chemistry teacher grades 9 10

Simcoe IT

Job Title: Sales SupervisorIndustry: Retail (Dollar Shop) Location: PWD Road, Islamabad Job Type: Full-Time &ndash; OnsiteWorking Hours<ul><li>11:00 AM &ndash; 9:00 PM</li><li>12:00 PM &ndash; 10:00 PM (After Lockdown)</li></ul>Off Days: 2 off days per monthSalary: PKR 60,000 &ndash; 70,000 + CommissionKey Responsibilities<ul><li>Supervise and lead the sales team to achieve daily, weekly, and monthly sales targets.</li><li>Develop and implement effective sales strategies to maximize revenue.</li><li>Monitor sales performance and provide coaching to improve team productivity.</li><li>Ensure attractive product displays and maintain high visual merchandising standards.</li><li>Deliver excellent customer service and resolve customer complaints professionally.</li><li>Prepare daily, weekly, and monthly sales plans and monitor progress.</li><li>Maintain store discipline, cleanliness, and operational standards.</li><li>Coordinate with management regarding inventory, stock replenishment, and product availability.</li><li>Train, mentor, and onboard new sales staff.</li><li>Prepare daily sales reports and submit performance updates to management.</li><li>Ensure compliance with company policies and operational procedures.</li><li>Motivate the team to achieve sales goals while maintaining a positive work environment.</li></ul>Requirements<ul><li>2&ndash;4 years of experience in retail sales, preferably in a dollar shop, supermarket, or retail store.</li><li>Proven experience in sales supervision and team management.</li><li>Strong understanding of retail operations and customer service.</li><li>Knowledge of visual merchandising and product display techniques.</li><li>Excellent communication, leadership, and interpersonal skills.</li><li>Strong problem-solving and decision-making abilities.</li><li>Ability to work in a fast-paced retail environment.</li><li>Basic computer skills and experience preparing sales reports.</li></ul>Pay: Rs60,000.00 - Rs70,000.00 per monthApplication Question(s):<ul><li>How many years of experience do you have in retail sales or sales supervision?</li><li>Have you managed a team of sales staff before? If yes, how many team members did you supervise?</li><li>Do you have experience with visual merchandising and improving product displays?</li><li>Are you comfortable handling customer complaints and resolving issues professionally?</li><li>Do you have your own transportation to commute to the workplace?</li><li>Are you comfortable working on a rotational shift from 11:00 AM &ndash; 9:00 PM or 12:00 PM &ndash; 10:00 PM?</li><li>Are you willing to work onsite at PWD Road, Islamabad?</li></ul>Experience:<ul><li>retail sales: 2 years (Required)</li></ul>Location:<ul><li>Islamabad (Required)</li></ul>Work Location: In person

Sales Supervisor

Shan Marketing Services

Job description:Assistant Manager AccountsReporting to: Manager Finance and AccountsGender: MaleYears of Experience: minimum 5 years a proven track record in renowned organizationsQualification &amp; Skills, ACCA Qualified, CA FinalistHands-on knowledge of IFRS, ERP, and Tax.Position Summary:Under executive direction, the purpose of the job is to perform highly complex accounting work according to generally accepted accounting principles, established procedures, departmental guidelines, and regulatory requirements applicable to the work. An employee in this job classification functions in a management capacity to supervise accounting professionals, and entry level accounting and support staff to ensure the accomplishment of assigned functions according to established schedules, calendars, projects, and programs of the department. Work includes researching and collecting highly complex data, preparing clear and concise financial reports, and monitoring expenditures and revenues of assigned divisions and/or departments. Performs related work as directed.Key Responsibilities:1. Oversee day-to-day accounting functions, including general ledger, payables, receivables, and bank reconciliations.2. Ensure timely and accurate month-end and year-end closing processes.3. Prepare and review financial reports, MIS, and variance analysis for management.4. Ensure compliance with accounting standards and internal policies.5. Manage the timely filing of GST, TDS, and income tax returns.6. Ensure compliance with statutory and regulatory requirements.7. Guide and supervise junior accountants and finance staff.8. Review their work for accuracy and completeness.9. Liaise with internal and external auditors; assist with audits and financial reviews.10. Address audit findings and implement corrective measures.11. Assist in budgeting, forecasting, and financial planning processes.12. Track actuals vs. budgets and report deviations.13. Identify areas for cost control and efficiency improvement.14. Implement best practices in financial operations and reporting.Excellent interpersonal and communication skillsAbility to meet deadlines, prioritize work, and work under pressure.Has sound experience in related work with reputed organizations dealing with multiple domains.Only short-listed candidates will be called for the test and interview.SMS advocates equal employment opportunity.Job Type: Full-timeWork Location: In personWork Location: In person

