business finance senior analyst Jobs in Mumbai

business finance senior analyst

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campaign management analysts (credit analytics - campaign management) Jobs in Mumbai

campaign management analysts (credit analytics - campaign management)

finance & research analyst Jobs in Mumbai

finance & research analyst

media analyst

credit analyst

HDFC Bank

<div>
 
 
 Job Purpose
 
 
 
 Looking for exceptional Analytics professional, Data Analysts / Scientist with a proven track record of experience in credit / risk analytics.
 
 
 
 
 
 The Campaign Management Analyst plays a crucial role in driving the bank's cross-sell initiatives by identifying and executing strategic opportunities across retail and SME products. This position ensures the accurate and timely release of credit campaigns through thorough analysis of customer behavior, risk assessment, and delinquency tracking. The role involves enhancing business and risk controls, optimizing existing processes, and adhering to campaign-related policies for effective governance.
 
 
 
 
 
 
 Job description
 
 
 <ul>
 <li>
 The Bank has a large customer base on which cross sell campaigns help generate significant business. The responsibility of functional analysts is to ensure accurate and prompt release of these credit campaigns. The exposure will be across retail and SME products
 </li>
 <li>
 Identifying cross-sell campaign opportunities either from a risk control perspective or base/business enhancement perspective. Take up relevant projects to drive this objective
 </li>
 <li>
 Ensure process governance and adherence to campaign related policies
 </li>
 <li>
 Analyzing customer behavior, risk assessment and delinquency tracking
 </li>
 <li>
 Analyzing effectiveness of cross-sell offers &amp; Identifying gaps for improvement/automation
 </li>
 <li>
 Engaging with various stakeholders to ensure campaign changes are incorporated effectively along with timely deployments
 </li>
 <li>
 Optimization &amp; Streamlining of existing processes
 </li>
 </ul>
 
 
 
 
 
 Major Stakeholders
 
 
 
 
 
 <ul>
 <li>
 Credit Policy
 </li>
 <li>
 Product
 </li>
 <li>
 Credit Bureaus
 </li>
 <li>
 Process
 </li>
 <li>
 Internal and external Audit
 </li>
 <li>
 Cross functional teams within credit analytics
 </li>
 </ul>
 
 
 
 
 
 Educational Qualifications
 
 
 
 
 Key Skills
 
 
 
 
 
 <ol>
 <li>
 MCA/MTech/MSc Statistics or Economics/BTech/MBA or equivalent in Computer science/Statistics
 </li>
 </ol>
 <ul>
 <li>
 Hands on experience in python, SQL, databricks
 </li>
 <li>
 Strong technical &amp; analytical skills with experience in handling large quantity of data
 </li>
 <li>
 Proficient in stakeholder management
 </li>
 <li>
 Strong written and verbal communication skills
 </li>
 <li>
 Good data interpretation and reasoning skills
 </li>
 </ul>
 
 
</div>

Campaign management Analysts (Credit Analytics - Campaign Management)

YES BANK

<div>
 
 Role Summary
 
 
 
 The role holder is responsible for assisting Senior Relationship Manager in increasing sales and revenue through management of new and existing clients by selling /cross-selling wholesale banking products and services to large corporate clients.
 
 
 
 Market Assessment and Business Development
 
 
 
 <ul>
 <li>
 Conducts market research to understand consumers, competition and current market conditions to help identify new business opportunities.
 </li>
 <li>
 Participates as and when required in meetings with key customers, promoters, prospective customers to understand customer needs and use that information to propose possible solutions.
 </li>
 <li>
 Works towards maintaining and enhancing relationships with key customer accounts and prospective customers to ensure business continuity and growth.
 </li>
 <li>
 Leverages opportunities to manage complex relationships independently, under the overall supervision of Senior Relationship Managers/Team Leaders.
 
 
 </li>
 </ul>
 
 Revenue Generation
 
 
 
 <ul>
 <li>
 Identifies new sales opportunities and leveraging a knowledge sector driven relationship approach to enhance sales and revenue generation through new and existing customers for achievement of established targets and objectives.
 </li>
 <li>
 Targets product/ industry specific business opportunities leading to achievement of the budget and ensures seamless coordination between customer &amp; relationship manager.
 
