data analyst

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financial analyst

financial data analyst

Backtech

Position: Financial AnalystLocation: Uni Tower, I.I. Chundrigar Road, Karachi Pakistan.Job type: Night shift.Qualification: BS degree in Finance, Economics or related fieldLanguage: Must be fluent in English, having excellent communication skills.Experience: relevant experience or Fresh (fresh are encouraged to apply).BackTech, a leading back-office operations service provider is actively seeking a skilled Financial Analyst to join our company and play a pivotal role in enhancing our financial well-being.As a Financial Analyst, you will meticulously examine our clients' financial data, providing transparent insights into profitability, reconciliation, accuracy, and up-to-date information. The position involves conducting thorough.Job Responsibility:1. Prepare and share a daily cash flow report with deposits, bank balances, and upcoming invoices to keep clients informed.2. Conduct daily reconciliation of bank transactions to ensure account accuracy and identify discrepancies promptly.3. Verify cash and card deposits to uphold financial record accuracy.4. Mapping and recording financial transactions from bank statements.5. Identify merchant-related chargebacks and initiate the appeal process.6. Generate sales tax summaries for clients.7. Manage Income Statements, providing insights into profit and loss reports.8. Accurately calculate and report commissions to the clients.9. Develop clear and engaging presentations for clients.Create additional reports for a complete and detailed financial understandingRequirements:1. Demonstrate proficiency in English, both written and verbal, for effective communication.2. Possess at least a bachelor's degree in a related field such as Business, Finance, or Accounts.3. 1 to 2 years of proven experience with financial reconciliation and bookkeeping.4. Excellent Communication Skills.5. Demonstrate precision and meticulous attention to detail in managing financial data and accounts.Demonstrate strong skills in Microsoft Excel for effective data analysis and financial tasks, along with technical proficiency in relevant finance and accounting software and toolSalary: 55k to 60kJob Type: Full-timeSalary: Rs60,000.00 - Rs70,000.00 per monthBenefits:<ul><li>Yearly bonus.</li><li>Comprehensive medical coverage, including family benefits.</li><li>Complimentary meals during shifts.</li><li>Leave Entitlements:</li><li>7 days sick leave annually.</li><li>7 days casual leave annually.</li><li>7 days annual leave.</li></ul>Ability to commute/relocate:<ul><li>Karachi: Reliably commute or planning to relocate before starting work (Required)</li></ul>Job Type: Full-timePay: Rs60,000.00 - Rs70,000.00 per monthExperience:<ul><li>Finance: 2 years (Required)</li><li>Excel: 1 year (Required)</li><li>US based working: 1 year (Required)</li></ul>Language:<ul><li>English (Required)</li></ul>Location:<ul><li>Karachi (Required)</li></ul>Work Location: In person

Financial Analyst (US based Back Office)

