accountant

accounts officer

finance executive

accounts manager

account officer

banking manager

Fulcrum Pvt. Limited

<div>
 <p>
  𝐅𝐮𝐥𝐜𝐫𝐮𝐦 𝐏𝐯𝐭 𝐋𝐭𝐝 is hiring 𝐆𝐞𝐧𝐞𝐫𝐚𝐥 𝐌𝐚𝐧𝐚𝐠𝐞𝐫 &ndash; 𝐑𝐞𝐭𝐚𝐢𝐥 𝐁𝐚𝐧𝐤𝐢𝐧𝐠 for its esteemed client.
 </p>
 <p>
  <br/>
 </p>
 <p>
  We are looking for a seasoned professional with strong leadership experience in retail banking, capable of driving business growth, managing large portfolios, and leading high-performing teams.
 </p>
 <p>
  <br/>
 </p>
 <p>
  𝐉𝐨𝐛 𝐏𝐮𝐫𝐩𝐨𝐬𝐞:
 </p>
 <p>
  The job holder will be responsible for planning, strategizing, developing and managing the Commercial business across the Regions of the Circle by achieving sustainable growth / profit through achievement of business targets/ goals (assets &amp; liabilities) and delivery of quality service along with adherence to Control policies and procedures of the Bank.
 </p>
 <p>
  𝐏𝐫𝐢𝐧𝐜𝐢𝐩𝐚𝐥 𝐀𝐜𝐜𝐨𝐮𝐧𝐭𝐚𝐛𝐢𝐥𝐢𝐭𝐢𝐞𝐬:
 </p>
 <p>
  1. Formulate, manage and coordinate strategies for the circle to maximise new business opportunities by cross selling to achieve the allocated targets.
 </p>
 <p>
  2. Ensure smooth operational activities in the circle and effective controls/better audit ratings preventing penalties and fraudulent activities.
 </p>
 <p>
  3. Sustain Service Quality Standards to create convenience for the customer by providing proper infrastructure in branches to keep up with the image of the Bank.
 </p>
 <p>
  4. Develop, enhance and maintain relationships with key existing customers and government officials to ensure growth while monitoring the business operating environment with respect to market trends, interest rates, asset and liabilities positions, trade volume, credit facilities etc. to be a step ahead of the competitors.
 </p>
 <p>
  5. Ensure that all the activities in the credit department are being carried out keeping in view for eye/maker &amp; checker principles which will facilitate in increasing quality assets and reducing NPLs.
 </p>
 <p>
  6. Development the skill base of RMs and indirect reporting staff (branches) by constant &amp; consistent training, skill enhancement, motivating &amp; coaching them to ensure productivity &amp; performance.
 </p>
 <p>
  𝐊𝐧𝐨𝐰𝐥𝐞𝐝𝐠𝐞 &amp; 𝐄𝐱𝐩𝐞𝐫𝐢𝐞𝐧𝐜𝐞:
 </p>
 <p>
  MBA degree from a reputed university.
 </p>
 <p>
  Thorough understanding of the Regulatory and Legal Environment
 </p>
 <p>
  Thorough knowledge of Banking products, practices and procedures with awareness of market and industry trends
 </p>
 <p>
  Computer proficiency
 </p>
 <p>
  Credit appraisal &amp; financial analysis skills;
 </p>
 <p>
  Portfolio management skills
 </p>
 <p>
  𝐄𝐱𝐩𝐞𝐫𝐢𝐞𝐧𝐜𝐞 𝐏𝐫𝐨𝐟𝐢𝐥𝐞:
 </p>
 <p>
  10-12 years of banking experience including 5-6 years as 𝐑𝐞𝐠𝐢𝐨𝐧𝐚𝐥 𝐇𝐞𝐚𝐝
 </p>
 <p>
  𝐁𝐞𝐡𝐚𝐯𝐢𝐨𝐮𝐫𝐚𝐥 𝐂𝐨𝐦𝐩𝐞𝐭𝐞𝐧𝐜𝐢𝐞𝐬:
 </p>
 <p>
  Ability to identify customer needs and respond effectively
 </p>
 <p>
  Relationship Management and Selling Skills
 </p>
 <p>
  Interpersonal Skills
 </p>
 <p>
  Team/People management skills
 </p>
 <p>
  Leadership Skills
 </p>
</div>


