estimator

purchaser

mortgage advisor

contract administrator

investment advisor

underwriter

Chubb Europe

The key purpose of the role is to Underwrite new and renewal business in support of the business plan objectives for retention and growth. Key activities of the job holder are: <ul> <li>Day to day management of the broker/cedent panel and renewal book.</li> <li>To underwrite existing renewal accounts, solve broker enquires and build lasting Client relationships.</li> <li>Renewal meetings, broker pipeline and general business development activities in support of the continued growth of the product line.</li> <li>To work closely with senior managers to assist with broker enquires and developing new opportunities and relationships.</li> <li>To work closely with underwriters in other lines of business in the DIFC branch to maximise cross sell opportunities.</li> </ul> Key Responsibilities <ul> <li>Assist with driving the Property division business growth and profitability through focussed distribution and marketing activities.</li> <li>Underwrite a sustainable balance of business in support of team revenue, profitability, growth and production objectives.</li> <li>Maximising opportunities for cross-selling and up-selling within Chubb through internal marketing at cross class meetings and relationship management.</li> <li>Develop and manage key external producer relationships.</li> </ul> Skills &amp; Experience Required <ul> <li>Comprehensive understanding and working knowledge of Property Underwriting, reinsurance, the MENA market and competitors.</li> <li>Solid experience of dealing with brokers and clients. </li> <li>Results driven with ability to make own decisions and work on own initiative. </li> <li>An experienced professional who is recognised externally. </li> <li>Expected to have or be working towards ACII qualification (or equivalent), with considerable market experience. Continues to develop technical and broader business skills.</li> <li>Fluent English language skills.</li> </ul>

Property Underwriter

Sukoon Insurance

<div>
 
 The Job holder is responsible for assessing and underwriting new business and renewals in accordance with the established company procedures and standards up to assigned limits.
 
 
 
 
 
 Key Responsibilities:
 
 <ul>
 <li>
 Applies underwriting and risk selection techniques to determine the acceptability of new and renewal insurance risks.
 </li>
 <li>
 Responds to inquiries from distribution teams regarding underwriting processes and decisions, interpretation of policy forms and coverages, and premium levels.
 </li>
 <li>
 Review special programs made for selected intermediaries to improve the profitability of their book of business.
 </li>
 <li>
 Receive and review new business proposals, endorsements and renewals within authorized underwriting limits.
 </li>
 <li>
 Assess, evaluate and price risk using risk modelling techniques and prescribed underwriting guidelines.
 </li>
 <li>
 Gather, prepare and present monthly management reports on underwriting, operating costs, underwriting exposures and loss ratio.
 </li>
 <li>
 Analyses, evaluates, and classifies the assigned applications working with inspection reports and financial statements to aid in determining risk acceptability. The underwriter will determine the appropriate rates, and counsels with agents and/or potential insured for risk modification in order to make the risk acceptable.
 </li>
 <li>
 Provide first point of contact for escalation of any internal / external queries.
 </li>
 <li>
 Approves policies within defined authority limits.
 </li>
 <li>
 Liaise and interface with other verticals in the department to update on business
 </li>
 <li>
 Liaise with reinsurance and claims for service delivery issues.
 </li>
 <li>
 Assist in providing an accurate, high quality and speedy underwriting service that builds customer relations and credibility.
 </li>
 <li>
 Provide quotes to brokers / third parties / customers based on risk price analyses with the consultation of Seniors.
 </li>
 <li>
 Escalate customer issues and concerns where the timely resolution is not being achieved in light of the laid out policy and turnaround time.
 </li>
 <li>
 Liaise and assist distribution as well as finance and account team for premium receivables as well as premium payment to reinsurers. Ensure premium payment terms are not breached.
 </li>
 <li>
 Attend meetings with brokers or clients as and when required.
 </li>
 <li>
 Assist operations team as well as distribution team in managing premium booking etc. for the bound quotes.
 </li>
 </ul>
 
 
 
 
 
 Educational &amp; Professional Requirements:
 
 
 <ol>
 <li>
 Graduate degree preferably in Engineering, Science
 </li>
 <li>
 Insurance qualifications ACII or III while CPCU is preferrable
 </li>
 <li>
 Qualifications in risk management will be added advantage
 </li>
 <li>
 Qualification in law is added advantage
 </li>
 <li>
 Proven ability in underwriting, organizing workload, prioritise the work
 </li>
 <li>
 Minimum 5 plus years&rsquo; experience of working as Underwriter for the following classes of Business:
 </li>
 </ol>
 
 
 
 Professional &amp; Specialty risks
 
 
 
