area manager product and portfolio

contracts manager

head personal loans – d2c growth and campaigns Jobs in Mumbai

product lead – education loan Jobs in Mumbai

product lead – education loan

product manager

product manager affordable mortgages loans

IDFC FIRST Bank

<div>
 
 Job Requirements
 
 
 
 
 Role/ Job Title:
 
 Product Manager &ndash; Affordable Mortgage Loans
 
 
 
 Business:
 
 Affordable Mortgages Loans
 
 
 
 Function/ Department:
 
 Affordable Mortgages Loans
 
 
 
 Job Purpose
 
 
 
 'The Product Manager &ndash; Affordable Mortgage Loans will be responsible for managing the end-to-end lifecycle of the Affordable HL &amp; LAP product within the Affordable Mortgage Loans business unit. Based in Mumbai at Naman Chambers, the role involves strategic oversight of product development, process optimization, market analysis, and P&amp;L management. The ideal candidate will drive innovation, streamline operations, and ensure competitive positioning in the market.
 
 
 
 Roles &amp; Responsibilities
 
 
 
 Primary Responsibilities
 
 
 <ul>
 <li>
 Develop ongoing market insights and identify sector trends.
 </li>
 <li>
 Evaluate competitor offerings and conduct SWOT analysis to uncover opportunities.
 </li>
 <li>
 Configure product features and positioning based on market dynamics.
 </li>
 <li>
 Conduct post-launch product audits and competitor re-evaluation.
 </li>
 <li>
 Analyse product and portfolio performance metrics.
 </li>
 <li>
 Refine pricing structures and adjust marketing and promotional strategies.
 </li>
 <li>
 Assess channel performance and rationalize product portfolios.
 </li>
 <li>
 Design innovative and seamless customer journeys.
 </li>
 <li>
 Customize and digitize loan processes and system platforms.
 </li>
 <li>
 Determine product pricing using market research and cost analysis.
 </li>
 <li>
 Analyze the PnL, To find relevant trends and shar the same with stakeholders
 
 
 </li>
 </ul>
 
 Secondary Responsibilities
 
 
 
 '
 
 
 <ul>
 <li>
 Develop and deliver training modules for internal teams.
 </li>
 <li>
 Coordinate with support verticals and stakeholders for smooth product operations.
 </li>
 <li>
 Maintain MIS and product decks for periodic reviews.
 </li>
 <li>
 Engage with sales teams daily to drive disbursal volumes and maximize reach.
 
 
 </li>
 </ul>
 
 Educational Qualification
 
 
 
 Graduate/Post Graduate
 
 
 
 Experience
 
 
 
 2 to 5 Years
</div>

Product Manager - Affordable Mortgages Loans

Axis Bank

<div>
 
 
 About the Role:
 
 
 
 The Education Loan product manager will be responsible for product and portfolio management of Education loans including formulation and implementation of product strategy and delivery of P&amp;L goals.
 
 
 The individual should have relevant product management work experience including new product development and launch, designing product promotion, driving on-ground implementation and active portfolio management.
 
 
 
 
 
 Key Responsibilities.
 
 <ul>
 <li>
 Product and Portfolio management:
 </li>
 <li>
 Strategy formulation for Education loans aligned to overall strategy of the Bank
 </li>
 <li>
 Drive and manage all P&amp;L metrics for Education Loans portfolio
 </li>
 <li>
 Analyze competitive landscape to identify and evaluate new business opportunities for profitable growth
 </li>
 <li>
 Launch and own outcomes for new product/variants in line with the business strategy
 </li>
 <li>
 Collaborate with cross-functional stakeholders i.e., Sales, strategic channels, Credit, Operations, Policy, Digital/IT for seamless day to day operations covering process, risk, channel management aspects as well as on roll-out of new initiatives/changes
 </li>
 <li>
 Drive business growth from existing strategic partners (e.g., leading Education loan consultants) as well as launch new alliances
 </li>
 <li>
 Address all audit related queries and implementing relevant recommendations in a timely manner
 </li>
 <li>
 Manage the government sponsored schemes including subsidy management and timely reporting
 </li>
 <li>
 Proactively review existing processes to identify and plug any gaps/ implement preventive controls
 </li>
 <li>
 Address audit, compliance and regulatory items in a timely manner
 </li>
 <li>
 Lead and mentor a team of 4 product managers by providing clear guidance on business objectives as well as granular requirements and helping them navigate complex situations
 </li>
 </ul>
</div>

