consultant

analyst - loans operations [t500-23347] Jobs in Mumbai

analyst - loans operations [t500-23347]

business analyst

cross sell analyst

data scientist

data analyst

More Retail Private Limited

<div>
 
 At
 
 More Retail Private Limited
 
 , we&rsquo;re redefining how India shops for groceries &mdash; blending strong offline retail presence with fast-growing digital commerce. With a customer-first mindset and a data-driven culture, we are building smarter, more seamless shopping experiences every day.
 
 
 We&rsquo;re looking for a
 
 Product Analyst
 
 who is passionate about solving real customer problems through insights, experimentation, and measurable impact.
 
 
 
 
 
 
 About the Role
 
 
 
 We are looking for a
 
 Product Analyst
 
 who will handle user/product issues using a data-driven approach. This role works closely with Business, Product, and Engineering teams and is not a ticket-closing support role.
 
 
 
 
 
 
 Responsibilities
 
 
 <ul>
 <li>
 Investigate production/user issues using SQL and system data
 </li>
 <li>
 Identify root causes (bug, data issue, or process gap)
 </li>
 <li>
 Work with engineers to reproduce and resolve problems
 </li>
 <li>
 Write Python scripts for data fixes and automation
 </li>
 <li>
 Analyse logs/APIs and trace user journeys across systems
 </li>
 <li>
 Identify recurring issues and recommend product improvements
 </li>
 <li>
 Perform ad-hoc analysis for business/product problem statements
 </li>
 <li>
 Create basic documentation and runbooks
 </li>
 </ul>
 
 
 
 
 
 Requirements
 
 
 <ul>
 <li>
 
 2&ndash;5 years in Product Analyst/ Application Support / Product Support
 
 </li>
 <li>
 
 Strong SQL (joins, aggregations, window functions)
 
 </li>
 <li>
 
 Working knowledge of Python (scripting/pandas)
 
 </li>
 <li>
 Analytical mindset and debugging ability
 </li>
 <li>
 Familiarity with APIs, JIRA/Postman, and basic Linux
 </li>
 <li>
 Retail/e-commerce/supply chain exposure is a plus
 </li>
 </ul>
 
 
 
 
 
 You'll Thrive Here If You:
 
 
 <ul>
 <li>
 Believe internal efficiency is a competitive advantage
 </li>
 <li>
 Think every operational bottleneck is a product opportunity waiting to be discovered
 </li>
 <li>
 Love translating between "business speak" and "tech speak"
 </li>
 <li>
 Get excited about both helping teams solve immediate problems AND preventing future ones
 </li>
 <li>
 Prefer making decisions based on data while staying grounded in business reality
 </li>
 <li>
 Find satisfaction in seeing internal teams work faster because of your insights
 </li>
 <li>
 Think "this could be automated" when you see manual processes
 </li>
 <li>
 Measure success by both adoption rates AND business impact
 </li>
 </ul>
</div>

Product Analyst

Kotak Life

<div>
 
 
 Role:
 
 Business Analyst
 
 
 
 Job Title:
 
 Chief Manager / Assistant Vice President
 
 
 
 Department:
 
 Customer Value Management (CVM)
 
 
 
 Experience:
 
 6 years +
 
 
 
 Education:
 
 BE / MCA / MBA
 
 
 
 Work Location:
 
 Goregaon (East), Mumbai
 
 
 
 
 
 Job Summary:
 
 
 
 
 
 We are seeking a proactive
 
 Mid-Level Business Analyst
 
 to join the Marketing Intelligence Unit (MIU). This strategic role is dedicated to interpreting refined data and driving actionable insights for CVM, Happy You, Smart Sell and Marketing. The candidate will translate complex analytical findings into formal
 
 Opportunity Briefs
 
 , clearly articulating revenue potential and strategic recommendations. Success is measured by the value of the realized revenue uplift from implemented initiatives.
 
 
 
 
 
 Key Responsibilities:
 
 
 
 
 
 &middot;
 
 Opportunity Identification:
 
 Proactively analyze key metrics and analytical findings (sourced from the SAS Data Mart) to identify and prioritize high-value cross-sell, up-sell, and retention opportunities across all customer touchpoints.
 
