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associate cards settlement

Commercial Bank

<div>
 
 About Commercial Bank Of Qatar
 
 
 
 Commercial Bank, founded in 1975 and headquartered in Doha, plays a vital role in Qatar&rsquo;s economic development by offering a range of personal, business, government, international and investment services. We believe in empowering our employees, providing them with opportunities for growth and professional development.
 
 
 By Joining us, you&rsquo;ll be part of a workplace culture that fosters innovation, supports work-life balance, and encourages you to reach your full potential.
 
 
 Join us in shaping the future of banking!
 
 
 
 Job Summary
 
 
 
 Manage all Scheme Settlements, file submissions, follow up and accounting functions for credit &amp; Debit card transactions of the Bank. Manage accounting and book keeping functions of all Card Operations. Support Cards business team for new product launches and UATs, designing processes and change implementations. Ensure seamless day to day Card reconciliations and settlements activities are in line with approved SOP and SLA.
 
 
 
 
 Key Accountabilities
 
 
 
 
 <ul>
 <li>
 Ensure all accounting entries are posted related to settlements (Visa credit card, Visa debit card &amp; MasterCard) in timely manner without error.
 </li>
 <li>
 Ensure no loss due to settlement failure
 </li>
 <li>
 Ensure all complaints are highlighted to line management and resolution is provided.
 </li>
 <li>
 Allotment of Chargeback &amp; Re-presentment in respective chargeback accounts.
 </li>
 <li>
 Credit or Debit Customer&rsquo;s Account on the basis of Base II Reject
 </li>
 <li>
 Recovering the amount as per the Debit card Settlement adjustment and track the Block of Customer Accounts.
 </li>
 <li>
 Working with ITD for UAT support and implementation of schemes mandates on-time.
 </li>
 <li>
 Handle all activities assigned by line manager and department Head.
 
 
 </li>
 </ul>
 
 Required Qualifications
 
 
 
 <ul>
 <li>
 Bachelor degree in Commerce or Banking.
 
 
 </li>
 </ul>
 
 Required Experience
 
 
 
 <ul>
 <li>
 2 years of experience in Card Operations with specialization in Cards settlement and suspense accounts proofing.
 
 
 </li>
 </ul>
 
 At least 1 year of experience as a processor in Card Settlements
 
 
 
 
 Key Competencies
 
 
 
 <ul>
 <li>
 Accounting skills.
 </li>
 <li>
 In-depth knowledge of Visa / MasterCard / Dinners settlement process.
 </li>
 <li>
 MS Office proficient.
 </li>
 <li>
 Proficiency in written and spoken English (C1), Arabic is a plus.
 </li>
 <li>
 Management skills and ability to interact with internal and external stakeholders.
 
 
 </li>
 </ul>
 
 Skills
 
 
 
 <ul>
 <li>
 Ability to interact with internal and external stakeholders
 </li>
 <li>
 Ability to work under pressure
 </li>
 <li>
 Accuracy and attention to detail
 </li>
 <li>
 Arabic speaking preferred
 
 
 </li>
 </ul>
 
 
 Why Commercial Bank
 
 
 
 
 <ul>
 <li>
 Best Digital Bank in the Middle East 2024 by World Finance and Best Mobile Banking App in the Middle East 2024 by Global Finance.
 </li>
 <li>
 An Innovation-Driven, Digital-First Environment where employees work with the latest tools and technologies to redefine banking.
 </li>
 <li>
 Opportunities for Global Partnerships &amp; International Exposure, connecting employees with global networks and perspectives.
 </li>
 <li>
 A focus on Employee Well-being &amp; Work-Life Balance, ensuring a healthy and supportive environment for all team members.
 </li>
 <li>
 Competitive Compensation &amp; Benefits that ensure our employees are rewarded for their dedication and performance.
 </li>
 <li>
 A strong Commitment to Diversity, Equity &amp; Inclusion, fostering a culture that values every individual&rsquo;s unique perspective.
 
