project manager

brand manager

product manager - fintech Jobs in Karachi

product manager - fintech

purchaser

senior product marketing manager Jobs in Karachi

senior product marketing manager

product owner

Mashreq

<div>
 
 
 Job Purpose:
 
 
 
 The Digital Product Lead holds end-to-end responsibility for the development, launch, and continuous improvement of Mashreq&rsquo;s SME servicing platform. This role involves managing the full lifecycle of digital products and services &mdash; from ideation and design to delivery, optimization, and eventual phase-out &mdash; with a strong focus on enhancing the SME customer experience. Operating within Mashreq&rsquo;s Digital Studio, the Product Lead works collaboratively in a cross-functional squad, bringing expertise in product strategy, digital channels, customer journeys, and process optimization. The role requires a deep understanding of SME needs and behaviors, as well as the ability to harmonize product features with business goals and regulatory requirements.
 
 
 
 
 
 
 Key Result Areas:
 
 
 <ul>
 <li>
 Applies deep knowledge of SME banking products and services to develop and maintain a compelling, compliant, and customer-centric value proposition.
 </li>
 <li>
 Leads the development, optimization, and eventual phase-out of SME servicing processes, ensuring seamless digital experiences across onboarding, servicing, payments, and cash flow management.
 </li>
 <li>
 Manages urgent incidents and identifies high-impact improvement opportunities to enhance platform performance and customer satisfaction.
 </li>
 <li>
 Proposes and implements structural enhancements to workflows based on feedback from SME clients and frontline teams.
 </li>
 <li>
 Actively contributes to all agile sprint ceremonies (planning, refinement, retrospectives, demos) using domain expertise to guide delivery.
 </li>
 <li>
 Monitors market trends, competitor offerings, regulatory changes, and technology advancements relevant to SME banking.
 </li>
 <li>
 Evaluates build vs. buy decisions for platform components, balancing innovation, cost, and time-to-market.
 </li>
 <li>
 Initiates and leverages customer research to inform product strategy and experience design.
 </li>
 <li>
 Designs and executes strategy across product features, digital channels, pricing, and service quality &mdash; aligned with Mashreq&rsquo;s brand and SME customer needs.
 </li>
 <li>
 Translates strategic goals into actionable product, process, and channel policies, considering:
 </li>
 <li>
 SME product assortment strategy
 </li>
 <li>
 IT architecture and integration capabilities
 </li>
 <li>
 Regulatory and compliance requirements
 </li>
 <li>
 Process efficiency and cost optimization
 </li>
 <li>
 Oversees implementation of strategy, monitors squad progress, and adjusts priorities as needed in the role of Product Owner.
 </li>
 <li>
 Prioritizes the product backlog based on strategic goals, customer impact, and technical feasibility, in collaboration with the Digital Studio Lead.
 </li>
 <li>
 Manages sprint planning, budget alignment, and backlog execution to ensure timely delivery of SME platform features.
 </li>
 <li>
 Balances margin, volume, and market share considerations while keeping SME customer interests at the core.
 </li>
 <li>
 Designs and continuously improves SME customer journeys using CX insights, data analytics, and UX/IT landscape mapping.
 </li>
 <li>
 Applies digital marketing and communication strategies to optimize channel performance and customer engagement.
 </li>
 <li>
 Maintains up-to-date knowledge of SME business needs, application architecture, and enabling technologies. Translates business requirements into working software through close collaboration with engineering teams.
 </li>
 <li>
 Provides product-related insights and updates to internal and external stakeholders, including regulators, partners, and industry bodies.
 </li>
 <li>
 Leads, coaches, and develops squad members, fostering a high-performance culture and enabling future-ready capabilities.
 </li>
 </ul>
 
 
 
 
 
 Knowledge, Skills &amp; Experience:
 
 
 
 
 
 <ul>
 <li>
 Minimum of
 
 5 years of experience in banking
 
 , SME-focused initiatives, or related digital product delivery, with a strong understanding of the SME segment and its unique needs.
 </li>
 <li>
 Proven experience in
 
 requirements gathering
 
 , translating business needs into user stories, and collaborating with engineering, data, or UX teams to deliver impactful solutions.
 </li>
 <li>
 Demonstrated success as a
 