Assistant Manager Accounts

World Business Lenders, LLC

<div>About World Business Lenders<ul><li>
At World Business Lenders (WBL), we provide flexible, short-term commercial loans backed by real estate to help small and medium-sized businesses across the United States &mdash; particularly those facing difficulties with traditional financing. We're a fast-moving, results-driven organization that takes security seriously as we continue to grow.</li><li>
This is a Full-Time Independent Contractor role with working hours from 9:00 AM &ndash; 6:00 PM Eastern Standard Time, Monday through Friday. We request that all CVs be submitted in English. 
 
</li></ul>About the Role<ul><li>
The Senior Credit Underwriter is responsible for leading complex credit underwriting activities while serving as a trusted advisor to the Chief Lending Officer. This role provides expertise in Non-QM mortgage lending, evaluates complex borrower scenarios, structures credit solutions, and supports sound lending decisions that balance risk and business objectives.
</li><li>In addition to underwriting, the role oversees underwriting teams, mentors junior underwriters, drives process improvements, and collaborates cross-functionally to improve credit quality, operational efficiency, and funded loan volume..</li></ul> 
What You'll Be Doing (Key Responsibilities)<ul><li>
Act as the Chief Lending Officer's 'right hand' trusted advisor.</li><li>
Perform early credit assessments (&quot;shift-left&quot;) before processing is complete.</li><li>
Rework denied loans into approvable structures where possible.</li><li>
Recommend counteroffers that reduce risk while preserving profitability.</li><li>
Identify compensating factors to strengthen borderline files.</li><li>
Consult with Sales on structuring loans before submission.</li><li>
Participate in daily pipeline review meetings.</li><li>
Assist in developing underwriting guidelines and SOPs.</li><li>
Analyze trends in denials and fallout to recommend policy or process changes.</li><li>
Support automation efforts by documenting underwriting decision logic.</li><li>
Serve as the subject matter expert for complex borrower scenarios.</li></ul> 

