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assistant director product experience

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associate product manager

associate, product manager Jobs in Islamabad

associate, product manager

business development manager Jobs in Islamabad

business development manager

business success partner – technology innovation & growth strategy Jobs in Islamabad

business success partner – technology innovation & growth strategy

product development

Zones IT Solutions

<div>
 
 Description
 
 
 
 Company Overview:
 
 
 When it comes to IT solution providers, there are a lot of choices. But when it comes to providers with innovative and differentiating end-to-end service offerings, there&rsquo;s really only one: Zones &ndash; First Choice for IT.TM
 
 
 Zones is a Global Solution Provider of end-to-end IT solutions with an unmatched supply chain. Positioned to be the IT partner you need, Zones, a Minority Business Enterprise (MBE) in business for over 35 years, specializes in Digital Workplace, Cloud &amp; Data Center, Networking, Security, and Managed/Professional/Staffing services. Operating in more than 120 countries, leveraging a robust portfolio, and utilizing the highest certification levels from key partners, including Microsoft, Apple, Cisco, Lenovo, Adobe, and more, Zones has mastered the science of building digital infrastructures that change the way business does business ensuring whatever they need, they can Consider IT Done. Follow Zones, LLC on Twitter @Zones, and LinkedIn and Facebook.
 
 
 
 Position Overview
 
 
 
 Manager Product Development will be a key member of the digital transformation team at Zones. We are looking for a team building super-star who wants to grow professionally and make an impact on the business transformation of a 2+ billion USD company.
 
 
 Zones Digital is tasked with building and innovating functionality that delights our clients and drives our colleagues performance. Here, Zones "intrapreneurs" work with Zones' business leaders, industry partners, and customers to develop and scale innovative ideas into valuable functionalities. Our mission is to radically accelerate digital innovation through collaboration and rapid experimentation that delivers connected, integrated, and automated technology solutions to businesses worldwide.
 
 
 Manager Product Development will own the application development function, which is currently comprised of at least two enterprise applications and support for the company&rsquo;s digital eco-system and is responsible for developing the development team, aligning outputs to corporate direction and delivering functionalities that improve corporate performance along with customer delight. The deliverables are expected to meet high-quality standards.
 
 
 Zones Digital Tools is a suite of cutting-edge, data-first service and enablement tools that empower Zones employees to have a better, more efficient day and ensure customers are aware of the entirety of their relationship with Zones.
 
 
 
 What You&rsquo;ll Do As The Manager Product Development
 
 
 
 Employees employed in the role of Manager Product Development shall be required to apply their independent mind and demonstrate intellectual abilities in their decision-making.
 
 
 The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
 
 
 <ul>
 <li>
 Develop and lead a team of developers, business analysts, and quality assurance engineers focused on application functionality delivery and ongoing support.
 </li>
 <li>
 Own the application development function, currently comprised of at least two enterprise applications within Zones&rsquo; digital ecosystem.
 </li>
 <li>
 Evaluate and design workflows with a focus on identifying and implementing efficiency improvements.
 </li>
 <li>
 Ensure application uptime and manage the design, development, QA, and production of new functionalities.
 </li>
 <li>
 Coordinate with cross-functional teams to implement functionalities and track outcomes.
 </li>
 <li>
 Align development outputs to corporate direction and performance improvement goals.
 </li>
 <li>
 Drive high-quality standards in all deliverables to support customer success and internal user efficiency.
 </li>
 <li>
 Understand and apply large-scale thinking and strategic alignment necessary for the success of projects.
 
 
 </li>
 </ul>
 
 What You Will Bring To The Team
 
 
 
 The following are the experience and key skills required for the position:
 
 
 
 Education
 
 
 
 <ul>
 <li>
 B.S./B.A. degree required; Master&rsquo;s degree or equivalent is a plus.
 
 
 </li>
 </ul>
 
 Required Skills And Experience
 
 
 
 <ul>
 <li>
 5 to 7 years of experience in Computer Science or a related technical domain.
 </li>
 <li>
 Hands-on expertise with technologies such as MERN stack, Azure, .NET, and the Microsoft ecosystem.
 </li>
 <li>
 Proven experience in building, managing, and mentoring technical teams.
 </li>
 <li>
 Strong understanding of data, agile development methodologies, and performance-driven technology implementation.
 </li>
 <li>
 Ability to evaluate and improve workflows, with a focus on process optimization and efficiency.
 </li>
 <li>
 High-level strategic thinking, problem-solving ability, and ownership mindset.
 </li>
 <li>
 Strong communication skills and collaborative approach across teams and functions.
 </li>
 <li>
 Passion for enabling customer and employee success through digital innovation.
 
