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QNB Group

<div>
 
 About QNB
 
 
 
 Established in 1964 as the country&rsquo;s first Qatari-owned commercial bank, QNB Group has steadily grown to become the largest bank in the Middle East and Africa (MEA) region.
 
 
 QNB Group&rsquo;s presence through its subsidiaries and associate companies extends to more than 31 countries across three continents providing a comprehensive range of advanced products and services. The total number of employees is more than 28,000 serving up to 20 million customers operating through 1,000 locations, with an ATM network of 4,300 machines.
 
 
 QNB has maintained its position as one of the highest rated regional banks from leading credit rating agencies including Standard &amp; Poor&rsquo;s (A), Moody&rsquo;s (Aa3) and Fitch (A+). The Bank has also been the recipient of many awards from leading international specialised financial publications.
 
 
 Based on the Group&rsquo;s consistent strong financial performance and its expanding international presence, QNB currently ranks as the most valuable bank brand in the Middle East and Africa, according to Brand Finance Magazine.
 
 
 QNB Group has an active community support program and sponsors various social, educational and sporting events.
 
 
 
 Job Purpose Summary
 
 
 
 The incumbent will be primarily responsible for managing on a day-to-day basis a portfolio of existing and potential corporate customers to meet assigned financial targets of assigned country location. Incumbent is expected to develop and profitably manage banking relationships for business customers within their geographic territory or industry/customer portfolio. This position functions as the primary resource for extension of the full range of bank products and services applicable to the business customer. These will typically include credit and deposit services, as well as international transactions or other specialized services
 
 
 Main Duties
 
 
 <ul>
 <li>
 Play a major role in the implementation of the strategies and plan to achieve all set volume, revenue and profit targets for the Corporate Banking function within the assigned country location and in accordance with QNB&rsquo;s overall corporate budget and strategy.
 </li>
 <li>
 Come up consistently with business ideas to help boost revenues
 </li>
 <li>
 Develop Key Performance Indicators (KPIs) for the purpose of performance monitoring and quality measurement of the Corporate Banking Unit and monitor their achievements on periodic basis.
 </li>
 <li>
 Observes and promotes cost consciousness and efficiency, and enhance productivity, to minimize costs, avoid wastes, and optimize benefits for the bank.
 </li>
 <li>
 Act within the limits of the powers delegated to the incumbent and adheres to QNB policies
 </li>
 <li>
 Develop and manage on a day-to-day basis potential corporate customers and assigned portfolio of existing customers to meet assigned financial and non-financial targets in compliance with established QNB credit policies, procedures and standards.
 </li>
 <li>
 Build and maintain strong and effective relationships with all related functions / units to achieve assigned goals / objectives.
 </li>
 <li>
 Support with appropriate direction of work and duties for the ARM and support with relevant training and support.
 </li>
 <li>
 Responsible for business development and origination as well as credit recommendations in favour of selected local and regional corporations
 </li>
 <li>
 Provide timely and accurate information to the Senior RM &amp; Head of Corporate &amp; Institutional Banking and head office regarding credit and compliance issues in local and regional markets.
 </li>
 <li>
 To assist customers in all their queries on Bank&rsquo;s product and seek solution to their requests
 </li>
 <li>
 Maintain activities in accordance with Service Level Agreements (SLAs) with internal departments/ units to achieve improvements in turn-around time.
 </li>
 <li>
 Build and maintain strong and effective relationship with all other related departments and units to achieve the Group&rsquo;s goals/objectives.
 </li>
 <li>
 Provide timely and accurate information to the external and internal Auditors, Compliance, Financial Control and Risk Functions as and when required
 
 
 </li>
 </ul>
 Education/Skills
 
 
 <ul>
 <li>
 University graduate (Bachelor&rsquo;s degree) preferably with a Major in Finance, Banking, Economics, Mathematics, or Business Administration (related field of study), Masters preferred
 </li>
 <li>
 Excellent oral and written communication skills (including report writing) in English. Arabic, French or applicable local language highly desirable.
 </li>
 <li>
 Ideal candidate should possess relevant relationship management experience built on sound credit background, with 10 years additional relevant banking experience
 </li>
 <li>
 Good knowledge of the banking and commercial environment of the country.
 </li>
 <li>
 Ability to solve problems and adopt a hands-on role to meet financial targets.
 </li>
 <li>
 Computer literate able to compose own correspondences/ reports using bank standard applications.
 </li>
 <li>
 Good oral and written communication skills both in local and English language.
 
