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portfolio manager

Axis Bank

<div>
 
 
 About the Role:
 
 
 
 The Education Loan product manager will be responsible for product and portfolio management of Education loans including formulation and implementation of product strategy and delivery of P&amp;L goals.
 
 
 The individual should have relevant product management work experience including new product development and launch, designing product promotion, driving on-ground implementation and active portfolio management.
 
 
 
 
 
 Key Responsibilities.
 
 <ul>
 <li>
 Product and Portfolio management:
 </li>
 <li>
 Strategy formulation for Education loans aligned to overall strategy of the Bank
 </li>
 <li>
 Drive and manage all P&amp;L metrics for Education Loans portfolio
 </li>
 <li>
 Analyze competitive landscape to identify and evaluate new business opportunities for profitable growth
 </li>
 <li>
 Launch and own outcomes for new product/variants in line with the business strategy
 </li>
 <li>
 Collaborate with cross-functional stakeholders i.e., Sales, strategic channels, Credit, Operations, Policy, Digital/IT for seamless day to day operations covering process, risk, channel management aspects as well as on roll-out of new initiatives/changes
 </li>
 <li>
 Drive business growth from existing strategic partners (e.g., leading Education loan consultants) as well as launch new alliances
 </li>
 <li>
 Address all audit related queries and implementing relevant recommendations in a timely manner
 </li>
 <li>
 Manage the government sponsored schemes including subsidy management and timely reporting
 </li>
 <li>
 Proactively review existing processes to identify and plug any gaps/ implement preventive controls
 </li>
 <li>
 Address audit, compliance and regulatory items in a timely manner
 </li>
 <li>
 Lead and mentor a team of 4 product managers by providing clear guidance on business objectives as well as granular requirements and helping them navigate complex situations
 </li>
 </ul>
</div>

Product Lead – Education Loan

Godrej Capital

<div>
 
 
 Job Purpose
 
 
 
 The Portfolio Analytics team ensures a high‑quality lending portfolio with a large focus on acquisition. The role is central to maintaining the organisation&rsquo;s risk at optimal levels while enabling business teams to grow Assets Under Management (AUM) without compromising portfolio quality. The function is highly data‑driven&mdash;focused on diagnosing risk and business challenges, proposing analytical solutions, and aligning strategies with the company&rsquo;s Annual Operating Plan (AOP) to optimise both risk and profitability.
 
 
 
 
 
 
 Key Responsibilities
 
 
 
 
 Portfolio Monitoring &amp; Insights
 
 
 <ul>
 <li>
 Track and evaluate portfolio performance across risk, credit, and business dimensions through deep‑dive cuts and analytical dashboards.
 </li>
 <li>
 Generate proactive insights beyond standard MIS to detect emerging trends, opportunities, and risks.
 </li>
 </ul>
 
 
 Diagnostics &amp; Problem Solving
 
 
 <ul>
 <li>
 Conduct root‑cause analyses for positive or adverse portfolio movements.
 </li>
 <li>
 Deliver clear, actionable insights to improve acquisition quality, portfolio health, and business outcomes.
 </li>
 </ul>
 
 
 Strategy Development
 
 
 <ul>
 <li>
 Identify high‑value segments and cohorts to refine credit policies, enhance underwriting strategies, or support scorecard development.
 </li>
 <li>
 Collaborate closely with senior stakeholders across Risk, Credit, and Business to develop robust, data‑backed solution strategies.
 </li>
 </ul>
 
 
 Process Improvement
 
 
 <ul>
 <li>
 Continuously assess and optimise existing analytics workflows and cross‑functional processes.
 </li>
 <li>
 Improve operational efficiency while supporting scalability and cost optimisation for internal teams.
 </li>
 </ul>
 
 
</div>

Portfolio Analyst

Credila Financial Services Limited

<div>
 
 
 
 About the Company
 
 
 
 
 
 
 
 Credila Financial Services Limited (Formerly known as HDFC Credila Financial Services Limited) is one of India&rsquo;s largest education loan non-banking financial companies (NBFCs) offering education loans to Indian students. With an in-depth understanding of the higher education domain in India as well as overseas, Credila offers tailor-made education loan solutions that help enable students to be financially equipped to pursue their education at their dream university and country of study. Since inception, Credila has funded 178,000+ Indian students across 63 countries in 4,600 institutes
 