IBL UNISYS

Job Title: Financial AnalystDepartment: FinanceJob Type: Full-timeLocation: Karachi (On-site)About IBL-Unisys:IBL-Unisys, part of the IBL Group of Companies, has been a market leader in Pakistan for over a century. Specializing in the distribution, marketing, and manufacturing of global brands, we have expanded our portfolio into cutting-edge technology solutions. As a premier IT services provider, IBL-Unisys partners with globally renowned companies to deliver innovative and reliable technology solutions to our clients.Job Summary:We are seeking a detail-oriented and analytical Financial Analyst to join our Finance team. The ideal candidate will be responsible for evaluating financial data, preparing reports, supporting budgeting and forecasting processes, and providing strategic insights to aid in data-driven decision-making.Key Responsibilities:<ul><li>Support the preparation of financial and operational reports, including inputs for dashboards on a weekly, monthly, and quarterly basis.</li><li>Perform variance analysis and provide actionable insights into business performance.</li><li>Build and maintain financial models to support planning and forecasting activities.</li><li>Identify trends and recommend strategies to optimize revenue and control costs.</li><li>Verify pricing structures and financial proposals in coordination with the Sales team, ensuring alignment with internal policies.</li><li>Review and validate customer quotations and commercial terms.</li><li>Conduct financial analysis to support pricing strategies and margin optimization.</li><li>Collaborate with Sales, Legal, and Finance teams to streamline proposal and approval workflows.</li><li>Conduct Customer Due Diligence (CDD) and Vendor Due Diligence (VDD) in accordance with company policy.</li><li>Ensure compliance with financial regulations, company policies, and internal controls.</li><li>Document and maintain Standard Operating Procedures (SOPs) for key finance and sales support processes.</li><li>Analyze financial performance by comparing actual results to forecasts and budgets.</li><li>Work cross-functionally to gather financial data and support strategic planning.</li><li>Assist with investment analysis and capital budgeting initiatives.</li><li>Ensure data accuracy and consistency across financial reporting systems.</li><li>Stay current on financial regulations, industry trends, and best practices.</li></ul>Qualifications:<ul><li>Bachelor's degree in Finance, Accounting, Economics, or a related field.</li><li>1-2 years of experience in a financial analyst or similar finance role.</li><li>Strong proficiency in Microsoft Excel and financial modeling techniques.</li><li>Experience with financial reporting systems such as SAP, Oracle, NetSuite, or similar platforms.</li><li>Excellent analytical, problem-solving, and communication skills.</li><li>Ability to prioritize tasks, manage deadlines, and work independently.</li><li>Professional certifications (e.g., ACCA, CPA, CFA, or MBA) are preferred but not required.</li></ul>Job Type: Full-timeWork Location: In person

Financial Analyst

Aspire92

Aspire 92 is seeking an experienced Financial Analyst with a strong background in finance and accounting, specifically from an ACCA qualification. The ideal candidate will be responsible for managing large, strategic accounts, ensuring client satisfaction, and driving business growth through excellent relationship management and service delivery. This role requires strong management skills, attention to detail, and the ability to collaborate across departments to meet and exceed client expectations.Major Responsibilities &amp; Duties:<ul><li>Prepare accurate and timely Individual and Business Tax Returns.</li><li>Ability to work on accounting activities, and knowledge of basic accounting principles.</li><li>Provide superior and responsive professional services for clients.</li><li>Develop an understanding of using multiple cloud-based software for Tax and Accounting</li><li>Detailed oriented with a strong level of accuracy in communication.</li><li>Work on time-sensitive ad-hoc tasks.</li><li>Communication with regulatory authorities and strong research skills.</li><li>Ability to conduct financial analysis and provide suggestions for best strategies.</li><li>Work on QuickBooks and hold an advance understanding of QuickBooks online is a plus.</li></ul>Requirements &amp; Qualifications:Ideal candidates should have following qualifications:<ul><li>0-2 years of relevant professional experience.</li><li>ACCA/CA/CFA partially qualified or equivalent.</li><li>Excellent written and verbal communication.</li><li>Bilingual, ability to speak in Urdu and English.</li><li>M&amp;A experience will be a big plus</li><li>Analytical procedures experience is strongly desired</li><li>Have an understanding of Tax system, preferably US Tax.</li><li>High degree of computer literacy, including knowledge specifically Excel and PPT.</li><li>Good drafting skills of letters and reply to notices.</li><li>QuickBooks &amp; Payroll experience is a plus.</li><li>Ability to draft professional and technical memos.</li><li>Prior experience with US client(s) will be a big plus.</li></ul>Job Type: Full-timeWork Location: Remote

Bobtail

<div><h2 class="jobSectionHeader">About Bobtail</h2>

Bobtail is dedicated to increasing happiness by eliminating inefficiencies in the supply chain. We envision a supply chain without friction, fraud, waste, and abuse where companies succeed based on the value they create.

We work in a unique way at Bobtail, where we value teams over individuals and encourage experimentation and iteration to constantly improve. Teams are given flexibility in working towards a shared purpose and given the freedom to decide how they will accomplish their goals.

If you are an out of the box thinker that takes a proactive approach in collaborating with others to solve problems and achieve your goals - we would love to talk to you.

