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accounts associate (acca)

assistant account officer

Australian Government Department of Foreign Affairs and Trade

<div><ul><li>Non-ongoing, Full-Time</li>
<li>PKR 294,510 to 344,534</li>
<li>Islamabad, Pakistan</li>
</ul>
About the Department of Foreign Affairs and Trade

The role of the Department of Foreign Affairs and Trade (DFAT) is to advance the interests of Australia and Australians internationally. This involves strengthening Australia&rsquo;s security, enhancing Australia&rsquo;s prosperity, delivering an effective and high-quality overseas aid program and helping Australian travellers and Australians overseas. The department provides foreign, trade and development policy advice to the Australian Government. DFAT also works with other Australian government agencies to drive coordination of Australia&rsquo;s pursuit of global, regional and bilateral interests.

About the position

The Consular and Crisis Management Officer oversees the delivery of consular, passport, and notarial services to Australian citizens in Pakistan, in accordance with departmental guidelines. Working closely with the Senior Administrative Officer and the Consular and Passport Manager, the position provides high-level support in the management of complex consular cases, including arrests and detentions, hospitalisations, medical evacuations, deaths, and whereabouts enquiries involving Australian citizens.

For more detailed information please view the Position Description.

Employment conditions

Subject to successful completion of a probationary period, satisfactory medical check and background police verification, the successful applicant will initially be offered a one-year employment contract which may be extended subject to the Australian High Commission&rsquo;s requirement and agreement between the employer and the employee.

Commitment to diversity

DFAT is committed to achieving diversity within its workforce. We are looking for people who share our values and who are as diverse as the community we serve.

Contact Information

Department of Foreign Affairs and Trade in Islamabad will not accept phone calls or email inquiries regarding the application process. Only candidates who complete their application online will be considered. Email applications are not accepted.

Please note that applicants shortlisted for interview may undertake a short computer-based test in English to demonstrate their claims.

Note: Due to the large volume of applications received, we are unable to respond to each applicant. We endeavour to respond to applicants of interest within a period of three to four weeks from the application closing date. If you are not requested to attend an interview, please assume that your application has not been successful. 
 
All queries relating to job application should be directed to Islm.HR@dfat.gov.au</div>

Consular and Crisis Management Officer (Islamabad)