 
 </li>
 </ul>
 
 About You
 
 
 
 <ul>
 <li>
 You are a dynamic and multifaceted leader with an expert-level understanding of data, Azure, and agile development practices.
 </li>
 <li>
 You possess intellectual curiosity, out-of-the-box thinking, and a commitment to continuous improvement.
 </li>
 <li>
 You understand the value of processes and are passionate about using technology to help customers and colleagues succeed.
 </li>
 <li>
 You are a team builder and influencer who thrives in a collaborative, results-driven environment.
 
 
 </li>
 </ul>
 Zones offers a comprehensive Benefits package
 
 
 At Zones, we are committed to fostering an inclusive and diverse workplace where every team member is valued and supported. We offer life insurance, optional health insurance, and retirement benefits in line with Company policy. Employees also enjoy additional perks such as the Voluntary Pension Scheme, EOBI, complimentary meals, and access to our in-house gym.
 
 
 We take pride in being an equal opportunity employer and remain dedicated to maintaining a workplace free from discrimination of any kind. If you are passionate about driving innovation in IT, sales, engineering, or operations, Zones provides a dynamic and collaborative environment to help you grow your career.
 
 
 All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, or disability.
 
 
 Shift Timings: 8:00 PM to 5:00 AM (Pk Time)
</div>

Manager Product Development

Edge

<div>
 
 At Edge, we&rsquo;re on a mission to eliminate geographic borders as barriers to full-time employment and fair wages. We&rsquo;re creating a global HR platform ecosystem that seamlessly connects exceptional talent worldwide with North American businesses that need to fill positions. By making hiring globally easier than hiring locally, we provide businesses access to a broader talent pool and accelerate their hiring process. Spread across four continents, we&rsquo;re a global team disrupting the norms of how people can work together.
 
 
 
 
 
 The Associate Product Manager will support product initiatives while gaining hands-on experience in product management. This role combines product development with product operations responsibilities, making it ideal for someone looking to build a career in product management.
 
 
 
 
 
 
 Key Responsibilities
 
 
 <ul>
 <li>
 Assist in product development lifecycle, from research to launch
 </li>
 <li>
 Gather and analyze user feedback, competitive intelligence, and market trends
 </li>
 <li>
 Manage product operations, including sprint rituals, release coordination, and documentation
 </li>
 <li>
 Schedule and facilitate team meetings, stakeholder calls, and communications
 </li>
 <li>
 Create and maintain product specifications, user stories, and acceptance criteria
 </li>
 <li>
 Track product metrics and prepare reports for leadership review
 </li>
 </ul>
 
 
 
 
 
 Required Skills &amp; Experience
 
 
 <ul>
 <li>
 1-3 years of experience in product, operations, or related role
 </li>
 <li>
 Strong organizational and multitasking abilities
 </li>
 <li>
 Excellent written and verbal communication skills
 </li>
 <li>
 Data-driven mindset with analytical capabilities
 </li>
 <li>
 Proficiency with modern work tools and AI technologies
 </li>
 <li>
 Experience with agile methodologies and project management tools
 </li>
 <li>
 Ability to work with partial overlap with US business hours
 </li>
 </ul>
 
 The ideal candidate will bring creativity, adaptability, and a drive for continuous learning to our team, while demonstrating proficiency in leveraging modern tools including generative AI to work efficiently and deliver impactful results.
 
 
 
 
 
 
 Benefits &amp; Perks
 
 
 <ul>
 <li>
 Maternity &amp; Paternity leave
 </li>
 <li>
 Comprehensive health insurance covering spouse, children and parents
 </li>
 <li>
 Employee discounts at partner vendors
 </li>
 <li>
 Company-issued gear
 </li>
 <li>
 Office lunches provided on in-office days to promote team collaboration
 </li>
 <li>
 Annual learning allowance for professional development
 </li>
 </ul>
 
 
 
 
 
 Why Join Edge?
 