The things we value:
<div>
<ul><li>Mission</li></ul>
<ul><li>Teams over individuals</li></ul>
<ul><li>Collaboration</li></ul>
<ul><li>Communication</li></ul>
<ul><li>Iteration</li></ul>
<ul><li>Experimentation and failing fast</li></ul>
<ul><li>Initiative and solutions oriented approach</li></ul>
<ul><li>Documentation</li></ul>
<ul><li>Data</li></ul>
<ul><li>Mental health and work life balance</li></ul>
<ul><li>Diversity</li></ul>
<ul><li>Transparency</li></ul>
</div>
About the Role

We're hiring a tactical, data-driven Risk Analyst to strengthen our risk controls on the Fleet Card program. This entry-level role (1&ndash;2 years experience) is perfect for someone who enjoys working with financial data, spotting unusual spend patterns, and building systems that prevent credit losses.

You'll work directly with the Risk Manager to analyze cardholder behavior, support credit policy improvements, and enhance visibility into emerging risk signals &mdash; from credit score drops to delinquency indicators and suspicious usage trends.

This is a high-impact, learning-heavy role suited for someone excited about credit risk, fraud prevention, and real-time monitoring in a fast-growing fintech environment. 

<h2 class="jobSectionHeader">
You should apply if you have:</h2>
<ul><li>Minimum 1-3 years of relevant experience</li>
<li>Strong SQL skills &mdash; must be able to query transaction and user-level data independently.</li>
<li>Analytical mindset with a strong eye for outliers, trends, and inconsistencies.</li>
<li>Comfort working with large, messy datasets and turning them into clean reports.</li>
<li>Familiarity with dashboarding tools (Looker, Tableau, Power BI, etc.).</li>
<li>Strong written communication, especially when documenting casework or investigation summaries.</li>
</ul><h2 class="jobSectionHeader">Nice to Have</h2>
<ul><li>Experience with Python for analysis or automation.</li>
<li>Familiarity with credit risk management, underwriting, or collections.</li>
<li>Internship or hands-on experience in fintech, lending, or card-based products.</li>
<li>Prior experience in a tech startup &mdash; preferred for adaptability and ownership.</li>
</ul><h2 class="jobSectionHeader">You will be responsible for:</h2>
<ul><li>Track and report on key credit risk indicators (KRIs) like Days Past Due, Utilization Rates, and Limit Breaches.</li>
<li>Identify early warning signs such as spend spikes, irregular usage locations, or frozen credit reports.</li>
<li>Investigate late payments, missed repayments, and suspected misuse of cards.</li>
<li>Support root cause analysis (RCA) for fraud, default, or risky customer behavior.</li>
<li>Write and optimize SQL queries to extract relevant cardholder and transaction-level data.</li>
<li>Collaborate with the Credit and Ops teams to review customer creditworthiness and update credit line recommendations.</li>
<li>Help design alerts and internal tools to flag high-risk patterns in real time.</li>
<li>Clean and prepare data for reporting, presentations, and leadership updates.</li>
<li>Summarize findings in short, structured writeups with risk-relevant insights.</li>
</ul><h2 class="jobSectionHeader">Benefits</h2>
<ul><li>Monthly Mental Break Day</li>
<li>Paid Time Off</li>
<li>Work from home (or wherever)</li>
<li>Parental leave</li>
</ul>
Creating a diverse and inclusive workplace is Bobtail's nucleus. We are an equal opportunity employer and embrace people of different backgrounds, cultures, religions, national origins, races, colors, genders, gender expressions, sexual orientations, ages, marital status, veteran status, experiences, abilities and perspectives.</div>

