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arabic speaking senior business analyst digital lending core banking fintech

Black pearl

<div><div><h3 class="jobSectionHeader">Job Information</h3>
<ul><div>Date Opened
<div>03/08/2026
</div></div><div>Job Type
<div>Full time
</div></div><div>Industry
<div>Technology
</div></div><div>City
<div>Riyadh
</div></div><div>Country
<div>Saudi Arabia
</div></div><div>Zip/Postal Code
<div>11564
</div></div><div>Number of Positions
<div>1
</div></div></ul></div><div><h3 class="jobSectionHeader">Job Description</h3>
<div><div>We are currently looking for a driven and detail-oriented Senior Business Analyst to join a fast-growing financial technology and digital banking environment in Saudi Arabia. In this role, you will be responsible for owning and driving product implementations related to digital lending and banking platforms, acting as the bridge between clients, product teams, and technology teams to ensure successful delivery and adoption of fintech solutions.</div><div></div><div> 
This opportunity is ideal for professionals with hands-on experience in Digital Lending, Core Banking systems, fintech platforms, and credit-driven workflows. The successful candidate will play a critical role in implementing lending solutions, supporting financial institutions, and ensuring the seamless deployment of banking technology platforms.</div><div></div><div> 
The position is based in Saudi Arabia and will involve working closely with banks, fintech companies, and financial services organizations across the region.</div><div></div><div> 
Key Responsibilities</div><div></div><ul><li> 
Develop a strong understanding of digital lending products and fintech solutions and gain in-depth knowledge of the organization&rsquo;s lending platforms.</li><li>Lead requirement gathering sessions with clients and internal stakeholders, translating business needs into structured documentation such as:</li><li>Business Solution Documents (BSDs)</li><li>Functional specifications</li><li>User stories</li><li>Test cases</li><li>Process workflows</li><li>Act as the primary liaison between business stakeholders, customers, and internal technology teams to ensure successful implementation of fintech platforms.</li><li>Work closely with technology teams, developers, and solution architects to ensure proper knowledge transfer and alignment on implementation plans.</li><li>Serve as the single point of contact for customers during the product implementation lifecycle, managing deliverables, timelines, and expectations.</li><li>Support the implementation of digital lending platforms, loan origination systems (LOS), and loan management systems (LMS).</li><li>Coordinate and lead User Acceptance Testing (UAT) activities, including:</li><li>Preparing UAT scenarios and documentation</li><li>Supporting end-users during testing</li><li>Ensuring successful validation of solutions before go-live</li><li>Collaborate with cross-functional teams including product, engineering, risk, credit, compliance, and operations to ensure successful delivery.</li><li>Support system integrations, fintech platform deployments, and banking technology implementations.</li><li>Contribute to process improvement initiatives within digital banking and lending operations.</li><li>Ensure successful platform adoption by business users and financial institutions.</li></ul><h3 class="jobSectionHeader"> 
Requirements</h3><div>
To be considered for this role, candidates must meet the following criteria:</div><div></div><ul><li> 
Proven hands-on experience as a Business Analyst within banking, fintech, or digital financial services environments.</li><li>Strong experience in Digital Lending platforms.</li><li>Experience working with Core Banking systems or banking platforms.</li><li>Exposure to Loan Origination Systems (LOS) and/or Loan Management Systems (LMS) implementations.</li><li>Experience working on financial technology implementation projects.</li><li>Solid understanding of credit workflows, lending lifecycle, financial calculations, and risk-driven processes.</li><li>Experience translating business requirements into functional specifications and technical documentation.</li><li>Experience working in integration-heavy fintech environments.</li><li>Strong stakeholder management skills and ability to coordinate across business, product, and technology teams.</li><li>Minimum 5&ndash;10 years of relevant experience in banking, financial services, or fintech projects.</li><li>Bachelor&rsquo;s degree in Information Technology, Computer Science, Finance, Banking, Engineering, or a related field.</li><li>Candidates without relevant fintech, digital lending, or banking technology implementation experience will not be considered.</li></ul><div></div><div> 
To view other requirements we have, please check our website - www.blackpearlconsult.com</div></div></div></div>