 
 
 Edge is at a pivotal growth point, and this role offers the rare opportunity to shape the future of global employment. Here, your work directly impacts our growth trajectory, empowers businesses, and creates global employment opportunities. We&rsquo;re not just offering a job; we&rsquo;re inviting you to be part of a revolution. Ready to leave a global footprint and change lives? Edge is where your vision can become our reality.
 
</div>

Associate Product Manager

HBL Microfinance Bank LTD

<div>
 
 We are seeking a dynamic
 
 Project Manager
 
 to join our
 
 Financial Inclusion &amp; Collaborations
 
 team. The ideal candidate will lead end-to-end project execution, manage partnerships, and support product development initiatives. This role requires strong coordination with internal and external stakeholders, ensuring timely deliverables, process alignment, and effective collaboration to achieve organizational goals.
 
 
 
 
 
 
 Key Responsibilities:
 
 
 
 
 
 
 
 Project Management
 
 
 <ul>
 <li>
 Drive end-to-end implementation of assigned projects, ensuring timely delivery.
 </li>
 <li>
 Collaborate with internal stakeholders (Product, IT, Banking Ops, Credit, DFI, HR, Compliance, Risk, Admin) for seamless execution.
 </li>
 <li>
 Gather requirements, prepare BRDs/CRs, conduct UAT/testing, and ensure policy compliance before go-live.
 </li>
 <li>
 Provide training and post-implementation support to branches and relevant stakeholders.
 </li>
 <li>
 Resolve issues/errors with IT &amp; DFI teams and serve as a central point of contact.
 </li>
 <li>
 Monitor project progress, identify gaps, and update management regularly.
 </li>
 <li>
 Ensure BCP readiness and compliance with audit requirements.
 </li>
 </ul>
 
 
 Partnerships &amp; Collaborations
 
 
 <ul>
 <li>
 Identify, initiate, and manage collaborations aligned with organizational strategy.
 </li>
 <li>
 Support negotiations and agreements with external partners.
 </li>
 <li>
 Act as the key liaison for partners, ensuring smooth communication and issue resolution.
 </li>
 <li>
 Track partnership deliverables, performance, and provide updates to management.
 </li>
 <li>
 Build and maintain long-term, trust-based relationships.
 </li>
 </ul>
 
 
 Product Development
 
 
 <ul>
 <li>
 Contribute to product development initiatives tailored to collaborations.
 </li>
 <li>
 Define processes, workflows, and operational handling for collaborative products.
 </li>
 <li>
 Work with Product Development teams to ensure compliance and operational feasibility.
 </li>
 </ul>
 
 
 Other Responsibilities
 
 
 <ul>
 <li>
 Execute ad-hoc assignments from management.
 </li>
 <li>
 Ensure tasks are completed efficiently, within timelines, and in line with standards.
 </li>
 </ul>
 
 
 
 
 
 Qualifications &amp; Experience
 
 
 
 🎓 Bachelor&rsquo;s/Master&rsquo;s degree from a reputable local or international university.
 
 
 💼 5&ndash;8 years of relevant experience in a commercial or microfinance bank, including
 
 2 years in project management
 
 .
 
 
 
 
 
 
 Skills &amp; Competencies
 
 
 <ul>
 <li>
 Strong
 
 Project Management
 
 skills with hands-on execution experience.
 </li>
 <li>
 In-depth knowledge of banking products, services, systems, CBS functionalities, and integration challenges.
 </li>
 <li>
 Understanding of operational processes in branch banking and regulatory compliance.
 </li>
 <li>
 Excellent communication skills (English &amp; Urdu).
 </li>
 <li>
 Strong analytical, decision-making, and stakeholder management skills.
 </li>
 <li>
 Proficiency in
 
 MS Office (Excel in particular)
 
 .
 </li>
 <li>
 Ability to lead and coordinate
 
 cross-functional teams
 
 .
 </li>
 <li>
 Flexibility to travel across Pakistan.
 </li>
 </ul>
 
 
 
 
 This is an excellent opportunity for professionals who want to make a real impact in
 
 financial inclusion and sustainable collaborations
 
 .
 
