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credit risk analyst

Lendo

<div><p>As Lendo continues to scale, we&rsquo;re looking for a detail-oriented and analytical Credit Analyst Intern (Tamheer Program) to join our Credit team and support the day-to-day operations of credit risk assessment and data management.</p><p></p><p>
In this role, you&rsquo;ll gain hands-on experience working with real financial and credit data, contributing to the processes that enable informed lending decisions and support SME growth across the Kingdom. You&rsquo;ll collaborate closely with credit underwriters and cross-functional teams, helping ensure data accuracy, supporting reporting, and identifying key risk indicators that drive our portfolio quality.</p><p></p><p>
This is an excellent opportunity for a motivated Saudi national who is interested in building a career in Credit Analysis, Risk, or Financial Data within one of the Kingdom&rsquo;s leading FinTech companies.</p><p><b><br>
Key Responsibilities:</b></p><p></p><ul><li><br>
Enter, update, and maintain credit and financial data in internal systems and databases</li><li>Review data for accuracy, completeness, and consistency</li><li>Extract and organize data from financial statements, bank records, and credit applications</li><li>Assist in analyzing financial and credit data to identify trends, exceptions, and potential risk indicators</li><li>Support the preparation of basic credit reports, summaries, and dashboards</li><li>Assist with periodic data audits and reconciliation activities</li><li>Work closely with credit underwriters to support daily operational workflows</li></ul><p></p><p><b>
Qualifications:</b></p><p></p><ul><li>
Bachelor&rsquo;s degree in Finance, Accounting, Economics, Business, Data Analytics, or a related field</li><li>
Eligible for the Tamheer Program (Saudi national, recent graduate).</li><li>
Strong communication, organization, and collaboration skills.</li><li>
Proficiency in Microsoft Excel (data entry, formulas, pivot tables preferred)</li><li>
Comfortable working on multiple projects in a fast-paced, evolving environment.</li><li>
Fluent in English and Arabic.</li></ul></div>

Credit Analyst Tamheer

Luxoft

<div><div><h5 class="jobSectionHeader"><b>Project description
</b></h5><p>Large bank in Saudi is looking for Credit risk BA for murex greenfield implementation. We require MLC Credit Risk BA to help implement the changes and projects as required by Risk team.
</p></div><div><h5 class="jobSectionHeader"><b>Responsibilities</b></h5>
<div><div><p>Handle the Corporate risk assessment and monitoring of transactions.
</p></div><div><p>Enhance or build the workflows as per business requirements or bug fixes.
</p></div><div><p>Enhance the reports and to guide the downstream system to build the reports on their system on the basis the business data present MLC.
</p></div><div><p>Perform business analysis, enhancements and changes to the Global Credit Risk solutions, which include implementation.
</p></div><div><p>Participate actively in discussions with business, understand their needs and transform them into change or project initiatives.
</p></div><div><p>Develop and refine the various business/functional/testing requirements in support of the project and systems involved, working alongside the vendor where required.
</p></div><div><p>Build a strong relationship and manage expectations with users and stake holders.
</p></div></div></div><div><h5 class="jobSectionHeader"><b>Skills</b></h5>
<p>Must have
</p><div><div><p>8 to 10 years of experience in Murex.
</p></div><div><p>minimum of 5 years of experience in Credit Risk in MLC
</p></div><div><p>MLC development skills
</p></div><div><p>MxML experience
</p></div><div><p>unix scripting
</p></div><div><p>components experiences like VAR,PSR,CVA,SIMM,FRTB
</p></div><div><ul><li>SQL.
</li></ul></div></div><p>Nice to have
</p><div><div><p>Good communication
</p></div></div></div><div><h5 class="jobSectionHeader"><b>Other</b></h5>
<div><div><div><p>Languages</p>
<p>English: C1 Advanced
</p></div></div><div><div><p>Seniority</p>
<p>Senior</p></div></div></div></div></div>
<br><div><div><div><p>Riyadh, Saudi Arabia
</p></div><p>Req. VR-117490
</p></div><div></div><div><div><p>Murex ERM
</p></div><div><p>BCM Industry</p>
</div><div><p>12/02/2026
</p></div><div><p>Req. VR-117490</p></div></div></div><p></p>

