estimator

income auditor

buyer

mortgage consultant

internal auditor

underwriter

steadfast group

<p><b>Key Responsibilities</b></p><ul><li>Assess and underwrite motor insurance risks in line with company and insurer guidelines.</li><li>Handle <b>policy issuance, endorsements, renewals, escalations, referrals, and approvals</b> efficiently.</li><li>Utilize <b>insurance portals</b> for quotation, issuance, and endorsements.</li><li>Apply accurate <b>rating and underwriting practices</b> to ensure competitive and compliant pricing.</li><li>Manage <b>renewals</b> with a focus on achieving a high retention ratio.</li><li>Assist with <b>claims procedures</b> and provide support in claim-related escalations when required.</li><li>Ensure compliance with <b>CBUAE regulations</b> and company policies at all times.</li><li>Maintain strong <b>client interaction</b> and provide quality service to ensure customer satisfaction.</li><li>Build and sustain effective <b>relationships with insurers, underwriters, and clients</b>.</li><li>Collaborate closely with the <b>marketing and sales teams</b> to support new business acquisition and renewal strategies.</li><li>Prepare and maintain accurate underwriting and policy documentation.</li><li>Report underwriting activities, referral cases, and renewal status to management regularly.</li></ul><p><b>Requirements</b></p><ul><li><b>2&ndash;3 years&rsquo; UAE experience</b> in motor underwriting within a broking firm.</li><li>Strong knowledge of <b>motor insurance products, underwriting practices, claims processes, and portal usage</b>.</li><li>Proven ability to <b>work under pressure</b> in a highly competitive environment.</li><li>Familiarity with <b>CBUAE insurance regulations</b>.</li><li>Excellent <b>communication and interpersonal skills</b> (English essential; Arabic an advantage).</li><li>Strong negotiation and relationship management skills with insurers and clients.</li><li>Ability to coordinate effectively with internal teams (marketing, operations, accounts).</li><li>Must be <b>residing in Dubai</b>.</li></ul><p>Job Type: Full-time</p><p>Pay: AED6,000.00 - AED8,000.00 per month</p><p>Application Question(s):</p><ul><li>Have you worked in any Insurance or Broker company?</li><li>How many years of Motor underwriter  Experience you hold?</li><li>What is your current/last drawn salary?</li></ul>

Motor Underwriter

Sukoon Insurance

<div>
 <p>
  <strong>
   Key Accountabilities:
  </strong>
 </p>
 <ul>
  <li>
   The job holder is responsible for the review of risk submissions from business development and referrals that have been initially processed by the Associate underwriter.
  </li>
  <li>
   The position typically handles the standard risks with a minimal amount of approval authority through the clear underwriting guidelines, and underwriting manual.
  </li>
 </ul>
 <p>
  <br/>
 </p>
 <p>
  <strong>
   Job Requirements:
  </strong>
 </p>
 <ul>
  <li>
   Renews previously underwritten risks.
  </li>
  <li>
   Analyzes and evaluates loss reports, audits, and other developed information to determine the need for modification of coverage or premium as well as the need for loss control consultation or policy cancellation.
  </li>
  <li>
   Determine appropriate premium rates for quotations, new business, renewals, endorsements, and cancellations by referring to rating manuals, and performs calculations according to prescribed formulas.
  </li>
  <li>
   Assess, evaluate and price risk using risk modelling techniques and prescribed underwriting guidelines.
  </li>
  <li>
   Gather, prepare and present monthly management reports on underwriting, operating costs, underwriting exposures and loss ratio.
  </li>
  <li>
   Approves policies within defined authority limits.
  </li>
  <li>
   Liaise and interface with other verticals in the department to update on business.
  </li>
  <li>
   Assist in providing an accurate, high quality and speedy underwriting service that builds customer relations and credibility.
  </li>
  <li>
   Prepares quotes for brokers / third parties / customers based on risk price analyses with the consultation of Senior Underwriters.
  </li>
  <li>
   Reviews policy applications and supporting documents for completeness and accuracy for basic and modest level insured value risks.
  </li>
  <li>
   Contacts other departments to obtain additional information as required.
  </li>
  <li>
   May work in conjunction with an underwriter to prepare a policy pricing package appropriate to a given risk at the direction of an underwriter.
  </li>
 </ul>
 <p>
  <br/>
 </p>
 <p>
  <strong>
   Skills required:
  </strong>
 </p>
 <ul>
  <li>
   Claims experience in pre &ndash; approvals of IP, OP pharmacy and Specialized Investigations.
  </li>
  <li>
   Medical Underwriting of individual Application Forms.
  </li>
  <li>
   Clinical Experience of working in hospital, ICU will be an advantage.
  </li>
 </ul>
 <p>
  <br/>
 </p>
 <p>
  <strong>
   Qualification and Experience:
  </strong>
 </p>
 <ul>
  <li>
   MBBS Graduate.
  </li>
  <li>
   Certification in Insurance.
  </li>
  <li>
   2 -3 years of underwriting experience.
  </li>
  <li>
   Proven ability in underwriting, organizing workload under pressure.
  </li>
  <li>
   Microsoft Office, Efficient in Excel and PPT.
  </li>
 </ul>
</div>


