senior accountant

sales officer

junior accountant

purchasing officer

assistant accountant

senior credit officer

Citi

<div><h2 class="jobSectionHeader"><b>Discover your future at Citi</b></h2>
<p>Working at Citi is far more than just a job. A career with us means joining a team of more than 230,000 dedicated people from around the globe. At Citi, you&rsquo;ll have the opportunity to grow your career, give back to your community and make a real impact.</p>
<h2 class="jobSectionHeader"><b>Job Overview</b></h2>
<p>Corporate Regional Markets and Public Sector (CRMPS) Underwriting is an integral part of the Institutional Credit Management (&ldquo;ICM&rdquo;) organization. Underwriting&rsquo;s mandate is to deliver best-in-class credit risk analysis, monitoring and credit administration as a partner to Wholesale Credit Risk and Banking&rsquo;s shared commitment to ensuring the safety and soundness of wholesale lending.</p><p>
Staffers have dual responsibility of setting the direction for and leading the analysts while also acting as an Underwriter for a select number of relationships.</p><p>
This role has responsibility for a portfolio of Corporates, Financials Institutions and Public Sector relationships in the Middle East and Central Asia. The role reports directly to the Underwriting Sub-Cluster Head for Middle East and Central Asia.</p><p></p><p><b>
Key Responsibilities:
</b></p><ul><li>Accountability for ensuring risk analysis of applicable portfolio is consistent with industry leading practices and conforms to all internal credit procedures/policies, and all related regulatory expectations</li><li>
Undertake account allocation to various underwriters and lead the workflow allocation on a dynamic basis to support timely support to transactions while meeting KPIs on extension rates, past due ratings and past due CCMs.</li><li>
For a select number or relationships, act as the Underwriter working closely with Banking, Product and Risk partners.</li><li>
Continuous engagement with applicable Banking and Independent Risk senior stakeholders in the region to so as to understand any concerns regarding execution of risk analysis and/or emerging risks which will need to be addressed by the team</li><li>
Execute Underwriting Head plans, strategy and objectives for Underwriting</li><li>
Engage in regular dialogue with Underwriters to obtain feedback on analysts and ensure ongoing and timely feedback is provided to analysts.</li><li>
Identifying and delivering on the training needs of the analysts.</li><li>
Coaching of analysts to sustain a strong credit culture and an unwavering commitment to excellence in analysis and execution</li><li>
Partnering with the sub-cluster head and the MEA Underwriting Head on internal projects, transformation / productivity initiatives as well as regulatory remediation efforts. Address and escalate emerging risk concerns and to share best practices</li><li>
Attract, develop and retain top quality staff including as regards active engagement with regional on-campus recruiting efforts to ensure a robust pipeline of talent</li><li>
Support Voice of Employee (VOE) initiatives</li></ul><p></p><p><b>
Knowledge/Experience:</b></p><ul><li>
Demonstratable financial services experience, including 7-10 years of credit experience in Banking, Credit Risk Management or equivalent credit experience</li><li>
Deep knowledge of Wholesale Credit Processes and organizational awareness including Underwriting functions, covered portfolios, and processes</li><li>
Proficient understanding of policies and procedures with the ability to execute change seamlessly</li><li>
Demonstrating the skills aligned with Senior Credit Officer (SCO) designation</li><li>
Excellent and thorough knowledge of Citi&acute;s systems</li><li>
Significant experience in preparing presentations for seniors</li><li>
Outstanding awareness and adherence to the control environment</li></ul><p></p><p><b>
Skills/Competencies:</b></p><ul><li>
Strategic orientation to ensure the Underwriting organization continues to be positioned as a thoughtful and proactive partner on driving best practices to support safety and soundness within ICM and Citi</li><li>
Recognized as a skillful manager with a track record of building high performing teams</li><li>
Proven culture carrier</li><li>
Powerful interpersonal skills, with the ability to build relationships and exert influence with and without direct authority</li><li>
Solid organizational skills with ability and willingness to work under pressure and manages time and priorities effectively with little to no supervision</li><li>
Highly effective written and verbal communication skills, with the ability to communicate clearly and concisely to audiences of varying levels of seniority</li><li>
Advanced Microsoft Office (Word, Excel, and PowerPoint) skills</li></ul><p></p><p><b>
Qualifications:</b></p><ul><li>
BA/BSc in Finance or Accounting or higher degree in Business (MBA), or any other related subject</li></ul><p>
-</p><p><b>
Job Family Group:
</b></p>Risk Management<p>
-</p><p><b>
Job Family:</b></p>
Credit Risk<p>
-</p><p><b>
Time Type:</b></p>
Full time<p>
-</p><p><b>
Most Relevant Skills
</b></p>Analytical Thinking, Constructive Debate, Escalation Management, Financial Analysis, Policy and Procedure, Policy and Regulation, Product Knowledge, Risk Controls and Monitors, Risk Identification and Assessment.<p>
-</p><p><b>
Other Relevant Skills
</b></p>For complementary skills, please see above and/or contact the recruiter.<p>
-</p><p><i>
Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.</i></p><p></p><p><i>
If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review </i><i>Accessibility at Citi</i><i>.</i><br>
<br>
<i>View Citi&rsquo;s </i><i>EEO Policy Statement</i><i> and the </i><i>Know Your Rights</i><i> poster.</i></p></div>