Murex Credit Risk BA

MISPay

<div>
 <p>
  <strong>
   Role Overview
  </strong>
 </p>
 <p>
  We are seeking a Data Scientist &ndash; Credit Risk to support and enhance credit decisioning strategies within our Buy Now Pay Later (BNPL) business. The role will focus on developing, validating, and optimizing credit risk models to manage portfolio performance, and support sustainable growth in compliance with SAMA regulations.
 </p>
 <p>
  <strong>
   Key Responsibilities
  </strong>
 </p>
 <ul>
  <li>
   Develop and maintain credit risk models (application scorecards, behavioral models, fraud models).
  </li>
  <li>
   Build predictive models for default probability, loss forecasting, and customer segmentation.
  </li>
  <li>
   Analyze large structured and unstructured datasets to generate risk insights and actionable recommendations.
  </li>
  <li>
   Monitor portfolio performance, delinquency trends, roll rates, and vintage analysis.
  </li>
  <li>
   Collaborate with related teams to enhance credit decisioning engines.
  </li>
  <li>
   Implement A/B testing and champion/challenger strategies.
  </li>
  <li>
   Ensure compliance with SAMA regulatory requirements and internal governance standards.
  </li>
  <li>
   Automate reporting dashboards and performance tracking using BI tools.
  </li>
 </ul>
 <p>
  <br/>
 </p>
 <p>
  <strong>
   Qualifications &amp; Experience
  </strong>
 </p>
 <ul>
  <li>
   Bachelor&rsquo;s or Master&rsquo;s degree in Data Science, Statistics, Mathematics, Computer Science, or related field.
  </li>
  <li>
   3&ndash;6+ years of experience in credit risk modeling (preferably in fintech, BNPL, or banking in KSA).
  </li>
  <li>
   Strong understanding of credit lifecycle, underwriting, and collections analytics.
  </li>
  <li>
   Experience working under SAMA regulatory framework is preferred.
  </li>
  <li>
   Proficiency in Python, SQL, and data visualization tools (Power BI/Tableau).
  </li>
  <li>
   Hands-on experience with machine learning techniques
  </li>
  <li>
   Knowledge of local credit bureau systems (SIMAH)
  </li>
  <li>
   Experience with big data tools
  </li>
  <li>
   Arabic language proficiency
  </li>
 </ul>
 <p>
  <strong>
   Technical Skills
  </strong>
 </p>
 <ul>
  <li>
   Statistical modeling &amp; hypothesis testing
  </li>
  <li>
   Feature engineering &amp; model validation
  </li>
  <li>
   Model performance monitoring
  </li>
  <li>
   Data wrangling &amp; ETL processes
  </li>
  <li>
   Version control &amp; documentation best practices
  </li>
 </ul>
 <p>
  <strong>
   Soft Skills
  </strong>
 </p>
 <ul>
  <li>
   Strong analytical and problem-solving skills
  </li>
  <li>
   Ability to communicate complex insights to non-technical stakeholders
  </li>
  <li>
   Attention to detail and high ownership mindset
  </li>
  <li>
   Ability to work in fast-paced fintech environment
  </li>
 </ul>
 <p>
 </p>
</div>