 <ul>
 <li>
 Professional Indemnity &ndash; Annual Cover (Architect, Engineers, Lawyers, Accountants, IT firms, miscellaneous) hc
 </li>
 <li>
 Single Project &ndash; construction PI with Extended Reporting period
 </li>
 <li>
 Comprehensive Crime / Banker&rsquo;s Blanket Bond &amp; computer Crime, Money, Fidelity
 </li>
 <li>
 Director and Officers&rsquo; Liability
 </li>
 </ul>
 
 
 
 Casualty Lines:
 
 
 
 <ul>
 <li>
 Casualty: CGL (Public, Product &amp; Pollution Liability) cover for operational Risks (Malls, Residences, Utilities, Energy risks) and also for construction risks (sec II of MRe) including Petroleum projects and offshore
 </li>
 <li>
 Casualty: Workmen Compensation and Employer&rsquo;s Liability
 </li>
 <li>
 Affinity Products: Extended Warranty, Accidental damage for Automobile including GAP cover and/or white goods like Mobile phones etc.
 </li>
 </ul>
 
 
 
 Medical Malpractice
 
 
 
 
 
 
 Cyber underwriting will be added advantage
 
 
 
</div>

Liability & Financial Lines Underwriter

Policybazaar Middle East Insurance Brokers LLC

OverviewA Group Medical Insurance Underwriter evaluates and prices group health insurance plans for employer-sponsored benefits programs. They analyze group demographics, medical claims experience, industry risks, and market trends to determine appropriate premiums, benefits, and coverage terms. Their goal is to balance competitive pricing with sound risk management while ensuring compliance with regulatory and organizational guidelines.Role &amp; Responsibility<ul><li>Analyze census data, medical claims experience, and group demographics to assess overall risk.</li><li>Prepare new business and renewal quotes using established rating models and underwriting guidelines.</li><li>Recommend plan designs, pricing adjustments, and alternative benefit structures based on risk findings.</li><li>Review industry classification, participation levels, and plan utilization to identify potential risk concerns.</li><li>Communicate underwriting decisions to brokers, sales teams, and internal stakeholders clearly and professionally.</li><li>Maintain accurate documentation of assumptions, rate calculations, and final decisions.</li><li>Ensure compliance with internal standards, insurance regulations, and data privacy requirements.</li><li>Collaborate with actuarial teams, product development, and account management to support group retention and growth.</li></ul>Qualifications<ul><li>Strong analytical skills and the ability to interpret complex health claims and utilization reports.</li><li>Proficiency in Excel, rating tools, and underwriting software.</li><li>Excellent communication, negotiation, and decision-making abilities.</li><li>Detail-oriented with strong organizational and time-management skills.</li><li>Bachelor&rsquo;s degree in insurance, business, statistics, healthcare, or a related field (preferred).</li><li>1&ndash;2 years of experience in group medical underwriting, group benefits, actuarial support, or related fields.</li></ul>Job Types: Full-time, PermanentPay: AED4,000.00 - AED5,000.00 per month

Group Medical Underwriter / Insurance Company

Arma Underwriting Ltd

A specialist multi-line underwriting agency is seeking an Underwriter in Dubai to evaluate risks, manage a portfolio, and maintain client relationships. The ideal candidate will have 5-8 years of experience in Professional Indemnity or D&O insurance, along with strong communication skills and a relevant degree. This full-time, on-site role offers a chance to work within a regulated framework and stay ahead of industry trends.