Risk Analyst - Fleet Card

Careem

<div><div>Careem is building the Everything App for the greater Middle East, making it easier than ever to move around, order food and groceries, manage payments, and more. Careem is led by a powerful purpose to simplify and improve the lives of people and build an awesome organisation that inspires. Since 2012, Careem has created earnings for over 2.5 million Captains, simplified the lives of over 70 million customers, and built a platform for the region&rsquo;s best talent to thrive and for entrepreneurs to scale their businesses. Careem operates in over 70 cities across 10 countries, from Morocco to Pakistan.</div><div>
<div>
About the team:</div>
<div>Careem&rsquo;s Finance team plays a critical role in enabling data-driven decisions and financial discipline across all business verticals. We partner closely with teams across the organization to guide strategy, allocate resources efficiently, and drive sustainable growth.</div>
<div></div>
<div>About the role 
We&rsquo;re looking for a Data Specialist to partner closely with our Accounting team. You&rsquo;ll own the delivery of accurate, timely datasets for month-end and daily operations, reconcile data from source transactions through to collections, and help clear unidentified account balances. You&rsquo;ll use strong SQL and Python skills, plus BI tools (Power BI/Tableau/Excel), to turn raw data from Oracle ERP and other systems into reliable, audit-ready information.</div>
<div></div>
<div>What you&rsquo;ll do</div>
<ul><li>Build, maintain, and optimize SQL queries, views, and Python jobs that supply clean, timely data to Accounting.</li>
<li>Reconcile operational and financial data (orders, payments, payouts, collections) end-to-end; investigate breaks and resolve root causes.</li>
<li>Produce and automate dashboards and reports in Power BI/Tableau/Excel for month-end close, cash application, aging, write-offs, and reconciliation status.</li>
<li>Partner with Accounting to clear unidentified account balances by tracing transactions, matching remittances, and documenting adjustments.</li>
<li>Design and operate data integrations to/from Oracle ERP (e.g., GL, AR, AP, Cash Management)&mdash;including mapping, validation, and load monitoring.</li>
<li>Define data quality checks (completeness, accuracy, timeliness); create alerts and remediation playbooks.</li>
<li>Document data models, data flows, and business rules; support audits with clear lineage and evidence.</li>
<li>Collaborate with Finance, Collections, and IT on improvements to close processes and controls.</li>
</ul><div>What you&rsquo;ll need</div>
<ul><li>Strong SQL (joins, window functions, CTEs, performance tuning).</li>
<li>Python for data wrangling/automation (pandas, scheduled scripts).</li>
<li>Proficiency with a visualization tool: Power BI and/or Tableau; advanced Excel (Power Query/Pivot, formulas).</li>
<li>Basic accounting &amp; finance concepts (debits/credits, AR/AP, GL, reconciliations, month-end close).</li>
<li>Working understanding of Oracle ERP (Oracle Cloud ERP or E-Business Suite) data structures and processes.</li>
<li>Experience with data integration (files/APIs/ETL) and validation controls.</li>
<li>Clear communication, stakeholder management, and a bias to document and automate.</li>
</ul><div>Nice to have</div>
<ul><li>Experience with Oracle data integration tools (e.g., ODI) or iPaaS/ETL (Informatica, Fivetran, Airflow).</li>
<li>Exposure to payment gateways/banks/collections</li>
<li>Familiarity with controls frameworks (SOX, audit readiness) and data governance.</li>
</ul><div>Qualifications</div>
<ul><li>2&ndash;4 years in a data/BI/analytics or finance-data role (or equivalent experience).</li>
<li>Bachelor&rsquo;s degree in Computer Science, Finance/Accounting, or related field preferred.</li>
</ul>
What we&rsquo;ll provide you

We offer colleagues the opportunity to drive impact in the region while they learn and grow. As a full time Careem colleague, you will be able to:
<ul>
<li>Work and learn from great minds by joining a community of inspiring colleagues.</li>
<li>Put your passion to work in a purposeful organisation dedicated to creating impact in a region with a lot of untapped potential.</li>
<li>Explore new opportunities to learn and grow every day.</li>
<li>Work 4 days a week in office &amp; 1 day from home, and remotely from any country in the world for 30 days a year with unlimited vacation days per year. (If you are in an individual contributor role in tech, you will have 2 office days a week and 3 to work from home.)</li>
<li>Access to healthcare benefits and fitness reimbursements for health activities including gym, health club, and training classes.</li></ul></div></div>