Requirements 
Education:<ul><li>
Bachelor's or Associate's degree.</li></ul>
Experience:
10+ years of progressive underwriting experience in non-QM mortgage lending. 
<ul><li>
</li></ul>Must-Have Requirements
Please ensure you meet all of the following before applying:<ul><li>
10+ years of progressive underwriting experience in Non-QM residential mortgage lending.</li><li>
Proven expertise in credit analysis, risk assessment, and loan structuring, with the ability to evaluate complex borrower scenarios and develop viable lending solutions.</li><li>
Strong knowledge of Non-QM loan products, including DSCR, Bank Statement, Asset Depletion, Foreign National, ITIN, and other alternative documentation programs.</li><li>
Experience interpreting credit policies, underwriting guidelines, and applicable mortgage regulations (e.g., ATR/QM, TRID, RESPA, TILA), with the ability to make sound, consistent credit decisions.. 
</li></ul>Remote Work Requirements<ul><li>
Stable, reliable internet connection.</li><li>
Professional and dedicated remote working setup.</li></ul>
Preferred Background / Industry Experience:<ul><li>
Non QM residential mortgage lending / MCA lending.</li></ul> 
Key Soft Skills:<ul><li>
Critical Thinking &ndash; Evaluates complex borrower scenarios, weighs risk objectively, and makes sound credit decisions based on facts rather than assumptions.</li><li>
Analytical Mindset &ndash; Identifies trends, assesses layered risk, and connects multiple data points to determine overall creditworthiness.</li><li>
Sound Judgment &ndash; Balances prudent risk management with business objectives, knowing when to approve, restructure, or decline a loan.</li><li>
Problem Solving &ndash; Finds creative, policy-compliant solutions to structure challenging loans instead of defaulting to denial.</li><li>
Attention to Detail &ndash; Thoroughly reviews financials, documentation, and loan files to identify inconsistencies, omissions, or potential risks.</li><li>
Communication &ndash; Clearly explains underwriting decisions, credit rationale, and conditions to Sales, Processing, and leadership.</li><li>
Collaboration &ndash; Partners effectively with Sales, Processing, Valuation, Legal, and Closing to move loans efficiently while maintaining credit quality.</li><li>
Decision Making Under Pressure &ndash; Makes timely, confident decisions in a fast-paced environment without sacrificing accuracy or consistency.</li><li>
Coaching &amp; Mentorship &ndash; Develops junior underwriters by sharing expertise, reinforcing best practices, and promoting consistent credit decisions.</li><li>
Integrity &amp; Accountability &ndash; Demonstrates strong ethical standards, takes ownership of decisions, and consistently applies credit policy with fairness and discipline.</li></ul>
Specific Technical Skills Needed:<ul><li>
Credit Analysis &amp; Risk Assessment &ndash; Expertise in evaluating borrower creditworthiness, repayment capacity, collateral, and layered risk.
</li><li>Non-QM Underwriting &ndash; Deep knowledge of Non-QM products, including DSCR, Bank Statement, Asset Depletion, Foreign National, ITIN, and other alternative documentation programs.
</li><li>Income, Asset &amp; Cash Flow Analysis &ndash; Ability to analyze tax returns, business financials, bank statements, P&amp;Ls, CPA letters, and asset documentation.
</li><li>Collateral &amp; Valuation Review &ndash; Experience reviewing appraisals, BPOs, AVMs/IVDs, title reports, LTV/CLTV calculations, and collateral risk.
</li><li>Loan Structuring &ndash; Ability to restructure marginal loans, evaluate compensating factors, and develop counteroffers that meet credit policy while maximizing approvals.
</li><li>Credit Policy &amp; Guideline Interpretation &ndash; Strong understanding of internal credit policies, investor overlays, and regulatory requirements, with the ability to consistently apply judgment.
</li><li>Regulatory Compliance &ndash; Working knowledge of ATR/QM, TRID, RESPA, TILA, Fair Lending, and applicable federal and state lending regulations.
</li><li>Financial &amp; Data Analysis &ndash; Advanced proficiency in Excel and the ability to analyze underwriting metrics, portfolio trends, and credit performance.
</li><li>Exception &amp; Portfolio Management &ndash; Experience evaluating policy exceptions, monitoring portfolio credit quality, and supporting quality control and audit reviews.
</li><li>Loan Origination Systems (LOS) &ndash; Hands-on experience with Encompass, Byte, LendingPad, or similar LOS platforms, including underwriting workflow and condition management.</li></ul> 

Benefits 
What We Offer
$80,000-$95,000 annually.
️ Paid Time Off (PTO).
Fully remote &mdash; work from wherever you do your best work!
Ready to Apply?
If this sounds like you, we'd love to hear from you - submit your CV in English and hit Apply!</div>