Arabic Speaking Senior Business Analyst – Digital Lending / Core Banking / Fintech

CodeNinja

<div>About the Company 
Aligned with Saudi Arabia&rsquo;s Vision 2030, we harness the Kingdom&rsquo;s rapidly developing talent and technological advancements to support economic diversification and drive industry transformation through cutting-edge AI, computer vision, and automation. Our solutions are strategically designed to empower startups and enterprises with a competitive edge by leveraging local talent and infrastructure, advancing the region&rsquo;s human capital development. Through ethical innovation and transparency-focused partnerships, we actively contribute to the Kingdom&rsquo;s ambitious objectives, championing a high-tech, sustainable future.
About the role 
We are seeking a Senior Business Analyst with strong expertise in Retail Banking and Digital Banking. The ideal candidate will have 8&ndash;10 years of experience in the banking sector with deep knowledge of retail products, digital channels, core banking systems, and end-to-end customer journeys. This role involves analyzing complex business requirements, driving digital transformation initiatives, and supporting strategic decision-making for financial institutions. You will collaborate with cross-functional teams to ensure solutions are aligned, well-documented, and successfully delivered.
Key Responsibilities<ul><li>
Analyze end-to-end retail banking processes (accounts, cards, lending, onboarding, KYC, payments, channels) and identify opportunities for improvement, automation, and digital optimization.
</li><li>Lead discovery sessions to gather, define, and document detailed business and functional requirements.
</li><li>Drive digital banking initiatives across mobile, internet, self-service channels, onboarding, and omni-channel experiences.
</li><li>Translate business needs into functional specifications, user stories, and technical requirements.
</li><li>Collaborate with IT, Digital, Architecture, and Product teams to ensure successful delivery.
</li><li>Support UAT, prepare test cases, validate functionalities, and ensure smooth production rollout.
</li><li>Conduct impact assessments for new digital features, integrations, or regulatory changes.
</li><li>Prepare reports, presentations, and documentation for communicating insights and recommendations.
</li><li>Participate in workshops and cross-functional meetings for solution alignment.
</li><li>Ensure compliance with regulatory, operational, and security standards.
</li><li>Serve as a subject matter expert (SME) for retail banking and digital transformation.</li></ul> 

Requirements 
Requirements<ul><li>
8&ndash;10 years of experience as a Business Analyst in Retail Banking and Digital Banking.
</li><li>Strong understanding of retail banking products: accounts, cards, loans, deposits, payments, remittances.
</li><li>Deep knowledge of digital banking journeys including onboarding, authentication, digital KYC, servicing, and channel enhancements.
</li><li>Experience with core banking systems (T24, Flexcube, Finacle) or digital banking platforms.
</li><li>Familiarity with banking regulations, risk controls, and industry best practices.
</li><li>Experience in digital transformation, process re-engineering, and modernization projects.
</li><li>Proficiency with business analysis tools and MS Office.
</li><li>Hands-on experience with Jira, Confluence, or Azure DevOps.
</li><li>Ability to create BRDs, FRDs, process flows, user stories, and functional specs.
</li><li>Understanding of APIs, integrations, and digital banking architecture (preferred).
</li><li>Strong analytical, communication, and presentation skills.
</li><li>Certifications such as CBAP, PMI-PBA, or Agile certifications are a plus.
</li><li>Experience with Agile methodologies (Scrum, Kanban) is advantageous.
</li></ul>Why Join Us<ul><li>
Work with leading banking clients on high-impact digital transformation initiatives.
</li><li>Exposure to enterprise-level systems, modern digital platforms, and multi-disciplinary project environments.
</li><li>A culture focused on innovation, ownership, and continuous learning.
</li><li>Collaborate with global teams across technology, digital, and architecture domains.
</li><li>Clear pathways for growth in business analysis, solutioning, and digital leadership roles.
</li></ul>Disclaimer 
CodeNinja is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees. All aspects of employment including the decision to hire, promote, discipline, or discharge, will be based on merit, competence, and performance. Female and minorities are strongly encouraged and preferred to apply for the role.</div>

Senior Business Analyst

Masdr - مصدر

<div>
 
 Overview:
 
 
 
 
 
 This role is responsible for gathering business requirements and identifying operational gaps to support the design and implementation of effective systems and solutions. The Senior Business Analyst works closely with cross-functional teams including developers, QA team, UX/UI designers, and business owners to ensure that technical solutions meet business needs. The role also contributes to product success and continuous improvement in business analysis practices.
 