Financial Reporting Specialist

Tens Sourcing

Job Title: Financial Analyst &ndash; Equity Research &amp; Investment StrategyCompany: Tens SourcingLocation: DHA Phase 8, Karachi, Pakistan (On-site)Job Type: Full-Time (Monday&ndash;Saturday, 10:00 AM &ndash; 7:00 PM)About the CompanyTens Sourcing is a fast-growing e-commerce service provider helping brands maximize their potential. In addition to our core e-commerce operations, we are expanding into equity research and investment strategy, offering a dynamic environment for finance professionals to grow their careers.Job SummaryWe are looking for a CFA Level II/III Financial Analyst with strong analytical skills to support our equity investment strategy. This role involves conducting in-depth research on publicly traded companies, tracking market trends, building financial models, and providing actionable investment recommendations.Key Responsibilities<ul><li>Analyze financial statements, earnings reports, and macroeconomic indicators.</li><li>Build and maintain DCF, comparable company, and other valuation models.</li><li>Conduct equity research on listed companies, including industry analysis and competitor benchmarking.</li><li>Monitor market sectors to identify investment opportunities and assess risks.</li><li>Prepare investment reports, research briefs, and presentations.</li><li>Track market news, earnings calls, and analyst commentary for portfolio companies.</li><li>Assist in portfolio performance reviews and scenario analysis.</li><li>Provide trade recommendations to management.</li></ul>Requirements<ul><li>CFA charter holder or CFA Level II/III candidate.</li><li>Bachelor&rsquo;s degree in Finance, Economics, Accounting, or a related field.</li><li>2&ndash;4 years of experience in equity research, investment banking, or asset management.</li><li>Strong understanding of financial modeling, valuation, and accounting principles.</li><li>Proven ability to conduct independent equity research and present clear insights.</li><li>Excellent analytical, problem-solving, and communication skills.</li><li>Proficiency in Excel, PowerPoint, and financial databases.</li><li>High attention to detail, intellectual curiosity, and strong work ethic.</li></ul>Job Type: Full-timeEducation:<ul><li>Middle School (Required)</li></ul>Experience:<ul><li>Finance: 5 years (Required)</li></ul>Location:<ul><li>Karachi (Required)</li></ul>Work Location: In person

Aspire 92 is seeking an experienced Valuation Analyst independently and collaboratively analyzes financial statements, research publicly traded and privately held company market data, and communicates with clients and their advisorsKey Responsibilities &amp; Duties:<ul><li>Excellent communication and interpretation skills</li><li>Excellent numerical and analytical skills</li><li>Knowledge of advanced statistical models, graphs and databases</li><li>Excellent knowledge of the business and industry they provide analysis for</li><li>Proficiency in computer programs and data analysis tools</li><li>Ability to distinguish between reliable and unreliable data</li><li>Excellent attention to detail</li><li>Understanding of data protection laws and policies</li></ul>Requirements &amp; Qualifications:<ul><li>0-2 years of relevant professional experience.</li><li>Bachelor&rsquo;s degree with a major in accounting, economics, finance, or mathematics</li><li>Strong organizational and planning skills</li><li>Keen attention to detail</li><li>Superior research, analytical, and written communication skills</li><li>Strong working knowledge of Excel, Word, and Outlook</li><li>Strong interpersonal skills needed for effective interaction with clients, peers, and management</li><li>Ability to work on multiple projects simultaneously, frequently under time pressure</li><li>Superior time management skills</li><li>Ability to take personal responsibility for quality of work product</li><li>Possess a sense of urgency with respect to project completion and client service</li></ul>Job Type: Full-timeWork Location: Remote

Valuation Analyst

Explore 814+ Financial data analyst in Karachi this September. Find roles across top companies and apply now to boost your career.

814 financial data analyst jobs IN Karachi

Financial Analyst (US based Back Office)

Financial Analyst

Financial Analyst

Risk Analyst - Fleet Card

Financial Reporting Specialist

Financial Analyst

Valuation Analyst