Senior Credit Underwriter

Hashtag Media

****Please read the requirements carefully before applying**** This is an office-based position. If you are looking for a remote job, please do not proceed.Job Title: WordPress Developer (Custom Plugins &amp; Themes) Job Type: Onsite, Full-Time Location: Gulberg Greens, Islamabad Working Hours: 9:00 AM - 6:00 PM (Day Shift); 6:30 PM - 3:30 AM (Night Shift) Days: Monday to SaturdayJob Overview:As a WordPress Developer at Hashtag Media, you will be responsible for developing and maintaining WordPress websites, ensuring seamless user experience, custom design execution, and optimized performance using modern website builders and custom development techniques. The ideal candidate will have a strong understanding of WordPress architecture, custom theme development, plugin integration, and optimization techniques, ensuring every project delivers top-tier user experience, functionality, and speed performance.Key Responsibilities:Custom WordPress Development:Create fully customized WordPress websites from scratch using custom themes and templates designed to meet each client&rsquo;s exact needs and branding standards.Develop, enhance, and integrate plugins to implement client-specific functionality and ensure seamless user experience.Website Design &amp; Builders:Create and redesign responsive, user-friendly websites using tools like Elementor, Divi, WPBakery, and other popular builders while maintaining clean and scalable code.Page Speed Optimization:Conduct performance audits and implement optimization techniques (e.g., image compression, lazy loading, caching, and script optimization) to improve load times and overall site performance.Performance Monitoring &amp; Reporting:Utilize tools such as Google PageSpeed Insights, Lighthouse, GTMetrix, and Pingdom to monitor and enhance performance metrics.Collaboration:Work closely with SEO, back-end, and design teams to ensure all web pages are visually appealing, optimized, and technically sound.Ongoing Improvements:Regularly update, maintain, and enhance websites to align with modern performance trends, user expectations, and SEO best practices.Cross-Platform Compatibility:Ensure websites are responsive, fast, and fully compatible across browsers and devices.Qualifications:<ul><li>Proven experience in custom WordPress theme and plugin development.</li><li>Proficiency in building and designing websites using Elementor, Divi, WPBakery, or similar builders.</li><li>Strong knowledge of WordPress hooks, filters, and the template hierarchy.</li><li>Experience in Page Speed Optimization and implementing caching and manual performance techniques.</li><li>Familiarity with Shopify optimizations and customizations is a plus.</li><li>Expertise with Google PageSpeed Insights, Lighthouse, GTMetrix, Pingdom, and related tools.</li><li>Strong debugging, problem-solving, and performance-tuning skills.</li><li>Excellent communication and teamwork abilities.</li></ul>Interested candidates can share their resumes at career@hashtagmedia.aePay: Rs80,000.00 per monthAbility to commute/relocate:<ul><li>Islamabad: Reliably commute or planning to relocate before starting work (Required)</li></ul>Application Question(s):<ul><li>Will you be able to reliably commute Gulberg Greens, Islamabad for this job?</li><li>Are you willing to work onsite from 9 AM - 6 PM, Monday to Saturday?</li></ul>Experience:<ul><li>Custom Plugin Development: 1 year (Required)</li></ul>Location:<ul><li>Islamabad (Required)</li></ul>Work Location: In person

WordPress Developer (Custom plugins & Themes)

Atlantis BPO Solutions Private Limited

Location: I-9/3, Islamabad (Onsite) Shift: US Night Shift (6:00 PM &ndash; 3:00 AM)Atlantis BPO Solutions is looking for an Inbound Customer Support Representative to join its US Telecom campaign. Candidates with outbound sales, telesales, or call center experience are highly encouraged to apply.Key Responsibilities:<ul><li>Handle inbound customer calls</li><li>Assist customers with internet &amp; cable service activations</li><li>Explain plans, pricing, and promotions</li><li>Resolve customer queries professionally</li><li>Update customer records in CRM</li><li>Meet individual performance targets</li></ul>Requirements:<ul><li>Excellent English communication skills</li><li>Strong customer handling and sales skills</li><li>Basic computer knowledge</li><li>Ability to work the US Night Shift</li></ul>Experience:<ul><li>6 months to 2 years of experience in Inbound Sales, Customer Support, Telecom, or Call Center is preferred.</li><li>Candidates with Outbound Sales, Telesales, Appointment Setting, or Cold Calling experience are highly encouraged to apply.</li><li>Fresh candidates with excellent English communication skills are also encouraged to apply.</li></ul>Benefits:<ul><li>Competitive Basic Salary</li><li>Performance-Based Incentives</li><li>Attendance Bonus</li><li>Career Growth Opportunities</li></ul>Pay: Rs70,000.00 - Rs250,000.00 per monthWork Location: In person