 Product Owner or Product Manager
 
 in banking, fintech, or enterprise software environments.
 </li>
 <li>
 Background in
 
 engineering, technology, or UX
 
 is preferred, with the ability to bridge business and technical domains.
 </li>
 <li>
 Strong understanding of the
 
 software development lifecycle
 
 and experience working in
 
 Agile/Scrum
 
 environments.
 </li>
 <li>
 Excellent
 
 negotiation, leadership, and stakeholder management
 
 skills, with the ability to influence cross-functional teams and senior leadership.
 </li>
 <li>
 Exceptional
 
 communication and presentation skills
 
 , with confidence in engaging senior stakeholders and external partners.
 </li>
 <li>
 Highly collaborative, with a strong sense of
 
 teamwork and individual accountability
 
 .
 </li>
 <li>
 Strong
 
 analytical and quantitative skills
 
 , with the ability to interpret data and translate insights into product decisions.
 </li>
 <li>
 Strategic thinker with a tactical mindset &mdash; able to balance long-term vision with short-term execution.
 </li>
 <li>
 Brings a
 
 high-energy, passionate outlook
 
 , and inspires teams with a &ldquo;can-do&rdquo; attitude.
 </li>
 <li>
 Builds
 
 trust and rapport
 
 across teams, fostering a productive and inclusive work environment.
 </li>
 <li>
 Passionate about
 
 innovation
 
 , customer-centric design, and delivering value to SME clients through digital transformation.
 </li>
 </ul>
 
 
</div>

Senior Product Owner - SME Channels (Mashreq Digital Bank Pakistan)

<div>
 
 Job Purpose
 
 
 
 
 
 
 
 
 As the Country Product Owner - NeoBiz Onboarding, you will play a key role in defining and executing the end-to-end customer onboarding experience for business customers. You will be responsible for delivering a seamless, intuitive, and highly efficient onboarding experience that reflects our digital-first ethos, driving engagement and customer satisfaction, right from the start of their journey with us. You will work closely with cross-functional teams along with the overall direction from the Global tribe (Business Banking, UAE) to ensure a smooth launch and continuous improvement of our onboarding processes.
 
 
 
 
 
 Key result Areas
 
 
 
 
 
 
 
 
 Product Strategy &amp; Vision:
 
 
 
 
 
 Define and drive the NeoBiz product vision, strategy, and roadmap for the onboarding experience in alignment with overall Mashreq strategy and goals and customer centricity.
 
 
 
 
 
 Identify and prioritize product features and digital enhancements based on business impact, customer insights, and technical feasibility.
 
 
 
 
 
 Ensure the onboarding journey aligns with the bank's values of simplicity, security, and efficiency, delivering an exceptional first impression for business customers.
 
 
 Cross-Functional Collaboration:
 
 
 
 
 
 Work closely with design, tech, operations, legal, compliance, and marketing teams to bring the onboarding experience to life and ensure smooth execution.
 
 
 
 
 
 Act as a liaison between all business stakeholders, development teams, and external partners to ensure timely delivery of features and functionalities.
 
 
 
 
 
 Lead discussions to drive alignment across teams on project scope, timelines, and product goals.
 
 
 Customer-Centric Product Development:
 
 
 
 
 
 Lead the design and implementation of a user-friendly, frictionless onboarding process that reduces drop-offs, enhances conversion rates, and accelerates time-to-value for business customers.
 
 
 
 
 
 Ensure the product delivers high usability, aligns with legal/regulatory requirements, and integrates smoothly with other banking services and tools.
 
 
 Data-Driven Decision Making:
 
 
 
 
 
 Leverage customer feedback, data analytics, and A/B testing to make informed product decisions and iterate on the onboarding experience.
 
 
 
 
 
 Monitor and analyze onboarding metrics (e.g., conversion rates, completion times, customer feedback) to drive continuous improvement.
 
 
 Market and Regulatory Insights:
 
 
 
 
 
 Stay up to date on trends in digital banking, fintech, and regulatory changes that may impact the onboarding experience or customer journey.
 