General Manager- Retail Banking

TechSurge Inc

<div>
 Subject Matter expertise in at least 3-4 modules in Flexcube 11.2 and 14 version especially in Payments, Trade finance, CASA , Loans , Interest &amp; Charges, PC etc.
 <br/>
 <br/>
 Manager is a resource who manages medium size/complex application from development/support perspective. The person needs to exhibit strong independent contribution
 <br/>
 <br/>
 Manage a diversified team of professionals both onshore, offshore and outsourced who are responsible for critical applications delivery &amp; support bank wide.
 <br/>
 <br/>
 Responsible to understand the BRD and effectively convert the business requirements to Functional specifications and manage end to end delivery
 <br/>
 <br/>
 Conduct system analysis and provide support to the business needs of the bank.
 <br/>
 <br/>
 Functional expertise in the assessment of issues and initiatives to support and enhance systems with concern manager.
 <br/>
 <br/>
 Review business requirements against existing and proposed systems and Analysis of functional requirement change impact to existing systems.
 <br/>
 <br/>
 Helping the development team in explaining the Banking concept and to verify for the correct issues resolution/functionality developed by the team
 <br/>
 <br/>
 Ability to prepare high level scenarios and its test data to run POC for internal bank changes without testing team support
 <br/>
 <br/>
 Perform root cause analysis (RCA) arising from production system disruption and ensure no impact on production due to change deliveries
 <br/>
 <br/>
 Prepare and maintain documentation describing custom configuration and parameterisation of 3rd party provided solutions.
 <br/>
 <br/>
 Awareness of API source mapping and module level access provision in flex
 <br/>
 <br/>
 Knowledge in taking and analyzing the debug and to understand the issue for resolution
 <br/>
 <br/>
 Responsible for Service Optimization, Delivery excellence with proven expertise
 <br/>
 <br/>
 Focus on regulatory, control &amp; audit requirements and manage all known risks related to team and systems that can impact security of data, system downtime, incidents etc.
 <br/>
 <br/>
 Co-ordinate and handover the deliveries to the RUN Team for post-production support.
 <br/>
 <br/>
 Ensure all processes adhere to internal standards set as part of Quality &amp; Audit, Infrastructure Management Guidelines.
 <br/>
 <br/>
 5+ Years of experience in FLEXCUBE 11.2 version
 <br/>
 <br/>
 Having hands on experience in FCUBS 14 version OBDX, OBPM, OBTF is a BIG plus
 <br/>
 <br/>
 Very good exposure to Retail Banking and Channels is must
 <br/>
 <br/>
 Knowledge of Oracle PL / SQL programming is must
 <br/>
 <br/>
 Should have worked as part of functional consultant in Banks Product Designing with respect to Business requirements
 <br/>
 <br/>
 Strong understanding of SDLC and testing process
 <br/>
 <br/>
 Experience of Banking Operations in particular Core Banking, General Ledger, Loans, Payments, Trade Finance and other related Banking channels
</div>


