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risk analyst

Rize

<div><p><b>Rize </b>is a groundbreaking rent-now-pay-later platform reshaping the rental landscape in Saudi Arabia. We're dedicated to making rentals more accessible and affordable, enabling tenants to manage their finances with ease and landlords to secure their income effortlessly. We're on a mission to revolutionize the rental industry, breaking down barriers and creating opportunities for all. We're a team of innovators, thinkers, and problem-solvers, committed to creating a positive impact and driving change in the market.</p><p><b>
Our Team<br>
</b><br>
</p><p>We love working together, being creative, and doing things differently! Our team is made up of over 20 people with different nationalities. We work from a cozy office in Riyadh, Saudi Arabia. And hey, we're not just smart&mdash;we're really good at coming up with new ideas! Plus, you can work from wherever you want because we like to keep things flexible.</p><p><b>
Our core values &amp; Principles</b></p><br>
<ul>
<li><b>
Innovation </b>&ndash; We&rsquo;re a technology-driven team with the purpose of uplifting the real estate sector. We are the leaders of the industry in innovation.<br>
</li>
<li><b>Customer Centricity</b> &ndash; We put the customer at the core of every decision and action.<br>
</li>
<li><b>Adaptability </b>- Being able to adapt quickly to changing market conditions and customer needs.<br>
</li>
<li><b>Empowerment &amp; Collaboration</b> &ndash; Our team is the most valuable aspect of the company; We respect all ideas, our team enjoys authority, autonomy, and collaboration.<br>
</li>
<li><b>Ethical Excellence</b> - We perform within the highest ethical standard.</li>
</ul><p><b>
Job Summary</b><br>
We are looking for a Credit Underwriter to manage tenant and landlord contracts from start to finish. This role ensures that all leasing agreements meet legal standards and Rize&rsquo;s internal credit policies.</p><p><b>
What will you be doing?</b></p><br>
<ul>
<li>
Prepare, review, and finalize tenant contracts and landlord contracts.</li>
<li>Ensure accuracy and compliance with Saudi leasing regulations.</li>
<li>Be able to make contracts on Ejar platform submissions and resolve any related issues.</li>
<li>Coordinate with Legal, Risk, and Credit teams to maintain complete, error-free records.<br>
</li>
<li>Monitor contract turnaround times and escalate delays when needed.</li>
</ul><p><b>
You're a perfect match if you have</b></p><br>
<ul>
<li>
1+ years of related experience.</li>
<li>Experience in legal real estate operations and strong knowledge of leasing practices.</li>
<li>Hands-on experience using the <b>Ejar platform</b> is highly preferred.</li>
<li>Excellent attention to detail with strong organizational skills.</li>
<li>Ability to work accurately under pressure and tight deadlines.</li>
</ul><h3 class="jobSectionHeader"><b>Benefits</b></h3><p><b>
What do we offer?</b></p><br>
<ul>
<li><b>
Competitive salary</b> - Receive a competitive salary package in USD or SAR, reflecting your skills and contributions in our industry.<br>
</li>
<li><b>Diverse International team</b> - Join a diverse international team where different perspectives and backgrounds enrich our collaborative culture.<br>
</li>
<li><b>Flexibility </b>- Enjoy the option to work full remote or hybrid, allowing you to balance work and life in a way that suits you best.<br>
</li>
<li><b>Innovation </b>- Shape the future of Proptech with your groundbreaking ideas and technological prowess.<br>
</li>
<li><b>Direct Impact</b> - See your ideas come to life and make tangible changes in an industry ripe for revolution.<br>
</li>
<li><b>Fast-paced Learning</b> - Grow personally and professionally every day with opportunities to master new skills in our dynamic start-up environment.<br>
</li>
<li><b>Creative Freedom</b> - Take the reins, innovate, and push boundaries with the freedom to experiment, learn, and grow at Rize.<br>
</li>
<li><b>Close-knit Community</b> - Join a collaborative, supportive team where your voice matters and your contributions are recognized and celebrated.</li></ul></div>

