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manager business analyst

KPMG India

<div>
 
 Job Description
 
 
 
 
 About KPMG in India
 
 
 
 
 KPMG entities in India are professional services firm(s). These Indian member firms are affiliated with KPMG International Limited. KPMG was established in India in August 1993. Our professionals leverage the global network of firms, and are conversant with local laws, regulations, markets and competition. KPMG has offices across India in Ahmedabad, Bengaluru, Chandigarh, Chennai, Gurugram, Jaipur, Hyderabad, Jaipur, Kochi, Kolkata, Mumbai, Noida, Pune, Vadodara and Vijayawada.
 
 
 
 
 KPMG entities in India offer services to national and international clients in India across sectors. We strive to provide rapid, performance-based, industry-focused and technology-enabled services, which reflect a shared knowledge of global and local industries and our experience of the Indian business environment.
 
 
 
 Business Analyst
 
 
 
 
 
 Equal employment opportunity information
 
 
 KPMG India has a policy of providing equal opportunity for all applicants and employees regardless of their color, caste, religion, age, sex/gender, national origin, citizenship, sexual orientation, gender identity or expression, disability or other legally protected status. KPMG India values diversity and we request you to submit the details below to support us in our endeavor for diversity. Providing the below information is voluntary and refusal to submit such information will not be prejudicial to you.
 
 
 
 
 Qualifications
 
 
 
 B.E/B.Tech
</div>

Manager - Business Analyst

Kotak Life

<div>
 
 
 Role:
 
 Business Analyst
 
 
 
 Job Title:
 
 Chief Manager / Assistant Vice President
 
 
 
 Department:
 
 Customer Value Management (CVM)
 
 
 
 Experience:
 
 6 years +
 
 
 
 Education:
 
 BE / MCA / MBA
 
 
 
 Work Location:
 
 Goregaon (East), Mumbai
 
 
 
 
 
 Job Summary:
 
 
 
 
 
 We are seeking a proactive
 
 Mid-Level Business Analyst
 
 to join the Marketing Intelligence Unit (MIU). This strategic role is dedicated to interpreting refined data and driving actionable insights for CVM, Happy You, Smart Sell and Marketing. The candidate will translate complex analytical findings into formal
 
 Opportunity Briefs
 
 , clearly articulating revenue potential and strategic recommendations. Success is measured by the value of the realized revenue uplift from implemented initiatives.
 
 
 
 
 
 Key Responsibilities:
 
 
 
 
 
 &middot;
 
 Opportunity Identification:
 
 Proactively analyze key metrics and analytical findings (sourced from the SAS Data Mart) to identify and prioritize high-value cross-sell, up-sell, and retention opportunities across all customer touchpoints.
 
 
 
 
 
 &middot;
 
 Strategic Translation:
 
 Convert complex analytical outputs into clear, concise, and persuasive
 
 Opportunity Briefs
 
 , detailing the precise target audience, execution steps, and quantified expected revenue uplift for execution teams.
 
 
 
 
 
 &middot;
 
 Hypothesis Formulation:
 
 Develop and structure rigorous business hypotheses related to customer behavior, product propensity, and channel effectiveness for the Data Analyst to validate.
 
 
 
 
 
 &middot;
 
 Stakeholder Engagement:
 
 Act as the primary liaison between the Marketing Intelligence Unit (MIU) and operational execution teams (CVM, Marketing), presenting strategic findings and securing consensus on opportunity deployment.
 
 
 
 
 
 &middot;
 
 Impact Tracking:
 
 Meticulously track and report on the
 
 Realized Revenue Uplift (RRU)
 
 generated by implemented opportunities, conducting post-campaign analysis to provide continuous strategic feedback.
 
 
 
 
 
 &middot;
 
 Customer Journey Mapping:
 
 Utilize data-driven insights to propose and formalize enhancements to the existing Direct-to-Customer (D2C) hot leads journey, focusing on hyper-personalization and communication sequencing.
 
 
 
 
 
 Qualifications:
 
 
 
 
 
 &middot; Bachelor&rsquo;s degree in Business, Finance, Economics, or a related field with a strong quantitative component.
 
 
 
 
 
 &middot; 6 years + experience in a role requiring the translation of data/analytics into formal business strategy or sales/marketing action plans.
 
