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principal applied scientist

principal product manager

Discovered MENA

<div>
 
 I&rsquo;m hiring a
 
 Principal Product Designer
 
 for a semi-government organisation in
 
 Abu Dhabi
 
 that has had a very strong few years of growth.
 
 
 
 
 
 What makes this role particularly interesting is where it sits. While the organisation operates some large, established government platforms, this role is embedded within a
 
 newer product portfolio
 
 that sits outside those constraints. It&rsquo;s far more experimental, product-led, and open to modern UX thinking - with genuine room to influence how products are shaped, evolved, and scaled.
 
 
 
 
 
 This is a
 
 true principal-level role
 
 . It&rsquo;s not about day-to-day screen production. Instead, the focus is on
 
 design leadership, strategic oversight, and quality
 
 across a portfolio of live and near-launch B2C products. You&rsquo;ll be reviewing work, setting standards, identifying gaps, and raising the overall UX bar rather than solving individual UI problems in isolation.
 
 
 
 
 
 You&rsquo;ll work very closely with the
 
 Product Lead
 
 , acting as senior design oversight across the portfolio. There&rsquo;s an existing team of UI/UX designers in place, and your role is to lead them, challenge thinking, ensure consistency, and make sure design decisions scale properly across multiple products.
 
 
 
 
 
 The portfolio itself is varied and genuinely interesting - including a
 
 data product
 
 , an
 
 education platform
 
 , and several other consumer-facing products. All are B2C, all have real users, and all come with different UX challenges that require thoughtful, contextual decision-making.
 
 
 
 
 
 They&rsquo;re specifically looking for someone with a
 
 strong B2C product design background
 
 who has worked closely with engineering teams in a proper product environment. This isn&rsquo;t an agency-style setup. You&rsquo;ll need to be comfortable understanding technical constraints, making pragmatic trade-offs, and thinking about performance, feasibility, and long-term maintainability.
 
 
 
 
 
 Design systems are already in place, but there&rsquo;s real scope to
 
 evolve and strengthen them
 
 within this area of the business. End-to-end product design experience is essential, and while polished visuals help start the conversation,
 
 research, discovery, and decision-making
 
 matter far more here.
 
 
 
 
 
 If you&rsquo;re a senior or principal-level designer who enjoys stepping back, thinking holistically across products, and having genuine influence over how design operates at a
 
 portfolio level
 
 , this is a strong opportunity.
 
 
 
 
 
 📍
 
 Location:
 
 Abu Dhabi (on-site)
 
 
 💰
 
 Package:
 
 ~35,000 AED/month + visa + medical insurance + bonus + education allowance
 
 
 🌍 Overseas candidates considered (no relocation support provided)
 
</div>

Principal Product Designer

Finance House

<div>
 
 
 
 Summary
 
 
 
 
 
 
 
 The Senior Product Manager is responsible for the end to end development, delivery, and continuous enhancement of products and services within the Consumer Products division. The role entails leading organizational research for new product opportunities, driving product improvements, and overseeing product redesigns. The Senior Product Manager will also assess product viability and market potential, applying extensive experience and sound judgment to support Finance House&rsquo;s strategic objectives and deliver measurable business outcomes.
 
 
 
 
 
 
 
 Major Responsibilities
 
 
 
 
 