 
 
 
 
 &middot;
 
 Strategic Translation:
 
 Convert complex analytical outputs into clear, concise, and persuasive
 
 Opportunity Briefs
 
 , detailing the precise target audience, execution steps, and quantified expected revenue uplift for execution teams.
 
 
 
 
 
 &middot;
 
 Hypothesis Formulation:
 
 Develop and structure rigorous business hypotheses related to customer behavior, product propensity, and channel effectiveness for the Data Analyst to validate.
 
 
 
 
 
 &middot;
 
 Stakeholder Engagement:
 
 Act as the primary liaison between the Marketing Intelligence Unit (MIU) and operational execution teams (CVM, Marketing), presenting strategic findings and securing consensus on opportunity deployment.
 
 
 
 
 
 &middot;
 
 Impact Tracking:
 
 Meticulously track and report on the
 
 Realized Revenue Uplift (RRU)
 
 generated by implemented opportunities, conducting post-campaign analysis to provide continuous strategic feedback.
 
 
 
 
 
 &middot;
 
 Customer Journey Mapping:
 
 Utilize data-driven insights to propose and formalize enhancements to the existing Direct-to-Customer (D2C) hot leads journey, focusing on hyper-personalization and communication sequencing.
 
 
 
 
 
 Qualifications:
 
 
 
 
 
 &middot; Bachelor&rsquo;s degree in Business, Finance, Economics, or a related field with a strong quantitative component.
 
 
 
 
 
 &middot; 6 years + experience in a role requiring the translation of data/analytics into formal business strategy or sales/marketing action plans.
 
 
 
 
 
 &middot; Proven ability to interpret statistical models, analytical reports, and large datasets to extract meaningful, strategic business insights.
 
 
 
 
 
 &middot; Excellent presentation and professional communication skills, capable of influencing senior-level stakeholders and operational teams.
 
 
 
 
 
 Preferred Qualifications:
 
 
 
 
 
 &middot;
 
 Significant prior experience in the Life Insurance industry is highly preferred
 
 to ensure accurate interpretation of product and compliance implications.
 
 
 
 
 
 
 
 
 &middot; Demonstrated experience in creating detailed business cases or strategy documents that define scope, projected ROI, and resource requirements
 
</div>

Business Analyst

Credila Financial Services Limited

<div>
 
 
 
 About the Company
 
 
 
 
 
 
 
 Credila Financial Services Limited (Formerly known as HDFC Credila Financial Services Limited) is one of India&rsquo;s largest education loan non-banking financial companies (NBFCs) offering education loans to Indian students. With an in-depth understanding of the higher education domain in India as well as overseas, Credila offers tailor-made education loan solutions that help enable students to be financially equipped to pursue their education at their dream university and country of study. Since inception, Credila has funded 178,000+ Indian students across 63 countries in 4,600 institutes
 
 
 
 
 
 
 
 Responsibilities
 
 
 
 
 
 
 <ul>
 <li>
 Designing and implementing an overall risk management process for the Education Loan portfolio, which includes an analysis of the financial impact on the company when risks occur
 </li>
 <li>
 Performing a risk assessment: Analyzing current risks and identifying potential risks that are affecting the company
 </li>
 <li>
 Own the portfolio risk metrics - Loss forecasting, Stress testing, Credit Risk, Liquidity risk, Collections performance strategy overall ROA by segment.
 </li>
 <li>
 Monitor portfolio risk from granular dimensions and constantly implement strategies to maintain risk metrics within specific ranges.
 </li>
 <li>
 Monitor various operational metrics and develop alerting mechanisms to maintain process efficiency
 </li>
 <li>
 Designing and implementing strategies for Underwriting, Account Management, Portfolio Monitoring and Collections
 </li>
 <li>
 Develop risk-based credit policies and pricing grids to maximize approvals within specific segments of risk
 </li>
 <li>
 Work with data science team which will develop algorithms and scorecards and drive decision models across various business segments.
 </li>
 <li>
 Partner with Engineering team to implement policies and scorecards.
 </li>
 <li>
 Supervise creation of time-sensitive analytics, visualizations, and complicated, high-visibility reports for Risk and Business management to use in portfolio monitoring and strategic decision-making.
 </li>
 </ul>
 