 
 
 
 
 Ensure the onboarding experience complies with all local regulatory and security standards, mitigating risk for the bank and customers.
 
 
 Leadership &amp; Mentorship:
 
 
 
 
 
 Lead, motivate, and mentor a team of product managers, engineers, and designers to execute the vision and goals of the NeoBiz onboarding product.
 
 
 
 
 
 Promote a culture of innovation, collaboration, and excellence in product delivery
 
 
 
 
 
 Knowledge, Skills and Experience
 
 
 
 
 
 
 
 
 15+ years of experience in product management, with a focus on digital banking, fintech, or other tech-driven industries, ideally with significant experience in customer onboarding and business services.
 
 
 
 
 
 Strong knowledge of banking products, services, regulatory governance and platforms, particularly in the business banking segment (e.g., Corporate, Commercial or SME-focused offerings)
 
 
 
 
 
 Proficient in leveraging data analytics to inform product decisions, track key metrics (e.g., conversion rates, customer drop-off points), and continuously optimize the onboarding process.
 
 
 
 
 
 Proven experience in managing and influencing diverse stakeholders across product, engineering, operations, compliance, marketing, and leadership teams
 
 
 
 
 
 Experience in leading and mentoring product teams, guiding them through complex product challenges and fostering a collaborative, results-driven environment.
 
 
 
 
 
 Strong problem-solving skills with the ability to think critically and creatively when addressing challenges related to onboarding, customer engagement, and regulatory compliance.
 
 
 
 
 
 Excellent verbal and written communication skills, with the ability to present complex ideas and product decisions clearly to stakeholders at all levels, including senior leadership.
 
 
 
</div>

Country Product Owner - NeoBiz Onboarding (Mashreq Digital Bank Pakistan)

HugoBank

<div>
 The Product Owner - Merchants is responsible for building, managing, and scaling HugoBank's SME ecosystem, encompassing payments enablement, financial operations, and credit access for small and medium enterprises. This role will design and execute digital propositions that simplify how SMEs collect payments, manage liquidity, and access financing through products such as working capital loans, invoice factoring, inventory finance, and BNPL for businesses. The incumbent is required to deliver seamless SME experiences, drive ecosystem growth, and strengthen HugoBank's position as a digital-first SME bank. The role demands a unique blend of product strategy, commercial acumen, regulatory understanding, and on-ground SME experience to translate the needs of small businesses into scalable financial solutions.
 
 
 
 Responsibilities:
 
 
 
 
 Merchant &amp; Payments Product Development:
 
 
 
 <ul>
 <li>
 Lead the design and execution of the SME Product Roadmap, focusing on payment acceptance, cashflow management, and financing enablement for SMEs
 </li>
 <li>
 Develop targeted SME acquisition strategies for priority clusters such as distributors, pharmacies, wholesalers, and e-commerce sellers
 </li>
 <li>
 Roll out digital acceptance solutions (e.g., QR, POS, Tap-to-Phone, RAAST, and payment links) tailored to SME business models
 </li>
 <li>
 Build digital business account structures with transparent settlement cycles, automated reconciliations, and integrated invoicing tools
 </li>
 <li>
 Develop value-added services (e.g., digital invoicing, spend insights, and business analytics dashboards) that enhance financial management for SMEs
 
 
 </li>
 </ul>
 
 Payments Strategy &amp; Product Development:
 
 
 
 <li>
 Develop and operationalize SME lending products, including:
 </li>
 <ul>
 <li>
 Working Capital Loans / Running Finance
 </li>
 <li>
 Inventory or Distributor Finance Invoice Factoring &amp; Receivables Finance
 </li>
 <li>
 BNPL for SMEs / Micro-Business Financing
 </li>
 <li>
 Use SME transaction data to build cashflow-based credit scoring models, enabling faster and fairer access to financing
 </li>
 <li>
 Embed credit journeys directly within the Merchant app (from application to approval, disbursement, and repayment)
 </li>
 <li>
 Conduct risk-return analysis, product pricing, and profitability modelling for SME credit lines
 