Veevo Tech

ChargeX is seeking a proactive and detail-oriented Inventory &amp; Sourcing Officer to support the procurement, inventory management, and import operations of our power storage battery manufacturing facility. The ideal candidate will ensure the timely availability of raw materials and production components, maintain accurate inventory records, coordinate international shipments, and support uninterrupted manufacturing operations. This role requires someone who can effectively manage supplier coordination, inventory control, and import documentation while working closely with Production, Procurement, and Finance teams.Core Responsibilities &amp; DutiesInventory Management<ul><li>Maintain accurate inventory records for raw materials, battery cells, Battery Management Systems (BMS), PCBs, battery enclosures, busbars, connectors, wiring harnesses, cables, packaging materials, labels, spare parts, and finished goods.</li><li>Monitor stock levels and maintain minimum, maximum, and safety stock levels.</li><li>Record all inventory transactions including receipts, issues, transfers, returns, and adjustments.</li><li>Conduct routine physical stock counts and reconcile inventory discrepancies.</li><li>Ensure proper material identification, labeling, storage, and traceability.</li><li>Implement and monitor FIFO/FEFO inventory practices.</li><li>Generate inventory reports, stock ageing reports, and variance reports.</li><li>Coordinate with Production to ensure timely material availability and avoid stock-outs.</li></ul>Procurement &amp; Sourcing<ul><li>Source raw materials, production components, packaging materials, and consumables from local and international suppliers.</li><li>Obtain quotations, compare prices, and prepare comparative statements for vendor selection.</li><li>Assist in negotiating pricing, payment terms, lead times, and delivery schedules.</li><li>Raise purchase requisitions and purchase orders based on inventory requirements.</li><li>Develop and maintain relationships with existing and new suppliers.</li><li>Coordinate with vendors to ensure timely deliveries and resolve supply-related issues.</li><li>Maintain procurement records and supplier database.</li><li>Monitor supplier performance in terms of quality, delivery, and responsiveness.</li></ul>Import &amp; Logistics Coordination<ul><li>Coordinate import shipments from international suppliers until material reaches the manufacturing facility.</li><li>Prepare and review import-related documentation including Commercial Invoices, Packing Lists, Bills of Lading, Airway Bills, Certificates of Origin, and other shipping documents.</li><li>Liaise with freight forwarders, shipping agents, customs clearing agents, and courier companies.</li><li>Track shipment status and proactively follow up to avoid delays.</li><li>Coordinate customs clearance activities and ensure timely delivery of imported goods.</li><li>Maintain records of imports, shipping costs, duties, and logistics expenses.</li><li>Ensure compliance with import regulations and documentation requirements.</li></ul>Coordination &amp; Reporting<ul><li>Work closely with Production, Finance, and Operations teams to understand material requirements.</li><li>Support production planning by ensuring material availability.</li><li>Prepare daily, weekly, and monthly inventory and procurement reports.</li><li>Maintain accurate procurement, inventory, and import documentation.</li><li>Identify opportunities to improve inventory accuracy, procurement efficiency, and operational processes.</li></ul>Job Specifications &amp; RequirementsEducation<ul><li>Bachelor's degree in Supply Chain Management, Logistics, Business Administration, Industrial Engineering, Commerce, or a related field.</li></ul>Experience<ul><li>1&ndash;2 years of experience in inventory management, procurement/sourcing, imports, supply chain, or warehouse operations.</li><li>Experience in manufacturing, electronics, batteries, automotive, electrical equipment, or industrial environments will be preferred.</li></ul>Pay &amp; Perks:Basic Pay + Reported Growth Bonus.Annual/Semi-annual Increments.Fuel Allowance (if applicable).Company maintained Postpaid Mobile connection ( If applicable)Health insurance planPaid Annual Leaves.Employee Old Age Benefit Contribution (EOBI)A healthy &amp; glass door open working environment.This is a full-time permanent contract-bound office-based Job &amp; the starting salary would be upto 55k as per professional experiences.Pay: Up to Rs55,000.00 per monthWork Location: In person

Inventory and Sourcing Officer

TalentPop App

<div>
 "
 
 
 
 We're Hiring: Sales and Support Virtual Assistant (VA)
 
 
 
 
 Remote | Full-Time | E-commerce Support
 
 
 
 At
 
 TalentPop App
 
 , we're building a team of talented remote professionals who are passionate about delivering exceptional customer experiences. We're currently hiring a
 
 Sales and Support Virtual Assistant (VA)
 
 to join our growing team and help drive customer satisfaction, sales, and long-term business success.
 
 
 If you have a background in sales or customer service and are highly organized, tech-savvy, and motivated to help customers find the right solutions &mdash; this role may be a perfect fit.
 
 
 
 IMMEDIATE ACTION REQUIRED: APPLICATION FAST-TRACK!
 
 
 
 To ensure your application is reviewed by the **Recruitment Team**, you
 
 must
 
 follow these critical steps exactly. **Applications that do not choose 'Brand Concierge' and enter the correct code WILL NOT be reviewed.**
 
 
 <ul>
 <li>
 When selecting the position during your application, please choose &ldquo;Brand Concierge&rdquo; from the list of available roles.
 </li>
 <li>
 In the application form, you&rsquo;ll be asked for an application code &ndash; please enter SSVA in that field.
 
 
 </li>
 </ul>
 
 Key Responsibilities
 
 
 
 <ul>
 <li>
 Provide real-time support to customers via live chat, email, SMS, and phone
 </li>
 <li>
 Recommend products, assist in purchase decisions, and identify upsell/cross-sell opportunities
 </li>
 <li>
 Manage order inquiries, including shipping, tracking, returns, and refunds
 </li>
 <li>
 Update CRM tools and track customer interactions accurately
 </li>
 <li>
 Represent each e-commerce brand in a way that reflects their tone and values
 </li>
 <li>
 Share customer feedback and insights to improve sales processes
 </li>
 <li>
 Collaborate with internal teams to meet performance and service goals
 