Associate Medical Underwriter

Chubb Europe

<p>The key purpose of the role is to Underwrite new and renewal business in support of the business plan objectives for retention and growth.</p> <p>Key activities of the job holder are:</p> <ul> <li>Day to day management of the broker/cedent panel and renewal book.</li> <li>To underwrite existing renewal accounts, solve broker enquires and build lasting Client relationships.</li> <li>Renewal meetings, broker pipeline and general business development activities in support of the continued growth of the product line.</li> <li>To work closely with senior managers to assist with broker enquires and developing new opportunities and relationships.</li> <li>To work closely with underwriters in other lines of business in the DIFC branch to maximise cross sell opportunities.</li> </ul> <p><strong>Key Responsibilities</strong></p> <ul> <li>Assist with driving the Property division business growth and profitability through focussed distribution and marketing activities.</li> <li>Underwrite a sustainable balance of business in support of team revenue, profitability, growth and production objectives.</li> <li>Maximising opportunities for cross-selling and up-selling within Chubb through internal marketing at cross class meetings and relationship management.</li> <li>Develop and manage key external producer relationships.</li> </ul> <p><strong>Skills &amp; Experience Required</strong></p> <ul> <li>Comprehensive understanding and working knowledge of Property Underwriting, reinsurance, the MENA market and competitors.</li> <li>Solid experience of dealing with brokers and clients. </li> <li>Results driven with ability to make own decisions and work on own initiative. </li> <li>An experienced professional who is recognised externally. </li> <li>Expected to have or be working towards ACII qualification (or equivalent), with considerable market experience.  Continues to develop technical and broader business skills.</li> <li>Fluent English language skills.</li> </ul>