 
 </li>
 </ul>
 Note: you will be required to attach the following:
 
 
 <ul>
 <li>
 Resume/CV
 </li>
 <li>
 Copy of your Passport
 </li>
 <li>
 Copy of Education Certificate
 </li>
 </ul>
</div>

QNB3640 - Assistant Vice President - Corporate Relationship Management (Omanization)

CRYSTAL FLASH LLC

Shop salesmanWe are looking for a motivated and professional Salesperson with excellent communication skills to effectively engage with customers. The ideal candidate should have strong selling skills, the ability to persuade customers, and a commitment to delivering high-quality customer service. Experience in lighting and electrical products is an advantage.Responsibilities:<ul><li>Greeting customers and assisting them in a professional manner.</li><li>Understanding customer needs and recommending suitable products.</li><li>Demonstrating product features and benefits.</li><li>Achieving sales targets and promoting special offers.</li><li>Preparing quotations and processing sales transactions.</li><li>Following up with customers when required.</li><li>Maintaining product displays and ensuring the showroom is clean and organized.</li><li>Keeping up-to-date with product knowledge, pricing, and promotions.</li><li>Managing inventory inquiries and coordinating with the store team regarding stock availability.</li><li>Handling customer complaints or concerns and providing appropriate solutions.</li><li>Building good relationships with customers to encourage repeat business.</li><li>Preparing sales reports and updating customer information when required.</li></ul>Requirements:&middot; Minimum 2 years of experience in B2C sales (retail or direct sales).&middot; Age between 22 to 35 years.&middot; Strong communication and customer service skills.&middot; Ability to approach customers, present products, and close sales effectively.&middot; Target-oriented with a proven ability to achieve sales goals.&middot; Good command of English (Arabic is mandatory).&middot; Presentable appearance and professional attitude.&middot; Valid driving license is required.&middot; Ability to work under pressure and meet monthly targets.Please note that applications must be submitted through the company&rsquo;s website only. Applications sent via email will not be considered. Please apply to this link:https://crystal-flash.odoo.com/jobs/b2c-sales-executive-95Pay: RO250.000 - RO300.000 per monthWork Location: In person

Shop salesman

<div>
 
 About QNB
 
 
 
 Established in 1964 as the country&rsquo;s first Qatari-owned commercial bank, QNB Group has steadily grown to become the largest bank in the Middle East and Africa (MEA) region.
 
 
 QNB Group&rsquo;s presence through its subsidiaries and associate companies extends to more than 31 countries across three continents providing a comprehensive range of advanced products and services. The total number of employees is more than 28,000 serving up to 20 million customers operating through 1,000 locations, with an ATM network of 4,300 machines.
 
 
 QNB has maintained its position as one of the highest rated regional banks from leading credit rating agencies including Standard &amp; Poor&rsquo;s (A), Moody&rsquo;s (Aa3) and Fitch (A+). The Bank has also been the recipient of many awards from leading international specialised financial publications.
 
 
 Based on the Group&rsquo;s consistent strong financial performance and its expanding international presence, QNB currently ranks as the most valuable bank brand in the Middle East and Africa, according to Brand Finance Magazine.
 
 
 QNB Group has an active community support program and sponsors various social, educational and sporting events.
 
 
 
 Job Purpose Summary
 
 
 
 The role is primarily responsible for carrying out the preliminary financial and industry analysis for the existing and prospective clients handled by the Corporate and Institutional Banking Business, in adherence to the Credit Policy Guidelines and the Standardized Procedures. The role is also responsible for supporting the Relationship Managers in conducting the preliminary review of AML/KYC documents for the existing and New-To-Bank clients, besides providing the proactive and effective support to the Relationship Managers by liaising with internal support units/stakeholders, to ensure &ldquo;the best customer experience, higher share of client&rsquo;s wallet and development of the portfolio&rdquo;. This position is expected to act as Backup Resource for Relationship Managers in their absence, and thus is expected to gain full knowledge over the complete range of Products and Services offered by QNB Group. These will typically include credit, trade, transaction banking and deposit services, as well as international transactions or other specialised services.
 