 
 
 
 
 
 
 Responsibilities
 
 
 
 
 
 
 <ul>
 <li>
 Designing and implementing an overall risk management process for the Education Loan portfolio, which includes an analysis of the financial impact on the company when risks occur
 </li>
 <li>
 Performing a risk assessment: Analyzing current risks and identifying potential risks that are affecting the company
 </li>
 <li>
 Own the portfolio risk metrics - Loss forecasting, Stress testing, Credit Risk, Liquidity risk, Collections performance strategy overall ROA by segment.
 </li>
 <li>
 Monitor portfolio risk from granular dimensions and constantly implement strategies to maintain risk metrics within specific ranges.
 </li>
 <li>
 Monitor various operational metrics and develop alerting mechanisms to maintain process efficiency
 </li>
 <li>
 Designing and implementing strategies for Underwriting, Account Management, Portfolio Monitoring and Collections
 </li>
 <li>
 Develop risk-based credit policies and pricing grids to maximize approvals within specific segments of risk
 </li>
 <li>
 Work with data science team which will develop algorithms and scorecards and drive decision models across various business segments.
 </li>
 <li>
 Partner with Engineering team to implement policies and scorecards.
 </li>
 <li>
 Supervise creation of time-sensitive analytics, visualizations, and complicated, high-visibility reports for Risk and Business management to use in portfolio monitoring and strategic decision-making.
 </li>
 </ul>
 
 
 Data Analytics
 
 
 <ul>
 <li>
 Analyze data to identify high risk segments to limit and decrease loss rates.
 </li>
 <li>
 Perform exploratory data analysis to identify interesting data trend/ insights.
 </li>
 </ul>
 
 
 Model Validation
 
 
 <ul>
 <li>
 Build/Validate statistical scoring models on Unsecured lending portfolios that would aid in customer segmentation.
 </li>
 </ul>
 
 
 Policy formulation
 
 
 <ul>
 <li>
 Develop new policies for new partners and channels (Acquisition &amp; Line management)
 </li>
 <li>
 Review and update policies for existing partners in case of any change.
 </li>
 <li>
 Work with tech team to design test and implementation for any changes (partner related or regulatory) in policies.
 </li>
 </ul>
 
 
 Portfolio Management
 
 
 <ul>
 <li>
 Constantly Evaluate portfolio performance.
 </li>
 <li>
 Benchmark to Industry Standards.
 </li>
 </ul>
 
 
 Loss Management
 
 
 <ul>
 <li>
 Monitor Loan portfolio on a daily/weekly basis for any increase in risk (loss rates)
 </li>
 <li>
 Forecast loss for Education Loan portfolios
 </li>
 </ul>
 
 
 Stakeholder Management
 
 
 <ul>
 <li>
 Interacting with cross functional teams and driving the credit policy agenda and ensuring correct implementation of credit policy guidelines in origination system and decisioning platforms
 </li>
 <li>
 Lead discussions with external stakeholders/ channel partners during engagement calls
 </li>
 </ul>
 
 
 
 
 
 
 Skills
 
 
 
 
 
 
 <ul>
 <li>
 Have strong business understanding of the retail lending business in India and understanding of the regulatory landscape
 </li>
 <li>
 Should have hands-on experience working as data analyst or data scientist or statistical modeler in retail space, preferably in financial services or ecommerce.
 </li>
 <li>
 Strong experience in establishing and managing high-performing teams with a collaborative leadership approach.
 </li>
 <li>
 Outstanding communication skills, both verbal and written
 </li>
 </ul>
 
 
 
 
 
 
 
 
 
 Qualifications and Experience
 
 
 
 
 
 
 <ul>
 <li>
 MBA with Mathematics / Statistics / Information Management as a subject in the curriculum or CA/ CFA with relevant experience
 </li>
 <li>
 2-5 years of experience in the areas of Risk Management, Credit Modelling, Data Analytics, etc. (preferred).
 </li>
 </ul>
 
 
 
 
 
 
 Job Location:
 
 
 Mumbai (Kalina)
 
</div>

Risk Manager

Aditya Birla Renewables Limited

<div>
 
 
 
 Job Description: Energy Portfolio Manager
 
 
 
