ai researcher

ai/ml engineer, applied data science Jobs in Cupertino

ai/ml engineer, applied data science

business analyst

commodity finance & data analyst Jobs in Cupertino

commodity finance & data analyst

commodity financial analyst Jobs in Cupertino

commodity financial analyst

data analyst

Synergis

<div>
 
 
 TITLE:
 
 Data Analyst
 
 
 
 LOCATION:
 
 Cupertino, CA (on-site Tuesday - Thursday)
 
 
 
 ANTICIPATED DURATION:
 
 6 months
 
 
 
 
 
 
 
 NOTE: I am not able to work on a C2C basis or provide an H1B transfer/sponsorship at this time.
 
 
 
 
 
 
 
 
 Responsibilities:
 
 
 <ul>
 <li>
 Partner with finance, marketing, and business teams to define key financial and operational metrics, including revenue, customer acquisition cost (CAC), lifetime value (LTV), and overall business performance.
 </li>
 <li>
 Develop and maintain recurring financial reports, forecasts, and dashboards to support strategic decision-making and business planning.
 </li>
 <li>
 Analyze trends across internal and external data sources to provide actionable insights on revenue performance, customer behavior, and business growth opportunities.
 </li>
 <li>
 Support budgeting, forecasting, and performance tracking by translating data into clear financial narratives for stakeholders.
 </li>
 <li>
 Build and maintain automated reporting processes to improve efficiency and ensure data accuracy and consistency.
 </li>
 <li>
 Collaborate with cross-functional teams to standardize metrics, improve data quality, and enhance reporting capabilities.
 </li>
 <li>
 Present insights and recommendations to leadership, influencing decisions and driving measurable business outcomes.
 </li>
 </ul>
 
 
 
 
 
 Requirements:
 
 
 <ul>
 <li>
 4+ years of experience in financial analysis, business analytics, or data analytics roles with strong exposure to business performance metrics.
 </li>
 <li>
 Proven experience building financial models, forecasts, and recurring reports (e.g., revenue forecasting, ROI analysis, budget tracking).
 </li>
 <li>
 Strong analytical and problem-solving skills with the ability to translate data into business and financial insights.
 </li>
 <li>
 Proficiency in SQL and Tableau (or similar BI tools) for data analysis and visualization.
 </li>
 <li>
 Working knowledge of Python (or similar) for data manipulation or automation is a plus but not the primary focus.
 </li>
 <li>
 Experience defining and tracking key business metrics (e.g., CAC, LTV, ROAS, conversion rates).
 </li>
 <li>
 Ability to communicate complex insights clearly to both technical and non-technical stakeholders.
 </li>
 <li>
 Strong business acumen with a proactive, ownership-driven mindset.
 </li>
 <li>
 Experience working with consumer data or consumer credit/financial services is a plus.
 </li>
 </ul>
 
 
 
 
 The hourly pay rate range for this position is $60 to $70 (dependent on factors including but not limited to client requirements, experience, statutory considerations, and location). Benefits available to full-time employees: medical, dental, vision, disability, life insurance, 401k and commuter benefits.
 
 
 Synergis is proud to be an Equal Opportunity Employer. We value diversity and do not discriminate on the basis of race, color, ethnicity, national origin, religion, age, gender, gender identity, political affiliation, sexual orientation, marital status, disability, military/veteran status, or any other status protected by applicable law.
 
 
 Qualified applicants with arrest or conviction records will be considered for employment in accordance with the requirements of applicable state and local laws, including but not limited to, the San Francisco Fair Chance Ordinance, the City of Los Angeles&rsquo; Fair Chance Initiative for Hiring Ordinance, the Los Angeles County Fair Chance Ordinance for Employers, and the California Fair Chance Act.
 
 
 For immediate consideration, please forward your resume to DReeves@synergishr.com.
 
 
 If you require assistance or an accommodation in the application or employment process, please contact us at DReeves@synergishr.com.
 
 
 Synergis is a workforce solutions partner serving thousands of businesses and job seekers nationwide. Our digital world has accelerated the need for businesses to build IT ecosystems that enable growth and innovation along with enhancing the Total Experience (TX). Synergis partners with our clients at the intersection of talent and transformation to scale their balanced teams of tech, digital and creative professionals. Learn more about Synergis at www.synergishr.com.
 