Property Underwriter

Zurich Insurance

<div><div><div><div><div>Job Summary</div>
</div><div><div>
Zurich is one of the world&rsquo;s leading insurance groups, and one of the few to operate on a global basis. Our mission is to help our customers understand and protect themselves from risk. With around 55,000 employees serving customers in more than 215 countries and territories, we aspire to become the best global insurer as measured by our shareholders, customers and employees. We help individuals, small and medium sized companies and global corporations around the world understand and protect themselves from risk by offering a wide range of insurance products, solutions and advisory services.</div><br>
<div></div>
<div>
Commercial Insurance Middle East is looking for a Senior Underwriter - Financial Lines to join our team. This individual will independently analyze and underwrite business of medium to high complexity and must be well-regarded for their knowledge of the financial lines. They must utilize &quot;The Zurich Way&quot; of Underwriting Framework ensuring a high level of service to customers.</div></div></div><div><div><div>
Job Accountabilities</div>
</div><div><div>
As a Senior Underwriter - Financial Lines, your role will involve:</div>
<ul>
<li>Independently assess and price medium to high complexity risks, set and negotiate terms and conditions in accordance with the Underwriting Guidelines.</li>
<li>Have a reasonable level of Underwriting Authority and will seek empowerment from higher proficiency level Underwriting Management where required with a detailed rationale.</li>
<li>Have a strong understanding of how the accounts they work on fit into the broader Underwriting strategy.</li>
<li>Posses strong relationships and engage with distributors (agents brokers) during the Underwriting process, leading discussions around risk appetite and proactively seeking new business opportunities.</li>
<li>Anticipate customer needs and be able to handle and resolve the vast majority of queries from customers and brokers.</li>
<li>Support with the development of other Underwriters.</li>
<li>Should be proficient in Directors and Officers, Financial Institutions &amp; Professional Indemnity.</li>
<li>Complete detailed opportunity assessment with key distributors to identify growth opportunities.</li>
<li>Negotiate solid terms &amp; conditions and where appropriate cross-sell other lines of business to increase the book of business.</li>
<li>Participate in Sales Team meeting as related to assigned brokers and / or territory.</li>
<li>Proactively engage in the target account process, managing a qualified list of opportunities 90 to 120 days prior to effective date.</li>
<li>Serve as the subject matter expert and act as the key contact for assigned target accounts.</li>
<li>Measure exposure/analyze risk, initiate product development ideas and promote services to increase penetration.</li>
<li>Provide expertise on coverage issues with claims programs and guidelines.
</li></ul></div></div><div><div><div>Job Qualifications</div>
</div><div><div>
To be successful in the role, you will need:</div>
<ul>
<li>Bachelor's degree (or equivalent) to 10+ years of experience in related field</li>
<li>Excellent oral and written communication skills.</li>
<li>In-depth knowledge of financial lines, legal and regulatory guidelines.</li>
<li>Strong negotiation and presentation skills.</li>
<li>Deep understanding of underwriting principles, techniques, national/local filing regulations and guidelines</li>
<li>Ability to work in a team-based environment</li>
<li>Knowledge of time restraints for quotes on new and renewal business</li>
</ul></div></div><div><div><div>Zurich Values</div>
</div><div><div>Collaborate Together</div><div>
Develop &amp; Grow</div><div>
Make it Happen</div><div>
Performance</div><div>
Problem Solving</div><div>
Puts Customers First</div></div></div></div><div><b>
Why Zurich</b></div><br>
<div></div>
<div>
At Zurich, we like to think outside the box and challenge the status quo. We take an optimistic approach by focusing on the positives and constantly asking What can go right?</div>
<div>
We are an equal opportunity employer who knows that each employee is unique - that&rsquo;s what makes our team so great!<br>
Join us as we constantly explore new ways to protect our customers and the planet.</div><br>
<ul>
<li>Location(s): ZIC DIFC, AE - Dubai</li>
<li>Remote working: Hybrid</li>
<li>Employment Type: Permanent - Full Time</li>
<li>Recruiter name: CI ME, HR Team</li>
<li>Closing Date: 24 Oct 2025</li></ul></div>