Middle East ICM Underwriter and Staffer

<div><p>Corporate Regional Markets and Public Sector (CRMPS) Underwriting is an integral part of the Institutional Credit Management (&ldquo;ICM&rdquo;) organization. Underwriting&rsquo;s mandate is to deliver best-in-class credit risk analysis, monitoring and credit administration as a partner to Wholesale Credit Risk and Banking&rsquo;s shared commitment to ensuring the safety and soundness of wholesale lending.</p><p>
Staffers have dual responsibility of setting the direction for and leading the analysts while also acting as an Underwriter for a select number of relationships.</p><p>
This role has responsibility for a portfolio of Corporates, Financials Institutions and Public Sector relationships in the Middle East and Central Asia. The role reports directly to the Underwriting Sub-Cluster Head for Middle East and Central Asia.</p><p></p><p><b>
Key Responsibilities:
</b></p><ul><li>Accountability for ensuring risk analysis of applicable portfolio is consistent with industry leading practices and conforms to all internal credit procedures/policies, and all related regulatory expectations</li><li>
Undertake account allocation to various underwriters and lead the workflow allocation on a dynamic basis to support timely support to transactions while meeting KPIs on extension rates, past due ratings and past due CCMs.</li><li>
For a select number or relationships, act as the Underwriter working closely with Banking, Product and Risk partners.</li><li>
Continuous engagement with applicable Banking and Independent Risk senior stakeholders in the region to so as to understand any concerns regarding execution of risk analysis and/or emerging risks which will need to be addressed by the team</li><li>
Execute Underwriting Head plans, strategy and objectives for Underwriting</li><li>
Engage in regular dialogue with Underwriters to obtain feedback on analysts and ensure ongoing and timely feedback is provided to analysts.</li><li>
Identifying and delivering on the training needs of the analysts.</li><li>
Coaching of analysts to sustain a strong credit culture and an unwavering commitment to excellence in analysis and execution</li><li>
Partnering with the sub-cluster head and the MEA Underwriting Head on internal projects, transformation / productivity initiatives as well as regulatory remediation efforts. Address and escalate emerging risk concerns and to share best practices</li><li>
Attract, develop and retain top quality staff including as regards active engagement with regional on-campus recruiting efforts to ensure a robust pipeline of talent</li><li>
Support Voice of Employee (VOE) initiatives</li></ul><p></p><p><b>
Knowledge/Experience:</b></p><ul><li>
Demonstratable financial services experience, including 7-10 years of credit experience in Banking, Credit Risk Management or equivalent credit experience</li><li>
Deep knowledge of Wholesale Credit Processes and organizational awareness including Underwriting functions, covered portfolios, and processes</li><li>
Proficient understanding of policies and procedures with the ability to execute change seamlessly</li><li>
Demonstrating the skills aligned with Senior Credit Officer (SCO) designation</li><li>
Excellent and thorough knowledge of Citi&acute;s systems</li><li>
Significant experience in preparing presentations for seniors</li><li>
Outstanding awareness and adherence to the control environment</li></ul><p></p><p><b>
Skills/Competencies:</b></p><ul><li>
Strategic orientation to ensure the Underwriting organization continues to be positioned as a thoughtful and proactive partner on driving best practices to support safety and soundness within ICM and Citi</li><li>
Recognized as a skillful manager with a track record of building high performing teams</li><li>
Proven culture carrier</li><li>
Powerful interpersonal skills, with the ability to build relationships and exert influence with and without direct authority</li><li>
Solid organizational skills with ability and willingness to work under pressure and manages time and priorities effectively with little to no supervision</li><li>
Highly effective written and verbal communication skills, with the ability to communicate clearly and concisely to audiences of varying levels of seniority</li><li>
Advanced Microsoft Office (Word, Excel, and PowerPoint) skills</li></ul><p></p><p><b>
Qualifications:</b></p><ul><li>
BA/BSc in Finance or Accounting or higher degree in Business (MBA), or any other related subject</li></ul><p>
-</p><p><b>
Job Family Group:
</b></p>Risk Management<p>
-</p><p><b>
Job Family:</b></p>
Credit Risk<p>
-</p><p><b>
Time Type:</b></p>
Full time<p>
-</p><p><b>
Most Relevant Skills
</b></p>Analytical Thinking, Constructive Debate, Escalation Management, Financial Analysis, Policy and Procedure, Policy and Regulation, Product Knowledge, Risk Controls and Monitors, Risk Identification and Assessment.<p>
-</p><p><b>
Other Relevant Skills
</b></p>For complementary skills, please see above and/or contact the recruiter.<p>
-</p><p><i>
Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.</i></p><p></p><p><i><br>
If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review </i><i>Accessibility at Citi</i><i>.</i><br>
<br>
<i>View Citi&rsquo;s </i><i>EEO Policy Statement</i><i> and the </i><i>Know Your Rights</i><i> poster.</i></p></div>