 
 
 
 
 &middot; Proven ability to interpret statistical models, analytical reports, and large datasets to extract meaningful, strategic business insights.
 
 
 
 
 
 &middot; Excellent presentation and professional communication skills, capable of influencing senior-level stakeholders and operational teams.
 
 
 
 
 
 Preferred Qualifications:
 
 
 
 
 
 &middot;
 
 Significant prior experience in the Life Insurance industry is highly preferred
 
 to ensure accurate interpretation of product and compliance implications.
 
 
 
 
 
 
 
 
 &middot; Demonstrated experience in creating detailed business cases or strategy documents that define scope, projected ROI, and resource requirements
 
</div>

Business Analyst

More Retail Private Limited

<div>
 
 At
 
 More Retail Private Limited
 
 , we&rsquo;re redefining how India shops for groceries &mdash; blending strong offline retail presence with fast-growing digital commerce. With a customer-first mindset and a data-driven culture, we are building smarter, more seamless shopping experiences every day.
 
 
 We&rsquo;re looking for a
 
 Product Analyst
 
 who is passionate about solving real customer problems through insights, experimentation, and measurable impact.
 
 
 
 
 
 
 About the Role
 
 
 
 We are looking for a
 
 Product Analyst
 
 who will handle user/product issues using a data-driven approach. This role works closely with Business, Product, and Engineering teams and is not a ticket-closing support role.
 
 
 
 
 
 
 Responsibilities
 
 
 <ul>
 <li>
 Investigate production/user issues using SQL and system data
 </li>
 <li>
 Identify root causes (bug, data issue, or process gap)
 </li>
 <li>
 Work with engineers to reproduce and resolve problems
 </li>
 <li>
 Write Python scripts for data fixes and automation
 </li>
 <li>
 Analyse logs/APIs and trace user journeys across systems
 </li>
 <li>
 Identify recurring issues and recommend product improvements
 </li>
 <li>
 Perform ad-hoc analysis for business/product problem statements
 </li>
 <li>
 Create basic documentation and runbooks
 </li>
 </ul>
 
 
 
 
 
 Requirements
 
 
 <ul>
 <li>
 
 2&ndash;5 years in Product Analyst/ Application Support / Product Support
 
 </li>
 <li>
 
 Strong SQL (joins, aggregations, window functions)
 
 </li>
 <li>
 
 Working knowledge of Python (scripting/pandas)
 
 </li>
 <li>
 Analytical mindset and debugging ability
 </li>
 <li>
 Familiarity with APIs, JIRA/Postman, and basic Linux
 </li>
 <li>
 Retail/e-commerce/supply chain exposure is a plus
 </li>
 </ul>
 
 
 
 
 
 You'll Thrive Here If You:
 
 
 <ul>
 <li>
 Believe internal efficiency is a competitive advantage
 </li>
 <li>
 Think every operational bottleneck is a product opportunity waiting to be discovered
 </li>
 <li>
 Love translating between "business speak" and "tech speak"
 </li>
 <li>
 Get excited about both helping teams solve immediate problems AND preventing future ones
 </li>
 <li>
 Prefer making decisions based on data while staying grounded in business reality
 </li>
 <li>
 Find satisfaction in seeing internal teams work faster because of your insights
 </li>
 <li>
 Think "this could be automated" when you see manual processes
 </li>
 <li>
 Measure success by both adoption rates AND business impact
 </li>
 </ul>
</div>

Product Analyst

PINKVILLA

<div>
 
 Data Analyst
 
 
 
 
 
 
 
 
 Location:
 
 Mumbai
 
 
 
 Experience:
 
 6&ndash;8 years
 
 
 
 Employment Type:
 
 Full-time
 
 
 
 Reporting to:
 
 Head of Growth / Product / Business Intelligence
 
 
 
 
 
 
 About the Role
 
 
 
 We are looking for an experienced Data Analyst who can combine strong analytical thinking with AI-powered tools to drive smarter, faster decision-making across product, content, and marketing. This role will play a critical part in analysing user behaviour, content performance, app funnels, and growth metrics &mdash; while leveraging AI for predictive insights, automation, and advanced analytics.
 