 
 </li>
 </ul>
 
 Partnerships &amp; Ecosystem Development:
 
 
 
 <ul>
 <li>
 Forge strategic alliances with anchor corporates, FMCGs, distributors, and aggregators (e.g., Getz Pharma, M&amp;P, retail supply chains) to onboard SME networks and enable embedded finance models
 </li>
 <li>
 Collaborate with payment service providers (PSPs), fintechs, and marketplaces to expand reach and co-create merchant solutions
 </li>
 <li>
 Engage with card schemes, RAAST, 1LINK, and SBP to ensure regulatory alignment and interoperability for SME payment flows
 </li>
 <li>
 Represent the Bank in SME ecosystem forums to promote digital adoption and financial empowerment
 
 
 </li>
 </ul>
 
 Insights, Analytics &amp; Optimisation:
 
 
 
 <ul>
 <li>
 Leverage merchant transaction data to identify lending opportunities and design incentive programs
 </li>
 <li>
 Define and track KPIs such as activation, churn, credit utilisation, and transaction growth
 </li>
 <li>
 Conduct periodic market and competitor benchmarking to evolve HugoBank's merchant value proposition
 </li>
 <li>
 Present insights and performance dashboards to management for strategic decision-making
 
 
 </li>
 </ul>
 
 Risk, Compliance &amp; Operations:
 
 
 
 <ul>
 <li>
 Design and maintain robust KYB/KYC frameworks, ensuring that onboarding processes for merchants and SME borrowers adhere to AML/CFT and customer due-diligence standards
 </li>
 <li>
 Partner with Risk, Compliance, and Fraud Management teams to establish proactive controls, fraud monitoring dashboards, and alert mechanisms for abnormal transaction patterns or repayment irregularities
 </li>
 <li>
 Develop merchant lending products (inventory finance, invoice factoring, BNPL), ensuring data-driven assessment of repayment capacity based on transaction history and cash-flow analysis
 </li>
 <li>
 Drive continuous monitoring of portfolio health, NPL ratios, and take corrective actions in coordination with Risk and Finance functions
 
 
 </li>
 </ul>
 
 Cross-Functional Leadership:
 
 
 
 <ul>
 <li>
 Collaborate with liabilities Product, Marketing, Tech, and Data to deliver integrated merchant offerings
 </li>
 <li>
 Partner with Product Owner Lending to create merchant financing products (working capital, invoice factoring, BNPL for SMEs)
 </li>
 <li>
 Work with Analytics to derive insights from merchant transaction data to enhance engagement
 
 
 </li>
 </ul>
 
 Requirements
 
 
 
 <ul>
 <li>
 Bachelor's degree in Business Administration, Economics, Finance, or related field
 </li>
 <li>
 Master's degree or professional certification in Payments/FinTech preferred
 </li>
 <li>
 Minimum 10 years of experience in Merchant Onboarding, payments and digital financial services
 </li>
 <li>
 Proven track record of developing and scaling merchant/payment propositions
 </li>
 <li>
 Strong understanding of SBP regulations and digital payment systems
 </li>
 <li>
 Familiarity with payment gateways, fintech APIs, and merchant onboarding technologies (KYB/KYC)
 </li>
 <li>
 Commercial acumen with the ability to design pricing, revenue-sharing, and incentive models for merchants
 </li>
 <li>
 Experience in building merchant acquisition strategies and scaling payment ecosystems
 </li>
 <li>
 Data-driven mindset with the ability to use BI tools/analytics to track merchant performance and design interventions
 </li>
 <li>
 Commercially driven, Entrepreneurial mindset, Stakeholder management, Strong problem-solving
 </li>
 </ul>
</div>

Product Lead - Merchants (VP/SVP)

<div>The Product Owner - Merchants is responsible for building, managing, and scaling HugoBank&rsquo;s SME ecosystem, encompassing payments enablement, financial operations, and credit access for small and medium enterprises. This role will design and execute digital propositions that simplify how SMEs collect payments, manage liquidity, and access financing through products such as working capital loans, invoice factoring, inventory finance, and BNPL for businesses. The incumbent is required to deliver seamless SME experiences, drive ecosystem growth, and strengthen HugoBank&rsquo;s position as a digital-first SME bank. The role demands a unique blend of product strategy, commercial acumen, regulatory understanding, and on-ground SME experience to translate the needs of small businesses into scalable financial solutions. 
 