 <ul>
 <li>
 Location: Worli (Mumbai)
 </li>
 <li>
 Job Requirement:
 </li>
 <li>
 Bachelor&rsquo;s degree in engineering, energy, commerce or related fields
 </li>
 <li>
 15 years of work experience in Open Access, energy management, Power Trading (market operations or exchange bidding), Bilateral arrangement for energy sale, REC.
 </li>
 <li>
 Regulatory coordination with Govt entities Discom&rsquo;s/ LDC/ Transco
 </li>
 <li>
 Must have sharp regulatory knowledge with respect to power scheduling and power trading
 </li>
 <li>
 Ensure timely documentation and approval of T-GNA/GNA/NOC from nodal agency in close coordination with Power trader through GOAR/NOAR portal.
 </li>
 <li>
 Preparing bid strategy through load analysis, mapping the generation for the power consumer, selling surplus energy and optimizing revenue via close coordination with consumer/QCA/internal Operation team/ Power traders and ensure timely submission of bids.
 </li>
 <li>
 Scheduling, Rescheduling, Bifurcation and allotment of energy generated with revision on daily basis from RE plants
 </li>
 <li>
 Continue to explore and tap on bilateral opportunities to ensure realization
 </li>
 <li>
 Daily/ weekly accounting of energy sales on Power exchange, revenue realization, OA charges, trading margins etc.
 </li>
 <li>
 Minimizing the DSM by monitoring the load and generation profile during RTM and ensure proactive communication to QCA/operations team/Power trader to optimize the bid accordingly.
 </li>
 <li>
 Proficiency in MS Excel, data analysis tools, basic forecasting techniques
 </li>
 </ul>
 
 
</div>

Energy Portfolio Lead

Meril

<div>
 
 
 Strategic Marketing &amp; Portfolio Management
 
 
 <ul>
 <li>
 Support product launches, relaunches, and portfolio refreshes
 </li>
 <li>
 Collaborate and engage with regional stakeholders to support congresses, events, and training initiatives
 </li>
 </ul>
 
 
 Market Intelligence &amp; Stakeholder Engagement
 
 
 <ul>
 <li>
 Maintain deep knowledge of Product, market trends, competition, and clinical developments
 </li>
 <li>
 Build strong relationships with Key Opinion Leaders and rising stars
 </li>
 <li>
 Support clinical programs and communicate outcomes effectively
 </li>
 </ul>
 
 
 Training &amp; Enablement
 
 
 <ul>
 <li>
 Identify training needs and collaborate with the Education Team
 </li>
 <li>
 Provide product and technical support to internal and external stakeholders
 </li>
 <li>
 Influence and motivate teams without direct reporting lines
 </li>
 </ul>
 
 
 Collaboration &amp; Leadership
 
 
 <ul>
 <li>
 Foster a collaborative team spirit across diverse regions
 </li>
 <li>
 Coach and provide feedback to Sales teams
 </li>
 <li>
 Act as a cultural ambassador, demonstrating humility and empathy across borders
 </li>
 </ul>
 
 
 
 
 
 Qualifications
 
 
 
 
 
 <ul>
 <li>
 Bachelor's degree or equivalent 3+ years of experience in Product Management, marketing management in medical Devices
 </li>
 <li>
 Strong written, verbal and collaboration skills
 </li>
 </ul>
 
 
</div>

Product Manager

MUFG

<div>
 
 
 About Us:
 
 
 
 MUFG Bank, Ltd. is Japan&rsquo;s premier bank, with a global network spanning in more than 40 markets. Outside of Japan, the bank offers an extensive scope of commercial and investment banking products and services to businesses, governments, and individuals worldwide. MUFG Bank&rsquo;s parent, Mitsubishi UFJ Financial Group, Inc. (MUFG) is one of the world&rsquo;s leading financial groups. Headquartered in Tokyo and with over 360 years of history, the Group has about 120,000 employees and offers services including commercial banking, trust banking, securities, credit cards, consumer finance, asset management, and leasing.
 
 
 The Group aims to be the world&rsquo;s most trusted financial group through close collaboration among our operating companies and flexibly respond to all the financial needs of our customers, serving society, and fostering shared and sustainable growth for a better world. MUFG&rsquo;s shares trade on the Tokyo, Nagoya, and New York stock exchanges.
 