 
 Main Duties
 
 
 <ul>
 <li>
 Shareholder &amp; Financial:
 </li>
 <li>
 Proactively assist the Relationship Managers in undertaking the Financial and Industry (Sectoral) analysis, so as to complete the New &amp; Review/Renewal Credit appraisals in time.
 </li>
 <li>
 Proactively undertake the Internal Obligor Risk Ratings, feed the same in Bank&rsquo;s internal/external rating tools to develop the Rating Reports and Spreadsheets.
 </li>
 <li>
 Proactively support the Business Unit in reviewing the client&rsquo;s constitutive documents to uphold and monitor full adherence and compliance with the prevailing best corporate banking practices.
 </li>
 <li>
 Proactively support the Business Unit/Relationship Managers in liaising with the internal Support Units for quick and smooth delivery of services.
 </li>
 <li>
 Proactively assist in the implementation of the strategies and plans to achieve all volume, revenue, development and profit targets for the Business Unit&rsquo;s customer portfolio.
 </li>
 <li>
 Observes and promotes cost consciousness and efficiency, and enhance productivity, to minimize costs, avoid wastes, and optimize benefits for the bank.
 </li>
 <li>
 Proactively support the Business Unit in the development of Key Performance Indicators for the purpose of systematic performance monitoring and quality measurement of the Business Unit&rsquo;s function, customer portfolio development and the monitoring of achievements.
 </li>
 <li>
 Act within the limits of the powers delegated to the incumbent and adheres to QNB policies
 </li>
 <li>
 Customer (Internal &amp; External):
 </li>
 <li>
 Proactively support the Business Unit in maintaining and developing customer relationships, acting as an alternative to Relationship Managers, as may be required.
 </li>
 <li>
 Proactively support the Business Unit in dealing with and resolving customer problems and requirements, in coordination with appropriate in house and external support functions, to ensure timely, friendly and accurate responses and provision of Bank products / services.
 </li>
 <li>
 Provide timely and accurate information to the external and internal auditors and Corporate Banking&rsquo;s compliance function, as and when required.
 </li>
 <li>
 Build and maintain strong and effective relationships with all other related functions / units to assist in the achievement of the Corporate Banking&rsquo;s goals and objectives.
 </li>
 <li>
 Internal (Processes, Products, Regulatory):
 </li>
 <li>
 Proactively support the Business Unit to develop and manage on a day-to-day basis both potential new customer targets and existing customers to meet assigned financial and non-financial targets, in compliance with QNB policies and procedures, regulations and prevailing best practices.
 </li>
 <li>
 Assist the Business Unit to prepare comprehensive credit proposals for new / prospective customers that adequately address all relevant risk factors and satisfy minimum acceptable standards of QNB corporate credit.
 </li>
 <li>
 Assist the Business Unit to prepare comprehensive credit reviews for existing customer facilities, at least one month before limit expiry, that adequately address all relevant and current risk factors and the latest developments in the industry, market and business.
 </li>
 <li>
 Assist the Business Unit to identify and timely report on all negative events and early signals on potentially problematic accounts / relationships.
 </li>
 <li>
 Assist the Business Unit to maintain the timely review of credit applications and documents within set turn-around time, in coordination with Credit Risk. Support the RMs, Unit Heads and others as requested, in identifying weak aspects of the credit applications.
 </li>
 <li>
 Assist the Business Unit in monitoring the customer credit positions for full compliance with set limits and QNB&rsquo;s Investment and Credit Strategy.
 </li>
 <li>
 Support the Business Unit in the preparation of periodic Management and Business Information reports to executive management, as requested.
 </li>
 <li>
 In the absence of Credit Admin Role:
 </li>
 <li>
 Liaise with HO credit admin on the credit documentation meeting the terms &amp; conditions as per approval.
 </li>
 <li>
 Seek HO Credit Admin acknowledgment when needed for collaterals submitted and supporting documents.
 </li>
 <li>
 Seek HO Credit Admin Review and have the checklist completed for Credit Operations to complete the remaining tasks
 </li>
 <li>
 To assist customers in all their queries on Bank&rsquo;s product and seek solution to their requests
 </li>
 <li>
 Maintain activities in accordance with Service Level Agreements (SLAs) with internal departments/ units to achieve improvements in turn-around time.
 </li>
 <li>
 Build and maintain strong and effective relationship with all other related departments and units to achieve the Group&rsquo;s goals/objectives.
 </li>
 <li>
 Provide timely and accurate information to the external and internal Auditors, Compliance, Financial Control and Risk Functions as and when required.
 </li>
 <li>
 Learning &amp; Knowledge:
 </li>
 <li>
 Possess good knowledge of the corporate banking business; its products and services, related risks, documentation, regulatory requirements and report preparation together with a superior knowledge of controls.
 </li>
 <li>
 Develop a good knowledge of QNB Oman&rsquo;s portfolio of customer&rsquo;s business and needs.
 </li>
 <li>
 Possess good IT skills to be able to compose correspondence and reports using standard Bank platform and applications.
 </li>
 <li>
 Takes responsibility for self-development as well as acquiring skills and knowledge required to fulfilment of one's duties by proactively identifying areas for professional development of self and undertake development activities
 </li>
 <li>
 Seek out opportunities to remain current with all developments in professional field
 </li>
 <li>
 Legal, Regulatory, and Risk Framework Responsibilities:
 </li>
 <li>
 Comply with all applicable legal, regulatory and internal compliance requirements including, but not limited to, Group Compliance Policies and Procedures (AML &amp; CTF, Anti-Bribery and Corruption, Sanctions Policy, Data Protection Policy, Fraud Control Policy, Whistle Blowing Policy, Conflict of Interest and Insider Dealing Policy).
 </li>
 <li>
 Understand and effectively perform your role under the Three Lines of Defence principle to identify measure, monitor, manage and report risks.
 </li>
 <li>
 Ensure systematic good outcomes for clients in accordance with Conduct Risk policy.
 </li>
 <li>
 Support the framework of RCSA, KRI, Incident reporting and remediation, as appropriate, in accordance with the Operational Risk Management requirements.
 </li>
 <li>
 Maintain appropriate knowledge to ensure full qualification to undertake the role.
 </li>
 <li>
 Complete all mandatory training provided by the Bank, attain, and maintain the required levels of competence.
 </li>
 <li>
 Attend mandatory (internal and external) seminars as instructed by the Bank.
 </li>
 <li>
 Other:
 </li>
 <li>
 Ensure high standards of data protection and confidentiality to safeguard commercially sensitive information.
 </li>
 <li>
 Maintaining utmost confidentiality concerning customer and internal bank information obtained during the course of business and provide such information on a need-to-know basis only to Senior Management of QNB, Audit and Compliance functions, and relevant Regulators.
 </li>
 <li>
 Maintain high professional standards to uphold QNB's reputation and to strengthen its market leadership position.
 </li>
 <li>
 All other ad hoc duties/activities related to QNB that management might request from time to time.
 