Responsibilities: 
Merchant &amp; Payments Product Development:<ul>
<li>
Lead the design and execution of the SME Product Roadmap, focusing on payment acceptance, cashflow management, and financing enablement for SMEs.</li>
<li>Develop targeted SME acquisition strategies for priority clusters such as distributors, pharmacies, wholesalers, and e-commerce sellers.</li>
<li>Roll out digital acceptance solutions (e.g., QR, POS, Tap-to-Phone, RAAST, and payment links) tailored to SME business models.</li>
<li>Build digital business account structures with transparent settlement cycles, automated reconciliations, and integrated invoicing tools.</li>
Develop value-added services (e.g., digital invoicing, spend insights, and business analytics dashboards) that enhance financial management for SMEs. 
<li>
</li>
</ul>Payments Strategy &amp; Product Development:<ul>
<li>
Develop and operationalize SME lending products, including:</li>
<li><ul><li>Working Capital Loans / Running Finance</li>
<li>Inventory or Distributor Finance Invoice Factoring &amp; Receivables Finance</li>
<li>BNPL for SMEs / Micro-Business Financing</li>
</ul></li></ul><ul><li>Use SME transaction data to build cashflow-based credit scoring models, enabling faster and fairer access to financing.</li>
<li>Embed credit journeys directly within the Merchant app (from application to approval, disbursement, and repayment).</li>
Conduct risk-return analysis, product pricing, and profitability modelling for SME credit lines. 
<li>
</li>
</ul>Partnerships &amp; Ecosystem Development:<ul>
<li>
Forge strategic alliances with anchor corporates, FMCGs, distributors, and aggregators (e.g., Getz Pharma, M&amp;P, retail supply chains) to onboard SME networks and enable embedded finance models.</li>
<li>Collaborate with payment service providers (PSPs), fintechs, and marketplaces to expand reach and co-create merchant solutions.</li>
<li>Engage with card schemes, RAAST, 1LINK, and SBP to ensure regulatory alignment and interoperability for SME payment flows.</li>
Represent the Bank in SME ecosystem forums to promote digital adoption and financial empowerment. 
<li>
</li>
</ul>Insights, Analytics &amp; Optimisation:<ul>
<li>
Leverage merchant transaction data to identify lending opportunities and design incentive programs.</li>
<li>Define and track KPIs such as activation, churn, credit utilisation, and transaction growth.</li>
<li>Conduct periodic market and competitor benchmarking to evolve HugoBank&rsquo;s merchant value proposition.</li>
<li>Present insights and performance dashboards to management for strategic decision-making.</li></ul> 

Risk, Compliance &amp; Operations:<ul>
<li>
Design and maintain robust KYB/KYC frameworks, ensuring that onboarding processes for merchants and SME borrowers adhere to AML/CFT and customer due-diligence standards.</li>
<li>Partner with Risk, Compliance, and Fraud Management teams to establish proactive controls, fraud monitoring dashboards, and alert mechanisms for abnormal transaction patterns or repayment irregularities.</li>
<li>Develop merchant lending products (inventory finance, invoice factoring, BNPL), ensuring data-driven assessment of repayment capacity based on transaction history and cash-flow analysis.</li>
Drive continuous monitoring of portfolio health, NPL ratios, and take corrective actions in coordination with Risk and Finance functions. 
<li>
</li>
</ul>Cross-Functional Leadership:<ul>
<li>
Collaborate with liabilities Product, Marketing, Tech, and Data to deliver integrated merchant offerings.</li>
<li>Partner with Product Owner Lending to create merchant financing products (working capital, invoice factoring, BNPL for SMEs).</li>
<li>Work with Analytics to derive insights from merchant transaction data to enhance engagement.</li>
</ul>
Requirements<ul>
<li>
Bachelor&rsquo;s degree in Business Administration, Economics, Finance, or related field.</li>
<li>Master&rsquo;s degree or professional certification in Payments/FinTech preferred.</li>
<li>Minimum 10 years of experience in Merchant Onboarding, payments and digital financial services.</li>
<li>Proven track record of developing and scaling merchant/payment propositions.</li>
<li>Strong understanding of SBP regulations and digital payment systems.</li>
<li>Familiarity with payment gateways, fintech APIs, and merchant onboarding technologies (KYB/KYC).</li>
<li>Commercial acumen with the ability to design pricing, revenue-sharing, and incentive models for merchants.</li>
<li>Experience in building merchant acquisition strategies and scaling payment ecosystems.</li>
<li>Data-driven mindset with the ability to use BI tools/analytics to track merchant performance and design interventions.</li>
<li>Commercially driven, Entrepreneurial mindset, Stakeholder management, Strong problem-solving.</li></ul></div>