 
 
 
 
 
 MUFG Global Service Private Limited:
 
 
 
 Established in 2020, MUFG Global Service Private Limited (MGS) is 100% subsidiary of MUFG having offices in Bengaluru and Mumbai. MGS India has been set up as a Global Capability Centre / Centre of Excellence to provide support services across various functions such as IT, KYC/ AML, Credit, Operations etc. to MUFG Bank offices globally. MGS India has plans to significantly ramp-up its growth over the next 18-24 months while servicing MUFG&rsquo;s global network across Americas, EMEA and Asia Pacific
 
 
 
 
 
 
 About the Role:
 
 
 
 
 Position Title
 
 : Corporate Credit Analyst
 
 
 
 Corporate Title:
 
 Analyst
 
 
 
 Internal Title
 
 : Senior Analyst
 
 
 
 Reporting to:
 
 AVP / VP / Team Lead
 
 
 
 Location:
 
 Mumbai
 
 
 
 
 
 Analyst / Sr Analyst, Portfolio Management, Aviation Finance Department (AFD)
 
 
 
 
 Asian Investment Banking Division (AIBD), MUFG Bank, Ltd
 
 
 
 
 Job Responsibilities:
 
 
 
 
 Strategic:
 
 
 <ul>
 <li>
 To prepare credit reviews, credit applications, waiver requests, borrower ratings which include recommendations, within due dates, in accordance to the Bank&rsquo;s internal guidelines and credit appetite. When producing the review or application, sound credit analysis, sensitivity analysis on financial models (to ensure it remain accurate and relevant), and examination of the key points and concerns will have to be clearly articulated so the credit offices can understand the key points.
 </li>
 <li>
 To undertake appropriate identification of risks issues, close monitoring of and reporting on the status of the borrower and underlying project conditions, including escalating to appropriate departments where applicable.
 </li>
 <li>
 Actively managing the overall risk profile of the borrower, effective obligor or transaction and to recommend changes where necessary to mitigate risks.
 </li>
 <li>
 To play an active supporting role on refinancing and potential work-out transactions, where required.
 </li>
 <li>
 To actively support the negotiation of waiver terms and amendment documents, where required.
 </li>
 <li>
 To co-work on secondary loan transfers and loan participation, where required.
 </li>
 <li>
 To prepare regular reports, including but not limited to credit conditions and instructions, action plans, stress tests, sector monitoring reports, Asset Evaluation Sheet , presentations to management or credit committee. To prepare ad-hoc reports related to the portfolio that has a financial impact to the Bank, or as requested by Management/Head Office or Regulators.
 </li>
 <li>
 Coordinate and prepare for internal and external audits or regulatory inspections.
 </li>
 <li>
 Support the HOD in the Team&rsquo;s operations, administration duties, organizing events as well as to provide back-up support for other team members, when required, as well as to participate in ad-hoc projects under the Bank&rsquo;s initiatives.
 </li>
 <li>
 Adhere to all company policies as well as guidelines. Including KYC and compliance requirements.
 </li>
 <li>
 Support in maintaining, developing and updating local credit policies to ensure alignment with all relevant regulations.
 </li>
 <li>
 To identify industry, economic and sector trends and developments which can impact the portfolio.
 </li>
 </ul>
 
 
 
 
 
 Financial:
 
 
 <ul>
 <li>
 Support the delivery of timely process improvement initiatives for the Team.
 </li>
 <li>
 To support AFD team for origination and execution of deals and co-work closely with respective MUFG Branches and other H.O divisions.
 </li>
 </ul>
 
 
 
 
 
 Customer:
 
 
 <ul>
 <li>
 Deliver a high quality of service to internal and external stakeholders to enhance the Bank's reputation and to meet customer's expectations.
 </li>
 <li>
 Liaise and collaborate with customers, agents, external consultants, auditors, regulators and others to ensure that the Team may perform its functions in an appropriate and timely manner.
 </li>
 <li>
 To work in partnership with and liaise with origination team, relationship managers/sector coverage, credit teams, middle offices, overseas/regional branches, subsidiaries, affiliates and other departments to support the Teams&rsquo; responsibilities and matters relating to transactions under the portfolio.
 </li>
 </ul>
 
 
 
 
 
 People:
 
 
 <ul>
 <li>
 To liaise with various departments and work together with GAFO as a global aviation team.
 </li>
 </ul>
 
 
 
 
 
 Other/ Control:
 