 
 <ul>
 <li>
 Design, develop, and introduce market leading products and services including loans, credit cards, instalment programs, balance transfer solutions, and card value added services while strategically managing the overall product portfolio.
 </li>
 <li>
 Develop short and long term product roadmaps for cards and loans, including feature enhancements, digital acquisition journeys, underwriting models, technology initiatives, and business case analyses.
 </li>
 <li>
 Conduct client insights, segmentation, competitive analysis, and regulatory reviews specific to lending and card products to drive continuous product and process improvements.
 </li>
 <li>
 Develop and communicate the product strategy, roadmap priorities, P&amp;L approach, pricing strategies for cards and loans, and cost revenue analyses to maximize profitability and portfolio quality.
 </li>
 <li>
 Drive operational efficiency by designing end to end solutions across credit decisioning, customer onboarding, card issuance, loan disbursements, servicing, and collections processes.
 </li>
 <li>
 Manage full product lifecycles for cards and loans, ensuring differentiated value propositions, continuous innovation, and alignment with strategic and financial objectives.
 </li>
 <li>
 Establish and lead governance routines, including product management meetings, monthly portfolio performance reviews (cards and loans), and weekly Operations, Technology, and Sales forums.
 </li>
 <li>
 Maintain a strong risk and control environment, ensuring adherence to credit risk frameworks, card scheme mandates, and regulatory guidelines. Lead Business Continuity initiatives and represent the function in all internal and external audit discussions.
 </li>
 <li>
 Lead internal partnership discussions on audits, vendor and processor relationships, card scheme engagements, regulatory updates, and risk management matters.
 </li>
 <li>
 Collaborate with Operations, Risk, Legal, AML, Technology, QA, Marketing, and external payment networks to drive strategic initiatives and deliver customer centric solutions.
 </li>
 <li>
 Hold end to end ownership of assigned loan and card products, including P&amp;L performance, delinquency management, credit policy alignment, and ongoing product profitability.
 </li>
 <li>
 Support development and execution of the cards and loans strategy, ensuring alignment with business goals and continuous performance improvement.
 </li>
 <li>
 Initiate, develop, implement, and enforce policies and procedures covering product acquisition, onboarding, servicing, card lifecycle management, and portfolio governance.
 </li>
 <li>
 Build and execute product marketing and branding strategies, including campaigns for cards, instalment plans, balance transfers, top ups, and loans.
 </li>
 <li>
 Address all product related matters across the organization in line with underwriting standards and regulatory expectations.
 </li>
 </ul>
 
 
 
 
 
 
 Knowledge &amp; Skill Requirements
 
 
 
 
 
 
 <ul>
 <li>
 Strong partnership and collaboration skills, with the ability to work effectively across formal and informal structures while maintaining alignment with key stakeholders.
 </li>
 <li>
 Deep expertise in developing, launching, and managing loan and card products across the full lifecycle, including acquisition, activation, usage, retention, and portfolio risk management.
 </li>
 <li>
 Thorough understanding of the regulatory environment, credit frameworks, card scheme rules, and competitive market dynamics within consumer finance.
 </li>
 <li>
 Strong financial and analytical skills with the ability to plan and manage budgets, build financial models, assess credit risk, and lead product level P&amp;L.
 </li>
 <li>
 Proficiency in project management tools and methodologies, particularly for digital lending and card transformation initiatives.
 </li>
 <li>
 Strong business and technological understanding of card processing, credit underwriting systems, digital onboarding, and customer experience platforms.
 </li>
 <li>
 Excellent strategic thinking, analytical capabilities, and coordination skills.
 </li>
 <li>
 Strong communication and stakeholder management skills across all organizational levels.
 </li>
 </ul>
 
 
 
 
 
 
 Qualification
 
 
 
 
 
 
 <ul>
 <li>
 Bachelor&rsquo;s degree in Business, Economics, or a related discipline from a reputable university.
 </li>
 <li>
 A Product Management certification.
 </li>
 </ul>
 
 
 
 
 
 
 Experience
 
 
 
 
 
 
 <ul>
 <li>
 10 -12 years of progressive experience in product management, with a strong focus on loans, credit cards, and other consumer lending products.
 </li>
 <li>
 Proven track record in managing end to end card and loan portfolios, including pricing, underwriting models, risk mitigation, and portfolio performance management.
 </li>
 <li>
 Demonstrated ability to lead cross functional initiatives, drive product strategy, and successfully deliver digital and operational enhancements for cards and loans.
 </li>
 <li>
 Experience working within regulated financial services environments, with exposure to credit risk, regulatory audits, card scheme compliance, and operational risk frameworks.
 </li>
 </ul>
</div>

Senior Product Manager

Nagarro

<div>
 
 Job Description
 
 
 
 We are looking for an experienced
 
 Product Owner
 
 (8+ years) to define, prioritize, and deliver
 
 AI-powered products
 
 for the public sector. You will bridge business, data science, and engineering teams&mdash;turning advanced AI capabilities into secure, scalable solutions.
 
 
 
 Key Responsibilities:
 
 
 
 <ul>
 <li>
 Translate Generative AI strategy into actionable roadmaps and backlog items.
 </li>
 <li>
 Define KPIs and value streams for AI use cases.
 </li>
 <li>
 Prioritize features based on impact, feasibility, and ethics.
 </li>
 <li>
 Collaborate with engineering and data science for compliant delivery.
 </li>
 <li>
 Own and manage product backlog in Jira; ensure clarity and prioritization.
 </li>
 <li>
 Communicate product vision and progress to senior leadership.
 