Senior Underwriter - Financial Lines

United States Citigroup

<p>Corporate Regional Markets and Public Sector (CRMPS) Underwriting is an integral part of the Institutional Credit Management ( ICM ) organization. Underwriting s mandate is to deliver best-in-class credit risk analysis, monitoring and credit administration as a partner to Wholesale Credit Risk and Banking s shared commitment to ensuring the safety and soundness of wholesale lending.</p>
<p>Staffers have dual responsibility of setting the direction for and leading the analysts while also acting as an Underwriter for a select number of relationships.</p>
<p>This role has responsibility for a portfolio of Corporates, Financials Institutions and Public Sector relationships in the Middle East and Central Asia. The role reports directly to the Underwriting Sub-Cluster Head for Middle East and Central Asia.</p>
<p><strong>Key Responsibilities:</strong></p>
<ul>
 <li>Accountability for ensuring risk analysis of applicable portfolio is consistent with industry leading practices and conforms to all internal credit procedures/policies, and all related regulatory expectations</li>
 <li>Undertake account allocation to various underwriters and lead the workflow allocation on a dynamic basis to support timely support to transactions while meeting KPIs on extension rates, past due ratings and past due CCMs.</li>
 <li>For a select number or relationships, act as the Underwriter working closely with Banking, Product and Risk partners.</li>
 <li>Continuous engagement with applicable Banking and Independent Risk senior stakeholders in the region to so as to understand any concerns regarding execution of risk analysis and/or emerging risks which will need to be addressed by the team</li>
 <li>Execute Underwriting Head plans, strategy and objectives for Underwriting</li>
 <li>Engage in regular dialogue with Underwriters to obtain feedback on analysts and ensure ongoing and timely feedback is provided to analysts.</li>
 <li>Identifying and delivering on the training needs of the analysts.</li>
 <li>Coaching of analysts to sustain a strong credit culture and an unwavering commitment to excellence in analysis and execution</li>
 <li>Partnering with the sub-cluster head and the MEA Underwriting Head on internal projects, transformation / productivity initiatives as well as regulatory remediation efforts. Address and escalate emerging risk concerns and to share best practices</li>
 <li>Attract, develop and retain top quality staff including as regards active engagement with regional on-campus recruiting efforts to ensure a robust pipeline of talent</li>
 <li>Support Voice of Employee (VOE) initiatives</li>
</ul>
<p><strong>Knowledge/Experience:</strong></p>
<ul>
 <li>Demonstratable financial services experience, including 7-10 years of credit experience in Banking, Credit Risk Management or equivalent credit experience</li>
 <li>Deep knowledge of Wholesale Credit Processes and organizational awareness including Underwriting functions, covered portfolios, and processes</li>
 <li>Proficient understanding of policies and procedures with the ability to execute change seamlessly</li>
 <li>Demonstrating the skills aligned with Senior Credit Officer (SCO) designation</li>
 <li>Excellent and thorough knowledge of Citi s systems</li>
 <li>Significant experience in preparing presentations for seniors</li>
 <li>Outstanding awareness and adherence to the control environment</li>
</ul>
<p><strong>Skills/Competencies:</strong></p>
<ul>
 <li>Strategic orientation to ensure the Underwriting organization continues to be positioned as a thoughtful and proactive partner on driving best practices to support safety and soundness within ICM and Citi</li>
 <li>Recognized as a skillful manager with a track record of building high performing teams</li>
 <li>Proven culture carrier</li>
 <li>Powerful interpersonal skills, with the ability to build relationships and exert influence with and without direct authority</li>
 <li>Solid organizational skills with ability and willingness to work under pressure and manages time and priorities effectively with little to no supervision</li>
 <li>Highly effective written and verbal communication skills, with the ability to communicate clearly and concisely to audiences of varying levels of seniority</li>
 <li>Advanced Microsoft Office (Word, Excel, and PowerPoint) skills</li>
</ul>
<p><strong>Qualifications:</strong></p>
<ul>
 <li>BA/BSc in Finance or Accounting or higher degree in Business (MBA), or any other related subject</li>
</ul>