 
 </li>
 </ul>
 
 Portfolio Management and Deal Structuring
 
 
 
 <ul>
 <li>
 Works independently and under the supervision of Senior Relationship Managers/Team leaders in structuring and restructuring of deals to ensure they effectively address the clients&rsquo; financial requirement.
 </li>
 <li>
 Conducts research and collates necessary data for preparing credit proposals in line with customer requirements.
 </li>
 <li>
 Coordinates with CAD and other relevant stakeholders to ensure proposals/ approvals are approved and followed up in an efficient and timely manner.
 
 
 </li>
 </ul>
 
 Credit Appraisal
 
 
 
 <ul>
 <li>
 Credit Assessment and CAM preparation through detailed analysis
 </li>
 <li>
 Works in close coordination with key stakeholders from Risk Management to ensure adherence to established credit guidelines.
 
 
 </li>
 </ul>
 
 Documentation and Compliance
 
 
 
 <ul>
 <li>
 Completes all documentation and CRM updation to ensure adherence to established guidelines and maintenance of highest quality standards of documentation, client communication, process compliance.
 
 
 </li>
 </ul>
 Works in close coordination with relevant BUs to ensure smooth and quick turnaround of transactions as and when required.
 
 
 
 Minimum Qualifications
 
 
 
 <ul>
 <li>
 Master&rsquo;s degree: CA/MBA/PGDM
 
 
 </li>
 </ul>
 
 Years Of Experience
 
 
 
 <ul>
 <li>
 A minimum of 0-5 years of relevant experience with at least 0-3 years in a similar role
 
 
 </li>
 </ul>
 
 Nature of
 
 
 Experience
 
 
 
 <ul>
 <li>
 Prior experience in BFSI sector/General industry in Relationship manager&rsquo;s role or prior experience as Credit Analyst in financial services industry with a zeal for relationship management
 </li>
 </ul>
</div>

Relationship Manager

<div>
 
 Market Assessment and Business Development
 
 
 
 <ul>
 <li>
 Conducts market research to understand consumers, competition and current market conditions to help identify new business opportunities.
 </li>
 <li>
 Participates as and when required in meetings with key customers, promoters, prospective customers to understand customer needs and use that information to propose possible solutions.
 </li>
 <li>
 Works towards maintaining and enhancing relationships with key customer accounts and prospective customers to ensure business continuity and growth.
 </li>
 <li>
 Leverages opportunities to manage complex relationships independently, under the overall supervision of Senior Relationship Managers/Team Leaders.
 
 
 </li>
 </ul>
 
 Revenue Generation
 
 
 
 <ul>
 <li>
 Identifies new sales opportunities and leveraging a knowledge sector driven relationship approach to enhance sales and revenue generation through new and existing customers for achievement of established targets and objectives.
 </li>
 <li>
 Targets product/ industry specific business opportunities leading to achievement of the budget and ensures seamless coordination between customer &amp; relationship manager.
 
 
 </li>
 </ul>
 
 Portfolio Management and Deal Structuring
 
 
 
 <ul>
 <li>
 Works independently and under the supervision of Senior Relationship Managers/Team leaders in structuring and restructuring of deals to ensure they effectively address the clients&rsquo; financial requirement.
 </li>
 <li>
 Conducts research and collates necessary data for preparing credit proposals in line with customer requirements.
 </li>
 <li>
 Coordinates with CAD and other relevant stakeholders to ensure proposals/ approvals are approved and followed up in an efficient and timely manner.
 
 
 </li>
 </ul>
 
 Credit Appraisal
 
 
 
 <ul>
 <li>
 Credit Assessment and CAM preparation through detailed analysis
 </li>
 <li>
 Works in close coordination with key stakeholders from Risk Management to ensure adherence to established credit guidelines.
 