 
 
 
 
 
 
 
 Key Responsibilities:
 
 
 
 
 
 &bull; Gather, analyze, and document business and system requirements
 
 
 &bull; Identify operational inefficiencies and propose solutions
 
 
 &bull; Ensure alignment between technical teams and business stakeholders
 
 
 &bull; Work closely with developers, QA team, UX/UI designers
 
 
 &bull; Mentor junior Business Analysts and support process improvements
 
 
 &bull; Manage communication with multiple stakeholder groups
 
 
 
 
 
 
 
 
 Qualifications &amp; Experience:
 
 
 
 
 
 &bull; Bachelor&rsquo;s degree in Management Information Systems, Computer Science, Information Systems, or a related field
 
 
 &bull; 3-5 years of experience in business analysis or a related role
 
 
 &bull; Proven professional experience within the FinTech sector, including hands-on involvement in digital financial services, lending platforms, or other technology-driven financial products.
 
 
 
 
 
 
 
 
 Key Competencies:
 
 
 
 
 
 &bull; Understanding of software development life cycles (SDLC, Agile methodologies)
 
 
 &bull; Familiar with tools such as JIRA, Visio, Draw.IO, and Figma
 
 
 &bull; Strong communication and presentation skills
 
 
 
</div>

Ericsson

<div><div><div><div><h2 class="jobSectionHeader">Grow with us</h2></div><div> 
About this opportunity:
Ericsson Mobile Financial Services is entering a new strategic phase, evolving beyond traditional mobile money platforms into fintech innovation, digital banking enablement, embedded finance, and next-generation ecosystem platforms.
We are looking for a Director of MFS Market Growth &amp; Ecosystem Development to drive global expansion, Go-To-Market excellence, ecosystem building, and sales acceleration. The role will position Ericsson MFS as a global fintech innovation leader, enabling new growth opportunities across telecom operators, digital banks, fintechs, and financial ecosystems.
The role will play a critical part in expanding Ericsson&rsquo;s presence in emerging and developed financial ecosystems, supporting global sales teams, and accelerating revenue growth through ecosystem-led strategies. 
What you will do:<ul><li>
Act as a senior fintech industry expert and strategic advisor to the global sales organization, helping position Ericsson MFS within the evolving fintech, digital banking, and financial ecosystem landscape.</li><li>
Provide market intelligence and thought leadership on fintech trends, digital banking evolution, and ecosystem innovation to guide Ericsson&rsquo;s strategic positioning and customer engagement.</li><li>
Support regional sales teams in strategic positioning, customer engagement, and executive discussions, helping articulate Ericsson&rsquo;s value proposition to telecom operators, banks, fintechs, and regulators.</li><li>
Drive market growth initiatives and ecosystem engagement, leveraging industry relationships to open new opportunities and strengthen Ericsson&rsquo;s presence across fintech and digital financial ecosystems.</li><li>
Contribute to pipeline development and opportunity qualification by helping identify high-potential opportunities, shaping early customer conversations, and supporting sales teams during the qualification and pursuit phases.</li><li>
Strengthen the Go-To-Market narrative and industry positioning of Ericsson MFS by translating fintech trends, market developments, and ecosystem dynamics into actionable sales insights.</li><li>
Provide sales enablement and strategic guidance to regional teams, helping improve positioning, messaging, and deal approach in complex fintech and digital banking opportunities.</li><li>
Act as an external thought leader and ambassador for Ericsson MFS, engaging with industry stakeholders, partners, and events to reinforce Ericsson&rsquo;s credibility as a fintech innovation enabler.</li><li>
Lead ecosystem-driven initiatives that accelerate pipeline growth and revenue generation, working closely with Sales, Product, Strategy, and Marketing teams.</li></ul> 
The skills you bring:<ul><li>
Must: Strong experience in mobile money, digital wallets, fintech ecosystems, and financial services innovation.</li><li>
Must: Proven background in fintech, digital banking, payments, and ecosystem partnerships.</li><li>
Experience driving market expansion strategies, GTM programs, and business development initiatives.</li><li>
Experience working across multiple regions and complex multi-stakeholder environments.</li><li>
Ability to engage effectively with CXO-level stakeholders across telecom operators, banks, fintechs, and regulators.</li><li>
Global or multi-regional experience in fintech and digital financial services strongly preferred.</li><li>
Multilingual capabilities are considered an advantage.</li></ul></div></div></div>
Why join Ericsson?At Ericsson, you&acute;ll have an outstanding opportunity. The chance to use your skills and imagination to push the boundaries of what&acute;s possible. To build solutions never seen before to some of the world&rsquo;s toughest problems. You&acute;ll be challenged, but you won&rsquo;t be alone. You&acute;ll be joining a team of diverse innovators, all driven to go beyond the status quo to craft what comes next. 
 
