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credit or loans officer

First Solution Management Services

Job description:Sales Executive &ndash; Credit Cards | Personal Loans | Auto LoansLocation: Dubai, UAE Salary: AED 4,000 &ndash; AED 6,000 per month (plus performance incentives) Employment Type: Permanent | Full-timeJob Summary:The Sales Officer is responsible for promoting and selling the bank&rsquo;s range of financial products and services to existing and potential customers. The role focuses on achieving sales targets, developing client relationships, and ensuring customer satisfaction while adhering to banking regulations and company policies.Key Responsibilities:1. Sales and Business Development&middot; Promote and sell banking products such as savings and current accounts, fixed deposits, loans (personal, auto, home), credit cards, insurance, and investment products.&middot; Identify and approach potential customers through field visits, referrals, cold calls, and networking.&middot; Meet or exceed assigned monthly and quarterly sales targets.&middot; Conduct market research to identify new sales opportunities and customer needs.2. Customer Relationship Management&middot; Build and maintain long-term relationships with customers to encourage repeat business.&middot; Provide personalized banking advice and solutions based on customer financial needs.&middot; Ensure high levels of customer satisfaction through professional and responsive serviceKey Skills and Competencies:&middot; Strong sales and negotiation skills&middot; Excellent communication and interpersonal abilities&middot; Customer service orientation&middot; Goal-driven and self-motivated&middot; Good understanding of banking products, financial markets, and customer needs&middot; Basic computer literacy (MS Office, CRM tools)Key Performance Indicators (KPIs):&middot; Achievement of monthly and quarterly sales targets&middot; Number of new accounts or loans sourced&middot; Customer satisfaction and retention rate&middot; Quality and compliance of applications submittedQualifications and Experience:&middot; Bachelor&rsquo;s degree in Business Administration, Finance, Marketing, or a related field&middot; 1&ndash;3 years of experience in sales (preferably in banking, insurance, or financial services)&middot; Knowledge of local market trends and customer behaviorJob Type: PermanentPay: AED4,000.00 - AED6,000.00 per month

Sales Executive – Credit Cards | Personal Loans | Auto Loans

COMMUNIK MARKETING MANAGMENT EST

Walk-In Interview &ndash; Relationship Officer (Credit Card Sales)Date: 11th November 2025 - 15th November 2025Time: 11:00 AM &ndash; 1:00 PMVenue: Communik Marketing Management Est. &ndash; Main Branch M-13, ACICO Business Park, Shaikh Rashid Road, Port Saeed, Dubai (Nearest Metro: Deira City Centre Metro Station)Location Link: https://lnkd.in/dQSXBFnVPosition: Relationship Officer &ndash; Credit Card SalesRequirements:Excellent communication &amp; sales skillsPrior experience in credit card or banking sales preferredSelf-motivated and target-orientedVisa will be providedSalary: Performance-based (AED 2,500 &ndash; 5,000)Join us and grow with a dynamic sales team!Job Type: Full-timePay: AED2,500.00 - AED3,000.00 per month

Walk-In Interview – Relationship Officer (Credit Card Sales)

Midis Group

Main Duties and Responsibilities
<ul>
<li>Maximize the accounts receivable performance and mitigate risks through timely collections and accurate follow-up on due amounts</li>
<li>Approve the credit line for small to mid-sized customer accounts within the approved insurance limit</li>
<li>Deal with customer credit issues in coordination with the sales team and other departments on a regular basis</li>
<li>Ensure postdated cheques are collected and deposited on time</li>
<li>Prepare and send the balance confirmation and monthly statements to clients and report on status to concerned</li>
<li>Build and maintain the customer credit files with the necessary supporting documents and update them regularly</li>
<li>Coordinate with the sales team on credit actions as and when necessary</li>
</ul>