 
 The ideal candidate understands both traditional analytics and how AI can enhance efficiency, forecasting, personalisation, and optimisation.
 
 
 Key Responsibilities
 
 
 1) Product &amp; App Analytics
 
 <ul>
 <li>
 Analyse user journeys across the app (onboarding, content discovery, viewing behaviour, retention).
 </li>
 <li>
 Track DAU/MAU, retention, session duration, watch time, churn, and engagement cohorts.
 </li>
 <li>
 Identify funnel drop-offs and recommend data-backed improvements.
 </li>
 <li>
 Partner with Product teams to evaluate feature performance and experimentation results.
 </li>
 </ul>
 
 2) Content Intelligence &amp; Performance
 
 <ul>
 <li>
 Track short-form video performance, show engagement, IP growth, and category trends.
 </li>
 <li>
 Analyse completion rates, repeat consumption patterns, and content stickiness.
 </li>
 <li>
 Provide insights on format optimisation and audience segmentation.
 </li>
 <li>
 Support predictive modelling for identifying high-performing content themes.
 </li>
 </ul>
 
 3) Marketing &amp; Growth Analytics
 
 <ul>
 <li>
 Analyse install funnels (organic and paid), CPI, CAC, LTV, and retention cohorts.
 </li>
 <li>
 Evaluate marketing efficiency and attribution performance.
 </li>
 <li>
 Support experimentation across creatives, audiences, messaging, and growth loops.
 </li>
 <li>
 Identify organic growth levers using behavioural data insights.
 </li>
 </ul>
 
 4) AI-Driven Analytics &amp; Automation
 
 <ul>
 <li>
 Use AI tools and machine learning models for predictive analytics, churn prediction, and user segmentation.
 </li>
 <li>
 Leverage AI-powered platforms (e.g., Python ML libraries, AutoML tools, or AI-enabled BI tools) for forecasting and trend analysis.
 </li>
 <li>
 Automate reporting workflows using AI-based data summarisation and dashboard tools.
 </li>
 <li>
 Explore AI-driven recommendation systems to improve content discovery and retention.
 </li>
 <li>
 Identify opportunities to integrate AI into marketing optimisation and personalisation strategies.
 </li>
 </ul>
 
 5) Dashboarding &amp; Business Reporting
 
 <ul>
 <li>
 Build and maintain automated dashboards for leadership and cross-functional teams.
 </li>
 <li>
 Standardise KPI reporting across departments.
 </li>
 <li>
 Present insights in a simplified and actionable manner for non-technical stakeholders.
 </li>
 </ul>
 
 6) Cross-Functional Collaboration
 
 <ul>
 <li>
 Work closely with Product, Marketing, Content, Engineering, and Leadership teams.
 </li>
 <li>
 Translate complex datasets into strategic recommendations.
 </li>
 <li>
 Drive a data-first and AI-enabled decision-making culture within the organisation.
 </li>
 </ul>
 
 
 
 
 Key Skills &amp; Qualifications
 
 <ul>
 <li>
 6&ndash;8 years of experience in Data Analytics / Business Intelligence / Growth Analytics.
 </li>
 <li>
 Strong proficiency in SQL and advanced Excel/Google Sheets.
 </li>
 <li>
 Hands-on experience with analytics tools (Google Analytics, Firebase, Mixpanel, Amplitude, etc.).
 </li>
 <li>
 Experience with BI tools (Tableau, Power BI, Looker, etc.).
 </li>
 <li>
 Working knowledge of Python or R for data analysis and basic ML modelling.
 </li>
 <li>
 Exposure to AI/ML concepts such as predictive modelling, clustering, regression, classification, and recommendation systems.
 </li>
 <li>
 Familiarity with AI tools for data automation, forecasting, and reporting.
 </li>
 <li>
 Strong understanding of app funnels, retention modelling, and cohort analysis.
 </li>
 </ul>
 
 
 
 
 Preferred Experience
 
 <ul>
 <li>
 Experience in digital media, OTT, or short-form video platforms.
 </li>
 <li>
 Exposure to AI-driven personalisation or recommendation engines.
 </li>
 <li>
 Experience working with attribution tools (AppsFlyer, Adjust, etc.).
 </li>
 <li>
 Understanding of experimentation frameworks and A/B testing methodologies.
 </li>
 </ul>
 