Inbound Customer Support Representative

Walee Technologies

Job Title: Operations InternPosition Type: Internship Education: Bachelor's degree (Fresh Graduates encouraged to apply) Location: I/9-2, Islamabad Duration: 2 MonthsAbout the RoleWe are looking for a motivated and detail-oriented intern to join the team. The intern will support the operational activities of the project and help ensure the timely execution of project deliverables. This is a great opportunity for a fresh graduate to gain hands-on experience in project operations, coordination, and data management within a dynamic team environment.Key Responsibilities<ul><li>Assist the team with day-to-day operational tasks related to the project</li><li>Support documentation processes, including preparing, organizing, and maintaining project records</li><li>Coordinate with internal team members and external stakeholders as needed</li><li>Assist with data management, including data entry, tracking, and reporting</li><li>Support other project-related activities as assigned</li><li>Help improve overall team efficiency, allowing senior staff to focus on critical business objectives</li></ul>Qualifications<ul><li>Bachelor's degree.</li><li>Fresh graduates are encouraged to apply; no prior work experience required</li><li>Strong organizational and multitasking skills</li><li>Good written and verbal communication skills</li><li>Proficiency in MS Office (Word, Excel, PowerPoint)</li><li>Ability to work collaboratively in a team environment</li><li>Attention to detail and a proactive attitude</li></ul>What We Offer<ul><li>Hands-on experience in project operations and coordination</li><li>Mentorship and guidance from an experienced project team</li><li>Opportunity to contribute to meaningful project outcomes</li></ul>Pay: Rs20,000.00 per monthWork Location: In person

Operations Intern

Location: Soan Gardens, Islamabad Working Hours: 1 PM to 9 PM Job type: Full time, On-site Pay: 130,000 (PKR) - 150,000 (PKR) per monthJOB OVERVIEW:We are looking for an experienced accountant who has work experience with a UK based company. As an accountant, you will perform a variety of professional level accounting duties involved in preparing, maintaining, analyzing, verifying, and reconciling complex financial transactions, Budgeting, Reconciliation, Cash Flow management, statements, records, and reports; maintains the accuracy of the Company&rsquo;s ledgers and subsidiary financial systems; assists in the preparation of assigned budgets, annual audit, and year end closing.JOB RESPONSIBILITIES:<ul><li>Accounts Payable &amp; Receivable Management</li><li>Preparing of financial statements &amp; Bookkeeping on QuickBooks, Xero &amp; Sage.</li><li>Payroll Management.</li><li>Withholding Tax Filling &amp; Value Added Tax (VAT).</li><li>Invoice &amp; Billing, Financial Statements and Analysis.</li><li>Bank Reconciliations, Budgeting &amp; Forecasting.</li><li>Detailed reconciliation of credit and cash payments, driver payments and bookings.</li><li>Management accounts</li><li>Cash flow Management</li><li>Produce error-free accounting reports and present their results.</li><li>Spot errors and suggest ways to improve efficiency and spending.</li><li>Assist with tax audits and tax returns.</li><li>Support month-end and year-end close process.</li></ul>Required skills/qualifications:<ul><li>Proven experience as an Accountant with UK based companies/projects.</li><li>Exceptional communication skills</li><li>Hands-on experience with accounting software packages, especially SAGE, QuickBooks, &amp; MS Office.</li><li>In-depth understanding of Generally Accepted Accounting Principles. Familiarity with financial accounting statements.</li><li>Experience with general ledger functions and the month-end/year-end close process.</li><li>Bachelor&rsquo;s degree in accounting with 4 years of work experience.</li><li>Member of ACCA /CA/ICMA or other accountancy body.</li></ul>Pay: Rs130,000.00 - Rs150,000.00 per monthWork Location: In person

Senior Accountant-UK

Explore 27+ Chemistry teacher grades 9 10 in Islamabad this July. Find roles across top companies and apply now to boost your career.