 
 Data Analytics
 
 
 <ul>
 <li>
 Analyze data to identify high risk segments to limit and decrease loss rates.
 </li>
 <li>
 Perform exploratory data analysis to identify interesting data trend/ insights.
 </li>
 </ul>
 
 
 Model Validation
 
 
 <ul>
 <li>
 Build/Validate statistical scoring models on Unsecured lending portfolios that would aid in customer segmentation.
 </li>
 </ul>
 
 
 Policy formulation
 
 
 <ul>
 <li>
 Develop new policies for new partners and channels (Acquisition &amp; Line management)
 </li>
 <li>
 Review and update policies for existing partners in case of any change.
 </li>
 <li>
 Work with tech team to design test and implementation for any changes (partner related or regulatory) in policies.
 </li>
 </ul>
 
 
 Portfolio Management
 
 
 <ul>
 <li>
 Constantly Evaluate portfolio performance.
 </li>
 <li>
 Benchmark to Industry Standards.
 </li>
 </ul>
 
 
 Loss Management
 
 
 <ul>
 <li>
 Monitor Loan portfolio on a daily/weekly basis for any increase in risk (loss rates)
 </li>
 <li>
 Forecast loss for Education Loan portfolios
 </li>
 </ul>
 
 
 Stakeholder Management
 
 
 <ul>
 <li>
 Interacting with cross functional teams and driving the credit policy agenda and ensuring correct implementation of credit policy guidelines in origination system and decisioning platforms
 </li>
 <li>
 Lead discussions with external stakeholders/ channel partners during engagement calls
 </li>
 </ul>
 
 
 
 
 
 
 Skills
 
 
 
 
 
 
 <ul>
 <li>
 Have strong business understanding of the retail lending business in India and understanding of the regulatory landscape
 </li>
 <li>
 Should have hands-on experience working as data analyst or data scientist or statistical modeler in retail space, preferably in financial services or ecommerce.
 </li>
 <li>
 Strong experience in establishing and managing high-performing teams with a collaborative leadership approach.
 </li>
 <li>
 Outstanding communication skills, both verbal and written
 </li>
 </ul>
 
 
 
 
 
 
 
 
 
 Qualifications and Experience
 
 
 
 
 
 
 <ul>
 <li>
 MBA with Mathematics / Statistics / Information Management as a subject in the curriculum or CA/ CFA with relevant experience
 </li>
 <li>
 2-5 years of experience in the areas of Risk Management, Credit Modelling, Data Analytics, etc. (preferred).
 </li>
 </ul>
 
 
 
 
 
 
 Job Location:
 
 
 Mumbai (Kalina)
 
</div>

Risk Manager

Godrej Capital

<div>
 
 
 
 Description
 
 
 
 
 The role incumbent will be responsible for providing data driven approaches towards informed decision making through data analytics, process improvement, proactive solution and passion for machine-learning and research assessments for Godrej Capital.
 
 
 
 
 
 
 
 Key responsibilities
 
 
 
 
 
 
 <ul>
 <li>
 Develop Machine Learning Models or analytical algorithms for effective credit risk identification, fraud indicator, collection prioritization, Customer propensity etc.
 </li>
 <li>
 Identify data patterns &amp; trends and provide insights to enhance business decision making capability. Deep Dive on emerging trends for early warning and risk mitigation
 </li>
 <li>
 Should be working towards enhancing data systems and streamlining business processes by working closely with technology teams to align capabilities and implement and test production level systems
 </li>
 <li>
 Communicate findings to all stakeholders
 </li>
 <li>
 Lead a team of junior resources for delivery of advanced analytical tools
 </li>
 <li>
 Data driven approaches and alternate data discovery to identify opportunity and Optimise Credit Risk Policy
 </li>
 </ul>
 