ICM Underwriter and Staffer

American International Group, Inc. (AIG) - UAE

<p> <b>Primary Responsibilities </b> </p> <p>  Developing and executing strategies for the Financial Lines team products to to ensure targets are met through sustainable underwriting.</p> <p>  Underwriting accounts and schemes both for renewal and new business purposes as allocated.</p> <p>  Service clients and brokers across UAE.</p> <p>  Work on execution of Digital strategy and AIG ONE development.</p> <p> <b>Functions Key </b> </p> <p>  Jointly responsible for executing the Financial lines business plans and budgets and carry out the appropriate functions within the business.</p> <p>  Establish/Maintain strong customer/industry relationships including Broker relationships at all levels with indigenous and international broking firms.</p> <p>  Underwriting Financial lines business including new and renewal business within authorities granted and in accordance with profit center guidelines.</p> <p>  Continual review and development of Products and development of new Products including associated Marketing material.</p> <p>  Ensure Reinsurance is arranged in accordance with current company guidelines where required.</p> <p>  Ensure credit control procedures are maintained and followed to company standards.</p> <p>  Attain appropriate levels of expertise in all product lines including changes and developments.</p> <p>  Complete all delegated projects in the manner expected and requested by the Financial Lines PCM and Team Leaders.</p> <p>  Full participation in local and regional training (underwriting and personal skills).</p> <p>  Undertake presentation to clients and/or brokers where required, including product specific training and pitching for business.</p> <p>  Undertake department s self-audit procedures as required.</p> <p>  Responsibility for monitoring of premium processing including: o Ensuring that estimates are met and that premiums are processed in a timely manner.</p> <p>o Ensure that accounts are processed according to AIG guidelines and GST rules.</p> <p>o Monitor receivables and unallocated cash and liaise with Accounts Department with regard to collections.</p> <p>  Work with Financial Lines PCM, Team Leaders and Regional Line Managers to ensure that strategies are developed and executed.</p> <p>  Develop and improve office systems and processes on an ongoing basis</p> <p> Assist Financial Lines PCM with ongoing business analyst tasks such as assisting with quarterly and/or annual budgets, forecasting, submission tracking and another financial reporting task as allocated.</p> <p> </p> <p> <b>Job Accountabilities</b> </p> <ul> <li> <b>Risk Assessment</b>: Evaluate insurance submissions requests to assess risk based on financial data, creditworthiness, and underwriting guidelines.</li> <li> <b>Underwriting Decisions</b>: Make informed decisions on accepting, modifying, or declining applications, ensuring alignment with risk assessment and company policies.</li> <li> <b>Compliance</b>: Ensure adherence to regulatory requirements, industry standards, and company underwriting guidelines in all decisions and actions.</li> <li> <b>Communication and Customer service</b>: Clearly communicate underwriting decisions, requirements, and explanations to agents, brokers, clients, and internal stakeholders. Provide them support and assistance by addressing inquiries, explaining underwriting decisions and resolving issues.</li> <li> <b>Documentation and Record Keeping</b>: Maintain accurate records of underwriting activities, decisions, and correspondence for auditing and reporting purposes</li> <li> <b>Problem Solving</b>: Identify and resolve complex underwriting issues, discrepancies, or challenges efficiently while maintaining quality and consistency.</li> </ul> <p> </p>

Financial Lines Underwriter

The Cigna Group

Overview <p>Risk & Underwriter Associate Analyst - UAE National. Join to apply for the Risk & Underwriter Associate Analyst - UAE National role at The Cigna Group.</p> Responsibilities <ul><li>Assist in evaluating risk and price SME new business and renewals by working with relevant salespeople and account managers.</li><li>Learn to assess claims history, medical disclosures, or other relevant data to make informed decisions.</li><li>Prepare Table of Benefits and inception documents for renewals and new business inceptions.</li><li>Learn market dynamics; understanding the competition, the environment and clients needs.</li><li>Support in ensuring UW guidelines meet compliance requirements from a pricing and benefit point of view.</li><li>Participate in problem solving activities to define problems, identify root causes, suggest solutions for continuous improvements of processes and procedures to work more efficiently and effectively.</li><li>Utilize and adhere to internal guidelines and procedures to ensure that all assigned work is processed in timely manner and meet compliant standards.</li></ul> About Cigna Healthcare <p>Cigna Healthcare, a division of The Cigna Group, is an advocate for better health through every stage of life. We guide our customers through the health care system, empowering them with the information and insight they need to make the best choices for improving their health and vitality. Join us in driving growth and improving lives.</p><p>Qualified applicants will be considered without regard to race, color, age, disability, sex, childbirth (including pregnancy) or related medical conditions including but not limited to lactation, sexual orientation, gender identity or expression, veteran or military status, religion, national origin, ancestry, marital or familial status, genetic information, status with regard to public assistance, citizenship status or any other characteristic protected by applicable equal employment opportunity laws.</p><p>If you require reasonable accommodation in completing the online application process, please email: for support. Do not email for an update on your application or to provide your resume as you will not receive a response.</p> Seniority level <ul><li>Entry level</li></ul> Employment type <ul><li>Full-time</li></ul> Job function <ul><li>Finance and Sales</li><li>Industries: Hospitals and Health Care</li></ul><img src="https://www.jobg8.com/Tracking.aspx?zVcfVDlfDotOnaggfR16aC52l2ZHmaq3s" width="0" height="0" />

Risk & Underwriter Associate Analyst - UAE National

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