Product Lead – Education Loan

Godrej Capital

<div>
 
 
 Job Purpose-
 
 Godrej Capital is building a high-impact Direct-to-Customer (D2C) Personal Loans engine focused on acquiring New to Godrej Capital customers at scale.
 
 
 We are looking for a growth leader who can build, manage, and scale digital acquisition funnels &mdash; working closely with Marketing, SEO, and Product teams to drive sustainable, ROI-led growth.
 
 
 This role combines performance marketing, funnel ownership, and long-term growth strategy.
 
 
 
 
 
 
 
 
 
 Key responsibilities- D2C Growth Strategy
 
 
 <ul>
 <li>
 Define and execute the digital acquisition roadmap across paid, organic, and others channels.
 </li>
 <li>
 Own volumes, disbursements, CAC, and channel profitability.
 </li>
 <li>
 Build scalable sourcing engines aligned to business goals.
 </li>
 </ul>
 
 
 Campaign &amp; Performance Marketing
 
 
 <ul>
 <li>
 Lead end-to-end campaign planning, execution, and optimization.
 </li>
 <li>
 Drive ROI-focused performance marketing with disciplined cost management.
 </li>
 <li>
 Work closely with the Marketing team to design and execute performance campaigns.
 </li>
 </ul>
 
 
 
 
 
 Product &amp; Funnel Optimization
 
 
 <ul>
 <li>
 Partner with Product teams to improve landing pages, application journeys, and conversion funnels.
 </li>
 <li>
 Drive A/B testing, personalization, and experimentation frameworks.
 </li>
 <li>
 Improve approval-to-disbursal ratios and overall customer experience.
 </li>
 </ul>
 
 
 Data &amp; Governance
 
 
 <ul>
 <li>
 Build strong performance dashboards and growth reporting frameworks in collaboration with analytics
 </li>
 <li>
 Balance growth with portfolio quality and risk alignment.
 </li>
 </ul>
 
 
 
 
 
 
 <ul>
 <li>
 
 Qualification &amp; experience -
 
 8&ndash;15 years of experience in Personal Loans / unsecured lending.
 </li>
 <li>
 Proven track record of scaling D2C acquisition at meaningful volumes.
 </li>
 <li>
 Strong understanding of digital funnels, performance marketing, and unit economics.
 </li>
 <li>
 Experience working cross-functionally with Marketing and Product.
 </li>
 </ul>
 
 
</div>

Head Personal Loans – D2C Growth and Campaigns

MUFG

<div>
 
 
 About Us:
 
 
 
 MUFG Bank, Ltd. is Japan&rsquo;s premier bank, with a global network spanning more than 50 markets. Outside of Japan, the bank offers an extensive scope of commercial and investment banking products and services to businesses, governments, and individuals worldwide.
 
 
 In Asia, MUFG has a presence across 20 markets &ndash; Australia, Bangladesh, Cambodia, China, Hong Kong, Indonesia, India, South Korea, Laos, Malaysia, Mongolia, Myanmar, New Zealand, Pakistan, Philippines, Singapore, Sri Lanka, Taiwan, Thailand, and Vietnam.
 
 
 It has also formed strategic partnerships with some of the most prominent banks in Southeast Asia, further augmenting its unrivalled network across the region &ndash; VietinBank in Vietnam, Krungsri in Thailand, Security Bank in the Philippines, and Bank Danamon in Indonesia.
 
