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CMA CGM

ID: 573880
 
Location: 
Abu Dhabi, AE
 
Credit Management Manager
 
Led by Rodolphe Saadé, the CMA CGM Group, a global leader in shipping and logistics, serves more than 420 ports around the world on five continents. With its subsidiary CEVA Logistics, a world leader in logistics, and its air freight division CMA CGM AIR CARGO, the CMA CGM Group is continually innovating to offer its customers a complete and increasingly efficient range of new shipping, land, air and logistics solutions.
 
Committed to the energy transition in shipping, and a pioneer in the use of alternative fuels, the CMA CGM Group has set a target to become Net Zero Carbon by 2050.
 Through the CMA CGM Foundation, the Group acts in humanitarian crises that require an emergency response by mobilizing the Group’s shipping and logistics expertise to bring humanitarian supplies around the world.
 
Present in 160 countries through its network of more than 400 offices and 750 warehouses, the Group employs more than 155,000 people worldwide, including 4,000 in Marseilles where its head office is located.
 
MISSION AND RESPONSABILITIES
 
As Credit Manager in the Dubai Regional office, your role is to set and monitor collection objectives for the Group's agencies/subsidiaries.
 
You control the formalization of reporting concerning the level of performance of current customer management (performance indicators such as delay, DSO, etc.). You are in charge of ensuring Portfolio’s DSO and overdue ratio remain respectively below 30 days and 15%.
 
You liaise with Regional Credit Managers, Global Accounts and Customer service teams on Global Accounts’ collection matters and identify / anticipate potential risks of credit losses and ensure that corrective actions are implemented.
 
You ensure the optimization of information media and communication with other relevant directorates and departments (risk level, disputes, blocking and unblocking, etc.).
 
In coordination with Financial Control, as well as D&D Departments, you ensure aging balances’ tidiness by following up on write-off and D&D discounts’ processes.
 
You are also in charge of the follow up on D&D collection, approval of the D&D proposed Benchmark, and within authority Matrix D&D waivers. You supervise the D&D filling within LARA, Company Website and FMC.
 
You ensure suspension rules are enforced.
 
You review, approve, or recommend credit terms according to group’s Approval Matrix.
 
You visit key and/or problematic accounts along with the commercial team.
 
As a manager, you are also responsible of the coordination and management of your team.
 
SKILLS AND QUALIFICATIONS
 
Minimum 5 years work experience in collection, agency finance or control function with a good knowledge of the business.
 
Team player
 
Ability to partner with agencies’ GM and CFOs to set collection objectives and limits
 
Extensive knowledge of all aspect of Collections analytics and operations
 
Demonstrate capability to follow legal action with in-house and external legal counsels
 
Autonomous and able to work with overseas stakeholder (Regional teammates, Service Canters etc.)
 
Proactive and comfortable making decisions under high pressure
 
Leadership & Strong communication skills.
 
Detail oriented and maintains the highest productivity and quality levels
 
Come along on CMA CGM’s adventure !

Credit Management Manager

First Abu Dhabi Bank (FAB)

<div>
 
 The objective of the Bank in respect of EPB is to become a pre-eminent private bank in the region and be a market leader across UAE in the priority banking arena. Clients in this segment include the High-Net-Worth Individuals &amp;/or all of their group entities representing diverse interests ranging from operating businesses to wide range of investment across various asset classes.
 
 
 
 
 
 The purpose of the job is to prepare, review and provide appropriate recommendation of credit facilities for private banking credit portfolio. The role also entails compliance with all credit policies and guidelines. This is senior level role where the staff will engage in high value tickets where structuring of facility is key for complex bespoke facilities. In addition to provide credit underwriting support for assigned portfolio&rsquo;s for facilities in UAE and KSA, the role also assists in obtaining necessary approvals for assigned portfolio in international locations of private banking.
 
 
 
 
 
 The role is required to engage with the relationship manager in structuring and propositioning so that the twin objective of client needs and Bank requirements are met in a swift and expeditious manner.
 