 
 
</div>

Data Analyst

Apple

As a Commodity Finance Analyst, you will play a critical role in managing Apple's commodity costs, ensuring accurate financial reporting, and supporting strategic decision-making within the Worldwide Procurement Finance team. You will be responsible for forecasting commodity prices, analyzing variances, and collaborating with operations and supply chain teams to optimize costs and mitigate risks in a dynamic global market. Additionally, this role requires strong technical expertise in data querying, dashboard development, and large-scale data analysis. You will design and build scalable Tableau dashboards, write complex SQL queries, and leverage tools such as Dataiku to improve reporting efficiency, enhance data transparency, and support strategic decision-making. 
 
Your work will directly influence gross margin performance, operational efficiency, and strategic sourcing decisions in a fast-paced global environment. 
 
Description 
 
The Worldwide Procurement Finance group provides analytical support for key cost data, including standard costs, forecasted costs, and actual costs for Apple&rsquo;s extensive range of commodities. As a Commodity Financial Analyst, you will report to the Manager of Commodity Financial Management and support specific commodities or categories. 
 
This role expands beyond traditional financial analysis to include ownership of data architecture, dashboard development, and process automation. You will work with large, complex datasets from multiple systems (ERP, supply chain, contract manufacturers, suppliers), transforming raw data into actionable insights and executive-level reporting. 
 
You will operate with minimal direct supervision, performing complex and non-routine analytical tasks that directly impact gross margin and profitability. The ideal candidate combines strong financial acumen with technical data skills and a continuous improvement mindset. Our team is highly collaborative and values innovation, automation, and scalable solutions. 
 
&quot;,&quot;responsibilities&quot;:&quot;Design, develop, and maintain interactive Tableau dashboards for commodity cost analysis, reporting, and executive reviews. 
 
Write complex SQL queries to extract, transform, and analyze large datasets from ERP and data warehouse systems. 
 
Leverage tools such as Dataiku (or similar platforms) to automate data preparation, modeling, and reporting workflows. 
 
Build scalable, automated reporting solutions to improve efficiency and reduce manual processes. 
 
Prepare key commodity forecasts used in monthly purchase price variance (PPV) forecasting and gross margin analysis. 
 
Reconcile actual costs to forecasted costs and analyze key drivers of commodity cost changes. 
 
Perform supply chain analysis to identify trends, risks, and cost optimization opportunities. 
 
Reconcile and analyze supply chain data against contract manufacturer and supplier data. 
 
Prepare quarter-end accounting entries to accurately represent commodity costs in financial statements. 
 
Support ad hoc supply chain business process reengineering initiatives. 
 
Preferred Qualifications 
 
Experience with SAP or other ERP systems. 
 
Experience with Dataiku or similar data science/ETL platforms. 
 
Operations and Supply Chain Finance experience. 
 
Experience with data modeling, automation, and process optimization initiatives. 
 
Familiarity with data warehousing concepts and financial data governance. 
 
Programming experience in Python or similar language for data analysis (a plus). 
 
Minimum Qualifications 
 
Bachelor&rsquo;s degree in Accounting, Finance, Data Analytics, Information Systems, or related field. 
 
5+ years of experience in finance, supply chain finance, cost accounting, or related analytical role with strong technical exposure. 
 
Advanced Excel skills (financial modeling, large dataset handling, complex formulas). 
 
Strong SQL skills with demonstrated experience querying large relational databases. 
 
Experience building dashboards and visualizations in Tableau (or comparable BI tool). 
 
Experience working with large, complex datasets across multiple systems. 
 
Strong analytical and problem-solving skills at both macro and micro levels. 
 
Excellent oral and written communication skills with the ability to translate complex data into clear business insights. 
 
Detail-oriented with strong ability to handle ambiguity and uncertainty. 
 
Proven ability to work independently and drive results. 
 
Apple is an equal opportunity employer that is committed to inclusion and diversity. We seek to promote equal opportunity for all applicants without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, Veteran status, or other legally protected characteristics. Learn more about your EEO rights as an applicant . 
 