 
 </li>
 </ul>
 
 Documentation and Compliance
 
 
 
 <ul>
 <li>
 Completes all documentation and CRM updation to ensure adherence to established guidelines and maintenance of highest quality standards of documentation, client communication, process compliance.
 </li>
 <li>
 Works in close coordination with relevant BUs to ensure smooth and quick turnaround of transactions as and when required.
 </li>
 </ul>
</div>

<div>
 
 Credit assessment
 
 
 
 <ul>
 <li>
 Tracking of covenants and management of exceptions / deviations
 </li>
 <li>
 Regular review of the case
 </li>
 <li>
 Inspections / Site visits Sector assessment
 </li>
 <li>
 Detailed Financial analysis including finalization of financial model
 </li>
 <li>
 Preparation of Credit Approval Memorandum and following internal approval processes
 </li>
 <li>
 Meet with all pre-disbursal and post disbursal compliance
 
 
 </li>
 </ul>
 
 Communication/PR of Bank&rsquo;s products
 
 
 
 <ul>
 <li>
 Undertakes brand communication initiatives for designated products
 </li>
 <li>
 Communicates product positioning messaging that differentiates YES Bank&rsquo;s products in the market
 </li>
 <li>
 Increase Bank&rsquo;s visibility in the finance circle / industry sector
 
 
 </li>
 </ul>
 
 Market Research
 
 
 
 <ul>
 <li>
 Illustrates understanding of consumers, competition and current market conditions through primary and secondary research
 </li>
 <li>
 Sector tracking / management presentations
 
 
 </li>
 </ul>
 
 Credit Appraisal
 
 
 
 <ul>
 <li>
 Appraisal of the proposals involving detailed analysis of Income Statement, Balance Sheet, Financial Ratios, Cash Flows, Management Risk, Industry Risk, Economic conditions
 
 
 </li>
 </ul>
 
 Documentation and Compliance
 
 
 
 <ul>
 <li>
 To maintain high quality standards of documentation, client communication, process compliance, ongoing basis with product partners / OSD / Risk Management and other Relationship Management group
 </li>
 </ul>
</div>

Product Specialist

Protium

<div>
 
 
 Job Summary:
 
 
 
 We are seeking a detail-oriented and analytical professional to manage and execute Direct Assignment (DA) transactions. The role involves end-to-end coordination with internal teams, investors, and rating agencies to ensure timely and compliant execution of DA deals.
 
 
 
 
 
 
 Key Responsibilities:
 
 
 <ul>
 <li>
 
 Deal Structuring &amp; Execution
 
 
 :
 
 </li>
 <li>
 Assist in structuring DA transactions in compliance with RBI guidelines.
 </li>
 <li>
 Coordinate with legal, compliance, operations &amp; credit teams for documentation and approvals.
 </li>
 <li>
 Liaise with investors (banks, FIs) for deal closure and execution.
 </li>
 </ul>
 
 
 
 <ul>
 <li>
 
 Due Diligence &amp; Data Management
 
 
 :
 
 </li>
 <li>
 Prepare and validate loan pools for assignment.
 </li>
 <li>
 Ensure data accuracy and completeness for investor review.
 </li>
 <li>
 Coordinate with credit and operations teams for portfolio readiness.
 </li>
 </ul>
 
 
 
 <ul>
 <li>
 
 Documentation &amp; Compliance
 
 
 :
 
 </li>
 <li>
 Review DA agreements, term sheets, and related legal documents.
 </li>
 <li>
 Ensure adherence to RBI norms and internal policies.
 </li>
 <li>
 Maintain audit trails and documentation for regulatory inspections.
 </li>
 </ul>
 
 
 
 <ul>
 <li>
 
 Reporting &amp; Monitoring
 
 
 :
 
 </li>
 <li>
 Track cash flows, repayments, and investor reporting post-assignment.
 </li>
 <li>
 Prepare MIS reports and dashboards for senior management.
 </li>
 <li>
 Monitor performance of assigned pools and flag risks.
 </li>
 </ul>
 
 
 
 
 
 
 
 
 Preferred Attributes:
 
 
 <ul>
 <li>
 Exposure to co-lending or securitization structures.
 </li>
 <li>
 Familiarity with loan origination and management systems.
 </li>
 </ul>
 
 
 
 
 
 Qualifications &amp; Skills:
 
 
 <ul>
 <li>
 Bachelor&rsquo;s degree in Finance, Commerce, or related field (MBA / CA preferred).
 </li>
 <li>
 2&ndash;5 years of experience in securitization or DA transactions in an NBFC or bank.
 </li>
 <li>
 Understanding of RBI guidelines on securitization and direct assignment.
 </li>
 <li>
 Proficiency in Excel, financial modeling, and data validation.
 </li>
 <li>
 Excellent communication and stakeholder management skills.
 </li>
 <li>
 Attention to detail and ability to work under tight deadlines.
 </li>
 </ul>
 