 
 
 
 
 
 Skills
 
 
 
 Loan facilities to the High Net Worth and Ultra High Net Worth clients are structured around the loan size, collateral type, tenor and the financial strength of the borrower. Credit facilities are offered under various lending structures such as Lombard facilities, Commercial/Residential Real Estate and Insurance Financing. Accordingly, the job holder is expected to demonstrate deep knowledge of products, industry, markets, financial statements so that he/she can work across all product groups and respond in a timely manner. Hence it is critical that the job holder, among other credit skills, is able to demonstrate the following EPB-specific skill set:
 
 
 
 
 <ul>
 <li>
 A thorough understanding of risks associated complex facility structures
 </li>
 <li>
 Good understanding of documentation/legal requirements for different types of credit facilities
 </li>
 <li>
 Strong initiative and interactive approach to problem solving while displaying flexibility and negotiation skills.
 </li>
 </ul>
 
 
 
 
 He/She is expected to be solution oriented and requires out of the box thinking without seeking to dilute the high standards of credit and be strong partner for business.
 
 
 
 
 
 
 Key Accountabilities
 
 
 <ul>
 <li>
 Participate and represent credit in the due diligence process for prospective deals in collaboration with Coverage/ Product teams and ensure that emerging risk factors are identified and are suitably addressed with appropriate mitigants.
 </li>
 <li>
 Conduct robust credit analysis by ensuring that appropriate Target Market Risk Acceptance Criteria and PBW GCP guidelines are followed as part of approval process.
 </li>
 <li>
 Actively participate in client relationships through client visits / conference calls as part of transaction origination/structuring. Advises Relationship Managers on the risk factors associated with complex transactions, and the clauses imperative in mitigating these.
 </li>
 <li>
 Provide ongoing feedback and expert inputs into the deal structure intermittently and as required based on Bank Risk Appetite for products/ industry / sector / geography / counterparty.
 </li>
 <li>
 Ensures timely availability of required information to approving authority for credit decision making.
 </li>
 <li>
 Ensure accuracy of data being presented to various stakeholders including senior management
 </li>
 <li>
 Coordinate with internal counterparties (CAD, Legal etc.) to provide guidance on risk assessment, risk rating, and documentation.
 </li>
 <li>
 Obtain accurate and current information and update the Risk systems (Risk rating models, collateral management system etc) that allow for accurate identification of risk profiles/ratings in all asset categories.
 </li>
 <li>
 Recommend amendments to the Bank&rsquo;s credit policy, procedures, Risk Rating models, credit memorandums, risk criteria etc based on lending experience and market expediencies ensuring it is aligned with overall Bank&rsquo;s risk strategy &amp; policy
 </li>
 <li>
 Ensure satisfactory rating in audits through proactive actions and ensure all recommendations are implemented
 </li>
 </ul>
 
 
 
 
 
 Specific Accountability
 
 
 <ul>
 <li>
 Preparation of comprehensive credit proposals clearly outlining key risks, mitigations and recommendation for presentation to the Approving Authority for prospective and existing clients under assigned portfolio
 </li>
 <li>
 Coordinates with the Relationship Managers well in advance of due dates of annual reviews to obtain necessary information from the borrower to facilitate a comprehensive review of the credit facilities.
 </li>
 <li>
 Ensure credit processing &amp; approval turnaround times as per agreed SLAs.
 </li>
 <li>
 Periodic meetings / conference calls with clients to be undertaken along with RMs for prospective and existing clients
 </li>
 <li>
 Monitor accounts regularly and follow-up with Business units on terms and conditions to ensure compliance with the approval conditions.
 </li>
 <li>
 Oversight the mark-to-market revaluation process and take ownership of liaising with the respective RMs to rectify any margin call situations.
 </li>
 <li>
 Review exception and portfolio reports as applicable and keep abreast of the clients account conduct, financial standing and latest developments occurring in their respective segment/market so as to provide appropriate recommendations with regards to change in risk appetite / ratings /classification.
 </li>
 <li>
 Monitor early warning indicators in order to identify potential problem accounts and liaise with Business Units for ensuring suitable action plans are in place to rectify the situation at an early stage.
 </li>
 <li>
 Manage problem credits closely and recommending appropriate strategies and remedial action plans. Identify defaulters and recommend immediate remedial arrangements for maintaining a quality credit portfolio.
 </li>
 <li>
 Ensure accuracy of data being presented to various stakeholders including senior management
 </li>
 <li>
 Contribute to enhancement of knowledge and expertise of other team members by participating in training and development initiatives.
 </li>
 </ul>
 