Credit Risk Analyst - Underwriting

Al Rajhi Takaful

<div>
 <p>
  <strong>
   About Alrajhi Takaful:
  </strong>
 </p>
 <p>
  Al Rajhi Takaful is fully committed to providing you with first class, Shariah compliant solutions that are fully aligned to the Kingdom&rsquo;s 2030 Vision. We aim to protect all our customers, and fulfil their dreams, hopes and ambitions. All our policies provide customers with state-of-the art solutions and come with the support of a team of dedicated, professional and experienced insurance industry.
 </p>
 <p>
  <br/>
 </p>
 <p>
  <strong>
   The Job Title:
  </strong>
 </p>
 <p>
  Reinsurance Sr. Analyst
 </p>
 <p>
  <br/>
 </p>
 <p>
  <strong>
   Job Description:
  </strong>
 </p>
 <p>
  To contribute to the formulation and execution of Al Rajhi Takaful&rsquo;s facultative reinsurance strategy and business plans, ensuring optimal protection against underwriting risks at minimal cost. The role focuses on proactively engaging with reinsurance brokers and direct markets to secure reinsurance solutions for complex and high-risk exposures, in alignment with the company&rsquo;s risk appetite and financial objectives.
 </p>
 <p>
  <br/>
 </p>
 <p>
  <strong>
   Key Responsibilities:
  </strong>
 </p>
 <ul>
  <li>
   Support the execution of facultative reinsurance placements to ensure alignment with the company&rsquo;s risk appetite, underwriting strategy, and regulatory requirements.
  </li>
  <li>
   Assist in analyzing and consolidating underwriting data to support informed decision-making on reinsurance structures and portfolio optimization.
  </li>
  <li>
   Contribute to managing relationships with reinsurers and brokers to support effective negotiation, placement, and renewal of facultative reinsurance covers.
  </li>
  <li>
   Participate in the preparation, review, and coordination of reinsurance agreements to ensure compliance with internal controls, regulatory standards, and international best practices.
  </li>
  <li>
   Ensure accurate and timely data collection and reporting of reinsurance performance, including premium flows, recoveries, claims development, and treaty utilization.
  </li>
  <li>
   Coordinate with Finance and Accounting teams to support monitoring of reinsurance accounting entries, cash flows, and reconciliation processes.
  </li>
  <li>
   Assist in developing and updating reinsurance-related KPIs, dashboards, and performance reports to support decision-making processes.
  </li>
  <li>
   Contribute to maintaining governance frameworks and quality assurance standards for reinsurance data, records, and documentation.
  </li>
  <li>
   Monitor reinsurance market trends and assist in conducting benchmarking studies to evaluate pricing, capacity availability, and emerging risks.
  </li>
  <li>
   Support the placement and documentation of facultative reinsurance for risks exceeding treaty limits, in coordination with underwriting and claims teams.
  </li>
  <li>
   Support the execution of facultative reinsurance placements to ensure alignment with the company&rsquo;s risk appetite, underwriting strategy, and regulatory requirements.
  </li>
  <li>
   Assist in analyzing and consolidating underwriting data to support informed decision-making on reinsurance structures and portfolio optimization.
  </li>
  <li>
   Contribute to managing relationships with reinsurers and brokers to support effective negotiation, placement, and renewal of facultative reinsurance covers.
  </li>
  <li>
   Participate in the preparation, review, and coordination of reinsurance agreements to ensure compliance with internal controls, regulatory standards, and international best practices.
  </li>
  <li>
   Ensure accurate and timely data collection and reporting of reinsurance performance, including premium flows, recoveries, claims development, and treaty utilization.
  </li>
  <li>
   Coordinate with Finance and Accounting teams to support monitoring of reinsurance accounting entries, cash flows, and reconciliation processes.
  </li>
  <li>
   Assist in developing and updating reinsurance-related KPIs, dashboards, and performance reports to support decision-making processes.
  </li>
  <li>
   Contribute to maintaining governance frameworks and quality assurance standards for reinsurance data, records, and documentation.
  </li>
  <li>
   Monitor reinsurance market trends and assist in conducting benchmarking studies to evaluate pricing, capacity availability, and emerging risks.
  </li>
  <li>
   Support the placement and documentation of facultative reinsurance for risks exceeding treaty limits, in coordination with underwriting and claims teams.
  </li>
  <li>
   Provide analytical and technical support to the reinsurance team while promoting continuous learning and alignment with organizational objectives.rovide analytical and technical support to the reinsurance team while promoting continuous learning and alignment with organizational objectives.
  </li>
 </ul>
 <p>
  <br/>
 </p>
 <p>
  <strong>
   Qualifications:
  </strong>
 </p>
 <p>
  <br/>
 </p>
 <ul>
  <li>
   Bachelor&rsquo;s degree in insurance, Statistics, Finance or Business Administration or any other relevant field.
  </li>
  <li>
   2-4 Years experience in relevant field.
  </li>
 </ul>
 <p>
 </p>
</div>