 
 </li>
 </ul>
 
 Qualifications
 
 
 
 <ul>
 <li>
 Minimum of 1 year remote/online experience in sales, customer support, or virtual assistant roles
 </li>
 <li>
 Excellent written and verbal communication skills in English
 </li>
 <li>
 Comfortable using platforms such as Shopify, Gorgias, Zendesk, or similar tools
 </li>
 <li>
 Ability to work independently in a remote, fast-paced environment
 </li>
 <li>
 Detail-oriented, proactive, and results-driven
 
 
 </li>
 </ul>
 
 Technical Requirements
 
 
 
 <ul>
 <li>
 A personal PC or laptop with an i5 processor or higher.
 </li>
 <li>
 A stable internet connection with a minimum of 25 Mbps upload and download speeds.
 </li>
 <li>
 A quiet, professional workspace for calls.
 
 
 </li>
 </ul>
 
 What We Offer
 
 
 
 <ul>
 <li>
 Performance-based raises and commission opportunities
 </li>
 <li>
 Paid time off
 </li>
 <li>
 Monthly health stipend or an HMO coverage to keep you feeling your best(location-dependent)
 </li>
 <li>
 Recognition bonuses for outstanding performance
 </li>
 <li>
 100% remote setup with a supportive, collaborative team environment
 </li>
 <li>
 Career development opportunities
 
 
 </li>
 </ul>
 
 Join us at TalentPop App and help shape the future of e-commerce sales and support. Apply today.
 
 
 
 "
</div>

Sales & Support VA

ECHO Islamabad Office

<div><div><div><div>Posted date</div> <div>3rd July, 2026</div> <div>Last date to apply</div> <div>17th July, 2026</div>
</div> 
<div><div>Country</div> <div>Pakistan</div> <div>Locations</div> <div>Islamabad</div>
</div> 
<div><div>Category</div> <div>Logistics
</div></div> 
<div><div>Type</div> <div>Full Time</div> <div>Position</div> <div>1</div></div></div></div><div></div>
 <div><div><div><div><div><div>EUROPEAN COMMISSION

DIRECTORATE-GENERAL FOR EUROPEAN CIVIL PROTECTION AND HUMANITARIAN AID OPERATIONS - ECHO 
ECHO Office &ndash; Islamabad, Pakistan</div></div></div> 
</div>
</div> 
VACANCY ANNOUNCEMENT FOR THE POST OF ADMINISTRATIVE LOGISTICS AND FINANCE ASSISTANT (Group III)

ECHO ISLAMABAD OFFICE

The European Commission&rsquo;s Directorate General for European Civil Protection and Humanitarian Aid Operations (DG ECHO) funds relief operations for victims of natural disasters and conflicts outside the European Union (EU). For humanitarian aid, the Commission works with about 200 operational partners, including United Nations agencies, the Red Cross/Crescent movement and non-governmental organizations (NGOs). Aid is channelled impartially, straight to victims, regardless of their race, ethnic group, religion, gender, age, nationality or political affiliation. 
ECHO announces the national position for Administrative Logistics and Finance Assistant for its office based in Islamabad. This position is open to nationals and other residents of Pakistan with valid work and residence permits. 
DG ECHO applies a policy of equal opportunities. Our recruitment policy is based on respect of diversity, and on maintaining the gender balance. Our human resources management provides for balance between professional and private life, and support for training and developments opportunities. Based on the above and with a view to ensure the gender balance within the team, female candidates are encouraged to apply. 
We welcome applications from all suitably qualified persons. 
JOB DESCRIPTION

The jobholder is responsible for procurement, provision of equipment and logistics support to DG ECHO Office and for ensuring the smooth running of the Office maintenance. Moreover, the jobholder plans and executes office administrative and financial tasks.

