Third Party Administrators (TPAs), and internal teams.</li>
<li>Analyze claims bordereaux and single claims, identifying undesirable trends and recommending corrective actions.</li>
<li>Ensure claims department produces relevant reports and statistics for management and clients.</li>
<li>Participate in quality assurance reviews of clients and TPAs, verifying accuracy and compliance.</li>
<li>Provide training to claims personnel of clients and partners.</li>
</ul>
Reinsurance& Treaty Oversight
 
<ul>
<li>Review and update treaty monitoring modules with reported claims and underwriting activity.</li>
<li>Provide updates on claims and underwriting trends to actuaries and internal stakeholders.</li>
<li>Maintain thorough knowledge of Middle East reinsurance practices and RGA treaty protocols.</li>
<li>Contribute to treaty wording development for both claims and underwriting issues.</li>
<li>Conduct quality assurance reviews of treaty accounts.</li>
</ul>
Technical& Management
 
<ul>
<li>Routinely analyze trends in underwriting and claims, providing reports and statistics to management.</li>
<li>Respond to and implement actions from quality assurance reviews.</li>
<li>Participate in the development of systems and manuals for underwriting and claims.</li>
<li>Identify and address operational issues in service delivery, reporting, and quality assurance.</li>
<li>Manage pending claims and underwriting files to ensure timely resolution.</li>
</ul>
Marketing& Interactions
 
<ul>
<li>Develop and maintain strong working relationships with claims assessors, underwriters, managers, regulators, medical service providers, and senior leaders at target life insurance companies.</li>
<li>Work closely with Business Development, Pricing, and Operations teams to ensure input to quotes, treaties, and risk management.</li>
<li>Contribute to team spirit and participate actively in RGA’s global initiatives for underwriting and claims.</li>
</ul>
Reporting
 
<ul>
<li>Reports to the Head of Claims and Health Underwriting at RGA ME.</li>
</ul>
What you can expect from RGA: 
<ul>
<li>Gain valuable knowledge from and experience with diverse, caring colleagues around the world.</li>
<li>Enjoy a respectful, welcoming environment that fosters individuality and encourages pioneering thought.</li>
<li>Join the bright and creative minds of RGA, and experience vast, endless career potential.</li>
</ul>

Earnest Insurance Brokers LLC

<div><h3 class="jobSectionHeader">Role Overview</h3><div>
The Manager &ndash; Retention will oversee the renewal process, maintain strong client relationships, and lead the Retention team to achieve full retention targets while upholding 100% compliance standards.</div><div></div><h3 class="jobSectionHeader"> 
Key Responsibilities</h3><ul><li>
Maintain strong client relationships to ensure satisfaction and renewals.</li><li>
Manage renewal communications, handle escalations, and confirm renewals.</li><li>
Organize clients by policy type and renewal date for efficient follow-up.</li><li>
Attend client meetings independently or with the Head of Department.</li><li>
Conduct daily team huddles to review priorities and performance.</li><li>
Motivate and guide the team, fostering accountability and collaboration.</li><li>
Coordinate with internal departments for smooth renewal processing.</li><li>
Ensure accuracy and compliance in all client documentation.</li><li>
Review Compliance and Aging Reports regularly.</li><li>
Enforce adherence to audit, data privacy, and regulatory standards.</li><li>
Oversee end-to-end renewal process and assist with claims-related queries.</li><li>
Verify underwriting and renewal documentation.</li><li>
Draft professional client communications and renewal proposals.</li><li>
Prepare monthly performance and renewal reports.</li><li>
Drive continuous improvement initiatives across the team.</li><li>
Ensure timely completion of renewals and prevent operational delays.</li><li>
Support client engagement across multiple business lines.</li><li>
Foster a calm, solution-oriented team culture.</li><li>
Achieve set retention and audit compliance targets</li></ul><h3 class="jobSectionHeader"> 
Requirements</h3><ul><li>
Bachelor&rsquo;s degree in Business, Finance, Insurance, or related discipline.</li><li>
FIII or AIII certification (mandatory).</li><li>
8+ years of experience in insurance or client servicing.</li><li>
Strong leadership, communication, and MS Office skills.</li><li>
Proven experience in Commercial Lines &ndash; Underwriting &amp; Retention.</li></ul></div><div></div>