Pay &amp; Benefits 
 
At Apple, base pay is one part of our total compensation package and is determined within a range. This provides the opportunity to progress as you grow and develop within a role. The base pay range for this role is between $137,900 and $207,300, and your base pay will depend on your skills, qualifications, experience, and location. 
 
Apple employees also have the opportunity to become an Apple shareholder through participation in Apple's discretionary employee stock programs. Apple employees are eligible for discretionary restricted stock unit awards, and can purchase Apple stock at a discount if voluntarily participating in Apple's Employee Stock Purchase Plan. You'll also receive benefits including: Comprehensive medical and dental coverage, retirement benefits, a range of discounted products and free services, and for formal education related to advancing your career at Apple, reimbursement for certain educational expenses - including tuition. Additionally, this role might be eligible for discretionary bonuses or commission payments as well as relocation. Learn more about Apple Benefits. 
 
Note: Apple benefit, compensation and employee stock programs are subject to eligibility requirements and other terms of the applicable plan or program.

Commodity Finance & Data Analyst

GLIDER.ai

Job Overview We are seeking a dynamic and detail-oriented Business Analyst to join our team and drive impactful data-driven decision-making. In this role, you will serve as a vital link between business needs and technical solutions, leveraging your expertise in data analysis, project management, and analytics tools. Your energetic approach will help streamline processes, improve operational efficiency, and support strategic initiatives across the organization. This position offers an exciting opportunity to work with cutting-edge technologies and methodologies to unlock valuable insights that propel our business forward.Duties<ul><li>Collaborate with stakeholders to gather and define business requirements, translating them into clear technical specifications. </li><li>Develop and maintain dashboards, reports, and visualizations using tools such as Tableau, Power BI, and Looker to communicate complex data insights effectively. </li><li>Conduct comprehensive data analysis utilizing SQL, R, Python, and ETL processes to identify trends, patterns, and opportunities for improvement. </li><li>Design and optimize databases with expertise in database design principles using Microsoft SQL Server, Oracle, or similar platforms. </li><li>Support Agile project management practices by participating in sprint planning, stand-ups, and retrospectives to ensure timely delivery of solutions. </li><li>Manage the entire Software Development Life Cycle (SDLC), ensuring quality standards are met from initial planning through deployment. </li><li>Automate workflows and reporting tasks using VBA, Bash (Unix shell), or other scripting languages to enhance efficiency. </li><li>Integrate linked data sources to create comprehensive datasets that support advanced analytics initiatives. </li><li>Collaborate with technical teams on the development of data pipelines using Talend or similar ETL tools for seamless data integration. </li><li>Assist in database design improvements and schema development to support scalable analytics solutions.</li></ul>Requirements<ul><li>Proven experience in business analysis with strong understanding of analytics concepts and techniques. </li><li>Proficiency in SQL programming for data extraction, transformation, and loading (ETL) processes. </li><li>Hands-on experience with Tableau, Power BI, Looker or similar visualization tools for creating insightful dashboards. </li><li>Familiarity with Agile methodologies and project management practices to facilitate collaborative project execution. </li><li>Knowledge of SDLC processes ensuring structured development cycles for software projects. </li><li>Technical skills in R, Python, VBA, Bash (Unix shell), Talend, Oracle databases, and Microsoft SQL Server are highly desirable. </li><li>Strong database design skills coupled with expertise in linked data integration for comprehensive analysis. </li><li>Ability to interpret complex datasets using advanced analysis skills to support strategic decision-making. </li><li>Excellent communication skills to convey technical findings clearly to non-technical stakeholders. Join us as a Business Analyst where your enthusiasm for data combined with your technical prowess will make a tangible impact! We value energetic professionals eager to innovate and excel in a fast-paced environment&mdash;help us turn insights into action!</li></ul>Pay: $92,656.25 - $111,586.02 per yearBenefits:<ul><li>401(k) 5% Match</li><li>Partner benefits</li><li>Prescription drug insurance</li><li>Retirement plan</li></ul>Work Location: Hybrid remote in Cupertino, CA 95014

Business Analyst

The App Store is the world's safest and most vibrant app marketplace, serving more than 700 million people each week. Since the App Store launched in 2008, it has helped creators, dreamers, and learners of all ages and backgrounds connect with the tools and information they need to build a brighter future and a better world. It has enabled countless new companies, spawned new industries, and created millions of jobs. A significant driver of the global economy, the App Store facilitates over a $1 trillion in developer billings and sales annually, rewarding developers and entrepreneurs for their hard work and creativity. And we believe we&rsquo;re just getting started! 
 