The jobholder commits to strict confidentiality. 
JOB REQUIREMENTS

Education:
<ul>
<li>First level university degree in a relevant field or equivalent professional experience.
</li>
</ul>Knowledge and Experience:
<ul>
<li>Minimum 5 years of relevant work experience at national or international level in administration, procurement, logistics, finance.
</li>
<li>Knowledge of working processes (purchase orders, preparation of contracts for services and goods, tendering, protocol, treasury, budget and accountancy).
</li>
<li>Knowledge in accounting. Previous experience in a Governmental or other International Organisation is an advantage.
</li>
<li>Driving experience including a good knowledge of the country/region.
</li>
<li>Proven knowledge of car maintenance.
</li>
<li>Good communication skills.
</li>
<li>Capacity to work under pressure in a multitasking position.
</li>
<li>Ability to work in a multicultural environment.
</li>
<li>Good experience in the usage of computers and office software packages (MS Word, Excel, etc.).
</li>
</ul>Languages:
<ul>
<li>Fluency in English (oral &amp; writing);
</li>
<li>An excellent knowledge of Urdu (verbal &amp; writing)
</li>
</ul>HOW TO APPLY

Applications MUST comprise of:
<ul>
<li>cover letter (setting out the candidate&rsquo;s motivation and suitability)
</li>
<li>a detailed CV (preferably Europass format). The Standard format can be downloaded from the web page of https://echo.gestmax.eu/14343/29/administrative-logistics-and-finance-assistant-islamabad/en_US
</li>
<li>Academic and relevant employment certificates certified true copy by the applicant.
</li>
<li>References (including contact details of the HR department and the supervisor) that can be consulted by DG ECHO. At least one of the references must include a recent employer.
</li>
<li>A copy of the valid work and residence permit to live and work in Pakistan (in case of non-Pakistani).
</li>
</ul>Applications should be uploaded athttps://echo.gestmax.eu/14343/29/administrative-logistics-and-finance-assistant-islamabad/en_US until 17/07/2026at 23:00hrs (local time).

Candidates MUST abstain from contacting the ECHO Islamabad Country office for information on the selection process or for any other purpose. Any form of canvassing, soliciting, or influencing will be treated as grounds for disqualification.

Only the short-listed candidates will be contacted. They will have to bring with them the original or certified copies of all the supporting documents (work certificates, diplomas, etc.) during the interview stage.

THE EMPLOYMENT CONTRACT

The contract is initially for one year with possibility of renewal subject to a successful completion a 3-month probationary period and following a positive annual evaluation.

As an indication, the monthly basic salary is on average approximately PKR 240,552 which corresponds to five years of the minimum required experience and will be adapted according to the exact duration of relevant professional experience supported by a work certificate. Besides the basic salary, the employee will receive disability / retirement allowance, a 13th basic monthly salary, transportation allowance, as well as a medical coverage. (The salary is subject to local taxes).

The Code of conduct applicable to national staff employed by DG ECHO can be found via the following link: Code of conduct - ARES(2018)1322744.&rdquo;

&ldquo;Any processing of your personal data will be done in accordance with the applicable EU legislation (Regulation (EU) 2018/1725 of the European Parliament and of the Council of 23 October 2018 on the protection of natural persons with regard to the processing of personal data by the Union institutions, bodies, offices and agencies and on the free movement of such data).&rdquo; 
The privacy statement can be found on ECHO website.

http://ec.europa.eu/echo/system/files/2024-12/privacy statement.pdf</div>
 <div>Apply By:

 HOW TO APPLY
Applications MUST comprise of: 
<ul>
<li>
cover letter (setting out the candidate&rsquo;s motivation and suitability)</li> 
<li>
a detailed CV (preferably Europass format). The Standard format can be downloaded from the web page of https://echo.gestmax.eu/14343/29/administrative-logistics-and-finance-assistant-islamabad/en_US</li> 
<li>
Academic and relevant employment certificates certified true copy by the applicant.</li> 
<li>
References (including contact details of the HR department and the supervisor) that can be consulted by DG ECHO. At least one of the references must include a recent employer.</li> 
<li>
A copy of the valid work and residence permit to live and work in Pakistan (in case of non-Pakistani).</li> 
</ul>
Applications should be uploaded at https://echo.gestmax.eu/14343/29/administrative-logistics-and-finance-assistant-islamabad/en_US until 17/07/2026at 23:00hrs (local time).</div>