 
 
 
 
 Minimum Qualification
 
 
 <ul>
 <li>
 Must have Bachelor&rsquo;s degree.
 </li>
 <li>
 Desirable: - Chartered Accountant/ Masters in Business Administration (MBA) or any other relevant finance degree, professional certification charter (CFA/FRM etc) or diploma.
 </li>
 </ul>
 
 
 
 
 
 Minimum Experience &amp; Skill Set
 
 
 <ul>
 <li>
 Minimum 5 years relevant experience in the banking sector with at least 4-5 years in Credit function.
 </li>
 <li>
 Good understanding of various credit products such as Lombard lending, Real Estate financing, FX and Derivatives.
 </li>
 <li>
 Understanding of various Investment products such as bonds, sukuks, stocks, mutual funds, structured notes etc.
 </li>
 <li>
 Ability to look into and beyond Personal Net Worth Statements/financials and see business proposition.
 </li>
 <li>
 Strong structuring skills
 </li>
 <li>
 Good understanding of legal and regulatory framework.
 </li>
 <li>
 Ability to work under pressure
 </li>
 <li>
 Strong communication skills &ndash; written and spoken.
 </li>
 </ul>
</div>

VP, Credit Management

<div>
 
 
 Job Purpose
 
 
 
 To support the preparation, assessment, structuring, and ongoing management of Real Estate and Hospitality credit exposures across the UAE and selected international markets. The role contributes to end‑to‑end credit analysis, including underwriting, approval recommendations, and post‑approval monitoring, in line with the Bank&rsquo;s risk appetite, sector strategy, and regulatory requirements.
 
 
 
 
 
 The position works closely with senior Credit colleagues, Relationship Management, Product, Risk, and Legal teams on a range of financing structures, gaining exposure to complex transactions while operating within established credit frameworks.
 
 
 
 
 
 
 Key Accountabilities
 
 
 <ul>
 <li>
 Perform detailed credit analysis and risk assessment for real estate and hospitality financing, including IPRE, Development and Construction finance, and Hospitality assets.
 </li>
 <li>
 Prepare credit applications, financial analysis, and approval recommendations
 </li>
 <li>
 Support structuring of facilities such as term loans, revolving facilities, and guarantees, ensuring alignment with approved risk parameters.
 </li>
 <li>
 Assist in the management of a sector specific credit portfolio, including Annual and interim credit reviews, monitoring of covenant compliance and account conduct, and tracking financial performance and key risk indicators.
 </li>
 <li>
 Work collaboratively with Relationship Managers, Coverage and Product teams to support credit assessments and client discussions.
 </li>
 <li>
 Contribute to responses for audit, regulatory, and internal review queries related to assigned transactions and portfolio accounts
 </li>
 <li>
 Ensure credit work adheres to Group Credit Policies, Sector specific underwriting standards, and Delegated approval frameworks
 </li>
 <li>
 Maintain agreed credit processing timelines (SLAs) while ensuring accuracy and completeness of submissions.
 </li>
 <li>
 Build and maintain understanding of UAE and regional real estate and hospitality market trends and key regulatory and risk developments affecting the sector
 </li>
 <li>
 Participate in internal discussions and training related to sector risk, underwriting standards, and portfolio trends.
 </li>
 </ul>
 
 
 
 
 
 
 Qualifications &amp; Experience
 
 
 
 
 
 Education
 
 
 <ul>
 <li>
 Minimum Bachelor&rsquo;s degree in Finance, Accounting, Economics, or a related field (mandatory).
 </li>
 <li>
 Professional qualification preferred: CA, CFA, CPA, CAIA
 </li>
 </ul>
 
 
 Experience
 
 
 <ul>
 <li>
 Minimum 6 years of banking experience with minimum 3 years in credit analysis or risk roles, preferably within Real Estate and/or Hospitality financing.
 </li>
 <li>
 Ability to work within established credit frameworks while developing independent judgment.
 </li>
 <li>
 Underwriting and credit analysis experience for regional and global real estate markets would be preferred.
 </li>
 </ul>
</div>

AVP & Lead, Credit Management

Fulkrum

<div>Fulkrum is a global leader in inspection, expediting, auditing, and technical staffing services, delivering exceptional solutions to the energy, engineering, and construction industries for over 14 years. Headquartered in the UK, we have established a strong presence across six continents, serving more than 300 clients worldwide.