 
 </li>
 </ul>
 
 Must-Have Skills:
 
 
 
 <ul>
 <li>
 Strong Generative AI fundamentals.
 </li>
 <li>
 Experience with Figma and Miro for visualization.
 </li>
 <li>
 Public sector experience.
 </li>
 <li>
 Arabic language proficiency (verbal &amp; written).
 </li>
 </ul>
</div>

Product Owner – AI Solutions

Nabat

<div>
 
 Nabat is a climate tech venture developing AI and robotics solutions to enable ecosystem restoration and precision agriculture.
 
 
 
 
 
 We are on a mission to provide tools that help make the difference for our planet. We are looking for people that are self-driven, passionate, and with a sense of purpose.
 
 
 
 
 
 
 About The Role:
 
 
 
 
 
 
 We are seeking an exceptional Senior Program Manager to lead strategic initiatives, cross-functional alignment, and external partnerships. In this critical role, you will shape Nabat&rsquo;s strategic direction, ensure operational excellence, and foster impactful collaborations. This role combines strategic thinking, operational rigor, and partnership building to advance Nabat&rsquo;s mission.
 
 
 
 
 
 
 What You'll Do:
 
 
 
 
 
 <ul>
 <li>
 Strategic Planning: Lead the development and execution of Nabat&rsquo;s strategic plan, aligning initiatives with company goals and industry trends.
 </li>
 <li>
 Cross-functional alignment: Act as a Principal-level consultant, leading company-level programs, committees, and OKRs, providing expert guidance and recommendations to optimize performance.
 </li>
 <li>
 External Partnerships: Lead and manage complex external partnerships, collaborating closely with the Product team and other internal stakeholders to identify, negotiate, and execute strategic alliances that drive growth and innovation.
 </li>
 <li>
 Collaborative problem-solving: Work effectively across departments, building consensus and driving alignment to ensure successful project outcomes.
 </li>
 <li>
 Executive Engagement &amp; reporting: Engage with senior leadership to provide strategic updates, recommendations, and insights on strategic programs and functions&rsquo; performance.
 </li>
 <li>
 Operational excellence: Lead and implement tools, processes and governance to foster strategic alignment and operational efficiency
 </li>
 </ul>
 
 
 
 
 
 What You&rsquo;ll Bring:
 
 
 
 
 
 <ul>
 <li>
 8+ years of experience in program management, management consulting, or a related field in the technology industry.
 </li>
 <li>
 Proven track record of developing and executing successful strategic plans and initiatives.
 </li>
 <li>
 Deep expertise in project management, with the ability to lead complex, cross-functional projects.
 </li>
 <li>
 Exceptional communication and interpersonal skills, with the ability to build strong relationships with internal and external stakeholders.
 </li>
 <li>
 Experience in partnership development and management, with a demonstrated ability to negotiate and execute strategic alliances.
 </li>
 <li>
 Strong leadership, with a passion for developing and empowering cross-functional colleagues
 </li>
 <li>
 Bachelor's or Master's degree in a relevant discipline; MBA or advanced degree preferred.
 </li>
 </ul>
 
 
</div>

Strategy & Programs Lead

Wasael Property Management

<div>
 
 Job Purpose
 
 
 
 Responsible for managing all Civil and Fit Out projects including planning, execution and completion. Responsible for coordinating with Clients and Vendors, reporting progress, planning activities and mitigating risks to ensure delivery of projects and work orders within agreed time, cost and quality standards.
 