 
 </li>
 </ul>
 Education/Skills
 
 
 <ul>
 <li>
 University graduate (Bachelors&rsquo; Degree) preferably with a Major in Finance, Banking, Economics, Mathematics, or Business Administration (related field of study), Masters preferred
 </li>
 <li>
 Professional certification such as ACCA, PRM, CPA, CFA is strongly preferred
 </li>
 <li>
 Professional certification in AML/KYC Regulations is desirable.
 </li>
 <li>
 Excellent oral and written communication skills (including report writing) in English.
 </li>
 <li>
 At least 8 years relevant experience in the banking industry, preferably with a large local / International Bank, of which at least 2 years in bank in a supervisory capacity in risk function
 </li>
 <li>
 Should be well-informed of the domestic and international market trends, sectoral performance and competitive structures, industry practices and should be well versed with CBO/other regulations as applicable for the corporate banking segment.
 
 
 </li>
 </ul>
 Note: you will be required to attach the following:
 
 
 <ul>
 <li>
 Resume/CV
 </li>
 <li>
 Copy of your Passport
 </li>
 <li>
 Copy of Education Certificate
 </li>
 </ul>
</div>

QNB3651 - Manager Relationship Management KYC(Omanization)

Bank Nizwa

<div>
 
 
 Department:
 
 Treasury, Investment Banking and International Business Group (TIBIG)
 
 
 
 
 
 
 Job Purpose
 
 
 
 
 
 
 The role is responsible for setting up inhouse portfolio and fund management businesses and assisting clients in managing their investment across asset classes through Shariah compliant strategies. The overall objective of this role is to set up the investment management function to act as strategic advisor to our clients by formulating investment strategies and raising assets under management (AUMs). The role is responsible for setting up public funds covering both sukuks and equities, pitching investment advisory services to bank&rsquo;s clients to get discretionary mandates and coordinating with internal stakeholders as well as external regulators for ensuring full compliance with rules and guidelines. This role requires a seasoned investment professional with extensive experience in cross asset portfolio management, fund structuring, and regulatory compliance, strong client relationships, and a track record in building AUMs. The role will be involved in other key aspects of the Investment Banking unit&rsquo;s activities including supporting the wealth management business, risk management, performance analysis reporting, and the continuous build-out of the team&rsquo;s operating infrastructure.
 