ADMINISTRATIVE LOGISTICS AND FINANCE ASSISTANT

Human Capital HR Solutions

Faculty Positions &ndash; Business ManagementLocation: Islamabad Job Type: Full-Time Industry: Higher Education / UniversityHuman Capital HR Solutions is hiring on behalf of one of its prestigious clients for multiple Faculty of Business Management positions in Islamabad.We are seeking passionate, research-driven, and highly qualified academic professionals who are committed to excellence in teaching, research, and student development.Open Positions<ul><li>Lecturer</li><li>Assistant Professor</li><li>Associate Professor</li><li>Professor</li></ul>Key Responsibilities<ul><li>Deliver undergraduate and postgraduate courses in Business Management.</li><li>Prepare and deliver lectures, tutorials, assessments, and examinations.</li><li>Conduct high-quality research and publish in HEC-recognized journals (as applicable to the academic rank).</li><li>Supervise student research projects, dissertations, and theses.</li><li>Contribute to curriculum development, program review, and accreditation activities.</li><li>Participate in departmental committees, seminars, conferences, and faculty initiatives.</li><li>Mentor students and provide academic and career guidance.</li><li>Develop industry collaborations to support internships, research, and graduate employability.</li></ul>Qualifications<ul><li>Lecturer: MS/MPhil (18 Years Education) in Business Administration, Management Sciences, or a closely related discipline.</li><li>Assistant Professor / Associate Professor / Professor: PhD in Business Administration, Management Sciences, or a closely related field from an HEC-recognized institution.</li><li>Candidates must meet the latest HEC eligibility criteria for the respective academic rank.</li></ul>Experience<ul><li>Lecturer: 0&ndash;4 years of teaching and/or research experience.</li><li>Assistant Professor: Relevant teaching, research, and publication experience as per HEC criteria.</li><li>Associate Professor: 8&ndash;10 years of post-PhD teaching and research experience with HEC-recognized publications.</li><li>Professor: 15+ years of post-PhD teaching and research experience with a strong publication record and demonstrated academic leadership.</li></ul>Preferred Skills<ul><li>Strong teaching, presentation, and classroom management skills.</li><li>Excellent understanding of business management principles and contemporary management practices.</li><li>Research, publication, and academic writing expertise.</li><li>Strong analytical, communication, leadership, and interpersonal skills.</li><li>Experience in curriculum development, student mentoring, and academic administration.</li><li>Ability to contribute to a collaborative, innovative, and research-focused academic environment.</li></ul>Preferred Teaching AreasCandidates with expertise in one or more of the following areas are encouraged to apply:<ul><li>Principles of Management</li><li>Strategic Management</li><li>Organizational Behaviour</li><li>Human Resource Management</li><li>Marketing Management</li><li>Entrepreneurship</li><li>Business Strategy</li><li>Operations Management</li><li>Supply Chain Management</li><li>International Business</li><li>Leadership &amp; Change Management</li></ul>How to ApplyInterested candidates who meet the above criteria are encouraged to send their updated CV to:careers1.hc@gmail.comOnly shortlisted candidates will be contacted.Work Location: In person

Faculty Positions – Business Management

Pakistan International Airlines

<div>
 
 A journey towards the transformation of Pakistan International Airlines.
 
 
 As PIA moves into an important new chapter, we are looking for leaders who are passionate about strengthening governance, performance, accountability, and institutional excellence. If you want to contribute to the future growth of one of Pakistan&rsquo;s most iconic national institutions, this is your opportunity.
 
 
 
 
 
 
 Position Purpose
 
 
 
 The Chief Internal Auditor will lead PIACL&rsquo;s Internal Audit function and provide independent, objective assurance to the Board Audit Committee and management on governance, risk management, internal controls, compliance, financial discipline, operational performance, and ethical conduct.
 
 
 
 
 
 
 Reporting Line
 
 
 
 The Chief Internal Auditor shall report functionally to the Board Audit Committee and administratively to the Chief Executive Officer.
 
 
 The position shall have direct and unrestricted access to the Board Audit Committee, Chairman of the Board, CEO, external auditors, regulators, and all relevant records, systems, locations, and personnel required for audit work.
 