 
</div>

Direct Assignment Transactions Manager

Nomura

<div>
 
 
 Nomura Overview:
 
 
 
 
 
 
 Nomura is a global financial services group with an integrated network spanning approximately 30 countries and regions. By connecting markets East &amp; West, Nomura services the needs of individuals, institutions, corporates and governments through its three business divisions: Wealth Management, Investment Management, and Wholesale (Global Markets and Investment Banking). Founded in 1925, the firm is built on a tradition of disciplined entrepreneurship, serving clients with creative solutions and considered thought leadership. For further information about Nomura, visit www.nomura.com.
 
 
 
 
 Nomura Services, India supports the group&rsquo;s global businesses. With world-class capabilities in trading support, research, information technology, financial control, operations, risk management and legal support, the firm plays a key role in facilitating the group&rsquo;s global operations.
 
 
 
 
 
 At Nomura, creating an inclusive workplace is a priority. Our approach to inclusion encompasses a variety of initiatives, including sensitization campaigns, implementing conducive policies &amp; programs, providing infrastructure support and engaging in community events. Over time, we have made meaningful progress in these areas, and this commitment has been well-recognized across the industry. We are proud recipients of the prestigious Top 10 Employers award by the India Workplace Equality Index (IWEI), IWEI Gold Employer of Choice awards, India CSR Leadership Award 2024 for Holistic Village Development Program and the YUVA Unstoppable Changemaker Awards.
 
 
 
 
 
 
 
 
 
 
 
 
 Divisional Overview:
 
 
 
 
 
 
 
 Global Markets Division: Based in Mumbai, the front-office team which works on a team extension model delivers pricing, modelling and risk management expertise to the Global Markets business. Founded as a centre of excellence, the group leads the way in price discovery and portfolio optimization techniques and is integral to the business&rsquo; aggressive revenue targets. The team is playing an integral role in structuring, pricing, risk management and new idea generation.
 
 
 
 
 
 
 
 
 
 
 
 Business Overview:
 
 
 
 The Financial Resources management team within GM will be responsible for helping wholesale business management and CFO to analyse and optimise allocation of various financial resources across Nomura wholesale business. The team would cover all financial resources including and not limited to RWA (Market, Credit and Operational), BS, Leverage Ratio, NSFR, UF, MCO Charges, Client Return on Resources etc.
 
 
 
 
 
 
 
 
 What We Offer:
 
 
 
 
 
 <ul>
 <li>
 We support employee wellbeing by ensuring a sense of purpose and belonging.
 </li>
 <li>
 We offer a comprehensive range of wellbeing services which allows employees to get access to the assistance they need at any point in their wellbeing journey.
 </li>
 </ul>
 
 Our bespoke benefits support employees and their family&rsquo;s holistic wellbeing and are inclusive of diverse identities and family structures.
 
 
 
 
 
 Position Specifications:
 
 
 
 
 
 
 
 
 Corporate Title :
 
 Analyst/Associate
 
 
 
 Functional Title :
 
 Analyst/Associate
 
 
 
 Experience :
 
 1-5 years
 
 
 
 Qualification :
 
 BTech/CA/MTech
 
 
 
 
 
 
 
 
 
 
 Role &amp; Responsibilities:
 
 
 
 
 
 
 <ul>
 <li>
 Work with risk and finance function for seamless sourcing of various financial resources information at granular level (as available).
 </li>
 <li>
 Ensure full understanding of how different resource metrics are computed (Leverage, RWA, NSFR, UF, et al), with focus on Leverage Ratio &ndash; On/Off Balance Sheet Exposures and overtime vet the data for accuracy / data quality (in conjunction with risk and finance)
 </li>
 <li>
 Understand and document key drivers of each financial resource in terms of business area / product.
 </li>
 <li>
 Develop return metrics for each financial resource with a view on riskiness / liquidity of WS portfolio.
 </li>
 <li>
 Identify opportunities to creatively optimize resource consumption.
 </li>
 <li>
 Identify opportunities to optimize deployment of resources across various parts of GM business.
 </li>
 <li>
 Develop scorecards / dashboards that help WS management in identifying best areas to deploy additional resources
 </li>
 <li>
 Develop ability to estimate available resource capacity while assessing new business opportunities
 </li>
 </ul>
 