 
 
 
 
 
 Role &amp; Responsibilities
 
 
 
 
 
 
 
 Business Development Strategy
 
 
 
 
 
 <ul>
 <li>
 Set up public funds and develop investment strategies to attract AUMs
 </li>
 <li>
 Build relationships by providing sophisticated investment solutions tailored to the clients' needs in line with their risk/return objectives
 </li>
 <li>
 Manage specific investment mandates and communicating internally and externally on the changing risk/return characteristics of the asset class and securities held in the portfolio
 </li>
 <li>
 Review and recommend investment strategies for clients and identify criteria for evaluating and appointing third party investment managers
 </li>
 <li>
 Identify and pursue new business opportunities, leveraging industry contacts and market knowledge.
 </li>
 <li>
 Serve as the primary point of contact for clients, providing expert advice and guidance on Investment advisory transactions.
 </li>
 <li>
 Work on RFPs and EOIs for submission to prospective clients for the award of discretionary portfolio mandates
 </li>
 <li>
 Conduct market research and analysis to identify trends and opportunities
 </li>
 </ul>
 
 
 
 
 
 Investment Management execution, Risk Management, Regulatory Compliance and Market Research
 
 
 
 
 
 <ul>
 <li>
 Assist in areas including Investment Strategy, Risk management as well as Investment Operations
 </li>
 <li>
 Provide inputs on an ongoing basis with regards to potential opportunities or developing risks in the markets based on market research and trends
 </li>
 <li>
 Assist in developing internal presentations for Committee meetings, investment proposals, or other purposes as needed
 </li>
 <li>
 Manage the end-to-end process of setting up public funds including regulatory approvals and licenses, appointment of key service providers and marketing to core investors
 </li>
 <li>
 Coordinate with legal, compliance, and other internal and external teams to ensure seamless execution.
 </li>
 </ul>
 
 
 
 
 
 Performance Management and Brand Positioning
 
 
 
 
 
 <ul>
 <li>
 Develop and implement strategic plans to achieve business objectives and drive growth
 </li>
 <li>
 Monitor industry developments and competitive landscape to formulate business strategy
 </li>
 <li>
 Achieve revenue and profitability targets for the IB unit
 </li>
 <li>
 Manage budgets and financial performance, ensuring efficient use of resources
 </li>
 <li>
 Position the bank as a top Islamic Investment Management Solutions provider in Oman and the GCC region
 </li>
 </ul>
 
 
 
 
 
 Education
 
 
 
 
 
 <ul>
 <li>
 Bachelor&rsquo;s degree in any discipline, preferably in Finance/Economics/Business
 </li>
 <li>
 Master&rsquo;s Degree is preferable
 </li>
 </ul>
 
 
 
 
 
 Professional Qualifications
 
 
 
 
 
 <ul>
 <li>
 CFA, CAIA or FRM
 </li>
 </ul>
 
 
 
 
 
 Work Experience
 
 
 
 
 
 <ul>
 <li>
 Minimum 10 years work experience in banking/financial institutions with at least 5 years' experience in in asset management or investment advisory
 </li>
 <li>
 Deep expertise in domestic and regional financial markets, having strong relationships with Financial Institutions, NBFIs, takaful/insurance, pension funds, Corporates and regulatory bodies
 </li>
 <li>
 Well-versed with local and international capital market standards, rules &amp; regulations with track record of success in structuring funds and managing portfolios
 </li>
 <li>
 Proven track record of successful transaction execution and client relationship management
 </li>
 <li>
 Proven track record of driving revenue and AUMs growth
 </li>
 </ul>
 
 
 
 
 
 General Competencies
 
 
 
 
 