The App Store Monetization team is seeking an analyst to play a pivotal role in shaping the future of in-app purchase analytics. In this role, you&rsquo;ll partner with cross-functional teams to deliver critical commerce metrics and actionable platform-level insights that directly empower developers and foster their success on the App Store. We are looking for an individual who is deeply passionate about uncovering growth opportunities and deriving actionable insights from data, coupled with a profound understanding of emerging mobile commerce trends. The ideal candidate will possess extensive experience in conducting in-depth quantitative analysis within the digital commerce landscape, demonstrating a highly collaborative mindset and a drive for impact. 
 
Description 
 
As an IAP-focused analyst on the App Store Monetization team, you'll help to drive the development and execution of our commerce metrics and insights roadmap as well as support evangelization and enhancement efforts of the In-App Purchase conversion funnel. In close partnership with cross-functional teams, you will empower internal stakeholders and developers to more deeply understand and optimize in-app payment flows on the App Store. &quot;,&quot;responsibilities&quot;:&quot;Defining and developing metrics to accurately measure and highlight the effectiveness of purchase flows, collaborating closely with commerce, data science, and product teams. 
 
Generating, packaging, and effectively communicating data-driven insights to empower developers in optimizing their in-app purchase strategies through scaled channels or ad-hoc support. 
 
Collaborating with the Business Intelligence team to create and train internal stakeholders on impactful data visualizations while partnering with the Product team on the developer tools roadmap. 
 
Working alongside cross-functional teams to develop actionable insights that optimize the developer onboarding experience for successful in-app purchase integration. 
 
Preferred Qualifications 
 
Demonstrated expertise within the mobile app ecosystem, specifically in reporting, analyzing, and optimizing app monetization strategies and payment flows, including (but not limited to) in-app purchases. 
 
An adaptable self-starter who thrives in dynamic environments, exhibiting exceptional critical thinking skills and the ability to strategically navigate evolving business challenges. 
 
Bachelor&rsquo;s degree or equivalent experience; JD or MS/MBA a plus. 
 
Minimum Qualifications 
 
7+ years of experience in a data analyst, business analyst, or similar quantitative role, specifically focused on digital commerce or e-commerce analytics. 
 
Strong quantitative and analytical skills, with advanced proficiency in data collection, organization, analysis, and dissemination of large volumes of data using tools like SQL, Excel, and Tableau (or equivalent). 
 
Demonstrated ability to synthesize complex data into clear, actionable insights and communicate them effectively through compelling narratives, presentations or strategic recommendations. 
 
Proven track record of proactively driving projects forward that rely on cross-functional deliverables and partnership. 
 
Apple is an equal opportunity employer that is committed to inclusion and diversity. We seek to promote equal opportunity for all applicants without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, Veteran status, or other legally protected characteristics. Learn more about your EEO rights as an applicant . 
 
Pay &amp; Benefits 
 
At Apple, base pay is one part of our total compensation package and is determined within a range. This provides the opportunity to progress as you grow and develop within a role. The base pay range for this role is between $146,800 and $221,200, and your base pay will depend on your skills, qualifications, experience, and location. 
 
Apple employees also have the opportunity to become an Apple shareholder through participation in Apple's discretionary employee stock programs. Apple employees are eligible for discretionary restricted stock unit awards, and can purchase Apple stock at a discount if voluntarily participating in Apple's Employee Stock Purchase Plan. You'll also receive benefits including: Comprehensive medical and dental coverage, retirement benefits, a range of discounted products and free services, and for formal education related to advancing your career at Apple, reimbursement for certain educational expenses - including tuition. Additionally, this role might be eligible for discretionary bonuses or commission payments as well as relocation. Learn more about Apple Benefits. 
 