 
 
 
 
 
 
 
 
 Requirements
 
 
 
 
 &bull; Years of experience - 2 to 5 years of relevant experience with prior focus in Risk Analytics
 
 
 &bull; Graduate / Post-graduate degree in Engineering /Economics/Stats/ Maths or any equivalent Quantitative area. (Engineers preferred)
 
 
 &bull; Experience in writing complex SQL queries and perform detailed data analysis
 
 
 &bull; Should be proficient in Python / R
 
 
 &bull; Use of Statistical algorithm and Machine Learning in prior job
 
 
 &bull; Prior Experience in BFSI/ Scorecard Development / Portfolio Monitoring / Policy Analytics
 
 <ul>
 <li>
 Excellent Presentation skill
 </li>
 </ul>
 
 &bull; Prior mentorship experience (Good to have)
 
 
 
</div>

Data Scientist

<div>
 
 
 Job Purpose
 
 
 
 The Cross-Sell Analytics team is responsible for driving incremental revenue and customer engagement through data-driven cross-sell strategies and campaign performance optimization. The primary responsibility involves identifying opportunities within the existing customer base to offer relevant products, ensuring profitability and customer satisfaction. The role requires leveraging analytics to design, monitor, and refine cross-sell initiatives aligned with the company&rsquo;s annual operating plan and growth objectives.
 
 
 
 Role
 
 
 <ul>
 <li>
 
 Cross-Sell Opportunity Identification:
 
 Analyze customer portfolio to discover segments and cohorts with high propensity for additional products, using predictive models and behavioral insights.
 </li>
 <li>
 
 Campaign Analytics:
 
 Track and monitor campaign performance across channels (email, SMS, digital) to measure effectiveness, conversion rates, and ROI.
 </li>
 <li>
 
 Strategy Development:
 
 Collaborate with business, marketing, and product teams to design targeted cross-sell campaigns and recommend interventions for improving uptake.
 </li>
 <li>
 
 Root Cause Analysis:
 
 Investigate underperforming campaigns or segments and provide actionable insights for optimization.
 </li>
 <li>
 
 Performance Reporting:
 
 Develop dashboards and MIS for campaign performance, customer engagement, and revenue impact.
 </li>
 <li>
 
 Stakeholder Management:
 
 Liaise with senior stakeholders across risk, credit, business, and marketing to align cross-sell strategies with organizational goals.
 </li>
 </ul>
 
 
</div>

Cross Sell Analyst

Deutsche Bank

<div>
 
 Position Overview
 
 
 
 
 Job Title: Branch Operations Analyst, AS
 
 
 
 
 Location: Ahmedabad, India
 
 
 
 
 Role Description
 
 
 
 <ul>
 <li>
 To perform day to day activities related with operations.
 </li>
 <li>
 Responsible for Scrutinizing the documents for Imports basis FEMA regulations and RBI master circular.
 </li>
 <li>
 Mitigating operation and regulatory risks Pro-active follow up and manage expectation with different stakeholders including client to take care of pending issues.
 
 
 
 </li>
 </ul>
 
 What We&rsquo;ll Offer You
 
 
 
 As part of our flexible scheme, here are just some of the benefits that you&rsquo;ll enjoy
 
 
 <ul>
 <li>
 Best in class leave policy
 </li>
 <li>
 Gender neutral parental leaves
 </li>
 <li>
 100% reimbursement under childcare assistance benefit (gender neutral)
 </li>
 <li>
 Sponsorship for Industry relevant certifications and education
 </li>
 <li>
 Employee Assistance Program for you and your family members
 </li>
 <li>
 Comprehensive Hospitalization Insurance for you and your dependents
 </li>
 <li>
 Accident and Term life Insurance
 </li>
 <li>
 Complementary Health screening for 35 yrs. and above
 
 
 
 </li>
 </ul>
 
 Your Key Responsibilities
 
 
 