</div>

Project Manager

easypaisa digital bank

<div>
 
 As Product Manager, will partner closely with other product managers, designers, engineers, and stakeholders to develop engaging MiniApp &amp; QR products including merchant payments primarily focusing on RAAST P2M for easypaisa App with the main aim of increasing easypaisa App user engagement.
 
 
 The candidate is expected to help develop new products in the platforms vertical, managing and improving existing ones and analyse track all product performance indicators to create optimal customer experiences that helps drive overall user engagement.
 
 
 
 
 
 
 Duties and Responsibilities:
 
 
 
 
 
 <ol>
 <li>
 Lead the end-end product lifecycle for Mini Apps, QR and RAAST P2M integration and development.
 </li>
 <li>
 Perform open loop and closed loop funnel analysis for all app promotional products and work on improving the product funnels success rates and user app experience.
 </li>
 <li>
 Responsible for executing the product roadmap and managing your product&rsquo;s lifecycle end-to-end (ideation, story writing, scoping, development, testing, launch etc.)
 </li>
 <li>
 Defining the deliverable roadmap for new and existing Mini Apps and manage new regulatory requirements w.r.t QR &amp; RAAST P2M developments.
 </li>
 <li>
 Create roadmap for Platformization (Mini Apps/ QR/ RAAST Payments) in line with company&rsquo;s objective.
 </li>
 <li>
 Ensuring Product Scoping is performed, backlogs cleared, priorities assigned and managed as per technical capacity along with story/tasks grooming.
 </li>
 <li>
 Conduct thorough testing of QR codes, RAAST P2M and Mini-apps to ensure functionality, security, and optimal performance.
 </li>
 <li>
 Collaborate with Mini App partners to design, develop &amp; integrate the apps in easypaisa platform.
 </li>
 <li>
 Closely monitor the complaints and eradicated multiple root causes through trend analysis and process formulation that leads to recurring complaints being raised by the customers.
 </li>
 <li>
 Shall be responsible to adhere by Telenor Microfinance Bank Behaviours (Be Respectful, Keep Promises, Always Explore and Create Together) in all aspects of his/her work conduct.
 </li>
 <li>
 Work with business, product marketing, operations, CX, BET and other stakeholders on innovative and well-defined go-to-market plans. Perform business process gap analysis and managing changes to requirements.
 </li>
 <li>
 Analyze user behaviour and feedback to continuously improve the user experience of QR code interactions and Mini-app usage.
 </li>
 <li>
 Conduct A/B testing and gather insights to optimize QR code and Mini-app performance.
 </li>
 <li>
 Generate regular reports and insights to evaluate the success of initiatives and make data-driven recommendations for improvements.
 </li>
 <li>
 Managing relationships with merchants, business partners and cross functional departments (SM, Business, UI/UX, Call Centre, IT etc.) for development &amp; implementation of product related processes and procedures for easypaisa Platforms.
 </li>
 </ol>
 
 
 
 
 
 Role Relationship
 
 
 
 
 Internal
 
 
 <ul>
 <li>
 Finance/Strategy /Risk/Compliance
 </li>
 <li>
 Project Managers Technology/IT
 </li>
 <li>
 Branchless team
 </li>
 <li>
 Operations
 </li>
 <li>
 Business segments/marketing/app growth teams
 </li>
 </ul>
 
 
 External
 
 
 <ul>
 <li>
 MiniApp partners
 </li>
 <li>
 Ant Financial
 </li>
 <li>
 SBP
 </li>
 <li>
 Vendors/solution providers
 </li>
 <li>
 Telcos
 </li>
 <li>
 1 Link
 </li>
 </ul>
 
 
 
 
 
 Knowledge and Experience
 
 
 
 
 Education:
 
 
 <ul>
 <li>
 Minimum Bachelors Degree
 </li>
 <li>
 Masters / MS (CS preferred)
 </li>
 </ul>
 
 
 Experience:
 
 
 <ul>
 <li>
 5 yrs. of work experience
 </li>
 </ul>
 
 
 Behavioral Skills &amp; Competencies:
 
 
 <ul>
 <li>
 Strong analytical and problem-solving skills.
 </li>
 <li>
 Ability to think out of the box and come up with innovative solutions to problems.
 </li>
 <li>
 Ability to build engagement products for various customer segments using primary and secondary research.
 </li>
 <li>
 Good people management and team management skills
 </li>
 <li>
 Customer centric approach towards product development and its implementation
 </li>
 </ul>
</div>

Product Manager - Platformization

Mobilink Bank

<div>
 
 
 Department:
 
 Business Banking
 
 
 
 Reports To:
 
 Head Product Development &amp; Research
 
 
 
 Job Grade:
 
 AVP
 
 
 
 Total Positions:
 
 01
 
 
 
 Job Location:
 
 Head Office, Islamabad
 
 
 
 
 
 
 What is Manager Product &ndash; Asset &amp; SME - MMBL?
 