Our commitment to excellence has been recognized with prestigious awards, including the King's Award for Enterprise in International Trade (2023), the People and Competency Award at the EIC Awards (2023), and the Scale-Up Award at the WESCA North America Awards (2024). 
Our Abu Dhabi office is currently seeking a proactive and detail-oriented Credit Controller to join our team and support our operational and administrative functions. 
Role Overview: 
As a Credit Controller, you will be responsible for managing the company&rsquo;s debtor ledger and ensuring the timely collection of outstanding invoices. This role is critical to maintaining healthy cash flow and involves proactive communication with clients to resolve payment issues while preserving strong business relationships. You will also support credit risk assessment and collaborate closely with internal teams to resolve payment-related queries.
<div>
Main Responsibilities (include but not limited to): 
<ul><li>Monitor and manage the accounts receivable ledger to ensure timely collection of outstanding debts.</li><li>Proactively contact clients via phone, email, or written correspondence regarding overdue payments.</li><li>Resolve payment issues and disputes efficiently while maintaining positive client relationships.</li><li>Maintain accurate and up-to-date records of collection activities and customer communications.</li><li>Prepare and distribute regular reports on debtor balances and overdue accounts to management.</li><li>Escalate problematic accounts to the appropriate internal stakeholders when necessary.</li><li>Assist in evaluating the creditworthiness of new and existing customers by conducting credit checks and recommending suitable credit limits.</li><li>Collaborate with the accounts and sales teams to resolve issues impacting timely payments.</li></ul></div> 

Skills and Qualifications
<div>
Essential: 
<ul><li>Proven experience in a credit control or accounts receivable role.</li><li>Strong communication, negotiation, and interpersonal skills.</li><li>High attention to detail and accuracy in financial record-keeping.</li><li>Ability to work under pressure and meet tight deadlines.</li><li>Proficiency in Microsoft Office, particularly Excel.</li><li>Familiarity with credit control procedures and relevant legal requirements.</li></ul></div>
<div>
Desirable: 
<ul><li>Experience using accounting software such as Sage and Credit Hound.</li><li>Background in working with global clients and in high-volume, fast-paced environments</li></ul></div> 
Why Join Us?

This is an exciting opportunity for an experienced Credit Controller to showcase their skills in a dynamic and supportive environment. At Fulkrum, you will play a vital role in ensuring operational continuity and legal compliance in one of our key global regions.

We offer a fantastic working environment with a highly engaged team and consistently high eNPS scores. Fulkrum&rsquo;s continued growth is a testament to our commitment to excellence and innovation. Our team enjoys regular recognition initiatives, a social budget, and a refer-a-friend scheme.

Join us and contribute to our mission while growing your own career in a high-performance culture.

Apply now and become a valued part of the Fulkrum team</div>

Credit Controller

<div>
 
 General Accountability
 
 
 
 Sales and Financial:
 
 
 <ul>
 <li>
 Increase depth and breadth of Relationship with existing customers.
 </li>
 <li>
 Increased sales volumes/ market shares in target market.
 </li>
 <li>
 Utilization of limits for the new approved limits.
 </li>
 <li>
 Number and quality of Credit Applications processed.
 </li>
 <li>
 Response &amp; Turnaround Times of Customer requests &amp; processing business applications.
 </li>
 <li>
 Alignment of structure &amp; pricing of the proposed limits with customers&rsquo; needs.
 </li>
 <li>
 Establishment of an efficient customer-focused approach representing a strong competitive edge.
 </li>
 <li>
 Increase share of high end market and quality business within assigned segment.
 </li>
 <li>
 By using the existing borrowing clientele&rsquo;s suppliers &amp; buyers, creating new borrowing relationship to the bank
 </li>
 <li>
 To develop and manage the portfolio of the company for Corporate/ Commercial Financing.
 </li>
 <li>
 Provide customers with accurate and timely information on products and reveal the benefits affecting their businesses.
 </li>
 <li>
 Actively source business from prospects and follow up on sales leads within designated market segments.
 </li>
 <li>
 Plan visits to existing and new prospective clients in coordination with GTx and FX team.
 </li>
 <li>
 Identify and forward sales leads to other areas in the Bank for cross-selling.
 