 
 </li>
 </ul>
 
 Disclaimer
 
 
 
 We appreciate your interest in joining CBQ! Please note that only selected candidates will be contacted for further steps in the hiring process. This job posting is for informational purposes only, and CBQ reserves the right to modify, withdraw, or close it at any time without notice.
</div>

Associate, Cards Settlement

A to Z Services Group

The HR Coordinator will support the Human Resources department in managing employee lifecycle processes, with a primary focus on offboarding, documentation management, travel coordination, and HR administration. The role requires strong organizational skills, accuracy in record-keeping, and the ability to manage confidential information with professionalism.Key Responsibilities<ul><li>Manage end-to-end employee offboarding processes including resignation acceptance, exit documentation, and clearance procedures.</li><li>Coordinate final settlement processes in collaboration with finance and payroll.</li><li>Prepare experience letters, service certificates, and other exit-related documents.</li><li>Conduct and document exit interviews where required.</li><li>Ensure cancellation of visas, labor cards, and related documentation in compliance with local labor regulations.</li><li>Handle employee ticket bookings for annual leave, repatriation, and business travel.</li><li>Coordinate with travel agencies to obtain competitive fares in line with company policy.</li><li>Maintain travel approval records and documentation.</li><li>Ensure proper tracking of travel entitlements and eligibility.</li><li>Maintain HR databases and employee records.</li><li>Track attendance, leave balances, and employee status updates.</li><li>Prepare HR reports and trackers as required by management.</li><li>Support HR audits and compliance documentation.</li></ul>Requirements<ul><li>Bachelor&rsquo;s degree in Human Resources, Business Administration, or related field.</li><li>1&ndash;3 years of experience in HR administration.</li><li>Strong knowledge of offboarding processes and documentation compliance.</li><li>Experience handling ticket booking and employee travel coordination.</li><li>Strong filing, documentation, and organizational skills.</li><li>High attention to detail and confidentiality.</li><li>Proficiency in MS Office and HR systems.</li></ul>Job Type: Full-timeApplication Question(s):<ul><li>How many years of experience do you have?</li><li>Are you available to join immediately?</li><li>What's your current salary?</li><li>What's your expected salary?</li><li>Do you have a valid QID? What's your Visa Status!</li></ul>

HR Coordinator

People Dynamics

Knowledge and hands on experience in performing local and international settlements.<ul><li>Strong knowledge on Issuing and acquiring process (Debit, Credit, pos, e-commerce, disputes etc.).</li></ul><ul><li>Fully conversant with Scheme rules, transaction flows, scheme fees &amp; charges and preferably message formats</li></ul><ul><li>Strong knowledge in Visa, Mastercard, Diners, JCB, Amex / CUP scheme files</li></ul><ul><li>Strong knowledge on banking product accounting schemes and financial models.</li></ul><ul><li>Strong understanding of financial concepts: A good understanding of financial concepts such as general ledger, accounts payable, accounts receivable, P &amp; L accounts, Forex etc.</li></ul><ul><li>Understand FX impacts and processing flow</li></ul><ul><li>Knowledge and experience in manage clearing and settlement of incoming and outgoing files of various card schemes, prepare financial reports.</li></ul><ul><li>Knowledge and experience in Suspense account movement and proof sheets</li></ul><ul><li>Knowledge and experience in automating manual process with required controls and efficiency</li></ul><ul><li>Knowledge and experience in defining reconciliation models for banking products.</li></ul>Job Type: Full-timeExperience:<ul><li>Banking domain: 4 years (Required)</li><li>Settlement: 4 years (Required)</li></ul>