Reinsurance Sr. Analyst

Luxoft

<div><div><h5 class="jobSectionHeader"><b>Project description
</b></h5><p>Large bank in Saudi is looking for Credit risk BA for murex greenfield implementation. We require MLC Credit Risk BA to help implement the changes and projects as required by Risk team.
</p></div><div><h5 class="jobSectionHeader"><b>Responsibilities</b></h5>
<div><div><ul><li>Good Understanding of Murex Limits Controller configurations to handle the Corporate risk assessment and monitoring of transactions.
</li></ul></div><div><ul><li>Good Understanding of MXML module configurations to enhance or build the workflows as per business requirements or bug fixes.
</li></ul></div><div><ul><li>Good understanding of the Datamart module configurations to enhance the reports and to guide the downstream system to build the reports on their system on the basis the business data present MLC.
</li></ul></div><div><p>Perform business analysis, enhancements and changes to the Global credit Risk solutions, which include implementation
</p></div><div><p>Participate actively in discussions with business, understand their needs and transform them into change or project initiatives
</p></div><div><p>Develop and refine the various business/functional/testing requirements in support of the project and systems involved, working alongside the vendor where required
</p></div><div><ul><li>candidate will be part of Credit risk team
</li></ul></div><div><p>Work with different IT teams across infrastructure, and other divisions to deliver system solutions for the business.
</p></div><div><p>Build a strong relationship and manage expectations with users and stake holders!
</p></div><div><p>An independent worker with multi-tasking capabilities.
</p></div><div><p>Participate actively in discussions with business, understand their needs and transform them into change or project initiatives.
</p></div><div><p>Develop and refine the various business/functional/testing requirements in support of the project and systems involved, working alongside the vendor where required.
</p></div></div></div><div><h5 class="jobSectionHeader"><b>Skills</b></h5>
<p>Must have
</p><div><div><p>8 to 10 years of experience in Murex.
</p></div><div><p>minimum of 5 years of experience in Credit Risk in MLC
</p></div><div><p>MLC development skills
</p></div><div><p>MxML experience
</p></div><div><p>unix scripting
</p></div><div><p>components experiences like VAR,PSR,CVA,SIMM,FRTB
</p></div><div><ul><li>SQL.
</li></ul></div></div><p>Nice to have
</p><div><div><p>Good communication
</p></div></div></div><div><h5 class="jobSectionHeader"><b>Other</b></h5>
<div><div><div><p>Languages</p>
<p>English: C1 Advanced
</p></div></div><div><div><p>Seniority</p>
<p>Senior</p></div></div></div></div></div>
<br><div><div><div><p>Riyadh, Saudi Arabia
</p></div><p>Req. VR-117490
</p></div><div></div><div><div><p>Murex ERM
</p></div><div><p>BCM Industry</p>
</div><div><p>15/09/2025
</p></div><div><p>Req. VR-117490</p></div></div></div><p></p>