Note: Apple benefit, compensation and employee stock programs are subject to eligibility requirements and other terms of the applicable plan or program.

Analyst, IAP and Commerce

Apple&rsquo;s Intelligent System Experience (ISE) group builds intelligent software products and experiences on platforms that are used by millions of users around the world every single day. The ISE Data Science team works across products and platforms to translate vast amounts of metrics about software feature usage on iPhone, iPad, and Mac into actionable insights for our leadership in Engineering, Design, and Product Marketing teams. As Apple Intelligence features such as Writing Tools, Smart Reply, and Genmoji evolve, data has become increasingly central to how we understand the user experience, inform product strategy, and evaluate new machine-learning systems in a timely fashion. 
 
Description 
 
As the manager of the ISE Data Science team, you will lead and mentor a talented group of data scientists to understand customer engagement with Apple&rsquo;s products and features. You will oversee the team&rsquo;s efforts to collect, analyze, and interpret vast amounts of quantitative (telemetry) and qualitative (customer feedback) data to help improve Apple's products, inform strategic directions, and enhance the overall user experience. You will work closely with the Input Experience Analytics software engineering team to design and implement metrics for our software features, as well as the ISE User Studies team to establish a holistic picture of the user experience. 
 
The ideal candidate for this role is an experienced manager with deep expertise in analytics and experimentation, excels at building strong cross-functional relationships to drive data-informed decisions across the company, and is skilled at leading teams to surface and communicate key data insights that improve performance and customer experience at a global scale.&quot;,&quot;responsibilities&quot;:&quot;As a member of our dynamic team, you will have the unique and rewarding opportunity to influence the direction of upcoming products and features that will delight millions of Apple customers around the world every single day! Some of the work you will do includes: 
 
Synthesize quantitative and qualitative data from multiple sources across Apple and guide the data scientists to translate this data into actionable insights and business strategy, driving scalable, high-impact outcomes for iOS, iPadOS, and macOS features, including multi-platform Apple Intelligence features. 
 
Deliver accurate and timely data and business analytics to stakeholders in order to meet mission- and business-critical requests. 
 
Lead the development and implementation of robust monitoring, alerting, and health checking systems to ensure sustained data and machine learning model performance at scale. 
 
Through continuous process improvement, proactively seek ways to improve existing data pipelines, reduce data storage loads, and identify opportunities for feature performance improvements. 
 
Present and oversee communications of data analysis and insights to key stakeholders. Model and teach effective data storytelling, communicating compelling data-driven narratives without compromising analytical rigor. 
 
Partner with cross-functional leaders to align data and analytics initiatives with strategic objectives. 
 
Foster a data-informed culture by sharing data science best practices across Apple. Mentor and coach data scientists on technical best practices and professional development. 
 
Preferred Qualifications 
 
5+ years of management experience 
 
Experience working on consumer-facing products or shipping products 
 
Experience using AI tools for text or image creation and editing (e.g. ChatGPT, Gemini, Apple Intelligence), and/or AI models for data analysis, synthesis, or evaluation workflows 
 
Advanced degree in data science, engineering, or any related field of study 
 
Minimum Qualifications 
 
2+ years of experience managing or leading diverse teams of data scientists and/or software engineers and researchers 
 
Can lead teams in applying statistical analysis and inference, A/B experimentation and modeling (e.g. statistical, machine learning), to drive data-informed decisions, while maintaining hands-on proficiency in Python, SQL and Tableau 
 
Able to translate complex data into clear, actionable insights and recommendations for executive leadership and cross-functional stakeholders, ensuring alignment between technical findings and business objectives 
 
Organized, highly attentive to detail, and adaptable to rapidly changing requirements and environments&quot;,&quot;internalDetails&quot;:null 
 
Pay &amp; Benefits 
 
At Apple, base pay is one part of our total compensation package and is determined within a range. This provides the opportunity to progress as you grow and develop within a role. The base pay range for this role is between $198,300 and $342,800, and your base pay will depend on your skills, qualifications, experience, and location. 
 