Business Analyst - Settlement

TRANSIND HOLDING

A leading group of company is looking for a competent SALES ASSOCIATE who is knowledgeable with Perfumes. For Female applicants only, available for interview on 22-Feb-2026 starting 9am.JOB DESCRIPTION:- responsible for promoting and selling fragrances to customers, providing excellent customer service, and maintaining product knowledge.- assist customers in finding the right scent, handle transactions, and contribute to a positive shopping experience- demonstrating product knowledge, building customer relationships, and achieving sales targets.DUTIES &amp; RESPONSIBILITIES:<ul><li>Greeting and Assisting Customers: Warmly welcoming customers, understanding their needs, and providing personalized recommendations based on their preferences.</li><li>Product Knowledge: Demonstrating in-depth knowledge of the various perfumes, including notes, sillage, and longevity, to help customers make informed decisions.</li><li>Upselling and Cross-selling: Suggesting complementary products or higher-priced items to increase sales volume.</li><li>Handling Transactions: Processing payments accurately and efficiently, including handling cash, credit cards, and other payment methods.</li><li>Building Customer Relationships: Creating a positive rapport with customers to encourage repeat business and brand loyalty.</li><li>Addressing Customer Inquiries: Answering phone calls and responding to customer inquiries about products, promotions, and store information according to a job site.</li><li>Meeting Sales Targets: Working towards achieving individual and team sales goals.</li></ul>Store Operations:<ul><li>Maintaining Store Appearance: Ensuring the sales floor and cashier area are clean, organized, and visually appealing.</li><li>Stock Management: Assisting with stock replenishment, inventory control, and minimizing stock loss.</li><li>Visual Merchandising: Helping to arrange and display products in a way that attracts customers says a job board.</li><li>Reporting: Preparing sales reports and providing feedback to management.</li></ul>Job Types: Full-time, PermanentPay: Up to QAR3,000.00 per monthAbility to commute/relocate:<ul><li>Doha: Reliably commute or planning to relocate before starting work (Preferred)</li></ul>Education:<ul><li>High school or equivalent (Preferred)</li></ul>Experience:<ul><li>SALES ASSOCIATE - PERFUME: 2 years (Preferred)</li></ul>Language:<ul><li>English (Required)</li></ul>

SALES ASSOCIATE - FEMALE ONLY

<div>
 
 At EY, we&rsquo;re all in to shape your future with confidence.
 
 
 
 We&rsquo;ll help you succeed in a globally connected powerhouse of diverse teams and take your career wherever you want it to go.
 
 
 Join EY and help build a better working world.
 
 
 
 The opportunity
 
 
 
 We are seeking an experienced
 
 Senior Legal Counsel &ndash; Litigation
 
 to join our dynamic
 
 MENA Legal team
 
 , based in
 
 Doha, Qatar
 
 . This role reports to the
 
 MENA General Counsel
 
 and forms part of EY&rsquo;s global legal function.
 
 
 The successful candidate will manage a diverse caseload across the MENA region, providing strategic legal advice, managing regulatory and litigation matters, and representing the firm in both civil and common law contexts. This role requires exceptional experience in handling complex litigation cases, excellent negotiation skills, and the ability to thrive in a fast-paced environment.
 
 
 
 Your Key Responsibilities
 
 
 
 <ul>
 <li>
 Litigation Management: Lead all aspects of litigation, including pre-litigation strategy, pleadings, discovery, trial preparation, and settlement negotiations across commercial, regulatory, and professional disputes.
 </li>
 <li>
 Legal Advice: Provide expert guidance to internal stakeholders, ensuring alignment with legal, commercial, and strategic priorities.
 </li>
 <li>
 Case Strategy Development: Evaluate case merits, assess risks, and advise on settlement options.
 </li>
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 Compliance &amp; Regulatory Affairs: Ensure adherence to all relevant laws, regulations, and industry standards. Stay updated on legal developments impacting the firm.
 </li>
 <li>
 External Counsel Management: Oversee external law firms, monitoring costs, progress, and quality of services.
 </li>
 <li>
 Risk Management: Identify legal risks associated with disputes and provide proactive mitigation strategies.
 </li>
 <li>
 Legal Research &amp; Drafting: Conduct thorough research and draft, review, and amend legal documents, including pleadings, motions, briefs, and submissions.
 </li>
 <li>
 Collaboration &amp; Training: Work with cross-functional teams and provide guidance to junior legal members on litigation strategy and risk mitigation.
 </li>
 <li>
 General Legal Support: Advise the firm&rsquo;s service lines and internal functions such as real estate, procurement, finance, HR, IT, and marketing. Act as the legal lead on firm-wide projects where applicable.
 