DSA - Credit Card Sales

<p>Job description</p><p><b>Urgent Hiring: Direct Sales Executives (Credit Cards &amp; Personal Loans) </b></p><p><b>Location: </b>Dubai</p><p><b>Position:</b> Sales Officer - Credit Cards &amp; Personal Loans</p><p><b>Salary: </b>AED 4,000 to AED 5000 per month + Incentives + Medical</p><p><b>Key Responsibilities:</b></p><ul><li>Drive sales of credit cards and personal loans through direct sales.</li><li>Develop and maintain client relationships to achieve sales targets.</li><li>Provide exceptional customer service and address client inquiries effectively.</li></ul><p><b>Requirements:</b></p><ul><li><b>Minimum of 1 year of UAE experience in selling UAE banking products </b>(Credit Cards or Personal Loans preferred).</li></ul><p>If you meet the above qualifications and are ready to take on this exciting opportunity, please send your CV via Email at syedsamad@live.com</p><p>Job Types: Full-time, Permanent</p><p>Pay: AED4,000.00 - AED5,000.00 per month</p>

Senior Sales Officer for Credit Cards and Personal Loans

Commercial Bank of Dubai

<div>
 Operating in the UAE for over 50 years, CBD manages the financial requirements of some of the largest corporates and businesses operating in the country, driving the UAE economy. Over the years, CBD has transformed into a progressive and modern banking institution winning multiple awards for its digital initiatives, credit cards, bank accounts, mobile app features and services.
 <br/>
 <br/>
 CBD has been recognized as the number one bank in the UAE on the Forbes list of The World&rsquo;s Best Banks 2022.
 <br/>
 <br/>
 As we continue to build upon our successes, we are looking for ambitious individuals who are passionate about the banking and finance industry and the markets in which CBD operates. Just as important to us is your ability to demonstrate a talent for dealing with people - your colleagues and our customers and delivering service that really goes the extra mile.
 <br/>
 <br/>
 <strong>
  Job Purpose:
  <br/>
  <br/>
 </strong>
 Maintain good relationships with Corporate clients, and assist RMs in keeping successful, optimal business with them
 <br/>
 <br/>
 <strong>
  Principal Accountabilities:
  <br/>
  <br/>
 </strong>
 Process renewals and new credit proposals. Process excess and isolated requests for existing customers in timely and professional manner, with minimal involvement from the RM
 <br/>
 <br/>
 Ensure timely and accurate credit administrations through timely completion of annual reviews and regular monitoring of financials, covenants and other parameters within the review cycle.
 <br/>
 <br/>
 Proficient dealing with customer queries to provide appropriate solutions to enhance the customer satisfaction levels.
 <br/>
 <br/>
 Analyse and evaluate information given by the customer such as project reports, feasibility reports, balance sheets, cash flows etc. to structure the credit lines, balancing the risk and reward.
 <br/>
 <br/>
 Establish good liaison with customers for their day to day banking requirements and professionally manage security documentation requirements.
 <br/>
 <br/>
 Establish effective and professional communication both internal and external to ensure turnaround time within designated parameters and higher client satisfaction levels.
 <br/>
 <br/>
 <strong>
  Conduct Customer Visits, Whenever Required For Business Requirements.
  <br/>
  <br/>
 </strong>
 Monitor development and progress of Commercial deals and ensure quick action in case of any adverse development.
 <br/>
 <br/>
 Comply with internal audit requirements in line with the policy guidelines, to ensure high standards of uniformity and consistency across the Bank.
 <br/>
 <br/>
 Monitor the Early Warning Signs of deterioration of accounts and ensure to keep high quality of assets.
 <br/>
 <br/>
 <strong>
  Service and Quality
  <br/>
  <br/>
 </strong>
 Professional quality of credit proposals and internal / external communication, in line with the defined policies and procedures.
 <br/>
 <br/>
 Strong autonomy and ability to work independently of RM.
 <br/>
 <br/>
 Process excess and isolated requests for existing customers within defined TAT.
 <br/>
 <br/>
 Proficient dealing with customer queries to provide appropriate solutions to enhance the customer satisfaction levels
 <br/>
 <br/>
 Requirements:
 <br/>
 <br/>
 <strong>
  Education &amp; Experience:
  <br/>
  <br/>
 </strong>
 Degree in Economics or Finance or Business Management
 <br/>
 <br/>
 3-4 years of experience of Corporate/Commercial Banking in a capacity of credit analyst / relationship officer with exposure to Corporate Banking in UAE
</div>