 
 Principal Accountabilities
 
 
 <ul>
 <li>
 Coordinate with contractors, project designers, suppliers and vendors. Plan overall project completion including ordering materials, raising payment requests and purchase orders in line with Wasael procurement rules.
 </li>
 <li>
 Maintain a risk register. Revise, update and report to the Projects and Civil Works Manager on design, construction and project related risks. Provide mitigation options for approval.
 </li>
 <li>
 Act as primary contact with external consultants, contractors and vendors for assigned projects.
 </li>
 <li>
 Prepare Project Proposals and Requests for Proposal for approval.
 </li>
 <li>
 Manage project requirements, maintain internal cost control procedures and monitor and document project progress.
 </li>
 <li>
 Manage coordination with internal Wasael departments to ensure turnkey project delivery.
 </li>
 <li>
 Schedule, chair and attend all project meetings. Record minutes and track action items.
 </li>
 <li>
 Act as the central point for receiving project information. Distribute communication to the project team and stakeholders under the direction of the Projects and Civil Works Manager.
 </li>
 <li>
 Prepare weekly project dashboards on design, construction and handover status focusing on time, quality and cost.
 </li>
 <li>
 Respond to queries from contractors, suppliers and designers under the direction of the Projects and Civil Works Manager to resolve design and site issues.
 </li>
 <li>
 Manage project scope. Ensure all scope of work is defined and awarded to contractors. Prepare scope descriptions and RFP when required.
 </li>
 <li>
 Communicate with Client representatives through scheduled meetings. Record minutes and document action items.
 </li>
 <li>
 Support the Senior Quantity Surveyor in managing contracts, progress payments and final account completion.
 </li>
 <li>
 Support Value Engineering exercises to achieve cost or time savings.
 </li>
 <li>
 Follow up CAFM and FSI system work orders and report on AMC Service Provider performance.
 </li>
 <li>
 Perform other duties as assigned by the Direct Manager.
 
 
 </li>
 </ul>
 Relationships
 
 
 
 Internal:
 
 All business departments
 
 
 
 External:
 
 Contractors, vendors, consultants, local authorities, Client representatives
 
 
 
 Qualifications
 
 
 
 
 Education
 
 
 
 <ul>
 <li>
 Degree in Architecture or Civil Engineering
 </li>
 <li>
 Chartered membership of a recognised professional body preferred (RIBA, RICS, ICE)
 </li>
 <li>
 Project Management Professional certified preferred
 </li>
 <li>
 Valid UAE Driving License
 
 
 </li>
 </ul>
 
 Work Experience
 
 
 
 <ul>
 <li>
 Minimum 5 years experience in Project Management at supervisory level
 </li>
 <li>
 Experience managing budgets and schedules from project inception to completion including authority approvals
 </li>
 <li>
 Ability to resolve coordination issues between disciplines such as Interior Design and MEP
 </li>
 <li>
 Minimum 2 years experience in GCC preferred
 
 
 </li>
 </ul>
 
 Knowledge
 
 
 
 <ul>
 <li>
 Strong knowledge of architectural design, drafting, building materials, building codes, construction techniques and cost management
 
 
 </li>
 </ul>
 
 Skills
 
 
 
 <ul>
 <li>
 Able to interpret project requirements, coordinate and distribute information across the project team
 </li>
 <li>
 Able to request information and approvals when required and report progress and risks to stakeholders
 
 
 </li>
 </ul>
 Indicative KPIs
 
 
 <ul>
 <li>
 Complete projects within agreed timeframes
 </li>
 <li>
 Complete projects within agreed budgets
 </li>
 <li>
 Meet project quality standards with consideration for value engineering requirements
 
 
 </li>
 </ul>
 Job Challenges
 
 
 <ul>
 <li>
 Managing multiple projects simultaneously
 </li>
 <li>
 Handling large volumes of information and tasks
 </li>
 <li>
 Prioritising workload and responding fast to urgent requests from End Users or Clients
 </li>
 </ul>
</div>

Project Engineer

United Arab Bank

<div>
 
 
 Job Purpose
 
 :
 
 
 
 
 
 The Sales and Service Officer plays a key role in driving UAB&rsquo;s Retail Banking growth by acquiring new customers, cross-selling products, meeting targets for Credit Cards, Loans, Top-ups, Islamic Finances and onboarding new customers. The role ensures excellent customer service and contributes to a positive customer experience by addressing inquiries and resolving issues promptly, while promoting the bank&rsquo;s products and services as appropriate, and maintaining compliance with CPR regulations ensuring the overall success of branch banking services.
 
 
 
 
 
 
 Principal Accountabilities
 
 :
 
 
 
 
 
 
 Customer Service
 
 :
 
 
 Deliver high-quality, courteous, and efficient service to customers, ensuring a positive banking experience. Act as the first point of contact, providing a professional and welcoming environment. Address customer inquiries, resolve issues promptly and escalate complex concerns to appropriate channels as needed, while promoting the bank&rsquo;s products and services. Treat customers fairly and ensure to adherence to CPR regulation and specially handling people of determination and customer complaints.
 