 
</div>

Data Analyst

MUFG

<div>
 
 
 About Us:
 
 
 
 MUFG Bank, Ltd. is Japan&rsquo;s premier bank, with a global network spanning in more than 40 markets. Outside of Japan, the bank offers an extensive scope of commercial and investment banking products and services to businesses, governments, and individuals worldwide. MUFG Bank&rsquo;s parent, Mitsubishi UFJ Financial Group, Inc. (MUFG) is one of the world&rsquo;s leading financial groups. Headquartered in Tokyo and with over 360 years of history, the Group has about 120,000 employees and offers services including commercial banking, trust banking, securities, credit cards, consumer finance, asset management, and leasing.
 
 
 The Group aims to be the world&rsquo;s most trusted financial group through close collaboration among our operating companies and flexibly respond to all the financial needs of our customers, serving society, and fostering shared and sustainable growth for a better world. MUFG&rsquo;s shares trade on the Tokyo, Nagoya, and New York stock exchanges.
 
 
 
 
 
 
 MUFG Global Service Private Limited:
 
 
 
 Established in 2020, MUFG Global Service Private Limited (MGS) is 100% subsidiary of MUFG having offices in Bengaluru and Mumbai. MGS India has been set up as a Global Capability Centre / Centre of Excellence to provide support services across various functions such as IT, KYC/ AML, Credit, Operations etc. to MUFG Bank offices globally. MGS India has plans to significantly ramp-up its growth over the next 18-24 months while servicing MUFG&rsquo;s global network across Americas, EMEA and Asia Pacific
 
 
 
 
 
 
 About the Role:
 
 
 
 
 Position Title
 
 : Corporate Credit Analyst
 
 
 
 Corporate Title:
 
 Analyst
 
 
 
 Internal Title
 
 : Senior Analyst
 
 
 
 Reporting to:
 
 AVP / VP / Team Lead
 
 
 
 Location:
 
 Mumbai
 
 
 
 
 
 Analyst / Sr Analyst, Portfolio Management, Aviation Finance Department (AFD)
 
 
 
 
 Asian Investment Banking Division (AIBD), MUFG Bank, Ltd
 
 
 
 
 Job Responsibilities:
 
 
 
 
 Strategic:
 
 
 <ul>
 <li>
 To prepare credit reviews, credit applications, waiver requests, borrower ratings which include recommendations, within due dates, in accordance to the Bank&rsquo;s internal guidelines and credit appetite. When producing the review or application, sound credit analysis, sensitivity analysis on financial models (to ensure it remain accurate and relevant), and examination of the key points and concerns will have to be clearly articulated so the credit offices can understand the key points.
 </li>
 <li>
 To undertake appropriate identification of risks issues, close monitoring of and reporting on the status of the borrower and underlying project conditions, including escalating to appropriate departments where applicable.
 </li>
 <li>
 Actively managing the overall risk profile of the borrower, effective obligor or transaction and to recommend changes where necessary to mitigate risks.
 </li>
 <li>
 To play an active supporting role on refinancing and potential work-out transactions, where required.
 </li>
 <li>
 To actively support the negotiation of waiver terms and amendment documents, where required.
 </li>
 <li>
 To co-work on secondary loan transfers and loan participation, where required.
 </li>
 <li>
 To prepare regular reports, including but not limited to credit conditions and instructions, action plans, stress tests, sector monitoring reports, Asset Evaluation Sheet , presentations to management or credit committee. To prepare ad-hoc reports related to the portfolio that has a financial impact to the Bank, or as requested by Management/Head Office or Regulators.
 </li>
 <li>
 Coordinate and prepare for internal and external audits or regulatory inspections.
 </li>
 <li>
 Support the HOD in the Team&rsquo;s operations, administration duties, organizing events as well as to provide back-up support for other team members, when required, as well as to participate in ad-hoc projects under the Bank&rsquo;s initiatives.
 </li>
 <li>
 Adhere to all company policies as well as guidelines. Including KYC and compliance requirements.
 </li>
 <li>
 Support in maintaining, developing and updating local credit policies to ensure alignment with all relevant regulations.
 </li>
 <li>
 To identify industry, economic and sector trends and developments which can impact the portfolio.
 </li>
 </ul>
 