Delivery Manager Core Banking

Fifth Third Bank

<div>
 <strong>
  Make banking a Fifth Third better&reg;
  <br/>
  <br/>
 </strong>
 We connect great people to great opportunities. Are you ready to take the next step? Discover a career in banking at Fifth Third Bank.
 <br/>
 <br/>
 <strong>
  As a Financial Center Manager, You Will
  <br/>
  <br/>
 </strong>
 <ul>
  <li>
   Lead and coach a team that drives consistent operating rhythms and ongoing relationship management while providing a memorable customer experience.
  </li>
  <li>
   Deliver an integrated book of business strategy in which all customers, through all channels, have a Financial Needs Assessment and are assigned to the best banker for proactive, ongoing support.
  </li>
  <li>
   Lead by example by consistently using the consultative sales process to proactively identify the financial needs of current and prospective customers, as well as recommend the appropriate solutions to meet those needs.
  </li>
  <li>
   Source, develop, coach and lead a team that reinforces our Core Values and business strategies.
  </li>
  <li>
   Participate in activities that benefit the communities we serve.
  </li>
  <li>
   Follow the Bancorp Code of Business Conduct and Ethics and other related policies and procedures, modeling the ethical behavior expected from every employee.
  </li>
  <li>
   Enjoy a well-rewarded career with a company that helps you do your best work each day, provides the tools you need to succeed, and fosters a culture of engagement and support.
  </li>
  <li>
   Serve as part of a team focused on improving lives and communities.
  </li>
  <li>
   Drive the growth of the small business book of business for the Financial Center.
   <br/>
   <br/>
   <br/>
  </li>
 </ul>
 <strong>
  General Function
  <br/>
  <br/>
 </strong>
 The Financial Center Manager (FCM) is responsible for leading and coaching a team that drives consistent operating rhythms and execution of customer onboarding and ongoing relationship management. Works to actively strengthen the financial center's book of business while providing an exceptional customer experience. Provides direction and oversight to the sales and service support, daily operations, and staffing needs, etc. to ensure high level of quality. Each financial center is tiered based on factors such as the number of households, revenue and opportunity. The FCM is accountable for the sustainment and growth of the business. The FCM will promote business growth through the development of deposits, assets ,fee-based services and the development and retention of new and existing consumer and business customers.
 <br/>
 <br/>
 Responsible and accountable for risk by openly exchanging ideas and opinions, elevating concerns, and personally following policies and procedures as defined. Accountable for always doing the right thing for customers and colleagues, and ensures that actions and behaviors drive a positive customer experience. While operating within the Bank's risk appetite, achieves results by consistently identifying, assessing, managing, monitoring, and reporting risks of all types.
 <br/>
 <br/>
 <strong>
  Essential Duties And Responsibilities
  <br/>
  <br/>
 </strong>
 <ul>
  <li>
   Deepen Consumer and Small Business customer relationships by providing a memorable customer experience.
  </li>
  <li>
   Demonstrate and maintain a working knowledge about Fifth Third's products, services, processes, and internal resources to stay informed, guide and lead the team.
  </li>
  <li>
   Lead by example through consistent use of the consultative sales process to proactively identify the financial needs of the current or prospective customers and recommend the appropriate solutions to meet those needs.
  </li>
  <li>
   Deliver an integrated book of business strategy in which all customers, through all channels, have a Financial Needs Assessment (FNA) and are assigned to the best banker for proactive ongoing support.
  </li>
  <li>
   Responsible for sourcing, developing, coaching and leading a team that reinforces our Core Values and business strategies.
  </li>
  <li>
   Cultivate a One Bank culture that proactively collaborates with business partners.
  </li>
  <li>
   Participate in activities that benefit the communities we serve.
  </li>
  <li>
   Follow the Bancorp Code of Business Conduct and Ethics and other related policies and procedures, modeling the ethical behavior expected from every employee.
  </li>
  <li>
   Additional duties as assigned.
   <br/>
   <br/>
   <br/>
  </li>
 </ul>
 <strong>
  Supervisory Responsibilities
  <br/>
  <br/>
 </strong>
 Provides employees timely, candid and constructive feedback; assisting in the development of employees to their full potential and provides challenging opportunities that enhance employee career growth; recognize and reward employees for accomplishments. Assist in the development of appropriate talent pool to ensure adequate bench strength and succession planning.
 <br/>
 <br/>
 <strong>
  Minimum Knowledge, Skills And Abilities Required
  <br/>
  <br/>
 </strong>
 <ul>
  <li>
   College degree or 2 or more years of experience in a sales environment.
  </li>
  <li>
   Previous management experience preferred.
  </li>
  <li>
   Experience in financial industry and managing a P&amp;L a plus.
  </li>
  <li>
   Ability to professionally represent Fifth Third Bank in verbal and written communication.
  </li>
  <li>
   Capable of analyzing credit and financial information.
  </li>
  <li>
   Ability to successfully execute and coach sales activities.
  </li>
  <li>
   Exhibits business acumen.
  </li>
  <li>
   Demonstrated ability in making sound decisions.
  </li>
  <li>
   This position requires S.A.F.E. Act registration at the time of employment through the Nationwide Mortgage Licensing System (NMLS). The NMLS web site (mortgage.nationwidelicensingsystem.org) provides the MU4R questions and registration required for employment in this position.
   <br/>
   <br/>
   <br/>
  </li>
 </ul>
 <strong>
  Working Conditions
  <br/>
  <br/>
 </strong>
 <ul>
  <li>
   Normal office environment.
  </li>
  <li>
   Extended viewing of computer screens.
  </li>
  <li>
   Periodic travel within the Bancorp footprint to attend meetings and/or training.
   <br/>
   <br/>
   <br/>
  </li>
 </ul>
 Financial Center Manager II-The Colony
 <br/>
 <br/>
 At Fifth Third, we understand the importance of recognizing our employees for the role they play in improving the lives of our customers, communities and each other. Our Total Rewards include comprehensive benefits and differentiated compensation offerings to give each employee the opportunity to be their best every day.
 <br/>
 <br/>
 The base salary for this position is reflective of the range of salary levels for all roles within this pay grade across the U.S. Individual salaries within this range will vary based on factors such as role, relevant skillset, relevant experience, education and geographic location. In addition to the base salary, this role is eligible to participate in an incentive compensation plan, with any such payment based upon company, line of business and/or individual performance.
 <br/>
 <br/>
 Our extensive benefits programs are designed to support the individual needs of our employees and their families, encompassing physical, financial, emotional and social well-being. You can learn more about those programs on our 53.com Careers page at: https://www.53.com/content/fifth-third/en/careers/benefits.html or by consulting with your talent acquisition partner.
 <br/>
 <br/>
 LOCATION -- The Colony, Texas 75056
 <br/>
 <br/>
 Attention search firms and staffing agencies: do not submit unsolicited resumes for this posting. Fifth Third does not accept resumes from any agency that does not have an active agreement with Fifth Third. Any unsolicited resumes &ndash; no matter how they are submitted &ndash; will be considered the property of Fifth Third and Fifth Third will not be responsible for any associated fee.
 <br/>
 <br/>
 Fifth Third Bank, National Association is proud to have an engaged and inclusive culture and to promote and ensure equal employment opportunity in all employment decisions regardless of race, color, gender, national origin, religion, age, disability, sexual orientation, gender identity, military status, veteran status or any other legally protected status.
 <br/>
 <br/>
</div>