 
 <ul>
 <li>
 To comply with relevant MAS regulations and MUFG group policies.
 </li>
 </ul>
 
 
 
 
 
 Job Requirements:
 
 
 <ul>
 <li>
 Minimum of 2 -4 years (for Analyst) relevant experience in credit analysis or credit risk (in similar Structured Products financing and/or Corporate Banking).
 </li>
 <li>
 Operational experience in lending, repayment schedules
 </li>
 <li>
 Intermediate Excel skills
 </li>
 <li>
 Degree qualified
 </li>
 <li>
 Experience in reviewing and preparing credit application recommendations, reviews of credit controls and legal documentation
 </li>
 <li>
 Organization skills and attention to details and accuracy.
 </li>
 <li>
 Strong communication, presentation and writing skills.
 </li>
 <li>
 Proactive, resourceful and a good team player, with ability to build rapport with internal and external parties.
 </li>
 <li>
 Good understanding of banking products and their risks.
 </li>
 <li>
 Good understanding of credit risk, financial analysis, critical and data analysis, impact sensitivity studies, financial modelling.
 </li>
 <li>
 Familiarity in financing documentation and legal considerations.
 </li>
 <li>
 In-depth sector knowledge in aviation financing would be an advantage.
 </li>
 </ul>
</div>

Senior Analyst - Credit Analyst [T500-22510]

Pidilite Industries Limited

<div>
 
 
 Role-Lead-
 
 
 Interior Solutions Group (ISG)
 
 
 
 
 Location Mumbai
 
 
 
 
 
 
 
 JD below &ndash;
 
 
 
 
 1. Role Purpose
 
 
 
 The
 
 Lead &ndash; Interior Solutions Group
 
 will spearhead the strategic, commercial, and operational leadership of Pidilite &lsquo;s Interior Solutions portfolio (including
 
 Roff, Dr. Fixit Interiors, Tile Adhesives &amp; Grouts, Wood Finishes &amp; Adhesives, Wall Preparation &amp; D&eacute;cor solutions
 
 ).
 
 
 The role is responsible for driving
 
 specifications and conversion with Architects and Interior Designers for projects.
 
 
 
 
 2. Key Responsibilities
 
 
 
 
 A . Portfolio &amp; Category Management
 
 
 <ul>
 <li>
 Drive
 
 category growth
 
 for wood finish, tile adhesives, grouts, waterproofing interiors, and woodworking in leading Architect and interior Design Forms.
 </li>
 <li>
 Conduct market mapping, competitor benchmarking, and customer insights for portfolio shaping.
 </li>
 </ul>
 
 
 B. Market Development
 
 
 <ul>
 <li>
 Expand footprint in Architect and Interior Design firms by specifying PPS interior solutions .
 </li>
 <li>
 Be the preferred partner for all the interior solution needs
 </li>
 </ul>
 
 
 D. Influencer Ecosystem Leadership
 
 
 <ul>
 <li>
 Build engagement programs for
 
 architects, interior designers,
 
 .
 </li>
 <li>
 Strengthen training platforms and capability-building initiatives.
 </li>
 </ul>
 
 
 
 
 
 E. Brand Building &amp; Marketing
 
 
 <ul>
 <li>
 Work with Corporate Marketing team on integrated marketing strategy&mdash;ATL, BTL, digital, on‑ground activations.
 </li>
 <li>
 Build
 
 consumer pull, influencer endorsement
 
 , and category awareness through targeted campaigns.
 </li>
 </ul>
 
 
 F. People Leadership
 
 
 <ul>
 <li>
 Lead a high-performing team
 </li>
 <li>
 Build capability, succession pipelines, and a culture of agility, innovation, and performance.
 </li>
 </ul>
 
 
 Qualification &amp; Experience:
 
 
 <ul>
 <li>
 MBA in Marketing / Business Management (preferred)
 </li>
 <li>
 Engineering / Architect/Interior design (desirable but not mandatory)
 </li>
 </ul>
 
 
 Experience
 
 
 <ul>
 <li>
 14&ndash;18 years of experience in
 
 Interior Solutions, Construction Chemicals, Paints, Tiles, Adhesives, Building material or related categories
 
 </li>
 <li>
 Proven experience in handling
 
 influencer-driven business models, and project-based sales
 
 </li>
 </ul>
 
 
</div>

Lead-Interior Solutions Group (ISG)

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