 <ul>
 <li>
 Strong analytical and quantitative skills
 </li>
 <li>
 Excellent communication, negotiation and presentation skills
 </li>
 <li>
 Ability to multi-task, prioritize, and pivot efficiently
 </li>
 <li>
 Excellent organization and interpersonal skills
 </li>
 <li>
 Ability to build and maintain relationships with clients, colleagues, and stakeholders
 </li>
 <li>
 Competent with MS Office and comfortable with using platforms such as Bloomberg/Reuters
 </li>
 <li>
 Other core competencies: Strategic thinking, Problem-solving, Self-driven, Integrity, and passion for Customers
 </li>
 </ul>
 
 
 
</div>

Portfolio Manager – Investment Advisory

<div>
 
 About QNB
 
 
 
 Established in 1964 as the country&rsquo;s first Qatari-owned commercial bank, QNB Group has steadily grown to become the largest bank in the Middle East and Africa (MEA) region.
 
 
 QNB Group&rsquo;s presence through its subsidiaries and associate companies extends to more than 31 countries across three continents providing a comprehensive range of advanced products and services. The total number of employees is more than 28,000 serving up to 20 million customers operating through 1,000 locations, with an ATM network of 4,300 machines.
 
 
 QNB has maintained its position as one of the highest rated regional banks from leading credit rating agencies including Standard &amp; Poor&rsquo;s (A), Moody&rsquo;s (Aa3) and Fitch (A+). The Bank has also been the recipient of many awards from leading international specialised financial publications.
 
 
 Based on the Group&rsquo;s consistent strong financial performance and its expanding international presence, QNB currently ranks as the most valuable bank brand in the Middle East and Africa, according to Brand Finance Magazine.
 
 
 QNB Group has an active community support program and sponsors various social, educational and sporting events.
 
 
 
 Job Purpose Summary
 
 
 
 The incumbent will be responsible for assisting the management of the process of credit approval on individual credit facility proposals for Corporate and Retail customers (only those retail proposals that fall outside applicable policy parameters), forwarded to them by the appropriate departments/ units. The incumbent will assess the quality of the credit exposure sought to be undertaken and adherence to established policies and procedures. The incumbent will constantly research and seek to apply best practices in credit risk, in accordance with Basel II and other relevant guidelines.
 
 
 Main Duties
 
 
 <ul>
 <li>
 Perform activities within the assigned Credit Risk Strategy that reflects the Group&rsquo;s tolerance for risk and the level of profitability the Group expects to achieve for incurring various credit risks.
 </li>
 <li>
 Ensure the use of a standardized process for evaluating credit proposals ensuring that all approved credits are within QNB&rsquo;s Credit Risk Strategy.
 </li>
 <li>
 Assist the SVP of Risk in creating Key Performance Indicators (KPIs) for the department and monitor their achievement on periodic basis
 </li>
 <li>
 Act within the limits of the powers delegated to the incumbent and delegate authority to the respective staff and monitor same.
 </li>
 <li>
 Implements KPI&rsquo;s and best practices for role
 </li>
 <li>
 Promote cost consciousness and efficiency and enhance productivity, to minimize cost, avoid waste, and optimize benefits for the bank.
 </li>
 <li>
 Demonstrate clear understanding of the important factors behind the bank's financial &amp; non-financial performance.
 
 
 </li>
 </ul>
 Education/Skills
 
 
 <ul>
 <li>
 University graduate (Bachelor&rsquo;s degree) preferably with a Major in Finance, Banking, Economics, Mathematics, or Business Administration (related field of study), Masters preferred.
 </li>
 <li>
 Professional certification such as PRM, CPA, CFA is preferred.
 </li>
 <li>
 Sound typically a Minimum of 8 years&rsquo; experience in a major bank of which at least 2 years in bank in a supervisory capacity in risk function.
 </li>
 <li>
 Excellent oral and numerical and written communication skills in English and Arabic (preferred).
 </li>
 <li>
 Knowledge of Basel II Accord, with particular emphasis on credit-related issues and credit modelling methodologies.
 </li>
 <li>
 Excellent quantitative modelling, analytical, and research skills.
 </li>
 <li>
 Experience in working with large and complex data sets. Knowledge of financial markets and products.
 </li>
 <li>
 Proficiency in risk concepts, banking products/ operations/ systems, pertinent regulatory requirements, International Accounting Standards and related pronouncements.
 </li>
 <li>
 In-depth understanding of credit risk methodologies (KMV, Credit / Metrics, etc.), interest rate modelling [short rate models, HJM, BGM, etc.], VAR, and/or other complex financial risk modelling highly desirable.
 </li>
 <li>
 Adequate knowledge of IT systems/ applications.
 </li>
 <li>
 Self-motivated, eye for detail with ability to work with others and lead teams from diverse cultural backgrounds.
 