Murex Credit Risk BA

Foodics

<div><p><b>Who Are We&#10067;</b></p><p>
We Are Foodics! a leading restaurant management ecosystem and payment tech provider. Founded in 2014 with headquarters in Riyadh and offices across 5 countries, including UAE, Egypt, Jordan and Kuwait. We are currently serving customers and partners in over 35 different countries worldwide. Our innovative products have successfully processed over 6 billion (yes, billion with a B) orders so far! making Foodics one of the most rapidly evolving SaaS companies to ever emerge from the MENA region. Also Foodics has achieved three rounds of funding, with the latest raising $170 million in the largest SaaS funding round in MENA, boosting its innovation capabilities to better serve business owners.</p><p><b><br>
The Job in a Nutshell</b></p><p>
The Risk Manager will be responsible for developing and maintaining a risk management framework for the company. He/she will ensure that risk exposures of the company are mitigated and managed within the accepted risk appetite and monitored continuously. The Risk Manager will be applying the best practices in managing risks and applying the suitable measurements satisfying issued regulations and company&rsquo;s shareholders.</p><p></p><p><b>
What Will You Do&#10067;</b></p><ul>
<li>Developing in coordination with other functions the company&rsquo;s risk management strategy.
</li><li>Establishing and developing Risk Management framework, policies, risk appetite and associated applicable risk limits.
</li><li>Developing risk management related procedures to manage and maintain operational and financial objectives.
</li><li>Designing and implementing the appropriate Risk Management methodologies, tools, techniques, and programs across the company and its activities covering all risks including but not limited to operational, credit, financial, reputational, and cyber security risks.</li>
<li>Implement conducting risk assessment and analysis across functions and new products.
</li><li>Performing risk assessment for overall company&rsquo;s strategic projects and documentations including policies, procedures, agreements, and system implementation initiatives.</li>
<li>Establishing the continuous risk management monitoring role which include the development of the early warning indicators and key risk indicators.
</li><li>Establishing comprehensive risk register covering all internal and external risks.</li>
<li>Setting up appropriate mechanism of reporting and analyzing operational risk incidents and associated losses remedial.
</li><li>Developing periodic risk management awareness and building a strong risk management culture across the company</li>
<li>Ensure the required risk transfer techniques including mandatory or optional insurance are implemented and aligned with the company&rsquo;s Risk Management strategy</li>
<li>Liaise with all functional heads to establish, maintain, and continuously improve risk management capabilities</li>
<li>implements appropriate risk reporting aligned with local and international regulatory requirements and board of directors and senior management oversight</li>
<li>Enhance and implement a business continuity plan into the business lines and critical functions, supporting the functions in understanding the risk impacts to their daily operations, to manage risks effectively in coordination with technology and cyber security functions.</li>
<li>Keep abreast of the development in risk management techniques, methodologies, and tools.</li>
Manage assigned ad hoc assignments for regulatory, committees and senior management<br>
<li>
</li></ul><p><b>What Are We Looking For&#10067;</b></p><ul><li>
At least 6 years of experience in Risk Management is preferred in the financial industry.</li></ul><ul>
<li>Bachler's degree in Risk Management, Finance, Actuarial, or any relevant major.
</li><li>Knowledge of risk assessment, control, and analysis.</li>
<li>Familiarity with SAMA compliance standards and regulations.</li>
<li>Solid and demonstrated project management skills.</li>
<li>You have a firm grasp of Microsoft applications (Excel, PowerPoint &amp; Word) and G-Suite.</li>
<li>You are a great team player who has a positive mindset.</li>
</ul><p></p><p><b>What We Offer You&#10071;</b></p><p>
We believe you will love working at Foodics!</p><ul><li><ul>
<li>We offer highly competitive compensation packages, including bonuses and the potential for shares.</li>
<li>We prioritize personal development and offer regular training and an annual learning stipend to tackle new challenges and grow your career in a hyper-growth environment.</li>
<li>Join a talented team of over 30 nationalities working in 14 countries, and gain valuable experience in an exciting industry.</li>
<li>We offer autonomy, mentoring, and challenging goals that create incredible opportunities for both you and the company.</li></ul></li></ul></div>