 
 
 
 
 Financial:
 
 
 <ul>
 <li>
 Support the delivery of timely process improvement initiatives for the Team.
 </li>
 <li>
 To support AFD team for origination and execution of deals and co-work closely with respective MUFG Branches and other H.O divisions.
 </li>
 </ul>
 
 
 
 
 
 Customer:
 
 
 <ul>
 <li>
 Deliver a high quality of service to internal and external stakeholders to enhance the Bank's reputation and to meet customer's expectations.
 </li>
 <li>
 Liaise and collaborate with customers, agents, external consultants, auditors, regulators and others to ensure that the Team may perform its functions in an appropriate and timely manner.
 </li>
 <li>
 To work in partnership with and liaise with origination team, relationship managers/sector coverage, credit teams, middle offices, overseas/regional branches, subsidiaries, affiliates and other departments to support the Teams&rsquo; responsibilities and matters relating to transactions under the portfolio.
 </li>
 </ul>
 
 
 
 
 
 People:
 
 
 <ul>
 <li>
 To liaise with various departments and work together with GAFO as a global aviation team.
 </li>
 </ul>
 
 
 
 
 
 Other/ Control:
 
 
 <ul>
 <li>
 To comply with relevant MAS regulations and MUFG group policies.
 </li>
 </ul>
 
 
 
 
 
 Job Requirements:
 
 
 <ul>
 <li>
 Minimum of 2 -4 years (for Analyst) relevant experience in credit analysis or credit risk (in similar Structured Products financing and/or Corporate Banking).
 </li>
 <li>
 Operational experience in lending, repayment schedules
 </li>
 <li>
 Intermediate Excel skills
 </li>
 <li>
 Degree qualified
 </li>
 <li>
 Experience in reviewing and preparing credit application recommendations, reviews of credit controls and legal documentation
 </li>
 <li>
 Organization skills and attention to details and accuracy.
 </li>
 <li>
 Strong communication, presentation and writing skills.
 </li>
 <li>
 Proactive, resourceful and a good team player, with ability to build rapport with internal and external parties.
 </li>
 <li>
 Good understanding of banking products and their risks.
 </li>
 <li>
 Good understanding of credit risk, financial analysis, critical and data analysis, impact sensitivity studies, financial modelling.
 </li>
 <li>
 Familiarity in financing documentation and legal considerations.
 </li>
 <li>
 In-depth sector knowledge in aviation financing would be an advantage.
 </li>
 </ul>
</div>

Senior Analyst - Credit Analyst [T500-22510]

<div>
 
 
 About Us:
 
 
 
 MUFG Bank, Ltd. is Japan&rsquo;s premier bank, with a global network spanning more than 50 markets. Outside of Japan, the bank offers an extensive scope of commercial and investment banking products and services to businesses, governments, and individuals worldwide.
 
 
 In Asia, MUFG has a presence across 20 markets &ndash; Australia, Bangladesh, Cambodia, China, Hong Kong, Indonesia, India, South Korea, Laos, Malaysia, Mongolia, Myanmar, New Zealand, Pakistan, Philippines, Singapore, Sri Lanka, Taiwan, Thailand, and Vietnam.
 
 
 It has also formed strategic partnerships with some of the most prominent banks in Southeast Asia, further augmenting its unrivalled network across the region &ndash; VietinBank in Vietnam, Krungsri in Thailand, Security Bank in the Philippines, and Bank Danamon in Indonesia.
 
 
 
 
 
 
 MUFG Global Service Private Limited:
 
 
 
 Established in 2020, MUFG Global Service Private Limited (MGS India) [Formerly known as MUFG Enterprise Solutions India Private Limited] is 100% subsidiary of MUFG Bank Ltd having offices in Bengaluru and Mumbai. MGS India has been set up as a Global Capability Centre / Centre of Excellence to provide support services across various functions such as IT, KYC/ AML, Credit, Operations etc. to MUFG Bank offices globally. With a current headcount of above 1000, MGS India has plans to significantly ramp-up its growth over the next 18-24 months while servicing MUFG&rsquo;s global network across Americas, EMEA and Asia Pacific.
 