 
 
 
 
 
 MUFG Global Service Private Limited:
 
 
 
 Established in 2020, MUFG Global Service Private Limited (MGS India) [Formerly known as MUFG Enterprise Solutions India Private Limited] is 100% subsidiary of MUFG Bank Ltd having offices in Bengaluru and Mumbai. MGS India has been set up as a Global Capability Centre / Centre of Excellence to provide support services across various functions such as IT, KYC/ AML, Credit, Operations etc. to MUFG Bank offices globally. With a current headcount of above 1000, MGS India has plans to significantly ramp-up its growth over the next 18-24 months while servicing MUFG&rsquo;s global network across Americas, EMEA and Asia Pacific.
 
 
 
 
 
 
 About the Role:
 
 
 
 Position Title: Analyst
 
 
 Corporate Title: Analyst
 
 
 Reporting to: Vice President
 
 
 Location: Mumbai
 
 
 
 
 
 
 Job Profile
 
 
 
 
 Purpose of Role:
 
 
 
 Responsible for supporting business team in execution of functions related transaction processing, timely response to queries raised, record maintenance, reconciliation, follow internal and regulatory procedures and liaise with other internal stakeholders to ensure smooth processing of transactions.
 
 
 
 
 
 
 Main Responsibilities
 
 
 
 
 Process:
 
 
 <ul>
 <li>
 Perform the duties of Maker for the activities assigned diligently.
 </li>
 <li>
 Understand the process/ policies of the Bank and adhere to the needs.
 </li>
 <li>
 Work closely with overseas branch to process/execute the transactions as per accuracy/quality standards/SLAs of the Bank.
 </li>
 <li>
 Learn the system functions and adhere to the controls.
 </li>
 <li>
 Support overseas branch to resolve operational incidents/reporting (if any).
 </li>
 <li>
 Provide suggestion(s) to improve/streamline the operational processes.
 </li>
 </ul>
 
 
 
 
 
 Customer:
 
 
 <ul>
 <li>
 Develop and maintain strong stakeholder management with key stakeholders within MUFG.
 </li>
 <li>
 Support and resolve customer enquiries and provide excellent customer service.
 </li>
 <li>
 Work in partnership with Compliance to understand relevant operational guidelines, MUFG&rsquo;s standard procedures and local regulations and assess the impact on the daily operations workflow.
 </li>
 <li>
 Work in partnership with the wider operations team for information sharing and to ensure that transactions are processed accurately and in a timely manner.
 </li>
 <li>
 To support developmental projects relating to the Department.
 </li>
 </ul>
 
 
 
 
 
 People:
 
 
 <ul>
 <li>
 Good in teamwork.
 </li>
 <li>
 Liaison with Business team for timely &amp; quality deliverables of assistance / services.
 </li>
 </ul>
 
 
 
 
 
 Other/Control:
 
 
 <ul>
 <li>
 Perform the checking process on operational issues, escalated by the less experienced members of the team.
 </li>
 <li>
 Perform the reconciliation of any daily pending transactions
 </li>
 <li>
 Support the Head of Department in determining the level of support on new MUFG product offerings by carrying out reviews on resourcing issues, internal policies, workarounds, and system capabilities.
 </li>
 <li>
 Support the Head of Department in achieving the department&rsquo;s KPIs, set by the Branch Management.
 </li>
 <li>
 Support in managing the risk profile for the department.
 </li>
 <li>
 Support internal and external audits within the department by preparing documentation as required
 </li>
 <li>
 Maintain good working knowledge of industry trends, products, relevant laws and regulations.
 </li>
 <li>
 Adhere to all company policies as well as guidelines
 </li>
 </ul>
 
 
 
 
 
 Candidate Profile:
 