Risk Manager

Confidential

<div>
 <p>
  <strong>
   Purpose of Role:
  </strong>
 </p>
 <p>
  The Risk Supervisor will oversee the company&rsquo;s enterprise risk management framework, ensuring risks are identified, assessed, monitored, and mitigated effectively in line with business objectives.
 </p>
 <p>
  <br/>
 </p>
 <p>
  <strong>
   Key Responsibilities
  </strong>
 </p>
 <ul>
  <li>
   Develop, implement, and monitor risk management policies, processes, and reporting frameworks.
  </li>
  <li>
   Conduct risk assessments across departments and projects.
  </li>
  <li>
   Maintain the corporate risk register and ensure timely updates.
  </li>
  <li>
   Collaborate with business units to identify, evaluate, and mitigate operational, financial, and strategic risks.
  </li>
  <li>
   Prepare risk reports and present findings to management.
  </li>
  <li>
   Support awareness and training initiatives to promote a risk-conscious culture.
  </li>
 </ul>
 <p>
  <br/>
 </p>
 <p>
  <strong>
   Qualifications &amp; Skills
  </strong>
 </p>
 <ul>
  <li>
   Bachelor&rsquo;s in Business, Finance, Risk Management, or related field.
  </li>
  <li>
   5+ years of relevant risk management experience.
  </li>
  <li>
   Strong analytical, problem-solving, and reporting skills.
  </li>
  <li>
   Knowledge of ISO 31000 or COSO frameworks.
  </li>
  <li>
   Excellent communication in Arabic and English.
  </li>
 </ul>
 <p>
 </p>
</div>


Risk Management Supervisor

EMKAN | إمكان

<div>
 <p>
  Job Brief:
 </p>
 <p>
  This role is pivotal in driving the design, development, implementation and maintenance of mission-critical financial systems, including loan origination, credit scoring, and core lending platforms. This role demands a deep understanding of software engineering best practices, systems architecture, secure coding, and experience in delivering robust, scalable, and high-performance solutions within the financial services domain. The ideal candidate will possess a blend of technical expertise, strategic vision, and leadership acumen.
 </p>
 <p>
  <br/>
 </p>
 <p>
  Responsibilities:
 </p>
 <ul>
  <li>
   Manages the process of identifying and assessing the risks affecting the credit Risk.
  </li>
  <li>
   Assists in developing mitigation strategies for risks related to Loan origination and monitoring these risks.
  </li>
  <li>
   Ensuring lending process are in line with all regulations in place.
  </li>
  <li>
   Review of Credit Applications to be forwards for Chief Risk Officer as per underwriting policies in place and analyses all expectations shared with the CRO
  </li>
  <li>
   Ensuring consistency in evaluation and reporting of Risk.
  </li>
  <li>
   Producing the risk reports to all stakeholders on a regular basis.
  </li>
  <li>
   Organizes appropriate risk reporting, internally and externally.
  </li>
  <li>
   Gathering, reviewing and analysing evidence to build an awareness and understanding of changes taking place, or proposed to all related stakeholders.
  </li>
  <li>
   Document, and ensure communication of key risks. Maintains the communications channel with operations
  </li>
  <li>
   Maintain input or data quality of risk management systems.
  </li>
  <li>
   Monitoring of external indicators and market developments.
  </li>
  <li>
   Performs testing for New Products and performs PIV for every change in the Core system / Decision engine
  </li>
  <li>
   Ensuring of escalation mechanisms are established and are being used
  </li>
  <li>
   Maintain input or data quality of risk management systems.
  </li>
  <li>
   Monitoring of external indicators and market developments.
  </li>
  <li>
   Performs testing for New Products and performs PIV for every change in the Core system / Decision engine
  </li>
  <li>
   Ensuring of escalation mechanisms are established and are being used
  </li>
  <li>
   Manage employee performance and development by assigning individual performance targets and development objectives at least on an annual basis.
  </li>
  <li>
   Direct and supervise the activities and work of subordinates by providing formal and informal feedback regularly and on a timely basis, to ensure that all work is carried out in an efficient manner and in accordance with set individual targets
  </li>
  <li>
   Adherence to all regulations and control function within the company in order to ensure that governance, Audit, risk and compliance matters are carried out.
  </li>
  <li>
   Fully adherence to the cybersecurity policies, processes, standards and regulations.
  </li>
  <li>
   Ensure preparation of reports in a timely and accurate manner to meet the departmental requirements.
  </li>
  <li>
   Responsible for confidentiality of EMKAN&rsquo;s at during employment with EMKAN.
  </li>
 </ul>
 <p>
  <br/>
 </p>
 <p>
  Qualification and Experience:
 </p>
 <ul>
  <li>
   Bachelor&rsquo;s degree in Finance, Business Administration, or any other relevant field (Master&rsquo;s degree is preferred).
  </li>
  <li>
   Minimum of 6-8 years of relevant experience.
  </li>
  <li>
   Prior Experience in lending products.
  </li>
  <li>
   Prior Experience in Auto lease, Credit Cards and SME
  </li>
 </ul>
</div>