Credit Officer

Citi

Underwriting Credit Analyst is responsible for owning the Credit Risk Analysis for Citi Corporate Clients and being responsible for the continuous monitoring of that portfolio. That includes the production of Annual Reviews, Quarterly Reviews, and the support to Ad-Hoc Transactions and Portfolio &amp; Industry Reviews.Key Responsibilities: Assess the credit and financial strength of Citi s Corporate Clients based in Sub-Saharan Middle East and North Africa by performing fundamental credit analysis of counterparties using both quantitative and qualitative factorsComplete Credit Analysis Write-up Memos and assign internal ratings based on independent assessment and judgement completed on the due diligence of the client and industry knowledge to provide appropriate extensions of credit remaining within Risk appetiteContinuous monitoring of the covered portfolio, including following industry trends, impacts to key relationships, and escalation of potential credit issues to Senior Underwriters, Risk and Banking partnersPartnership with applicable regional and industry stakeholders in Banking and Independent Risk in the implementation of credit assessment and monitoring standards for applicable portfoliosKnowledge/Experience:Demonstrable financial services experience, including 0-3 years of credit experience in Banking, Credit Risk Management or equivalent credit experience. We also encourage fresher to apply.Ability to understand Citi policies and procedures with the ability to execute change seamlessly.Intermediate analytical skills, including an understanding of key financial components like liquidity position, leverage profile with the ability to identify root causes and trends and anticipate horizon issuesSkills/Competencies:Assists colleagues in identifying stretch opportunities to elevate individual and team performanceInterpersonal skills, with the ability to build relationships and exert influence with and without direct authorityOrganizational skills with ability and willingness to work under pressure and manages time and priorities effectivelyWritten and verbal communication skills, with the ability to communicate clearly and concisely to audiences of varying levels of seniorityMicrosoft Office (Word, Excel, and PowerPoint) skillsLanguage: English   Read, Write and SpeakQualifications:BA/BSc or higher degree in Business (MBA), or any other related subjectThis job description provides a high-level review of the types of work performed. Other job-related duties may be assigned as required.------------------------------------------------------Job Family Group: Risk Management------------------------------------------------------Job Family:Credit Risk------------------------------------------------------Time Type:Full time------------------------------------------------------Most Relevant SkillsAnalytical Thinking, Constructive Debate, Escalation Management, Financial Analysis, Policy and Procedure, Policy and Regulation, Product Knowledge, Risk Controls and Monitors, Risk Identification and Assessment.------------------------------------------------------Other Relevant SkillsFor complementary skills, please see above and/or contact the recruiter.------------------------------------------------------Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi.View Citi s EEO Policy Statement and the Know Your Rights poster.

Underwriting Credit Analyst - Officer

United States Citigroup

Underwriting Credit Analyst is responsible for owning the Credit Risk Analysis for Citi Corporate Clients and being responsible for the continuous monitoring of that portfolio. That includes the production of Annual Reviews, Quarterly Reviews, and the support to Ad-Hoc Transactions and Portfolio &amp; Industry Reviews. Key Responsibilities: <ul> <li>Assess the credit and financial strength of Citi s Corporate Clients based in Sub-Saharan Middle East and North Africa by performing fundamental credit analysis of counterparties using both quantitative and qualitative factors</li> <li>Complete Credit Analysis Write-up Memos and assign internal ratings based on independent assessment and judgement completed on the due diligence of the client and industry knowledge to provide appropriate extensions of credit remaining within Risk appetite</li> <li>Continuous monitoring of the covered portfolio, including following industry trends, impacts to key relationships, and escalation of potential credit issues to Senior Underwriters, Risk and Banking partners</li> <li>Partnership with applicable regional and industry stakeholders in Banking and Independent Risk in the implementation of credit assessment and monitoring standards for applicable portfolios</li> </ul> Skills/Competencies: <ul> <li>Assists colleagues in identifying stretch opportunities to elevate individual and team performance</li> <li>Interpersonal skills, with the ability to build relationships and exert influence with and without direct authority</li> <li>Organizational skills with ability and willingness to work under pressure and manages time and priorities effectively</li> <li>Written and verbal communication skills, with the ability to communicate clearly and concisely to audiences of varying levels of seniority</li> <li>Microsoft Office (Word, Excel, and PowerPoint) skills</li> </ul> Language: English Read, Write and Speak