Financial Center Manager II-The Colony

Mashreq

<div>
 Job Purpose:
 <br/>
 Responsible for driving the growth and success of the retail digital banking unit focusing on individual customer needs. The role involves leading multiple verticals across a fully functional digital bank including: Strategy, digital channels, payments rails, branchless banking strategy, SAAS / TAAS / PAAS / BAAS capabilities, cash digitization and building the overall payments and transactions strategy of the Bank. Additionally the role is responsible for maintaining overall agile and engineering standards and qualities of all development efforts across the digital Bank.
 <br/>
 Key Responsibilities:
 <br/>
 1. Digital Banking:
 <br/>
 &bull; Develop and execute strategies for growing the retail digital banking portfolio and expanding the reach of the bank's services.
 <br/>
 &bull; Develop and manage digital client channels and application localizing group digital capabilities in the country
 <br/>
 &bull; Ensure that digital retail banking channels are secure, user-friendly, and accessible to customers.
 <br/>
 &bull; Collaborate with other departments to identify and implement best practices for improving customer experience and customer growth in a digital environment.
 <br/>
 &bull;Deploying latest technologies across AI, robotics and process automation.
 <br/>
 &bull; Foster relationships with key retail banking stakeholders, including customers, regulators, and internal stakeholders, driving cash digitization and national financial inclusion strategy.
 <br/>
 &bull; Manage and drive multiple product owners and software development teams for creating best in class products and services for retail clients.
 <br/>
 &bull; Build and deliver robust ecosystem strategy leading with P.A.A.S and B.A.S.S capabilities.
 <br/>
 &bull; Develop and manage digital distribution channels collaborating with partners, fintechs and gamification
 <br/>
 2. Agile practices &amp; governance
 <br/>
 &bull; Lead a team of front end, back end and QA country chapter leads ensuring best engineering standards and agile practices across the Bank
 <br/>
 &bull; Ensure reusability and standardization of capabilities and journeys across the group while ensuring local regulators requirements are adhered to.
 <br/>
 Skills and Qualifications:
 <br/>
 &bull; A minimum of 18 years of experience in digital retail banking or related industries, with at least 5 years in a senior management role
 <br/>
 &bull; Strong understanding of digital banking technologies, systems, and processes.
 <br/>
 &bull; Demonstrated ability to lead and motivate large and cross-functional teams. &bull; Creative and excited about contributing to the digital transformation of the country.
 <br/>
 &bull; In depth understanding of local payments infrastructure and ecosystems along with evolving client and country needs
</div>