 
 <ul>
 <li>
 Minimum 3 to 6 years of relevant experience and sound knowledge of the Loan operation in managing Disbursement, Rollover, Settlement of loans and servicing of monthly interest.
 </li>
 <li>
 Strong PC skills (MS Office)
 </li>
 <li>
 Good interpersonal skills to deal courteously and effectively with others.
 </li>
 <li>
 Good understanding of basic banking products.
 </li>
 <li>
 Understanding of local relevant regulations.
 </li>
 <li>
 Regulatory Certification would be preferred.
 </li>
 <li>
 Good interpersonal skills to deal courteously and effectively with others.
 </li>
 <li>
 Attention to details.
 </li>
 <li>
 Graduate and/or Post Graduate.
 </li>
 </ul>
</div>

Analyst - Loans Operations [T500-23347]

Zydus Group

<div>
 
 🚀
 
 Hiring: Sr. Product Manager / Group Product Manager &ndash; Antibiotics &amp; Injectables | Zydus
 
 
 
 Zydus is looking for an experienced pharma marketer to lead our
 
 Antibiotics &amp; Injectables portfolio
 
 . If you have strong strategic marketing expertise and a proven track record in brand management, this is your opportunity to drive growth in a high-potential therapeutic segment.
 
 
 🔹 Develop and execute annual marketing plans
 
 
 🔹 Drive market share growth &amp; sales performance
 
 
 🔹 Lead product training &amp; promotional strategies
 
 
 🔹 Build strong KOL and key account relationships
 
 
 🔹 Identify innovative engagement opportunities
 
 
 
 Eligibility:
 
 
 
 ✔ 6+ years of pharma experience
 
 
 ✔ Minimum 2+ years handling Antibiotic portfolio
 
 
 ✔ Strong market analysis &amp; business acumen
 
 
 Join a dynamic, innovation-focused team and lead impactful brands.
 
</div>

Sr. Product Manager / Group Product Manager – Antibiotics & Injectables

<div>
 
 Job Description
 
 
 
 
 DEPARTMENT MANAGER
 
 
 
 
 
 
 
 
 WHAT YOU&rsquo;LL DO As a Department Manager, you&rsquo;ll be the leader supporting and encouraging your whole team. By fostering an inclusive culture that promotes collaboration and an entrepreneurial spirit, you&rsquo;ll create an environment where everyone can thrive. Acting in line with our values, you&rsquo;ll contribute to both your own success and the success of the company.
 
 
 
 
 
 
 
 
 You will:
 
 
 
 
 &rarr; Lead your team to deliver an outstanding customer experience by ensuring excellent operational and visual standards, while actively promoting and selling our products.
 
 
 
 
 &rarr; Take responsibility for your store and department&rsquo;s strengths, analyse sales performance, identify commercial opportunities, set goals, and create plans to optimize results, profits, and stock levels.
 
 
 
 
 &rarr; Manage team planning, scheduling, and ensure seamless opening and closing routines.
 
 
 
 
 &rarr; Recruit, onboard, and develop your team while fostering an inclusive and collaborative culture that promotes growth and innovation.
 
 
 
 
 &rarr; Stay updated on fashion trends, customer preferences, and competitors to maintain a competitive edge.
 
 
 
 
 &rarr; Represent yourself and the brand positively during all customer interactions.
 
 
 
 
 
 
 
 
 WHO YOU&rsquo;LL WORK WITH
 
 
 
 
 Our stores are the heart of our company, where customers experience our brand firsthand. As part of the dynamic Store Team, every role&mdash;from Sales Advisors, Department Managers, Store Managers and Visual Merchandisers to Assistant Store Managers, Cash Office Responsible, and Delivery Responsible in larger stores&mdash;contributes to creating an inspiring and welcoming environment. You&rsquo;ll also connect with the wider Area Team, collaborating across stores to share insights and drive success together. Alongside your team, you'll play a vital role in helping customers feel confident and express their individuality with the latest trends and timeless styles. By building meaningful connections with customers in our stores, we make fashion accessible and sustainable for all.
 
 
 
 
 
 
 
 
 WHO YOU ARE
 
 
 
 
 We are looking for people with&hellip;
 
 
 
 
 &rarr; Experience in retail management and operations.
 
 
 
 
 &rarr; Strong leadership skills, with a passion for coaching and developing teams while exemplifying company values and culture.
 