Manager – Retention (Insurance Brokerage)

Citi

<div>
 Corporate Regional Markets and Public Sector (CRMPS) Underwriting is an integral part of the Institutional Credit Management (&ldquo;ICM&rdquo;) organization. Underwriting&rsquo;s mandate is to deliver best-in-class credit risk analysis, monitoring and credit administration as a partner to Wholesale Credit Risk and Banking&rsquo;s shared commitment to ensuring the safety and soundness of wholesale lending.
 
 
 Staffers have dual responsibility of setting the direction for and leading the analysts while also acting as an Underwriter for a select number of relationships.
 
 
 This role has responsibility for a portfolio of Corporates, Financials Institutions and Public Sector relationships in the Middle East and Central Asia. The role reports directly to the Underwriting Sub-Cluster Head for Middle East and Central Asia.
 
 
 
 Key Responsibilities:
 
 
 
 <ul>
 <li>
 Accountability for ensuring risk analysis of applicable portfolio is consistent with industry leading practices and conforms to all internal credit procedures/policies, and all related regulatory expectations
 </li>
 <li>
 Undertake account allocation to various underwriters and lead the workflow allocation on a dynamic basis to support timely support to transactions while meeting KPIs on extension rates, past due ratings and past due CCMs.
 </li>
 <li>
 For a select number or relationships, act as the Underwriter working closely with Banking, Product and Risk partners.
 </li>
 <li>
 Continuous engagement with applicable Banking and Independent Risk senior stakeholders in the region to so as to understand any concerns regarding execution of risk analysis and/or emerging risks which will need to be addressed by the team
 </li>
 <li>
 Execute Underwriting Head plans, strategy and objectives for Underwriting
 </li>
 <li>
 Engage in regular dialogue with Underwriters to obtain feedback on analysts and ensure ongoing and timely feedback is provided to analysts.
 </li>
 <li>
 Identifying and delivering on the training needs of the analysts.
 </li>
 <li>
 Coaching of analysts to sustain a strong credit culture and an unwavering commitment to excellence in analysis and execution
 </li>
 <li>
 Partnering with the sub-cluster head and the MEA Underwriting Head on internal projects, transformation / productivity initiatives as well as regulatory remediation efforts. Address and escalate emerging risk concerns and to share best practices
 </li>
 <li>
 Attract, develop and retain top quality staff including as regards active engagement with regional on-campus recruiting efforts to ensure a robust pipeline of talent
 </li>
 <li>
 Support Voice of Employee (VOE) initiatives
 
 
 </li>
 </ul>
 
 Knowledge/Experience:
 
 
 
 <ul>
 <li>
 Demonstratable financial services experience, including 7-10 years of credit experience in Banking, Credit Risk Management or equivalent credit experience
 </li>
 <li>
 Deep knowledge of Wholesale Credit Processes and organizational awareness including Underwriting functions, covered portfolios, and processes
 </li>
 <li>
 Proficient understanding of policies and procedures with the ability to execute change seamlessly
 </li>
 <li>
 Demonstrating the skills aligned with Senior Credit Officer (SCO) designation
 </li>
 <li>
 Excellent and thorough knowledge of Citi&acute;s systems
 </li>
 <li>
 Significant experience in preparing presentations for seniors
 </li>
 <li>
 Outstanding awareness and adherence to the control environment
 
 
 </li>
 </ul>
 
 Skills/Competencies:
 
 
 
 <ul>
 <li>
 Strategic orientation to ensure the Underwriting organization continues to be positioned as a thoughtful and proactive partner on driving best practices to support safety and soundness within ICM and Citi
 </li>
 <li>
 Recognized as a skillful manager with a track record of building high performing teams
 </li>
 <li>
 Proven culture carrier
 </li>
 <li>
 Powerful interpersonal skills, with the ability to build relationships and exert influence with and without direct authority
 </li>
 <li>
 Solid organizational skills with ability and willingness to work under pressure and manages time and priorities effectively with little to no supervision
 </li>
 <li>
 Highly effective written and verbal communication skills, with the ability to communicate clearly and concisely to audiences of varying levels of seniority
 </li>
 <li>
 Advanced Microsoft Office (Word, Excel, and PowerPoint) skills
 