 <ul>
 <li>
 Good Knowledge of FEMA regulations and RBI master circular.
 </li>
 <li>
 Manage and escalate issues on a precise, timely manner, identify root cause, and come up resolution.
 </li>
 <li>
 Nostro and Internal account reconciliations.
 </li>
 <li>
 Work on data clean up initiatives, remediation and perform any required outreach to counterparties.
 </li>
 <li>
 Ensure that there are no Significant / Critical Audit Points as a result of Regulatory or Internal Audits.
 </li>
 <li>
 Working in high-pressure and time-sensitive environment ensuring cutoffs are met.
 </li>
 <li>
 Prioritize tasks and ensure adherence to timelines for completion of activities.
 </li>
 <li>
 Branch/mid-office operations for Trade Products especially Import FEMA.
 </li>
 <li>
 Ensuring swift BAU completion on day-to-day basis.
 </li>
 <li>
 Catering to routine product and service problems. Understanding the requirement / suggesting documents requirement / resolving conflict.
 </li>
 <li>
 Whenever required Interact with clients to understand their concerns/needs &amp; improving and streamlining the current processes.
 </li>
 <li>
 Addressing client complaints &amp; suggest remedial action to improve efficiency.
 
 
 
 </li>
 </ul>
 
 Your Skills And Experience
 
 
 
 <ul>
 <li>
 Good communication skills to communicate at all levels &ndash; Biz, Client, Regional &amp; stakeholder management across Operation Units.
 </li>
 <li>
 Customer oriented while control will not be compromised.
 </li>
 <li>
 Advance excel Skills.
 </li>
 <li>
 System enhancement / UAT experience will be handy.
 </li>
 <li>
 Good Knowledge of FEMA regulations and RBI master circular.
 
 
 
 </li>
 </ul>
 
 How We&rsquo;ll Support You
 
 
 
 <ul>
 <li>
 Training and development to help you excel in your career
 </li>
 <li>
 Coaching and support from experts in your team
 </li>
 <li>
 A culture of continuous learning to aid progression
 </li>
 <li>
 A range of flexible benefits that you can tailor to suit your needs
 
 
 
 </li>
 </ul>
 
 About Us And Our Teams
 
 
 
 Please visit our company website for further information:
 
 
 https://www.db.com/company/company.html
 
 
 We strive for a culture in which we are empowered to excel together every day. This includes acting responsibly, thinking commercially, taking initiative and working collaboratively.
 
 
 Together we share and celebrate the successes of our people. Together we are Deutsche Bank Group.
 
 
 We welcome applications from all people and promote a positive, fair and inclusive work environment.
</div>

Branch Operations Analyst, AS

KPMG India

<div>
 
 Job Description
 
 
 
 
 About KPMG in India
 
 
 
 
 KPMG entities in India are professional services firm(s). These Indian member firms are affiliated with KPMG International Limited. KPMG was established in India in August 1993. Our professionals leverage the global network of firms, and are conversant with local laws, regulations, markets and competition. KPMG has offices across India in Ahmedabad, Bengaluru, Chandigarh, Chennai, Gurugram, Jaipur, Hyderabad, Jaipur, Kochi, Kolkata, Mumbai, Noida, Pune, Vadodara and Vijayawada.
 
 
 
 
 KPMG entities in India offer services to national and international clients in India across sectors. We strive to provide rapid, performance-based, industry-focused and technology-enabled services, which reflect a shared knowledge of global and local industries and our experience of the Indian business environment.
 
 
 
 Business Analyst
 
 
 
 
 
 Equal employment opportunity information
 
 
 KPMG India has a policy of providing equal opportunity for all applicants and employees regardless of their color, caste, religion, age, sex/gender, national origin, citizenship, sexual orientation, gender identity or expression, disability or other legally protected status. KPMG India values diversity and we request you to submit the details below to support us in our endeavor for diversity. Providing the below information is voluntary and refusal to submit such information will not be prejudicial to you.
 
 
 
 
 Qualifications
 
 
 
 B.E/B.Tech
</div>

Manager - Business Analyst

Explore 52+ Data analyst in Mumbai this February. Find roles across top companies and apply now to boost your career.