 
 </li>
 </ul>
 
 Risk Management
 
 
 
 <ul>
 <li>
 Prepare Credit Application (CA), analyze financial statements, and make it ready for approvals.
 </li>
 <li>
 Ensure CAs for new clients and renewals for existing clients are correctly prepared in accordance with the bank policies and regulation framework.
 </li>
 <li>
 Recognize early warning signals of unsatisfactory account conduct and pursue the collection of past due loans.
 </li>
 <li>
 Assess the financial and business risks involved in lending to particular businesses, mainly by looking at the Company&rsquo;s competitive position within its industry, its strategic direction, management quality and its financial profile.
 </li>
 <li>
 Identify and analyze the areas of potential risk threatening the assets, earning capacity or success of Organizations in various business fields.
 </li>
 <li>
 Pro-actively manage the assigned portfolio risk by ensuring timely renewal of accounts within the applicable time standards, provided all required information is available.
 
 
 </li>
 </ul>
 
 Profitability &amp; Expense Control
 
 
 
 <ul>
 <li>
 Ensure effective utilization of limits to maximize profitability.
 </li>
 <li>
 Regularly monitor MIS reports for FX and Trade Working Capital revenues and utilizations.
 </li>
 <li>
 Continuously seek to increase revenue margins from customers.
 
 
 </li>
 </ul>
 
 Customer Service &amp; Service Level
 
 
 
 <ul>
 <li>
 Whenever needed, contact customer service groups and processing units to ensure satisfactory service standards are met.
 </li>
 <li>
 Operations and Process responsibilities.
 
 
 </li>
 </ul>
 
 Activities / Operations
 
 
 
 <ul>
 <li>
 Discuss credit packages with respective Credit Team and approving authorities if needed.
 </li>
 <li>
 Establish and maintain a close working relationship with Credit Division/ Credit Administration.
 </li>
 <li>
 Understand customer&rsquo;s financial needs &amp; initiate formulation of written proposals to fulfill these needs with bank&rsquo;s products within the general guidelines of Business Banking and regulating authorities
 </li>
 <li>
 Review credit analysis and add high standard qualitative comments.
 
 
 </li>
 </ul>
 
 Compliance
 
 
 
 <ul>
 <li>
 Compliance with bank related policies and procedures, and Business Banking standards in structuring &amp; pricing of limits.
 </li>
 <li>
 Adhere and comply with bank&rsquo;s internal applicable policies and procedures as well as governing regulations issued by concerned authorities.
 </li>
 <li>
 Cooperate and facilitate work of internal audit and risk management to address gaps, and respond to audit reports within agreed deadlines
 </li>
 <li>
 Monitor money laundering activities and coordinate remedial actions with management.
 </li>
 <li>
 The day-to-day responsibilities of the proposed role will include, but not limited to:
 
 
 </li>
 </ul>
 Knowledge
 
 
 <ul>
 <li>
 Strong understanding of financial statement analysis, conducting due diligence for lending cases, ability to risk assessment.
 </li>
 <li>
 Strong knowledge of Trade Finance and Real Estate Finance products.
 </li>
 <li>
 Good understanding of market best practices and dynamics including demographic factors, competitor products and services.
 </li>
 <li>
 Strong understanding and working knowledge of SME banking and related regulations.
 </li>
 <li>
 Understands legal structures consistent with different type of businesses. Skills &amp; Behaviors.
 </li>
 <li>
 Proven ability to communicate and influence at different levels and to a variety of audiences.
 </li>
 <li>
 Proven achievement of meeting or exceeding sales targets. Having a sales hunting mindset.
 </li>
 <li>
 Able to evaluate, analysis, draw conclusions and develop insightful recommendations and solutions.
 </li>
 <li>
 Strong entrepreneurial / commercial / business acumen with an understanding of wider economic issues.
 </li>
 <li>
 Proven ability to build and maintain strong customer relationships.
 