Data Scientist - Credit Risk

Emirates NBD

<div>
 <p>
  <strong>
   About the Job
  </strong>
 </p>
 <p>
  <br/>
 </p>
 <p>
  We are seeking qualified candidates to join our Corporate Banking team as Credit Analysts Assistant Manager.
 </p>
 <p>
  <br/>
 </p>
 <p>
  <strong>
   Job Purpose
  </strong>
 </p>
 <p>
  <br/>
 </p>
 <p>
  The position is responsible for credit initiation of new clients as well as periodic credit risk assessment of existing Corporate Banking clients within Corporate &amp; Institutional Banking. Position holder will be responsible for timely drafting of objective credit analysis through Facility Applications in collaboration with Regional/Segment Heads. The role ensures that facilities are rightly sized, optimally structured and remain within the bank&rsquo;s credit lending criteria to maximize bank&rsquo;s return objectives.
 </p>
 <p>
  <br/>
 </p>
 <p>
  <strong>
   Key Responsibilities
  </strong>
 </p>
 <p>
  <br/>
 </p>
 <ul>
  <li>
   Preparation of high-quality credit memos and facility applications
  </li>
  <li>
   Working closely with coverage teams to enhance the bank&rsquo;s credit portfolio
  </li>
  <li>
   Monitoring credit documentation to ensure minimal deferral and document deficiency
  </li>
  <li>
   Managing risk to ensure all risk factors are ascertained/mitigated (pre-facility) and adequately monitored, post-facility drawdowns.
  </li>
  <li>
   Maintaining credit files with updated information to ensure minimal discrepancies and/or exceptions.
  </li>
 </ul>
 <p>
  <br/>
 </p>
 <p>
  <strong>
   Key Requirements
  </strong>
 </p>
 <p>
  <br/>
 </p>
 <ul>
  <li>
   Bachelor's degree in business, Finance, Banking or related field(s)
  </li>
  <li>
   Minimum 3-years of Banking experience
  </li>
  <li>
   Passed CFA Level 1 or higher (CFA Charter Holders are highly encouraged to apply)
  </li>
  <li>
   Strong knowledge of credit analysis, financial statements, risk management
  </li>
  <li>
   Superior financial skills
  </li>
  <li>
   Excellent communication, negotiation and presentation skills
  </li>
  <li>
   Strong command of the English language (Arabic is an advantage)
  </li>
  <li>
   Ability to work independently and prioritize tasks.
  </li>
 </ul>
 <p>
  <br/>
 </p>
 <p>
  <br/>
 </p>
 <p>
  About Emirates NBD:
 </p>
 <p>
  <br/>
 </p>
 <p>
  Emirates NBD is a leading banking group in the Middle East, North Africa, and T&uuml;rkiye, committed to delivering innovative financial solutions and building long-term partnerships with our clients.
 </p>
 <p>
 </p>
</div>