Senior Relationship Officer, Corporate Banking ( UAE National )

<div><div><div><div><div>Description</div>
<div><div>Operating in the UAE for over 50 years, CBD manages the financial requirements of some of the largest corporates and businesses operating in the country, driving the UAE economy. Over the years, CBD has transformed into a progressive and modern banking institution winning multiple awards for its digital initiatives, credit cards, bank accounts, mobile app features and services.</div><div></div><div><br>
CBD has been recognized as the number one bank in the UAE on the Forbes list of The World&rsquo;s Best Banks 2022.</div><div></div><div><br>
As we continue to build upon our successes, we are looking for ambitious individuals who are passionate about the banking and finance industry and the markets in which CBD operates. Just as important to us is your ability to demonstrate a talent for dealing with people - your colleagues and our customers - and delivering service that really goes the extra mile.</div><div></div><div><br>
You will perform all maker activities within Limits &amp; Collateral Management, ensuring exceptional customer service in accordance with agreed SLA and TAT requirements. You will execute timely and efficient processing of all tasks related to limits and collateral management, including origination, maintenance, settlements, reconciliation procedures, and the implementation of robust controls to mitigate operational risks. You will support team management by proactively addressing system-related issues, housekeeping, internal audits, fraud prevention, AML, compliance matters, Business Continuity Management (BCM), and the maintenance of sound internal controls.</div><div></div><div><b><br>
Work Management &ndash; Roles and Responsibilities:</b></div><div>
Responsible for all the e2e maker activities covering Limits &amp; collateral management</div><ul><li>
Carry out maker activities in the systems: Creation or maintenance of following activities:</li><li>
Tangible collateral details as per the credit approval/facility documentation in Emirates Movable Collateral Registry (EMCR) before setting up limits</li><li>
Clients limits, maintenance &amp; cancellation of same as per Credit approval/facility documentation including interest rates for Overdraft facilities Borrower accounts are maintained in system with appropriate grades.</li><li>
Collection of all processing fees on timely manner to avoid any income leakage</li><li>
All Collaterals details, including placement &amp; removal of lien on client&rsquo;s deposits, share mortgages, vehicle mortgages etc&hellip; based on credit approval/facility documentation.</li><li>
Creation, maintenance &amp; cancellation of covenants as per the credit approval/facility documentation</li><li>
SIC codes are properly fed in to the system.</li><li>
all other activities related to limits management such as Downgrade/upgrade accounts, interest in suspense, write off account, credit review date etc are updated in the required systems in line with credit and other systems</li><li>
To carry out all LTV monitoring (Gold, Shares, Oil and other commodities) on periodical basis including Asset revaluation. Any breaches are actioned immediately under advised to Business and credit.</li><li>
Ensure accurate client related data are published in client related letters such as audit confirmation, liability &amp; no liability reports, inward &amp; outward status reports etc&hellip;.</li><li>
Ensuring that price revisions are updated in system as per approval terms or as and when advised by Management</li><li>
Support team in AML compliance, FRR &amp; Legal queries including placing hold and removal based on instructions from Legal, FRR, AML &amp; Compliance departments.</li><li>
To carry out activities with &ldquo;zero&rdquo; operational losses</li></ul><div>
As and when it is required to be an active backup for other unit processes within Credit Middle Office.</div><div>
As and when it&rsquo;s required by the team management to act as a checker to carry out Credit Middle Office activities.</div><div></div><div><b><br>
General:</b></div><div>
Achieve Operational &amp; control efficiency by:</div><ul><li>
Always improve standard processing time and transaction volumes and bring about productivity improvement through bench marking.</li><li>
Ensure all under limits &amp; collateral activities are performed as per Operations Procedure to achieve satisfactory audit rating for the Unit.</li><li>
To carry out activities with &ldquo;zero&rdquo; operational losses</li><li>
Support management centralise the control activities &amp; implement automation to gain more control efficient environment.</li><li>
Ensuring reduction in re-work rate</li><li>
Adherence to SLAs and TATs agreed with stakeholders</li><li>
Improving TAT for credit processes by automation</li><li>
Support team management to update SOP periodically</li><li>
System issues and related remedies to raise and follow up for correction</li><li>
Apply remedies for Internal and External/UAE Central Bank inspections remarks with respect to Limit input /pricing etc</li><li>
Train staff within the department and maintain effective backups for critical positions.</li><li>
Implementing Credit Control policies and procedures of the Bank, relevant guidelines of UAE Central Bank/Government</li></ul></div>
</div></div><div><div><div>Requirements</div>
<div></div><div><div><b>QUALIFICATIONS</b></div><ul><li>
Finance Degree.</li><li>
MS office proficiency especially word, excel, spreadsheets etc</li><li>
Sound knowledge on functioning of Core system and other satellite systems.</li></ul><div>
</div><div><b>EXPERIENCE</b></div><ul><li>
4 to 7 years of banking experience and 4 years in the Credit administration functions.</li><li>
Good understanding of banking operations, Bank&rsquo;s policies, procedures, guidelines, statutory requirements, market conditions including systems</li></ul><div></div><div><b><br>
SKILLS</b></div><ul><li>
Good command of English language</li><li>
Excellent communication skills</li><li>
Planning and organising skills.</li><li>
High level of interpersonal skills and negotiating skills..</li><li>
Computer literate with strong working knowledge of business software applications, particularly word/excel and spreadsheets.</li></ul><div><br>
</div><div><b>COMPETENCIES</b></div><ul><li>
Analytical Thinking &amp; Problem Solving</li><li>
Confident work ethics
</li><li>Concern for quality</li><li>
Concern for developing team member/subordinates.</li></ul></div></div></div></div></div><p></p>