Credit Risk Associate Manager

Egis Group

<div><b>Company Description</b><p><br>
Egis is a leading global architectural, consulting, construction engineering, operations and mobility services firm. We create and operate intelligent infrastructure and buildings that both respond to the climate emergency and contribute to balanced, sustainable and resilient development. Our 20,500 employees operate across over 100 countries, deploying their expertise to develop and deliver cutting-edge innovations and solutions for clients. Through the wide range of our activities, we are central to the collective organisation of society and the living environment of citizens all over the world.&quot;</p><p>
With 3,500 employees across 8 countries in the Middle East, Egis has delivered over 700 complex development projects, stimulating economic growth and enhancing quality of life. Ranked among the top ten firms in the Middle East by Engineering News Record (ENR), Egis is committed to sustainable development. The Group&rsquo;s operations in the Middle East are built on strategic acquisitions and a deep understanding of local market conditions. Egis&rsquo; long history of providing comprehensive engineering, consulting, and project management services makes it a trusted partner for regional governments, investors, and developers.</p><b><br>
Job Description</b><p><b><br>
Project Brief</b></p><p>
This PMO initiative supports the delivery of a multi-year, multi-billion-riyal capital development Programme aligned with national aviation objectives. Operating as an integrated consultancy&ndash;client team, the PMO provides strategic oversight, governance, and operational support to ensure that all projects across the national airport portfolio are delivered on time, within budget, and to the highest quality standards.</p><p>
The Programme encompasses portfolio management, project controls, engineering standardization, construction assurance, asset management, and governance functions, with direct engagement across multiple Operating Companies (OpCos).</p><p><b>
Role Purpose</b><br>
Participate in the delivery of the project controls function within a high-profile national aviation PMO.</p><p>
Take responsibility for key activities, involving cost, schedule, risk, or change control for a multi-billion SAR portfolio.</p><p>
Interact with PMO team members and client staff to analyze and report project information.</p><p>
Thorough knowledge and demonstrated experience in cost engineering, cost estimating, control and analysis, planning and scheduling, schedule development, control, and analysis.</p><p>
Experience and demonstrated skill in establishing criteria and system setup for project controls activities.</p><b><br>
Qualifications</b><p><b><br>
Experience</b><b>:</b></p><ul><li>
5 years of relevant experience in project controls (Cost, Schedule, Risk &amp; Reporting) on large, complex capital programs.</li><li>
Preferably with experience in PMO environments, exposure to <b>governance framework</b><b>, or </b><b>integrated portfolio management</b>.</li><li>
Strong knowledge of <b>engineering, procurement, contracts, construction, commissioning</b> processes.</li><li>
International exposure; <b>KSA / GCC experience preferred</b>.</li></ul><p><b>
Skills</b><b>:</b></p><p>
Proficiency in Primavera P6, Cost &amp; Risk management tools, Power BI, and PMIS systems.</p><ul><li>
Strong analytical, communication, and leadership skills.</li><li>
Ability to operate at both strategic and detailed levels.</li></ul><br>
<b>
Additional Information</b><p><b><br>
What We Offer:</b></p><ul><li>
Opportunity to work at the heart of <b>KSA&rsquo;s aviation transformation program</b>.</li><li>
Integrated and high-performance PMO environment.</li><li>
Commitment to professional growth, including exposure to international best practices.</li><li>
Contribution to Vision 2030 through localization and knowledge transfer.</li></ul></div><p></p>

Project Controls Engineer (Airport Exp.)

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