Chief Digital Officer (Mashreq Digital Bank Pakistan)

Hiring Talent

<p>We are currently on the lookout for a Head of Digital Banking for one of the leading digital transformation companies in Karachi. This is a strategic leadership role offering the opportunity to drive business growth, lead high-impact initiatives, and play a key role in the fintech space.</p><p><b>Key Responsibilities:</b></p><ul><li>Define and drive the strategic business vision for Temenos Digital implementations.</li><li>Establish the unit&rsquo;s mission, objectives, and KPIs, ensuring alignment with overall organizational strategy.</li><li>Serve as the business thought leader, representing business streams in governance meetings, steering committees, and client executive discussions.</li><li>Ensure that business requirements are captured, validated, and delivered as part of the final product.</li><li>Build, mentor, and lead a multi-disciplinary team of Business Analysts, UX/UI Designers, and QA professionals.</li><li>Provide leadership and direction to ensure team members are motivated, engaged, and delivering at the highest standard.</li><li>Establish and oversee frameworks for professional development, succession planning, and knowledge transfer within the unit.</li><li>Foster a culture of collaboration, accountability, and innovation across teams.</li><li>Spearhead business discovery workshops with clients to extract, validate, and prioritize requirements.</li><li>Translate business needs into actionable requirements and ensure alignment with Temenos Digital product.</li><li>Govern the creation, management, and version control of business documentation.</li><li>Lead the UX/UI design stream, ensuring designs are business-driven and customer-centric.</li><li>Approve and validate designs, ensuring the developed product reflects the approved vision.</li><li>Champion design thinking and human-centered design principles within the delivery lifecycle operating within the product cycle.</li><li>Define and enforce a quality assurance strategy across business, design, and delivery streams.</li><li>Ensure product releases are bug-free, functionally accurate, and aligned with business requirements.</li><li>Oversee test case definition, user acceptance test planning, and defect management with measurable outcomes.</li><li>Act as the primary business counterpart for client executives, ensuring trust, transparency, and delivery excellence.</li><li>Represent business interests in cross-functional discussions with technical, architectural, and delivery teams.</li><li>Ensure all commitments to clients are met with precision, timeliness, and quality.</li></ul><p><b>Key Skills &amp; Competencies</b></p><ul><li>10 to 12 years of relevant experience</li><li>Proven leadership experience in digital banking transformations (Temenos Digital/Infinity strongly preferred).</li><li>Strong expertise in Business Analysis, UX/UI oversight, and Quality Assurance.</li><li>Ability to set a clear vision, inspire teams, and drive organizational outcomes.</li><li>Deep knowledge of banking processes, regulatory frameworks, and customer experience.</li><li>Excellent team management, coaching, and mentorship capabilities.</li><li>Strong communication, influencing, and executive stakeholder management skills.</li><li>Ability to balance strategic leadership with operational oversight.</li></ul><p>Interested candidates may apply now.</p><p>Education:</p><ul><li>Bachelor's (Preferred)</li></ul><p>Experience:</p><ul><li>digital banking transformation: 6 years (Preferred)</li><li>Temenos Digital: 5 years (Preferred)</li><li>business analysis: 5 years (Preferred)</li><li>stakeholder management: 5 years (Preferred)</li><li>quality assurance: 5 years (Preferred)</li><li>business discovery: 5 years (Preferred)</li><li>banking / fintech industry: 10 years (Preferred)</li></ul><p>Work Location: In person</p>