 
 
 Key Responsibilities
 
 
 
 
 1. Audit Strategy, Governance and Risk Management
 
 
 <ul>
 <li>
 Develop and implement a risk-based Internal Audit strategy aligned with PIACL&rsquo;s business priorities, turnaround plan, regulatory requirements, and international internal audit standards.
 </li>
 <li>
 Prepare the annual Internal Audit Plan for approval by the Board Audit Committee.
 </li>
 <li>
 Provide independent assurance over governance, enterprise risk management, internal controls, compliance, and management accountability.
 </li>
 <li>
 Review the adequacy and effectiveness of PIACL&rsquo;s risk management framework, including identification, assessment, mitigation, monitoring, and escalation of key strategic, financial, operational, regulatory, technology, safety, and reputational risks.
 </li>
 <li>
 Provide assurance on the effectiveness of Business Continuity Plans, crisis management arrangements, disaster recovery plans, contingency protocols, and the organization&rsquo;s readiness to respond to operational disruptions.
 </li>
 <li>
 Present high-quality audit reports, risk insights, control issues, and corrective action updates to the Board Audit Committee.
 </li>
 </ul>
 
 
 2. Risk-Based Assurance
 
 
 <ul>
 <li>
 Conduct audits across high-risk areas, including Finance, Commercial, Operations, Engineering, Maintenance, Procurement, HR, IT, Safety, Cargo, Ground Handling, Revenue Management, and Transformation Projects.
 </li>
 <li>
 Identify control weaknesses, financial leakage, process gaps, compliance breaches, fraud risks, and areas of operational inefficiency.
 </li>
 <li>
 Ensure audit findings are practical, evidence-based, commercially relevant, and linked to clear management action plans.
 </li>
 </ul>
 
 
 3. Compliance Assurance
 
 
 <ul>
 <li>
 Provide independent assurance on compliance with applicable laws, aviation regulations, corporate governance requirements, Board approvals, internal policies, delegation of authority, procurement rules, financial controls, labor laws, tax requirements, and regulatory obligations.
 </li>
 <li>
 Review the effectiveness of compliance monitoring mechanisms across the organization and highlight material breaches, recurring violations, weak enforcement, and delayed corrective actions.
 </li>
 <li>
 Coordinate with relevant internal stakeholders, external auditors, and regulatory bodies where required, while maintaining the independence of the Internal Audit function.
 </li>
 <li>
 Ensure that compliance gaps are reported to the appropriate management forums and the Board Audit Committee in a timely and transparent manner.
 </li>
 </ul>
 
 
 4. Performance Monitoring and Management Assurance
 
 
 <ul>
 <li>
 Provide independent assurance on the accuracy, reliability, and completeness of performance data reported to the Board, CEO, and senior management.
 </li>
 <li>
 Review performance monitoring across key business areas, including revenue, cost, route profitability, aircraft utilization, on-time performance, load factor, yield, productivity, procurement savings, inventory, customer experience, and transformation milestones.
 </li>
 <li>
 Assess whether KPIs are clearly defined, measurable, consistently tracked, and aligned with PIACL&rsquo;s strategic and turnaround objectives.
 </li>
 <li>
 Highlight recurring underperformance, weak accountability, unreliable reporting, and delayed corrective actions.
 </li>
 </ul>
 
 
 5. Financial Control and Value Protection
 
 
 <ul>
 <li>
 Review controls over revenue, expenditure, procurement, contracts, payments, payroll, treasury, receivables, inventory, fuel, maintenance, aircraft leasing, and major commercial arrangements.
 </li>
 <li>
 Identify opportunities to reduce leakage, prevent waste, strengthen financial discipline, and improve value protection.
 </li>
 <li>
 Provide assurance over cost optimization, restructuring, and transformation initiatives.
 </li>
 </ul>
 
 
 6. Fraud Risk, Ethics and Investigations
 
 
 <ul>
 <li>
 Lead or supervise reviews into suspected fraud, misconduct, conflict of interest, policy violations, misuse of assets, and financial irregularities.
 </li>
 <li>
 Strengthen fraud risk management, whistleblowing review mechanisms, and investigation protocols.
 </li>
 <li>
 Ensure investigations are conducted objectively, confidentially, and in accordance with due process.
 </li>
 <li>
 Report significant fraud, misconduct, or control failures to the Board Audit Committee in a timely manner.
 </li>
 </ul>
 