 
 
 
 
 
 About the Role:
 
 
 
 Position Title: Analyst
 
 
 Corporate Title: Analyst
 
 
 Reporting to: Vice President
 
 
 Location: Mumbai
 
 
 
 
 
 
 Job Profile
 
 
 
 
 Purpose of Role:
 
 
 
 Responsible for supporting business team in execution of functions related transaction processing, timely response to queries raised, record maintenance, reconciliation, follow internal and regulatory procedures and liaise with other internal stakeholders to ensure smooth processing of transactions.
 
 
 
 
 
 
 Main Responsibilities
 
 
 
 
 Process:
 
 
 <ul>
 <li>
 Perform the duties of Maker for the activities assigned diligently.
 </li>
 <li>
 Understand the process/ policies of the Bank and adhere to the needs.
 </li>
 <li>
 Work closely with overseas branch to process/execute the transactions as per accuracy/quality standards/SLAs of the Bank.
 </li>
 <li>
 Learn the system functions and adhere to the controls.
 </li>
 <li>
 Support overseas branch to resolve operational incidents/reporting (if any).
 </li>
 <li>
 Provide suggestion(s) to improve/streamline the operational processes.
 </li>
 </ul>
 
 
 
 
 
 Customer:
 
 
 <ul>
 <li>
 Develop and maintain strong stakeholder management with key stakeholders within MUFG.
 </li>
 <li>
 Support and resolve customer enquiries and provide excellent customer service.
 </li>
 <li>
 Work in partnership with Compliance to understand relevant operational guidelines, MUFG&rsquo;s standard procedures and local regulations and assess the impact on the daily operations workflow.
 </li>
 <li>
 Work in partnership with the wider operations team for information sharing and to ensure that transactions are processed accurately and in a timely manner.
 </li>
 <li>
 To support developmental projects relating to the Department.
 </li>
 </ul>
 
 
 
 
 
 People:
 
 
 <ul>
 <li>
 Good in teamwork.
 </li>
 <li>
 Liaison with Business team for timely &amp; quality deliverables of assistance / services.
 </li>
 </ul>
 
 
 
 
 
 Other/Control:
 
 
 <ul>
 <li>
 Perform the checking process on operational issues, escalated by the less experienced members of the team.
 </li>
 <li>
 Perform the reconciliation of any daily pending transactions
 </li>
 <li>
 Support the Head of Department in determining the level of support on new MUFG product offerings by carrying out reviews on resourcing issues, internal policies, workarounds, and system capabilities.
 </li>
 <li>
 Support the Head of Department in achieving the department&rsquo;s KPIs, set by the Branch Management.
 </li>
 <li>
 Support in managing the risk profile for the department.
 </li>
 <li>
 Support internal and external audits within the department by preparing documentation as required
 </li>
 <li>
 Maintain good working knowledge of industry trends, products, relevant laws and regulations.
 </li>
 <li>
 Adhere to all company policies as well as guidelines
 </li>
 </ul>
 
 
 
 
 
 Candidate Profile:
 
 
 <ul>
 <li>
 Minimum 3 to 6 years of relevant experience and sound knowledge of the Loan operation in managing Disbursement, Rollover, Settlement of loans and servicing of monthly interest.
 </li>
 <li>
 Strong PC skills (MS Office)
 </li>
 <li>
 Good interpersonal skills to deal courteously and effectively with others.
 </li>
 <li>
 Good understanding of basic banking products.
 </li>
 <li>
 Understanding of local relevant regulations.
 </li>
 <li>
 Regulatory Certification would be preferred.
 </li>
 <li>
 Good interpersonal skills to deal courteously and effectively with others.
 </li>
 <li>
 Attention to details.
 </li>
 <li>
 Graduate and/or Post Graduate.
 </li>
 </ul>
</div>

Analyst - Loans Operations [T500-23347]

Credila Financial Services Limited

<div>
 
 
 
 About the Company
 
 
 
 
 
 
 
 Credila Financial Services Limited (Formerly known as HDFC Credila Financial Services Limited) is one of India&rsquo;s largest education loan non-banking financial companies (NBFCs) offering education loans to Indian students. With an in-depth understanding of the higher education domain in India as well as overseas, Credila offers tailor-made education loan solutions that help enable students to be financially equipped to pursue their education at their dream university and country of study. Since inception, Credila has funded 178,000+ Indian students across 63 countries in 4,600 institutes
 