Senior Officer Credit Control - UAEN

FINER Financial Services

<p><b>Relationship Officer, Credit Cards (Indoor / Outdoor) </b></p><p>We are looking out for competitive sales professionals (Relationship Officer &ndash; Credit Cards) with good aptitude in sales to acquire new to bank customers for a top tier local bank in UAE.</p><p>The Relationship Officer is required to own and achieve the monthly sales targets as assigned for himself/ herself. He /She will be responsible to ensure compliance with operational, financial and regulatory policies and deliver a strong customer satisfaction score.</p><p>&middot; Gender: Male &amp; Female</p><p>&middot; Job Location: Dubai</p><p>&middot; Salary: Fixed pay along with variables</p><p>&middot; Languages Known: Bilingual</p><p>&middot; Experience: Candidates with previous sales experience is preferred, but we can consider freshers with aptitude for sales and good communication skills.</p><p>Job Type: Full-time</p>

Relationship Officer

<p>Job description</p><p><b>Urgent Hiring: Direct Sales Executives (Credit Cards &amp; Personal Loans) </b></p><p><b>Location: </b>Dubai</p><p><b>Position:</b> Sales Officer - Credit Cards &amp; Personal Loans</p><p><b>Salary: </b>AED 4,000 to AED 4,500 per month + Incentives + Medical</p><p><b>Key Responsibilities:</b></p><ul><li>Drive sales of credit cards and personal loans through direct sales.</li><li>Develop and maintain client relationships to achieve sales targets.</li><li>Provide exceptional customer service and address client inquiries effectively.</li></ul><p><b>Requirements:</b></p><ul><li><b>Minimum of 1 year of UAE experience in selling UAE banking products </b>(Credit Cards or Personal Loans preferred).</li></ul><p>If you meet the above qualifications and are ready to take on this exciting opportunity, please send your CV via Email at syedsamad@live.com</p><p>Job Types: Full-time, Permanent</p><p>Pay: AED4,000.00 - AED4,500.00 per month</p>

Senior Sales Officer

Explore 1611+ Senior credit officer in Dubai this October. Find roles across top companies and apply now to boost your career.

1611 senior credit officer jobs IN Dubai

Middle East ICM Underwriter and Staffer

Middle East ICM Underwriter and Staffer

Senior Sales Officer for Credit Cards and Personal Loans

Senior Relationship Officer, Corporate Banking ( UAE National )

Senior Officer Credit Control - UAEN

Relationship Officer

Senior Sales Officer