 
 
 
 &rarr; Expertise in sales planning, analysis, and follow-up, using customer-centric tools and reporting.
 
 
 
 
 
 
 
 
 And people who are&hellip;
 
 
 
 
 &rarr; Strong and confident leaders who inspire, coach, and develop their teams with integrity.
 
 
 
 
 &rarr; Thriving in collaborative, dynamic environments, with a solution-focused mindset.
 
 
 
 
 &rarr; Motivated to create great customers experiences while promoting and selling our products.
 
 
 
 
 &rarr; A keen interest in fashion trends, commerciality, and competitor insights to drive sales.
 
 
 
 
 &rarr; Effective communicators, creative, and curious.
 
 
 
 
 &rarr; Flexible, analytical, and achievement-oriented, with the ability to manage statistics and work with numbers.
 
 
 
 
 
 
 
 
 WHO WE ARE
 
 
 
 
 H&amp;M Group is a global company of strong fashion brands and ventures. Our goal is to prove that there is no compromise between exceptional design, affordable prices, and sustainable solutions. We want to liberate fashion for the many, and our customers are at the heart of every decision we make.
 
 
 
 
 
 
 
 
 We are made up of thousands of passionate and talented colleagues united by our shared culture and values. Together, we want to use our power, our scale, and our knowledge to push the fashion industry towards a more inclusive and sustainable future.
 
 
 
 
 
 
 
 
 WHY YOU&rsquo;LL LOVE WORKING HERE At H&amp;M Group, we are proud to be a vibrant and welcoming company. We offer our employees attractive benefits with extensive development opportunities around the globe.
 
 
 
 
 &middot; We value diverse backgrounds, including but not limited to race, ethnicity, gender, age, religion, sexual orientation, and disability.
 
 
 
 
 &middot; We pride ourselves on being a values-driven organization, guided by our 7 unique values that have been part of our success story for over 75 years.
 
 
 
 
 &middot; We are an inclusive company where you&rsquo;re encouraged to be yourself at work
 
 
 
 
 &middot; You will have access to a large global talent community, where career growth and aspirations have no limits.
 
 
 
 
 &middot; We believe in supporting your overall wellbeing and offer comprehensive benefits inclusive of health insurance, wellness for self and family.
 
 
 
 
 &middot; You&rsquo;ll be able to express your personal style with our employee discount at H&amp;M group.
 
 
 
 
 &middot; We offer 5 days of working in a week to have great work life balance.
 
 
 
 
 
 
 
 
 JOIN US
 
 
 
 
 Our uniqueness comes from a combination of many things &ndash; our inclusive and collaborative culture, our strong values, and opportunities for growth. But most of all, it&rsquo;s our people who make us who we are.
 
 
 
 
 
 
 
 
 Take the next step in your career together with us. The journey starts here.
 
 
 
 
 
 
 
 
 
 
 
 
 *We are committed to a recruitment process that is fair, equitable, and based on competency. We therefore kindly ask you to not attach a cover letter in your application.
 
 
 
 
 
 
 Additional Information
 
 
 
 
 This position will be for Pune and Mumbai both.
 
 
 
</div>

Department Manager

Credila Financial Services Limited

<div>
 
 
 
 About the Company
 
 
 
 
 
 
 
 Credila Financial Services Limited (Formerly known as HDFC Credila Financial Services Limited) is one of India&rsquo;s largest education loan non-banking financial companies (NBFCs) offering education loans to Indian students. With an in-depth understanding of the higher education domain in India as well as overseas, Credila offers tailor-made education loan solutions that help enable students to be financially equipped to pursue their education at their dream university and country of study. Since inception, Credila has funded 178,000+ Indian students across 63 countries in 4,600 institutes
 
 
 
 
 
 
 
 Responsibilities
 
 
 
 
 