 
 7. Digital Audit and Data Analytics
 
 
 <ul>
 <li>
 Build data-driven audit capability through analytics, exception reporting, continuous monitoring, and system-based controls.
 </li>
 <li>
 Review IT controls, cybersecurity risks, ERP controls, access rights, data integrity, disaster recovery, and digital transformation risks.
 </li>
 <li>
 Use analytics to identify unusual trends, duplicate payments, unauthorized transactions, revenue leakages, payroll exceptions, procurement anomalies, and policy breaches.
 </li>
 </ul>
 
 
 
 
 
 Required Qualification and Experience
 
 
 <ul>
 <li>
 CA, ACCA, CPA, CIA, CISA, CFE, CMA, or equivalent professional qualification.
 </li>
 <li>
 Minimum 25 years of relevant experience, including senior leadership experience in internal audit, risk, finance, compliance, governance, or assurance.
 </li>
 <li>
 Experience in aviation, logistics, transportation, public-sector enterprises, regulated industries, infrastructure, energy, manufacturing, banking, or large conglomerates will be preferred.
 </li>
 <li>
 Strong exposure to Board Audit Committees, executive management, risk-based auditing, financial controls, fraud investigations, performance assurance, compliance assurance, business continuity review, and governance.
 </li>
 <li>
 Experience in turnaround, restructuring, transformation, cost optimization, or data-driven audit environments will be an added advantage.
 </li>
 </ul>
 
 
 
</div>

Chief Internal Auditor

World Business Lenders, LLC

<div>About World Business Lenders<ul><li>
At World Business Lenders (WBL), we provide flexible, short-term commercial loans backed by real estate to help small and medium-sized businesses across the United States &mdash; particularly those facing difficulties with traditional financing. We're a fast-moving, results-driven organization that takes security seriously as we continue to grow.</li><li>
This is a Full-Time Independent Contractor role with working hours from 9:00 AM &ndash; 6:00 PM Eastern Standard Time, Monday through Friday. We request that all CVs be submitted in English. 
 
</li></ul>About the Role<ul><li>
The Senior Credit Underwriter is responsible for leading complex credit underwriting activities while serving as a trusted advisor to the Chief Lending Officer. This role provides expertise in Non-QM mortgage lending, evaluates complex borrower scenarios, structures credit solutions, and supports sound lending decisions that balance risk and business objectives.
</li><li>In addition to underwriting, the role oversees underwriting teams, mentors junior underwriters, drives process improvements, and collaborates cross-functionally to improve credit quality, operational efficiency, and funded loan volume..</li></ul> 
What You'll Be Doing (Key Responsibilities)<ul><li>
Act as the Chief Lending Officer's 'right hand' trusted advisor.</li><li>
Perform early credit assessments (&quot;shift-left&quot;) before processing is complete.</li><li>
Rework denied loans into approvable structures where possible.</li><li>
Recommend counteroffers that reduce risk while preserving profitability.</li><li>
Identify compensating factors to strengthen borderline files.</li><li>
Consult with Sales on structuring loans before submission.</li><li>
Participate in daily pipeline review meetings.</li><li>
Assist in developing underwriting guidelines and SOPs.</li><li>
Analyze trends in denials and fallout to recommend policy or process changes.</li><li>
Support automation efforts by documenting underwriting decision logic.</li><li>
Serve as the subject matter expert for complex borrower scenarios.</li></ul> 