 
 </li>
 </ul>
 
 Skills And Attributes For Success
 
 
 
 <ul>
 <li>
 Juris Doctor (JD) or equivalent law degree; admitted to practice in a MENA country or a common law jurisdiction (e.g., UK/US) with MENA experience.
 </li>
 <li>
 15+ years post-qualification experience in litigation within a corporate environment or leading law firm.
 </li>
 <li>
 Strong expertise in complex litigation, civil law, common law, and regulatory matters.
 </li>
 <li>
 Excellent communication, negotiation, and advocacy skills.
 </li>
 <li>
 High level of professionalism, credibility, and trust-building capabilities.
 </li>
 <li>
 Strong analytical and strategic thinking skills; able to work independently under tight deadlines.
 </li>
 <li>
 Experience managing external counsel and legal budgets.
 </li>
 <li>
 Bilingual fluency in Arabic and English (spoken and written).
 </li>
 <li>
 High ethical standards and integrity.
 
 
 </li>
 </ul>
 
 Ideally, you&rsquo;ll also have
 
 
 
 <ul>
 <li>
 Have sector experience in professional (audit) or financial services.
 </li>
 <li>
 Knowledge of international arbitration and cross-border dispute resolution.
 </li>
 <li>
 Ability to influence senior stakeholders and build credibility across all levels.
 
 
 </li>
 </ul>
 
 What We Look For
 
 
 
 <ul>
 <li>
 Strategic thinking, problem-solving, and strong leadership in litigation and risk management.
 </li>
 <li>
 Adaptability and composure under pressure with changing deadlines.
 </li>
 <li>
 Commercial awareness and a pragmatic, solution-oriented mindset.
 </li>
 <li>
 Collaborative team player with excellent negotiation and communication skills.
 </li>
 <li>
 Flexibility to work beyond standard business hours as required.
 
 
 </li>
 </ul>
 
 What We Offer You
 
 
 
 <ul>
 <li>
 Opportunity to work on high-profile, complex legal matters.
 </li>
 <li>
 Continuous learning and skill development to navigate evolving challenges.
 </li>
 <li>
 Flexibility and empowerment to make a meaningful impact.
 </li>
 <li>
 Exposure to transformative leadership, coaching, and guidance.
 </li>
 <li>
 Inclusive, diverse, and supportive culture across globally connected teams.
 </li>
 <li>
 Occasional travel within the MENA region.
 </li>
 <li>
 Office-based role with flexibility to work remotely as needed.
 
 
 </li>
 </ul>
 At EY, we&rsquo;ll develop you with future-focused skills and equip you with world-class experiences. We&rsquo;ll empower you in a flexible environment and fuel your extraordinary talents in a diverse and inclusive culture of globally connected teams.
 
 
 
 Are you ready to shape your future with confidence? Apply today.
 
 
 
 To help create the best experience during the recruitment process, please describe any disability-related adjustments or accommodations you may need.
 
 
 
 EY | Building a better working world
 
 
 
 EY exists to create long-term value for clients, people, society, and the planet. Enabled by data, AI, and advanced technology, EY teams provide trust and insights across assurance, consulting, law, strategy, tax, and transactions in over 150 countries.
</div>