 
 
 
 
 
 
 Manager Product &ndash; Asset &amp; SME
 
 is responsible for developing &amp; managing Asset &amp; SME products, ensuring competitive pricing &amp; driving product performance. The role involve strategic planning, product development, coordination with sales team &amp; other stockholders, marketing initiatives &amp; revenue optimization
 
 
 
 
 
 
 What Manager Product &ndash; Asset &amp; SME does - MMBL?
 
 
 
 
 
 
 
 Product Development &amp; Management:
 
 
 <ul>
 <li>
 Develop &amp; enhance Asset &amp; SME products (Secured/unsecured) based on market research &amp; customers insight.
 </li>
 <li>
 Ensure product offering align with business goals &amp; regulatory requirements.
 </li>
 <li>
 Improve customers experience by introducing innovative feathers and digital banking solutions.
 </li>
 <li>
 Introduce customized product solutions tailored to customers segments.
 </li>
 </ul>
 
 
 
 
 
 Pricing &amp; Budgeting:
 
 
 <ul>
 <li>
 Develop competitive pricing strategies for Asset &amp; SME products and to optimize revenue, profitability and market share.
 </li>
 <li>
 Monitor interest rate trends &amp; recommend adjustments to manage the product costing.
 </li>
 <li>
 Prepare &amp; maintain annual product budgets, forecasting revenue &amp; profit growth.
 </li>
 </ul>
 
 
 
 
 
 Business Development &amp; stakeholders Coordination:
 
 
 
 
 
 <ul>
 <li>
 Work closely with the sales force &amp; other stakeholders to provide product trainings, sales strategies and market insights.
 </li>
 <li>
 Monitor product performance in the market and develop key product performance metrics
 </li>
 <li>
 Develop incentive structure to drive sales effectiveness.
 </li>
 <li>
 Liaise with IT, risk management, finance &amp; operation teams to enhance product delivery.
 </li>
 <li>
 Strive for digital solutions &amp; digital transformation initiatives for Asset product offerings.
 </li>
 </ul>
 
 
 
 
 
 Marketing &amp; Campaign Management:
 
 
 
 
 
 <ul>
 <li>
 Collaborate with the marketing team in promoting marketing campaigns for Asset &amp; SME products.
 </li>
 <li>
 Leverage digital channels, branch networks &amp; partnerships for products visibility.
 </li>
 <li>
 Conduct competitor benchmarking to refine products marketing strategies.
 </li>
 <li>
 Develop incentive structure to drive sales effectiveness.
 </li>
 </ul>
 
 
 
 
 
 Compliance &amp; Risk Management:
 
 
 
 
 
 <ul>
 <li>
 Ensure all asset &amp; SME products comply with regulatory guidelines.
 </li>
 <li>
 Assess risk associated with pricing, customers retention &amp; market fluctuations.
 </li>
 <li>
 Manage risks related to collateral management
 </li>
 </ul>
 
 
 
 
 Other task assigned by line manager
 
 
 
 
 
 
 What are we looking for and what does it require to be Manager Product &ndash; Asset &amp; SME?
 
 
 
 
 
 
 
 Required Qualification &amp; Experience:
 
 
 <ul>
 <li>
 Minimum Bachelor degree in Business Finance or related field
 </li>
 <li>
 Minimum 5-year experience in product development &amp; management, with prime work in asset product launches, innovation, improvements
 </li>
 <li>
 Experience in asset &amp; SME product development with banking sector is highly preferable
 </li>
 </ul>
 
 
 
 
 
 Essential Skills
 
 
 <ul>
 <li>
 Strong analytical skills
 </li>
 <li>
 Pricing &amp; budgeting skills
 </li>
 <li>
 Proficient in MS Office
 </li>
 <li>
 Excellent leadership &amp; cross-functional coordination capabilities
 </li>
 <li>
 Ready for mobility
 </li>
 <li>
 Ability to work under pressure
 </li>
 </ul>
 
 
 
 
 About MMBL:
 
 
 
 
 
 Mobilink Microfinance Bank Ltd. (MMBL) is a leading financial institution providing comprehensive banking services to over 42 million registered users, including more than 16 million monthly active customers across Pakistan. Leveraging a hybrid model that integrates traditional microfinance with cutting-edge mobile and digital banking technologies, MMBL operates with a robust network of over 100 branches and 200,000 branchless banking agents.
 
