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mortgage advisor

purchase officer

mortgage consultant

purchaser

underwriter

American International Group, Inc. (AIG) - UAE

Senior Underwriter- Marine Make your mark in Underwriting AIG underwriting teams help to find insurance solutions in areas including Financial Lines, Property, Casualty, Specialty Lines, Cyber, Multinational Clients, and High Net Worth individuals. We are reimagining how we help customers to manage risk, transforming our operating model, and reshaping our role responsibilities and career pathways. The goal is to unlock the full potential in each colleague empowering our people to grow as insurance professionals and add more value to our customers and AIG. How you will create an impact <ul> <li>To underwrite, market, sell and promote all Marine products within GCC &amp; NA</li> <li> This role will be responsible for Profit and Sales for the Marine division primarily within UAE </li> <li>Responsible for the profitable underwriting of new business production and renewal retention of Marine products for assigned territory developed through Brokers, Direct Clients and Business Development Managers.</li> </ul> What you ll need to succeed Qualifications &amp; Education: Bachelor s Degree. CII qualifications would be a plus Experience: Prior experience in Marine Underwriting or Broking. Training: No mandatory external training Knowledge: Has in-depth knowledge of the Marine Insurance industry, Logistics and Global Trade Skilled in MS Word, Excel, Power Point and Outlook. Power BI is a plus. Job Accountabilities Retention and New Business Development <ul> <li>Maintain and develop strong broker/client relationships</li> <li> Regular in person meetings with brokers </li> <li> Conduct training sessions on AIG appetite and capabilities </li> <li>Ensure account retention rates are maintained as per company/department norms.</li> <li>Underwrite new and renewal business to promote premium growth within</li> </ul> UW authority. <ul> <li>Achieve overall production goal in collaboration with the Underwriting Manager</li> <li>Provide sound underwriting decisions, exhibit flexibility, and price risks to achieve established profit goals for the company.</li> <li>Provide feedback on renewal loss ratios that exceed permissible limits.</li> </ul> Identify poor performing accounts and take remedial actions. Others: 1. Ensure adherence to all corporate Marine Underwriting Guidelines 2. Ensure that all marine pricing tools are being used correctly and that all marine quotes, binders, and policies are issued in accordance with regulatory and corporate policies. 3. Adhere to underwriting authority &amp; underwriting guidelines referenced in the AIG Marine Intranet site. Ensuring that all underwriting decisions are documented in the underwriting file. 4. Handling of all process-oriented tasks ensuring a smooth process in place 5. Other tasks that may be deemed necessary as per the Marine department requirements. Communication and Working Relationships Internal Collaborates with other team members and peer underwriters within Commercial Lines and Distribution External Business relationships with brokers/producers, Clients, Risk Managers, Loss adjusters Key Competencies <ul> <li>Strong interpersonal and communication skills, both written and verbal</li> <li>Presentations skills</li> <li> Negotiation skills</li> <li> Insurance experience in direct markets</li> <li> Problem-solving skills and a logical approach to work</li> <li> Sound judgement and decisiveness</li> <li> Ability to work to tight deadlines</li> <li> Team player</li> <li> Customer service attitude</li> </ul>

Senior Underwriter- Marine

MetLife Services and Solutions, LLC

Key Responsibilities <ul> <li>Assessing Life, Accident, and Health risks, determining applicable terms and conditions, and ensuring accurate risk assessment.</li> <li>Analyzing risk exposures, reviewing insurance and risk management requests, and ensuring that all required documentation is aligned with the risk being evaluated.</li> <li>Evaluating and recommending the necessity of additional medical records, special examinations, and reports for comprehensive risk evaluation.</li> <li>Reviewing medical case histories, laboratory data, and other relevant documentation, ensuring accuracy and completeness.</li> <li>Presenting files for review by higher authorities when necessary, maintaining a high level of diligence.</li> <li>Communicating effectively with applicants, agents, and healthcare providers to clarify underwriting decisions and requirements.</li> <li>Managing complex underwriting calls and informing agents of decisions, requirements, delays, or procedures in a timely manner.</li> <li>Adhering to all compliance requirements, including the reporting of suspicious transactions, screening procedures, and maintaining records as required by regulations.</li> <li>Understanding and implementing auto underwriting systems, rules, and participating in product testing and design when required.</li> <li>Frameworks, Boundaries, &amp; Decision-Making Authority</li> <li>Ensuring all underwriting activities comply with established regulations, guidelines, and procedures.</li> <li>Conducting thorough risk assessments based on medical and financial guidelines.</li> <li>Leveraging a deep knowledge of MetLife's products and relevant underwriting systems.</li> <li>Staying informed of any legislative or regulatory changes that may affect underwriting processes.</li> <li>Making decisions that align with MetLife s philosophy and underwriting manual.</li> </ul> Requirements <ul> <li>Extensive experience in Medical Underwriting, with a strong understanding of human diseases (e.g., Physiology, Microbiology, Pharmacology) and at least 10+ years of experience in underwriting.</li> <li>Bachelors degree in a medicine (Pharmacy, dentistry, physical therapy, etc.)</li> <li>Strong verbal and written communication skills.</li> <li>Experience in Life, Accident, and Health underwriting, with preference for candidates with medical underwriting experience.</li> <li>Proficient knowledge of medical terminology, human anatomy, medical tests, procedures, and health conditions.</li> <li>Expertise in risk profiling and the ability to make sound medical and financial underwriting decisions.</li> <li>Experience in management of auto-underwriting systems.</li> <li>Relevant tertiary or professional qualifications are highly desirable.</li> <li>Strong attention to detail, organizational skills, and logical thinking.</li> <li>LOMA/ALU courses are preferred.</li> </ul>