 
 <ul>
 <li>
 Designing and implementing an overall risk management process for the Education Loan portfolio, which includes an analysis of the financial impact on the company when risks occur
 </li>
 <li>
 Performing a risk assessment: Analyzing current risks and identifying potential risks that are affecting the company
 </li>
 <li>
 Own the portfolio risk metrics - Loss forecasting, Stress testing, Credit Risk, Liquidity risk, Collections performance strategy overall ROA by segment.
 </li>
 <li>
 Monitor portfolio risk from granular dimensions and constantly implement strategies to maintain risk metrics within specific ranges.
 </li>
 <li>
 Monitor various operational metrics and develop alerting mechanisms to maintain process efficiency
 </li>
 <li>
 Designing and implementing strategies for Underwriting, Account Management, Portfolio Monitoring and Collections
 </li>
 <li>
 Develop risk-based credit policies and pricing grids to maximize approvals within specific segments of risk
 </li>
 <li>
 Work with data science team which will develop algorithms and scorecards and drive decision models across various business segments.
 </li>
 <li>
 Partner with Engineering team to implement policies and scorecards.
 </li>
 <li>
 Supervise creation of time-sensitive analytics, visualizations, and complicated, high-visibility reports for Risk and Business management to use in portfolio monitoring and strategic decision-making.
 </li>
 </ul>
 
 
 Data Analytics
 
 
 <ul>
 <li>
 Analyze data to identify high risk segments to limit and decrease loss rates.
 </li>
 <li>
 Perform exploratory data analysis to identify interesting data trend/ insights.
 </li>
 </ul>
 
 
 Model Validation
 
 
 <ul>
 <li>
 Build/Validate statistical scoring models on Unsecured lending portfolios that would aid in customer segmentation.
 </li>
 </ul>
 
 
 Policy formulation
 
 
 <ul>
 <li>
 Develop new policies for new partners and channels (Acquisition &amp; Line management)
 </li>
 <li>
 Review and update policies for existing partners in case of any change.
 </li>
 <li>
 Work with tech team to design test and implementation for any changes (partner related or regulatory) in policies.
 </li>
 </ul>
 
 
 Portfolio Management
 
 
 <ul>
 <li>
 Constantly Evaluate portfolio performance.
 </li>
 <li>
 Benchmark to Industry Standards.
 </li>
 </ul>
 
 
 Loss Management
 
 
 <ul>
 <li>
 Monitor Loan portfolio on a daily/weekly basis for any increase in risk (loss rates)
 </li>
 <li>
 Forecast loss for Education Loan portfolios
 </li>
 </ul>
 
 
 Stakeholder Management
 
 
 <ul>
 <li>
 Interacting with cross functional teams and driving the credit policy agenda and ensuring correct implementation of credit policy guidelines in origination system and decisioning platforms
 </li>
 <li>
 Lead discussions with external stakeholders/ channel partners during engagement calls
 </li>
 </ul>
 
 
 
 
 
 
 Skills
 
 
 
 
 
 
 <ul>
 <li>
 Have strong business understanding of the retail lending business in India and understanding of the regulatory landscape
 </li>
 <li>
 Should have hands-on experience working as data analyst or data scientist or statistical modeler in retail space, preferably in financial services or ecommerce.
 </li>
 <li>
 Strong experience in establishing and managing high-performing teams with a collaborative leadership approach.
 </li>
 <li>
 Outstanding communication skills, both verbal and written
 </li>
 </ul>
 
 
 
 
 
 
 
 
 
 Qualifications and Experience
 
 
 
 
 
 
 <ul>
 <li>
 MBA with Mathematics / Statistics / Information Management as a subject in the curriculum or CA/ CFA with relevant experience
 </li>
 <li>
 2-5 years of experience in the areas of Risk Management, Credit Modelling, Data Analytics, etc. (preferred).
 </li>
 </ul>
 
 
 
 
 
 
 Job Location:
 
 
 Mumbai (Kalina)
 
</div>

Risk Manager

Explore 99+ Product manager affordable mortgages loans in Mumbai this February. Find roles across top companies and apply now to boost your career.