D&O & PI Underwriter - Dubai Portfolio Lead

steadfast group

We are looking for an experienced Group Medical Insurance Underwriter responsible for assessing, evaluating, and underwriting group medical insurance applications for businesses, organizations, and other entities. This role involves analyzing risk, calculating premiums, determining coverage options, and making decisions that align with the company&rsquo;s underwriting policies and industry regulations. The underwriter works closely with the sales, operations, and client management teams to provide comprehensive insurance solutions to clients while ensuring profitability for the company.Job Responsibilities:<ul><li>Customer communication and Support:</li><li>Develop and propose customized medical insurance plans for groups, aligning with client needs while ensuring profitability and compliance with regulatory standards.</li><li>Liaise with clients, and agents to explain underwriting decisions, provide clarifications, and resolve any issues related to medical coverage.</li><li>Liaise with clients &amp; sales advisors on al enquires, understand client requirements and provide adequate solutions and technical guidance. When required, should accompany sales advisors for client meetings &amp; presentations.</li><li>Risk Evaluation:</li><li>Evaluate and assess group medical insurance applications by analyzing client data, medical histories, claims records, and other relevant information to determine risk and coverage options.</li><li>Calculate premiums for group health insurance plans based on risk factors, including group size, claims history, industry type, and health conditions. Provide quotes and ensure the accuracy of pricing.</li><li>Monitor and analyze claims trends and emerging risks within group policies. Recommend adjustments or improvements to mitigate risks and optimize policy performance.</li></ul>Work closely with sales and account management teams to understand client needs, resolve issues, and enhance customer satisfaction. Support brokers by answering technical questions and providing recommendations on plan options.<ul><li>Compliance &amp; Regulations:</li><li>Stay updated on industry regulations, market trends, and changes in laws related to group medical insurance. Ensure all underwriting activities comply with state, federal, and company-specific policies.</li><li>Ensure all underwriting decisions are made in accordance with the company's underwriting guidelines, industry regulations, and legal requirements.</li><li>Documentation:</li><li>Maintain detailed records of underwriting decisions, client communications, and policy changes. Prepare reports on underwriting activity, including risk exposure and trends.</li><li>Team Collaboration &amp; Communication:</li></ul>Requirements:<ul><li>Minimum 1 years of UAE experience in coordination group medical insurance or a similar role in the insurance broker industry.</li></ul>Familiarity with the UAE insurance market and regulatory requirements is an advantage.<ul><li>Strong knowledge of group health insurance products, insurers, underwriting processes, and risk assessment methodologies.</li><li>Strong ability to analyze complex data and make informed underwriting decisions.</li><li>High level of accuracy and attention to detail in evaluating applications and calculating premiums.</li><li>Strong attention to detail and ability to handle multiple inquiries or tasks simultaneously.</li><li>Proficient in CRM systems and Microsoft office.</li><li>Ability to work under pressure to meet sales targets and deadlines.</li><li>Excellent written and verbal communication skills. Ability to explain technical terms and policies in an easily understandable manner.</li></ul>Job Type: Full-timePay: AED7,000.00 - AED8,000.00 per monthApplication Question(s):<ul><li>Do you have experience in Insurance Broker Company?</li><li>What is your current/last drawn Salary?</li><li>Can you join Immediately?</li></ul>

Group Medical Coordinator

Chubb Insurance

<div>Underwriting Operations Manager, HNW 
This is a senior position within the Underwriting Centre and has the following main purposes: 
<ul><li>Accountability for the full profit and loss of a set of brokers and the delivery of the PRS Strategic Goals in respect of Service, Underwriting &amp; Broker Management.
</li><li>Management of a team of Senior Underwriters/Underwriters (circa 7/8 reports) incorporating Performance Management &amp; Personal Career Development
</li><li>To underwrite &amp; be a key referral point for a number of large and complex, new and existing business accounts whilst providing world class service to our broker partners.
</li><li>You will be required to coach Senior Underwriters /Technical Account Managers and Underwriters to ensure the consistent delivery of World Class Service and Underwriting Integrity.
</li><li>You will be required to consistently monitor, manage &amp; structure the team to maintain the consistent delivery of World Class Service. 
</li></ul>Key Responsibilities: 
<ul><li>Manage performance across a team of 7/8 Senior Underwriters/Underwriters through monthly one to ones , quarterly appraisals and ongoing coaching.
</li><li>Ensure all areas of underperformance are managed consistently, with clear development plans structured in place following consultation with the EUZ UW Centre Manager &amp; HR
</li><li>Drive team disciplines, morale and consistent team collaboration through daily management of Service &amp; Underwriting
</li><li>Influence and drive activity to achieve agreed financial targets and proactively manage superior relationships with broker partners
</li><li>Demonstrate an excellent level of competence in the use of management information systems to be able to understand the data and analyse any trends. Ensure consistent monthly reporting against all KPIs, together with activities to drive opportunity and address underperformance
</li><li>Monthly management of team performance incorporating monthly P&amp;L &amp; Service reporting to the EUZ Management Team
</li><li>Drive forward quarterly Broker Management in line with the EUZ Broker Management Strategy with collaboration with the Sales Team &amp; EUZ Management Team.
</li><li>Collaboration with the Technical AM &amp; EUZ UW Centre Manager with regards to referral coaching, training requirements/development.
</li><li>Be a technical underwriting referral point for Senior Underwriters, Underwriters, Underwriting Assistants and Claims.
</li><li>Ensure all team members seek to round out existing accounts and cross-sell other classes of business and promote a sales culture within the team for all new business and renewal transactions
</li><li>To be an integral part of the Audit team for PRS and to work alongside other Account Managers &amp; UKI &amp; EUZ UW Managers in implementing the PRS Audit Plan
</li><li>To drive the call coaching strategy on your team to develop soft skills, and to ensure that all audit feedback is cascaded down and any trends are tracked and managed accordingly in line with UW Goals
</li><li>To have a constructive and collaborative relationship with all aspects of PRS and to seek new relationships/opportunities across all departments.</li></ul></div>
 <div>Skills &amp; Experience Required: 
<ul><li>Must have the aptitude to work in a highly competitive market, be innovative in business production and retention; be able to adapt to changing markets and internal requirements.
</li><li>As Team Manager must be collaborative, consultative, disciplined with high standards and ethics to ensure that they can drive a team to perform at a World Class Level. Be proactive, find solutions from challenges and be a role model for their team and for the wider department. Able to demonstrate confidence in managing under performance and to be able to link their actions &amp; disciplines consistently to the needs of the business.
</li><li>Understand the financials and margins of the business as well ways to influence these to achieve agreed targets.
</li><li>Display strong evidence of building effective relationships with brokers and colleagues. Strive to provide service levels that exceed industry standards and demonstrate leadership across all functional areas. An exceptional communicator with excellent telephone technique and negotiation skills.
</li>Confident to present Masterpiece Signature, Masterpiece and Masterpiece Initial both internally and externally. Comfortable in a technical underwriting &amp; management role whilst managing of team of underwriters. Excellent organisational skills and discipline and to ensure that all direct reports strive to work to the same work ethic. Ability to adopt their management style where required to get the best out of an individual and/or situation. Demonstrate increased ability for creative thinking and problem solving. 
<li>
</li></ul>Experience
<ul><li>Deep expertise of HNW Underwriting with both Motor &amp; Household at a Senior Underwriting Level.
</li><li>Previous Management experience desired but not required
</li><li>Strong leadership skills and able to demonstrate this with clear examples
</li><li>Comfortable operating in a sales/target driven environment
</li><li>ACII or working towards CIP exams</li></ul></div>