Associate Director - MENA Legal team - Senior Legal Counsel Litigation - Doha

Ernest Talent

Job PurposeThe Risk Officer is responsible for establishing, implementing, and maintaining an effective enterprise risk management (ERM) framework across Sadad in accordance with QCB Corporate Governance Guidelines, regulatory expectations, and international risk management standards.The role ensures that all material risks &mdash; including operational, credit, liquidity, fraud, cyber, compliance, and third-party risks &mdash; are properly identified, assessed, mitigated, monitored, and reported. The Risk Officer supports the Board, senior management, and risk committees in maintaining a strong risk culture, effective internal controls, and regulatory compliance.Key Responsibilities1. Enterprise Risk Management Framework<ul><li>Develop and maintain Sadad&rsquo;s Enterprise Risk Management (ERM) framework, policies, and procedures.</li><li>Ensure alignment with QCB governance expectations, regulatory circulars, and fintech supervisory requirements.</li><li>Define risk taxonomy covering:</li><li>Operational risk</li><li>Technology &amp; cyber risk</li><li>Fraud risk</li><li>Liquidity risk</li><li>Settlement risk</li><li>Compliance risk</li><li>Third-party/vendor risk</li><li>Establish risk appetite statements and risk tolerance limits in coordination with senior management.</li></ul>2. Risk Identification &amp; Assessment<ul><li>Conduct periodic risk assessments and risk control self-assessments (RCSA) across all departments.</li><li>Maintain and update the enterprise Risk Register.</li><li>Identify emerging risks associated with:</li><li>New products and services</li><li>Payment gateway operations</li><li>Merchant onboarding</li><li>Technology infrastructure</li><li>Regulatory changes</li><li>Evaluate risk impact and likelihood using structured risk scoring methodologies.</li></ul>3. Operational &amp; Payment Risk Oversight<ul><li>Monitor risks related to:</li><li>Transaction processing failures</li><li>Fraudulent transactions</li><li>Chargebacks and disputes</li><li>Settlement and reconciliation mismatches</li><li>Review incident reports and ensure proper root cause analysis and corrective actions.</li><li>Ensure risk controls are embedded within operational workflows.</li></ul>4. Technology &amp; Cyber Risk Oversight<ul><li>Coordinate with IT and Security teams to assess:</li><li>System vulnerabilities</li><li>Access control effectiveness</li><li>Data protection measures</li><li>Business continuity and disaster recovery readiness</li><li>Review penetration testing results, vulnerability scans, and remediation tracking.</li><li>Ensure technology risk management aligns with QCB expectations.</li></ul>5. Third-Party &amp; Vendor Risk Management<ul><li>Conduct due diligence and risk assessments for vendors and service providers.</li><li>Monitor service level agreements (SLAs) and operational dependencies.</li><li>Ensure outsourcing arrangements comply with regulatory requirements.</li><li>Assess concentration risks and business continuity exposures.</li></ul>6. Risk Monitoring &amp; Reporting<ul><li>Develop and maintain Key Risk Indicators (KRIs) for all major risk categories.</li><li>Prepare periodic risk reports for:</li><li>Senior Management</li><li>Risk Committee</li><li>Board (as applicable)</li><li>Escalate material risks, control weaknesses, and regulatory concerns promptly.</li><li>Maintain dashboards highlighting risk exposure trends and mitigation status.</li></ul>7. Incident Management &amp; Root Cause Analysis<ul><li>Oversee documentation and classification of operational incidents.</li><li>Lead or coordinate root cause analysis (RCA) for significant risk events.</li><li>Ensure corrective and preventive actions (CAPA) are implemented and tracked.</li><li>Report significant incidents to regulators when required.</li></ul>8. Regulatory Compliance &amp; Governance Support<ul><li>Support internal and external audits related to risk management.</li><li>Assist in regulatory reporting and QCB submissions.</li><li>Ensure policies and procedures reflect current regulatory requirements.</li><li>Participate in governance committees and risk review meetings.</li></ul>9. Risk Culture &amp; Training<ul><li>Promote a strong risk-aware culture across the organization.</li><li>Conduct training sessions on risk management practices and internal controls.</li><li>Guide department heads on embedding risk controls into daily operations.</li></ul>Governance &amp; Independence<ul><li>Maintain independence from operational functions.</li><li>Ensure objective reporting of risk exposures without conflict of interest.</li><li>Uphold segregation of duties and confidentiality in all risk assessments.</li></ul>Qualifications &amp; ExperienceEducation<ul><li>Bachelor&rsquo;s degree in Finance, Risk Management, Business Administration, Economics, or related field.</li><li>Professional certifications preferred:</li><li>FRM (Financial Risk Manager)</li><li>CRM (Certified Risk Manager)</li><li>CIA, CISA, or equivalent</li></ul>Experience<ul><li>5&ndash;8 years of experience in risk management within banking, fintech, or financial services.</li><li>Experience working in a regulated environment with exposure to governance and compliance frameworks.</li><li>Hands-on experience in operational risk and technology risk oversight is highly desirable.</li></ul>Key Skills &amp; Competencies<ul><li>Strong understanding of enterprise risk management principles.</li><li>Knowledge of fintech payment operations and digital transaction risks.</li><li>Ability to interpret regulatory guidelines and translate them into controls.</li><li>Strong analytical and quantitative risk assessment skills.</li><li>Excellent report writing and presentation skills.</li><li>High integrity and strong ethical standards.</li><li>Ability to influence senior stakeholders and challenge constructively.</li></ul>Job Type: Full-timeWork Location: On the road