 
 </li>
 </ul>
 
 Frameworks, Boundaries &amp; Decision-Making Authority
 
 
 
 <ul>
 <li>
 Functions within the framework and boundaries of Group policies as well as overall organizational and governance frameworks.
 </li>
 <li>
 Authorized to take decisions as per the approved authorization matrix.
 
 
 </li>
 </ul>
 
 Qualifications
 
 
 
 Minimum Qualification
 
 
 University Degree - MBA / PGDM / CA / CFA or similar certification preferable.
 
 
 
 Minimum Experience
 
 
 
 <ul>
 <li>
 5-8 years&rsquo; relevant experience in the banking sector with at least 4 years in similar positions of progressively increasing managerial responsibilities in the Business Banking function.
 </li>
 <li>
 Trade Working Capital Experience is a must; Real Estate Financing Experience will be valuable as well.
 </li>
 </ul>
</div>

Relationship Manager - Trade Working Capital

<div>
 
 Sales And Financial
 
 
 
 <ul>
 <li>
 Increase depth and breadth of Relationship with existing customers.
 </li>
 <li>
 Increased sales volumes/ market shares in target market.
 </li>
 <li>
 Utilization of limits for the new approved limits.
 </li>
 <li>
 Number and quality of Credit Applications processed.
 </li>
 <li>
 Response &amp; Turnaround Times of Customer requests &amp; processing business applications.
 </li>
 <li>
 Alignment of structure &amp; pricing of the proposed limits with customers&rsquo; needs.
 </li>
 <li>
 Establishment of an efficient customer-focused approach representing a strong competitive edge.
 </li>
 <li>
 Increase share of high end market and quality business within assigned segment.
 </li>
 <li>
 By using the existing borrowing clientele&rsquo;s suppliers &amp; buyers, creating new borrowing relationship to the bank
 </li>
 <li>
 To develop and manage the portfolio of the company for Corporate/ Commercial Financing.
 </li>
 <li>
 Provide customers with accurate and timely information on products and reveal the benefits affecting their businesses.
 </li>
 <li>
 Actively source business from prospects and follow up on sales leads within designated market segments.
 </li>
 <li>
 Plan visits to existing and new prospective clients in coordination with GTx and FX team.
 </li>
 <li>
 Identify and forward sales leads to other areas in the Bank for cross-selling.
 
 
 </li>
 </ul>
 
 Risk Management
 
 
 
 <ul>
 <li>
 Prepare Credit Application (CA), analyse financial statements, and make it ready for approvals.
 </li>
 <li>
 Ensure CA&rsquo;s for new clients and renewals for existing clients are correctly prepared in accordance with the bank policies and regulation framework.
 </li>
 <li>
 Recognize early warning signals of unsatisfactory account conduct and pursue the collection of past due loans.
 </li>
 <li>
 Assess the financial and business risks involved in lending to particular businesses, mainly by looking at the Company&rsquo;s competitive position within its industry, its strategic direction, management quality and its financial profile.
 </li>
 <li>
 Identify and analyze the areas of potential risk threatening the assets, earning capacity or success of Organizations in various business fields.
 </li>
 <li>
 Pro-actively manage the assigned portfolio risk by ensuring timely renewal of accounts within the applicable time standards, provided all required information is available.
 
 
 </li>
 </ul>
 
 Profitability &amp; Expense Control
 
 
 
 <ul>
 <li>
 Ensure effective utilization of limits to maximize profitability.
 </li>
 <li>
 Regularly monitor MIS reports for FX and Trade Working Capital revenues and utilizations.
 </li>
 <li>
 Continuously seek to increase revenue margins from customers.
 
 
 </li>
 </ul>
 
 Customer Service &amp; Service Level
 
 
 
 <ul>
 <li>
 Whenever needed, contact customer service groups and processing units to ensure satisfactory service standards are met.
 </li>
 <li>
 Operations and Process responsibilities.
 
 
 </li>
 </ul>
 
 Activities / Operations
 
 
 
 <ul>
 <li>
 Discuss credit packages with respective Credit Team and approving authorities if needed.
 </li>
 <li>
 Establish and maintain a close working relationship with Credit Division/ Credit Administration.
 </li>
 <li>
 Understand customer&rsquo;s financial needs &amp; initiate formulation of written proposals to fulfill these needs with bank&rsquo;s products within the general guidelines of Business Banking and regulating authorities
 </li>
 <li>
 Review credit analysis and add high standard qualitative comments.
 