 
 
 
 
 The bank offers a wide array of financial services through a USSD (GSM) based digital platform, including savings accounts, microenterprise (MSME) loans, small housing loans, remittances, utility bill and loan installment collections, mobile wallets, insurance, G2P, B2B, and B2P payments. These services position MMBL as a key player in advancing financial inclusion across the country.
 
 
 
 
 
 At MMBL, fostering a positive, equal and productive workplace is a priority, underpinned by core values that emphasize innovation, entrepreneurship, teamwork, collaboration, and a steadfast commitment to a customer-centric approach in every aspect of our business.
 
 
 
 
 
 Why Join MMBL?
 
 
 
 
 
 This position offers a unique opportunity for a self-driven, professional and passionate individual to create a meaningful impact and driving transformative change. As part of our team, you will contribute to empowering millions with the tools and resources needed to thrive in the digital age. We are seeking a talented individual eager to make a difference and play a pivotal role in our mission of innovation and progress.
 
 
 
</div>

Manager Product – Asset & SME

<div>
 
 
 Department:
 
 Business Banking
 
 
 
 Reports To:
 
 Manager Product - Liability &amp; Bancassurance
 
 
 
 Job Grade:
 
 OG-I
 
 
 
 Total Positions:
 
 01
 
 
 
 Job Location:
 
 Head Office, Islamabad
 
 
 
 
 
 
 What is Assistant Manager Product - Liability &amp; Bancassurance - MMBL?
 
 
 
 
 
 
 
 Assistant Manager Product - Liability &amp; Bancassurance
 
 is responsible to support in developing &amp; managing deposit &amp; Bancassurance related products, pricing &amp; management of deposit &amp; Banca products. The role involves assisting in market analysis, stakeholders coordination, marketing campaigns &amp; product compliance with regulatory requirements.
 
 
 
 
 
 
 What Assistant Manager Product - Liability &amp; Bancassurance does - MMBL?
 
 
 
 
 
 
 
 Product Development &amp; Management:
 
 
 <ul>
 <li>
 Assist in the development &amp; enhancement of liability &amp; Banca products (CASA, Term deposit &amp; specialized deposit schemes) based on market research &amp; customers insight.
 </li>
 <li>
 Assist in the development &amp; enhancement of Bancassurance products (life, health, general insurance) in collaboration with insurance partners.
 </li>
 <li>
 Assist in Improvement of customers experience by introducing innovative feathers and digital banking solutions.
 </li>
 </ul>
 
 
 
 
 
 Pricing &amp; Budgeting:
 
 
 <ul>
 <li>
 Assist in setting competitive pricing strategies for liability &amp; Banca products based on market trends.
 </li>
 <li>
 Monitor cost of funds &amp; recommend pricing adjustments to maintain profitability.
 </li>
 <li>
 Help in preparing annual product budgets &amp; forecasting the products performance.
 </li>
 </ul>
 
 
 
 
 
 Sales support &amp; business Coordination:
 
 
 <ul>
 <li>
 Provide support to the sales team by developing training materials &amp; product guides.
 </li>
 <li>
 Monitor product performance in the market and develop key product performance metrics
 </li>
 <li>
 Assist in designing incentive programs to drive sales effectiveness.
 </li>
 </ul>
 
 
 
 
 
 Marketing &amp; Campaign Management:
 
 
 <ul>
 <li>
 Coordinate with the marketing team for product promotion &amp; awareness campaigns.
 </li>
 <li>
 Assist in developing content for brochures, digital marketing &amp; customers communication.
 </li>
 <li>
 Conduct customers feedback surveys to assess product performance &amp; satisfaction.
 </li>
 </ul>
 
 
 
 
 
 Compliance &amp; Risk Management:
 
 
 <ul>
 <li>
 Ensure all liability &amp; Banca products comply with regulatory guidelines.
 </li>
 <li>
 Assess risk associated with pricing, customers retention &amp; market fluctuations.
 </li>
 <li>
 Develop incentive structure to drive sales effectiveness.
 </li>
 <li>
 Manage risks related to claims handling, mis-selling and customers satisfaction.
 </li>
 </ul>
 
 
 
 
 Other task assigned by line manager
 
 
 
 
 
 
 What are we looking for and what does it require to be Assistant Manager Product - Liability &amp; Bancassurance?
 