Risk Officer

Jorofy Private Limited

Technical Delivery Lead (ATM &amp; Switch Systems)Location: Oman Muscat On-site (Relocation Mandatory) Industry: Banking &amp; Financial Services Employment Type: Full-TimeWe are seeking a skilled Technical Delivery Lead &ndash; ATM &amp; Switch Systems to drive end-to-end delivery of change initiatives across the Bank&rsquo;s cards and payments ecosystem. The role will lead technical implementation covering ATM platforms, card switch, Card Management System (CMS), payment gateways, POS integrations, and card scheme initiatives while ensuring compliance with architecture, security, and regulatory standards.Key Responsibilities<ul><li>Lead end-to-end delivery of change initiatives across ATM, switch, CMS, and payment platforms.</li><li>Own the CTB delivery roadmap aligned with the Bank&rsquo;s cards and payments strategy.</li><li>Translate business and regulatory requirements into technical solutions and delivery plans.</li><li>Manage ATM upgrades, switch enhancements, CMS configurations, and new payment capabilities.</li><li>Lead integrations with card schemes, payment gateways, POS acquiring, tokenization, and OmanNet.</li><li>Coordinate with vendors, system integrators, and internal infrastructure, network, and security teams.</li><li>Oversee SIT, UAT, certifications, testing cycles, and production rollouts.</li><li>Manage technical risks, dependencies, and delivery issues across initiatives.</li><li>Ensure complete documentation, operational readiness, and knowledge transfer to RTB teams.</li><li>Act as the primary technical escalation point and drive cross-team collaboration.</li></ul>Required Experience &amp; Skills<ul><li>5&ndash;7 years of experience in banking IT with strong exposure to:</li><li>ATM platforms (IRIS 5 preferred)</li><li>Card switching systems</li><li>Card Management Systems (CMS)</li><li>Card schemes &amp; certification processes (Mastercard preferred)</li><li>Tokenization and digital payment capabilities</li><li>OmanNet integrations</li><li>Payment gateway platforms</li><li>POS acquiring integrations</li><li>Proven experience delivering CTB initiatives including platform upgrades, migrations, and regulatory changes.</li><li>Strong vendor management and multi-system integration experience.</li><li>Demonstrated success in structured go-lives and clean handover to production support teams.</li></ul>Preferred Competencies<ul><li>Technical leadership and stakeholder management</li><li>Cards &amp; payments domain expertise</li><li>Delivery and release management</li><li>Risk and issue management</li></ul>Sector: Banking Apply at: careers@enums.coJob Type: Full-timeJob Type: Full-time

Technical Delivery Lead (ATM & Switch Systems)

Explore 107+ Associate cards settlement in Doha this March. Find roles across top companies and apply now to boost your career.