Senior Underwriter

Chubb Europe

The key purpose of the role is to Underwrite new and renewal business in support of the business plan objectives for retention and growth. Key activities of the job holder are: <ul> <li>Day to day management of the broker/cedent panel and renewal book.</li> <li>To underwrite existing renewal accounts, solve broker enquires and build lasting Client relationships.</li> <li>Renewal meetings, broker pipeline and general business development activities in support of the continued growth of the product line.</li> <li>To work closely with senior managers to assist with broker enquires and developing new opportunities and relationships.</li> <li>To work closely with underwriters in other lines of business in the DIFC branch to maximise cross sell opportunities.</li> </ul> Key Responsibilities <ul> <li>Assist with driving the Property division business growth and profitability through focussed distribution and marketing activities.</li> <li>Underwrite a sustainable balance of business in support of team revenue, profitability, growth and production objectives.</li> <li>Maximising opportunities for cross-selling and up-selling within Chubb through internal marketing at cross class meetings and relationship management.</li> <li>Develop and manage key external producer relationships.</li> </ul> Skills &amp; Experience Required <ul> <li>Comprehensive understanding and working knowledge of Property Underwriting, reinsurance, the MENA market and competitors.</li> <li>Solid experience of dealing with brokers and clients. </li> <li>Results driven with ability to make own decisions and work on own initiative. </li> <li>An experienced professional who is recognised externally. </li> <li>Expected to have or be working towards ACII qualification (or equivalent), with considerable market experience. Continues to develop technical and broader business skills.</li> <li>Fluent English language skills.</li> </ul>

Property Underwriter

Tennyson Insurance

As a Senior Underwriter - Financial Lines, your role will involve:
<ul>
<li>Independently assess and price medium to high complexity risks, set and negotiate terms and conditions in accordance with the Underwriting Guidelines.</li>
<li>Have a reasonable level of Underwriting Authority and will seek empowerment from higher proficiency level Underwriting Management where required with a detailed rationale.</li>
<li>Have a strong understanding of how the accounts they work on fit into the broader Underwriting strategy.</li>
<li>Posses strong relationships and engage with distributors (agents brokers) during the Underwriting process, leading discussions around risk appetite and proactively seeking new business opportunities.</li>
<li>Anticipate customer needs and be able to handle and resolve the vast majority of queries from customers and brokers.</li>
<li>Support with the development of other Underwriters.</li>
<li>Should be proficient in Directors and Officers, Financial Institutions &amp; Professional Indemnity.</li>
<li>Complete detailed opportunity assessment with key distributors to identify growth opportunities.</li>
<li>Negotiate solid terms &amp; conditions and where appropriate cross-sell other lines of business to increase the book of business.</li>
<li>Participate in Sales Team meeting as related to assigned brokers and / or territory.</li>
<li>Proactively engage in the target account process, managing a qualified list of opportunities 90 to 120 days prior to effective date.</li>
<li>Serve as the subject matter expert and act as the key contact for assigned target accounts.</li>
<li>Measure exposure/analyze risk, initiate product development ideas and promote services to increase penetration.</li>
<li>Provide expertise on coverage issues with claims programs and guidelines.</li>
</ul>

Senior Underwriter - Financial Lines

Arma Underwriting Ltd

A specialist multi-line underwriting agency is seeking an Underwriter in Dubai to evaluate risks, manage a portfolio, and maintain client relationships. The ideal candidate will have 5-8 years of experience in Professional Indemnity or D&O insurance, along with strong communication skills and a relevant degree. This full-time, on-site role offers a chance to work within a regulated framework and stay ahead of industry trends.

D&O & PI Underwriter - Dubai Portfolio Lead

Cigna

Learn to assess claims history, medical disclosures, or other relevant data to make informed decisions. Prepare Table of Benefits and inception documents for renewals and new business inceptions. Learn market dynamics; understanding the competition, the environment and clients needs. Support in ensuring UW guidelines meet compliance requirements from a pricing and benefit point of view. Participate in problem solving activities to define problems, identify root causes, suggest solutions for continuous improvements of processes and procedures to work more efficiently and effectively. Utilize and adhere to internal guidelines and procedures to ensure that all assigned work is processed in timely manner and meet compliant standards.

Risk & Underwriter Associate Analyst

Virtual Key FZE

Work Experience:Minimum 1 year UAE experience in Group Medical Insurance Current Location: UAE (Dubai preferred) Nationality: AnyGender: Any Industry: Insurance Brokerage / Healthcare Insurance Availability to join: Immediate

Group Medical Insurance Coordinator / Underwriter

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