Nutrifactor Laboratories (Pvt) Limited

We are seeking a strategic and innovative Product Manager based in Karachi. to oversee the lifecycle of products, from concept to market launch. This role requires close collaboration with R&amp;D, marketing, and sales teams to develop products that align with market trends and consumer needs. The ideal candidate will play a key role in product strategy, market research, and cross-functional project management.Qualifications:<ul><li>MBA, Pharm-D, MS in Nutrition Sciences, Food Sciences, Chemistry, or a related field</li><li>4-5 years of relevant experience as a Product manager in well established pharmaceutical company</li><li>Age Limit: Up to 40 years</li></ul>Key Responsibilities:<ul><li>Define the product vision, strategy, and roadmap for new and existing products.</li><li>Gather and prioritize customer and market requirements to ensure product success.</li><li>Work closely with R&amp;D teams to develop innovative products that align with company goals.</li><li>Conduct market research and competitor analysis to identify new product opportunities.</li><li>Collaborate with the marketing team to develop go-to-market strategies and promotional plans.</li><li>Monitor product performance and recommend enhancements based on market feedback.</li><li>Lead cross-functional teams to ensure smooth product development and timely launches.</li></ul>Key Skills:Product Strategy, Market Research, Cross-Functional Leadership, Data Analysis, Product Lifecycle ManagementRequirements:<ul><li>Proven experience as a Product Manager in Pharmaceutical or Healthcare industry.</li><li>Strong analytical mindset with a data-driven approach to decision-making.</li><li>Excellent communication, project management, and leadership skills.</li><li>Ability to manage multiple projects and align them with business objectives.</li><li>Experience in market research and product positioning.</li></ul>Job Type: Full-timeWork Location: In person

Product Manager-Karachi

Assurety Consulting & Solutions Pvt. ltd

Job Description We are looking for a skilled Product Manager to join our team on-site in Karachi. The role involves managing the complete lifecycle of enterprise-level software products, collaborating with cross-functional teams, and driving product strategy based on market insights and customer needs. You will define product roadmaps, prioritize features, manage product backlogs, and ensure timely delivery of effective solutions.Key Responsibilities<ul><li>Lead end-to-end product lifecycle for enterprise software solutions.</li><li>Define product roadmaps and prioritize features based on strategy and customer needs.</li><li>Collaborate with cross-functional teams to ensure smooth and timely product delivery.</li><li>Conduct market research, analyze trends, and evaluate user feedback.</li><li>Maintain and manage product backlogs with clear priorities.</li><li>Communicate product updates and requirements to stakeholders.</li></ul>Qualifications<ul><li>Proven experience in product management, including roadmaps and backlog management.</li><li>Strong analytical skills with experience in market research and data analysis.</li><li>Familiarity with software development processes and Agile methodologies.</li><li>Excellent communication, collaboration, and project management skills.</li><li>Ability to manage multiple projects and meet deadlines.</li><li>Bachelor&rsquo;s degree in Computer Science, Business Administration, or related field (MBA preferred).</li><li>Knowledge of logistics, mailing, or regulatory compliance industries is a plus.</li></ul>Job Type: Full-timeWork Location: In person