 
 </li>
 </ul>
 Note: you will be required to attach the following:
 
 
 <ul>
 <li>
 Resume/CV
 </li>
 <li>
 Copy of your Passport
 </li>
 <li>
 Copy of Education Certificate
 </li>
 </ul>
</div>

QNB3641 - Senior Manager - Credit Risk (Omanization)

EBR & Co General Trading WLL

Job Title: Sales Executive &ndash; Household DivisionLocation: Muscat, Sultanate of Oman Department: Sales Reports To: Sales Manager / Division Head Employment Type: Full-timeJob Summary:We are seeking a driven and customer-focused Sales Executive to join our Household Division in Oman. The role involves promoting and selling a wide range of household products - including household plastics, cleaning tools, kitchenware, trolley bags, cloth dryers, ironing boards, toys and other consumer goods &ndash; to retail and B2B clients including leading supermarket and hypermarket chains. This position offers a performance-based incentive structure tied to both sales and collection achievements.Key Responsibilities:&middot; Promote and sell household products to retail outlets, B2B clients, supermarkets, hypermarkets including Hypermax, Lulu, Nesto, and other hypermarkets and supermarkets.<ul><li>Develop and manage relationships with B2B clients such as wholesalers, corporate buyers, and institutional customers.</li><li>Conduct regular market visits to ensure product visibility, merchandising compliance, and stock availability.</li><li>Prepare and follow up on quotations, negotiate pricing and terms, and close sales deals.</li><li>Ensure timely collection of payments and maintain low outstanding receivables.</li><li>Achieve monthly and quarterly sales and collection targets.</li><li>Coordinate with logistics and warehouse teams to ensure timely and accurate deliveries.</li></ul>&middot; Identify and recommend new product lines or categories that align with customer demand and market trends.<ul><li>Monitor competitor activity and provide market feedback to the management team.</li><li>Participate in promotional campaigns, product launches, and trade events.</li></ul>Qualifications &amp; Skills:<ul><li>Diploma or bachelor&rsquo;s degree in business, Marketing, or a related field.</li><li>2&ndash;4 years of sales experience in household products, consumer goods, or FMCG in Oman.</li><li>Strong understanding of Oman retail and B2B market dynamics.</li><li>Excellent communication, negotiation, and interpersonal skills.</li><li>Ability to work independently and meet performance targets.</li><li>Proficiency in MS Office and CRM tools.</li><li>Valid Oman driving license is mandatory.</li><li>Fluency in English and Hindi. Arabic or other regional languages is a plus.</li></ul>Compensation &amp; Benefits:<ul><li>Basic Salary: Competitive and based on experience.</li><li>Incentives: Commission based on sales performance and timely collections.</li><li>Other Benefits: Company vehicle or allowance, mobile phone, and benefits as per Oman Labor Law.</li><li>Training: Ongoing product and sales training provided.</li></ul>How to Apply Send your CV and cover letter to hr@ebrandco.com with the subject line: Application &ndash; Sales Executive - Muscat, OmanJob Type: Full-timeWork Location: In person

Sales Executive - Household Division

Global Business Solution and Business

Location &ndash; UAE(Sharjah Office)Designation - Assistant Sales Manager / Manager(Lubricants)Candidates location &ndash; (UAE / GCC experience preferred)<ul><li>Handle Sales and Business Development of Lubes in UAE &amp; other GCC countries at a later stage.</li><li>Minimum 10 -15 years' experience In lubricant industry</li><li>Good knowledge and experience in handling sales UAE &amp; GCC markets</li><li>Age - 35-40 years Who can handle lubricants business development and sales independently</li><li>Education - Graduate . Engineering graduate plus MBA preferred</li><li>Reports to HOD</li></ul>Pay: RO800.000 - RO1,200.000 per monthWork Location: In person

Assistant Sales Manager / Manager(Lubricants)UAE

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