Head of Digital Banking

Standard Chartered Bank

<p></p><div><div><div><div><div><div><b>Requisition Number: </b>51083
</div></div></div></div><div><div><div><div><b>Job Location: </b>Karachi, PAK
</div></div></div></div><div><div><div><div><b>Global Grade: </b>Band 7
</div></div></div></div><div><div><div><div><b>Work Type: </b>Office Working
</div></div></div></div><div><div><div><div><b>Employment Type: </b>Permanent
</div></div></div></div><div><div><div><div><b>Posting Start Date: </b>25/03/2026
</div></div></div></div><div><div><div><div><b>Posting End Date: </b>08/04/2026
</div></div></div></div><div><div><div><div><b>:
</b><div><div><div><div><b>Job Summary</b></div>
</div><div><div>
<div><div><div><div><p>This role is responsible for achieving sales targets and managing the Small and Medium Enterprise (SME) business working capital efficiently. The position requires maintaining high standards of customer service and compliance. The ideal candidate should have experience in Corporate/Commercial Banking with a strong knowledge of Trade and Working Capital products.</p></div><br>
</div>
</div></div></div></div></div><div></div><div><div><div><b>Key Responsibilities</b></div>
</div><div><ul><li>Achieve the sales targets set by the Team Leader.</li>
<li>Solicit new SME customers in line with the bank&rsquo;s sales policy, strategy, and targets.</li>
<li>Visit existing SME Banking Customers to deepen relationships and identify new business opportunities.</li>
<li>Ensure strict adherence to Account Opening procedures as per policies and guidelines.</li>
<li>Conduct thorough Credit Risk Assessments for SME Trade and Working Capital Clients.</li>
<li>Prepare comprehensive Business Credit Applications for SME clients.</li>
<li>Manage the SME credit portfolio efficiently, ensuring zero expired facilities.</li>
<li>Promote the highest level of customer service and responsiveness to SME Banking Customers.</li>
<li>Assess the needs and problems of existing SME customers, providing intelligent solutions to their queries and concerns.</li>
<li>Monitor SME customer fund movements, identifying and addressing cases where customers fall below criteria levels.</li>
<li>Follow sales management and credit processes regularly, submitting required reports to management in a timely manner.</li>
<li>Maintain close coordination with Client Management and Operations staff to provide prompt and excellent service to SME customers.</li>
<li>Ensure adherence to know-your-customer (KYC) requirements, supported by proper documentation.</li>
<li>Monitor and respond to AML reports daily, weekly, and monthly, highlighting any suspicious activities.</li>
<li>Ensure timely closure of Suspicious Transaction Reports (STRs) and compliance with AML guidelines to prevent issues in audits.</li>
<li>Properly and timely dispose of exceptions from MLP reports.</li>
<li>Ensure the branch premises maintain the highest standards of hygiene, cleanliness, and comfort.</li>
</ul></div></div><div><div><div><b>Skills and Experience</b></div>
</div><div><ul><li>Corporate/ Commercial Banking with strong knowledge Trade and Working Capital products.</li>
<li>Strong understanding of credit risk assessment and business credit application processes for SMEs.</li>
<li>Excellent customer service and relationship management skills, specifically with SME clients.</li>
<li>Ability to monitor and manage SME customer fund movements effectively.</li>
<li>Proficiency in compliance and AML guidelines.</li>
<li>Strong coordination and communication skills with internal teams.</li>
</ul></div></div><div><div><div><b>Qualifications</b></div>
</div><div><p>
&lt;Add relevant qualifications, if required for the role.&gt;</p></div></div><div><div><div><b>
About Standard Chartered</b></div>
</div><div><p>
We're an international bank, nimble enough to act, big enough for impact. For more than 170 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents and we can't wait to see the talents you can bring us.</p>
<p>Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion.</p>
<p>Together we:</p>
<ul><li><b>Do the right thing</b> and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do</li>
<li><b>Never settle,</b> continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well</li>
<li><b>Are better together,</b> we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term</li>
</ul></div></div><div><div><div><b>What we offer</b></div>
</div><div><p><b>
In line with our Fair Pay Charter,</b> we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.</p>
<ul><li><b>Core bank funding for retirement savings, medical and life insurance,</b> with flexible and voluntary benefits available in some locations.</li>
<li><b>Time-off</b> including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum.</li>
<li><b>Flexible working</b> options based around home and office locations, with flexible working patterns.</li>
<li><b>Proactive wellbeing support</b> through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits</li>
<li><b>A continuous learning culture</b> to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning.</li>
<li><b>Being part of an inclusive and values driven organisation,</b> one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.</li></ul></div></div></div></div></div></div></div></div></div><p></p>