Credit Analyst Assistant Manager – Corporate Banking

TAWANTECH

<div><h3 class="jobSectionHeader"><b>Job Summary</b></h3><p>
The Product Subject Matter Expert (SME) &ndash; Loans is responsible for providing deep domain expertise across loan products, supporting product design, lifecycle management, operations, compliance, and technology implementation. The role ensures lending products are competitive, compliant, operationally sound, and aligned with business and customer needs.</p><h3 class="jobSectionHeader"><b>
Key Responsibilities</b></h3><h3 class="jobSectionHeader"><b>
Product Expertise &amp; Ownership</b></h3><ul>
<li>Act as the subject matter expert for loan products (Retail, SME, Corporate &ndash; e.g., Home Loans, Personal Loans, Auto Loans, LAP, Business Loans)
</li><li>Provide expert guidance on product structures, pricing, interest computation, fees, repayment schedules, and lifecycle events
</li><li>Support product managers in product launches, enhancements, and portfolio optimization
</li></ul><h3 class="jobSectionHeader"><b>Stakeholder Collaboration</b></h3><ul>
<li>Partner with Operations, Credit, Risk, Compliance, Legal, Technology, Finance, and Sales teams
</li><li>Translate business requirements into functional specifications and support system configuration, testing, and implementation
</li><li>Act as the escalation point for complex product, system, or process-related issues
</li></ul><h3 class="jobSectionHeader"><b>Credit, Risk &amp; Compliance</b></h3><ul>
<li>Ensure loan products comply with regulatory guidelines, internal credit policies, and risk frameworks
</li><li>Support audits, regulatory inspections, and issue remediation related to lending products
</li><li>Assess regulatory and policy changes and recommend product or process updates
</li></ul><h3 class="jobSectionHeader"><b>Product Lifecycle &amp; Change Management</b></h3><ul>
<li>Support the end-to-end loan lifecycle including origination, underwriting, disbursement, servicing, restructuring, foreclosure, and closure
</li><li>Lead or support change initiatives such as pricing revisions, policy updates, system upgrades, and new product rollouts
</li><li>Conduct impact analysis and operational readiness for product changes
</li></ul><h3 class="jobSectionHeader"><b>Performance &amp; Portfolio Insights</b></h3><ul>
<li>Analyze portfolio performance, disbursements, yields, delinquencies, and customer behavior
</li><li>Identify opportunities to improve profitability, risk outcomes, and customer experience
</li><li>Support MIS, dashboards, and management reporting
</li></ul><h3 class="jobSectionHeader"><b>Training &amp; Knowledge Enablement</b></h3><ul>
<li>Act as a knowledge resource for business, operations, and support teams on loan products and processes
</li><li>Develop and maintain SOPs, product notes, FAQs, and training materials
</li><li>Conduct product and process training sessions
</li></ul><h3 class="jobSectionHeader"><b>Key Skills &amp; Competencies</b></h3><ul>
<li>Strong domain expertise in loan products and lending processes
</li><li>In-depth understanding of credit assessment, pricing, and repayment structures
</li><li>Knowledge of regulatory and compliance requirements for lending
</li><li>Strong analytical, problem-solving, and stakeholder management skills
</li><li>Ability to translate complex credit and regulatory rules into executable product logic</li>
</ul><p><b>
Requirements</b></p><h3 class="jobSectionHeader"><b>
Qualifications</b></h3><ul>
<li>Bachelor&rsquo;s degree in Business, Finance, Banking, or related field
</li><li>5&ndash;8+ years of experience in lending products, credit, or loan operations
</li><li>Hands-on experience with loan origination systems (LOS) and core banking platforms
</li></ul><h3 class="jobSectionHeader"><b>Preferred Experience</b></h3><ul>
<li>Experience across multiple loan products (Retail / SME / Corporate)
</li><li>Exposure to credit risk management and portfolio analytics
</li><li>Experience supporting digital lending or straight-through processing initiatives</li></ul></div>

Product Subject Matter Expert (Loans)

Muller's Solutions

<div><p>M&uuml;ller's Solutions is seeking an experienced Senior SAS &amp; Credit Risk Systems Administrator to join our innovative team. In this role, you will be pivotal in managing and optimizing the SAS environment and overseeing credit risk systems, ensuring robust analytics and reporting capabilities that drive strategic decision-making.</p><p>
As a Senior Administrator, you will work closely with data analysts and risk management teams to support and enhance SAS applications, ensuring high system availability and optimized performance. Your expertise will help the organization navigate complex credit risk assessments and reporting requirements effectively.</p><h3 class="jobSectionHeader"><b>
Key Responsibilities:</b></h3><ul>
<li>Administer and maintain SAS software and credit risk systems, ensuring optimal functionality and performance.</li>
<li>Oversee installation, updates, and configuration of SAS applications and related infrastructure.</li>
<li>Provide technical support and troubleshoot issues related to SAS and credit risk systems.</li>
<li>Collaborate with business users and data analysts to gather requirements and deliver effective SAS solutions for credit risk analytics.</li>
<li>Monitor system performance and implement enhancements to meet evolving business needs.</li>
<li>Develop and maintain documentation for systems administration procedures, processes, and standards.</li>
<li>Ensure compliance with data governance policies, industry regulations, and best practices.</li>
</ul><p><b>Requirements</b></p><ul>
<li>
</li><li>5+ years of experience in SAS administration and credit risk systems management.</li>
<li>Strong understanding of credit risk frameworks, analytics, and reporting processes.</li>
<li>In-depth knowledge of managing and operating <b>SAS Analytics</b> and <b>Moody&rsquo;s CreditLens</b> systems.</li>
<li>Minimum of <b>5 years of experience</b> in SAS development and automation.</li>
<li>Ability to read logs and analyze performance to proactively identify issues.</li>
<li>Experience in <b>report preparation</b>.</li>
<li>Familiarity with best practices in SAS Analytics and Moody&rsquo;s CreditLens, including applying updates without impacting current operations.</li>
<li>Must be <b>fluent in Arabic</b>.</li>
<li>Hands-on experience with SAS software installation, configuration, and maintenance.</li>
<li>Proficiency in scripting and automation to streamline SAS processes.</li>
<li>Excellent problem-solving skills and attention to detail.</li>
<li>Strong communication and interpersonal skills to collaborate effectively with cross-functional teams.</li>
<li>Relevant certifications related to SAS or risk management are a plus.</li>
</ul><p></p><ul>
<li>Personal Skills:</li>
<li><ul><li>Strong analytical and organizational skills to understand business requirements and implement appropriate solutions.</li>
<li>Effective communication skills with technical teams and end users.</li>
<li>Training skills to guide users in efficiently utilizing different modules.</li></ul></li></ul><br>
<p></p><ul>
<li>
Educational Qualifications:</li>
<li><ul><li>Bachelor&rsquo;s degree in <b>Computer Science</b>, <b>Software Engineering</b>, or any related field.</li>
<li>Specialized certification in <b>developing or managing SAS Analytics</b> or <b>Moody&rsquo;s CreditLens</b> platform.</li>
</ul></li>
</ul><p><b>Benefits</b></p><p>
Why Join Us:</p><p></p><p>
Opportunity to work with a talented and passionate team.</p><p>
Competitive salary and benefits package.</p><p>
Exciting projects and innovative work environment.</p></div>