ADIB - Abu Dhabi Islamic Bank

Ensure that all terms and conditions stipulated in the Credit Approval as precedent to disbursement of limits have been duly complied with and all securities and required documents have been obtained prior to releasing limits for the assigned segment. If not, specific waiver / deferral must be available on record.
To prepare and review FOL/Agreements/Security documents to ensure compliance to legal standards, credit policies and approvals under the supervision of Team leader.
Ensure timely update of all systems with credit related information such as Risk rating, Expiry dates and Collateral details.
Assist the Team Leader in timely implementation of recommendations of Credit Review / Audit Department.
Provide the best customer service to business partners and maintain turnaround time as per SLAs for handling and releasing facility limits.
Provide assistance to the Manager in formulating and implementing SOP's for the department.
Support Team Leader in completion of assigned projects.
Identify irregularities/deviation/exceptions and log them into the exception report after obtaining required approvals for tracking and monitoring purposes.
Update activities in daily log.
Ensuring adequate safe custody of all Credit and security documentation for assigned segment.
Preparation of documentation checklist for all clients within the assigned segment.
Process release of security requests after ensuring required approvals have been obtained and facilities have been settled.
Act as a backup for Custodian for Custodian of security chubb keys.
Report on customer exposure details to Central Bank Report overdue exceptions to business and Risk Managers monthly.
Specialist skills / technical knowledge required for this role:
<ul>
<li>A thorough understanding of Bank's Policies and product knowledge.</li>
<li>A thorough understanding of Islamic Credit Products.</li>
<li>Good understanding of technological issues with sound analytical ability and PC skills.</li>
<li>Effective communication skills in English and preferably knowledge in Arabic.</li>
<li>Ability to work independently with minimal supervision.</li>
</ul>

Senior Credit Documentation Officer

Job Description:We are seeking enthusiastic and motivated Credit Card Sales Executives to join our growing team. The ideal candidate will be responsible for promoting and selling credit cards to potential customers through direct sales, field activities, and lead generation.You will play a key role in driving sales growth and building strong customer relationships while maintaining a professional and results-driven attitude.Key Responsibilities:<ul><li>Promote and sell credit cards to individual and corporate clients.</li><li>Meet or exceed monthly and quarterly sales targets.</li><li>Generate leads through field visits, referrals, and cold calling.</li><li>Explain product features, benefits, and eligibility criteria clearly to customers.</li><li>Assist clients in completing applications and documentation accurately.</li><li>Maintain strong relationships with existing and potential clients.</li><li>Provide excellent customer service and follow up on applications.</li><li>Report daily sales activities and progress to the team leader/manager.</li></ul>Requirements:<ul><li>Previous experience in credit card or banking sales preferred (freshers with strong communication skills are welcome).</li><li>Excellent communication and interpersonal skills.</li><li>Goal-oriented with a passion for sales and customer service.</li><li>Must be presentable, confident, and self-motivated.</li><li>Ability to work under pressure and achieve targets.</li></ul>Benefits:<ul><li>Basic Salary: AED 2,500 &ndash; 5,000 (Traget based) + Incentives</li><li>Attractive incentives and commissions</li><li>Visa provided by the company</li><li>Ongoing training and career development opportunities</li><li>Supportive and dynamic work environment</li></ul>Job Types: Full-time, FresherPay: AED2,500.00 - AED5,000.00 per monthExperience:<ul><li>sales: 1 year (Required)</li><li>Banking: 1 year (Required)</li></ul>Location:<ul><li>Dubai (Required)</li></ul>

Relationship Officer - Credit Card Sales - Deem Finance

Explore 10000+ Credit or loans officer in Dubai United Arab Emirates this November. Find roles across top companies and apply now to boost your career.

10000 credit or loans officer jobs IN Dubai United Arab Emirates

Sales Executive – Credit Cards | Personal Loans | Auto Loans

Walk-In Interview – Relationship Officer (Credit Card Sales)

Credit Officer

Underwriting Credit Analyst - Officer

Underwriting Credit Analyst - Officer

Senior Credit Documentation Officer

Relationship Officer - Credit Card Sales - Deem Finance