 
 
 
 
 
 Account Maintenance
 
 :
 
 
 Provide full account services including assisting with account opening, closure, KYC updates, loan/financing settlements, credit card cancellations and handling ATM related inquiries and requests to ensure all documentation is accurate and complete while delivering exceptional service across all banking products and services.
 
 
 
 
 
 
 Product Knowledge
 
 :
 
 
 Maintain comprehensive up to date knowledge of the bank&rsquo;s full range of products and services, including loans/financings, credit cards, deposits, insurance, digital banking and Islamic banking solutions. Understand product features, benefits, terms, and eligibility criteria to effectively address customer inquiries and provide personalized recommendations. Stay informed about new product launches, policy updates and market trends to proactively meet customer needs and contribute to achieving branch targets. Collaborate with colleagues to share insights and ensure consistent messaging about the bank&rsquo;s offerings.
 
 
 
 
 
 
 Customer Retention
 
 :
 
 
 Build and maintain strong relationships with customers by delivering exceptional service and addressing their needs effectively and act as a trusted advisor offering guidance on financial decisions and ensuring customers feel valued and supported, contributing to higher retention rates. Proactively follow up on customer feedback, resolve issues promptly to enhance their overall experience and loyalty. Educate customers about value added services and alternative channels, such as mobile banking and self-service options to improve customer satisfaction.
 
 
 
 
 
 
 Complaint Resolution
 
 :
 
 
 Handle customer complaints professionally and efficiently by actively listening, understanding their concerns and providing timely solutions. Ensure all complaints are resolved in line with bank policies and escalate complex issues to the appropriate department when necessary. Maintain clear communication with customers throughout the resolution process to ensure their satisfaction and reinforce trust.
 
 
 
 
 
 
 Compliance and Risk Management
 
 :
 
 
 Ensure strict compliance with bank policies, procedures, and regulatory requirements, including all Central Bank regulations, to protect customer information and assets. Identify and report suspicious transactions or potential fraud in line with the bank&rsquo;s anti-money laundering (AML), know your customer (KYC), and risk management procedures. Adhere to all guidelines to ensure timely account or asset closures and meet the required turnaround time (TAT). Ensure compliance to CBUAE regulations at all times as applicable.
 
 
 Compliance and Adherence to Consumer Protection Regulation and Standards:
 
 <ul>
 <li>
 Ensure that CPR guidelines are being followed 100% at all times. Any breach identified is reported to Head of Consumer Protection immediately.
 </li>
 <li>
 Ensure all trainings related to CPR are completed. This also includes Islamic banking and Sharia training.
 </li>
 <li>
 Ensure adherence to the guideline for people of determination and vulnerable people.
 </li>
 <li>
 Ensure customer complaints are logged and resolved on timely basis.
 </li>
 </ul>
 
 
 
 
 
 Record Keeping and Documentation
 
 :
 
 
 Maintain accurate records of transactions and ensure proper documentation of all activities. Follow internal procedures for filing and reporting as per the bank&rsquo;s standards for audits and compliance.
 
 
 
 
 
 
 Cross-Selling and Recommendation
 
 :
 
 
 Identify customer needs and recommend the bank&rsquo;s products and services that may enhance the customer&rsquo;s banking experience. Refer customers to branch manager or specialized departments when appropriate.
 
 
 
 
 
 
 Team Collaboration
 
 :
 
 
 Work collaboratively with branch staff to support overall branch operations and customer satisfaction. Communicate effectively with team members, sharing insights and information to improve processes and address any customer issues collectively. Foster a positive work environment by supporting colleagues and contributing to a team-focused culture.
 
 
 
 
 
 
 Continuous Improvement
 
 :
 
 
 Actively participate in training and development programs to enhance knowledge of bank products, policies, and customer service standards. Provide feedback to improve processes and customer service delivery with an emphasis on compliance, risk management, and customer protection.
 
 
 
 
 
 
 Technology Proficiency:
 
 
 
 Efficiently use the bank&rsquo;s digital platform efficiently to process transactions and manage customer queries, ensuring high productivity and service efficiency. Actively promote alternative channels such as the digital lobby, mobile banking and internet banking to enhance the customer experience and encourage customers to adopt convenient banking solutions.
 