Product Manager/Business Analyst

Creative Chaos

<div>Job Summary: Creative Chaos is hiring a Product Manager to own product execution across our transit payments, airtime distribution, and digital wallet systems. This role blends product strategy, requirement definition, cross-functional coordination, and delivery oversight. You will work closely with engineering, operations, and external partners to ship reliable, scalable fintech products.
This is not a purely technical role, but you must be comfortable working with APIs, integration flows, and platform constraints. You will report to senior product leadership and collaborate directly with telco partners, transport authorities, engineering teams, and internal business stakeholders.
Job Responsibilities:
<h3 class="jobSectionHeader">Product Strategy &amp; Discovery</h3><ul>
<li>Lead discovery for new features, market requirements, and client-requested enhancements.
</li><li>Understand customer needs across mass transit, telco integrations, and payment workflows.
</li><li>Support the development of product vision, roadmap, and success metrics for your product area.
</li></ul><h3 class="jobSectionHeader">Execution &amp; Delivery</h3><ul>
<li>Write clear, detailed requirements (BRDs, PRDs, user flows, technical requirement specs).
</li><li>Partner with engineering to define scope, estimate efforts, and plan sprints.
</li><li>Work with design teams to ensure user-centric flows across mobile, web, and agent applications.
</li><li>Track execution, manage releases, and ensure quality for mission-critical systems.
</li></ul><h3 class="jobSectionHeader">Client &amp; Partner Engagement</h3><ul>
<li>Act as a product liaison for telcos, banks, and transport authorities.
</li><li>Lead requirement workshops, clarify functional needs, and coordinate technical integration details.
</li><li>Support client onboarding, UAT cycles, launch readiness, and post-launch optimizations.
</li></ul><h3 class="jobSectionHeader">Technical Alignment</h3><ul>
<li>Collaborate with engineering on API orchestration, backend flows, and platform scalability.
</li><li>Understand constraints related to:
</li><li><ul><li>Telco APIs
</li><li>Payment rails (EMV, ISO8583)
</li><li>NFC/contactless flows
</li><li>USSD/SIM channels
</li><li>Participate in design reviews, testing cycles, and solutioning discussions.</li>
</ul></li>
</ul>Requirements<ul>
<li>
4&ndash;7 years of product management, business analysis, or solution delivery experience.
</li><li>Experience in fintech, payments, telco, or mass transit systems.
</li><li>Strong understanding of transactional products: wallets, airtime/VAS, top-up systems, or payment integrations.
</li><li>Ability to translate client needs into functional and technical requirements.
</li><li>Comfortable working with APIs, system diagrams, and integration workflows.
</li><li>Strong communication skills and confidence in leading conversations with clients and engineering.
</li></ul>Good-to-Haves<ul><li><ul>
<li>
Experience in high-growth or emerging-market startups.
</li><li>Exposure to offline-first transaction systems or contactless/NFC products.
</li><li>Understanding of compliance, reconciliation, and settlement workflows.</li>
</ul></li></ul>
Key Traits<ul>
<li>
Ownership mindset &mdash; drives outcomes, not motion.
</li><li>Structured thinker with strong analytical and problem-solving skills.
</li><li>Excellent communicator across clients, developers, and internal leadership.
</li><li>High adaptability and thrives in fast-moving environments.
</li>Detail-oriented with a strong bias for clarity and documentation. 
<li>
</li>
</ul>What success look like<ul>
<li>
Clients trust you to convert their needs into clear product requirements.
</li><li>Engineering trusts your clarity, prioritization, and technical understanding.
</li><li>The business relies on you to deliver features that drive adoption, revenue, and operational efficiency.
</li><li>You manage your product area end-to-end with minimal supervision.</li></ul></div>

Product Manager - Fintech

Explore 606+ Product owner in Karachi this November. Find roles across top companies and apply now to boost your career.

606 product owner jobs IN Karachi

Senior Product Owner - SME Channels (Mashreq Digital Bank Pakistan)

Country Product Owner - NeoBiz Onboarding (Mashreq Digital Bank Pakistan)

Product Lead - Merchants (VP/SVP)

Product Lead - Merchants (VP/SVP)

Product Manager-Karachi

Product Manager/Business Analyst

Product Manager - Fintech