Apple employees also have the opportunity to become an Apple shareholder through participation in Apple's discretionary employee stock programs. Apple employees are eligible for discretionary restricted stock unit awards, and can purchase Apple stock at a discount if voluntarily participating in Apple's Employee Stock Purchase Plan. You'll also receive benefits including: Comprehensive medical and dental coverage, retirement benefits, a range of discounted products and free services, and for formal education related to advancing your career at Apple, reimbursement for certain educational expenses - including tuition. Additionally, this role might be eligible for discretionary bonuses or commission payments as well as relocation. Learn more about Apple Benefits 
 
Note: Apple benefit, compensation and employee stock programs are subject to eligibility requirements and other terms of the applicable plan or program.

ML Data Science Manager, ISE Analytics and User Studies

As a Commodity Finance Analyst, you will play a critical role in managing Apple's commodity costs, ensuring accurate financial reporting, and supporting strategic decision-making within the Worldwide Procurement Finance team. You will be responsible for forecasting commodity prices, analyzing variances, and collaborating with operations and supply chain teams to optimize costs and mitigate risks in a dynamic global market. Your insights will directly impact Apple's profitability and strategic sourcing decisions. 
 
Description 
 
The Worldwide Procurement Finance group is a critical function that provides analytical support for key cost data, including standard costs, forecasted costs, and actual costs for Apple's extensive range of commodities. As a Commodity Finance Analyst, you will report to the Manager of Commodity Financial Management and will be responsible for some specific commodities or categories. You will work with minimal direct supervision, performing a variety of complex and non-routine tasks that directly impact Apple's gross margin and profitability. This role offers the opportunity to work on challenging projects, collaborate with cross-functional teams, and contribute to Apple's continued success. Our team is highly collaborative and values innovation and continuous improvement. 
 
&quot;,&quot;responsibilities&quot;:&quot;Preparation of key commodity forecasts used in monthly purchase price variance forecast and gross margin analysis. 
 
Provide support and guidance to operations personnel as issues arise related to the supply chain or business processes. 
 
Reconciliation of actual costs to forecasted costs for key commodities supply chain analysis for key commodities to identify major drivers in cost changes for key commodities. 
 
Reconciliation and analysis of Apple supply chain data to contract manufacturer and supplier data. 
 
Preparation of quarter-end accounting entries necessary for accurately representing the cost of key commodities in the financial statements. 
 
Manage ad hoc requests related to the supply chain business process reengineering. 
 
Effectively handle ambiguity and uncertainty. 
 
Drive for excellence with detail orientation. 
 
Preferred Qualifications 
 
MBA, CPA, CFA, or other relevant advanced degree or professional certification is a plus. 
 
Excellent oral and written communication, interpersonal, and presentation skills. 
 
Strong analytical and problem-solving skills at both macro and micro levels. 
 
Experience with SAP or other ERP systems. 
 
Operations and Supply Chain Finance experience. 
 
Experience with data analysis and visualization tools (e.g., Tableau, Power BI). 
 
Experience in preparing key commodity forecasts used in monthly purchase price variance forecast and gross margin analysis. 
 
Experience in reconciliation and analysis of Apple supply chain data to contract manufacturer and supplier data. 
 
Minimum Qualifications 
 
Bachelor&rsquo;s degree in accounting, finance, or related field of study. 
 
5 years of related finance/accounting experience, ideally with a focus on commodity finance, supply chain finance, or cost accounting. 
 
Proven knowledge of Excel. 
 
Apple is an equal opportunity employer that is committed to inclusion and diversity. We seek to promote equal opportunity for all applicants without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, Veteran status, or other legally protected characteristics. Learn more about your EEO rights as an applicant . 
 
Pay &amp; Benefits 
 
At Apple, base pay is one part of our total compensation package and is determined within a range. This provides the opportunity to progress as you grow and develop within a role. The base pay range for this role is between $110,500 and $166,100, and your base pay will depend on your skills, qualifications, experience, and location. 
 
Apple employees also have the opportunity to become an Apple shareholder through participation in Apple's discretionary employee stock programs. Apple employees are eligible for discretionary restricted stock unit awards, and can purchase Apple stock at a discount if voluntarily participating in Apple's Employee Stock Purchase Plan. You'll also receive benefits including: Comprehensive medical and dental coverage, retirement benefits, a range of discounted products and free services, and for formal education related to advancing your career at Apple, reimbursement for certain educational expenses - including tuition. Additionally, this role might be eligible for discretionary bonuses or commission payments as well as relocation. Learn more about Apple Benefits. 
 