Senior SAS & Credit Risk Systems Administrator

<div><div><h5 class="jobSectionHeader"><b>Project description
</b></h5><p>A leading bank in Riyad is looking for Murex risk consultant for their support Activities. Looking for a credit risk murex/mlc developer with strong functional knowledge.
</p></div><div><h5 class="jobSectionHeader"><b>Responsibilities</b></h5>
<div><div><p>Manage both the Credit Risk &amp; Market Risk related vendor deliveries, technical configuration support and closure.
</p></div><div><p>Coordinate with vendor for reported bugs, track fixes, deploy re-test and ensure quality on the technical deployment.
</p></div><div><p>Support users with SIT, UAT application access, best practices, limitations, etc., and securing sign off.
</p></div><div><p>Handle the new developments / minor CRs which can be handled internally.
</p></div><div><p>Enhancements related to VAR, Scenarios, Performance Attributions, etc., will be required post Go Live, which needs technical support.
</p></div><div><p>Ensure the Static Data configurations, required methodology documentations, valuations, etc., are meeting user expectations part of implementation.
</p></div><div><p>Regulatory reporting issues, breaches, exposures, Limit validations, ALGO
</p></div><div><p>Mx sync, etc., to be supported promptly and addressed.
</p></div></div></div><div><h5 class="jobSectionHeader"><b>Skills</b></h5>
<p>Must have
</p><div><div><p>Murex
</p></div><div><p>Murex support experience in credit risk/MLC
</p></div><div><p>Minimum 8 to 10 years of experience.
</p></div><div><p>Experience in implementing PFE/CVA/SACCR is a must have experience.
</p></div><div><p>Regulatory reporting issues, VAR, Limit validations.
</p></div></div><p>Nice to have
</p><div><div><p>Murex Market risk experience
</p></div></div></div><div><h5 class="jobSectionHeader"><b>Other</b></h5>
<div><div><div><p>Languages</p>
<p>English: C1 Advanced
</p></div></div><div><div><p>Seniority</p>
<p>Senior</p></div></div></div></div></div>
<br><div><div><div><p>Riyadh, Saudi Arabia
</p></div><p>Req. VR-109899
</p></div><div></div><div><div><p>Murex ERM
</p></div><div><p>BCM Industry</p>
</div><div><p>20/02/2026
</p></div><div><p>Req. VR-109899</p></div></div></div><p></p>

Murex Production Support (Risk)

Explore 442+ Credit risk analyst in Riyadh this February. Find roles across top companies and apply now to boost your career.