 
 
 
 
 
 
 Required Qualification &amp; Experience:
 
 
 <ul>
 <li>
 Minimum Bachelor degree in Business Finance or related field
 </li>
 <li>
 Minimum 3-year experience in product development/management
 </li>
 <li>
 Experience in liability &amp; Bancassurance product development/management is highly preferable in banking domain.
 </li>
 </ul>
 
 
 
 
 
 Essential Skills
 
 
 <ul>
 <li>
 Strong analytical skills
 </li>
 <li>
 Proficient in MS Office
 </li>
 <li>
 Cross-functional coordination capabilities
 </li>
 <li>
 Ready for mobility
 </li>
 <li>
 Ability to work under pressure
 </li>
 </ul>
 
 
 
 
 About MMBL:
 
 
 
 
 
 Mobilink Microfinance Bank Ltd. (MMBL) is a leading financial institution providing comprehensive banking services to over 42 million registered users, including more than 16 million monthly active customers across Pakistan. Leveraging a hybrid model that integrates traditional microfinance with cutting-edge mobile and digital banking technologies, MMBL operates with a robust network of over 100 branches and 200,000 branchless banking agents.
 
 
 
 
 
 The bank offers a wide array of financial services through a USSD (GSM) based digital platform, including savings accounts, microenterprise (MSME) loans, small housing loans, remittances, utility bill and loan installment collections, mobile wallets, insurance, G2P, B2B, and B2P payments. These services position MMBL as a key player in advancing financial inclusion across the country.
 
 
 
 
 
 At MMBL, fostering a positive, equal and productive workplace is a priority, underpinned by core values that emphasize innovation, entrepreneurship, teamwork, collaboration, and a steadfast commitment to a customer-centric approach in every aspect of our business.
 
 
 
 
 
 Why Join MMBL?
 
 
 
 
 
 This position offers a unique opportunity for a self-driven, professional and passionate individual to create a meaningful impact and driving transformative change. As part of our team, you will contribute to empowering millions with the tools and resources needed to thrive in the digital age. We are seeking a talented individual eager to make a difference and play a pivotal role in our mission of innovation and progress.
 
 
 
</div>

Assistant Manager Product - Liability & Bancassurance

<div>
 
 
 Department:
 
 Business Banking
 
 
 
 Reports To:
 
 Head Product Development &amp; Research
 
 
 
 Job Grade:
 
 AVP
 
 
 
 Total Positions:
 
 01
 
 
 
 Job Location:
 
 Head Office, Islamabad
 
 
 
 
 
 
 What is Manager Product &ndash; Liability &amp; Bancassurance - MMBL?
 
 
 
 The Product Manager &ndash; Liability &amp; Bancassurance is responsible for developing &amp; managing deposit &amp; Bancassurance related products, ensuring competitive pricing &amp; driving product sales performance. The role involves strategic planning, product development, coordination with sales teams &amp; other stakeholders, marketing initiatives &amp; revenue optimization.
 
 
 
 
 
 
 What Manager Product &ndash; Liability &amp; Bancassurance does - MMBL?
 