 
 </li>
 </ul>
 
 Qualifications:
 
 
 
 <ul>
 <li>
 BA/BSc in Finance or Accounting or higher degree in Business (MBA), or any other related subject
 
 
 </li>
 </ul>
 ------------------------------------------------------
 
 
 
 Job Family Group:
 
 
 
 Risk Management
 
 
 ------------------------------------------------------
 
 
 
 Job Family:
 
 
 
 Credit Risk
 
 
 ------------------------------------------------------
 
 
 
 Time Type:
 
 
 
 Full time
 
 
 ------------------------------------------------------
 
 
 
 Most Relevant Skills
 
 
 
 Analytical Thinking, Constructive Debate, Escalation Management, Financial Analysis, Policy and Procedure, Policy and Regulation, Product Knowledge, Risk Controls and Monitors, Risk Identification and Assessment.
 
 
 ------------------------------------------------------
 
 
 
 Other Relevant Skills
 
 
 
 For complementary skills, please see above and/or contact the recruiter.
 
 
 ------------------------------------------------------
 
 
 
 Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.
 
 
 
 
 If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review
 
 
 Accessibility at Citi.
 
 
 
 
 View Citi&rsquo;s EEO Policy Statement and the Know Your Rights poster.
 
</div>

Middle East ICM Underwriter and Staffer

Arma Underwriting Ltd

A specialist multi-line underwriting agency is seeking an Underwriter in Dubai to evaluate risks, manage a portfolio, and maintain client relationships. The ideal candidate will have 5-8 years of experience in Professional Indemnity or D&O insurance, along with strong communication skills and a relevant degree. This full-time, on-site role offers a chance to work within a regulated framework and stay ahead of industry trends.

D&O & PI Underwriter - Dubai Portfolio Lead

Confidential Company

The technical underwriter should be responsible for entire medical underwriting process and reporting to the line manager or the department head.• Accurately and effectively assess risk assessments to determine the risk associated with an application.• Ability to explain the identified complex risks with the available solutions in the market (Abu Dhabi/Dubai/Norther Emirates).• Accurately select the coverage, products, and price in line with client’s requirements.• Meeting with potential brokers or insurers to gather information and negotiate best terms.• Responsible for underwriting both new business and renewals. Building good working relationships with brokers and the insurers.• Review the coverage, policy wordings, restrictions, exclusions, and the premiums.• Address and resolve underwriting queries within delegated authority and decide whether to escalate or discuss the complicated risks with department head.• Maintaining detailed and accurate records of underwritten policies.• Adhering to compliance and regulatory procedures / governance framework across UAE (Abu Dhabi/ Dubai / Norther Emirates).• Continuously develop knowledge in product lines available in the industry to stay abreast of market trends / insights.• Work closely with the BD team to provide relevant training in these areas.• Monitor underwriting strategy performance through reports, data analysis, and insights to ensure alignment with organizational goals.• Contribute to the Technical Underwriting Review Process to ensure consistency and accuracy.• Anticipate, recognize, and respond to the needs of customers, supporting the implementation of customer initiatives. Resolve technical problems by referring to policies, procedures, and specifications.• Compare alternatives for solving problems or improving procedures or products and provide recommendations.• At least 3 years of core insurance experience in Technical Underwriting Insurance related certifications Insurance Broker, TPA or Insurance company experience preferred

Underwriter

Explore 4278+ Underwriting manager in Dubai this November. Find roles across top companies and apply now to boost your career.

4278 underwriting manager jobs IN Dubai

Product Manager - Credit & Underwriting

Manager - Health Underwriting and Claims

Manager - Health Underwriting and Claims

Manager – Retention (Insurance Brokerage)

Middle East ICM Underwriter and Staffer

D&O & PI Underwriter - Dubai Portfolio Lead

Underwriter