Regional Underwriting Manager - Financial Lines

The Emirates Group

<div><h5 class="jobSectionHeader">Job Purpose
</h5>At Emirates Group, we connect the world through our global hub in Dubai, ensuring our customers always &lsquo;Fly Better.&rsquo; As one of the most recognised and admired brands globally, we&rsquo;re driven by innovation and excellence. Join us as a Senior Finance Specialist - Group Insurance and play a key role in driving financial strategy and decision making for a global business. Experience a fast-paced, multicultural environment where your financial expertise will be central to shaping the future of aviation while making a meaningful impact on a global stage.
The selected candidate be providing support with underwriting, risk engineering, and accounting support to the Manager Insurance for all insurance programmes across the Group, encompassing both self-insured and externally insured covers.
In this role, you will:
<ul><li>Independently manage, negotiate, and price assigned insurance covers for both UAE and outstations, including motor, workmen&rsquo;s compensation, and industrial injury insurance.
</li><li>Prepare quotation specifications and tailor policy wordings to ensure optimal and cost-effective coverage aligned with business needs.
</li><li>Gather and analyse underwriting, risk engineering, and insurance data to assess exposures and determine appropriate coverage levels, securing terms independently in coordination with Manager Insurance.
</li><li>Provide technical input on risk management, participate in site visits, evaluate risk matrices, and support implementation of recommendations to improve risk quality and negotiate cost-effective covers.
</li><li>Validate premium calculations, compile statistical reports, and highlight trends or variances for timely corrective action and programme optimisation.
</li><li>Prepare and review non-standard policy wordings, quotations, tenders, and endorsements, raising discrepancies and ensuring contract accuracy and compliance.
</li><li>Support Manager Insurance on high-value or complex covers by analysing data, evaluating alternatives, and recommending strategies for negotiation.
</li><li>Ensure timely issuance and reconciliation of policies, endorsements, and certificates, maintain accurate databases, and initiate renewal planning three months before expiry.
</li></ul><h5 class="jobSectionHeader">Qualification
</h5>In order to be considered for this role, you must meet the following requirements:
<ul><li>Hold a related Degree or Honours (12+3 or equivalent).
</li>5+ years working within the Insurance industry. 
<li>
</li></ul> 
You'll have an edge if you have:
<ul><li>Licentiate or Associate of Insurance Institute preferred.
</li><li>Demonstrate strong negotiation and interpersonal skills.
</li><li>Excellent written and verbal communication, with well-developed drafting ability.
</li><li>Comprehensive knowledge of insurance industry standards and business practices.
</li><li>Work effectively both independently and collaboratively within a team environment.
</li><li>Advanced proficiency in Microsoft Excel and PowerPoint.
</li></ul>At Emirates Group, we&rsquo;re committed to providing our employees with opportunities to grow and develop in their careers. So if you&rsquo;re looking for a challenging and rewarding opportunity, apply today and join our team!
<h5 class="jobSectionHeader">Salary &amp; benefits
</h5>Salary &amp; Benefits Join us in Dubai and enjoy an attractive tax-free salary and travel benefits that are exclusive to our industry, including discounts on flights and hotel stay around the world. You can find more information about our employee benefits in the Working Here section of our website www.emirates.com/careers . Further information on what it's like to live and work in our cosmopolitan home city can be found in the Dubai lifestyle section.</div>

Senior Finance Specialist

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