 
 
 
 
 
 
 Responsibilities
 
 
 
 
 
 
 <ul>
 <li>
 Designing and implementing an overall risk management process for the Education Loan portfolio, which includes an analysis of the financial impact on the company when risks occur
 </li>
 <li>
 Performing a risk assessment: Analyzing current risks and identifying potential risks that are affecting the company
 </li>
 <li>
 Own the portfolio risk metrics - Loss forecasting, Stress testing, Credit Risk, Liquidity risk, Collections performance strategy overall ROA by segment.
 </li>
 <li>
 Monitor portfolio risk from granular dimensions and constantly implement strategies to maintain risk metrics within specific ranges.
 </li>
 <li>
 Monitor various operational metrics and develop alerting mechanisms to maintain process efficiency
 </li>
 <li>
 Designing and implementing strategies for Underwriting, Account Management, Portfolio Monitoring and Collections
 </li>
 <li>
 Develop risk-based credit policies and pricing grids to maximize approvals within specific segments of risk
 </li>
 <li>
 Work with data science team which will develop algorithms and scorecards and drive decision models across various business segments.
 </li>
 <li>
 Partner with Engineering team to implement policies and scorecards.
 </li>
 <li>
 Supervise creation of time-sensitive analytics, visualizations, and complicated, high-visibility reports for Risk and Business management to use in portfolio monitoring and strategic decision-making.
 </li>
 </ul>
 
 
 Data Analytics
 
 
 <ul>
 <li>
 Analyze data to identify high risk segments to limit and decrease loss rates.
 </li>
 <li>
 Perform exploratory data analysis to identify interesting data trend/ insights.
 </li>
 </ul>
 
 
 Model Validation
 
 
 <ul>
 <li>
 Build/Validate statistical scoring models on Unsecured lending portfolios that would aid in customer segmentation.
 </li>
 </ul>
 
 
 Policy formulation
 
 
 <ul>
 <li>
 Develop new policies for new partners and channels (Acquisition &amp; Line management)
 </li>
 <li>
 Review and update policies for existing partners in case of any change.
 </li>
 <li>
 Work with tech team to design test and implementation for any changes (partner related or regulatory) in policies.
 </li>
 </ul>
 
 
 Portfolio Management
 
 
 <ul>
 <li>
 Constantly Evaluate portfolio performance.
 </li>
 <li>
 Benchmark to Industry Standards.
 </li>
 </ul>
 
 
 Loss Management
 
 
 <ul>
 <li>
 Monitor Loan portfolio on a daily/weekly basis for any increase in risk (loss rates)
 </li>
 <li>
 Forecast loss for Education Loan portfolios
 </li>
 </ul>
 
 
 Stakeholder Management
 
 
 <ul>
 <li>
 Interacting with cross functional teams and driving the credit policy agenda and ensuring correct implementation of credit policy guidelines in origination system and decisioning platforms
 </li>
 <li>
 Lead discussions with external stakeholders/ channel partners during engagement calls
 </li>
 </ul>
 
 
 
 
 
 
 Skills
 
 
 
 
 
 
 <ul>
 <li>
 Have strong business understanding of the retail lending business in India and understanding of the regulatory landscape
 </li>
 <li>
 Should have hands-on experience working as data analyst or data scientist or statistical modeler in retail space, preferably in financial services or ecommerce.
 </li>
 <li>
 Strong experience in establishing and managing high-performing teams with a collaborative leadership approach.
 </li>
 <li>
 Outstanding communication skills, both verbal and written
 </li>
 </ul>
 
 
 
 
 
 
 
 
 
 Qualifications and Experience
 
 
 
 
 
 
 <ul>
 <li>
 MBA with Mathematics / Statistics / Information Management as a subject in the curriculum or CA/ CFA with relevant experience
 </li>
 <li>
 2-5 years of experience in the areas of Risk Management, Credit Modelling, Data Analytics, etc. (preferred).
 </li>
 </ul>
 
 
 
 
 
 
 Job Location:
 
 
 Mumbai (Kalina)
 
</div>

Risk Manager

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