 
 
 
 
 Mind Set:
 
 
 
 
 
 
 
 
 Domain
 
 
 <ul>
 <li>
 The person need to have understanding of current Leverage ratio &amp; other capital calculation methodologies.
 </li>
 <li>
 Strong analytical skills to work on large data along with being organized, detail oriented, good follow up skills.
 </li>
 <li>
 The person should have good communication skill as the job will involve interaction with Finance and Risk
 </li>
 <li>
 Knowledge of FRTB working will be preferred but it is not a deal breaker
 </li>
 </ul>
 
 
 
 
 
 Language Capability
 
 
 
 
 
 <ul>
 <li>
 English at Business level
 </li>
 </ul>
 
 
 
 
 
 Technical
 
 
 <ul>
 <li>
 Should be a power user of Excel spreadsheets with strong analytical skills.
 </li>
 <li>
 Knowledge of Python, VBA and dashboarding tools like Power BI will be preferred but is not an absolute requirement.
 </li>
 </ul>
 
 
 
 
 
 
 
 We are committed to providing equal opportunities throughout employment including in the recruitment, training and development of employees. We prohibit discrimination in the workplace whether on grounds of gender, marital or domestic partnership status, pregnancy, carer&rsquo;s responsibilities, sexual orientation, gender identity, gender expression, race, color, national or ethnic origins, religious belief, disability or age.
 
 
 
 
 
 
 
 
 
 
 *Applying for this role does not amount to a job offer or create an obligation on Nomura to provide a job offer. The expression "Nomura" refers to Nomura Services India Private Limited together with its affiliates.
 
 
 
 
 
 
 
 *The benefits are subject to change and will be in accordance with Company&rsquo;s policies as may be applicable from time to time).
 
 
</div>

Global Markets – Financial Resources – Analyst/Associate

SMFG India Credit

<div>
 
 The incumbent would be responsible for Risk Policy &amp; Risk management for multiple partnerships/own sourcing products under Digital lending vertical of the company
 
 
 
 
 
 
 Key Roles &amp; Responsibilities
 
 
 
 
 
 <ul>
 <li>
 Design, develop, and implement robust risk policies for digital lending programs, including direct sourcing via digital channels and fintech-led acquisition models; ensure alignment of policy with the company's risk appetite and regulatory guidelines
 </li>
 <li>
 Conduct comprehensive risk assessments for portfolios under management, identifying potential risks and opportunities to enhance risk-adjusted returns; Develop and implement risk mitigation strategies and action plans to address identified risks
 </li>
 <li>
 Support new Partnership and program launches in Digital lending space; continuously refine the partner assessment framework to effectively evaluate associated counterparty risk
 </li>
 <li>
 Oversee credit risk management activities, including credit scoring, underwriting standards, and portfolio monitoring, to mitigate credit losses and optimize portfolio performance
 </li>
 <li>
 Ensure adherence to internal risk governance standards; Facilitate digitization of risk control measures to prevent possible non-compliance
 </li>
 <li>
 Remain informed of ongoing regulatory changes specifically in Digital lending; maintain strict adherence to all applicable regulations, guidelines, and industry standards
 </li>
 <li>
 Collaborate with cross-functional teams, including Business, Product, Technology, Legal, Compliance, and Operations, to integrate risk considerations into business strategies and decision-making processes.
 </li>
 </ul>
 
 
 
 
 Preferred Candidate Profile:
 
 
 12+ years in Risk Policy or Risk Management role
 
 
 Experience in Digital lending space preferred
 
</div>

Vice President Digital Risk Policy

Explore 50+ Credit analyst in Mumbai this December. Find roles across top companies and apply now to boost your career.

50 credit analyst jobs IN Mumbai

Campaign management Analysts (Credit Analytics - Campaign Management)

Relationship Manager

Relationship Manager

Product Specialist

Direct Assignment Transactions Manager

Global Markets – Financial Resources – Analyst/Associate

Vice President Digital Risk Policy