Relationship Manager - Small and Medium Enterprise Banking

Standard Chartered

<div>
 <strong>
  Job Summary
  <br/>
  <br/>
 </strong>
 This role is responsible for achieving sales targets and managing the Small and Medium Enterprise (SME) business working capital efficiently. The position requires maintaining high standards of customer service and compliance. The ideal candidate should have experience in Corporate/Commercial Banking with a strong knowledge of Trade and Working Capital products.
 <br/>
 <br/>
 <strong>
  Key Responsibilities
  <br/>
  <br/>
 </strong>
 <ul>
  <li>
   Achieve the sales targets set by the Team Leader.
  </li>
  <li>
   Solicit new SME customers in line with the bank&rsquo;s sales policy, strategy, and targets.
  </li>
  <li>
   Visit existing SME Banking Customers to deepen relationships and identify new business opportunities.
  </li>
  <li>
   Ensure strict adherence to Account Opening procedures as per policies and guidelines.
  </li>
  <li>
   Conduct thorough Credit Risk Assessments for SME Trade and Working Capital Clients.
  </li>
  <li>
   Prepare comprehensive Business Credit Applications for SME clients.
  </li>
  <li>
   Manage the SME credit portfolio efficiently, ensuring zero expired facilities.
  </li>
  <li>
   Promote the highest level of customer service and responsiveness to SME Banking Customers.
  </li>
  <li>
   Assess the needs and problems of existing SME customers, providing intelligent solutions to their queries and concerns.
  </li>
  <li>
   Monitor SME customer fund movements, identifying and addressing cases where customers fall below criteria levels.
  </li>
  <li>
   Follow sales management and credit processes regularly, submitting required reports to management in a timely manner.
  </li>
  <li>
   Maintain close coordination with Client Management and Operations staff to provide prompt and excellent service to SME customers.
  </li>
  <li>
   Ensure adherence to know-your-customer (KYC) requirements, supported by proper documentation.
  </li>
  <li>
   Monitor and respond to AML reports daily, weekly, and monthly, highlighting any suspicious activities.
  </li>
  <li>
   Ensure timely closure of Suspicious Transaction Reports (STRs) and compliance with AML guidelines to prevent issues in audits.
  </li>
  <li>
   Properly and timely dispose of exceptions from MLP reports.
  </li>
  <li>
   Ensure the branch premises maintain the highest standards of hygiene, cleanliness, and comfort.
   <br/>
   <br/>
  </li>
 </ul>
 <strong>
  Skills And Experience
  <br/>
  <br/>
 </strong>
 <ul>
  <li>
   Corporate/ Commercial Banking with strong knowledge Trade and Working Capital products.
  </li>
  <li>
   Strong understanding of credit risk assessment and business credit application processes for SMEs.
  </li>
  <li>
   Excellent customer service and relationship management skills, specifically with SME clients.
  </li>
  <li>
   Ability to monitor and manage SME customer fund movements effectively.
  </li>
  <li>
   Proficiency in compliance and AML guidelines.
  </li>
  <li>
   Strong coordination and communication skills with internal teams.
   <br/>
   <br/>
  </li>
 </ul>
 <strong>
  Qualifications
  <br/>
  <br/>
 </strong>
 <strong>
  About Standard Chartered
  <br/>
  <br/>
 </strong>
 We're an international bank, nimble enough to act, big enough for impact. For more than 170 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents and we can't wait to see the talents you can bring us.
 <br/>
 <br/>
 Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion.
 <br/>
 <br/>
 <strong>
  Together We
  <br/>
  <br/>
 </strong>
 <ul>
  <li>
   Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do
  </li>
  <li>
   Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well
  </li>
  <li>
   Are better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term
   <br/>
   <br/>
  </li>
 </ul>
 <strong>
  What We Offer
  <br/>
  <br/>
 </strong>
 <strong>
  In line with our Fair Pay Charter,
 </strong>
 we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.
 <br/>
 <br/>
 <ul>
  <li>
   Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations.
  </li>
  <li>
   Time-off including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum.
  </li>
  <li>
   Flexible working options based around home and office locations, with flexible working patterns.
  </li>
  <li>
   Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits
  </li>
  <li>
   A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning.
  </li>
  <li>
   Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.
  </li>
 </ul>
</div>


Explore 379+ Banking manager in Karachi this April. Find roles across top companies and apply now to boost your career.

379 banking manager jobs In Karachi

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