 
 </li>
 </ul>
 
 Compliance
 
 
 
 <ul>
 <li>
 Compliance with bank related policies and procedures, and Business Banking standards in structuring &amp; pricing of limits.
 </li>
 <li>
 Adhere and comply with bank&rsquo;s internal applicable policies and procedures as well as governing regulations issued by concerned authorities.
 </li>
 <li>
 Cooperate and facilitate work of internal audit and risk management to address gaps, and respond to audit reports within agreed deadlines
 </li>
 <li>
 Monitor money laundering activities and coordinate remedial actions with management.
 </li>
 <li>
 The day-to-day responsibilities of the proposed role will include, but not limited to:
 
 
 </li>
 </ul>
 Knowledge
 
 
 <ul>
 <li>
 Strong understanding of financial statement analysis, conducting due diligence for lending cases, ability to risk assessment.
 </li>
 <li>
 Strong knowledge of Trade Finance and Real Estate Finance products.
 </li>
 <li>
 Good understanding of market best practices and dynamics including demographic factors, competitor products and services.
 </li>
 <li>
 Strong understanding and working knowledge of SME banking and related regulations.
 </li>
 <li>
 Understands legal structures consistent with different type of businesses. Skills &amp; Behaviours.
 </li>
 <li>
 Proven ability to communicate and influence at different levels and to a variety of audiences.
 </li>
 <li>
 Proven achievement of meeting or exceeding sales targets. Having a sales hunting mindset.
 </li>
 <li>
 Able to evaluate, analysis, draw conclusions and develop insightful recommendations and solutions.
 </li>
 <li>
 Strong entrepreneurial / commercial / business acumen with an understanding of wider economic issues.
 </li>
 <li>
 Proven ability to build and maintain strong customer relationships.
 
 
 </li>
 </ul>
 
 Frameworks, Boundaries &amp; Decision-Making Authority
 
 
 
 <ul>
 <li>
 Functions within the framework and boundaries of Group policies as well as overall organizational and governance frameworks.
 </li>
 <li>
 Authorized to take decisions as per the approved authorization matrix.
 
 
 </li>
 </ul>
 Minimum Qualification
 
 
 University Degree - MBA / PGDM / CA / CFA or similar certification preferable.
 
 
 
 Minimum Experience
 
 
 
 <ul>
 <li>
 5-8 years&rsquo; relevant experience in the banking sector with at least 4 years in similar positions of progressively increasing managerial responsibilities in the Business Banking function.
 </li>
 <li>
 Trade Working Capital Experience is a must; Real Estate Financing Experience will be valuable as well.
 </li>
 </ul>
</div>

Senior Relationship Manager - Trade Working Capital

DICETEK LLC

<div>Experience<ul><li>
8&ndash;10 years of overall IT experience, with a strong background in solution design and technical leadership.</li><li>
Proven experience leading development teams, guiding technical decisions, and ensuring high‑quality delivery.</li></ul>
Domain Expertise<ul><li>
Strong functional and technical understanding of Corporate Credit Cards and Syndicated Loans.</li><li>
Experience working with financial products, transaction processing, and related regulatory systems.</li></ul>
Technical Skills<ul><li>
Hands‑on experience with cloud implementation on AWS and Azure.</li><li>
Ability to perform functional‑to‑technical mapping, translating business requirements into robust technical specifications.</li><li>
Strong experience in designing and reviewing API specifications (REST, SOAP, micro services).</li><li>
Familiarity with integration patterns, middleware, and enterprise architecture principles.</li></ul>
Responsibilities<ul><li>
Lead end‑to‑end technical design and solutioning for key initiatives.</li><li>
Collaborate with business analysts to convert functional requirements into technical deliverables.</li><li>
Coordinate with multiple cross‑functional technical teams (development, QA, DevOps, architecture, infrastructure).</li></ul></div>

Tech Lead - Cards & Syndicate Loans

Explore 387+ Credit manager in Abu Dhabi this February. Find roles across top companies and apply now to boost your career.