 
 
 
 
 
 Job Requirement (Qualification/Experience)
 
 :
 
 
 
 
 <ul>
 <li>
 A Bachelor&rsquo;s Degree in Business Administration, Finance, Accounting or related field.
 </li>
 <li>
 Additional certifications in banking or customer service.
 </li>
 <li>
 Minimum 2- 3 years of experience in a retail banking or branch banking environment.
 </li>
 <li>
 Proven track record in customer service and sales roles.
 </li>
 <li>
 Strong interpersonal and communication skills.
 </li>
 </ul>
 
 
</div>

Sales & Service Officer, Branch Banking - Abu Dhabi, Retail Banking

Inception

<div>
 
 Overview
 
 
 
 Looking for a diligent and accomplished Principal Applied Scientist with a keen eye for detail to work directly with our engineering teams and carry G42&rsquo;s new age AI-driven products &amp; solutions from conceptualization, planning &amp; prototyping all the way to testing &amp; delivery.
 
 
 
 Responsibilities
 
 
 
 You will play a crucial part in pioneering research and development across various facets of AI, including but not limited to computer vision, natural language processing, and audio signal processing. Your work will involve the creation and optimization of cutting-edge AI algorithms and deep learning models, contributing to advancements in areas such as semantic understanding, multidimensional data interpretation, and human-machine interactions. Furthermore, your innovative efforts will be applied to a spectrum of practical use cases, serving pivotal industries such as finance, oil and gas, environmental science, and healthcare, thereby driving forward the frontier of impactful AI solutions in real-world scenarios.
 
 
 <ul>
 <li>
 Engage in the design, analysis and optimization of foundational and applied research to power the state-of-the-art AI algorithms and model capabilities at Core42. This will involve staying well-informed of emerging trends, understanding and manipulating complex datasets, and conceptualizing models that are both innovative and applicable to real-world scenarios.
 </li>
 <li>
 Work on comprehensive solutions that integrate various modalities, including text, audio, and visual data, enhancing the AI's ability to understand and interpret human interaction in a more nuanced manner.
 </li>
 <li>
 Collaborate with researchers and engineers across teams at Core42for the design, development, and continual improvement of AI algorithms, ensuring the implementations of such algorithms are optimized for efficiency, reliability, and scalability.
 </li>
 <li>
 Work alongside product development teams to integrate new algorithms and models into broader product offerings, and conduct proofs of concept (POC) as per client needs, ensuring that these innovations translate into tangible benefits for users and stakeholders.
 </li>
 <li>
 Propose scenarios where AI techniques could improve the efficiency of the customer&rsquo;s business.
 </li>
 <li>
 Provide pre-sales and post-sales technical support to the business development team.
 
 
 </li>
 </ul>
 Skills and attributes for success
 
 
 The criteria for your success would include cost savings achieved, number of use cases investigated &amp; datasets mined, number of innovations/POCs deployed, number of existing processes optimized, and customer NPS.
 
 
 
 Qualifications
 
 
 
 To qualify, you must have
 
 
 <ul>
 <li>
 M.Sc. or Ph.D. degree in computer science, engineering, or AI-related field. Specialization in Computer Vision, Natural Language Processing or Speech and Audio are highly desirable.
 </li>
 <li>
 Minimum 10 years of experience in developing AI algorithms for various modalities.
 </li>
 <li>
 Track record of conducting high-level research, preferably evidenced by publications in peer-reviewed journals or a history of product-driven research and development.
 
 
 </li>
 </ul>
 Ideally, you&rsquo;ll also need
 
 
 <ul>
 <li>
 A highly curious and inquisitive approach to problem-solving
 </li>
 <li>
 In-depth knowledge of the latest developments in AI and machine learning
 </li>
 <li>
 Excellent communication skills
 
 
 </li>
 </ul>
 What we look for
 
 
 If you are a performance-driven, inquisitive mind with the agility to adapt to ambiguity, you will fit right in. You should be eager to explore opportunities to build meaningful collaborations with stakeholders and aspire to create unique customer-centric solutions. Bias for action and a passion to conquer new frontiers in the AI space is at the heart of the Inception community.
</div>

Principal Applied Scientist

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