What happens once you apply?Click Here to find all you need to know about what our typical hiring process looks like.Encouraging a diverse and inclusive organization is core to our values at Ericsson, that's why we champion it in everything we do. We truly believe that by collaborating with people with different experiences we drive innovation, which is essential for our future growth. We encourage people from all backgrounds to apply and realize their full potential as part of our Ericsson team. Ericsson is proud to be an Equal Opportunity Employer. learn more. 
Primary country and city: Saudi Arabia (SA) || Riyadh
Req ID: 781854</div>

MFS Market Growth Ecosystem Development

Converge

<div>
 
 
 Business Analyst | Riyadh, Saudi Arabia
 
 
 
 
 
 
 
 What This Role Is About
 
 
 
 Our client, operating within the financial services sector, is looking for a Business Analyst, based in Riyadh, to support business transformation, process optimization, and strategic initiatives.
 
 
 
 
 
 This role will work closely with business stakeholders, technology teams, and senior leadership to gather requirements, analyze processes, and translate business needs into clear functional specifications.
 
 
 
 
 
 You will play a key role in improving operational efficiency, supporting digital initiatives, and ensuring solutions align with regulatory and commercial objectives.
 
 
 
 
 
 You will also be responsible for conducting data analysis, preparing reports, and supporting project delivery across various financial services initiatives.
 
 
 
 
 
 
 The Client&rsquo;s Definition of the Ideal Fit
 
 
 <ul>
 <li>
 Candidates must be based in Saudi Arabia or open to relocating to KSA.
 </li>
 <li>
 Fluency in Arabic and English is mandatory.
 </li>
 <li>
 Proven experience as a Business Analyst within the financial services sector, with experience in Lending or Payments, would be highly preferred.
 </li>
 <li>
 Strong understanding of financial products, operations, and regulatory frameworks.
 </li>
 <li>
 Experience in requirements gathering, process mapping, and documentation.
 </li>
 <li>
 Strong analytical skills with the ability to interpret data and generate insights.
 </li>
 <li>
 Ability to work with cross-functional teams, including technology and operations.
 </li>
 <li>
 Excellent communication and stakeholder management skills.
 </li>
 </ul>
 
 
 
 
 This is an opportunity to contribute to impactful transformation initiatives within a dynamic financial services environment in Riyadh.
 