Requirements 
Education:<ul><li>
Bachelor's or Associate's degree.</li></ul>
Experience:
10+ years of progressive underwriting experience in non-QM mortgage lending. 
<ul><li>
</li></ul>Must-Have Requirements
Please ensure you meet all of the following before applying:<ul><li>
10+ years of progressive underwriting experience in Non-QM residential mortgage lending.</li><li>
Proven expertise in credit analysis, risk assessment, and loan structuring, with the ability to evaluate complex borrower scenarios and develop viable lending solutions.</li><li>
Strong knowledge of Non-QM loan products, including DSCR, Bank Statement, Asset Depletion, Foreign National, ITIN, and other alternative documentation programs.</li><li>
Experience interpreting credit policies, underwriting guidelines, and applicable mortgage regulations (e.g., ATR/QM, TRID, RESPA, TILA), with the ability to make sound, consistent credit decisions.. 
</li></ul>Remote Work Requirements<ul><li>
Stable, reliable internet connection.</li><li>
Professional and dedicated remote working setup.</li></ul>
Preferred Background / Industry Experience:<ul><li>
Non QM residential mortgage lending / MCA lending.</li></ul> 
Key Soft Skills:<ul><li>
Critical Thinking &ndash; Evaluates complex borrower scenarios, weighs risk objectively, and makes sound credit decisions based on facts rather than assumptions.</li><li>
Analytical Mindset &ndash; Identifies trends, assesses layered risk, and connects multiple data points to determine overall creditworthiness.</li><li>
Sound Judgment &ndash; Balances prudent risk management with business objectives, knowing when to approve, restructure, or decline a loan.</li><li>
Problem Solving &ndash; Finds creative, policy-compliant solutions to structure challenging loans instead of defaulting to denial.</li><li>
Attention to Detail &ndash; Thoroughly reviews financials, documentation, and loan files to identify inconsistencies, omissions, or potential risks.</li><li>
Communication &ndash; Clearly explains underwriting decisions, credit rationale, and conditions to Sales, Processing, and leadership.</li><li>
Collaboration &ndash; Partners effectively with Sales, Processing, Valuation, Legal, and Closing to move loans efficiently while maintaining credit quality.</li><li>
Decision Making Under Pressure &ndash; Makes timely, confident decisions in a fast-paced environment without sacrificing accuracy or consistency.</li><li>
Coaching &amp; Mentorship &ndash; Develops junior underwriters by sharing expertise, reinforcing best practices, and promoting consistent credit decisions.</li><li>
Integrity &amp; Accountability &ndash; Demonstrates strong ethical standards, takes ownership of decisions, and consistently applies credit policy with fairness and discipline.</li></ul>
Specific Technical Skills Needed:<ul><li>
Credit Analysis &amp; Risk Assessment &ndash; Expertise in evaluating borrower creditworthiness, repayment capacity, collateral, and layered risk.
</li><li>Non-QM Underwriting &ndash; Deep knowledge of Non-QM products, including DSCR, Bank Statement, Asset Depletion, Foreign National, ITIN, and other alternative documentation programs.
</li><li>Income, Asset &amp; Cash Flow Analysis &ndash; Ability to analyze tax returns, business financials, bank statements, P&amp;Ls, CPA letters, and asset documentation.
</li><li>Collateral &amp; Valuation Review &ndash; Experience reviewing appraisals, BPOs, AVMs/IVDs, title reports, LTV/CLTV calculations, and collateral risk.
</li><li>Loan Structuring &ndash; Ability to restructure marginal loans, evaluate compensating factors, and develop counteroffers that meet credit policy while maximizing approvals.
</li><li>Credit Policy &amp; Guideline Interpretation &ndash; Strong understanding of internal credit policies, investor overlays, and regulatory requirements, with the ability to consistently apply judgment.
</li><li>Regulatory Compliance &ndash; Working knowledge of ATR/QM, TRID, RESPA, TILA, Fair Lending, and applicable federal and state lending regulations.
</li><li>Financial &amp; Data Analysis &ndash; Advanced proficiency in Excel and the ability to analyze underwriting metrics, portfolio trends, and credit performance.
</li><li>Exception &amp; Portfolio Management &ndash; Experience evaluating policy exceptions, monitoring portfolio credit quality, and supporting quality control and audit reviews.
</li><li>Loan Origination Systems (LOS) &ndash; Hands-on experience with Encompass, Byte, LendingPad, or similar LOS platforms, including underwriting workflow and condition management.</li></ul> 

Benefits 
What We Offer
$80,000-$95,000 annually.
️ Paid Time Off (PTO).
Fully remote &mdash; work from wherever you do your best work!
Ready to Apply?
If this sounds like you, we'd love to hear from you - submit your CV in English and hit Apply!</div>

Senior Credit Underwriter

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