Note: Apple benefit, compensation and employee stock programs are subject to eligibility requirements and other terms of the applicable plan or program.

Commodity Financial Analyst

Imagine what you could do here. At Apple, new ideas have a way of becoming great products, services, and customer experiences very quickly. Bring passion and dedication to your job and there's no telling what you could accomplish! Do you love thinking analytically? Are you passionate about using your financial knowledge to navigate complex challenges? Just as our customers find value in Apple products, the Finance group finds value for our customers, Apple, and our shareholders. 
 
As part of the Apple Financial Services (AFS) team, you&rsquo;ll play an integral role developing key sales strategies while preserving our day-to-day financial health. You and your team will support Apple&rsquo;s worldwide growth, both top and bottom line, by applying the same level of innovation toward financial matters as we do toward our products and services. You&rsquo;ll also collaborate with Apple teams across the world to develop more effective investment strategies and risk management. Finance is essential to upholding our global commitment to excellence, and it is directly responsible for shaping the company&rsquo;s future. Join us, and you&rsquo;ll play a meaningful role in continuing Apple&rsquo;s legacy of efficiency and success as an important contributor to AFS around the world! 
 
Description 
 
The AFS Finance and Risk Analyst is a multifaceted position responsible for driving pricing, risk management, and performance analytics for the global AFS team. This role explores all stages of the AFS customer sales cycle to develop global campaigns and drive incremental sales in Education, Enterprise, and Consumer. The role will be responsible for developing and assessing innovative AFS customer offers and programs, managing the AFS portfolio, and expanding the ways of looking at financial performance and risk. This role collaborates heavily with both internal Apple teams and external partners to enhance AFS performance and global business infrastructure. This is a demanding role with the feel and team culture of a startup environment. The successful AFS Finance and Risk Analyst will help expand sales and drive execution of the AFS strategy by providing data-driven insight through creative analytics. 
 
Preferred Qualifications 
 
Strong analytical focus with business, quantitative, and portfolio modeling experience 
 
Experience or strong interest in structuring financial products, ability to effectively understand economic trade-offs and help shape customer conversations 
 
Proven track record of influencing and challenging outcomes to drive results 
 
Excellent verbal and written communication skills with the ability to articulate results of analysis and present complex information to senior leadership. 
 
Big picture thinking with inherent curiosity to understand and own all details 
 
Standout colleague with the desire and ability to collaborate with global business partners 
 
Proficient in Excel and ideally experience with data analytics tools (e.g.,R, Python) and visualization platforms (e.g., Tableau) 
 
Minimum Qualifications 
 
5+ years of experience in sales or commercial finance or related roles 
 
BA/BS in Economics, Mathematics, Finance, or related field 
 
Apple is an equal opportunity employer that is committed to inclusion and diversity. We seek to promote equal opportunity for all applicants without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, Veteran status, or other legally protected characteristics. Learn more about your EEO rights as an applicant . 
 
Pay &amp; Benefits 
 
At Apple, base pay is one part of our total compensation package and is determined within a range. This provides the opportunity to progress as you grow and develop within a role. The base pay range for this role is between $137,900 and $207,300, and your base pay will depend on your skills, qualifications, experience, and location. 
 
Apple employees also have the opportunity to become an Apple shareholder through participation in Apple's discretionary employee stock programs. Apple employees are eligible for discretionary restricted stock unit awards, and can purchase Apple stock at a discount if voluntarily participating in Apple's Employee Stock Purchase Plan. You'll also receive benefits including: Comprehensive medical and dental coverage, retirement benefits, a range of discounted products and free services, and for formal education related to advancing your career at Apple, reimbursement for certain educational expenses - including tuition. Additionally, this role might be eligible for discretionary bonuses or commission payments as well as relocation. Learn more about Apple Benefits. 
 
Note: Apple benefit, compensation and employee stock programs are subject to eligibility requirements and other terms of the applicable plan or program.

AFS Finance and Risk Analyst

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