</div>

Business Analyst

Lendo

<div>As Lendo continues to scale, we&rsquo;re looking for a detail-oriented and analytical Credit Analyst Intern (Tamheer Program) to join our Credit team and support the day-to-day operations of credit risk assessment and data management.
In this role, you&rsquo;ll gain hands-on experience working with real financial and credit data, contributing to the processes that enable informed lending decisions and support SME growth across the Kingdom. You&rsquo;ll collaborate closely with credit underwriters and cross-functional teams, helping ensure data accuracy, supporting reporting, and identifying key risk indicators that drive our portfolio quality.
This is an excellent opportunity for a motivated Saudi national who is interested in building a career in Credit Analysis, Risk, or Financial Data within one of the Kingdom&rsquo;s leading FinTech companies. 
Key Responsibilities:<ul><li> 
Enter, update, and maintain credit and financial data in internal systems and databases</li><li>Review data for accuracy, completeness, and consistency</li><li>Extract and organize data from financial statements, bank records, and credit applications</li><li>Assist in analyzing financial and credit data to identify trends, exceptions, and potential risk indicators</li><li>Support the preparation of basic credit reports, summaries, and dashboards</li><li>Assist with periodic data audits and reconciliation activities</li><li>Work closely with credit underwriters to support daily operational workflows</li></ul>
Qualifications:<ul><li>
Bachelor&rsquo;s degree in Finance, Accounting, Economics, Business, Data Analytics, or a related field</li><li>
Eligible for the Tamheer Program (Saudi national, recent graduate).</li><li>
Strong communication, organization, and collaboration skills.</li><li>
Proficiency in Microsoft Excel (data entry, formulas, pivot tables preferred)</li><li>
Comfortable working on multiple projects in a fast-paced, evolving environment.</li><li>
Fluent in English and Arabic.</li></ul></div>

Credit Analyst Tamheer

Khazna Tech

<div>Company Description 
Khazna launched in 2020 with a mission to improve the financial well-being of the underbanked, who have little access to formal financial services by providing access to convenient, effective, and secure smartphone-based financial services.
Khazna has received the Central Bank of Egypt&rsquo;s first prepaid card license and aims to become the go-to neobank for underbanked consumers across the Middle East. In the next phase of its journey, Khazna is looking to continue scaling up its operations in Egypt and to launch its operations in Saudi Arabia. 
Job Description 
We are seeking a high-performing Senior Sales Acquisition professional to drive corporate partnerships in KSA. The role is responsible for acquiring new corporate accounts and managing them post-acquisition to ensure activation, payment compliance, portfolio growth, and long-term relationship success. 
This role requires a strong hunter mentality combined with account growth ownership. 
Key Responsibilities 
1. Corporate Acquisition (New Business)<ul><li>
Identify and target medium to large corporates across key sectors in KSA.</li><li>
Build and maintain a strong pipeline of qualified leads.</li><li>
Conduct meetings, presentations, and commercial negotiations.</li><li>
Close partnership agreements and ensure smooth onboarding.</li><li>
Coordinate internally with legal, operations, and onboarding teams.</li></ul> 
2. Account Management &amp; Growth<ul><li>
Own post-signing relationship, guide activation,adoption and value realization.</li><li>
Collaborate on payments, compliance, and risk with Finance/Operations.</li><li>
Monitor usage, drive disbursement growth and flag risks</li><li>
Identify and enable cross-sell/upsell opportunities</li><li>
Ensure client satisfaction, renewal, and long-term retention.</li></ul> 
3. Market Intelligence<ul><li>
Provide insights on competitor activities in the KSA fintech and banking space.</li><li>
Support product and commercial strategy refinement based on client feedback.</li></ul> 

Qualifications 
<ul><li>
5&ndash;8 years of experience in: Fintech, Banking, Financial services, and Corporate sales (B2B).</li><li>
Proven track record in acquiring and managing corporate accounts.</li><li>
Strong understanding of payroll solutions, lending products, BNPL, or financial products is preferred.</li><li>
Excellent negotiation and relationship-building skills.</li><li>
Strong knowledge of the Saudi market.</li></ul></div>

Senior Corporate Acquistion Specialist

Explore 1532+ Arabic speaking senior business analyst digital lending core banking fintech in Riyadh this March. Find roles across top companies and apply now to boost your career.

1532 arabic speaking senior business analyst digital lending core banking fintech jobs In Riyadh

Arabic Speaking Senior Business Analyst – Digital Lending / Core Banking / Fintech

Senior Business Analyst

Senior Business Analyst

MFS Market Growth Ecosystem Development

Business Analyst

Credit Analyst Tamheer

Senior Corporate Acquistion Specialist