 
 
 
 Product Development &amp; Management
 
 
 <ul>
 <li>
 Develop &amp; enhance liability &amp; Banca products (CASA, Term deposit) based on market research &amp; customer insight.
 </li>
 <li>
 Develop &amp; enhance Bancassurance products (life, health, general insurance) in collaboration with insurance partners.
 </li>
 <li>
 Ensure product offering aligns with business goals &amp; regulatory requirements.
 </li>
 <li>
 Improve customer experience by introducing innovative features and digital banking solutions.
 </li>
 <li>
 Introduce customized insurance solutions tailored to customer segments.
 </li>
 <li>
 Ensure seamless integration of insurance offering with banking products.
 </li>
 </ul>
 
 
 
 
 
 Pricing &amp; Budgeting
 
 
 <ul>
 <li>
 Develop competitive pricing strategies for liability &amp; Banca products to optimize revenue, product profitability and market share.
 </li>
 <li>
 Develop effective product strategies to enhance non-funded income.
 </li>
 <li>
 Monitor interest rate trends &amp; recommend adjustments to maintain a balanced cost of funds.
 </li>
 <li>
 Prepare &amp; maintain annual product budgets, forecasting revenue &amp; deposit growth.
 </li>
 </ul>
 
 
 
 
 
 Business Development &amp; Stakeholder Coordination
 
 
 <ul>
 <li>
 Work closely with the sales force &amp; other stakeholders to provide product training, product research, sales strategies and market insights.
 </li>
 <li>
 Monitor product performance in the market and develop key product performance metrics.
 </li>
 <li>
 Develop incentive structure to drive sales effectiveness.
 </li>
 <li>
 Liaise with IT, risk management, finance &amp; operation teams to enhance product delivery.
 </li>
 <li>
 Strive for digital solutions &amp; digital transformation initiatives for liability &amp; Banca product offerings.
 </li>
 </ul>
 
 
 
 
 
 Marketing &amp; Campaign Management
 
 
 <ul>
 <li>
 Collaborate with the marketing team in promoting marketing campaigns for liability and Banca products.
 </li>
 <li>
 Leverage digital channels, branch networks &amp; partnerships for product visibility.
 </li>
 <li>
 Conduct competitor benchmarking to refine products marketing strategies.
 </li>
 <li>
 Develop incentive structure to drive sales effectiveness.
 </li>
 </ul>
 
 
 
 
 
 Compliance &amp; Risk Management
 
 
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 Ensure all liability &amp; Banca products comply with regulatory guidelines.
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 Assess risk associated with pricing, customer retention &amp; market fluctuations.
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 Develop incentive structure to drive sales effectiveness.
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 Manage risks related to claims handling, mis-selling and customer satisfaction.
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 Other tasks assigned by Line Manager
 
 
 
 
 
 
 What are we looking for and what does it require to be Manager Product &ndash; Liability &amp; Bancassurance?
 
 
 
 
 Required Qualification &amp; Experience
 
 
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 Minimum Bachelor degree in Business Finance or related field.
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 Minimum 5 years&rsquo; experience in product development &amp; management.
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 Experience in liability &amp; Bancassurance product development is preferable.
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 Essential Skills
 
 
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 Strong analytical skills.
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 Pricing &amp; budgeting skills.
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 Proficient in MS Office.
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 Excellent leadership &amp; cross-functional coordination capabilities.
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 Ready for mobility.
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 Ability to work under pressure.
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 About MMBL:
 
 
 
 
 
 Mobilink Microfinance Bank Ltd. (MMBL) is a leading financial institution providing comprehensive banking services to over 42 million registered users, including more than 16 million monthly active customers across Pakistan. Leveraging a hybrid model that integrates traditional microfinance with cutting-edge mobile and digital banking technologies, MMBL operates with a robust network of over 100 branches and 200,000 branchless banking agents.
 
 
 
 
 
 The bank offers a wide array of financial services through a USSD (GSM) based digital platform, including savings accounts, microenterprise (MSME) loans, small housing loans, remittances, utility bill and loan installment collections, mobile wallets, insurance, G2P, B2B, and B2P payments. These services position MMBL as a key player in advancing financial inclusion across the country.
 
 
 
 
 
 At MMBL, fostering a positive, equal and productive workplace is a priority, underpinned by core values that emphasize innovation, entrepreneurship, teamwork, collaboration, and a steadfast commitment to a customer-centric approach in every aspect of our business.
 
 
 
 
 
 Why Join MMBL?
 
 
 
 
 
 This position offers a unique opportunity for a self-driven, professional and passionate individual to create a meaningful impact and driving transformative change. As part of our team, you will contribute to empowering millions with the tools and resources needed to thrive in the digital age. We are seeking a talented individual eager to make a difference and play a pivotal role in our mission of innovation and progress.
 
 
 
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Manager Product – Liability & Bancassurance

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